Statement Date vs Due Date

What is a statement end date, start date, or due date? Sometimes the end date can appear to come from after the due date? How is this possible? These designations can be very confusing for those looking at a credit card statement. Let me demystify this for you.
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[@jobellecollie7139]

i had to change a few of my due dates since i pay everything on the first of the month. i'm that budget nerd who looks forward to paying her bills!

[@BeatTheBush]

I think maybe all on one day makes it easier to go over if you do not have enough money in the account by accident. If it's spread out then you see it deduct a little at a time. Just a different way of setting things up.

[@ThePaigeMa5ter]

Always with the great strait forward information.

[@toothybj]

Thanks for that explanation! It’s always been a little confusing, but makes perfect sense now. For example, I have a card that’s due on the 1st, but the statement closing date isn’t until around the 7th. I never realized that i could pay right up to that closing date and have the newest balance still reflect on the next statement (and what they report to credit bureaus). For some reason, i figured that whatever the balance is after the due date is what’s reported. Knowing this is huge. Liked & Subscribed

[@bellepoligrates5604]

Our trainor keep explaining this to us but I can't understand until I've watched your vid. Simple and brief explanation but I understand very well. Thankyou such a very big help

[@lilong5202]

It's my first time watching your video. I like it. It's very clear and helpful!

[@BeatTheBush]

Thanks! Welcome to my channel!

[@keshawn888]

@BeatTheBush. Thank you for all you do. There are countless Americans born into or living in poverty who were never taught about the importance of establishing & maintaining good credit which would enable them to move into the better neighborhoods, thus living a better life. I've learned a whole lot from your channel which has helped me in my journey for a much better life and I appreciate everything you've taken the time to share with us. Thank you : )

[@BeatTheBush]

You're welcome! =D Seems like there is constant confusion over these terms. When you get a credit card, they do not really explain how you're supposed to use it. Only that you can swipe it and get STUFF! Lol.

[@keshawn888]

Exactly! They don't say anything about spending less than 25% of your credit limit either but since a lot of people are gullible & don't do any research, they become victims of their credit cards

[@juniorsal611]

So a statement date is basically a summery of all the bills and purchases you made the previous month? And a due date is the day in which you have to pay everything off (for the previous month) before you get charged interest?

[@Angelo80907]

I like how all the videos I find about credit cards tutorials are from my Asian brothers they know they numbers. Thanks for the explanation makes a lot more sense now!

[@nahomseifu5102]

Bro this was helpful. Thank you 🙏🏾

[@thelizardvegan]

Great explanation!

[@sanra167]

Thank you so much. I'm on the path of digging myself out of poverty and student loans. And your videos are very supportive.

[@BeatTheBush]

Ahhh glad to hear it. =D

[@stevencollins5665]

@@BeatTheBush what if your due date is before your statement closing date. My due date is the 13th of each month. But my statement closing date Is about the 18th of each month. Is it still OK if I pay balance down on the 13th to improve credit score?

[@jeanzhicay971]

Thank you so much!

[@saintluke2nd]

This finally got it clear for me!! thank you so much!

[@Mademoiselle_Kissie]

Thank you for this informative video, that helps a lot!

[@BeatTheBush]

=D No prob! =D

[@stuthesailor]

Thank you for this video. It helps a lot!

[@JimmyCoinz]

Thanks! Great info 👍

[@erikahernandez3285]

thank you 🥺🥺 this really helped

[@7motion985]

A perfect video. I am addicted to Audible, what I am currently learning with audible is much more valuable than the actual monetary value,.

[@BeatTheBush]

As an addition to this. Sometimes you need to stop learning... and start doing. I mean, not literally stop learning at all but not with all your time.

[@nessliestrife993]

As you acquire more cards this becomes more daunting. My strategy is pay off the card in full at the end of every business-week.

[@instagramlivereplays9251]

PERFECT INFORMATION!!!!

[@BeatTheBush]

=D

[@JonathanLopez-zs1bg]

Great explanation.. visual is always good. Can you make a video about when to make a credit card payment to improve your credit score? I have a statement to where the closing date is the 27th and my due date is the 4th.. when should I make my payment to a point where my credit utilization will reflect under 30% or less on my credit statement? Hope you understood my question. Thanks.

[@juliemix4806]

You are Awsome. Thanks so much for this.

[@BeatTheBush]

You're welcome! =D

[@raulzavala4546]

Great video

[@jaynieprescott2572]

haha, I think I inspired this vid. But thanks for re-explaining it again - it's helpful with the visual aids! That bat tho' - so funny!

[@BeatTheBush]

=D I cant even keep it straight anymore. I know there are a few who asks every week.

[@nhuphuong060688]

Hahaha, I did the same thing when I was part-timing for my school before. If there was a question that got asked so many times, I wrote a blog entry and sent the link to whomever that asked that particular question! 😅

[@BeatTheBush]

Lol... way to be more efficient. =D

[@debrahm506]

This was PERFECT!!!

[@YellowravenRS]

Dedication is having the same ending to your videos, but shoot a new take of it every day!

[@BeatTheBush]

=D Thanks! I change it slightly. =D

[@ishyarrogance6838]

Definitely helped me

[@bleuhefner9394]

Your the real MVP bro

[@BeatTheBush]

Thanks!

[@hasanthnkowne]

Thank you so much sir

[@BeatTheBush]

=D

[@bbtrucking1616]

Thank you. My score is skyrocketing thanks !

[@BeatTheBush]

You're welcome!

[@moonshockagaming7760]

thanks a lot i couldnt find my statement closing date, then it magically popped out and i found it lol :D

[@smilealong1]

I hate how the credit cards dates don't really follow my budget dates and how paying by closing date is making me pay for items which can be as far back as a month and a half ago. I have tried to adjust my budget dates accordingly (I just charge to get the 3% back--totally pay off each month but not interested in giving them my money ahead of time.)but have not been able to correlate my dates effectively. Do you have any suggestions of how this can be done without needing a Ph.D. In math? Thank you for your videos, I really enjoy them.

[@katherinemary3256]

Is it correct that only your statement closing balance is what your credit rating is based off/credit companies see?

[@Chinese080808]

Do y'all know how banks determine how many days are in a statement period? Mine varies between 29 and 32 days. 🤔

[@silverplug]

Thank you! I know you've made a video on this before, but I still got confused because I'm trying to pay off the cc before they charge me interest. I hate when the cc companies make money off of me because I budgeted poorly. I, of course, enjoy getting "discounts" of 1.5% for each thing I purchase. It's like magic!

[@BeatTheBush]

Yeah... that was a while ago and I learn from those older vids. Agreed. Never pay interest on those things.

[@medo8832]

what if i made a cc transaction between the due date and the closing date , is it gonna effect the credit score ? is it gonna add internet on the next statement ?

[@eric.li9494]

Good Job!

[@BeatTheBush]

Thanks!

[@highvalue1195]

So confusing! BOA associate at a call center yelled at me because I was asking too many questions on what the difference is.🤦‍♀️ Thanks for the video!

[@BeatTheBush]

I think you should never expect to learn anything of value from a call center. Avoid as much as possible.

[@marksantucci4230]

Yes I saw you did a video on this topic a while ago.Question what's the difference between the Grace Period and due date? I thought credit card company's gave us 3 weeks to pay our bill it now seems like it's 2 to 2 1/2 weeks?

[@BeatTheBush]

Lol... you must be joking? If not... statement end date + grace period = due date. The grace period varies from company to company. It's shorter for store charge cards. Annoying short.

[@datgio4951]

thank you for this, I’m currently new to using credit card and i have nooo idea on how to use one or who to even pay and when

[@BeatTheBush]

You're welcome!

[@johnnymaze6350]

Thanks bro

[@BeatTheBush]

Welcome

[@MaroonGoone]

So is the statement date the same as the closing date, it seems that term was interchangeable? Maybe I just missed it

[@TheDonYG]

My billing cycle for my capital one secured card was from Aug 8th to Aug 22nd, I paid my minimum payment on 23rd, and I paid the remaining like the next day, now my current balance is at 0, and my credit line is back to full, so since this month's statement is over, can I use my credit card now? Would my next billing cycle for September begin on Sept 8th and end on 22nd or would it begin the time I use it let's say now late Aug, after my statement was processed and the bills paid for Aug 8th to Aug 22nd. It was a 15 day billing cycle. My due date for August is Sept 19th

[@ec5018]

So if I use my credit after the payment due date and before the closing date ends am.i good ?

[@rhiajavier]

Thanks!

[@BeatTheBush]

=D

[@shayjohnson1590]

I made a purchase 3 days ago and I have the money to pay it now. Should I just go ahead and pay it now even though there's no due date?

[@N.Looping]

Does the statement comes once a month or every 30 days.

[@tw4943]

SO If my Due date is the 28th of every Month, I should Pay it off or pay it down as much as possible AND if my Statement CLOSING date is the 3rd of the following month, I should Pay it OFF or down as much as possible on the 1st of every month because on the 3rd it reports to the (3) credit bureaus and on the 4th starts the NEW period ? Is that correct?

[@ochicoloto3524]

nice video. since credit card payments take time to post, if my closing date is sept 9th and I make a payment on sept 8th, will it help keep my utilization low?

[@BeatTheBush]

Some cards takes longer to post so try it. 8th will likely work.

[@MsDorisann]

my due date is the 16th of the month. When should I pay to get a higher credit score?

[@deborahtaylor2356]

Hello... I am still confused say my statement date is(July 29- Aug 28th) and Due Date is September 23rd. When should this be paid? Thank You

[@jessicaluna1574]

If you have used your credit cards, but pay quickly have a 0 balance due, but have a balance. Will the balance go on your credit report or only when you have a balance due amount?

[@vladimir193335]

thx bro!!

[@BeatTheBush]

You're welcome!

[@81ken81ken]

Thanks

[@BeatTheBush]

=D

[@hcnsjncnnsan7245]

You can just make it simple u know. Like when to pay? On statement date or before it or before due date?

[@c5cpe]

Hcnsj, I agree. Unfortunately, I got a high utilization mark this month because I was told as long as it's at zero by due date, I'm ok. I was trying to stay "excellent " and got downgraded to "good" and had the money sitting in my checking account all along...

[@TheRealestIdealist]

Paying before your due date is OK, but PAYING BEFORE your STATEMENT date is best!

[@c5cpe]

@@TheRealestIdealist my dates are the 2nd and 6th so I try not to use the card that week. Found out the hard way it's the due date...

[@michaelswami]

If you want low utilization, pay before the statement close date (the cutoff date for charges to be included in the billing statement) as that is USUALLY when the information is reported to the credit bureaus. If you check online and you have a 200 dollar balance on a 500 dollar card, paying that down to less than 50 dollars BEFORE the statement closing date will greatly aid your useage. Paying it down after that increases your useage, but keeps you from having to pay interest (or as much interest) or penalties, but you still take a credit utilization hit. Paying by the due date is good, paying by the statement closing date is better

[@NinaBabyTV]

I am still confused and please pardon my slow learning. I go paperless so I get an email of my statement. Let's say my statement was sent on the 17th of April and due date is May 12th. When is the best time to pay off my cc for an increase in my score?

[@Andrea-sn7vu]

Ff

[@sf415city]

im still confused lol. so my due date is the today (19th) and my statement closing is 22nd. i just paid off everything yesterday (18th) would that be bad or should i have paid after my due date but before the 22nd? also if i used my credit card after my due date but before statement closing will it reflect onto next month due date/statement close date?

[@katherinemary3256]

So your due date was referring to the billing month prior, due date is after the statement closing balance. This statement closing you just got is for a new month/billing cycle and you’ll get the new due date for this in a few weeks. If you cleared your balance completely on 19th you will only be charged for money you spent in-between the 19th and 22nd, I hope this makes sense!

[@vonksummer9099]

Got it so you buy whatever you want in September then they send you a statement date for October then November is where you pay your credit card

[@CesarSanchez-nu3eo]

what if my cycle open date is on the 8th cycle close date is on the 14th and my due date being on the 11th? how would that play out? because it seems confusing to me that my bank would say my opening cycle date is on the 8th.... so shouldnt it close on the 7th then? why would the statement close date be on the 14th? idk man im really confused ... any advice from anyone reading this?

[@Hello_its_me_mario]

Can I just pay off my balance after it reports to the credit bureau? I use credit karma and it shows when it was reported.

[@Christian_Villanueva]

I am so confused, I've always paid off my credit card balance off in full Manali but am now trying to set up automatic payments and it gives me the option to pay off my balance of my last statement balance.. well that's $0? Why can't I okay if the current balance in my card??

[@marksantucci4230]

if my closing date for my discover is the 6th of the month and my due date is the 2nd of the following month I guess that equals 25? I thought for people who don't pay interest we get a grace period of 25 days after the due date or 25 days after we receive the bill that's what I thought.

[@BeatTheBush]

It's normally number of days after the statement ends. This can vary from 15-25days, sometimes a bit more even.

[@Josaki.]

May I have an explanation? Credit card limit: 500 Am I NOT allowed to go over 500 ? Or can I keep paying off what I spend weekly and not pass the $500 mark (but the total spent is over $500).

[@Beachboyweezy]

So if I'm a person that pays my balance off weekly (easier for me to keep track of my spending).. let's say my closing date is the 8th and I pay my balance off the 6th the credit company reports to the bureau on the 8th so I have a 2 day Gap where I can't use my card because it will show a balance? And if the credit card company reports at the closing date The Bureau doesn't report to companies like Credit Karma until the end of the month?

[@elvergontemeto714]

Banks definitely do that on purpose to confuse and get customers in trouble and in debt. You have explained everything very good my friend You're an awesome person I'll like and suscribe to your video

[@petralopez126]

Thank youu!!!

[@BeatTheBush]

=D

[@petralopez126]

BeatTheBush what’s does 0% APR for 15 months mean?

[@tsunami6172]

So I called capital one my due date is the 21st and the statement close date is the 24th of each month. I would need to pay the card off in full before this works correct?

[@BeatTheBush]

There is no trick to get this to work really. The due date is always 15-25 days after your statement end date. Close on 24th. Then it's due 21st the FOLLOW month.

[@raymondabdon933]

@@BeatTheBush Good afternoon sir. I was confuse on my account since my statement date is every 21st of the month and my due date is after 24 calendar days from my cut off date? What does it mean? Thank you for positive response

[@ShoryoTombo]

I've been asking why my closing date changed. May it was on 14, June was on 15, July was on 16, and August is now 16th. I wish they have next closing date posted on the statement or am I over looking at it.

[@peaceofmind6141]

I’ve had the same issue, but it changes because some months have 31 days or less

[@TriceTyme]

Yup

[@BeatTheBush]

=D

[@ROCKandRATTLES]

So! just got my first cc. My previous statement balance date ended on 9/14 & my next (or first due date) is 10/11. How does a cc company factor in utilization during the first months use?! Say I spend $600 of $1700 avail, should I pay the balance off early say on the 29th or should I pay a portion then and the other half say by the 9th. What do you think would benefit my score the most? I have been told it is best to keep utilization under 30% on the high and 10% or less by the time the card gets reported to the credit bureau but with it being my first month I am a little confused as utilization gets factored in. I hope my question wasnt all over the place. Thanks for all your help!

[@BeatTheBush]

Utilization is reported on 9/14. You pay most of it on 9/14 down to $2.01. And pay $2.01 on 10/11 for highest credit score. Lower utilization the better but not 0, hence the $2.01.

[@ROCKandRATTLES]

BeatTheBush but what if nothing was ever purchased until the 19th? Would it just report as inactive for the first month? I plan to pay it all down by the due date to avoid interest but what would be my best game plan going into next month? Make sure I purchase something between 10/11 & 10/14 so it will report (but make sure it only reports $2.01 by the 14th) ? I was a little late to the game the first month because a. I wanted to make sure I spent the right amount by the right time but have it paid off in full by the due date. b. I wasnt entirely sure on my closing date/due date when I first got my card. & c. Hurricane Irma was more on my mind at the time + mail ran late getting the cards to me. Thank you for working me thru this!! You're videos are so so sooo helpful!!!

[@ezrolith85]

Ah you have explained the paying most but not all here - but please tell me, why $2.01 specifically, is this your lucky number or is there another reason? :D Thanks for the videos, I've just subbed.

[@mk5edc-477]

Also curious about the 2.01?

[@PRISCILLAHURDREALTOR]

Hi! Thanks for this video! Question..Should I pay the balance in FULL on the STATEMENT CLOSE DATE or the DUE DATE? Or should I have a 1% balance by the statement close date and pay the rest off on the due date?

[@BeatTheBush]

The second option. Not 1% but leave $2.01 as the minimum. You can leave a bit more if you want. And also pay again before the due date.

[@PRISCILLAHURDREALTOR]

Ok, So leave $2-$3 by the closing date and pay the remaining balance before the due date?

[@justabout6979]

@@BeatTheBush why should we leave a few dollars in?

[@Duck72432]

Is the billing period unique to me like when I open an account or is it the same for everyone at that bank/branch?

[@Luckiedfied1mf122]

Unique

[@thedanieldrew6695]

Help : so my statement date is on 27th but my due date which is before is the 24th . How does that work …

[@MarcoDiFresco]

In Italy as far as I know all the credit cards have to be linked to a checking account for auto-debit, therefore there is no problem in remembering it (since it is automatic). If you want to breakdown a month in multiple payments, you have to log to the credit card home banking within the month in question and configure the payment (but few cards offer this option since almost all credit cards in circulations in Italy are actually charge cards).

[@BeatTheBush]

Wow. So interesting. This meaning you must pay the full balance every month. Fair enough and it is actually very good for the consumer to leave out this option of leaning on credit at all.

[@MarcoDiFresco]

Indeed, especially since those few cards that allow payments breakdown do have high APR (more or less the same % you have in the US, as far as I have seen). I do think that charge cards offer the best balance between debit cards and pure credit cards: over debit cards they offer some basic expense deferral (useful if on some month you had more expenses than usual and the debit date is after the monthly wage credit date), but at the same time they are not as potentially indebting as a credit cards.

[@Lauren_C]

@@MarcoDiFresco In the States at least, annual fees of charge cards (the only ones left here are Amex) are a turn off and the rewards (subtracting a potential annual fee) for lower income people less worthwhile vs using and paying a credit card in full. Omit the annual fee and keep rewards the same (2% or more cash back) and I would have no problem with such a Charge Card.

[@yettawat1564]

Timing question to reduce interest accumulation as much as possible: I am paying off a big student loan. I make two payments on it each month. First I pay the minimum payment sometime around the 10th day of the month (due date is the 14th). Then I make a second payment near the end of the month using all extra $ I was able to save and earn during the month. I am guessing that it's best to make that second payment before the statement closing date in order to chip away at interest as much as possible, right? Any advice?

[@imperium2000]

Marietta Watson he's talking about revolving credit. Fixed loans such as student loans are amortized. Interest is already built into the payments. There is no value in timing. The sooner you pay, the more it'll shorten the length of the loan.

[@omifunkemccloud3362]

Marietta Watson , yes, that's accurate.

[@BeatTheBush]

It depends how they calculate the interest. Is it based on the average balance of the last 30 days or is it the snap shot balance?

[@yettawat1564]

BeatTheBush Hm. The website says it is calculated using "simple intetest" which "will accrue daily based on your outstanding principal balance."

[@karmaking1263]

Cool shirt bro

[@BeatTheBush]

Thanks!

[@heloiseamez-droz3998]

Thanks so much for your video! There is one thing that remains unclear to me, using only 30% of your credit card amount is a rule to attempt to follow between the due date and the statement date or all the time? Thanks for clarifying :-)

[@Luckiedfied1mf122]

Between and try to only utilize 10% if you can.

[@davishlamburnt3734]

How big of a difference does it make on your credit score to pay down your bill before the statement closing date?

[@SatsMate]

Davish Lamburnt it does nothing to help. I used to do it all the time and nothing happens.

[@davishlamburnt3734]

I noticed the lower I got my usage the harder a higher bill hit my credit.

[@SatsMate]

Davish Lamburnt Interesting. I get reports from credit karma to avoid variable spending and to keep usage below 10%. Maybe it shows lender risk when moving from 5% to 25% utilization month to month.

[@davishlamburnt3734]

I was down around 3% and it went up to 10% and my score dropped. No biggie anyway.

[@imperium2000]

Credit card companies will report your utilization when the statement closes. If you have $1000 limit and you pay it down to $0 before the statement closes, it will improve your score compared to $500 reported. Keep your utilization below 30% or better yet 10% to improve your credit score. Your score will fluctuate so it doesn't matter unless you're trying to max your score for a loan or something.

[@BeliefPattern]

I’m soo confused lol. My due date is October 3rd and my statement closing date is oct 6th when do pay to have a good utilization rate?

[@ejcampbell6587]

Grace period

[@sf415city]

@@ejcampbell6587 and that is? between due date and closing date?

[@denisequinn6471]

If I'm using my credit card to purchase things and then pay my credit card three days later for those purchases is this a good idea? Also is it good to have a zero minimum balance due each month? I'm a little confuse because if I'm using my credit card and paying it off before the statement date won't I have a zero balance due?

[@BeatTheBush]

It wastes your time. If you want the best credit. Pay it down to $2.01 right before the statement date and pay the remainder $2.01 right before the due date. Paying it more often is like spinning your wheels, it does not improve your credit score.

[@denisequinn6471]

Thank you

[@darkroses]

So, if my payment due date was 5/10 and I paid off my bill before that, and my statement closing date is 5/15 am I okay if I charge through my credit card after the payment due date and before the statement close date?

[@BeatTheBush]

The closing date 5/15 is for the bill AFTER the statement that you paid on 5/10. If you charge between 5/10 and 5/15... that charge will be billed on 6/10.

[@darkroses]

@@BeatTheBush Thank you for your response! :) This information is definitely something that should be shared with new and existing credit card holders. Will be passing this along!

[@TraderDT]

Question: If i make the FULL payment b4 statement date, I will get a statement with a ZERO amount due. Won't that be perceive as an 'inactive' account for that last billing cycle? How can I build up my payment history, if I'm pre-paying every month(b4 statement date) and all my statements have zero balances? Does the bureau have any clues that I'm pre-paying every month - so the account is NOT inactive?

[@BeatTheBush]

You want to leave at least $2.01 in there when the statement date hits so you will get a non-zero bill to make sure the card is active that month. You bring it down to $2.01 at minimum to minimize the utilization only if your total credit limit is not that high like a few thousand.

[@annoyingkid2090]

No wonder my credit never moves I’ve been paying way before the due date.🤦🏻‍♂️

[@justabout6979]

Lmao exactly, I just figured it out

[@mikhailkireev1948]

OMG thanks My next closing date is 3 days after the Due Date and I was wtf I'm supposed to do here So now I'll pay before 8PM on my next closing date, knowing that I have almost a month ahead Please correct me if I got it wrong

[@atidmatabenisrael2779]

So meaning closing date means that when that date ends they will gather all the information that you bought in that month inside your credit card then they will send a billing price by mail so that u can pay it before the due date? Am i right?

[@raeswiftswift]

Yes.

[@UnboxingAddictions]

You should make a video on buying the new iphone x .

[@BeatTheBush]

Heh hem... you read my mind.

[@Rali272]

I'm a send you an uber to come here and fix my credit.

[@BeatTheBush]

Lol... my one on one rate is astronomical.

[@patrickwilson4902]

Why is everybody so different then mine???? I have a DISCOVER IT,($200.00) my DUE DAY is the 6th and my CLOSING DAY is the 11th. I use my discover it, Try to use about 9%.. I charge $10.00. Then on the DUE DATE 6th, I pay $9.00. THEN ON THE CLOSING DATE 11TH, I PAY THAT ONE $1.00 DOLLAR. Because I don't wanna pay my hard earned money on no interest. PLEASE HELP ME, DID I DO IT WRONG OR WRIGHT?????

[@infectedsammy2143]

what happen if you pay the full amount before the statement date ?

[@BeatTheBush]

Your utilization goes to zero but your statement may report as not used during that month since its zero.

[@infectedsammy2143]

Well I didn't think it was going to be like that but alright I'll wait until the statement day and then pay it off in full :)

[@SatsMate]

I honestly just setup automatic payments to remove all credit card confusion lol😂

[@BeatTheBush]

Some people really want to know the difference because they are starting out and need the benefit of paying right on the statement date. Otherwise, you just get the bill, pay it before the due date.

[@johncchacko4811]

can i able to change the statement closing date (not due date)

[@BeatTheBush]

You can. Some credit cards allow you to change the date on their online portal. Your due date will change accordingly though. If they do not show this feature, you can always call in to ask.

[@johncchacko4811]

Thanks BeatTheBush ,

[@godschild2432]

Confusing

[@roxanna1971]

My payment due date is on the 7th can I change it?

[@BeatTheBush]

Depends on your credit card company.

[@ianndgod]

Confuse me evem more 😵‍💫

[@KDeuce305]

i still dont understand my due date is the 6 of every month but they report on the 9th

[@BeatTheBush]

Statement period 8/10/2017-9/9/17. So for this statement, it reports on the 9th like you said. The due date is 10/6/17. Due date is ALWAYS after the report date or statement end date.

[@bjames692]

It’s still not clear

[@AnthonyVargasHD]

This shit confused my ass even more

[@TheNothels]

Are you able to pay off your credit card as soon as you see your new statement online?

[@BeatTheBush]

Sure. You can pay it off anytime you want. But doing it before or after the statement date depends on if you are trying to improve your credit score via low utilization or not.

[@luckychucky3426]

I'm sorry this is why so many people are in debt up to their asses if you don't have it don't spend it

[@BeatTheBush]

I agree. Only spend the credit card like a debit card. If you have the cash already.