The 10 Rules to Live By

[@StefanMischook]

Check out this secret video! kzbin.info/www/bejne/rKCXZpaKpc1pq5I

[@paulzheng7663]

I did, its private though!

[@paulclarke4099]

Great advice as usual, thanks Stefan 😀👍 01. Debt is poison! 02. Cut out stupid expenses 03. Learn to Code! 04. Save at least 20% per year 05. Invest in index funds 06. Do daily micro exercises 07. No sugar, less carbs and eat natural foods as much as possible 08. Aim for a healthy body fat % 09. Drink water 10. Cut toxic people out of your life

[@TyroneEntertainingJoseph]

Respect this bro

[@bepd]

I've learned so much from watching all your videos. Thank you for sharing your wisdom for free.

[@StefanMischook]

You are so welcome

[@AzbestoN]

Been watching you for a while now and it's today that I realized what I liked about you and your content... You're the Jordan Peterson of coding world. Regardless of political and religious affilitations, I consider that a compliment. Keep up the great work!

[@jammincoder]

Can garrentee I'm working to live by every one of these rules. Thanks for sharing your ancient wisdom 🖖

[@lorikgian]

probably the last one is the hardest to cut)) thank you so much for your content!

[@Dexquest3d]

Your videos always inspire and give me a certain kind of push. I always pick something new from it and literally get to action applying it and the results I'm getting are so positive. Thanks Uncle Stef, please don't stop educating us...

[@johannes1498]

Really good content. I have always been interested in finance, even longer than coding so hearing you make such interesting and great points was just awesome to hear. and ofc learned some new things as well

[@StefanMischook]

Cool, thanks!

[@mischiefner]

I would ad 11. Get a good night sleep (as much as possible)..There's a lot of data supporting claims that a good sleeping habits have a great impact on health and performance. Great video as always Stef, love your content!

[@Juan-hg2ts]

Thanks, excellent advices for a good and long life, I really liked what you said, health is more important than wealth

[@vigilantezack]

Let's see how I'm doing @ 40yrs, family of 5: 1) debt: I refinanced the house and paid off everything last yet. Then we racked up $17k on CC again in 8 months somehow. 2) Stupid expenses: with kids and family come stupid expenses; trips, vacations, xmas toys, entertainment, eating out, household things, clothes. Not a day goes by in the month we aren't swiping a card a dozen times a day. 3) Code: Not much time for learning, but I do enjoy it when I can. I have a huge collection of unread PDFs, audiobooks, courses, etc. 4) Can barely save $100 month, but even if I do that, we end up needing it a couple months later anyway. 5) Invest: I started a Roth 2 years ago, dropping tiny bit each month. I need to start one for wife too since they are individual accounts. Picks a Vanguard retirement fund to put it in. 6) exercises: not much, too busy. 7) Trying to eat good, family dynamics make food pretty random 8) Dieting now, dropped 20lbs so far 9) Drink mostly water, but I like a Monster on the weekdays, and diet soda to curb cravings while dieting. 10) Not that hard to cut toxic people, seems much harder actually finding quality people! So then, Fail 10 out of 10. And I have to go take my kid to urgent care cause he sprained his knee, there goes the little bit of savings again. ;)

[@stachowi]

Wow, I’m really surprised how you talked about sugar and carbs… shows you have real depth in taking care of yourself

[@JohnDoeX1966]

As much as I love your tech/coding focused videos, these broad life lesson videos are my favorite. Absolutely golden. I never grew up with a close older male figure to learn from so I have gotten all my knowledge from books, articles and KZbin videos like yours. Thank you

[@joecater894]

i think there are two ways to tackle the university racket... firstly, setup education centres that do the same thing with same syllabus... now, initially they wont be respected.... but eventually, once employers cotton-on that they are as good... they will be an unofficial accepted educational currency in employment... second thing... allow student loans to pay for work placements that are three years to five years long where an employer takes the money.. in return for a trainee placement ... bringing them up to an employable skill level in a chosen field ... ideally a lucrative one..

[@chrisjaycle8924]

I have spider senses that tingle when I hear truth. I was tingling for 13mins and 27seconds exactly. Great extra curricular video here thanks Stef. 🖖🖖

[@whatshendrix]

Thank you for this great video! These tips will be very helpful!

[@outerlimits7527]

Sorry Stef you forgot four really important ones: 1) Don't tug on superman's cape 2) Don't spit in the wind 3) Don't pull the mask off that old Lone Ranger, and 4) Don't mess around with Jim!

[@InalijHD]

Thanks for the amazing video Stef as always. I would just argue, when you say "don't buy a bigger house", that I still think bying proprety is a safer investment and can be very lucrative depending on where you buy. Also at 05:50 your face looks like you want to say crypto so bad but can't lol.

[@PolyMathWannaBe62]

Loved this video! Thanks.

[@alieninstallation50]

thanks for the video!

[@georgebalan8452]

I would've add sleep, I thing is critical for the health as well..

[@StefanMischook]

Agreed.

[@FerminDelgado]

Very useful information!

[@dasdunetechnologies1695]

When you did all this and ready to retired, move to a low cost of life country, BTW, hi from Thailand!

[@StefanMischook]

Thailand is a great spot.

[@mrc1500]

Good advice.

[@omarbonilla7771]

Great video uncle stef!!!!

[@maxfrischdev]

Wise words! 🦎🖖🏻 (Still the same high frequency static sound in the background tho, on phone and with high end sony headset 🤔)

[@StefanMischook]

I can't hear it.

[@Whyoakdbi]

Great advices Stef!

[@arpitsingh1000]

Thanks uncle stef

[@phantomapprentice6749]

Sound is too low

[@MrLinuxFreak]

2:33 buying cars you dont have lol

[@ared2720]

A Shirt in the room! 😱😅

[@Mostafa556-p3k]

❤❤❤❤

[@aneesahthequeen]

😍❤️😍❤️💙💙

[@guilherme5094]

👍

[@freshrafyz6607]

I took a time to understand your speaking. Currently learning C# and advanced English. I enjoy your videos as a perfect shutdown content in the evening. Waiting for new stuff Stef

[@mikef.606]

I'm 35, and it's only been over the past year that I have come to learn how ABSOLUTELY essential each and every one of these points are. I would only add two things that have also had a massive impact on my life: - Learn about, and take care of, your mental health (read about it, get therapy, meditate 🧘🏿‍♂️🧘🏾‍♂️) - Learn to manage your dopamine and serotonin Those two helped me almost completely eliminate my anxiety and depression (which I didn't even know I was unnecessarily carrying since childhood). Life is SO much easier now because of these and everything you listed. I even have the energy to pursue learning code 😆 Thanks uncle Stef. These kinds of videos are much appreciated. ✌

[@revx86]

What books would you recommend about mental health?

[@phaedrus2633]

Thanks Uncle Stef. You had me until the micro-exercise part. LOL! You are the opposite of a toxic person.

[@mrwacks4705]

This is gold, thank you Stef, more life, and success to you.

[@joecater894]

for the vast majority of jobs in code... yes you dont need a degree.. it should be the model for other professions.. where possible... but i do see the odd role that says: "ideally you should have a computer science degree". This always makes me laugh though... because usually the one asking for a degree is the lowest paid for the highest skill level... so in UK you might see: "webdev wanted etc.... html, css, js, php, sql wordpress etc... 18k-22k .... must have a degree in computer science" ...and my mental response is normally "what the ......?". They're not common to be like that... mostly 25k-35k ... or 35k-45k .... occasionally you'll see 75k... but then they want the earth in skills and solid 5 years experience.. and that salary is rare. I tent to believe that the reason a lot of the companies underpaying for the skill level say they want a degree is because they just dont understand this industry... and they tend to get a lot of unskilled trainee level people applying to their low salary (which makes sense) .... so they think that by saying they need a degree it will cut the wheat from the chaff.... however, I work in a dev firm as a junior dev and neither my principal software engineer nor my backend engineer have degrees... so from my experience their recruitment strategy is just making a bad strategy worse for them... in my humble opinion, they should really be saying.. "x years experience needed" ... but then again... without paying market rates.... I dont see that will work either... in the UK we have a min wage now approaching 20k GBP.... so basically your unskilled shelf stacker with zero responsibilities (apart from their shelf) is nearly on 20k.... something to think about for these companies hoping to get a dev for 18k-22k... :)

[@Kidkromechan]

I have lots of student loan and I got other loans but they were for investment. I got scammed for £5000 and that really put a dent in my finances. Also, my girlfriend too almost £5000 in the span of 3 years I was with her. I broke up with her now and only now, I can start thinking about saving money and paying all my loans. It feels like the last 3 years were wasted but I learned a lot from it. I am a programmer and just about to transition into a company after working on my previous one for 3 and a half years doing low code programming. Now, I wanna do pure backend java development with spring because low code is very restrictive on my creativity. Thank you for the advice.

[@taariqq]

Take it from a 179-year-old, this is important stuff!

[@StefanMischook]

lol

[@budda777pl]

11. Cut alcohol and other toxins? :)

[@AngelCosta]

Oh sweet man, what if I told you that in Brazil the credit card interest rate is 350% per year? It took me a while, but I paid mine, my husband's and my mom's credit card debts about a few years ago. I could have bought a house or a fancy car with that money. And you're dead on the stress of debt. It led me to anxiety. But now I am free of that worry.

[@StefanMischook]

Good job!

[@sitrakaforler8696]

The food part is really the hardest for me ^^"

[@nju415]

Stephan is the best, period

[@King_Charles_VIII]

Where can I buy your "The 10 Rules to Live By" book?

[@StefanMischook]

I did not write it yet. Do you want it?

[@eghtrading7484]

Uncle Stef...the real deal! Very few go this far for other human beings.

[@dvdragon]

10 Rules to Live by > 12 Rules for Life. Write Clean Code > Clean Your Room.

[@DB4331]

I recently turned 40 and I agree with all of these 1,000%. You really nailed it. Nice concise, clear and informative video.

[@sergiucarcea]

Thank you for everything! Greetings from Romania! :)

[@StefanMischook]

My pleasure!

[@LeatherClass]

Excellent advice from the 169 year old Stefan!!

[@MrGigi-dz9cv]

I'd like to add a few things. We, as organisms, live by extracting energy from chemical substances like sugars, fats. 'Carbs' (carbohydrates), is a family of chemical substances made of carbon and hydrogen. Our body cells get energy by decomposing these carbohydrates with the help enzymes (fats) then the help of oxigen (sugars). So, when you say, sugar is bad, i have to disagree. Our body uses fats and sugars, the same way a car burns fuel ( wich is made of carbohydrates too). In the same way, people who do lot of effort, tend to feed with more sugar, because their body needs it. Same with the children. You probably mean sugar abuse. That is something diffrent.

[@nosojdjos]

You're not 169 years old, You said that last year. You must be 170 y.o.

[@jairuskteo]

Thank you

[@StefanMischook]

Welcome.

[@ukaszzbrozek6470]

Great advice! I totally agree with everything and I am kinda in process of applying it. I would love to hear more about investing.

[@StefanMischook]

Noted!

[@Soulis98]

What about learning ruby?

[@revx86]

Hey Stefan, there's a ringing noise in this video. Love your content 👍

[@jonx6929]

Great advice, thank you

[@milanpenk9537]

terrible beeping sound on the background

[@TwitchRadio]

Thanks for your thoughts and your time😎👍

[@StefanMischook]

No problem 👍

[@videoaudio7669]

What’s that peeping tinnitus sound

[@gregrerten849]

Maine rule is "Cut toxic people"

[@therealspyguy]

Great uncle-ey advice

[@demongeminix]

Don't forget Rule #11, from the great philosopher Frank Zappa: watch out where the huskies go, and don't you eat that yellow snow.

[@dmitrysobol7755]

One of the best advises !!

[@aznbspikey]

Straight to the points, love it

[@joalafreak1588]

I like this topic a lot cheerz.

[@wootwoot8754]

thanks, great video!

[@StefanMischook]

Glad you liked it!

[@ma7eer]

solid advice

[@_jmeg_3436]

There's a high-pitched whirring sound in the background in this video. Don't know if you're aware...

[@StefanMischook]

Ahh ... I just checked with sennheiser reference headphones and I hear my fridge in the background. That is my guess what it is. I will filter it out next time.

[@ruleaus7664]

The most important ones off this list for me at the moment are to learn to code and not eat sugar or much carbs. I know how quickly bad health can ruin your quality of life as I have been having dental problems recently. I never got my wisdom teeth removed when I should've, so they're badly infected and they broke my second molars. It's no fun, because now I'm getting all four teeth extracted.

[@StefanMischook]

Ouch! Maintenance is key.

[@rayvrngarden165]

I'm already 40. Is it still a good idea to learn how to code for the purpose of changing my career/job? I think I'm just too old.

[@StefanMischook]

Sure. You can get up and running within 6 months. Check out unclestef.com.

[@Jose_T131]

🖖

[@theneverwas2835]

Thank you, my friend.

[@StefanMischook]

Welcome

[@YiannisChristodoulou]

Thank you, Stefan! 💪

[@StefanMischook]

My pleasure!

[@theosteknion6219]

Greetings from Sunrise Florida. Thank you, thank you, thank you for a well rounded video, not only because I have been following you since June 2020 and currently taking your HTML5 course FINALLY after taking that 1st step!!! But as a mom too, this opportunity benefits my children!! And you touch on a lot of great points that I talk about with my children & they have already been applying too.

[@guilherme5094]

The only thing I would add to that list would be sleep. Sleep early and sleep well, even with your friends calling you an old man with no energy. Sleeping helps a lot.

[@arthurmiller9103]

God bless you uncle Stef. Thank you🙏

[@abderrahmandouara9973]

why exactly 169 years of experience 😅?

[@gto9582]

What do you think of Real natural juices ?

[@StefanMischook]

When juices are made the nutrients oxidize (AFAIK) within a short period of time. So you are essentially drinking sugar water. Sugar is poison. So you would be better off making your own or drink coffee or water. I drink water mostly now with the occasional beer ... which is cheating since it too, is full of carbs ... which equals sugar.

[@exile100]

Divorce, alimony, and child support will ruin your life also.

[@abuaisha93]

Cut toxic people 👌👌

[@solarsequitor7374]

Which index funds?

[@StefanMischook]

In US, I personally like vanguard S&P and tech index funds. But do your own research because I am not an investment advisor, and so I have to say, do your own research.

[@solarsequitor7374]

@@StefanMischook Thank you. Will do.

[@imrannazir6931]

Your suggesting saving 20% and investing since of what you save? Or find money to invest outside the 20% you already saved?

[@StefanMischook]

You are saving minimum 20% .... an aggregate of all investments. Stocks, bonds, real estate ...

[@brandonhoffman9202]

Excellent! I can attest to a few of these and they DO make an incredible difference. Thanks Stef!

[@StefanMischook]

You bet!

[@mohammadghasemi2402]

Thank you very much.

[@StefanMischook]

No worries!