Stop Buying On Every Dip | The Right SIP Plus Lump Sum Strategy

[@rohitmaligoogle]

You guys following the proper trend . Bang on

[@ETMONEY]

Thanks for your encouraging words. Please help spread the message by sharing this video with your friends and family.

[@somendrasarkar1653]

Insights are quite compelling. They reinforce the idea that sticking to simplicity, like consistent sip and adjusting the amuunt with hikes, is often the wisest approach over long term. After all stress adjusted return is also one of the things ..

[@ETMONEY]

Glad to know that you found this video helpful. Please don’t forget to share it with your friends and family.

[@pj-ij7jd]

Please do a video when you sell certain portion of mutual fund portfolio when market rises and you reinvest The amount in that same year when market falls or increase your SIP. I tried this analysis on Python but found some error. Happy to Help

[@somendrasarkar1653]

@@pj-ij7jd is that request to me?

[@Daanyy320]

First it's difficult to time the market. Morning you see market is up and by afternoon it goes down or vice versa. There are rare chances that this strategy will work in ur way.. I will share my personal experience with it. I have a monthly sip, considering the market was down on the 4th June I pooled a good amount(lum sum), the transaction was executed well before the cut off time.. However to my surprise I got a nav of 5th June when the market was up by 1000 points , I raised a complaint to the broker informing about the same, they agreed that my point was right, however they blamed it to mutual fund, I contacted mutual fund they blamed NSC that it was due to technical glitch. Days later it was in news that this was raised by many people. NSC clarify that there was no such issue from there end So it was merry go around..

[@shivanshsingh8173]

Exactly this! It happens all the time and we are made to believe that this is expected to get next day NAV. Absolute BS. It is only useful when market are down for few days🥲

[@thematic3379]

Actually this is your mutual fund who did this you got your NAV next day cause they recieved money next day and then transaction happened so to avoid it you should place order early in morning. You can cheak this LLA YT channel you will get idea 💡

[@skd1965]

To get exact timing invest through ETFs. You execute at the time you want.

[@SPR632]

My SIP is on 5th of every month for last 3 years. Don't bother at looking the market. Do analyze the portfolio twice in a year. Rebalance every year as required. That's it.

[@alok.01]

What does rebalance mean

[@dhirendersingh539]

@@alok.01 selling underperformers

[@subhajitmalick7406]

Rebalance Sip amount ​@@alok.01

[@dr.livfit]

Won’t the rebalancing incur capital gains tax??

[@ProfessorJack_IIM]

@@dr.livfit good question

[@ARUN3320]

On June 4 many retail investors place order but AMC couldn't process so it didn't it work when market sudden fall i think.

[@VGAKarnataka]

Sir you may always choose mfcentral , it's good. That day i have invested at 2.57 PM, I have got allotment for the same day NAV...

[@pavanchennam4905]

Always buy directly from the website of the fund house before 1pm on the day of a huge fall, the NAVs will be placed as per the market price

[@arushjain-ns5ug]

​@@pavanchennam4905you could also use mf center for same day amc

[@sohilparikh32]

Or invest in etf traded on nse bse like mid150bees, bankbees , etc. In long run your mf return and this etf returns are nearly same

[@sreenivaskampala]

@@pavanchennam4905 Then we need to have multiple/respective fund house accounts right? I havn't done it, just checking with you as I have more than 10 MFs

[@guldeeps]

Don't find this plain analysis very useful. Instead, you should have worked on dip in daily moving average on various periods (5, 10, 20, 60 days, etc). If a market rises by 3% and the next day falls by 3%, will you invest because it has fallen? No. That's why the difference in moving average is a better measure than plain current dip%.

[@akashjha8864]

nope. It is people who think that making things complicated will get them more results and find it shocking that someone who does trading all day loses to some guy who forgets his SIPs for 10 years.

[@mohanayare]

Scenario u mentioned is probably the reason why +lumpsum doesn't give extra return, as expected

[@DanielKRego]

This would make for a great followup video, @ETMONEY.

[@garnepudivenkatesh]

Yes. Couldn't agree more. imo, If there is a nifty dip of around 5-10% compared to last 30-60 days, may be investor might dump some amount. Also, those who do regular SIP can understand this better. For example, if there is a SIP on 5th of every month and you find a pattern of getting more units (if nifty is in downtrend) from past 2 months, then investor can come think of this as a dip and invest some lumpsum amount. As you said, moving average on long periods should be considered as a dip rather than just a day before for regular SIP follower.

[@fazilersath7679]

Is there is tool to determine the moving average?

[@MrVineetkumargupta]

One is percent returns. If one buy on dips and invest, one may be investing earlier than regular SIP schedule, so absolute returns will be still bigger due to longer time horizon.

[@knayak6062]

The conclusions are mathematically proved by many people. People have also worked out scenarios where SIP periods are varying from weekly, monthly quarterly or Annually. There isnt much difference in the long term. you can calculate separately the strategy to invest lumpsum money equivalant to total annual SIP but on dips as per your dip scenario, at the end of say 10 years, amount invested will be same and returns will not differ greatly. So by combining monthly SIP + buy on dip strategy, results are not expected to be greatly different.

[@azadjain8534]

💯 exactly. No one is teaching this on KZbin. Everyone is asking to buy a dip which could be done earlier at much lower levels. If the dip doesn't come, the cash we saved will be wasted.

[@rajathjain6672]

When we are doing SIP + lumpsum in dips, we are increasing our investments compared to regular SIP. So even if the overall returns percentage is the same, the final amount will be higher since the investment amount was higher

[@SenthilKumar-gy5lh]

​@@rajathjain6672 Good insight!

[@SHALEENDAVE]

​@@rajathjain6672Bottom line is that there should not be any untapped free money which was meant for market. Investing it either as sip or staggered is important.

[@ranjancom2000]

We need to buy the same number of units during a dip. For example, if you've invested 5 lakhs and there's a 7% drop, we need to check the difference in NAV. Multiply the difference by the total units and purchase the same amount of units to achieve better results. Funding for only one year will not be sufficient

[@aayushrai8881]

This also depends on where you invest in the event of a correction. This example assumes that the investor would invest in nifty50 index. If the market corrects by 5%, the likely scenario is that midcaps and smallcaps will correct by a lot more. So it's not just about buying the dip but understanding which index or sector has seen the most correction to identify the right opportunities.

[@Razrman]

Exactly my thoughts too

[@RajatGumber-vv2bv]

Precisely! Doing a lumpsump in Mid and Small cap would generate a lot of difference in Simple Sips and Lumpsump amounts. Due to more correction in them as compared to Nifty 50 and even more rally than it so the difference would increase

[@debmukherjee6369]

Very true.

[@ProfessorJack_IIM]

@@RajatGumber-vv2bv But then it also comes with a lot of risk as well. Especially if you are investing a lot of money. It is not a recommended strategy for an average investor. If you are rich enough to handle that kind of market volatility, then you can do that.

[@udayshankar765]

Yes rightly said. We have to see which indices correct more i.e. Large, middle or small & then we have to invest accordingly.

[@jaym8218]

Very insightful video , ET money is doing good research in common man's investment strategy of SIP.

[@ETMONEY]

We are extremely happy to know that you found this video useful. Please share it with your friends and family as well and help spread the word.

[@ketansompura8095]

when you exit the small cap, then wont you loose the compounding benefit ? also pay tax while booking the profit ? then invest that money somehwere and then again pay tax on it when you redeem ?

[@pallav0777]

Hi, you missed out on the assumption that the idle cash will also generate some return if pit into alternative investment classes or simply FDs/liquid funds which would increase the returns for buy the dip

[@srinivasaraju1495]

COULDNOT BELIEVE. VERY USEFUL VIDEO. NOW I WILL WATCH ALL YOUR VIDEOS AND. I WILL INVEST IN ETFs IN CORRECTIONS.

[@JigarBalani]

Got it, Buy on dips but then when to exit?

[@jitendrasinghbaghel6604]

Better to purchase etf when market corrects

[@deepakgadekar3028]

You guys made it very complicated.. generally all videos are simple.. thank you😊

[@ETMONEY]

Thanks for your precious feedback. Will share it with the team.

[@sunilchandran4u]

Wonderful. Thank you for your effort.

[@ETMONEY]

We are extremely happy to know that you found this video useful. Please share it with your friends and family as well and help spread the word.

[@itsybitsyashna6789]

Video has lot many assumptions which is fine to set a process. However it would be interesting to do the same analysis for Nifty Next 50 or Nifty 250. Mid and small caps usually fall lot more than nifty 50 and hence lump sum investment will only make sense where fall and bounce back is steep.

[@bikashliju]

It shows discipline win over everything

[@ayushgp1]

You should also analyse why the investments in 4th got NAV of 5th.

[@PratikRamanuj]

Great video. Insightful. It proves that by doing lumpsum with SIPs during correction doesn't help that much. But is it true for Small and Mid cap funds? Please do this analysis for Small and MidCap funds.😊

[@ETMONEY]

Thanks for your suggestion. Will share it with the team.

[@Vieebow]

Love the detailed work you do! Love all your videos

[@ETMONEY]

Thanks for your encouraging words. Please help spread the message by sharing this video with your friends and family.

[@saikiranlankalapalli9106]

Great insights with in-depth analysis 🙌. It provided a different take on the technique of SIP + Lumpsum investing on different market corrections. Emphasizing on the idea of disciplined investing through SIPs, not stopping them and to invest one's bonus will always help to increase the size of retirement corpus / goal based allotted amount and these pointers should be part of investor psychology. Apart from that, if it is difficult to track everything, Annual Step-up SIP anywhere between 1-10% is a great approach for Wealth creation without any knee-jerk reactions irrespective of the time frame.

[@ETMONEY]

Great to know that you liked this analysis. Do share this video with your connections.

[@chiranjeevik2320]

Surprise and good vodeo. Thank you

[@ankitpanseriya4490]

Informative😊

[@LifeReset]

Nice myth buster video! Loved it

[@ETMONEY]

Glad to know that you found this video helpful. Please don’t forget to share it with your friends and family.

[@soumyachatterjee6588]

As a beginner in Mutual Funds, can you share some videos in how to start or detailing the basics please? Btw thank you for the continued support! 👍

[@divyaalokverma]

Very informative

[@drjigu2994]

eye opening,just dont try to time,max out sip once you can

[@DayInLifeFinance]

Analysis assumes that lumpsum amount is waiting without any return, however anyone sensible will be holding lumpsum amount in a liquid or short term fund which would lead to much higher return...

[@debmukherjee6369]

Insightful video

[@ETMONEY]

We are extremely happy to know that you found this video useful. Please share it with your friends and family as well and help spread the word.

[@myonlineworld05]

i wan to invest 5000 INR in month in MF but suppose last week of month i want to invest lumpsum 2000 more or less depend on what's available with me on last week of the month, so is there any changes in returns? lumpsum amt changes from 1000 to 5000 every month or sometimes O zero, looking forward for your answer, need calculation for atleast 10 years.

[@MartianInvestor]

It would be more insightful to see what is the difference in final accumulated amounts by using the strategies. I think more time in the market would lead to higher accumulation.

[@MartianInvestor]

And I think most investors would agree that possibility of higher accumulated corpus is more desirable than higher XIRR.

[@ravisardesai1051]

What is valuation correction ? How to go about it ?

[@anushravdixit]

I am surprised after seeing this video. Shoking results

[@ETMONEY]

Yes, indeed, they go against the common perception.

[@jrk785]

I am investing only in smallcap funds and getting annualized returns in between 32 to 57 percent (more than 3 to 5 year). My investment horizon is long long time. Is it right way to invest. I always invest in lumsum.

[@skhustler]

June 4 ko kitna minus hua tha portfolio

[@AhaanSharma-io8fj]

​@@skhustlerminus 5 percent.. from 55 percent SC+30 Percent MC +Rest LC.

[@ETMONEY]

This may not be the best way as you are taking high risk by investing only in small caps. Small caps should be no more than 15% of your total portfolio. You may want to diversify better.

[@sp-ye7ht]

Nice efforts.. however i think there are 2 flaws in this analysis. 1. The amount and the no.of dips was assumed to be limited.., if not this the returns works be definitely more even. 2.u considered a instrument that is not so much volatile..

[@keshavgoyall]

Insightful 🎉🎉

[@VGAKarnataka]

Hello Team, You people are making Remarkable videos in Indian Context, Happy To Watch Your videos... In India Generally Matured Mutual Fund Investors Speak about 2 AMCs, Surely not about India's largest AMCs SBI, HDFC & ICIC, they are quant & PPFAS, So here I request you to make a detailed video of these 2 fund houses with respect to NIFTY 50,SENSEX, NEXT 50,MIDCAP 150 indexes... Thank you, I hope you will make it for the Betterment of Indian Investors...

[@ETMONEY]

We have a video on Quant vs PPFAS: kzbin.info/www/bejne/qaa2g2OefaZsgrM. Hope you will find it useful.

[@VGAKarnataka]

@@ETMONEY Ty dear for your reply, in future while comparing these two kindly add Respective Indexes performance also.

[@piyushjain4349]

Very insightful , I will follow regular now

[@ETMONEY]

Nothing pleases us more than knowing that our content proved useful to our viewers. Do take out time to share it with your near and dear ones as well.

[@piyushjain4349]

@@ETMONEY absolutely, no doubt about that. I will make sure to share with them

[@anmolgupta007]

Great video, I will follow

[@deepakprasad4027]

Beautiful insights

[@gublichanna50]

what about Step-up SIP + lumpsum strategy? Any idea?

[@ShashankRaina]

Great video but would love if you could also post the Nifty data of when it has corrected 5,10 and 15% along with the valuation chart. Or if you could provide the link to where you took the data from. Thank you.

[@ETMONEY]

Will share your request with the team. Please do share this video with your friends and family.

[@liyakhatghori7458]

Is this analysis made on one mutual fund or average on multiple ?

[@ETMONEY]

Hello, this analysis was done using the Nifty 50 TRI data

[@MahendraGurunathan]

when i buy during a dip in quant elss tax saver fund in zerodha coin the processing takes like 3 days long within that timeframe i lose the dip and get lesser returns

[@sridhar264]

Yes, the delay happens when buying through the distributor. However there is no delay if you buy directly from quantmutual site and paid through their preferred/linked banks (hdfc, icici, axis etc. ) Good luck

[@SenthilKumar-gy5lh]

If you make the payment before 2pm, technically you should get the same day's NAV, though it might take a couple of days for the units to be allocated. However, sometimes the AMC can say it didn't receive the payment before cut off time and thetlrefore allot you the next day's NAV. It happened to a large number of investers on June 4.

[@MahendraGurunathan]

@@SenthilKumar-gy5lh i'll try that

[@MahendraGurunathan]

@@sridhar264 may i know the app name??

[@chaitanaya08]

When the money is uninvested, did you consider that it will gain interest? Also, if the market dips by 5% and then 10% and then 15%, investing different amount. Can you try this as well, would be interesting to see the result.

[@TopicTrackerwithrk]

Super analysis thanku et Money team

[@ETMONEY]

Glad to know that you found this video helpful. Please don’t forget to share it with your friends and family.

[@VishnuRajam4x4]

Superb video. Thank you.

[@ETMONEY]

Glad to know you liked the video. Please share it with your connections as well.

[@basantchoubey5137]

I think its much better and easier to continue SIP for 10-15 yrs, rather than looking for putting lumpsum when market is down.. its not that easy also to go through the pain of market going down..

[@avinashdixit5115]

Why we never get Same day NAV in ET Money

[@ashishpatil32]

Better to buy Index ETF when market correction happens

[@venkatesansriram]

You need to invest via lumpsum by 10% of your portfolio size and not just 1 year SIP amount.

[@bikashcghibila6828]

Nice

[@spacescience6143]

The return of placing the idle money waiting for allocation into equity from lets say a liquid fund at 6% is missing in the analysis. The idle money will not just sit back not doing anything

[@nishaanthshanmughasundaram2558]

Insightful video, quick question, when you say 5 periods for 5% correction, can this be 5 consecutive days since the correction from ATH or only one investment per month is allowed ?

[@sundaraditya1266]

Can you try this strategy by changing the lumpsum amount ? I think at lower values it would make more sense even with 5% correction i think backtested data might show some benifit

[@ETMONEY]

One can always say I will put more. But how many of us really keep money in a bank account for investing during market corrections

[@jayaramansubramanian9447]

What is this valuation that you are talking about?

[@ETMONEY]

Hello, we have used the PE ratio of Nifty 50 as the valuation metric while performing this analysis

[@shekharmansukh661]

Forget abt this all bullshits..as retail investor if you are unable to identify stocks just buy ETFs on every dip i bet you will definitely beat the same ETF return by 2 to 3% easily this what i am doing for the last 4 years and beating the index without any headache 😊

[@deadlyninja8391]

What is Price vs valuation correction

[@ranjancom2000]

Yes may be AMC was not buying the units it is better to go with ETF

[@azadjain8534]

Actually we should calculate the returns on whole investment portfolio and not only on equity portfolio. If dip is coming at higher level that amount could have been invested at much lower levels in regilar SIP. The equity returns could be higher but overall returns are lower.

[@SMCGPRA]

This is all good as theory

[@Sandipan96]

no, what I usually do, is suppose one MF 2000 is a monthly SIP, so I divide it in half and do simple SIP 1000 and when the market is doing down up to 5% I add the other half on the same month, (kindly note this will not work with Large cap MF)

[@jayadevtn1987]

This is really insightful.. thanks etmoney.

[@ETMONEY]

Thanks for your encouraging words. Please help spread the message by sharing this video with your friends and family.

[@honey_kumar24]

Great😮

[@kutalaabhiram2398]

How will I know the future median PE now itself. Even 10 years earlier you don't know the current median PE

[@apurvpatil192]

What is maxing out sips?

[@ETMONEY]

It means investing via SIPs as much as possible

[@apurvpatil192]

@@ETMONEY Thank you for the prompt response.

[@hdhanu142]

Good one ❤

[@ETMONEY]

Please share this video with your friends and family as well.

[@debadevdeba]

v insightful video.

[@ETMONEY]

Please share this video with your friends and family as well.

[@mithilsehsingh8775]

Is it works for Mid & Small cap fund for 20 years Investment period??

[@ETMONEY]

Let me forward your request to the team. We can then plan a video around mid and small caps too.

[@dinsshetty]

In your calculation you are assuming the return on the cash is zero... this is true if you keep in cash.. But you can park your cash in secure gov Bonds with 7%pa yield, add this in your lumpsum calculation .... this will turn the table...

[@prashantdhage1345]

do SIP every month and instead of tracking index to generate extra 1% rather focus on your primary skills and upgrade it that would give better returns than 1% extra.

[@sparun1607]

Can you kindly share your thoughts on Mutual Fund nasdaq 100 index fund direct growth , In which one we can invest in SIP mode, is it advisable ? Any insights?

[@ETMONEY]

Hello, most international funds are closed for inflows now as the RBI limit of foreign investments by mutual funds has been breached. However, one can still explore NASDAQ 100 ETFs. We recently discussed them in our AI video: kzbin.info/www/bejne/bHbKoKFrq56WhdU

[@TapanAnand]

What was taken as the date the sip gets executed?

[@utkarshjasraj]

Good one 👍🏻

[@ETMONEY]

Please share this video with your friends and family as well.

[@narmadaskinclinic6750]

Excellent

[@subinpj6321]

What happens to the dividend declared by index companies in Index ETF ?

[@ETMONEY]

It gets reflected in the NAV of the units and thus gets passed on to unitholders.

[@MrAnupnyk]

Kudos to the analytics team.

[@ETMONEY]

Glad to know that you found this video helpful. Please don’t forget to share it with your friends and family.

[@sailendrakumarpanda9875]

But I feel, the Etmoney genious is worst plan. 1. 6 months back it was charging 50/month, now it is 400/month 2. Every month it is rebalancing the portfolio. which is leading high STCG tax Can you explain the same through an informative video.

[@nikhil2049]

may be data should be checked twice again :) ...major point is missed: Corpus generated at the End of both exercises 😁

[@nikhiltrivedi8933]

Cant digest this, if someone buying on dip and still there portfolio underperformed.

[@ryanwilliams989]

When the ETF is approved, institutions will need to buy Bitcoin for their ETF. There will be marked increase in demand, can i get in and still make profits? i have set aside $250k to get fully invested this year

[@hunter-bourke21]

Yes of course you still can. Reminds me of the guy who bought bitcoin in like 2011 and everyone was calling him a chump, then the market boomed and after a few years and he made a killing, whereas many people got burnt because they doubted.

[@maryHenokNft]

The only issue you might have is the fear of missing out, just like everyone else. A good number of people discredit the effectiveness of financial advisors in exploring new markets, but over the past 10years I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains… might not be a lot but i'm financially secure.

[@maggysterling33254]

@@maryHenokNftDo you mind sharing info on the adviser who assisted you?

[@maryHenokNft]

Definitely! All of this happened in less than a year after *Izella Annette Anderson* told me what to do. I started with less than $100,000, and now I'm about 17,000 short of having a quarter million dollars.

[@TheresaAnderson-kf5xw]

oh! i never take this advises online seriously, but i checked Izella up out of curiosity and i must say i am impressed by her Credentials. i emailed her already, waiting on her response

[@SouravSarkarArjun]

After watching ankur sir video ❤

[@durgaamperayanidurgaamperayani]

Adithy birla elss tax save fund in et money appnot performing well i want to transfer this fund amount another fund please guide me

[@SivaKumar-um6si]

I invest lump sum amount only when the average nav is closer to that in a short period like two years. If the sip more than five years, i won't invest for the fall of 5 percentage

[@swechha_rajasam]

Sorry, I'm not liking this video since the video was generalizing whole investment horizon, but forgot to notify the viewers that this is video doesn't talk about different permutations & combinations (may be not intentional, but it is failed to highlight that point of view) and thus missing significant amount of details. Example - When Nifty 50 down by 5%, it is more likely that the other quality mid and small cap indices, funds or stocks might down more significantly (example June 4th) and thematical or sectorial might drop even more, which are likely to bounce more when the myths are cleared and that type of lump sump investments generate more wealth.

[@kshatriyas1984]

Actually instead of showing the returns in percentage..it should have been explained in terms of amount of return achieved...there we can find the actual difference

[@vikrammalhotra3505]

Better to do Turbo STP from Aditya Birla where the amount is transferred more to equity fund when NAV falls to certain %

[@harshinredzone]

Shankar has made this video long ago on his channel. Is video idea copied?

[@healthiswealth1495]

Sir I saw your profit, but make others also crorepati with you, show your live trades and investment so others also earn money and become rich like you. As per SEBI 98% ARE IN LOSSES, IF YOU CAN MAKE PROFIT IN YOUR INVESTMENT THEN WHY CAN'T YOU SHOW YOUR LIVE TRADING THROUGHOUT INDIA TO STOP LOSSES OF THE TRADERS IN INDIA

[@kalakkalmathspuzzles4747]

How to identify index valuation is below 15 percent explain by calculation on a 7 year term basis

[@yogensood8293]

5:04 - My jaw DROPPED

[@ETMONEY]

Indeed, many of our viewers would have the same view. Please don't forget to share this video.

[@kevalkumar9694]

Sir, Very nice inputs. Am a student from IIM (First 3 in India) and learning by your content. Thanks for your very valuable content. Very useful insight always. All videos are helping to learn. Request to share detailed videos on: 1. How we can identify today itself 'future disruptors' i.e. in the beginning itself? Kindly make a detailed video on same explanation from scratch to end (stock selection methods and process).2. Multi factor Investing combined like (Momentum, Value, Quality, Alfa) all factors finding for selected stocks 3. Quant Investing methods in cash segment stocks

[@ProfessorJack_IIM]

IIMs (A,B,C, K, L, I, etc) are going through struggling periods. When COVID restrictions ended, many of my friends received more than 30 lakh packages, but in the last 1 to 2 years, IIM packages have come down drastically. This year, the top IIMs are struggling to provide packages worth 30 lakhs. Wishing you the best!

[@gurlalsingh-88]

Never explained ‘WHY’?? Ideally it should work but didn’t understand WHY it didn’t

[@sidharthkumarbehera5492]

This is similar to @Shankar Nath's experimentation, where IRR didn't change significantly.

[@rohitsinha6130]

If you invest a lumpsum on ET Money on the day of the dip, your order will be executed after a day or two when the opportunity is already missed. ET Money is very slow for lumpsum investments and doesn't provide clarity on the NAV date before investing.

[@drmrahul]

Don't agree with whats shown in the video. If you dont stop ur regular sips and buy on dips, surely the returns are way higher

[@shreyasvithlani528]

It's all about timing the market, what will you get? 150-200 basis points. Timing the market isn't advisable. 150-200 basis points difference you will find in 1-2-3 number of the same category, so relaxe and invest whenever you have excess money. Be simple.

[@deekshaseth459]

You may have definitely research on it very well but na jane kyu mere ko lagta ha buy on dip is also a never 2nd grade option .

[@ETMONEY]

Haha! We know the thrill of knowing we have timed the market when we buy on dip. It's not a 2nd-grade option just needs to be applied intelligently.