STOP WASTING YOUR MONEY 💸 (How to finally quit overspending and buying unnecessary things)

[@norawotton5440]

We need to accept “I can’t afford that” as an acceptable, not shameful, statement. We need to applaud people who say it.

[@mtheron100]

Yes! I love the saying that Dave Ramsey has and use it frequently - Act your wage!

[@briannaphillips4255]

This is a beautiful thing you've said!! 💓

[@craftylittleamie1928]

I have been saying this to friends recently as I cannot afford the same frivolous spending they can, however it is made to be a shameful thing. My partner gets very uncomfortable, but I would be far more uncomfortable making up lies rather than being honest x

[@ajam4988]

Yes! And just because you can “afford” the monthly payments, doesn’t mean you can actually afford it! Save up and pay in cash. You’ll pay way less in the long run and delayed gratification is the best way to avoid those addictions to new things

[@Ms.MD7]

I brag about my savings, like "I saved by doing this or I only spent this much on this coz I used a coupon" kinda savings lol I tell ppl all the time, I'm not willing to spend that much on something or it's just not in the budget with no shame.

[@kelliegladden6712]

I have to tell myself when thrift shopping for clothes "is this really cute? Or just the cutest thing here? Would you pick it in the original retail store or pay full price?" This helps so much.

[@Justaregularoldplumbus]

“Is it just the cutest thing here?” Is such a good question! Clothes at the thrift can look cute by contrast to all the weird junk around them lmao. And “would I pay retail for this?” Is great too, to prevent those “I’m buying it cuz it’s only $1” purchases. I don’t know why I ever thought that was a good reason to buy something I don’t love.

[@Sunshine33333]

A while back I started clearing out all of the closets, the drawers, the craft stash, garage shelves etc. Now when I am out and about I remember all of the stuff I have accumulated. I donate almost everything to a local thrift shop and she is so incredibly appreciative. Now when I am at the store seeing the non essentials all over the place I remember all of this stuff I have cleared out, living clutter free is just SO much better. Loved this topic!

[@Mushroom321-]

Awesome!!, iTS a DOUBLE WIN, FEEL GOOD !! "

[@myconfusedmerriment]

“There are no mistakes. You don’t win or lose, you win or you learn.” What a great attitude! We get so bogged down by shame, but shame isn’t productive. Reminds me of Marie Kondo’s philosophy that “sometimes the value in the item is that it taught you that you don’t need that item.”

[@RoutinenReich]

I used to buy clothes or accessories that didn't really fit me or that I didn't really use; one day (after years of decluttering), looking at a catalog, I realized I liked the picture of the woman that went with the thing, and I pictured myself being/living like that. Well, I am me, and I don't need a certain thing to be or live or feel a certain way, that all comes from within 🙏 I am so glad decluttering brought me to this realization

[@lp7931]

I have a 1 week rule. If I want something, wait a week and see if I still think I need it. Also making a list before shopping for anything and sticking to it.

[@Charlotte-bc7vj]

Love this! Simple but effective

[@womanofacertainage5892]

Great rule! I also will put things into my "cart" online and revisit it in a week or even longer. If it's still there and I still really want it, I might get it. Often, the longer I wait, the less I even want it and I end up deleting it from the cart! All the dopamine hit, none of the purchasing. :)

[@DHawk-st3eo]

I bookmark items I think I want at Amazon or Walmart or wherever...then ignore them for a week. I go back to the folder I saved them in the following week and review those items again, deleting the ones I obviously will never use and don't want any longer. Then I wait a few more weeks. If, after a month, I still feel strongly about an item and can honestly say it is now a need, not a "want in the moment" item, then I will purchase it. Most of the time the item is deleted and I have saved myself the guilt.

[@faithhomeschool2789]

Simple and effective. Financial security is way more important

[@darcye7629]

Great idea

[@pulledintolettinggo-mandyt9230]

My husband is a manager for a major retail store and he said the sales aren't really sales. Most of the time, you're saving less than a dollar. The company marks up the sticker price, then posts a 20% off tag on it. Most of the time, the sales are last year's product they need to get rid of.

[@cassieoz1702]

We have a consumer watchdog that scrutinises this and prosecutes accordingly

[@annicks7385]

🤣 I already noticed that . That sucks big time

[@angiericouard792]

I’ve noticed that with Hobby Lobby they are the worst for that. They have everyone thinking they really have a 60% off sale on their Christmas items before Thanksgiving. No. They got rid of their coupons and put things on “sale”.

[@dawnwilson8017]

Exactly! I worked in Jewelry sales, for years. The mark up is so high! You’re not getting a deal. Purchase jewelry from stores that don’t have sales, far less markup.

[@amandamayberry5252]

I was in a store recently and went directly to the clearance section. Original price $74.99.... clearance price $73.97.... but because it was on clearance people think they are getting a great deal - no thanks!

[@sharmif83]

Best video before the Thanksgiving sales. Most influencers are trying to impose shopping on us and look at you! Thats the reason I need a weekly dose from you.

[@hippiemommie]

Last time she did a video like this, she told us that we don't need so much stuff. Less than two days later, her video focused on Prime Day deals, with links, of the stuff that we didn't need. Black Friday is only a week away!

[@autumnclack6073]

@@hippiemommie I think there is space sharing healthy spending habits and favorite products. Then we get to make the choice if buying those products is a need or want. I have taken away great tips from both types of videos. So, I hope she keeps them both coming our way. :)

[@lisalynne8284]

Alot of influencers now have their own makeup brushes lipsticks. Pushing their items. Leaving links down below so they get profit. I dont know didn't use to be like this 4 of 5 yrs ago. It makes their videos questionable at times.

[@hippiemommie]

@@autumnclack6073 I hear you. It just comes across as disingenuous. She more often than not sounds like a commercial for her new favorite things and certainly earns income from it. And then makes videos like this ...

[@joybird30]

These comments! I was thinking the same thing just after seeing the title after watching other Amazon heavy videos recently.

[@tinaclarkson]

Another top tip is to not store or remember your card details for online checkout. The act of physically getting up to go and get your card and the inconvenience of having to put the number in will serve as a buffer for the impulse. Even better if you store a note with your card that says something like “do you really want this, what purpose does it serve, I am committed to saving $x this year/being debt free, does this help me meet that goal?”

[@jtidema]

That's a great point - purposely make it harder!

[@debbiephillips6809]

A habit that helped me recently was writing down all of my purchases including ordering food out for each month. There is just something about seeing how much you spent on paper that helps you to stop impulse shopping. Thanks for this great video.

[@raheeeg]

My trigger to change my spending habits was doing a massive clear out, seeing how much stuff I forgot I even owned made me realise how inconsiderately I used to shop 😅 I now value my clutter free draws too much not to evaluate every potential purchase

[@dream-nz9yb]

I just saw a comment on Instagram that said instead of thinking of something as “I can’t afford this”, think of it as “this doesn’t align with my goals”. It was actually advice on how to talk to children lol but I think it could be helpful to everyone because it doesn’t create a mindset of scarcity.

[@michelletrappler4660]

I live in Puerto Rico and a lot of places don’t ship here, but you don’t find out until you try to check out. I have found that putting items in the cart, but NOT buying often satisfies the desire to impulse shop. Rarely do I ever end up pursuing the purchase, and this has helped me a ton!!! If you really still want it 24-48 hours later you can always go back and add it to cart again

[@kirstypoppy]

This is so true. I also recommend doing this. I have stuff in my basket from weeks ago

[@sydeezy17]

i do this too!!!

[@angiemcpeek3530]

I also “cart” quite often. Lol You’re right, it is somewhat gratifying!

[@Linda-wn9ul]

I was extremely poor and could barely get what I needed. When I finally had money I went overboard. Now I make lists and don't deviate unless I find something for a birthday or Christmas for someone. I allow myself that because I have found I truly love to see someone happy about getting something that they had been looking for.

[@laurennguyen1008]

Same here. My dad died when I was 12 and though we had a nice house (because my parents had mortgage insurance), we 4 kids had free lunch and mom went to a food pantry. I didn't have any money until I got married and he ran a tight ship. Now we're debt free and I feel like I can buy whatever I want but I know we may need money for healthcare so I have to control myself.

[@Brattymouse]

I feel like others simply don’t understand this statement

[@sarapawsonherrington2595]

Many of the viewers are possibly in the "acquisition" stage of life, meaning the getting all of the furniture, hobbies, and stuff that we want. I am in the "Swedish Death Cleaning " phase of life. I don't want to burden my children with having to get rid of all my acquisitions. I do wish I had stopped acquiring much earlier so there would be less to get rid of and more money to have now. Keep up the good work.

[@pomegranateandivy9833]

Thank you for sharing this with us. I'm 32 and my mindset is shifting right now. I feel that I am at the end of the acquisition stage of life and it's hard to slow down and accept the fact that I now have everything I need for my home and my hobbies and crafts, simply because I'm so used to acquiring all the stuff. But I'm grateful to live in a time and place where this was possible. Now I find time to craft, I journal and I really focus on the everyday life with chores, kids, cooking etc. It's a big shift and it's great to hear from older people like you sharing their experiences. I also keep death cleaning in mind these days. Thank you Sara, all the best to you. ❤️

[@susanrushing1648]

I am trying more swedish death cleaning! My son moved back home and moves back out in 2 weeks He has been with us for NINE months. Biggest problem he has been ordering stuff from Amazon for his new place I feel like an amazing warehouse! But there is light!

[@sarapawsonherrington2595]

I am more than twice your age, so good for you for recognizing it so early! I was at the beginning of having my 4 children at your age. Children bring so much more stuff to a family. I kept much to much of their preschool art! Then found out they did not want any of it… I wish the Minimal Mom had been around then!

[@pomegranateandivy9833]

@@sarapawsonherrington2595 Oh yes, the minimal mom is enriching us all. 🙂 You can still learn so much, be gentle to yourself. Some things you just didn't know at that time. I bet life is easier now for you. The internet has been such a great resource for finding like minded people and really great resources on almost every topic including minimalism and simple living. Life was different when we didn't have that.

[@Justaregularoldplumbus]

I’m in the acquisition stage as a newlywed w a job, and before this I was in college w no job or money, anything I owned was thrifted or gifted to me, or purchased the Equate generic brand form Walmart, just the cheapest stuff I could possibly find. But now I know it’s not ideal to buy the item w the lowest price tag, but the item w the best value. I have crippling anxiety through this acquisition phase. It’s so hard to know what’s worth it and what isn’t. I’m trying so hard to avoid accumulating crap and to be mindful with quality purchases, while also not buying anything too expensive (and finding my style now that I can actually afford clothes/decor for the first time). It’s a minefield out there. Taking a lot of research into products that I feel guilty for spending so much time thinking about consumerist topics. Lifestyle creep is getting to me too. Send help lol.

[@Deci_Bella]

There was one item that actually made me cook more (or want to cook at all, actually) - and that's the Ninja dual air fryer. I live alone and cooking for me has always been the last thing I ever wanted to do, I have zero interest in it naturally. Well, what changed with the air fryer is that cooking became easier and yet things started coming out tastier - I never knew that you can just rub spices on something and in 10-15 minutes you could have a restaurant-quality meal. It was truly a life-changing purchase for me.

[@beckyphipps9206]

My sister gave me one of those & I use it ALL the time. It's fantastic & a great timesaver.

[@MartaWis]

Would love to see a video like this but in relation to Christmas presents shopping. I find that I'm quite reasonable with my money but when it comes to gifts I often get carried away and I'm probably not the only one here. Great video as always Kallie.

[@susanrushing1648]

My adult children have asked us to draw names, in our family, keep cost to $40. I am so proud of them!!! It's not about the gift but the memories and relationships

[@smcintosh7430]

We do secret santa among family, keep buying for our kids to 'something they want, something they need, something to wear and something to read', plus a gift from santa. And ask for experiences from family for them.

[@laloquita2112]

Check out the Minimal Mom

[@angesoie]

i noticed i impulse shopped in the evenings more than anything- so i have a "no buying things online after 6 pm" rule- and that has helped immensely.

[@denisejones1863]

I find shopping and putting things into the cart, yet never buying helps me not spend. Also if you are really wanting the items, you often get discounts sent to you when you have a item sitting in the cart.

[@carlienvandernet7902]

As a shopaholic I used to buy way too much things that I didn’t need so one day I had bought a whole lot of things at 1 shop and the next day I brought everything back telling this guy in the shop that the reason I returned it was because I was a shopaholic and I should never have bought this stuff. He just accepted it and it made me realise that I just had to stop buying everything. I felt ashamed at that moment, but I really learned from it too. It is already a few years ago, but since that moment I never bought loads of things again. I just go to buy something if I really need it.

[@michellebiggerstaff6841]

I've gotten to the point where I say, "I'm not going, because if I go, I'll spend money." Also, I catch myself saying, " is it a NICE to have, or a HAVE to have?" Saves me a lot. I agree about the grocery store. Grocery pickup saves me a ton. I'm not meandering thru the store saying, "this would be good," or "this'll be a quick meal," which neither works our that way.

[@Lilly-mc3yo]

Yes to the thought that we buy an expectation! I’ve wasted so much money on these types of purchases

[@stacipowell7278]

An impulse buy solver for me is that I put things in lists (especially Amazon) one for me and one for gifts (I impulse buy gifts ALOT) so that LATER I can look over my list and pick the things that I really need or my loved ones would really appreciate. Helps me stifle my need to impulse buy everything 🙂

[@nmartin5551]

On your example of driving an older car, I parted with my 11 yo car because my sister needed one. I bought a 2023. Then a family member passed away and my sister benefitted with a nicer car than my old one. I sold the 23 back to the dealer and got my old car back. It wasn’t time for me to have a car payment except to help my sister. I’m very happy to back to driving free.

[@bcakste2000]

Three things...Taking the amazon app off phone so I only can purchase on computer. Buying groceries from stores by loading into cart to see total first. Then only shopping with that list. Third I have a budget on computer that I daily check, and our bank account. The Dopamine hit is from seeing debt go away and savings increase. [I have verses posted around my computer to read also] Its freeing to be in control of our spending instead of it controlling us.

[@FineNaturalHairROCKS]

I love how you introduced this topic in a way that normalizes the fact that we all struggle with this, and that it really is nothing to be ashamed of. I constantly look for ways to stop overspending as well. This is a great video! Thank you for posting it,

[@NeverNotCleaning]

Impulse purchases, especially Amazon, have been the #1 reason why I overspend. I have been making a conscious effort over the last 6 months to not open Amazon when I'm watching KZbin, Instagram, etc and have to say that breaking this habit has really helped. I also cancelled all of my subscribe and save items because I found I was buying more than I needed. Thanks for your tips today! They are all excellent. 💰

[@juliamontejo1520]

I’ve been moving stuff to “save for later” and it’s curbed my impulse spending a lot

[@Charlotte-bc7vj]

I have a tip that I need to start using myself again! Delete all the shopping apps from your phone (target, Amazon etc). On your Amazon account, delete your credit card info. Having to get up and find your card to input has stopped me making impulse purchases in the past. You could keep your debit card on it if you use it for “needs” purchases like kitty litter 😆 at least on the debit card you actually have to check your bank balance first! Girl thank you this was perfect timing I have fallen into old habits of impulse buying lately!! My plan is to delete these apps again and go delete my credit card details from Amazon. Another tip is listen to the Dave Ramsey show, Rachel Cruz show, Frugal friends podcast, and Minimal mom KZbin for inspiration!! ❤

[@susanrushing1648]

I do agree with you. These people are favorites and they fill my head with encouragement! Today instead of going back to bed I am going to do more decluttering. I try to listen to these type of videos first thing in the morning to get my mind going in the right direction Also if I turn down a sell I pat myself on the back! Hold my head up high, raise a fist and say I passed, I saved! Blessings

[@sharonmccode4360]

😮 ❤ I was on a website and was just about to purchase an want item not a need item, when your title of this current video came up on my computer. Although, I had the money to make my purchase, due to just getting out of debt over the last several months. I was about to spend $400. On something I didn’t need. And go back in debt. 🎉 I am grateful for this video. THANK YOU SO MUCH!!! Compulsive spending is an addiction that I fight often. This video title brought me back to my senses right before I started the whole process over again. 😊💐💐💐

[@kathrynledger]

I'm, thankfully, way down at what people may think is the end of this road. But I still need to watch these to tell myself that I still don't need to feel pressure from other people's spending. Even when you're years into this, a quick positive affirmation from someone else still helps. Thank you.

[@allyseharding7630]

Such helpful tips, Definitely used to overspend so 3 years ago I started tracking all the stuff I buy and then I review it and that helped me see my patterns and recognize unwise purchases so I wouldn’t do that in the future. That was a big help in reducing the urge to shop and making me pause to ask if I 100% loved or needed the item before buying it.

[@tristins9644]

Oooh yes!

[@myconfusedmerriment]

I did something like this, just went through 6 months of bank statements and sorted all my purchases into categories, highlighting each with different colors. It was really helpful just to have a visual representation of where my money had gone and what I actually needed to live.

[@karmageddon9136]

@@myconfusedmerriment This is a great idea. I do this on a continual basis. I have one excel spreadsheet for each credit card I use. I also have a Year to date monthly budget spreadsheet for budgeted amounts for each category linked to the credit card spreadsheets. This shows me what I can afford to spend and what I actually spent. As costs went up this past year, the budgeted amounts had to be adjusted. I knew that I could spend on a treat one week as I had saved on groceries earlier. If your total income does not change, you have to decide where the expenditures go.

[@rally2811]

I am an impulsive shopper, to the point that I have so many clothes, I can't close my wardrobe. And the biggest problem is how easy is for me to shop online. If I have to go to a physical shop, I will buy a lot less useless stuff, because I don't like to go out much. And after each purchase I feel shame for my lack of self control. So the first step was to admit I have a problem, now I made my first budget for the next month and I am determined to stick to it. Thanks for the video, It's good to know that it is possible to break this addiction.

[@cynthiafailor3962]

“Buying with the expectation of what it will give me” you should patent that!!! Gold!!!!

[@danivision98]

One of my habit to prevent overspending in online shopping is to mute notifications or uninstall them and I have a mindset of reward system every time my paycheck comes out biweekly and limiting my wants or needs in to 3-5 items only. I hope this will help you guys. 😊

[@FateWorseThanDeath]

I'm the opposite with impulse groceries. If I go into the store I tend to stick to my list, but if I order online they pull up other suggestions based on what you searched for and I'm like that looks yummy and add to cart.

[@ashleejed5621]

Love these tips! I'm not sure why, but up until about a year ago I never kept my receipts and I used to impulse buy so, so much. The two things that have really helped me is teaching myself that material things should not be depended on for creating happiness in my life. Through a lot of soul searching I've been able to find happiness in other aspects of my life like my relationships, spending time in nature, etc, so now I don't see the need to buy anything unless I really need it because my happiness doesn't equate to material items (well, almost). As you said, you sometimes still impulse buy and so do I, but I make sure it doesn't negatively financially impact me. For example I will be in target and think something is super cute/cool so I put it in my basket and continue walking around. By the time I've gotten to the check out, the "this is so cute/cool" rush is usually gone and I put it back. Or I'll buy it, keep the receipt and I'll keep the item out on a table or something where I'll see it for a few days. I usually end up returning it after being able to think it through. Therefore, I LOVE my receipts lol and keep a receipt organizer. The entire experience makes me realize that it's okay to say no to myself. Like, who says I need that???? No one's in charge of my brain except me. *I* have the power to be in control of my actions and that's very liberating for me as I didn't feel that way in the past. You're such an inspiration!!

[@pomegranateandivy9833]

This is amazing! Thank you for sharing this with us, Ashlee!

[@susanrushing1648]

Yes, I do agree Keeping my receipts and return policies have definitely helped me! I hate doing returns!!!! Understanding yourself is so important!

[@ashleejed5621]

@@susanrushing1648 I also hate doing returns!!! So sometimes I consider that before buying too lol

[@katiegleaves3792]

@@ashleejed5621 yes!

[@angelapursley2811]

I have been overspending at Dollar Tree due to all the amazing DIY and hack videos!!!!! But, I recognized I was doing it when I got upset, or sad....THANK YOU for this video, it really helped me!

[@sydeezy17]

I often put my impulsive products into an online cart and then return to it in a week. Most of the time I don’t ever buy it! I avoid going in stores as well (Bath and Body Works, Sephora, Walmart) if i go to the grocery store, i only buy what’s on the list! this has helped me significantly

[@OG_Bearcat]

Excellent video and advice. I’ve been working on attaining this goal for a year now and it feels great! If I impulse buy on Amazon for instance, I let it sit in my cart for a couple of days. 9 times out of 10, I delete the items out of my cart and not make that purchase. Also I pay off my credit cards every month. I didn’t use to, but once learning how to live below our means is becoming a way of life for me. It’s freedom and you can’t put a price on freedom!

[@gerd37]

I have tried to share debt-free tips with my daughters for years. Consumerism is, in many ways, a disease. Im hoping a younger voice (yours😜) will connect for them. We started living in our means in our late 20s (early 60s now). It's all about "want vs need". It's ok to want something but we've got to stop seeing wants as needs. Happy New Year to all. Thanks for your videos. I really enjoy them!

[@lauriedixon9661]

Checking in with your budget is so important. I keep a mini whiteboard and pen on my fridge to keep track of food shopping and socialising. I give myself a sensible budget for both and update the board every time I spend in those areas. Sometimes towards the end of the month I have to eat what is already in the fridge or cupboards because the budget is almost depleted. Sometimes I get a nice surprise on the socialising budget if I have reined it in all month and can have a treat like going to the cinema and having a nice meal too. I also have a section for savings to keep me motivated. If either of the two budgets have money left at the end of the month, it gets scooped into extra savings.

[@rea5690]

I have been slowly, trying to do just exactly what you are talking about, I have stopped going to the places that I find myself needlessly spending at ….. Target, T.J.Maxx, Hobby lobby, etc. 😉love the video, it really helps.

[@carolalvarez3925]

One fashion influencer said she only buys clothes that are a WOW for her. That has helped because now just because something looks nice enough and on sale I pass because it is most likely not a WOW.

[@emmax0000]

Retail therapy leads me later on to clutter sadness😕

[@YvonneBrilhart]

My weak is grocery too..but I'm overweight. I'm happy with just T-shirt and jeans for a long time but deep down I had a dream to look nice and elegant. I found SHEIN and I was crazy impulsive shopping. When all things arrived, I felt sooooo guilty. Only a few clothes I bought look good on me. No more...thank you for this video

[@bronwyntully6058]

I really appreciated the comment about 'a nicer car'. I own what many people might consider an older model car. I love it and can afford to use it! Love from Melbourne, Australia

[@grazsts3005]

I'm still giving baby steps in my journey. One think that helps is getting everything out of the wardrobe and then I see I have a bit of everything!

[@angelamelum4304]

Great information. We are 100% debt free. No mortgage either. Hubby and I just said right before I watched this how good it felt as we Christmas shopped yesterday that we bought not one single thing impulsively. And interestingly the one place I can truly resist impulse buying is online. I’ve had so many defective products bought online it greatly deters me from going there without seriously thorough research first. Finding where you impulse shop is very important.

[@susie7336]

I lost my debit card, so I cancelled it and waited three days to go to my credit union to pick up a new one. In those 3 days I went to my favorite apps probably over 50 times, and that’s being conservative. Because only my old card was linked, (to Target, Amazon, and Walmart) and I hadn’t gone to get my new one, I didn’t purchase anything because I have no other card to use. When I went to the bank and got my card, I didn’t update my shopping apps, as I was too lazy to! So six days later, and over 100 times to those apps to browse and shop, and I still haven’t bought anything!! There’s only one thing in all three shopping carts that I actually was meaning to buy-a Christmas gift for one of my children. This works! “Unhook” your payment cards!

[@kaymurray4139]

I’ve started to make myself “sleep on it” before I buy, and it’s dramatically cut down on my buying things I don’t need. In fact, the dopamine hit now comes when I close the cart while it’s still full!

[@rachelcrossen8136]

Staying out of the stores is what I have to do

[@evasochocki5209]

Very helpful. This is good timing since Black Friday is just around the corner

[@r05j26]

Great tips, thank you! I usually add to cart and then 'save for later' or just click off the website. By the time I go back to Amazon/whichever website, I've usually already talked myself out of the products. If I still want the items, I'll check other places online to see if I can get a better price, or, check local charity shops to see if they have what I need there. A relative recently asked me what I'd like for Christmas and so I sent them a link for something I had 'saved for later' 😊

[@vidatalab8301]

I realized a few months ago that I have a tendency to buy things that reaffirm my self-worth. I struggle with Imposter syndrome and thinking that I don’t deserve to be where I’m at. This would result in buying home organization wares or newer more expensive work clothes to make me feel more legitimate. It’s a hard pill to swallow but I constantly remind myself that enough is enough, that I am enough, and I don’t have to prove it with “things”.

[@PaulaZF]

I was just talking to my therapist today about the things I buy for myself now, are really an attempt to give the child I was, the attention I didn’t get back then. Remember we are all lovable. ❤🧸

[@Marissathered]

What an insightful and honest comment ❤

[@wendylundrigan9839]

I’ve been trying to figure out my budget and spending since my husband passed away just over a year ago and I’m awful at it - he was in charge of the money because it caused and still causes me anxiety - I had forgotten about a credit card I had attached to Amazon and when one of my orders wouldn’t go through I remembered that cc…come to find out there was almost $800.00 on it!! Shock, embarrassment, shame, guilt, all of that came through. So thank you for all of these tips, I’m going to try hard to put them in motion.

[@shiza1011]

Lovely video as always!💞 My best tip to add is to just utilize wishlists more. Add to wishlist instead of add to cart can help curb a lot of my impulses and is still fun for retail therapy. Plus you can then wait until something you later decide you do really want goes on sale or delete anything you find you actually don’t want. I’ve found another good way to curb impulse purchases or at least help deal with them while you’re trying to curb them and also just makes shopping less stressful in general for me is to shop at places that just have really good return policies like Target or Costco that will even take things without the tags or outside of the return window and actually start returning stuff instead of just saying eh whatever to them so that you save money by not keeping things you wish you had just returned, save guilt by not looking at as many things with regret, save space by not keeping things that don’t end up working for you, and plus returning stuff is often just annoying lol and so it kind of encourages you to buy less to begin with so that you have less to return later, at least it does for me. Also, I’ve gotten into the habit of checking a place’s return policies BEFORE I buy from them so when I do have items I’m on the fence about I know I have a bit of a safety net. The longer the return window or more flexible the policy or just better the customer service, the better for me as I’m often just very busy so what I do is load up any returns in my car where they’ll sit until I can stop by to return the stuff as I’m already out and about and running errands when I have the time and for places with good return policies, I don’t have to worry as much about getting something returned right away. Also also, personally, I find I rarely will actually ship back returns so I try to buy from places that have locations or at least drop off locations near me to return things to. I used to just think well I can technically return it without stopping to think about whether or not I actually WOULD return it, so identifying and working around my own actual personal tendencies instead of a fantasy version of myself has saved me a lot of money from random internet junk that I realistically will never go through the hassle to return.

[@Justaregularoldplumbus]

Yes to shopping where returns are easy!! Omg I’m obsessed with returning stuff to amazon, the biggest draw for me is how easy returns are and how they take items back no questions asked. And how at the UPS store you don’t need to pack or label the item just bring it in with no box or anything, hand it to them for free and walk out lol. I feel free, like I can undo any bad decision, honestly I get a rush from turning the item back into money lol. Not an excuse to overspend but just in case, it’s always there. I would like to support more small businesses but the return process for other stores / sites is just so much more difficult. Returns are everything to me, esp when buying online and you need to see the item in person before knowing if you love it or not. I can’t thrift online on Poshmark or Depop anymore because you can’t return items, it was a disaster for me. Thrift irl for clothes, amazon for everything else >_> and Facebook marketplace for furniture has been decent but still a gamble Edit: also wishlisting is my favorite thing lol. It’s like “zero calorie shopping” if you will 😂

[@tinaclarkson]

One of my top tips is to go into your email inbox, search for “unsubscribe” which will pull up all marketing emails and then go through and unsubscribe then so you don’t have those emails trying to get you excited to buy new stuff. Even better if you can sort order it by sender so you can work through the sender list quickly (I can’t find a way to do that in gmail so just have to remember which ones I’ve already unsubbed to as I’m working down them) I did a big purge at New Years and now keep up with it monthly. Really made a difference to impulse purchases

[@TiffHamn]

With Christmas coming up, I feel like I mentally struggle with the thought of my childhood and the overconsumption of gifts and overfilled stockings and then how we’ve been trying to live minimally and the kids are gifted 3-4 items each and maybe one or two little treats in their stocks each year. We have a wonderful Christmas every year with minimal but just before the holiday arrives I always find myself feeling like I’m not doing enough just because of how different it looks from my childhood.

[@s.s.8029]

I needed this reminder as I head into my final year of college and need to save money for when I am student teaching for 3 months and will not get paid and won't have time or energy to work hours outside of those hours. I know I can buckle down and do this.

[@susanrushing1648]

You can do it!!! No matter the age or situation we all struggle to save! We do not eat at restaurants so we can put the money aside to travel! When you get to buy a House. I love it when my husband tells me how much we were under budget this month! Now with inflation it is so much harder! But you can do it!!!!

[@sandijames6409]

I never go shopping at the store. My husband likes to grocery shop. I get everything else from Amazon. He used to be appalled at how many packages came to our house until he realized that I even buy his razors, special socks for steel toed boots, etc, from amazon. And half of what I buy goes into a bag that goes to the UPS store to be returned. Works for me.

[@shamiquafileen7906]

Very timely vid, given the time of year. Thank you 🙂

[@TragedyClub98]

my MIL is constantly buying things literally righ after she says they don't have money for anything. She says no one can buy anything and forbids others from buying but buys herself things worth of hundreds of dollars each month. She is a hoarder too and she uses the excuse constantly that the things will make her life better. She expects the material things to change her life. your video is absolutely awesome and i think i should show her this,m maybe she could understand herself more.

[@angelafields3740]

I've had the same "bag" for years. I pay cash on everything, so if I want or need I know I have to save for it. when it comes to my animals, I pay the vet money and build credit for just encase. I work in retail so I know how much and when it will be super cheap,I NEVER PAY FULL PRICE!

[@divarose2017]

I realized I spend way too much at grocery store for one!! I decided to start home farm fresh delivery to see if it will help me not spend as much. I plan on NOT going to grocery store unless its something the Farm Fresh does not have and only buy that one thing!! I will be starting on Dec. 2nd.

[@jh-yn5qy]

What's really helped me is to track all receipts every single penny spent for a few months to see where the money is going and where you need to cut back on spending -when you see it in black and white it really helps you track your spending and being more mindful of purchases

[@TrueBeautyIsland]

Wow. Looking at a $900 treadmill I purchased because it would make me lose weight. I've been on it 5 times in the past 2 years

[@marielvanhees9531]

Love your videos. They keep me in line for our home goals. We can't buy anything new (as much as I'm dying to) for anything in the house because the basement isn't finished remodeling and after that the kitchen will be done. Those two spaces will give us more room to organize what we already have and at the same time donate/sell second hand/toss as we go through it all. I do however would like a single coffee maker already that I've had my eye on for the past few months. I'm tired of using my french press. No matter how well I learned from a coffee making class how to check the water temperature and scooping the right amount of ground coffee it always tastes differently with every brew. And I look forward to that one cup in the morning. ☕🥰

[@Lilacs4]

Wow this is so uncanny, I was just looking at single serve coffeemakers this morning cuz I'm tired of our French press too, and we are also renovating our basement and kitchen (albeit diy for kitchen)!! 😲 Are we in parallel universes? Lol!

[@emma-louise]

It's so hard to not buy things you don't need especially when it's cute or you really like it but I'm doing so well and have stopped buying things I don't need. I buy clothes I need and I declutter my room and clothes every month to keep on top of organisation and to stop clothes and things overflowing in my house. It's not always easy but it's so much better for your mental health, keeps your space clear and looks tidy.

[@L1...]

Well, there goes black Friday 🤭 Good information and a reminder to spend money wisely. Did anyone else hear a cracking sound on the audio around the 4:00 and 7:00 minute mark, or was it just me?

[@sandihumeniuk4462]

Shout it from the rooftops! This is something everyone should have to listen to periodically throughout their lives. Maybe we wouldn’t have such a consumeristic society!

[@klg9127]

Quick see if you can return any unneeded purchases! Keep receipts. Mull over purchases even after they arrive before you rip off the tags.

[@calmblueocean1177]

I’ve always asked myself “Do I really need this?” AND “Where will I put it? or Does this replace something I need? or How much will I ACTUALLY use this?” Another tip, walk away and think about the purchase. Often you discover, you won’t go back to buy it. Great video. thanks

[@deannajohnson3933]

One thing I got out of this video is the point that you made that we buy expectations rather than products. last month, I had been trying to find a good keto snack that I could eat instead of eating sugary things that I'm (actually) allergic to. I found out today that even if I had the option of eating the keto snack, I would still crave(and still ate) what I wasn't supposed to eat. I don't know what to do about my condition, but I know that buying the snacks didn't solve my problem. Thanks!

[@e.w.9693]

Thank you❤ I very thought-provoking video . The timing couldn’t be better - This video definitely will make me accountable and ask myself before I purchase! Blessings 🌷

[@noracarreiro6242]

great time for me to watch this video. I've never been a shopper, however the past 6 months I suddenly can justify "needs" that really aren't

[@swisdom9117]

Wow, that part about buying for the expectation of how you will feel is a game changer. I'm gonna consider this more

[@kaw8473]

I literally bought a martini shaker because I was envious of a friend who made amazing handmade drinks. Didn't use it a single time, live your truth.

[@courtneytautges4997]

Yes! We were able to pay off our house with many years of these kinds of decisions! And I STILL make impulse buys sometimes, but it’s definitely worth building the habit!

[@zeddyxzedd]

For me I have been having trouble in saving money everytime I get money I use it in gambling and then I remain with only 5% of my money and 95% of it is gone 😭 but since I came and watched this video I feel good thanks to your advice😌

[@lilianalorck5266]

Thank you so much! You are so right about it all!Love you,Lady!, Keep pouring it on and out, we need to hear it all!,😊

[@amylee5893]

Something that helps me for online shopping is by putting things in a wishlist or the cart to satisfy the impulse but Instead of buying it, I go back after letting it sit and my impulse is over and look at the cart and the cost and see if I actually still need the items in the cart or if I can pair it down or not make a purchase at all.

[@suz0000]

Same!

[@Lilacs4]

Biggest thing that helps me, INSTANTLY return the item the second you feel buyer's remorse, and check in after 3 weeks of use (1 week left on return window) if you're actually using the item or if it BROKE already! Yes it's better to resist buying in the first place, but the worst thing you can do is keep something broken or unused! Don't guilt yourself or be lazy to get out of sending it back!

[@mykraeftywifelife8189]

Are you planning to do a video on how to do this during the holidays? At this moment I’m feeling more aware of myself and my spending, but feels difficult to implement as we step into a spending of overspending on gifts for others

[@olivera1859]

I recently came across your chanel and loving it. It's so refreshing to watch videos the show we don't need that many things. There are so many 'haul' videos out there and it does make some people feel like they have to go out and buy stuff

[@julie-elizabethmack9502]

I use wish lists to help me control my online purchases. I also started picking up my groceries that I order online. I wait 24 hours before I buy and it seems to help me. I still go to thrift stores though, so I made a list of what I need and I have an app that shows me what I have, so I don't wind up with 8 plain white button downs again.

[@crybebebunny]

I know for a fact, what I want, what I find useful, and what I actually need. There are very clear differences ❣️ Thank you for reminding us, especially during this time of the year. I do buy when a deal is offered, but I have a list of things I plan to purchase. The list of things are needed or will be needed in the near future. Having a 3 bedrooms 2 ½, bathrooms house is useful and just having a home is a need in my eyes. One works hard for the usefulness of things ❣️

[@sarahbauer5887]

Thank you so much for your reminder to have compassion on ourselves. I bought a bunch of new nursing scrubs that I didn't *need* for a new job, and then realized I didn't even really like the new stuff. They were too fitted and stretchy for my taste. Almost $200 gone. When you're generally careful with money, it feels really bad to spend that on something and not like it, but it's so easy to do.

[@sineadocean6716]

For me, something that helps me not overspend is thinking about my future self, all the big things i want to save up for and if this small little thing will help me achieve that big goal or not. Usually it won’t!

[@Irulan10]

What is even more difficult is deciding not to buy something EVEN if we can totally afford it.

[@susie7336]

This is very true! I am well versed in basic saving/spending. They things I buy are things I can afford, but I haven’t taken my family on a trip to my country ever, because I can’t afford it, so you’re making me realize I can’t afford to buy the silly things I think I can if I really want to travel!

[@pomegranateandivy9833]

Yes, that's more of a struggle for me as well. It's hard not to purchase!!

[@jtidema]

I don't find that difficult. In that case, it's not "I can't afford it" but rather "it's not worth it to me".

[@endezeichengrimm]

Divide the cost of it by your hourly pay. When you think about how many hours you have to work for that item, you might not want to buy it anymore.

[@Justaregularoldplumbus]

I agree, lifestyle creep is really getting to me. I used to be the worlds cheapest Mr Krabs while in college, but now that I’m married and we both have jobs… it’s so hard to maintain those old good habits. I can’t honestly say to myself “I can’t afford this.” I have to really figure out what is worth it to me and what isn’t. It’s taking trial and error unfortunately.

[@omarshishani5899]

Liked your part about not shaming yourself. Heard somewhere else said that its more powerful to be motivated by a vision of a better life, rather than negative emotions influencing us not to do something. 🚀

[@maureenmcgann854]

You are amazing! Thank you for making not buying acceptable to ourselves.

[@coriculp]

This was helpful. It’s the dopamine hit for me. Being aware of that need to buy something just for the hit of a good feeling is going to make me more aware. I used to have a 1-week rule. Items I wanted stayed in the cart for a week. If I still thought needed it after that, I would buy it. But that’s just not enough.

[@Brattymouse]

This

[@lh485]

I understand why you do the cash thing, but you really need to be able to use credit properly simply becasue all out world systems depend on it (renting/buying a home, investments, financial planning for education, etc). You should pick a credit card that has no fee, but maybe has a yearly percent back rate so u get some money back, and then you pay off the balance every month. You have to build credit period. The true test would be doing this rather than cash.

[@darcye7629]

Great tips I'm too guilty of buying things before thinking first. Few months ago I bought a budget planner. And I'm working on my over spending. Thanks for this video.

[@lindsayh.8503]

You should do a “PRACTICAL GIFT GUIDE” for Xmas this yr. I can never find a good video for practical items. And I have a feeling you would hit this video request the absolute best! Love your content!

[@Shelbydee3030]

Just bought my first house, total gut. Now that we’re putting it back together your channel is a saving grace 🙏🏽 cannot wait to organize my first home 😊

[@beckybanta126]

Thanks for important, helpful points. I appreciate you being concise but also giving examples. I never feel lectured to! Yay!🙂

[@persiswynter6357]

I take all my money out in cash, and divide it into categories (gasoline, pet food, fast food, groceries, etc) . And when the cash is gone, that's it. No over-spending, no overdraft fees!

[@Latte528]

I do that too, it works!

[@theladynextdoor313]

Yes, we used to call this the envelope system and it does work! I have used this method for years and it’s very effective. More people need to ditch the credit cards. One for emergencies is plenty.

[@Brattymouse]

I dated a man who did this and he managed to save enough for retirement by investing what he didn’t spend. He was a great example and a good man. I broke up with him because he put my flip flops on to go to his car. 🤦🏻‍♀️

[@colleenmadden1306]

I've been doing grocery pick ups also...saves me tons of money!

[@kindredanastasia]

The self talk with compassion and the example provided were so informing. thanks!