What is Ways and Means Advances? RBI raises Government's WMA limit, Current Affairs 2020

[@StudyIQEducationLtd]

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[@akramross7906]

At 5:00 mins aapne bola tha kii limit se bhii zyada paise liya to uspe 2% aur interst add hoti hyy.....par aapke hi stdy iq channel pe "WMA" pe "Joicy joy" mam ne video banayi thi aur usme unhone bola tha kii agar 90 days andar ke andar "WMA" nhii pay kar pate to us samay Repo rate par 2% interest add hota hyy.... Aakhir isme se kya sahi hyy???

[@arpanbhaskarchadar]

Best faculty on study iq. no faltu bakwas only explain relevant and important information Big hand of applause 👏👏

[@buadassarora1013]

Kya ap bta sakte market se bowrrow krne ka kya matlbb...(share marktt)?????

[@arpanbhaskarchadar]

@@buadassarora1013 जब भी सरकार को पैसों के जरूरत होती हैं और उसकी जरूरतें उसके राजस्व या टैक्स से पूरी नहीं हो पाती तो वह market से (company, individual person, firms, share holding companies etc.) से पैसा उधार लेती हैं। ----- उदाहरण के तौर पर सरकार का टैक्स संग्रहण वित्तीय वर्ष 2020-21 के लिए 100 ₹ अनुमानित हैं और इस वित्तीय वर्ष का expenditure 150 ₹ होने का अनुमान हैं। तो जो पैसा उसे कम पड़ रहा है expenditure के लिए वह वो market से borrow करती हैं। जो पैसा सरकार market से उधार लेगी उसके बदले वह securities paper(एक प्रकार का guarantee paper जिसमें borrow की गई राशि का विवरण होगा) issue करेगी इस security की एक निर्धारित समय सीमा होती हैं जो के सरकार अनुसार होती हैं कि वह कितने समय के लिए पैसा लेना चाहती हैं और सरकार हर वर्ष जो राशि (50 ₹) borrow की थी उस पर interest देगी interest rate market के status पर निर्भर करता हैं। ( ex. GDP growth, inflation, etc) इस प्रकार सरकार market से paisa borrow करती हैं। Hope your concern is resolved.

[@kumarlav4837]

@@arpanbhaskarchadar awesome bro.

[@arpanbhaskarchadar]

@@kumarlav4837 thanks 🙂

[@zindagiwithJyotsna]

Ankit sir apne economics ko bhut easy kr diya

[@KhushbooKumari-hs7ho]

Sir ur explaination of any topic is very clear and in a simple way....that's great👍

[@ParamjeetSingh-zo6kc]

Excellent explanation..

[@VijayYadav-nx3ux]

Awesome 👍👍👍 sir

[@devkardam3676]

Thanks a lot sir..Jai Hind Jai Bharat

[@alokbasu3984]

Sir, I would like you to make a video on how much notes can be printed by RBI, now that there is a suggestion for printing notes for giving to the needy to create demands.

[@ravitank9899]

Very well explained sir. Shaktikant das is doing great.

[@shashanksrivastava9192]

Fantastic session sir ❤😊😊😊😊😊😊 as always..thanks for your effort

[@shailendraverma4854]

Aap bhut acche Sr sajhate ho

[@bewise22]

Excellent

[@Foresightkas]

Differents states has differnt limits to borrow the reason Is depends on budget of the state and their economic activity...💕

[@Invincible126]

Crystal clear💕 🙏🙏🙏

[@kumarlav4837]

brilliant bro. thnx

[@Unpredictive_one]

Excellent👍👏perfect💯✨💯✨💯✨

[@ayushsundan]

You are awesome sir ji ! You alone have cleared so many of my doubts. Not just in this video, but through many videos like this. Dil se thanks sir :)

[@rohitraj-bk5ch]

Ankit Agrawal sir is the best teacher of Economy

[@yashwantkumar1384]

Yes bro.... bahut ache se explain karte hai

[@alokbasu3984]

Very informative video, sir.

[@rahuljain2975]

Very Nice

[@nkthehustler]

If you're an Indian you must subscribe study Iq if you're not an Indian definitely you must subscribe to Study iq to know prosperity and cultural diversity of India as an indian citizen...

[@subratnayakvlog]

Thanx sir love you

[@Arudeep.]

Thanku Study iq

[@basuprasad2282]

Thanks Sir

[@ankurkumaryadav3612]

Thanks sir🙏🏼🙏🏼🙏🏼

[@mukeshpatni2513]

Waaaa sir app well economist hai

[@DrShaliniShukla]

Nicely explained

[@manhargaurav1165]

Thank you

[@ankitkmr464]

Very Well Explained Sir..Thank you sir.

[@perfectlyimperfect6781]

Sir you are the best 👍

[@sonikarajoriya474]

Supb explanation ...😘😘

[@himanshurb]

Wonderful Explanation 😍😍😍

[@kartigya]

Study IQ is the best business model

[@SS-ds1es]

I think the govt in this lockdown period should work on projects which were difficult to do due to constant flow of people, For example electrification of railway tracks, widening of busy roads on highways or within city, construction of pending flyovers in dense area of cities, upgradation of busy intersection in cities by constructing under pass. Moreover carry on with metro projects especially in the areas where underground tunneling or work needed to be done over a very busy road. Electrification to rural areas, road construction in rural areas should also be started.

[@aparnasuri9036]

Thanks dear...well explained

[@SSD-dd3cn]

Sir,then what is difterence between govt security & WMA ?....

[@hp3316]

Govt securities (bonds) are raised money from market . WMA here Rbi is providing money

[@sonuroy8618]

Good morning sir.. What's the importance of LCR , dividend ratio,and retention ratio ...

[@rinkalrana9901]

Sikkim is not borrowed under this act

[@AmitSingh-vi8jk]

Govt must start their local business within India and should invests and promote in new sectors which can be done under the lockdown condition. People have to do some work to empower himself and his family as of now govt will be reluctant to feed his population who are rather jobless. And govt. Should reduce their unnecessary expenditures also

[@siddharthajain3873]

Hello sir, Thanks for the great explanation 👏 I had one doubt regarding the thing u said that why did RBI raised the limit :- to ease of the liquidity channel for GOI which has dried up due to pandemic situation. now if they are borrowing from RBI then in this pandemic situation where is RBI getting its revenue from, means either they will be spending from their reserves or they will take loan on behalf on govt. I am confused or don't know about please clarify ? Thanks in advance.

[@ITACHI-mj7ym]

Valid question

[@rajangarg7221]

great work

[@shrutigupta5736]

Thnks sir 👍👌

[@shivanipandey576]

Wage and mean advances a Facility available for uts also..

[@abhisheksharma5161]

Does gov give colateral to RBI against WMA????

[@ParamjeetSingh-zo6kc]

Can any one explain the chronology of CRR .Repo. Reverse repo. SLR. LAF..

[@amreshkumar4834]

CRR is a certain sum of money which a bank must deposit in RBI. Repo rate is a short term loan for up to 14 days a bank can take from RBI at 4.4%(present). When a bank have some extra money then they deposit it in RBI and RBI gives a certain rate of interest to the bank this is called reverse repo rate (3.75%).

[@ParamjeetSingh-zo6kc]

@@amreshkumar4834 question kya hy aur answer kya derhy ho tumm

[@ParamjeetSingh-zo6kc]

Iam asking chronology not explanation.

[@akshathabhat96]

What is govt doesn't pay within 3 months period?!

[@ParamjeetSingh-zo6kc]

@@akshathabhat96 Ways and Mean Advance.. WMA

[@kinjalsolanki9630]

Sir FII(foreign institutional investment) and FPI(foreign portfolio investment) ka different samaj nahi aata he sir Sir pls es pe video banaye

[@kinjalsolanki9630]

@@shreyash5057 thank you👍

[@sangeet7113]

Thanks

[@gauravdutta5134]

Sir why it has been written in frbm act 2003 that goi not to borrrow from rbi except by wma

[@rambhupal3816]

Sir 3 percent WMA is befire corona permisable after plus 2 percentage on this impose rate of intrest repo rate 4.4 percentage

[@mslive6362]

yes sir Samjh gaya

[@amazingshort1774]

West Bengal government ke market lone 4lack coror+ hai

[@dgusain07]

Superb

[@ginujohn8404]

This is how I know the incompetence of this regime.

[@tanmay4278]

Sir plz make a video on "reserve tranche position " in imf....

[@UMESH_TELI]

tq

[@muskansrivastava9376]

What is money multiplier sir ? Meko samjh ni aa raha

[@shubhamvashist8747]

sir, I have a doubt, as u said as per previous norms states can borrow around 30000 cr. through the ways and means format, bt sir in the chart highest limit was just 5000 cr. by the up govt.. why nither govt could take upto that prescribe limit by the RBI..???

[@shivabarod9208]

States ka combined bataya hai wo. Union ka cumulative state limit se bhi jyada hai.

[@mohit24119]

how rbi decide individual state limits? and can delhi borrow from RBI

[@shivabarod9208]

RBI determines it through the factor data they have. I dont think UPSC would be interested in the elaborated procedure.

[@shaguntoora2388]

Sir how the borrowing limit of states is decided?

[@shivabarod9208]

Under the RBI act, RBI has the authority to determine it.

[@rickyasy8884]

What is the difference between MSF and WMA?

[@shivabarod9208]

MSF is for commercial banks. WMA is for the government, both state and central.

[@pranshuyadav5678]

Decide kaise hoga ki kon se state ki kitni limit h ?????

[@adiyogi4749]

I think on populatiin basis

[@shivabarod9208]

@@adiyogi4749 Many other factors such as profit making potential, Asset quality, etc.

[@muskansrivastava9376]

Sir subah se Prashant sir ki koi video nahi aayi h :(

[@debabratapaul2053]

Sir wb kitna borrow kar sakta hai

[@dfghj_lu5qh]

WMA limit kis par depend hai

[@axiomfacts8535]

Maza aa gya yrrrr gooddddddd

[@blitzkrieg261]

joicy ma'am said that if banks did not return it within stipulated time of 90 days that would lead to over draft and then banks are charged 2% extra but you are saying something else.. what is this.. please confirm..!!

[@shivabarod9208]

Borrowing amount se defined hai.

[@yogeshsuryavanshi6829]

6.4%on whole amount or on extra amount?

[@akshathabhat96]

Yes I too have a doubt!?

[@amreshkumar4834]

@@akshathabhat96 6.4 % on extra amount

[@akshathabhat96]

Yep thanks a lot

[@atulkhakha2901]

Extra amount

[@Harsh-uw5pj]

Interest is as per bank rate sir .

[@sachinphadtare8005]

Sir liquidity का meaning क्या होता है

[@amreshkumar4834]

Liquidity means money in hand or in your account so that you can expense it and raise demand in economy

[@atulkhakha2901]

Inflow and outflow of money

[@mansijadaun9230]

Simple sabdo mai - jis paise ko aap aaram se kharch kr sako Ex- gold ise kharch krne k lye phle sell kro, dekho kaha sahi paisa milega mtlb time lgta h to ye kam liquid h Cash - jab man ho kharch karo , matlb liquid h

[@shivabarod9208]

Basically, The ability of the asset to convert into cash.

[@greeshmasomisetty5244]

Sir I have paid amount for epfo course on EMI but cannot find any mail sent by study iq, on app it states that course starts on 20 April i.e, today ...where can I find the videos kindly do the needful.

[@truptiranjansenapati6497]

Now WMA for central government is 2 lakh crore

[@shivabarod9208]

No, It's under 2 L Cr.

[@karmanya3786]

Sir i have a question Do the union Territories have also the provision of WPA like states and cemte ?

[@pratikwalinjkar4228]

Can you make a video on qnet scam

[@mukeshpatni2513]

WMA to sir 14 din keli hota hai na sir please reply

[@shivabarod9208]

Nope. Pehle state T-bills hote the but RBI ne unhe band kar dia. Ab ye log WMA se 90 days ki borrowing le sakte hain.

[@mukeshpatni2513]

@@shivabarod9208 thanks dost

[@Aman-ql6pv]

Sir itni knowledge late kha se ho Hume bhi batado

[@shivabarod9208]

Literally 5 din articles aaye the newspaper me iske baare me consecutively. Wahan se.

[@Jobanprit]

👌

[@priyachoudhary2914]

😊

[@BC-yr6eg]

👍👍👍👍👍

[@vikrambhati6928]

Thank you sir

[@pratikwalinjkar4228]

Can you make a video on qnet scam

[@Shid319]

Thanks sir

[@Hemant.573]

Thank you sir.

[@GauravGupta-pb8mk]

Thank you Sir