Sundara Rami Reddy - Systematic Withdrawal Plan {SWP} on Conservation Withdrawal in Telugu | SumanTV

[@kadambarisrinivasarao1144]

Super information sir Thank you sir

[@sakhamuridhana5499]

Thank yousuman tv

[@mothkurivijay6628]

Thank you sir

[@Venkatsrk9]

Na దగ్గర ఇపుడు 60 లాక్స్ ఉంది, నేను హౌస్ కొనుకోవాలని అనుకుంటున్న, 60 lacs direct ga house buy చేయకుండా 10 lacs katti మిగతా 50 lacs invest chesi swp withdrawal చేసుకొని home loan apply చేయొచ్చా

[@nageshpatelkavati6466]

You can buy it's to risk

[@ThrilokJootur-jt2kj]

​@@nageshpatelkavati6466risk ante Ela sir need information please guide same process im planing

[@amaravathifarmersrinivas6056]

Pay 45 lakhs as down payment , 6 lakhs invest in mutual funds lum sum .. select 5 different MF like small cap .. 70k , mid cap 70k .. large cap..1 lakh , flexible MF 1 lakh.. and keep 5 lakh on liquid funds remaining invest on long term stocks for next 7 to 10 years

[@MahaboobHussainPannekatla]

Koti tho kakunda laksha tho modulu pettandi sir

[@ajaykota5552]

సూపర్

[@n.k.leekrishnan]

Tax,,fund manager charge,,risk?

[@sontisomayajulu5593]

I am 55 years old, pls advise good fund to invest for 10 years for Rs. 25 lakhs.

[@ramsramesh2647]

Very Useful

[@sadanandaraodudala7890]

Good advice

[@kotiv1739]

Good information andi, my age 44, I have 20 lac which mutual funds are good for 10 years

[@naveenleather]

old video, re released...again

[@koppulamahender6015]

Sir swp monthly income 50k vasthundi,kadha appudu taxpayer cheyala tax kattala 3,lakh datindiga

[@nagarjunayt]

SWP ద్వారా withdraw చేసుకున్నప్పుడే tax implication ఉంటుంది. Old tax regime ప్రకారం 1 lakh capital gains వరకూ exemption ఉంది. వీడియో లో చెప్పిన ఉదాహరణ ప్రకారం నెలకు 50k withdraw చేస్తే, సంవత్సరానికి 6 లక్షలు. 1 లక్ష మినహాయిస్తే, మిగిలిన 5 లక్షల మీద tax పడుతుంది. కాకపోతే equity మీద మొన్నటి వరకు 10% long term capital gains tax ఉండేది. ఇప్పుడు 12.5% ఉంది. కాబట్టి 62,500 టాక్ పడుతుంది. New tax regime ప్రకారం 1.25 లక్ష మినహాయింపు ఉంది. అప్పుడు tax 59,375 అవుతుంది. ఈ డబ్బొకటే మీ ఆదాయం అయితే, new tax regime ప్రకారం మీ సంవత్సర ఆదాయం 7 లక్షల లోపు ఉంది కాబట్టి, ఈ tax కూడా return తెచ్చుకోవచ్చు. ఈ ఆఖరి point మాత్రం ఒకసారి CAs తో confirm చేసుకోండి.

[@madhurampally8437]

@@nagarjunayt This may not be correct because the whole 6 lakhs which we withdraw throughout the year is not profit. The gains are the difference between the price of units at which you've bought and at which you've selling. So tax antha undadu.

[@nagarjunayt]

@@madhurampally8437 I agree with what you said. But we have to assume the worst case which is that the entire 6 lakhs is capital gains and hence my calculation will fit in. Otherwise, your SWP could comprise both of your principal/sum invested and the capital gains on it. In that case, the tax outgo would be lesser.

[@veeranari6478]

Impossible.u r giving wrong info

[@anilkumartallam1730]

Don't make public fools and no one adviser suggest to invest 1 crore in single fund that to small cap for senior citizens

[@kraftyking4945]

He said better to go for FD in case of senior citizens...once check first and then do comment

[@anilkumartallam1730]

If your fund size is 1 crore and no one will Invest and suggest to invest one fund and that is too small cap and is too lumpsum

[@naveenkyadashi5814]

Small funds Kuda large cap stocks lo invest chestharu

[@Quantinvestor1]

I will invest in 2 small cap fund 50 l each if I have 1 cr​@@anilkumartallam1730

[@naveenkyadashi5814]

It's just a discussion, don't get angry

[@uttarkar1945]

Money put in shares/mutual funds takes the country to diwala. This money plays no role in development of country.