SWP for monthly income kaise kare | B Wealthy Help Live | Rushabh Desai

[@BWealthy]

Time Stamp 0:00 Introduction 0:49 If you get a lump sum, should you pay off your loan or invest it and use SWP for EMIs? 4:02 Investment to ensure financial independence for a child with a rare disease? 9:23 Rushabh's Favorite Balanced Advantage Fund 10:37 With a ₹35k/month SIP and an investment value of ₹53 lakh, is it possible to build a ₹2 crore corpus by 2030? 13:39 How much lump sum investment is needed to start a ₹20,000 SWP from next month? 16:53 With a ₹1 crore portfolio, is it possible to withdraw ₹1 lakh monthly via SWP starting in 2030? 22:50 Do you need to change the full portfolio for SWP? 26:02 With a portfolio value of ₹26 lakh and a ₹62,000 SIP, can this investment support a ₹1 lakh monthly SWP after 9 years of retirement? 32:38 How should ₹30 lakh be invested for 15 years? 39:13 With a daily SIP of ₹3,000 and a value of ₹7.87 lakh, can ₹5 crore be achieved in 14 years without a step-up?

[@panwardeepak79]

बहुत ही अच्छा वीडियो 😎👌, धन्यवाद स्वाति जी और ऋषभ जी 😊😊🇮🇳🇮🇳🙏🙏

[@abhijeetmangsulikar5341]

Very Very Professional & to the point suggestions by Rushabh Sir .. Really appreciate the knowledge, professionalism & Communication by Rushabh Sir .. !! 😊☝️🙏🙏 And Needless to say as always, Perfect conversation, effort & involvement by Swati Mam too.. !! 😊🙏👍 Thank you for the wonderful conversation.. !! 😊🙏🙏

[@ratanchatterjee1655]

Rishav is a very serious honest adviser.thank u madam for yr B wealthy show.

[@BWealthy]

Thank you for the kind comment Ratan Jee. Stay Blessed, Healthy & B Wealthy

[@parmeetsingh9106]

Hi, Could you please confirm if you are taking any advisory services from Rishabh? If yes, could you kindly provide your feedback? I am planning to start investing with Rishabh for mutual fund investments.

[@padmashankar3430]

Swathiji pranams...Sankar here. Got clarity. Shall follow advice meticulously. Thank you very much. May God bless you to show light to people like me.❤

[@BWealthy]

Glad to be of help Shankar Jee. Love and Blessings to your daughter. Stay Blessed, Healthy & B Wealthy

[@The_vlogger2024]

Thanks you Rushabh ji, mazza ayaa bohot Aaj k session mai

[@vinodKumar-jk6fn]

Desai ji aur Swati ji, Advise perfect hai. Honestly unbiased advise hamesha appreciate kiya jata hai.

[@BWealthy]

Happy to read your comment Vinod Jee. Thank you for watching the video. Stay Blessed, Healthy & B Wealthy

[@padmashankar3430]

The young Rushabh is highly learned very practical in his thoughts. Viewers are blessed to hear this video. All the best to him.

[@BWealthy]

I agree 100%

[@shariquenezami]

Thanks Swatiji. One of the best and practical advice by Rushab ji. Thanks to both to bring this on.

[@parmeetsingh9106]

Hi, Could you please confirm if you are taking any advisory services from Rishabh? If yes, could you kindly provide your feedback? I am planning to start investing with Rishabh for mutual fund investments.

[@navnitpatel5292]

Thank you Rushabh... Very Nice Explained, Thank you B Wealthy team... 🙏

[@BWealthy]

Thank you for watching the video Navnit Jee. Stay Blessed, Healthy & B Wealthy

[@manjalilpurushothaman4592]

Valuable edition Swati Ma'am 🙏

[@BWealthy]

Thank you so much for watching the video. Stay Blessed, Healthy & B Wealthy

[@mahendrapatankar3805]

Rishabh sir is superb, clear thoughts and practical. Amazing knowledge.

[@BWealthy]

I agree 100% Mahendra Jee. Stay Blessed, Healthy & B Wealthy

[@Sagar43212]

Thank you ma'am and sir .also thank you maam for written chapters 🙏

[@sanilnair]

Thank you for making this video 👍🏻

[@tirupathirao6630]

Excellent analysis and review

[@BWealthy]

Thank you for watching the video. Stay Blessed, Healthy & B Wealthy

[@drsachinsuryavanshi395]

Suggestions-Resp Swati mam plz give format to ur audience about how to ask a question. So it will be very easy to give answer for ur Honrable Guest.

[@vishnukant7893]

Excellent anlasys 👌 🎉❤

[@BWealthy]

Thank you Vishnukant Jee. Stay Blessed, Healthy & B Wealthy

[@narayanansreenivasan2558]

Swathi ji.. your doing great contents and also right experts coming to channel and addressing the quires.. one suggestion is to have a template of 8-10 questions and this should be given for taking their questions.. 37:16 maybe a google form sort of could help too for this.. just my 2cents for the work your team does..

[@AshishSharma-tl8ph]

hj

[@BWealthy]

Thank you for the input Narayanan Jee. Will see what can be done form our end. Stay Blessed, Healthy & B Wealthy

[@parmeetsingh9106]

Hi, Could you please confirm if you are taking any advisory services from Rishabh? If yes, could you kindly provide your feedback? I am planning to start investing with Rishabh for mutual fund investments.

[@vinayakumarmathur3411]

Great knowledge😊

[@BWealthy]

Thank you Vinayak Jee for watching the video. Stay Blessed, Healthy & B Wealthy

[@govardhan123]

Shukriya..dhanyavad

[@BWealthy]

आपका भी धन्यवाद वीडियो देखने के लिए गोवर्धन जी। Stay Blessed, Healthy & B Wealthy

[@sweetymehta3842]

Thank you

[@arunardhanari9342]

Thank You Ms Swati

[@BWealthy]

Thanks to you too for watching the video. Stay Blessed, Healthy & B Wealthy

[@ajitsinhjadeja9323]

Thank you ❤

[@dineshkumar-wb9oc]

Nifty 500 Multi cap Index fund 50:25:25 & Multi cap MF mein kya fark hai Kaun Jyada return De Sakta hai

[@arvinddoye840]

स्वातीजी, आप बहुत खूबसूरत हो, no doubt उससे भी ज्यादा आपका प्रेसेंटेशन style खूबसूरत है.

[@sukumaridevi3629]

😂😂acha Swati g khubsurt hai koi baat nahi bhagawaan ap ko esi he lugai dey tatha astu😂😂😂😂😂 ja apni zindagi ze ley

[@BWealthy]

शुक्रिया अरविंद जी। Stay Blessed, Healthy & B Wealthy

[@AMITOMPY]

Thank You

[@nandwana7803]

Radhe radhe mem 🙏

[@shobhitjain9543]

Is it the right strategy to invest in only 5 flexicap funds instead of different type of funds. I have Parag Parikh Flexi, Quant flexi, Motilal flexi, Bank of India flexi, JM flexi? FYI-Overlap among these funds are very less.

[@shankarmittal1218]

Thanks!!

[@SomisInsightFinance-f9j]

Why are you not providing time stamp?

[@rameshgupta7311]

Online like policy bazar yaa offline investment kisko jayada prefer karenge

[@amansinghtomar6271]

Kya hum small cap k corpus jo ki 1 crore hone par balance advantage fund me Transfer kar sakre h plz suggest mam??

[@gambhirsinghkushwah5947]

Madam Ji, Nifty Large Mid 250 Index mein Kis AMC ka fund achha hai. Pls guide.🙏

[@govardhan123]

Thanks🎉

[@ramansahu1571]

Hi Swati jii mutual fund me invest kar..Mutual fund se loan lena sahi hai ya nahi. Please discuss this in detial.

[@BWealthy]

Will try to create a video around it soon. Stay Blessed, Healthy & B Wealthy

[@SandeepSingh-lb3jk]

Thanks mem

[@ashokpasrija4428]

ICICI Equity & Debt Fund is a better hybrid fund

[@BWealthy]

Thank you for sharing your views Ashok Jee. Stay Blessed, Healthy & B Wealthy

[@shivanandbadiger3067]

Namaste madam.

[@GLdream11]

lum sump kiya hu large midcap kya hu sir 25 year stay kar na chata hu

[@shilpiburman7102]

I would like your advise on the following from a 'Tax efficiency' point of view. If I invest 15 lakh, and each month I need to withdraw 1 lakh from this amount for expenses (starting the next month itself) - what would be better short term FDs (1- 3 months) or liquid/short term debt fund?

[@koppewar]

I too do daily sip

[@sameerdeshmukh6362]

For converting fixed deposits which have accumulated over the period of time into MF increasing the SIP every month will be a good strategy???

[@vijaylakhani8678]

Hi mam I have 10 lakh in my bank fd pls suggests can I start sip or invest in lumsum Tata and bhandhan small cap for next 5 year

[@narindersharma717]

good evening swati mam

[@shrikrishnakhamkar4998]

😊when u invest in m. F.on that day then when our investment is confirmed

[@manishbatham-p6g]

Mam meri age 35 hai 40 ki age me retire ho jaunga mere pass abhi saving me 60k hai or mutual fund me 13 lac(7000/month in sip 8 lac lumpsum) stocks me 8 lac etf me 20 lac invested hai or jab me retire hounga tab mujhe 50 lac lumsum milega plus 45 k pension mere monthly expense 30k to mam me retirement ke baad koi job nhi karna chahta or jo 50 lac lumpsum milega use swp me karunga to mam ye btaiye ki mujhe kitna amount ka swp karna chiye per month or mam mujhe home loan bhi lena hai 30 lac to swp se loan amount de sakta hu please guide me

[@MsRahulllk]

Aap kabse job kar rahe ho?? 50 lac lumpsun aur 45k pension aur retirement at age 40 kaunsi job karte ho aap?

[@manishbatham-p6g]

@MsRahulllk last 15 years se

[@anirudhpaul2000]

The last question someone anonymously asked if he can accumulate 5 crores with 3k investment everyday for next 15 yrs, not sure how you consider that to be 1 lac investment per month, since there will be hardly 22 market open days.

[@anupritamatekar6689]

Gappe bhi maar sakate hai 😄 aisa kar sakte na ki 3 ya 4 specialist ko bulan ke jo bhi common sawal hote hai use discuss kiya jay ...? Maja ayega ...👍 😊

[@AnantArolkar-xi3cb]

Lower advt volume

[@kaushalsingh2080]

Good evening ma'am Mujhe 1000000 swp Krna hai kis fund me kru aur kitna %draw kr sakte hai ki Mera principal growth krta rahe

[@subhankargayen578]

Sbi contra fund achcha ka sbi ka sabse best fund hai

[@dushyantkumarsen8589]

🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼

[@manojshah9063]

I am having Rs.2000 SIP in ICICI PRU MIDCAP 150 INDEX FUND DIRECT SINCE LAST 2 YEAR . And will continue till 2040 my retirement year. Should I expect 10 to 12% return?

[@Mutual_fund_sahihai]

My daily sip is of 5000 .

[@AnantArolkar-xi3cb]

Sent questions on WhatsApp but not read it yet by u Send Google form link to send questions

[@ShikhaHizkiel-m2o]

Sheet monthly

[@krishnamohansingh5382]

Good morning mam 🙏 Mohan kumar sasaram rohtas bihar se Age 33 years Time 15y Tgt 01cro Bacha ka parai or ladki ka Sadi Risk Medium agresive Portfolio overlaps bataye suggest kare Ppfc sip 2000 Motilal Oswal large mid 3000 Nippon india small 2000 Hdfc mid op 2000 Kotak multi 2000 SBI focused equity 2000 Carrent value 2.6lakh Q .1 emergency fund ke bataiye jo 3/4 years ke baad jarurat ho redeem ho sake Q2 kis scheme me ammount badhiya jaye ki overlap Bal ban sake Q.3 sallery ka kitna partisat % investing karna chahiye please suggest 🙏 kare

[@Mr.Warisali.110]

2 साल में चाहिए 15 लाख कितना निवेश करना होगा, अभी 5 हजार की sip चल रही है और 2 लाख निवेश है

[@religionofpeace782]

2 saal k liye debt funds me invest karo na ki equity me. Equity minimum time horizon should be 7 years

[@arunardhanari9342]

Hello Ms Swathi. My Name is Arun and Iam 53 years old NRI based in Singapore. I will return back to India in next one year. My Financial Goals have been take care. Have planned well. I want to Invest 3 Crores in The following funds along with percentage allocation. Kindly guide me on this. I will be removing Rs 1Lakh every month as SWP. SWP will start from April 2027. Kotak Aggressive Hybrid fund 20% Value of 3cr HDFC Balanced Advatage Fund 35% of 3 Cr ICICI Multi Asset Fund 35% of 3Cr Have also added two equity funds SBI Contra 5% Motilal Large and Midcap Fun 5% Will do SWPs from the hybrid funds. Is this a good strategy? How long do I take to invest invest? Mr Regards to Your Team, You for the wonderful work you all the doing.

[@Ashok.Aggarwal]

Sir divide in 10 installments, invest in NV20 0r Sensex index 30%, flexicap or multicap 20%, midcap or large & midcap 20%, 5% microcap index, 10% gold mf, 15% smallcap MF

[@SkRsonublog]

Sir Namaskar Mera name Sonu Kumar hai, me Bihar ke Saharsa se hu, me Apne Kuch Fund ka Rivew Chahta hu, ki Mera ye fund sahi hai ki ni, Mera 15000 monthly ka sip hai,aur me 10 year tak sip karna chahta hu, Mera fund is parka ka hai. 1.SBI SMALL CAP- 1000 2.SBI LARG AND MID CAP-5000 3.AXIS NIFTY 100 INDEX FUND -2000 4.DSP NIFTY-50 EQUAL WELTH INDEX FUND-1000 5.ICICI PRUDENTIAL MALTI ASSET FUND-5000 6.KOTAK DEBAT HYBRID FUND-2000

[@narendrashekhawat40]

Ms Swathiji. I wrote a mail to you didn't reply. My quarry is quite different. I am retired Army personal

[@ashokpasrija4428]

I feel senior persons should be more aggressive and risk taker as with life expectancy of 90 years, their money wl be quite inadequate in future as inflation @7%. So, they should invest in MF and do SWP @ 6% & their money wl grow @ 9%

[@dingdong9277]

Best BAF combo.. ICICI, EDELWEISS, HDFC, TATA...

[@prabhavicreations4779]

What is meant by BAF

[@prabhavicreations4779]

But sir has not included HDFC and tata

[@dingdong9277]

@@prabhavicreations4779 balance advance fund

[@venkateshreddy206]

Balanced Advantage Fund (BAF)

[@prabhavicreations4779]

@@venkateshreddy206 combo means what we can choose more then one amongst them ?

[@shankarrao6117]

Thank you

[@PranabKakati-z5r]

Thank you

[@diamondspsingh3256]

Thanks 😊

[@gambhirsinghkushwah5947]

Madam Ji, Nifty Large Mid 250 Index mein Kis AMC ka fund achha hai. Pls guide.🙏

[@gambhirsinghkushwah5947]

Madam Ji, Nifty Large Mid 250 Index mein Kis AMC ka fund achha hai. Pls guide.🙏

[@gambhirsinghkushwah5947]

Madam Ji, Nifty Large Mid 250 Index mein Kis AMC ka fund achha hai. Pls guide.🙏