Term Life Insurance Explained

  Рет қаралды 52,358

Lecture Pal

Lecture Pal

Күн бұрын

Пікірлер: 39
@njlifeandhealth
@njlifeandhealth Жыл бұрын
Term Life is an AWESOME option for younger families because of it's low premium-high payout structure. Thanks for sharing!
@sleepwalker29
@sleepwalker29 5 ай бұрын
My mom had term life for 500k. At age 75 they went from $175 up to $860 month, and then $135,000 payment to continue. It's a scam. Better off buying and renting a home you can resell
@undergroundlocura
@undergroundlocura 18 күн бұрын
No, the reason price went up was because there is a higher risk of dying and illness at an older age ins qualify them as RATED. Life Ins its just like phone ins you dont needed forever
@snake8473
@snake8473 Жыл бұрын
You forgot level term but overall I did enjoy the video and found it very helpful and informative
@ren21uu
@ren21uu Жыл бұрын
term life is for poor people
@astroman30
@astroman30 Жыл бұрын
Whole life is for stupid people
@american01962
@american01962 6 ай бұрын
Buy Term and invest the difference very early in life was actually very popular and economical I the 80's and 90's. Today when you have a 30 year mortgage, there shouldn't be a need after 30 years and the home has been paid off.
@bigdreamers1404
@bigdreamers1404 3 жыл бұрын
Not all term insurance works the same
@TheEducationalSeries
@TheEducationalSeries 2 жыл бұрын
you are right boss...there are many types of plans given by individual providers.
@AntonioMartinez-xz3pt
@AntonioMartinez-xz3pt Жыл бұрын
@@TheEducationalSeriesplease explain so they have 5 yr term insurance policies?
@snake8473
@snake8473 Жыл бұрын
​@@AntonioMartinez-xz3pt The have 10,15,20,25,30 and 35 year term policies. So you can choose the policy that best suits you.
@TheEducationalSeries
@TheEducationalSeries 2 жыл бұрын
I found this videos very helpful..
@sureshkumar-kv9tm
@sureshkumar-kv9tm Жыл бұрын
Brother any idea like international term insurance policy company .Zurich insurance company and MetLife company is which one is best company to buy insurance plan from UAE Dubai .
@limonakando7142
@limonakando7142 Жыл бұрын
Life insurance very important in life
@prithilapooja6549
@prithilapooja6549 2 жыл бұрын
So if I don't die during the term period don't I get paid anything???
@astroman30
@astroman30 2 жыл бұрын
Is that a bad thing?
@carloconopio6513
@carloconopio6513 2 жыл бұрын
@@astroman30 nope the bad thing of term insurance is if live long you still paying insurance..while other insurance after 10years or 15 years you dont pay anything after that..
@astroman30
@astroman30 2 жыл бұрын
@@carloconopio6513 Pay (at least) 20 times more in premiums than term for a trash value policy where the insurance keeps your investment? No thanks.
@victorious_love8881
@victorious_love8881 2 жыл бұрын
Thank you did a very good job explaining out of all videos I saw so far 😀
@dec1slh
@dec1slh 2 жыл бұрын
Ummmm...YOU don't get paid anything regardless...unless you think you will need money in the afterlife
@darrenmclaughlin3028
@darrenmclaughlin3028 2 жыл бұрын
Flat 1 the brook and smith family flat 1 40 Leopold rd Felixstowe ip11 7np Suffolk England got all there assets and trucks by making fake claim she corol brooks used to work for life insurance and the elderly
@LuisTineo-gi5qb
@LuisTineo-gi5qb Жыл бұрын
Analiza el ritmo de vida de una persona
@Bipromondal141
@Bipromondal141 Жыл бұрын
Good work
@ALIALI-qk2lx
@ALIALI-qk2lx 2 жыл бұрын
ok
@shaheemcrawley5234
@shaheemcrawley5234 2 жыл бұрын
life insurance
@ALIALI-ww9xr
@ALIALI-ww9xr 2 жыл бұрын
💕💕
@fredhooshi4294
@fredhooshi4294 Жыл бұрын
the ads for term never mention medical exams as a condition and say your acceptance is guranteed ?? sounds fishy
@PherahBodolay
@PherahBodolay 7 ай бұрын
Up to a certain amount you can get life insurance without an exam.
@american01962
@american01962 6 ай бұрын
There is both fully underwritten and express issue. In the express issued there is no need for a medical exam but you should have seen a doctor in the past 18 months. And are required to provide a list of all meds taken and they will run a med search for all the prescriptions that your doctor has prescribed.
What is LIFE INSURANCE? | Life Insurance Explainer Video
4:01
Lecture Pal
Рет қаралды 8 М.
How Strong is Tin Foil? 💪
00:26
Preston
Рет қаралды 124 МЛН
Worst flight ever
00:55
Adam W
Рет қаралды 26 МЛН
pumpkins #shorts
00:39
Mr DegrEE
Рет қаралды 9 МЛН
Win This Dodgeball Game or DIE…
00:36
Alan Chikin Chow
Рет қаралды 36 МЛН
Term Vs. Whole Life Insurance (Life Insurance Explained)
16:15
Marko - WhiteBoard Finance
Рет қаралды 875 М.
Top 5 Mistakes to Avoid When Buying Term Life Insurance | 2024 | CA Rachana Ranade
12:29
Why Is Term Insurance Better Than Whole Life Insurance?
9:04
The Ramsey Show Highlights
Рет қаралды 840 М.
Term Vs Whole Life Insurance | Life Insurance Explained
8:30
Lecture Pal
Рет қаралды 18 М.
Life Insurance as an Investment - Dave Ramsey Rant
9:46
The Ramsey Show Highlights
Рет қаралды 199 М.
Life Insurance 101 (WATCH THIS BEFORE YOU BUY)
22:34
Rose Han
Рет қаралды 88 М.
What Is Universal Life Vs. Whole Life?
12:24
Doug Andrew - 3 Dimensional Wealth
Рет қаралды 49 М.
I was wrong about Whole Life Insurance...
21:56
Cash Value Life Insurance Reviews
Рет қаралды 65 М.
Is Life Insurance A Good Way To Invest Your Money
12:57
Minority Mindset
Рет қаралды 124 М.
How Strong is Tin Foil? 💪
00:26
Preston
Рет қаралды 124 МЛН