Term Loan - Process, Interest Rates, EMI Calculation, Appraisal (Hindi)

Term Loan Appraisal Process, Interest Rates, EMI Calculation explained in hindi. Term loan is a type of short term business loan that you take to purchase or create assets. Sign-up to our new app for discounts and early access: ✔ assetyogi.com/...
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It is a secured loan taken against assets of a business. If you need to take long term commercial loan, you should go for project finance.
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टर्म लोन अप्रैज़ल प्रोसेस, इंटरेस्ट रेट्स, EMI कैलकुलेशन सभी को इस वीडियो में हिंदी में एक्सप्लेन किया गया है। टर्म लोन या सावधि ऋण एक प्रकार का शार्ट टर्म बिज़नेस लोन है जिसे आप एसेट्स खरीदने या बनाने के लिए ले सकते हैं।
ये एक सिक्योर्ड लोन होता है जिसे बिज़नेस एसेट्स के अगेंस्ट लिया जाता है। लेकिन अगर आप कोई लॉन्ग टर्म कमर्शियल लोन लेना चाहते हैं तो आपको प्रोजेक्ट फाइनेंस चुनना चाहिए।
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In this video, we have explained:
What is term loan?
What is the meaning of term loan?
What are the important features of term loan?
How to use term loans for business?
What is the process of term loan appraisal?
How to do term loan EMI calculation?
What is the repayment process for term loans?
For which purposes you can get a term loan?
What is margin money for term loan?
How interest rate is charged in term loan?
What are the benefits of taking term loan for purchasing or creating assets?
How banks do the process of appraisal for term loans?
What is the concept of term loan?
How to take a secured loan against the assets of business?
How to take a short-term business loan?
How to calculate interest rates for term loans?
Make sure to Like and Share this video.
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Hope you liked this video in Hindi on “Term Loan - Process, Interest Rates, EMI Calculation, Appraisal”.

[@AssetYogi]

Sign-up to our new app for discounts and early access: ✔ assetyogi.com/sign-up/

[@rahulbanga2759]

Hi Sir, I'm very glad because i'm getting detailed/perfect/actual solution from your video as per my profession(IT-NBFC organisation) I need your help to know/understand about the TYPE OF REPAYMENT (Eq. Installment, Eq. Principle Installment, Graded EMI, Separate Interest and principle, Bullet Installment, Balloon Installment) and purpose of use in different type loan. Appreciate Your Support as always.

[@abhinaychaudhary745]

Explained more than I expected, thankyou sir for giving precious time to teach us

[@AssetYogi]

Keep learning

[@yogeshkarnik4557]

Thanks for very important information,,,, very useful for me... thanks for sharing

[@dnyaneshwarchavan1133]

Bhai ek aur video banv jaha funds & non funds facility kon konse hai please bhai

[@apoorvsaha1186]

Sir, You have explained really in a good manner about term loan. But, in thia lecture you haven't slowed the calculation how to calculate interest, principal and balance payment. Please explan calculation too.

[@yudy379]

Very nice...keep giving information on financial knowledge...thank you

[@AssetYogi]

Thanks 😊

[@vanshitasoni2496]

Excellent teach performance was great way of teach 👌👌👌

[@AssetYogi]

Thanks for appreciation 😊

[@sonamsoni2618]

You make my study easy always.... thank u🙏

[@AssetYogi]

I hope this will be helpful :)

[@Shantha0191]

It is very informative and i have an suggestion for you please create playlists according to topics so that it will be easy to access

[@rajbir8443]

Hi mukal ji You are doing a great job to society by way of sharing your great knowledge. Brother, I have a query hope you can resolve it. Sir, I planning poultry farming unit. For it I purchase land for Rs 12lakh and develop ed purchased land with invested into l.3 Lakhvinfer. My project cost comes to Rs 30.70 Lakhs. Land 12 lakj Land development 1.3 jakh Building 16.20 lakh Misc plant 1.20 Cost of project 30. 70 Means of fund Contribution : 12+1.30+4.30 = 17.60 (I have 4 3 Lakh in bank. ) Loan of 13.10 = 30.70p Please advise this financing is OK or not Kindly clarify. I shall be grateful

[@omairahmed2173]

You explained this so well. Good work Mr.Yogi

[@AssetYogi]

Thank you 😊

[@poojanayak1207]

U are doing an awesome job. Unlocking the financial jargons. Keep going :)

[@AssetYogi]

Thank you for appreciation 😊

[@ThE-qw5sr]

Salute to u sir Sir pls ek video working capital limit ko ITR se kaise justify krte h uspe bnaye ki koi b fake balance sheet lake galat limit na bnwa le Thanks a lot

[@dhanrajvn5118]

1. which is a riskier loans for the lender revolver or a term loan?? 2. what is paid first in case of default revolver or a term loan???

[@blackhathacker8629]

Sir plz ye bataiye ki emi apne calculate kaise ki aur principle kaise calculate ki aur ye bataiye ki ye interest monthly hai ki yearly pay kiya ja rha hai 12 % ?

[@bharateshmurgunde6587]

Thank you very much sir. good informative videos your method also very nice..

[@manasmitasahu1747]

Dear Sir I want to know about which type of loan to get it for me. I want to start a new business but I don't have any margin money to invest. So please guide me which loan for my income. I regularly seeing you video and I am very interested in your services. Thanks again for your help.

[@wolfofdalalstreet1841]

Best bank for business purpose..

[@brirajbanssingh5120]

Mr Mukal, thanks for such a nice vedio.yoi have explained things nicely.. May I request you to please bring out a vedio on project report analysis and important ratios a bank checks for for the financial viability. It will help us in a long way to become entrepreneurs. I am putting up a unit to manufacture of railway components. My project was rejected by saying that financial ratios are not in order. Ask CA to prepare. Project cost of project is just14lakh CA demanded 35000. Which is a big amount. Kindliy do the favour. Regatds

[@ankit2010ization]

Hello sir.. Can we have a training session on external commercial borrowing ECB.. This video was awesome.. Thanks

[@deepakholkar3133]

Hi sir Project report par ek video banye plz

[@meenakshim4512]

Please do video on balnce sheet analysis and dscr calculation

[@ravikoparde7665]

Hi sir, I have got so much information from your videos, I am requesting you to gave information about Banking surrogates, EMI equilizer method, and Net profit multiplier method

[@AssetYogi]

Noted your topic suggestions. ravi

[@nasirahamad4888]

Hello 🙂......🤝🤝🤝 Very well sir, you very well the knowledge of finance..,👍👍👍👍

[@AssetYogi]

Keep learning Nasir :)

[@soninigade5673]

Thanks for vedio such knowledgeable.

[@AssetYogi]

It's my pleasure

[@ruhicomputers2493]

thanks for this detailed video. it's very helpful. Hats off 👍

[@jayeshgajjar8831]

Please sir make detail videos on Project Finance and SME Collateral Free Loans.

[@gouravlila39]

great video sir

[@mansurijaved2429]

Sir project report kese banana hai uska detail me video banaye na

[@alokpal7352]

plz upoand a video on partnership agreement loan

[@gayatrianjum3880]

Thank you for this topic i was waiting for business loans videos

[@sujoynaskar8676]

Sir, Long Term Home Loan or Short Term Home Loan which is better? Please make a video on this.

[@sameenapathan3543]

Dear sir please give one lecture on DSCR

[@AssetYogi]

Noted

[@dipanjansaha8399]

Beautifully explained

[@bipinmishra9276]

Very informative

[@Growithaman]

Thank you sir very well understood

[@AssetYogi]

Thanks Aman

[@riteshmoorjani565]

Very informative video.. Great work.. Keep it up :)

[@ManojKumar-xx6hp]

Sir kindly Basel 3 pe ek detail video kijiye

[@vijaykumar-zc8nz]

Sir very nice , kon me investment kare aur monthly return .

[@saurav0704]

Sir pls make a video on balance sheet analysis

[@arnabdhar6985]

Sir can you give a detailed explanation of refinance of term loans?

[@shyamdharmadhikari9863]

What is sanction eligibility for home loan for self employed. Like why depreciation, interest is added in net profit. Please let me know sir

[@abhayshivhare7137]

Thank you sir....

[@gyanshala2297]

Cma related video kijie sir

[@Commvestor1]

Very good information.

[@AssetYogi]

Thank you 😊

[@SuperRock120]

Good explanation...

[@AssetYogi]

Thanks

[@Tapendra_Bhatta]

Sir ji, Could you please create a video explaining demand loans and forced loans?

[@mangeshgundale8997]

Very useful video🎥 sir

[@AssetYogi]

Thanks Mangesh 😊

[@bipinnkumar1619]

How to calculate margin money and loan amount by sanction letter and CA certificate

[@krishnakumar-co6hq]

Hello sir Sir aapki vedios bahut benefits deti hai Hume. Sir ager Hume apne office maintain krne ke liye loan ki jarurat hai to Hume kis type ka loan mil sakta hai.please advice kare .

[@TheLucky9595]

Pls make a detail lecture on inventory funding given by banks to automobile dealers against there stocks of vehicles.

[@hiddensecret4001]

Thanku so much sir And sir please explain unsecured business loan as well 😊😊😊👍👍👍

[@ramangandhi4221]

request to create Credit Underwriting

[@amsseliya429]

Sir... Good 👍 video

[@AssetYogi]

Keep watching

[@rohitvaishnav3523]

Osm video

[@AssetYogi]

Thanks Rohit

[@asifyaqoob3437]

Love you sir

[@AssetYogi]

Most welcome Asif

[@sushmaverma8611]

Sir very well explained ...keep it up..can we give term loan for purchase of inventory which is to be sold later ..??

[@surendrasingh-nd2yf]

Whether term loan can be availed for purchase of raw material if is in business

[@swatikadambala7494]

Sir financial management concept

[@maheshgurav5247]

Term loane manjur hua loan ka amount debtor ke account me jama ho shkta hai kya ?ya sirf matinory company ke account me jata hai

[@rahulpukar]

Explain what is term sheet

[@padharthiaruna9062]

Hello sir really helpful vedio can you make a vedio on break even point like sensitivity analysis in term loans

[@AssetYogi]

We will try to cover that

[@yjgratitude5]

Thank You Sir

[@AssetYogi]

Most welcome

[@navrajpublishers4616]

Nice

[@AssetYogi]

Thanks 😊

[@jeebanjyotisahoo3955]

Thank you very much

[@arvindgunawat401]

sir please give a class of balance sheet and ratio analysis and how to calculate Drawing power for CC limit DSCR computation for term loan

[@chalmerilexus2072]

Term loan for Inventory.... I am not agree sir. please correct me if I am wrong. secondly, word ' GIRVI' is not appropriate. Machineries , equipments can be HYPOTHECATED not GIRVI'.

[@prempal4810]

Sir please ready the FCTL only vedio

[@PrabhatSingh-yd4mw]

thank you sir for information

[@MaheshKumar-tb1bb]

Sir CMA report kaishe banae jati h example ke sath btana plz...... loan lene ke liye... fast reply

[@pritamkumar1522]

Sir term Lon liya vyakti ka deth Ho jata h to kya hoga or unka nomini bhi Nhi ho to

[@anirudhkrishna9655]

sir msme loans, smile loan and subsidy par b video banayein jo startup wali video mein cover hona reh gaya tha.

[@pritisinha5558]

Sir Term loan to unsecured bhi hota hai

[@omkarbhonge5267]

Please sir can you make vedeo on loan project report on excel Format

[@SUBHASHKUMAR-wg9cz]

Good

[@AssetYogi]

Thanks Subhash 😊

[@SUBHASHKUMAR-wg9cz]

Appka videos helpful hota hai sir

[@kishankumargupta6831]

Cma ke barein mein video send karein practical

[@darshgandhi9207]

Please sir make detailed video on audit of packing credit🙏🙏🙏🙏🙏🙏🙏

[@darshgandhi9207]

Please sir make detailed video on audit of packing credit🙏🙏🙏🙏🙏🙏🙏

[@saishyadav2743]

how to do nature of purpose planning and there points.

[@sintu2018]

Apki technic accha laga

[@PankajSINGH-gg8tj]

Very Good

[@AssetYogi]

Thank you 😊

[@BIZPASSION]

Thank u sir..

[@AssetYogi]

Keep learning

[@darshgandhi9207]

Please sir make detailed video on audit of packing credit🙏🙏🙏🙏🙏🙏🙏

[@darshgandhi9207]

Please sir make detailed video on audit of packing credit🙏🙏🙏🙏🙏🙏🙏

[@umashankarprajapati8915]

Sir, please make video of Trust Receipt

[@AssetYogi]

Noted Uma

[@LetsLearn10]

please sir make video on CERSAI , Consortium banking ,LFAR

[@pramoddighade]

Sir please make a video on break even point

[@AssetYogi]

Sure, topic noted.

[@sibaji7604]

Laptop purchase ke liye term loan milega... Plz suggest

[@Vengeance703]

Sir your knowledge is good. may i know your qualification????

[@alburtgamingpubgrathore4813]

Hello sir short term loan kon kon si h

[@shubhamrajepawar219]

Thanks Sir

[@AssetYogi]

Hope it helps 😊

[@funnyjokesgrup3418]

Petrol pump ke loan me bare me video baniye.

[@VinodKumar-vm2ns]

Hello sir me, lilen club ka fentizd ke liye loan ke bare me

[@pradeepkumar-dv8mt]

Sir can we convert cc loan into term loan?

[@rajaentertainment9152]

Sir aap dsa se business loan ka file Kaise nikle wo bhi batyie

[@n.s.chouhan5433]

sir, busness loan subsidy par bhi vedio baniye

[@bharatsurywanshi7886]

Hi loan hona hai

[@vkgothwalunionbankofindia3296]

Sir ji emi calculate kaise krni h please details me bataye

[@kiratsingh6750]

Thanku Sir pls unsecured buisness Loan ki ek video banye

[@yesmauryaji1724]

For new Electrical shop k liye kaun sa loan lena parega

[@pritisinha5558]

Kitna saal purana h shop ?