That's Just WRONG! - Dave Ramsey Rant

[@hkellsworth3504]

“...Don’t you think that is immoral?” Silence “Yeah, a little bit....but....” Wow!! Thank you David.

[@akidwaimd]

Are you pregnant?? Yeah, a little bit ...... 🤣🤣

[@et5895]

@@akidwaimd Do you have an std? Yeah... A little bit.

[@ellisz5972]

This caller is slime.

[@StasTalksStocks]

Daves gonna go off on this guy lol

[@stephensantiago603]

😂. It's too early for these questions. Haven't even had my coffee yet 😂😂

[@waflletoast11]

As soon as i heard of him mentioning student loan forgiveness I knew he was dead🤣🤣🤣

[@roseyachnes353]

Ohhh I was waiting

[@k.t_shootz6584]

It’s more like he was acting like a stern uncle that just wants the best for him.

[@stewbugz5213]

We can only hope!

[@John-rh5iz]

Confirms my long term saying: "One of the greatest tests of one's integrity is what they will do with someone else's money."

[@andreealechleitner1716]

P

[@henryyaboy]

Mm, such a good point!

[@clarifyingquestions]

Yup integrity doing what is right even when it is the hard thing.

[@alexpeters7159]

The sad thing is this is what a lot of people do with student loans and trust me this is very common

[@trich103]

Dave scammed the taxpayers when he filed for bankruptcy

[@thomasthumim7630]

@@trich103 yet he makes a living helping people get out of debt??🤔

[@factsoverfeelings9492]

@@trich103 what have you done to help the American people then talk🤫. No1 is perfect like he says whatever let's you sleep at night. Don't do on to others what you don't want done to you.

[@hmj8469]

@@trich103 It sure would have been interesting if the caller would have gone there. I noticed Dave didn't wait too long to mute the caller.

[@trich103]

@@thomasthumim7630he took advantage of a govt assistance program in order to not pay his debt. Yet he has the nerve to tell others it's inmoral

[@mxerb5912]

Caller is the embodiment of everything that is wrong with today’s society. He didn’t even think that’s wrong

[@NicE-jq3wv]

This is the mentality that is created with socialized hand outs

[@bindingcurve]

So, did you return your relief checks :)

[@gatewaysolo104]

@@bindingcurve what does that have to do with abusing student loans?

[@bindingcurve]

@@gatewaysolo104 Everyone is all about how the goverment needs to help me, but hates if it helps anyone else. Tax deductions for mortgage interest. Well, we want to encourage private home ownership. And it is in everyone's interest to encourage higher education, so lets create a student loan system that can be abused? How exactly is that the fault of a 18 year old who ONLY voted once in their lives.

[@LittleMopeHead]

Entitled brats.

[@CB-fs5hf]

I knew Dave was preparing to go off when he crossed his arms at :48 seconds in LOL

[@nicholeknight1893]

Lol 😆 I'm literally laughing out loud from your comment 🤣😂

[@Chromewarrior]

Yup, that’s his “tell”.

[@finessegod2]

😂🤣😅

[@Hossafy]

Dave “don’t use a govt program to better yourself” also Dave: “I use every available law to pay less in taxes”

[@evanwindom3265]

@@Hossafy Wow... Like there's no difference between using a gov't program to better yourself, and MISUSING an ill-conceived program to STEAL from taxpayers.

[@MichaelJones-rn2pq]

The sad part is that the university chose to give him a scholarship over somebody else. This guy showed the classic "Bright Side / Dark Side" conundrum in which he shows a bright side to get a scholarship and then reveals his dark side to get a free car. Character is who you are when nobody is looking.

[@clwest3538]

Exactly!

[@Scorpioking563]

Lol catch me driving my character in my paid off whip homie

[@DaveCompton5150]

Hope he used a fake name. Called up a national show and admitted to committing fraud.

[@cleliaparnell8743]

Well said!

[@elchapojr6219]

Wow the nerve of this caller just looking for the way out.... people just don’t want to work

[@genwunner6783]

More about free handouts or using the system for personal gain only.

[@vrimtube]

Work smarter not harder

[@ohozo7292]

I kinda get him tho if everyone’s getting a free ride on all their loans and I get nothing but still have to pay for it why not?

[@elchapojr6219]

@@ohozo7292 comes down to Integrity in a person it can go far.

[@bigpete1014]

This call is super fake. Don't be so gullible. Scripted call for entertainment. A lot of hours of airtime to fill.

[@jill9606]

Just one more reason student loans should NOT be forgiven.

[@jovitarich7078]

I totally agree with you

[@Shay416]

Wait but isn't it like 20G max? Drop in the bucket for most people with student loans. But to use the extra cash for a car? Wow that's kinda weak

[@ChrisWalksFast]

Are they being forgiven?

[@vince7735]

You clearly never had student loans.

[@Omonike88]

They won't be forgiven.🤣 They can't throw investors under the table. No one thinks of that.

[@GardenedCoils]

There’s no way that this kid watches the show and called in with this question lol. Dave’s reaction could have been predicted!

[@Rashaadthegr8]

Are you single

[@TheReapersSon]

@@Rashaadthegr8 Dude, you ain't gonna find love in the KZbin comment section lol

[@samjordan8800]

@TheReapersSon It's a lot easier to find the right one in the Dave Ramsey video comments section than it is in the *REST* of KZbin, LOL!

[@Rashaadthegr8]

@@TheReapersSon Says you

[@Rashaadthegr8]

@@samjordan8800 Exactly!

[@JerryStevens]

Politician: Student loan forgiveness. What could possibly go wrong? Caller: I'm thinking about using my student loan to pay off my car because I think student loan forgiveness is coming.

[@Mehwhatevr]

2009: Bailing out the wealthy, and ignore everyone else. What could possibly go wrong?

[@rmfinance1781]

@@Mehwhatevr ...🤔🤔🤔 This is actually a very valid point. I was against student loan bail out, but now that you brought this up. I may have to reconsider my position.

[@estebanhenriquez3491]

Dave was VERY level-headed answering this caller’s question. My first response was like: “I KNOW he did not ask what I think I heard!”

[@carloscampos5469]

But same time Dave wants everyone to pay less than 25 percent of what they owe on cards and he is ok but not with this like come now. Pretty much stealing also

[@almaz1648]

Esteban, Exactly! How dear he even think that!

[@romp23]

Dave Nobody gets rich scamming the taxpayer Us politicians Akward silence Wish youtube allowed gifs lol

[@TheMopar97]

Isn’t this the truth....

[@MrMtanz]

Agreed. I think Dave is cool, but people who pride themselves on their “integrity” while getting ripped off are suckers.

[@deecee2174]

Politicians: *Heavy Sweating*

[@Alwaysbeclosing1774]

@@MrMtanz Seriously the Muh integrity folks are usually the biggest hypocrites

[@geezy4000]

Exactly. You beat me to it.

[@grannyary]

Hallelujah! Sick of the fraud and delinquent behavior. Doesnt matter if you take an easy road built on deceit/lies, you will pay for it harder down road.

[@Spaceysgurl]

74 years and obtaining the highest power in the United States? How long is this road you speak of?

[@Gigisgamblechannel]

And these are the folks the schools are paying for......🤦‍♀️

[@TheeMrsChampion]

This is the future. It’s pretty sad Scott.

[@adambarton6720]

I was waiting for the Dave Rant...that guy needs the rant..... bring back the Dave rants!

[@thomasthumim7630]

Rantsey

[@taylorkroff8254]

Totally agree! I think in general, Dave has gotten too soft nowadays. I miss his old demeanor. Bring back more rants like this one!!!

[@ShewedDude]

I like this call because this is an example of how people in mass try to take advantage of programs other people pay for while the people who actually need it gets pushed to the back.

[@jenna6310]

THANK YOU DAVE! You said exactly what me and I'm sure MANY MANY others have been thinking.

[@trich103]

Dave filed for bankruptcy which is govt benefits

[@thomasthumim7630]

The bible said a wicked man borrow and never repay but the righteous give generously.

[@its.just.me__d8627]

Amen

[@Lianne459]

45 never paid his contractors or people that did work for him, cheated on his taxes and his wives yet the evangelicals still think hes a holy man.

[@thomasthumim7630]

Psalm 37:21 New International Version 21 The wicked borrow and do not repay, but the righteous give generously;

[@prometheuspredator7971]

So very true. Amen!

[@VA-gu1jq]

@@Lianne459 Religion isn’t about what makes sense.. It’s about what you feel. That’s how you can have the least Christian man ever have people claiming he was sent from god. It’s all silly!

[@MultiNutterbutter]

I found out I could apply for homelessness funds in CA cause I was over 21 living with my mom making $0 as a student (also cause my mom was making under federal level). I decided not to because my sister told me I wasn't actually homeless. And I had to put myself in someone's shoes who didnt have a loving family or a home. Im sure a lot of people take advantage of these programs and its sad the lack of integrity these people have. And weirdly enough it always leads to them wanting more money and power...

[@Lauren-ub7ih]

Those are not just homelessness funds, I hope you know that. Y’all live in poverty even if you have a roof over your head and deserve the extra help if it’s available to you.

[@kiaharper7172]

@@Lauren-ub7ih He wasn't working as a student. He could have picked up a side job.

[@MultiNutterbutter]

@@Lauren-ub7ih the loving family was the biggest reason I didn't do it. I would've benefitted personally from using those funds but because my family was helping me greatly with school funds i really didn't need it. The difference between want and need...

[@Lauren-ub7ih]

@@kiaharper7172 Full-time students qualify right now without a job. Better to focus on your education! I qualified for snap and you bet I took it. I only needed it for a year; I graduated and now have a decent paying job and can contribute by being another tax payer. USE THE HELP.

[@MultiNutterbutter]

@@Lauren-ub7ih thank you for sharing too ❤️

[@MadSocial]

He basically called to get advise on committing loan fraud. He obviously is going to do it regardless.

[@alaadekhili9229]

its not fraud. It's prefectly legal.

[@dt93]

@@alaadekhili9229 unfortunately.

[@boxer1dog]

Its not fraud it legal just like all the TAX LOOPHOLES

[@MadSocial]

Fraud or not...guess I should have said ethics .lol

[@ThatSecondaryGamer]

I think he should, there’s no prizes for suffering

[@shaycarol]

Lol I can't believe he called Dave of all people to ask this🤣

[@kaohsiung99]

I'm gonna say that "Mark in Boston" is a new listener!

[@christylong9125]

Please, please, please let at least ONE politician hear this call and have an OUNCE of indignation on behalf of taxpayers.

[@peartfaldo]

they dont care. its all about them.

[@GamblinDan]

When I was in my late teens one time someone asked me how I was doing and I thought for a minute and answered "better than I deserve" And every time I hear Dave say it it brings me back to that

[@erickmorales7647]

this is to show you NO i repeat NO penny of student loans should be forgiven.

[@TheMopar97]

100%

[@prometheuspredator7971]

I so agree with you.

[@roberthernandez9315]

100%%%%

[@peartfaldo]

let bernie and elizabeth pay for it

[@nate7803]

Glad he mentioned taxes. He mentions he does everything “legally” to not pay it. How is that different that someone taking out loans that will “legally” be forgiven? There is no difference. It’s just that we don’t see it the same.

[@louib716]

I've heard some pretty bad callers before. This one takes the cake. Doing what you're planning on doing would make you a thief.

[@michaellai3160]

I paid off my student loan 20 yrs ago. If there is a student loan forgive. Can I get a refund on my student loan...smh

[@Sexy40baby1]

no

[@asdax8311]

My thoughts, exactly.

[@jumpiam8477]

Exactly!

[@ldav2006]

Can i get my money back from the loans i made for my kids to go to college???LOL!!!!

[@kiaharper7172]

@@ldav2006 Did you pay them???

[@jceggbert5]

I realize that part of watching the show is learning the math of Economics, but I did not expect this kind of math lesson in linguistics today

[@samjordan8800]

Instead of trying to get more loans, the caller should follow in the footsteps of Michael Dell. And Bill Gates. And Mark Zuckerberg.... ...and create something while he is in college that will *MORE than* create enough profit to pay that loan off in a single lump-sum payment! (What do all of these guys have in common? They all dropped out of college for business reasons because their business was doing so well till they needed their entire day to focus on it.) But these days the guy doesn't even have to do THAT! There are college students paying their way by buying and selling used textbooks, something that is a lot easier to do when you're on the campus every day.

[@Sutterjack]

If integrity is so critical to building wealth, why are so many wealthy people lacking in integrity?

[@Huschai3]

Who’s happy to be debt free?!!!

[@activelifeg5237]

Well im close to be their $170 to go

[@Girasoles]

Almost there!!

[@s3ntryplays449]

20% of the American people

[@michaelfjmusic]

Man, I can't tell you how much I love having $0 in student loans and a 2008 Corolla that I paid $2700 in cash for. It's an insanely powerful feeling 👍

[@alexm5426]

I am

[@DaMu24]

What guarantee is there that student loans will actually be forgiven?

[@NicE-jq3wv]

Zero Zip Nada

[@tylercameron1972]

Idk but there’s a lower chance his car loan is forgiven

[@lindakincaid4530]

exactly, and at a much higher interest rate than a car loan.

[@harrychufan]

@@lindakincaid4530 my student loans are 2.75%, what’s your car loan?

[@synftw]

I think there's a decent chance 10k of federal loan forgiveness goes through. 50k is a pipe dream. If you have federal student loan debt below 10k I would recommend only paying the minimums once the pause is lifted

[@yayyareaa2997]

That was about the hardest I’ve seen Dave smash the mute button 😂

[@rmfinance1781]

What's so hilarious is that the guy actually was serious when he called in...😆

[@ricmightybonefeliciano9800]

When Dave's arms start to fold, you know you're about to get it 🙂

[@2MasterBuilder2]

Student loan forgiveness will be paid for by printing more money. The country is in so much debt that it's impossible for the working people to pay enough taxes to pay it off. Clearly, the govt don't need our money.

[@codegeek-il5fm]

Funny thing is that the guy said "The left is pushing" as if he is on the other side and somehow better than the left. Lol.

[@jamessmith7205]

Ironic, isn't it! Lol

[@protestinpraise6552]

I heard that too. So he's on the right and obviously not so right. Shows the hypocrisy of the right really. They are so angry at the "left" but are the very first in line.

[@Lala-ft1mb]

He meant to say the right.

[@davyhoogy]

Someone who asks this sort of question and genuinely considers is, isn't asking your permission, he's gona do it anyway 🤦‍♂️

[@shawnshelt3824]

Debt forgiveness = Transfer of debts from those who benefited from the loan to those who didn't.

[@Erica-wz8yv]

Yup that’s exactly what it is smh.

[@ThatSecondaryGamer]

I think he should tho, he won’t benefit from suffering, it’s not like some random person is just gonna get given a loan payment

[@shawnshelt3824]

@@ThatSecondaryGamer you're an example of what is wrong with the our country. The real world has consequences, they exist even when they are not immediate.

[@bindingcurve]

And we all benefit from a highly educated population. But your right, NO MORE public schools at all.

[@coleenhaen2383]

Thank you for bringing this topic up, so many people taking advantage of the system.

[@TRUdetailing]

Oh man, Dave’s first response had me smiling saying “HERE WE GO YALL”

[@richgenix]

Most rich people didint bet there by going by the book! I’m sure they did some type of illigal thing to get there

[@danielroque02]

I owe student loans and this is exactly why I dont want student loan debt forgiveness. This caller isn't the only one I knew a student who basically treated her SL as an annual income, Coach purses, vacation on the loan. They go into 100k plus debt and then cry that they cant pay it.

[@brandon-built]

Tell em Dave. Your rants are my favorite.

[@JustAName-it5qp]

The dude thought he figured out the meaning to life and called Dave lol.

[@MadSocial]

Haha

[@Ewalk.213]

Transportation is one of the items listed as a use for student loans…..

[@morbotheturtle3796]

Dave: “nobody gets rich off of stealing from the tax payers” I guess Dave has never heard of politicians 😂

[@jeremyhartford8379]

Hedge fund managers, Amazon, big oil... you get the point.

[@rickyphillips5163]

I'm disabled and got the lihep program to help with my heat and cooling bills. Thank you Dave for helping the poor and disabled people and elderly

[@phil3924]

If anybody has to repay those loans it should be the parents, teachers, high school counselors and anyone else who pushes kids into college without considering the financial cost. The “financial aid” game is sickening.

[@MarioAguilera1957]

It should be the stinking schools. I have to PAY for my diploma and honors cord for my bachelors this May. It’s a business, the college industry is a cut-throat game.

[@KTSpeedruns]

Forget the forgiveness thing, just stop buying non-school related things with student loans.

[@harrychufan]

You’d have to get this to work with every single college, and when they refund the amount that you overpay with the loan, it goes back into your bank account, it doesn’t go back to the student loan distributor. Source: got scholarships mid semester and it went back to my bank acct.

[@bindingcurve]

School related things are more than enough to rack up a mountain of debt.

[@peartfaldo]

or look into why school is sooo expensive now. THATS the problem. They wont though

[@MsYerlingM]

I'm so against student loan forgiveness. Focus on the actual issue, universities prices are outrageous! but if you took out a loan ,then you are obligated to pay for it.

[@trevonanthony4421]

I don’t get why these two ideas have to be mutually exclusive

[@sasyaharry4046]

Universities prices reflect the quality of teachers. If they didn’t charge you this much, all teachers would quit and work for tech where they will be paid a lot more. You want teachers to starve but don’t want to pay for them. Lol

[@SeanBaker]

What a silly question.

[@patty109109]

This is exactly why I am so opposed to forgiveness. This guy deserves nothing.

[@lacoradancy6329]

He has a full ride! How dare he be greedy!

[@2legit2Kwit]

Dave’s right. Integrity is a high level trait with people with high success. They are dependable and solid and work with instincts.

[@MrMasterDebate]

Integrity correlates with wealth building most likely because those around you respect you more, and therefore if you do need help, they will help you. Also, if you want to get jobs or promotions, those that see that integrity will feel safer giving it.

[@RustyJudgment]

There’s idiots in every room 🤣🤣🤣. Love the truth from the Ramsey Group

[@TheHoriginal]

lol 😂 yea

[@goldgeologist5320]

A lot of student loans have been abused! I can’t decide to grow hair! I tried! 😂

[@Tehui1974]

That awkward moment when you ask for financial advice and you receive unsolicited moral advice.

[@user-jy7yw5kw3w]

Dang son, I had my cars engine blow up due to firestones bad work. I owed 10k on it and still paid it off and I didn't even sue. Just bought a hoopty and kept it going. No handouts baby. Just a lesson to do my own work or have someone I trust do it and never finance a car, stupid tax.

[@paulwisdom5383]

Learning to maintain your own car has to be one of the biggest money savers imo. Most basic maintenance is easy enough with a basic toolkit and can save you a bucketload of cash 😎

[@ringchaser4488]

Want a cookie?

[@user-jy7yw5kw3w]

@@ringchaser4488 sure, you have sickerdoodle or macaroons? I'll pay ya, no handouts lol

[@ringchaser4488]

@@user-jy7yw5kw3w I have oreos and Oatmeal cookies

[@kiaharper7172]

You probably should have sued. Lol car blew up and it legitimately was someone else's fault?????

[@tzarzinjo3766]

Would've loved hearing this guys response.

[@AuraDawn_Health]

It's not "free money". That really ticks me off, hearing people say that.

[@jasonharris765]

It's free money to the institutions not the students...we look at the wrong thing...

[@stevencaruso825]

You don't get rich by turning down every $20 bill you see on the street. You don't get rich by turning down every customer who isn't 100% moral 100% of the time. You don't get rich by refusing to take a job at corporations that aren't 100% ethical 100% of the time.

[@NicE-jq3wv]

Pure ignorance

[@jasonharris765]

@@stevencaruso825 that reply only works if you are a multimillionare as you type😂

[@JA-zh5xi]

This is EXACTLY one reason why we shouldn’t be paying off anyone’s loans!! You took them out - YOU pay for them. Not anyone else’s problem that you took out too much debt. Not anyone’s else’s problem if you can’t find a job after school - personal choices - stand by them.

[@ondemandaquaworkouts]

Love listening to Papa Dave :)

[@cmack17]

I find it hard to believe this caller thought it was a good idea to call Ramsey and asked about loan fraud as an economic strategy.

[@mattmickle1296]

I agree. It seemed like it was staged.

[@TheHoriginal]

@ Matt yea it might have been. But the lesson Dave taught collectively is important I think.... I see what you saying there tho

[@pizza6290]

THANK YOU DAVE!!!! 😁

[@frumpusnumpus]

Had to pause right after Dave crossed his arm. I was on the fence previously for student loan forgiveness (up to a certain amount). But this thieving conniving boy just reminded me of my days in undergrad where students would take out student loans for 'study abroad' so they could go to Maui or some other exotic island. Meanwhile, their major was childhood education or German studies. And they felt entitled too. Made me so ticked off all the time. This is why they want student loan forgiveness. Never!

[@regr1019]

I know a lot of people that uses their student loan to take vacations, buy cars, etc, then they are crying about student debt lol

[@CosmicCat23]

I know someone I went to grad school with that spent upwards of 50k on cosmetic surgeries. Her bf actually supported her, no kids and our state tuition was cheap enough that if you didn’t have kids, you could easily work part time to pay it. It was frustrating to witness this. I have student loan debt but don’t think it should be forgiven.

[@humanbass]

"Nobody gets rich scamming the taxpayer" Dave doesnt seem to know military contractors.

[@MiguelHernandez-rw4xu]

Add to that school, colleges and universities

[@bobbiewhited4577]

@@MiguelHernandez-rw4xu if your talking about public k-12 schools I promise you the only ones making it rich are the textbook companies and standardized test makers.

[@s3ntryplays449]

@@bobbiewhited4577 College Board

[@MiguelHernandez-rw4xu]

@@bobbiewhited4577 And Superintendents

[@davemart8221]

What Great comment “ you can’t decide to grow hair” 😂

[@MillionaireMindsetClub]

Annnnd Dave makes another caller speechless.

[@davidchester429]

Or he just mutes them 🤣

[@MyAirMyles]

by muting them.

[@MillionaireMindsetClub]

@@davidchester429 yup 😅😅

[@marinogod84]

Dave is right. " He is better than he deserves"

[@josephgalui5948]

"I don't have to try to remember what I said, because whatever I said, was what I said." - How every Ramsay video should end.

[@RPisa2416]

John going from a proud smile when the caller said he basically had free college and him dropping to a disgusted frown after uttering taking out loans for free cash was pretty entertaining if that’s what you want to call this situation.

[@treasureholley]

Why he come on this show and ask this question 💀😭😂 anybody who watches Dave Ramsey would know what the answer to this would be lol

[@subjecttochrist]

seriously though... lol either he didn't know or he was wanting to be funny...? :D

[@NIN_Mase]

These people are clueless that they are hurting others. They are always looking for the easy way out no matter who it affects

[@a-a-ronbrowser1486]

Dave! You gave me a tingle with this one!

[@TheHoriginal]

lol 😂 tingle

[@nataliazakula3400]

Ok Dave is not totally consistent here. At the end he says he does everything he legally can to NOT pay a tax dime more than LEGALLY necessary. If there’s ever student debt forgiveness BS it will then be LEGAL. I agree the car thing is dodgy though.

[@billmelater6470]

Agreed. Legality has nothing to do with morality. Rather, one does not justify the other.

[@rachelabraham1425]

Exactly what I was thinking.

[@bricehatcher8391]

Well sure but the difference is saving on taxes is doing everything you can to keep your own money. The car plan is actually doing something to get extra money from other people. Slight difference but I think it's meaningful.

[@camerongawn]

The mindset is what gets me...

[@tigerlily1034]

Everything starts at home...I wonder what values his parents taught him🙄

[@somechinesedude5466]

I need new toy & i ain't payin it Sound from this, this dude is spoiled

[@macoy321]

Don’t blame it in the guy... blame it in the politicians.

[@markrothenberg9867]

Integrity - doing the right thing when no one is watching.

[@908FE]

What about big companies like Google or IKEA avoiding profit tax? Billions over the years.

[@androidbalasu9465]

Dave probably had a good weekend... he went mellow on this call :D.

[@genxx2724]

This episode was a few days ago.

[@TheHoriginal]

Or maybe it was staged 😂. Nevertheless there were lessons to learn and I beleive a lot of good came out of him teaching them to millions of listeners:)

[@theterriblegamer1228]

love how he muted it right before he went off. He knew this guy wasn't going to like his answer.

[@nathenhoang]

*People would pay to be yelled at by Dave Ramsay* Let that sink in 🤣

[@TheHoriginal]

😂 you may be right

[@vince7735]

I wish they had addressed living within his means. He should not have spent $10 K on a car. Also, what he does now is laying the foundation for the rest of his life. If he cheats the system now and gets away with it, he will likely do the same in the future. Eventually he may find himself in jail or fired.

[@sambucivox]

this has to be a fake call to make a point; no-one would be that oblivious

[@Shaladash]

That’s what I’m thinking... 🙄 who would actually call for this.

[@UhNahNo]

Hey don't take advantage of this loophole but I'm going to pay money to my lawyers to take advantage of this tax loophole lol Dave Ramsey lady's and gentlemen

[@hollyb6885]

Wow. This caller is a piece of work. He makes me sick.

[@jasonharris765]

Nah just a gamble...he could be stuck with student loans instead...when you don't have alot of money, these thoughts can easily drive you.

[@Michael-vf2mw]

@@jasonharris765 It's not a gamble, unless it's going to affect his car ownership choices.

[@NicE-jq3wv]

@@jasonharris765 you’re simply projecting your own lack of integrity as a legitimate opinion

[@jasonharris765]

@@NicE-jq3wv nah I just understand where he is coming from...people who call out others lack of integrity usually have integrity issues as well...

[@kpeggs82]

Let’s think he gets a student loan and hopes for forgiveness and he has it until its paid off through bankruptcy or thoerwise. Or option B pay off my depreciating assest asap.

[@seancasey9841]

Hard for me to believe that people who were interviewed would have admitted to doing anything that was questionable. If someone has a lack of integrity, am I to believe that they will admit this in an interview?

[@blatherskyt]

100 % honesty, in every part of your life, every day, every week, every year is possible. If you do not believe that then you do not strive (at all sacrifices) to be honest... and don't believe to make yourself feel better.

[@lindaripp5902]

Glad you set him straight.

[@jordansenn5141]

Mega rich have high moral integrity.... that's beyond laughable.

[@dt93]

Much easier to cry in a mansion than a 500sq ft shoebox though.

[@jeremiahsmith450]

I don’t know anyone who purely used their student loans for school. Which is why I will never support student loan forgiveness and I roll my eyes when they call it a crisis

[@tavonwillisWC]

Thomas Stanley is an amazing author.

[@marielang9552]

I love you Dave! Truth matter...

[@DevarshThaker]

I bet the caller scammed his way to get that "scholarship". Earn it! Parents are not teaching this phrase to their kids: "EARN IT"!

[@marisolpooh1]

If the opportunity is there LOL 😂

[@brentonholbrook6928]

Seriously though, the kid makes a perfect example of Dave's position on student loans... Student Loans are absurd. Period. Sure, they help but the entire system needs to be completely redesigned.

[@NicE-jq3wv]

And this is who we, the taxpayers, are going to bail out.

[@rebeccaweinstein6560]

Obama created the mess

[@dreamweaversound4865]

It’s amazing that people ever taught that the gov would forgive any debt. Why would that happen? What historically says the US government would ever want its citizens out of debt as opposed to more?