They Were Stealing Our Money 🇵🇭

[@BiancaBeyond]

Looking deeper into things, we hadn't bought anything online with this bank card since coming to the Philippines, only used it at business or ATMs so one of those machines was compromised somewhere

[@marlynbarcelon767]

Im sorry for what happen,..shame to people scammer here in ourcountry Phils...

[@BiancaBeyond]

@@marlynbarcelon767 it happens all over the world, it's so important to be extra careful

[@astersabellano162]

So sad to hear, don't trust anyone in terms of money...be careful

[@cadiland7135]

somebody has access to your card then. You need to get a new card from your bank. If it is not an authorized transaction, then it will keep on doing the same thing. My bank usually sends me text message at my phone if it is suspicious transaction. If I said no reply that I didn't do that transaction. My bank will hold my card and send me a new one. You need to let your bank know that you didn't do the transaction so that they can hold the card and give you a new one.

[@LiveFree_LiveLife]

Get a local debit card. Use it for your daily transactions. Transfer only the amounts that you usually intend to use. Never use your major credit cards on online and local transactions. Especially if you have a large credit limit on your cards. Convenience always comes with a penalty.

[@TheChenny73]

If your bank doesn’t have ability to automatically text or email you for each transaction I suggest you switch to a bank that does. This way you are immediately notified when a transaction happens. Also, most banks allow you to Freeze or Lock card when not in use. It’s a good idea to do this.

[@phwreinking]

That’s solid advice and my bank allows this. This online bank also has another feature. When checking my cards I found that they don’t show a CVC code. This codes come from your phone app and can be changed manually or optionally rotate every 5 minutes.

[@catinthehat5080]

Yep I've been doing this for a a couple of years ago myself

[@titodongplaylist2076]

Sad to hear that guys sorry for you...

[@giovanneofficialyoutube1480]

Omg, that's strange😓sorry to hear that sir. Be careful always

[@noelf3312]

10 years ago I used my TD card along Yonge Street and then someone unauthorized withdrew 300 dollars. We inform the bank and told us to change our card with chip on it. Now I use my card only inside the bank to withdraw cash.

[@DHarri9977]

Get a "Wise" or "Remitly" account setup so you can transfer money giving you direct access to money without a card at least you wouldn't be completely cut off from your funds. I've heard others say and this makes sense to have more than one account with a different bank which would also give you access so as not to be dependent on a single source or card to get funds when needed.

[@davidscott820]

Love Remitly👍

[@cherylfontanilla4464]

Thanks for the informations..We learn from information you shared for Us.

[@billyingles]

Never let the waiter dissapear with your card. Politely tell them to bring the card machine to you. I'm sorry to hear that happened to you.

[@daemon55]

Also gas station attendants... My friend also got into the same fate... The debit or credit card contains most of the information to register to any online account. Make sure you are able to see right away they swipe the card or only hand the card once you have the machine in front of you.

[@G.Linya1956]

@@daemon55 as I said if they do not want you to see what is being done just say the word police, that scares Filipinos.

[@stonks759]

in fact, no one else than you should touch the card. if they need to take the card, its not normal.

[@catinthehat5080]

Very good point

[@Clover0528]

Sorry to hear that. Be careful.

[@1clkvideos140]

Something else guys - you can set up notifications for ANY transaction that is made on your card without the card being used - or - set up notifications for ANY TRANSACTION. You will then be notified by text message within minutes of any transaction made to your account. I am often notified of transactions at the gas pump while i am still pumping gas! I have found this to be a very effective use of the notifications feature of most cards today. Sorry you’re going through this - I know what a pain it is! Clarence in Texas (soon to be in the Philippines- I’m leaving next week to visit for a couple of months)

[@besmart2-w5o]

It happens to me here in the U.S many times. Specially at the gas station. It’s annoying! Luckily my bank always sending us an alert and giving us a call. Be careful using your card.

[@charitosantiagoisready4fun312]

That kind of scared us. Will be very careful and look at all.our transactions. God bless. "Mabuhay"!

[@erikmichael3493]

Hey guys. Most credit card accounts have the option to notify you of any charges with different increment amounts. I set mine for $5 and above, and your banking institution can notify you either by text or email in most cases. Check this option on your settings.

[@doughenderson4345]

Use Western Union to get your cash and use your credit card for airline tickets or hotels only and if it's a debit card you can put a time limit for use on it as well. Otherwise you have to visually watch them (like a hawk) as they swipe your card... Never let them take your somewhere else.

[@woodyandkleinyhanby2168]

Please be careful and Don't trust to what u think if you're not Comfortable There

[@frankiefernandez9225]

SORRY FOR YOUR LOSS BUT THANKS FOR THE INFO

[@amleth9047]

It was happened to me. They started $1 then used for buying tickets internationally. Don’t use it in the gasoline station. It seems gasoline station could easily get your card info. I’m glad my bank intercepted it but they took more than $3K.

[@rexalvidera]

So Sorry about that guys... Take care and be cautious about everything just to be sure. God Bless. Stay Safe.

[@geforcertx330]

I would suggest you guys to not use bank cards in the Philippines. As a Canadian myself I only use cash when I'm traveling on vacations for these exact reasons. Hoping you guys get every penny back that was stolen from you, and I wish you guys only the best in the future.

[@jorgeestaris3427]

It can happen anywhere including in the US.

[@willardpolk2871]

always used cash with a bank atm in the Philippines unless you swipe it for a hotel online and even then, have a secondary card just for that. have to separate bank accounts with debit cards with money on it and never swipe them at a Philippine business.

[@asandmyfil-amhubby9666]

Hello guy's good thing you mention this world wide so they can catch the scammer's early God bless and keep it comin'

[@timmytimers9511]

Have you guys thought of using a wise account..they are fantastic and used worldwide..this is one of the cards we are going to bring out with us in the Philippines

[@evelyndulay5613]

Never transact online . For Security reason , You must know the direct EMAIL of your foreign Bank where you opened your account.

[@BiancaBeyond]

We hadn't used the card for anything online since we arrived so it was likely somewhere we used it. We only order COD on Lazada and used my Amex on Amazon once. Even our plane tickets we only used our Amex. So our bank card had to be a compromised machine at a business or ATM

[@msleeindependent]

Sorry to hear this guys. We still have Canadian bank account and almost everyday we check it.

[@msleeindependent]

And we only maintain the minimum balance in local bank here.

[@glennhiggins5425]

Hi guys, I've learnt to use card after every purchase to turn off, maybe different for you. Though is best to not activate cards when sent from overseas until you have them in possession.

[@Jekmyster]

Here is a tip, If your card has a chip, the only point of entry to your card is the CVV at the back. Memorize the number, and put tape on it, and blackened with a marker or a pen. make it in a way that you will know if the tape is removed or lifted. And all you need to do is check the tape when you pay for things or handing out your card. Without the CVV, they won't be able to use it online. Also, if it is available, use two-factor authentication or at least a card usage notification, so that you get a notification or email every time your card is used. In terms of card skimming, I always make it a point to pull or push or jiggle any atm or machine's card port. Every single time.

[@catinthehat5080]

good points to remember

[@lnc8186]

That happened to me twice. I was given free Equifax for a year to monitor my card. Mine was so obvious when it happened. We were in Hawaii and I supposedly went to a Forever 21 in Nebraska (where we’re from) to buy some outfit for a teenager. They started with $.93 which I didn’t notice and went from there. So I was given a new card, I changed my password as well and I had been monitoring my transactions ever since. There are thieves no matter where you go so always be aware and vigilant.

[@paulpaul9534]

That's really very common nowadays thats why i do not have atm card on my main bank account where my pension goes and just made a secondary account with atm which i deposit every month to use for my expenses.

[@rudolfantonmaier755]

I had a similar experience in Thailand my card was blocked via Visa verified and I got my money back

[@adrianjonesevangelista5748]

Thank you for the warning!

[@thefailingstudent]

what i found out when i was in the ph in may, if they have a card terminal you can use apple, google, or samsung pay. the workers may not know it, but it is there. i would show them my card, then when they give the terminal for me to put my card in, i would "boop" my phone to pay. most of them would be dumbfounded about what happened, but the payment would always go through. I feel like going through those payment methods are safe, often the number the phone gives them is different from your card number for your safety. bonus if you have a older samsung phone it has a magnetic strip simulator thing and would work on older terminals.

[@BiancaBeyond]

We were wondering when that would come to the Philippines! We did that all the time in Canada

[@carey8250]

Yup yup...just gotta ask....Bell notifications is on! Aloha from Kona 🤙🏽🍻

[@TJ-hy7gd]

Get a virtual bank account, like Revolut or Trabsferwise and only use that card for buying stuff. U can transfer money from your main bank to the virtual one So you can basically have the Revolut/Transferwise at $0. Until you need to buy stuff.

[@Maacccc..]

i dont have alot of money. but what im doing. i have an 1 bank account just purely for saving. and i have another one. just for paying online and stuff. but i dont leave money there. i just transfer money when i needed.

[@semperbuena7563]

you can actually ask your bank for a second card which is a Prepaid one. Different account number but still connected to your Main Account. This Prepaid card, you can transfer a certain amount to this from your main account only the amount that you want to have. Arrangement with your bank can be done by phone or online. Then this card is the one that you should always use for the safety of your Bank money. I hope this will help.....

[@usersubscriberSC]

Which Philippine bank offers this?

[@BiancaBeyond]

What bank do you use? We have Scotia Bank and TD Bank but we can't find those options with them

[@semperbuena7563]

@@BiancaBeyond any banks offer a prepaid debit card. Then from your main Bank, it depends how you will arrange from transferring a certain amount to your prepaid account. Just try to check first which prepaid you purchase because there are some that has a hefty charge. For me, i am using a paypal prepaid debit card.

[@BiancaBeyond]

@@semperbuena7563 yea the Prepaid debit card is not available to Canadians sadly. The banks we use don't have prepaid debit cards. I think that is much more USA

[@semperbuena7563]

@@BiancaBeyond maybe possible if you get a prepaid card like Paypal, purchase it there in any Philippine Bank. Then from your Canadian Bank, you can arrange to transfer a certain amount to that Prepaid one. I am only not aware if there requirements from a Foreigner before providing one.

[@timmytimers9511]

But please check our the wise account on youtube..its a fantastic low rate transfer and payment card..we used it in Greece and Italy and many times in UK...hope you both enjoying the Philippines, we hope to come home to iloilo next year, and then permanently the year after..can't wait to start vlogging in the Philippines instead of just in UK 🇬🇧.. Regards Tim And Jn

[@Daddytime52]

Little b and I live in Brasil. I'm american and after every transaction a couple hours later I'm on the credit card app checking to make sure my card wasn't cloned. It's the machine that is hacked where you swipe your card. It clones it chip or no chip they can use it.

[@ExcapeTV]

Oh no! Hope it gets resolved soon and get your card asap. Keep safe guys!

[@basicbeyond3948]

To my fellow Canucks Mike and Bianca, we have bad seeds of peeps out there still. Stay vigilant and awareness in everything you do.

[@G.Linya1956]

I am a Canadian ( 5th generation) and I am married to a Filipina and she thought she was teaching me what not to do with my cards when we were in the Philippines, but I had been there many times so I knew what not to do!! But Mike or anybody else going to the Philippines never try to get money from a bank in the Philippines because they will charge your bank way more then when what you received. It happened to me but as soon as I got back to our house in Iloilo I checked my bank account and got right on the phone to my banks online customer service and was on cam to cam and showed them the receipt from the bank and my bank fixed it right away. But lots of banks do not have that service in Canada. So if you can open a bank account in a bank in the Philippines so that you can transfer money from your bank to a bank account in your name in the Philippines. Or ask your bank has something like Western Union to send you money from your account here in Canada.

[@Vanico69]

Get texts on every transaction, and lock your card when not using it via the app.

[@BiancaBeyond]

Sadly they don't accept any cell phone numbers but Canadian and USA which is a pain when they want to send us a text to confirm things

[@willardpolk2871]

you have to have multiple debit cards because if something happens to one of them you have a source of income on them. rule number one in the Philippines is don't swipe your card used cash always unless you have to get a hotel online. secondly have an extra debit card just for hotels in the Philippines so just in case someone gets into it you have another card with money on it. have emergency cash to exchange just for emergencies because you never know when you need it.

[@Jakeisinthepool]

Whenever im in the Philippines, it is always CASH transaction. But I use credit card here in the US

[@h2obig1]

sad to know it happened. what I usually do is I limit the money I have in my ATM the rest I transfer on my passbook accnt. it surely is a hassle but at least my savings is protected. I only go over the bank once a month.

[@Swi2thMummbles]

Just check your account every night before sleeping. Or instead of using debit card, credit card is much secure to use. In the instance of fraudulent, your money doesn’t get stolen instead it’s the banks money. Here in the US, I never have used debit card since. I always use credit car. The only time I use debit is when it’s time to pay the credit card bills. I do this for safety reasons.

[@lauriegarcia7236]

We only use cash. Never a credit card. And withdraw weekly at an atm. This is scary. :((

[@arnoldmanzano1257]

What im told you bianca and michael when you go to cebu go 1st in sto nino cathedral at cebu city on your guidance on your travel soo you aware in bad guys in cebu those people do bad things in your work here in the Philippines

[@ignaciobalais5394]

It happened to me too they took $1000 in my credit card in the restaurant there in the Philippines

[@ramonettevictoria3791]

Happened to me too... I dont have ATM CARD anymore....always over the counter for me. BDO...

[@jaredkyle5987]

Yea one thing I learned is never give them your card at a drive through restaurant. They can take a picture of your card and do online shopping with it. Always use cash.

[@donaldhelie115]

I used DHL to send important papers it takes 5 to 7 days cost more than snail mail and it's safer

[@BiancaBeyond]

Hopefully that is who the bank uses, if it's Purolator or FedEx we know they take 4 to 5 weeks to Boracay

[@desert-fax-only]

Most of the places I went to while in the Philippines didn’t accept credit cards, including restaurants in some malls. What I thought was a big inconvenience turned out to be a blessing. 😅

[@mallorymorrison842]

Oh no! I hope you are able to figure it all out! So sorry this happened! Much love!❤️🇨🇦🇺🇸🇵🇭🇦🇱💕

[@catinthehat5080]

And so many other scams going on these days, text cell phone calls a lot from India, so yes be aware , I check my Banking info at least every second day for unusual activities and I like to keep track of my balances on all my credit cards and any other accounts.

[@panobalayo1422]

be carefull guys for any transactions 👍😊🙏

[@filipinaspeopleandculture2786]

Check the online store where they "bought" these small stuff. More often the online stores are bogus too. It usually starts with a small amount and then it will progress a bit to see if they you are checking your credit card bills. You are on point about checking all every transactions. UPS btw is only 4-8 days. That is if you're somewhere in Metro Manila. Hope the bogus transaction were refunded/corrected.

[@manuelfrancisco567]

more bianca beautiful voice, please for the blog😘😘😘

[@unotventertainment]

That is so sad, it happens to me a couple of years before, I live in Canada and got transactions from Texas and I had never been there in my whole life. I called the bank and told them I have weird transactions from the US so yeah they sent me new cards.

[@jmorgado4]

We've been scammed several times with the same small transaction charges on our debit card. Frustrating & maddening! Hope it all gets returned to you and karma hits the thief hard! Stay safe...🙏

[@JZTVworld]

Perhaps it's better to open a temporary bank account in the Philippines, transfer enough amount to it for your daily needs, connect it and register to Gcash app. Then just pay all your transactions in gcash app with its QR code and bill payment features which will automatically deduct from your local PH bank. It's like Apple Pay. That way you don't need to bring cards anymore, at all.

[@mikeshinobi1288]

It happened to me once with my BDO debit card. I never activated it online, but got hacked by withdrawing in atm machine just outside of Makati Cinema Square. We cant trust oudoor atm machines.

[@emilyacana341]

Scammers are everywhere in this world and every time they used Different tactics.

[@Raptor767]

Take care guys

[@cryptobrohodlsworth6375]

It is always a good idea to use a Prepaid Visa if you are going to do transaction online.

[@BiancaBeyond]

We haven't used this card for online transactions so it would have been at a business or ATM

[@stonks759]

Can you use a prepaid visa/mastercard card in philippines ? since you put the money you need on it, only when you need it. So they cant take money on your card since you always let the card to 0 and move the money you need right in front of the store before to pay. (can be a solution).

[@remymallari1495]

I have the same problem with Costco card...ex. they both tim horton in Calbary the next day another one in Toronto. ?????

[@WarayBatasanKuno]

My tip is never use Debit a lot just use creditcard more often so they can make investigation if something happened because debit is a live money once its gone its really gone

[@rudolfantonmaier755]

I have 3 cards from different banks when I have a transaction I immediately get a message from the bank

[@pandantree4921]

Put an alert on your card for every transactions.

[@ivenzon5863]

I always pay by going to the cashier who swipe in front of me. + check my card periodically/weekly in detail Finally hv another back up card in case ur regular card is cancelled due to fraud As to replacement, some bank credit cards fedex ur replacement when u r in another country n fedex overnight if u r in the States (ie Chase etc) Take care guys.

[@Red3em]

I live in Toronto as you guys when ever I go back to PH what I would do is have a prepaid VISA which I can reload doesn't matter where I am through remitly most likely e-transfer here in Canada. So maybe one way you can do is to have that kind of concept that way you don't have to use your cc and just a particular prepaid visa that works in there. If you want I can ask to get the business email of this remitly so you guys can ask a question regarding this matter....

[@BiancaBeyond]

We are living in the Philippines permanently. We have a BDO acct and we we just started doing swift transactions to it then BDO locked out because we forgot our 6 digit pin code and tried 3 times, so we have to request a new card when we get back to Boracay. Swift will be great since it's only $1.99 transfer any amount then BDO is free at their ATM. I think remitely is more than $1.99? But faster than swift?

[@Red3em]

@@BiancaBeyond Yeah I think what you have is cheaper cause this one goes $10 every money transfer through remittance in here in T.O but I'm glad at least you are not getting out of money direct from your bank in Canada cause the exchange rate can be quite awful.

[@CaptainGyro]

Get a CapitalOne credit card. They immediately notify you on your cell phone of EVERY transaction no matter how small. And even with CapitalOne I have seven different credit cards incase I get locked out which they do temporarily for irregular card use. Also they don't charge foreign conversion fees (I live in Mexico). Also get at least two or even better five redundant banking systems (especially if one is travelling overseas long term). If you get locked out, meantime switch to using another credit card.

[@BiancaBeyond]

We have a capital one yes, we get the emails for it but this is our bank account card that was compromised not a creditcard

[@joshtv9668]

It's unfortunate, really these scammers are good at it.. same scenario, it happened to my BDO account also mid August while I am still here in Qatar. I suspected they copied my card thru my online purchase/subscriptions. Really need to takecare when transacting online and maybe improve further security of the account. When using the card thru ATM's, there is also possibility that the machince was compromised.

[@stonks759]

some card offer to get a new number for every purchase online.

[@MirkoMadzar12345]

Same thing happened to me, somebody took hundreds of euro when I was there ahahaha Always first needs transfer some money on onather card and then call the bank and block card they refunded me ... I think on some wrong ATMs they copy card details

[@rongee3781]

Welcome to the Philippines.

[@j-love-0346]

Its happens to me remitly it said free fee after I sent money to the philippines. There's a money taking it said about fees.

[@mandytalorda]

I also got my load stolen (cp carrier minutes) for like a hund peso, simply becoz my device was faulty & had to swap sim cards with the pawnshop employees ( villarica dasma & western union petnet) I found out soon as I got home to chk my balance randomly it was less 100 n had like 20+ left n not enuff to subscribe to my usuall 8G data budget purchase... Please do be extra carefull becoz they will steal ur valuables becoz they were accustomed to including their officials..

[@Clover0528]

Use VPN to do financial transactions.

[@BiancaBeyond]

Sadly we haven't used the card for anything online since arriving in the Philippines.

[@peteryoung3122]

had same thing happen td sent new card by fedex three took three days to get it

[@BiancaBeyond]

We will see how long for us, been 4 days so far

[@thenewyorker7624]

It happened to me too here in the US

[@michaelmcknight2305]

I had this happen to me a few years ago.

[@dvdhr1]

Most bank now have two.factor authentication... even if u have pin and password ... two.factor authentication is still secure.

[@BiancaBeyond]

Unfortunately candian banks require you to have a Canadian or USA cell phone number for this so we can't use 2 factor

[@bobbanks7275]

When I was in the Philippines I only used cash there for all of my transactions. My wife has a bank account in Bohol so it makes it easy for me. I send her money through a email money transfer here in Canada then she sends it to her niece in the Philippines. She deposits that money in my wife's bank account there. Then when we are visiting the Philippines we just go to a bank machine there and withdraw 10k pesos of course every day until we have enough money to pay for everything on our vacation there. We only used my credit card for the hotel booking and the flights of course. Some banks in the Philippines are accepted by some Canadian banks. You'll have to talk about it with your bank in Canada. I hope everything works out for you both. I feel so bad for you that someone was stealing money from you. 😔

[@andrettibuffone5508]

This is why is important to have Cash🤩Pay Cash ONLY to avoid scammers stealing your or "our" money

[@Drucio1]

Create a new account. and just transfer money to it monthly.

[@BiancaBeyond]

I don't think you can open a Canadian bank account in the Philippines you have to go to a branch in Canada?

[@Drucio1]

Maybe in the future you can do that if she doesn't. Just throwing suggestions. **shrug** lol

[@milescali]

I work in banking. You should both have a card for each account you own. Use only one of them. If that one is compromised then use the other one until that is compromised. By the time the new one arrives you then keep that one as the back up. I'm sure you thought of that already. Also try to use digital wallet like Apple Pay or Google Pay. Much safer when making purchases. Great job you two. Enjoy all your videos.

[@BiancaBeyond]

We do have seperate accounts but sadly we had our money in the one account this time, bad timing, if we had noticed on our own we could have e moved it away before reporting and having it locked up on us. Also thank you so much

[@reejibee]

I also work with banks and work with these cards. Keep the card number away from the eyes of the people. Anyone who have knowledge how these cards are processed can do a lot of fraudulent transactions using the card number alone. Don't worry with the details printed on the receipt, the important details are masked with asterisks. Well, that's one. You should be aware too that syndicates are the dangerous ones as they've secured machines that can scan the rf signal of emv cards. They can scan your card even when they're secured inside your wallet and pocket (don't quote me on that though, I haven't seen it done right to my face) but you get it, that's why there are rf signal blocker wallets being sold. What they do is when your card is scanned, they send that data to their server then they can decode the information saved on the emv chip then they can produce an exact copy of your card. There were stories that came out using that method in Brazil. As for PH I'm 🤐. Take care out there.

[@BiancaBeyond]

@@reejibee thank you, we do have a RF wallet, lots of great info! We appreciate it

[@edwinholcombe2741]

I am an American living in Philippines. I have an account in California I never touch unless I visit California which I haven't because of pandemic. 7 months ago someone got access to that account and was making purchases in Jerusalem, Israel! I have no idea who, how or where they got access to my account.

[@BiancaBeyond]

Wow!

[@pubkentos4501]

Yea…Mike & Bianca please be carefull always with your card …we’re very concern of that..got some scam on your cards… me I put stickers on last 3digits back of my credit card… so that no one can see it..that 3last digit is the most important and delicate so dangerous when they saw it.. so please always careful … ;0)

[@WarayBatasanKuno]

It happened to me when I connected my credit account to Nintendo Store and it Maxed my limit Luckily Citibank investigated and Reversed all the amount that has been charged by Twitch but the main thing here is I never subscribed to any of those plaforms and guess what it was SingaporeanDollars so imaging how much it would cost me from Philippine Peso to that Currency.

[@Mr12barbluz]

Unfortunately "lost or stolen card" goes on your credit report to all 3 agencies and lowers your FICO score.

[@BiancaBeyond]

Good thing in the Philippines it doesn't matter

[@erikasantamena5183]

when your card/account was compromised specifically used for fraud transactions ,you can request to have your card expedited and ask the bank to waive the express fee, if there is,regardless it’s sent overseas. also you should have a zero dollar fraud liability so i’m positive your bank will return your money while they’re investigating..goodluck

[@BiancaBeyond]

Yea they are sending it and said it will take two days but unless they use DHL that is very unlikely the fastest overnight FedEx we got was two week on Boracay and others have been way longer. You are correct though they are not charging us and after an investigation we may get refunded

[@EAasilo]

Nowadays a lot of scammers all over the world very be careful anywhere you go to me it's better to use cash than the debit card or credit card 👍 God bless you guys 🙏

[@G.Linya1956]

When your not traveling have photo copies made of your passport and ID to carry with you. And as for getting your new card faster get your new card sent to a family member here in Canada and get them to send it to you by you by ups, because post offices in the Philippines is not safe there are a lot of thief's in the post office there!!

[@bronxandbrenx]

The scammers will do the little transactions to cover up the big ones. There might be somebody who hacked your computer or you logged in to a phishing site?

[@markanthonyfilomeno8681]

Keep safe!

[@brianbaxter3913]

My second trip to the Philippines I had my wallet stolen. I had help from my stepmom to get my cards cancelled and get me a number I could call the bank. They sent me a new card by DHL and it arrived 3 or 4 days. Sucks when this stuff happens and you are far from your home bank.

[@G.Linya1956]

Brian, the first time I made the trip to the Philippines my Filipino friends here told me to go and have hidden pockets with zippers to put your wallet and money in. Or wear the old style underwear that has the opening in it for to go to cr from, take and put your if and big cash in there and have one opening stitched shut and a zipper on the other do that you can go in the car and take out what cash you think you might need. And as for your passport get photo copies of the pages you will need to show and put them in a Ziploc bag to carry and hide your passport at home. That way your safe, or photo copy all of your ID and carry the copies.

[@brianbaxter3913]

@@G.Linya1956 On my 3rd trip I did not carry my passport or wallet just photo copies. I only carried what cash I would need for the day and anything else I took went in an army medical bag that is very secure. This time in the Philippines a photocopy of my passport was not accepted for exchanging Canadian money to peso so had to bring my passport for that but now have an ACR card so can use that instead of my passport.

[@admm9447]

Welcome to the philippines

[@munchgo2834]

😲....trace it where .....how much was taken ...scary ..put a mask tape to those 4 numbers at the back of the card

[@james21ap1]

I pay everything by Gcash. Much safer than credit cards or cash.

[@tonydbaker]

Our Bank in Costa Rica sends us an email with every transaction. I was surprised when we received a $3 charge from a San Jose barber we had never been to, while we were in the Philippines for weeks! It was my wife's card, and she doesn't even remember ever using the card. I've never even had a haircut in San Jose. We got it cancelled right away. Thieves will start with small transactions to see if you notice, and then they'll start going larger and larger once they can create a use-pattern. If someone suddenly runs up hundreds of dollars, that's noticeable to a bank. But if they start with 3, then 5, then 18, then 48, then 158... it creates a digital trail that looks like you are somewhere just using your card as normal. My Paypal Business Debit Mastercard also sends an email and notification with every transaction. It's extremely helpful.

[@junemarbuclolgulitiw1855]

Hi..beautiful couple,,but very sad to hear that scammer do unto you,ihope you report that to the police or NBI,to arrest them to stop to doing others victim..i think many scammer now because the christmas is near to get much more money,be careful guys..im angry that all scammer doing bad to others,ihope more KARMA in his life..?you know thats one the of topic in malacanang at the other they because many politician also they can scamming..how to solve that..?warning tell us anyone to avoid the scammers..?

[@BiancaBeyond]

Once the bank is done the investigation maybe we can find out where it happened so we can report it locally too! Thank you so much

[@browcat007]

my cards usually notify me via text before i get out the door from shopping.

[@BiancaBeyond]

It did in Canada too but won't accept non USA and Canadian phone numbers

[@browcat007]

@@BiancaBeyond i use google voice, it is connected to everything in usa, so it send text messages to my email .