The 5 Dumbest Purchases I’ve Made In My 20’s

[@icore5932]

the most underrated thing about Graham that I really love is that he doesnt have any long boring unnecessary intro, he goes straight to educating/talking.

[@HeyItsJubu]

*cough cough* Andrei Jikh

[@AndreiJikh]

@@HeyItsJubu 😂 yea that guy is an idiot

[@noahreive1868]

@@AndreiJikh looool

[@javyassassin13]

@@HeyItsJubu how do you feel after saying this lol

[@joshuadelaughter]

*I love how Graham's idea of "dumb purchases" is just things that were intended to make him more money but didn't work out.*

[@thellama3239]

For real, I was expecting fancy cars or watches or something haha

[@NateOBrien]

Two Words: BOTTLED WATER

[@GrahamStephan]

That's why I drink coffee

[@f.ttg535]

Graham Stephan even worse

[@joseaguirre744]

Two Words: Flint Michigan

[@fluffykitten517]

You should have Nate on your show

[@sarah3796]

Nate’s here! Yey! Hi 👋

[@MihadAlzayat]

Genius: he put the suit on for the KZbin video so he can write it off on his taxes

[@MihadAlzayat]

Erika Kullberg - Personal Finance Tips thanks, subscribed to your channel to show my support :)

[@kboreliz]

Genius would be finding away to write off a suite that you purchased 10 years ago on this years taxes.

[@dingalingdingdong_123]

lol Mihad, what a coincidence to find you here on this channel too

[@216-i6p]

XD

[@FutureWomenBeautyAI]

Tax code pro CPA 🚀 earnings

[@manny7224]

And that's how you gain back all the "wasted money" with a youtube video. What a guy

[@abacab87]

New video: How I made $2400 off my $1200 mistake.

[@sid6554]

@@abacab87 Video after that: How I made $4800 off my video titled "How I made $2400 off my $1200 mistake"

[@yoshi6236]

@@sid6554 Video after that: How I made $9600 off my video titled "How I made $4800 off my video titled "How I made $2400 off my $1200 mistake""

[@millennialmusicmindset]

@@abacab87 I'd watch that video and be inspired by it!

[@strider029]

He's smart just like any other businessman and accountant out there.

[@RyanColby1225]

He just turned his dumb purchases into ad revenue and now everytime he opens the closet he smiles that he recouped a little money back

[@DonDubin]

lmao frrrr

[@Mantis_Shrimp99]

Heh this made me laugh a little I see it now him rubbing his hands together laughing in a lounge chair next to a fire place with a glass of scotch

[@AxelPRC]

Check mate

[@정종기-v5y]

Damn "only a 40k profit" I wish I even had 40k

[@puppy3908]

@@정종기-v5y Well he lost the 40 k profit lmao

[@rutgerdemaeyer]

next video: the smartest purchases I have ever made

[@GrahamStephan]

haha that would be good!

[@John.Doe-OG]

Avocado toast

[@benjay011]

Bob Weaver an avocado farm to make the toast

[@beautyandthesavage]

I vote for this cause!

[@mm09291]

Like this idea

[@shreyassuresh7924]

I thought you were going to be like "I bought a multimillion dollar yacht when i was drunk in Vegas" hahaha this isn't too bad

[@jackies35]

@@wqedsfgdh328 huh?

[@abrahamvinod9804]

Scam

[@LalzJeNeSuis]

Smart and people caring for their wealth would never do that x)

[@jcw5002]

The “being too cheap” advice is SO TRUE.

[@ElevatedJamTracks]

I'm curious to know how you handle Christmas as someone who's a frugal financial minimalist. All the social pressure to spend on gifts etc. when you're trying to prioritise saving and investing. It's a pain. Would like to hear your philosophy mate. Maybe you could get a decent video out of it 👍

[@Kragatar]

Don't know about him, but I just stopped participating in christmas. I managed to convince most of my relatives to stop giving me gifts so I don't have to feel bad for not giving them anything. :-P

[@TheBrokenVampire2]

I have a passion for getting just the right gift for each person. I have a Google spreadsheet with the likes and dislikes for each member who will be attending Christmas (I have trouble remembering) which I update each time I learn something new about them. I have a dedicated shelf in my closet for Christmas gifts and whenever I browse thrift stores or the clearance sections and something I see makes me think of them, I buy and store it. My secret is to shop throughout the year -- ESPECIALLY right after Christmas, if you don't mind storing it that long, because I personally hate buying a bunch of expensive, half-thought-out gifts all at once. Maybe this gift cost me $1 but I added a personal touch with my woodburning pen, I monogrammed it with their name, etc. Use your interests to add your own touches as well.

[@Topdgun]

@Locust Hypnosis that is great way of saving more plus is with much love and thoughts as well doesn't matter how much you spend or where it came from etc if relatives loved ones appreciate the love and thoughts plus effort you put in congratulations

[@itsjameskmartin]

I've just started making christmas treats (Cookies, jar foods, etc.) as they're always nice, inexpensive, easy to make, and not a single person dislikes them.

[@jameschristensen1658]

you could just get over it for one day of the year, and remember what christmas is about

[@agentjuicecartoons]

Ah, yes, the twilight months of the 20s. I too will be turning 30 next year, so I feel you on that. My dumbest purchase of my 20s was a $100,000 degree. It led to some good connections but I drastically overpaid. Now I'm working to fix that mistake.

[@spud9369]

With a 100,000 degree I would assume it would be a good degree... you could easily pay it off in 3 years? Unless you took more than 4 years in college. Then again, I don’t know what you where doing.

[@runnawayj6896]

Can I ask what degree?

[@agentjuicecartoons]

@@runnawayj6896 Film production masters. Again, I can't totally lament it because it's led to some good things so far in my career. I work in Hollywood and I've had many chances to meet some pretty influential people and have had many good opportunities come my way. It's just that I've yet to earn the money that pays back that 100k. However, this industry has many, many opportunities for me to earn disgusting amounts of money. It just hasn't happened yet and I might have been able to get where I am today without the college connections. But it's hard to judge what could've been.

[@runnawayj6896]

@@agentjuicecartoons wow, I wish I could live in Hollywood lol. But in all honesty don't worry, your time will come and it won't be for nothing. So the day you get that house in Calabasas, be sure to send me some pics! Any notable famous people who have have met?

[@m4moto419]

Same, but my degree was $200,000. After interest, it will be almost half a million dollars. I am confident I will be able to pay it back though so long as I do not die early lol.

[@ABDLAZ]

The beauty is you don't do business with them again. They lose a customer for life.

[@carochan86]

Also make sure to tell all your friends.

[@MoneyChasingYou]

The BEST PURCHASE follow this RULE: Quality over Quantity

[@GrahamStephan]

Agreed

[@lorimast]

I like that you don't blame others, but take responsibility in these events.

[@gradualfinancialfreedom797]

For me the biggest dumb thing I did in my 20's was buy things to impress/help girls that really had no intention in being in a relationship, but acted as if they did. Then would get upset if I went looking to someone else.

[@KatyAdelson]

I remember teaching myself how to make websites in the 90s when I was a kid, and the climate has really changed since then. Back in the day, it seemed pretty common to code your website from scratch. Nowadays, most people use templates. I didn't study web design (it's still just a hobby...), but when I was tasked to make a website for someone about a decade ago, I was disappointed to learn everyone was using templates. The coding part was the fun part, and it was like folks took all of the fun away by using templates, lol. But it also makes sense -- with constant browser updates and changes, you have to update your website to keep it running well with all the different browsers out there -- and that can be a big task. Templates also make website creation approachable for people who don't know HTML. Those who like the coding side of website building can create and update templates that can be sold to multiple people who don't know how to code (or even if they do know code, it makes maintenance easier because someone else is doing the template updates). It makes creating websites pretty easy! Anyone can do it, but even without the coding aspect, it's still pretty time consuming.

[@Zane_Godfrey]

The biggest mistake would be not being subscribed.

[@GrahamStephan]

That's the worst mistake of all

[@alexyepiz2448]

Hey graham just wanted to say thank you for being the best finance KZbinr. I’m 15 years old and feel so lucky for learning about finance at such a young age. I make a decent amount of money in the stock market and save every penny. I just look at the money come in because of your channel. I now don’t spend money on worthless garbage that can’t make me any more money in the future. I also realized how I could be doing more. The money I don’t have invested (I day trade and don’t put money into any index funds which I know realized just how bad that is) that just sits in my account does absolutely nothing for me. I now know that that money could be put in a Roth IRA collecting compound interest.I really wish they thought these things in school. Because of your channel I understand what a Roth IRA is, how real estate works, and of course how to budget from your millennial money videos😂 . Thanks to your channel I will get a credit card the day I turn 18, take my risks in the stock market now, and am about to get my own Roth IRA. THANK YOU GRAHAM

[@robinmorelli8759]

You are going to get real far in life! 😀😃😄

[@CodySteckRealEstateVideos]

Wow, this video was awesome. I've had my own fair share of bad purchases so I know how you feel! Thank you Graham for always sharing! You are a huge inspiration when it comes to bettering your finances here on KZbin.

[@GrahamStephan]

You got it!!

[@loganlaj]

I love how transparent Graham is! Every single person on earth has made a bad purchase!! It’s all part of the human experience!! ❤️ thanks Graham!

[@JoshRyan]

I turn 20 this month... I'll try avoid these 😅 trying to buy my first couple properties

[@GrahamStephan]

:)

[@elonmusksfanpage9750]

Congrats Pal💯

[@JoshRyan]

@@elonmusksfanpage9750 Thanks Elon!

[@jalen-p]

I turned 20 in November 😂. Thanks to Graham for making this video right on time.

[@JoshRyan]

@@jalen-p Hahah thats perfect! I hope you crush it Jalen

[@chef_moquin9535]

what I like most about all these mistakes is Graham always takes responsibility for his actions and claims it was his own fault! That is a great mindset to have and can be very beneficial in life!

[@TheCryptoLark]

Thanks for sharing your experiences

[@GrahamStephan]

thanks for watching!

[@jacobtoone8064]

My family owns a landscape business that is primarily run between my father, my cousins and myself. (I.e. very similar to the people you hired) and I can say with 100% confidence that you shouldn’t take full responsibility for the mistake. You shouldn’t need to supervise and be overly specific. Any landscaper worth his salt knows that most clients don’t understand the ins and outs of landscaping and they don’t know how to be specific, and the results of your work should give confidence to the clients to not feel like they need to babysit you. The only mistake you made was going with someone who charged you an absurdly low amount. Generally you get what you pay for. 60% of the price.... 60% of the quality.

[@stephonhughley3059]

2013: Crypto is a scam 2014: This is literally a ponzi scheme guys 2015: This is gonna collapse anytime now 2016: Shiii, i guess, i mean what do I have to lose 2017: OMG, IM RICH OMFG! 2018: Crypto is a scam

[@GrahamStephan]

hahaha

[@NatashaEstrada]

Cypto is like the Lularoe of the finance world.

[@icoresearchgroup4175]

@@GrahamStephan Pro tip buy Bitcoin when it is boring.

[@ch0vits]

@@icoresearchgroup4175 does it apply to stocks

[@icoresearchgroup4175]

@@ch0vits only sometimes

[@MyGUNZ123]

As a landscape buisness owner this was very hard to hear

[@mr.evil1742]

Who the hell did he hire

[@palladium607]

Right?!?!?!omg that was truly horrible. I would be pissed

[@mr.evil1742]

@@palladium607 same haha

[@benkohler3671]

Agreed

[@AustinGarner]

Graham! I turned 18 yesterday and right as the clock hit 12:00AM I applied for a Discover It Secured!🎉 Also I never get first comment anymore because I have practice everyday (except today) at 3:30😪

[@GrahamStephan]

WELL DONE!!! Congrats!! How do you get first comment like this?!

[@GrahamStephan]

Happy birthday!

[@TheExcellentInvestor]

Austin Garner ha

[@JoshRyan]

Good stuff! Wish we had access to all those credit cards in New Zealand

[@AbuzzCylinder56]

Happy birthday! Now you can finally invest on your own too. The earlier you start the better. Feel free to use my referral if you decide to download Webull. act.webull.com/promotion/invitation/share.html?inviteCode=NMJu4sAiVawG

[@temporalce1684]

Wow, nice friend to pressure you into spending 5,000 dollars on things that don't work.

[@stefandebruijn6559]

On my 18th birthday I spend all my savings (10k) on a gaming pc, special bikes and other luxury items that I didn't really needed. I regret that spending to this day...

[@GrahamStephan]

:O

[@Lerremy]

That's retarted lol.

[@HearMeLearn]

Bruh moment

[@cameronkirby4361]

*bruh*

[@oswaldgobblepot]

Bruh

[@alohafromkauai6569]

Sorry for your loses. One of the many reasons why I like your Channel. Learning from you how not to lose any more. Mahalo..

[@johnny-becker]

#1: How about never doing business with friends?

[@JohnnyWachter]

I rarely, if ever, comment on any online media, but I'm appreciative of people who can own and share their mistakes to benefit others. I've been watching your videos for some time, and have finally subscribed, liked, and hit the notification button. Excellent job!

[@tsorenson89]

Thanks for making an honest video. Too often people try to hide their mistakes from others and especially from themselves. We all make financial mistakes, and in a way, its good to do so... Only way to get better is to be bad first.

[@brandonhernandez7891]

Graham: one of my dumbest purchase, website Ad: fist things first, you need a website

[@jonb3189]

I just find your videos so helpful. Insanely good quality. Well edited. Awesome content. Great energy. Again, thanks.

[@JoelJames2]

I think he's lost more money on dumb mistakes in his 20s than I've ever made in my life.

[@alejandrozamora3468]

I once bought a cheap property on GTAO that was super far away. Some guy said to me: What you save in time, you spend in money. That's stuck with me for years and I have to say it's very true for the most part

[@yassot04]

Like him, I can afford to stop working overnight and live off my investments, I agree with 80% of what he says. Why pay $4 at Starbucks for something that you can do yourself, for cheaper, for a greater taste and for the same amount of time. Graham, the only 2 points where I disagree with you are 1) drinks at bars (you cannot replicate the same ambiance at home); and 2) food. Your channel is awesome. Love it

[@sheilag9345]

This is so valuable and why I follow you because its relatable. Your style and demeanor is a great way to teach and not beat people up or over preach a message.

[@chrisglaze1410]

Another stellar video Graham! I just want to say thank you for inspiring me to create my own KZbin channel. I don’t know where I’d be if I didn’t find this channel last year

[@GrahamStephan]

It's so much fun, isn't it?!

[@JoshRyan]

Same here! Not only graham but definitely was one of the main influences

[@NoName-vl5gr]

The video was posted 2 minutes ago. Your comment is 1 minute old. The video is 20 minutes. Hmmmm You do the maths

[@TaylorDurda]

Video just came out, you did not watch it yet.

[@chrisglaze1410]

The process is so satisfying.

[@daymianmejia5910]

Being to Cheap is honestly the best advice. The ticket example is priceless. Think about things with a year projection. Trying to cut corners almost never works.

[@tomyshaw977]

My dumbest mistake was a Toyota Celica, it kept on breaking down. That car made me cry for a month!! :( But the best decisions I made, was in real estate and buying second-hand cars.

[@mr2hairy428]

Toyota celica is one of the best cars, ur not a true car guy if u dont watch scotty

[@OopsFailedArt]

@@mr2hairy428 there's always an exception. The one car that had something missed on the line. Could just be that. My parents had the opposite experience with an old E-150 about 15 years ago. They needed a large van buy didn't trust the quality but had no other options. That old beater lasted 8 more years almost until they became grandparents for the first time. Always there will be exceptions

[@arinjournal2197]

Scotty dislike your comment.

[@GratefulVisuals]

learning from your own mistakes is good. learning from others mistakes is incredible thanks for sharing man,

[@sarahhandler3937]

You really should have gotten a lawyer for the landscaper situation....

[@user-ju6lh8pl5g]

It's not worth it

[@malibuXoXobabe]

I would have sued the sheit out of that moron.

[@thatdude034]

@@user-ju6lh8pl5g Could be woth it if he wins the case since the "losing side" has to pay for the "winning sides" judicinal costs. This money will probably take some time to get back to you though so it all depends on if you can go without that cash for a while. Imo judging from the details we got from Graham pretty much any lawyer should be able to win this case.

[@jmorefit1]

thatdude034 Losers dwell on loses...winners take their L, learn a lesson and get back to winning. Getting a lawyer over this situation would be the former.

[@sparks6177]

Sarah Handler remember he’s in la a lawyer would have cost at the very least 2500 and could go as high as 5000 all that to sue someone who most likely doesn’t have that much money if they are pulling scams like that and even if he did have 10k on hand the time you spend in court and the money spent on a lawyer. You could go to small claims court and argue it yourself (it’s not common to use a lawyer in small claims court) the cap is 10k so he could have recouped most of his money that way

[@dauntiekay2768]

We all "live and learn" and sometimes we learn the hard way--The old saying that a wise man will learn from the mistakes of others and a fool from none other than his own. I have had to learn from both sides and even in my "old age" am still learning. Love your videos they are packed with lots of good information!

[@thomasdado7770]

You’re the first person that has convinced me to continually smash a like button.

[@elitegamingz5482]

Really appreciate the videos Graham, especially the ones that help with finical literacy and investing. I'm only 15, but got big plans and dream

[@intentionalmoneymn4572]

I love that you're interested in being financially wise at such a young age. Keep learning, there's always more to know.

[@AverageJoeInvestor]

#ShutTheFrontDoor *Graham Stephan makes bad money choices?!?!* LOL, we all make mistakes and we can repeat history or learn from it. *GREAT JOB GRAHAM*

[@GrahamStephan]

hah thanks!

[@intvar8372]

@@GrahamStephan I make 5 cent coffee at home. Tbh 20 cent for a cup of coffee is a lot, you''re really overspending (joking, currency rates make my 5 cent coffee possible)

[@caplace8486]

Graham I bought my first house this year after watching your videos for a few months. You really motivated and gave insight on how to own my finances and start making it work for me. Thank you I love your videos !

[@aneeshprabu2761]

For the first cringe purchase, one word: wix.com or just learn HTML, it’s so easy a baby can design websites.

[@jeannadelfin5530]

Graham, thanks for sharing your mistakes! :) As entrepreneurs, I think we've all made costly mistakes. In many cases (such as mine), they were the result of growing up with the "scarcity" mentality.

[@zackjackson88]

All these so called mistakes are not truly mistakes, but in actuality they are learning opportunities. As now going forward when presented with a similar situation you may be more prepared to make more informed wiser decisions, as long as you stay aware and never forget from the past.

[@Yeye13455]

Damn "only a 40k profit" I wish I even had 40k

[@Manveer_Dhindsa]

Dont wish just go get the bread

[@MarshmilloJB]

Bahaha the humility is painful

[@TheMajic7]

manveer dhindsa woke

[@George-wv5wk]

40k is a lot if you are in zero, but it is not anywhere close to impossible..

[@lilag143]

the fact that I can read the summary and just listen to his voice for the ones I want more details on is magical..

[@nimravus01]

Thanks for sharing your mistakes. There's an old saying: "learn from other's mistakes, because you won't live long enough to make them all yourself."

[@queen_bey]

The dumbest purchase for me was buying a new car. Worst investment ever.

[@gwillis01]

Watch out for flimsy, cheap goods. Sometimes low price and low quality go hand in hand. Sometimes they do not.

[@HectorZiegel]

My dumbest purchase was when i spent £4.50 or $7 on a slushie at the cinema

[@calialcala1750]

Thanks for your honesty Grant

[@DanielBissonnette]

2:53 This is the essence of advertising!!! Thanks so much for the valuable information your videos are the best Entertainment / education ever!!!

[@Shawk95]

Graham Extremely grateful for this video. Normally, real estate gurus paint a picture so peachy that a newbie gets the wrong impression that its so darn easy. More horror stories about oft-encountered acidulous plights will be appreciated.

[@robbybrooks7294]

Graham i take my real estate exam this week because of you!

[@GrahamStephan]

Ah that's amazing, good luck!!

[@robbybrooks7294]

@@GrahamStephan Thanks, dude! im only 19. One question I had for you was, what did you respond with when people would call you young? i sold shoes the last year and never really had a problem with it, but now I might have people say it more because of the responsibility

[@cameronkirby4361]

im about to take the course, im 17 turning 18 this month

[@robbybrooks7294]

@@cameronkirby4361 Nice! what state?

[@runnawayj6896]

How did it go?

[@Jj-ph3ey]

Buying cheap clothes from H&M etc definitely makes sense from a financial standpoint, but you do have to consider HOW those clothes are made so cheaply and what kind of practices you are supporting by buying into fast fashion. Fabric can be very expensive, and sewing clothing takes time and is a pretty difficult skill to pick up... so it makes sense that ethically-made clothing will be expensive. However, if you are mindful about what you buy and learn to mend your clothes, you won't spend too much money on clothing in the long run. Money is a powerful thing and we should be mindful about what we support with it. Just some food for thought. Love your channel, thanks for doing what you do!

[@stevenaziz]

“Spending a little more upfront can actually save you a lot in the long run..” literally the whole point of ELECTRIC CARS ⚡️

[@Fila0220]

Bro the things you talk about really resonate with me on a spiritual level. You will be on my list of top 5 youtubers that influenced me for sure.

[@mikeganer6257]

Lmao, 40k profit? I’ll have to call you Greedy Graham for now on 😂😂

[@GrahamStephan]

:P

[@clayw5349]

You know what.. I wasnt sure if I liked you when I first started watching. I've watched probably 15 or more videos now and you've grown on me. Im a fan. Subscribed.

[@brayden5599]

Me Being too cheap: I think an $8 tie rod is a great idea! 3 months later: stupid wholesaler closeouts. 70% savings not worth it

[@midwestapprentice1904]

Just make your own out of A tree branch works 100 percent of the time

[@joshuabancroft5686]

IT Manager here. $5k for a "fully-featured promo package" should have been a huge red flag! In Los Angeles, doing high-quality realtor/architecture photography for 5 properties ALONE could easily reach $5k. Certainly, there are plenty of mom-and-pop or etsy-type freelance options out there, but you almost always get what you pay for. Go cheap and be prepared to have to redo it with another freelancer...possibly multiple times. A "fully-feature promo package" in the LA area (including full website, one or two videos, photography on 5 properties and/or headshots, business cards, letter-heads, logo) would likely end up costing more around $40k - $100k if going with super-reputable companies in LA who guarantee their work and will get it done right the first, and only time. But, as Graham himself said, he was doing just fine without a website before, so he honestly could have just hired a photographer for a couple hours to get some quality pictures ($500-800), made an intro video himself (time), paid an independent designer to make some business cards then had them printed, and built a simple website on squarespace/wix/etc (time) and would have been much better off. Just my $0.02 ~

[@gert-jank8992]

I totally can see this idea happening... she: “why you have this suit?” Graham: “mistake, waste of money..” Graham: if i use this for a vid it will pay itself back and i can write it off as business expense..

[@malibuXoXobabe]

Gert-Jan K He can only claim it as a tax write off the year after purchasing it. He bought it 7 years ago, so no.

[@rdgzvlogs4157]

Guys for the suite route 3 things to consider quality is always worth it for suits. A cheap suite will need to be replaced in a year. Second is fit, if something fits you off the rack amazing if not find a decent Tailor and get it fitted. Even a cheap suit will look like 1000 bucks when fitted. Lastly price If you go to a outlet like Hugo boss you can get a 1000 dollar suite for 300 and spend 100 on tailoring. If you’re on a budget a cheap suit that is tailored is still a good choice. But find a reputable tailor to make sure it’s done right.

[@John.Doe-OG]

"We can't afford to buy cheap" - Les Brown's Mom Silly me, I thought the professional was supposed to tell you what you needed for a landscaping job.

[@elliemccarthy5672]

SUIT TIP: (or genera shopping tip)- if you are shopping for a suit or other clothes you want to look nice, and you have little fashion sense, BRING SOMEONE ALONG WHO DOES!! Most sales people will not be honest if something looks good, especially if they can tell you have no idea what you want to actually look like. I’m my dad and brother still will always take my mom or I with when shopping for nice clothes

[@joshkreiser3776]

I love hearing him talking about his FOMO lol

[@Arkine13]

Reminds me of talking to my partners about metal roof vs shingles. Metal stone coated roof has a 50 yr warranty, and shingles (if you get the expensive ones) have up to 30 years--which equates to roughly the same price, but a few differences in installation (depending on a lot of factors). How I convinced them was this, "by the time the warranty on the metal roof runs out, I'll be 90 and either have sold or passed the business on to my kids, and that's if I even get to 90. We're getting the metal roof." They stopped arguing. LOL The only time I should have to worry about this roof, is if a tornado rips through here (which could happen). But, other than that, I shouldn't have to worry about it ever again and it will probably save us on insurance too. So, a little more cost up front, can save a lot in the end.

[@CM-id3wo]

the landscaping thing was the most annoying story

[@cleancoder3838]

100% confirmation. As an ex-berlin developer I can tell from my own experience: don't waste ANY money on tailored suits, custom websites, expensive cars and even not for useless business cards. You ain't gonna need it to make profit. The only "thing" that generates money is YOU, not your business cards, suits etc. If your are smart sympathic person you don't need that stuff which enriches your financial risk. I'making 6-figure income without these things payed. despite I own 9 or 10 suits between 50 and 300 $, i did'nt wear them the last 8 years, so it didn't really matter if I bought them or not, besides the money spent on it.

[@gwillis01]

Mild lower back pain is usually caused by being out of shape. Some brisk walking for 20 or 30 minutes three to five times a week and some yoga should fix that back.

[@TechUnboxingVideos]

Graham Stephan, You Rock! 🔥The 5 Dumbest Purchases I've Made in My 20's 🔥Oh Yeah! This Topic Sounds Interesting and Scary at the Same Time 🔥Love your video content - Looking forward to watching your next video

[@GrahamStephan]

Thanks so much!!

[@APoorMillionaire]

We've all been there. I always enjoy your videos. Great content. Always motivational for my life and my channel.

[@braer240]

I lost it when the you showed the clip of the grass and gravel line 😂😂😜

[@paulaa.6833]

The good news is that the suit fits you still! What's wrong with Nordstrom Racks? They have nice Tahari suits for less than half the full price. I'm sure they also cary the men version of it. Landscape story can be applied to a lot of home improvement projects. Contractors need baby sitting and they are pretty unreliable. Cheap stuff? Return return return ! We have a saying about old time leather shoes: we are too poor to buy cheap things. For the price you replace them, good leather quality out values the cheap bad quality ones.

[@johnnysins1400]

Do you have podcast on Spotify? I would listen to these all day

[@Dim4ik2012]

I bought a 1984 BMW which broke 5 hours after the deal and I can't fix it for 4 months now. (I borrowed money to buy it and now I have to pay for a vehicle which I do not have money to maintain). Graham, seems like you haven't made any mistakes at all.

[@georgerobinson1338]

I’m sooo glad I didn’t fall for the expensive suit purchase. Just go to the mall and go to a place that does measurements. Pay $5-$10 to get measured or tell them you have a very important upcoming interview...they might do it for free Go to JCPenny, Burlington Coat Factory, etc. and buy a slim fit suit or regular fit suit using the measurements. I’ve never spent more than $200 on a full suit (jacket, vest, pants) and have had MANY compliments on my slim fit suits.

[@EhurtAfy]

Graham: $1200 mistake US Government: Mind if we use that idea? Graham: Sure, just change it up a bit. US Government: *$1200 mistake to everyone!*

[@JohnS-kd2rk]

So as far as the last one goes here is a tip I learned from a mechanic. Buy the cheapest version of something first and if it lasts you great! If it breaks within X time then you use it enough to justify getting the expensive model. This keeps most things that you don’t need but think you do need cheap but at the same time you will end up getting quality things for what matters.

[@VicRoseOfficial]

Lmao when KZbin monetized prank channels! 😂🤣 I miss the no hours watched threshold days

[@PulseofBroken]

I enjoyed the video. I learned early on in life that quality matters in price. Have an amazing day! Thanks for the content you share!

[@armitahosseini8683]

When you realize that now they aren’t actually mistakes and it was good that he made them because he can make this video now and earn more money than he wasted- (:

[@anotherarush]

B I G B R A I N

[@circleinfo]

With 500k views, he doesnt earn more than he paid...

[@tylerdexter4323]

As a landscaper, yeah. Every time you're doing a big job, get a contract with EVERYTHING spelled out. Chances are if they're vague, then they don't understand everything and are trying to fudge the numbers. If they're decent people that you feel you communicate well with, you don't need to micromanage. If they're good, they'll ask you if they need clarification. Just stop by when they're beginning something and stop by at the end, just to make sure everything is good. Daily is good, but doing it hourly is reaaally annoying and you're probably going to get charged for that extra time you spend asking pointless questions.

[@Tipsy-Poker]

I was just thinking that you haven't uploaded in a while. Lo and behold your video appeared 30 seconds later.

[@GrahamStephan]

Haha I have the same schedule, M-W-F 3:30pm PST!

[@MONEYANDTIME]

We have all been there. Thanks for sharing and keep up the good work.

[@balazsfoldes4700]

LOL I'm literally wearing the same $3 H&M T-shirt as Stephan. Those shirt are plain, look simplistic and dirt cheap.

[@pampenso]

im glad you made this video. it shows us that you are human, not all of us are perfect.. even the sub-30 year old self-made millionaire makes mistakes

[@user-mw8fq8bu7i]

LMAOOOOO The KZbin algorithm joke really caught my neck

[@andorkh]

Your friend with the website, he planted a seed of doubt in your mind, that's a trick marketers use nowadays. Sad it didn't turn out as it should've. I do agree a website helps with credibility but shouldn't cost 5k for all that.

[@oreorf4569]

The 5 Dumbest Purchases I’ve Made In My 20’s: coffee a starbucks

[@scprepper2672]

I definately agree with buying the more expensive option upfront. It only takes 20 minutes to go a quick google/youtube search and figure where the best price point is for any given object, because there is also diminishing returns on super expensive stuff. As for the suit, check out teachingmensfashion. He shows you how to make cheap suits look expensive. A good suit can definately make you money, but the most important thing for how good it looks isnt the price tag, but the fit. Find a good quality suit on clearnace at a department store, and take it to a tailor. A cheap, tailored suit looks a million times better than an expensive suit that doesnt fit right.

[@danstalter]

Tuffest suede jacket I done evuh seen my G 🔥🔥🔥

[@temporalce1684]

As a programmer that website you're talking about hurts me a lot inside. I'm not in web development, but it can be a pain to do. I know that you can commonly find bootstrap being used.