The BEST Credit Cards for Rent Payments and Mortgages

Рет қаралды 34,518

Күн бұрын

Learn more on Bilt Mastercard: bilt-rewards.s...
Learn more on Rocket card: rocketcard.sjv...
Click "show more" for ad disclosure
Credit Shifu Wallets: bit.ly/2wG0Glo
“The content in this video is accurate as of the posting date. Some of the offers may no longer be available.”
Advertiser Disclosure: This site is part of an affiliate sales network and receives
compensation for sending traffic to partner sites, such as CreditCards.com. This
compensation may impact how and where links appear on this site. This site does not
include all financial companies or all available financial offers.

Пікірлер: 65

@EthanPatrick_CreditCards 11 ай бұрын

I would love to see Bilt allow you to pay a mortgage with their card. It would be so OP.

@ChintanCG 11 ай бұрын

Would probably put them out of business

@JWalton314 11 ай бұрын

I'd use them as my main credit card if they did.

@hegsonr3143 11 ай бұрын

It does allow you…

@gollum144 11 ай бұрын

@@hegsonr3143how can you make it happen ? I read that is not possible

@theonlybuster 11 ай бұрын

@@hegsonr3143While some users have been able to successfully make Mortgages and HOA payments, this goes against Bilt's ToS. Some users who were able to do this have found their account unexpectedly closed when Bilt finally noticed. So it may work this month, but there's no guarantees it will work next month. Be careful.

@ItsMeCJ 11 ай бұрын

The rocket seems to be interesting but I’ll stick with Bilt since I’m a renter and in this case, thankfully so 😅. Bilt offers much more flexibility with their points. It’ll be pretty cool if rocket were to change it up to compete with Bilt. If Bilt adds mortgages, I’d consider it game over for the rocket card. Great video Ben!

@Jeff-ph7rp 11 ай бұрын

Am I correct that the Rocket Mortgage card is useless to me if I have my mortgage paid with another bank?

@TheCreditShifu 11 ай бұрын

Yeah, sadly

@antonh1709 11 ай бұрын

Obviously.

@E39M5SPEED 5 ай бұрын

What if rocket mortgage sells the home loan 2 years later . Then what?

@kimgrod 9 ай бұрын

Waiting for BILT to get in the mortgage game

@a300thanhlong 8 ай бұрын

It will be a losing business model. Too many rich landlords are waiting and BILT will lose tons of money on rewards.

@jeremycain2491 2 ай бұрын

Thanks for review. Was unaware/forgot about mortgage card. Thanks Ben!

@oui.monsieur 11 ай бұрын

Loving the new backgrounds kind sir

@angieharris8015 11 ай бұрын

I break my rent up into 3-different transactions and then I spend the last 2 transactions on paying my electric bill and one restaurant. If one wanted to, you could pay your rent, 5-different times ( I only do it 3-times). Also, I also have a mortgage, so BEWARE, you cannot use it for BOTH mortgage and rent. I have tried this and have gotten a warning-letter. It can only be ONE or THE OTHER. (fyi)

@investor9482 11 ай бұрын

Pretty sure you only get points the first time you pay rent a month

@angieharris8015 11 ай бұрын

@investor9482 umm, I actually HAVE Bilt, so I know I'm getting points for ALL of my transactions. You need 5 transactions, minimally. I have access to my account, you don't. (Bizarre comment)

@investor9482 11 ай бұрын

@@angieharris8015 Okay… just clarifying that the terms and conditions, which I’ve read, state otherwise. You might be getting around it somehow. Perhaps actually charging the card. I don’t have access to your account. However the terms are rather clear

@angieharris8015 11 ай бұрын

@@investor9482 Yes, that is what I am doing, I am charging (charging) the card. When it comes to the rent, I am (charging) it, 3 different times, because there is NOTHING that says "how many times" one can pay rent. It is all going to the landlord on file with Bilt.

@MsLkane 6 ай бұрын

That's a great idea to split up the rent. How is that done? Do you pay a portion a week with last portion being on the 1st? Paying a monthly bill to meet the 5 minimum usage requirement is good idea. :)

@automaton111 7 ай бұрын

Did you say you can use a Citibank double points card to pay your mortgage?

@omarvalencia1901 9 күн бұрын

That is a good question

@JWalton314 11 ай бұрын

I don't see any cons to using the rent credit card. Pay your rent, make 5 transactions, then use the card of your choosing for the rest of the month.

@flygalteach 5 ай бұрын

Unless you get a pre-approval invitation from Wells Fargo and they only do a soft hit on your credit you still will have to “apply” for the card. BILT WILL do a hard hit on your credit. So, if you do have plans to apply for a mortgage then plan on taking a BIG hit on your score. It took me 6 months to regain 66 points after a hard hit on my credit.

@user-kd1em5lx7h 11 ай бұрын

Thank you for your content🙏🏾

@kevinmoore9524 5 ай бұрын

Thank You.

@pricel3sspersianpapi 11 ай бұрын

I do not have bilts card because I don’t have rent . I would sign up for it if they start offering sign up bonus 🤪

@AnthonyVenture 11 ай бұрын

Always found the Rocket Mortgage card fascinating, coming from the real estate world, I’ve heard a lot of good things about Rocket mortgage. Some bad as well but usually on the sell side and not the buy side, 5% back on everything is an interesting proposition for those who don’t care much for any other cards and or, love Rocket Mortgages haha. Great video Ben! Like others mentioned, your presentation and sound quality were immaculate.