The Best Money-Saving Tips People Often Forget 💸

[@MalamaLife]

Share your best savings tips in the comment below :)

[@Nicaraguensecanada]

Spend only the necessary cause now a day we r living bad situation and a lot illness .

[@FadiFinance]

I think, having not too much cash and rather investing it, saves the most money long-term. First, you can't buy as much, second you are save of inflation and third you gain money from investing.

[@soekokolatt]

My don't went of heat

[@RubyContentwriter]

Thanks

[@kentclark5594]

Buy a house & stay single. Invest the rest.

[@healthwithgrace2083]

Money is energy. When we use it we share energy with others. Let say that you go to farmer market and buy fruits. You just share energy with the farmer who is selling the fruits. He will use the money to take care of his family and do something that will make him happy. So we just share energy with someone.

[@dii-N-sd]

That's a great way to think about it!

[@Okayokaytyler]

wow, this is such an interesting way to look at it. I love that!

[@ruruama3666]

This is very interesting! 👏

[@MalamaLife]

Love this so much! thanks for your perspective on this Grace

[@howtoadultschool]

This is a nice healthy way to think about money :) thanks for sharing.

[@florgregory6229]

My favorite tip is the one on partnership! Being married to an individual with the same growth mindset and values will most certainly have the most powerful impact on the finances. I am lucky to be married to a great one too! I love that you want to take care of your parents, we don't have to, they are good on their own. However we do live by the rule of giving away 10 percent of all of our income that comes in to our treasured charities and church. I think giving 10 percent sounds counterproductive to saving money, but because it is a spiritual law for us, I feel that our finances have really prospered and have be protected over the years. Ultimately having that spirit of giving to something greater than ourselves, example parents as you do, church, or charities is really powerful because it taps into something deeper than just ourselves!

[@MalamaLife]

Yes! I agree with you. If we have more than enough, why not share and lift others up as well. Thanks for watching

[@Ssaidak]

But that could be with friends or any relationship. In Japan, is normal Im some communities to do an alliance between 5 friends of the same age, no family, and look after the others including financials. They give a money to the group montlhy, and invest money any month in one of the group, plus the needs or emergencies they have. A lot of old people in Okinawa live like that.

[@BillyWhaler]

1. Buy an index fund. Well never beat Wall Street Flash Boys (author Michael Lewis) 2. Buy a home below your means. (If good enough for Warren Buffett...) 3. Rent a room out. 4. Work from home. 5. Car share 6. Cut the cord 7. Skip college and $250K is student loan debt. Outdated. If you have a laptop and library card you are set. and Every top tier school offers free classes

[@MalamaLife]

❤👍 love the tips! Thanks for sharing

[@BillyWhaler]

@pasture green yes. Good point. Some but not all jobs require formal training.

[@thenopedetective]

Where I am even labour jobs require education/formal training. I'd say consider moving for school - even with fees many international schools are cheaper than those in the US!

[@lunasea4309]

What does no.6 cut the cord means?

[@BillyWhaler]

@@lunasea4309 “cut the cord” = get rid of cable TV. Waste ‘O money.

[@JosiphiaRizado]

Those are very good tips...For me it's simple. Do I need it? Am I gonna use it? Then I buy... Do i want it? Yes, am i gonna buy? No

[@MalamaLife]

Yes! Simple questions but really effective

[@carmeladugay6919]

1. Don't save, invest instead. 2. Negotiate. 3. Assess your true needs. 4. Create a financial calendar. 5. Know your number. (income and expense) 6. Research community resources. 7. Take advantage of credit cards. 8. Cultivate relationships around you. ♥️

[@MalamaLife]

🥰 thanks Carmela

[@hcreativespot]

Like always, I appreciate that you share your ideas and wisdom here on KZbin. I'm a 21-year-old working college student here in the Philippines, and many would say that I'm "kuripot", which is the Tagalog term for "stingy." Many people, especially those who are the same age as me, say I'm not living my life the way I'm supposed to just because I don't want to buy new stuff or eat out every single weekend, not thinking that I only want to be responsible with where I spend my hard-earned money on. Besides, I learn to appreciate what I have and find joy outside of material things because of this lifestyle that I follow. So thank you for your words. You make me more confident that I am doing what's best for myself. :)

[@MalamaLife]

I'm so happy for you! you're living your life on your own terms and that's powerful :) glad these videos can be reassuring.

[@thehappycrowdph695]

When I first watched minimalism videos, it made even more frugal than I already am. I started spending less and even scrimped on food that I wanted to eat if it were too "expensive" in my category. Suffice it to say, I deprived myself of many things. Then, one day, I realized that is wrong. Why then was I working two jobs if I couldn't even buy cinnamon buns every now and then? (good quality cinnamon buns are expensive here). So after listening to minimalist gurus for 4months straight, I slowly transitioned to becoming an essentialist. We should still find the balance in everything. :)

[@MalamaLife]

I agree with you. I think balance has been my key word in my minimalism journey.

[@la_elvie]

💚

[@stephenwarren64]

Great segment ... sensible, not spoiled, and not self indulgent ... very refreshing ... financial literacy is important.

[@MalamaLife]

Financial literacy should be taught in school:)

[@vincentlui1456]

I do believe that saving money is to enrich ourself mentally and psychologically. One's satisfaction is built upon our mental state. If a person is happy about their life, money is just something they use when necessary. That's why you have made a point that money is just a tool and we need to invest outselves. Let's spend our money on skills or whatever useful to use, then we can feel more satisfied.

[@MalamaLife]

Thanks for saying this Vincent. So important

[@NickNotas]

"Is this vital for my well-being?" aka "Does this spark joy?" 😉

[@MalamaLife]

Haha 😁👍 both work well

[@NickNotas]

@@MalamaLife Definitely, just being silly. Thanks for the amazing advice as always.

[@KatWalkTV]

Delayed Gratification works with me. I monitor my income and expense... But for me, having an emergency savings fund is so important...

[@MalamaLife]

Yes! for me too. Not having a emergency fund and throw us off and set us back

[@howtoadultschool]

I completely agree. I wish everyone had an emergency fund, I feel like it's the single most helpful thing to have a healthy relationship with money and be able to make decisions that aren't based in fear.

[@sakinastraveldiary4562]

I completely agree with you about investing as well as bargaining. I saved enough to pursue a Post-Graduate program in Canada and it is truly an investment. And money is just a tool totally. Also, I usually see people who have debts often have many pets. Pets are expensive and may be sometimes this expense also requires rethinking.

[@MalamaLife]

Yes! I learned that the hard way. I LOVE my dogs, but I underestimated how expensive it would be to have pets. Of course, it's worth it to have them around, but I think I would've prepared more.

[@thenopedetective]

People really should be more careful about buying pets! I know too many students who got a cat thinking it was low commitment only for the cat to have special dietary needs or required surgery or medications. Pet owners really should be (financially) prepared for these common issues before taking on animals they can't properly care for :/

[@MarshmilloJB]

I spend $15 000 a year. Four days ago, I really wanted to buy IKEA furniture. It would have enhanced the quality of my life. After going to the store & enjoying the displays, I suddenly decided I don’t need it. “I’m happy with our old furniture” saved me thousands of dollars 🌿

[@MalamaLife]

haha I love when that happens! also, thanks for sharing your number :)

[@narzon1]

Wonderful presentation on finances. I watched this with my 21 year old niece, and although I have sat down and "advised" her, she was taking notes like crazy... She love's your presentation style and material.. Thank you for sharng.... Nino

[@MalamaLife]

🥰 I am so happy to hear that :) thanks for watching Nino and Nino's niece

[@PeachesSkinCare]

My husband and I met in Hawaii 36 years ago. We visit often and our dream is to one day have our own home there. Your happiness level there is much more than it would be some place else because it is likely where you belong and find joy. For me being near the ocean fills my spirit. I think dreaming is so important and spending money to improve our lives, our wellbeing or to get the money flowing is so important. When we were young my husband offered to paint the house we were renting for money off our rent every month and it worked. I also try to only buy what I can pay cash for. In fact I make sure with my products I give enough to clients to last 4-5 months. It is my way to help others find joy and save money. I think we can all do this and push greed to the back. Love your channel! 🙌🏻🧡🍑Lisa

[@MalamaLife]

I always ask for cash discounts too :) it has been helpful. Thanks for sharing Lisa! I hope you get the house you want here

[@PeachesSkinCare]

@@MalamaLife 🙌🏻🍑🧡

[@DavyYap]

I love that you added helping other people. Communities can be so strong. For example jm going rollerskating with a friend and that's a free activity. I'm also encouraging my friends and family to invest.

[@MalamaLife]

That's really cool you go roller skating with your friend 😍👍

[@joannapatterson4625]

So essential to distinguish between need and WANT. We don’t really need much.

[@MalamaLife]

yes! it really clarifies a lot for me 🥰

[@iamtaipan1979]

If in Filipino language... "Natumpak mo!" :) I really agree with you.

[@gigielizabeth5636]

Beautiful!! Your voice is so soothing and kind !!

[@avjake]

One rule I like to impose when buying for the business is, "Will it make us money?", which normally makes it a simple yes or no decision. To a certain extent, this can also be applied to personal purchases. Great video! The way you present the subject, it almost feels spiritual.

[@MalamaLife]

love that idea 🥰 thanks for watching

[@honey_lion]

Oooo what a great video! I love using Mint to keep track of what I'm spending. My favorite spending tip is to wait to purchase something that I want for at least a week to make sure I really want to spend the money on it.

[@MalamaLife]

I have been using that technique for my low buy challenge this year and it really works! so simple, but effective :)

[@Jaylade]

I'm so surprised you work in Real Estate. So happy to hear someone with my lifestyle in the same career I want

[@Jaylade]

Also what credit card do you use?

[@MalamaLife]

Thanks Jenna!

[@MalamaLife]

So many different ones! Right now, hawaiian airlines to rack up miles

[@jaimetan]

Great tips here! I love how practical you are - and it's not spending less for the sake of spending less (which can be another added stress). The way you live and spend/save really enhances your rich life ("rich" not in the financial sense). Nice one, Sophie!

[@MalamaLife]

Thanks Jaime! I appreciate you watching and supporting :)

[@jaimetan]

@@MalamaLife ❤️

[@sepratx4317]

15 Year Old Here Learning To Invest And Being Minimilistic While Dreaming My Tiny Home Design And Stuff Love You And Your Videos 😉

[@MalamaLife]

Aw thank you so much for watching my videos 😍❤

[@sepratx4317]

@@MalamaLife Anytime👍

[@millygit]

Number two, here’s a quote I love, if you don’t ask then the answer is already no, I try and remember that

[@MalamaLife]

I love that Quote! I'll always remember it :D

[@howtoadultschool]

I love this. I've always said it doesn't hurt to be audacious, but I think your quote sums up that sentiment better!

[@RubyContentwriter]

Basically. I cannot save $ during 6 years. But covid is coming to Vietnam. And I have a chance to come back my aunt home. I did not pay for rental fees foods or I do not need to buy clothes or go to coffee with my friends. Totally. I can save 90% my salary monthly. And now I have a small amount but I am happy with my journey

[@ArielleDalia]

I would love to hear you talk more about investing, especially tips for first time home buyers!

[@blissoneness]

Hello! Thank you for providing great content! Such an inspiration! My best savings tip is to live below my means and invest in stocks and real estate.

[@MalamaLife]

Simple and wise! I love your tips :) thanks for watching

[@polbab256]

I still loved this Channel thank u so much.. I'm grateful to have u. Thank you for being my inspiration hoping one day u will have your own book so I can purchased one... I truly admired you. Love from Philippines🇵🇭🇵🇭🇵🇭

[@MalamaLife]

You're so sweet. Thanks so much for supporting me! it means so much to me 🥰

[@la_elvie]

Thank you for this financial advice, Ms. Sophie. 💚 I was reminded to be conscious about my expenses. Sometimes, I do fail to follow my budget because of food cravings (fast food chain & coffee shops) 😅 Also, i'll take note of "Know your numbers." I am always looking forward with your videos! 😊 #Love from the Philippines 🇵🇭

[@osirisshafer2741]

Hola Sophie..I know,You are good at giving $$$ advice,but Iam saving this one for when I get the chance to REALLY LISTEN,so there WILL be something I can put into PRACTICE I think SAVING $$$ is something WE MUST LEARN!!

[@MalamaLife]

Thanks so much 😊🙏

[@theasean2928]

The power of working together 💯🎯

[@MalamaLife]

Yes!! I wish we could value this more 😍❤

[@reignajoyce]

You're unofficially my life coach 💦🌷

[@MalamaLife]

Haha aww 🥰❤

[@salinasn3]

Same

[@YumYamB]

You have so much wisdom in you Sophie.

[@MalamaLife]

aww thank you!!! you're too sweet

[@sushmanepal2070]

I love you soothing voice,presentation,Style and how amazingly you put words together.I found your video today but i almost watched all of it lol.i am motivated and thankful to you ❤️

[@MalamaLife]

Thank you so much for supporting me! It takes a lot of editing to make myself sound like this ;)

[@nadeeshadilangi9499]

Your minimalistic ideas are really helpful to me..Thank you Sofee ❤

[@yukthapratheep34]

Please make a video on productivity tips. Btw your videos create a sense and calm in me, I am really grateful that I found your channel.😊

[@MalamaLife]

Aw thank you so much!! ❤

[@TheKrazyKoala]

The thumbnail looks familiar 😁😁thanks for sharing all the helpful tips. They can help us make big bucks. I also think investing is better than saving🥰🥰Maui is soooooo expensive and it was totally out of my expectation

[@MalamaLife]

Thanks Koala! can you believe it's much much more expensive now because of the demand? You visited at the right time.

[@harkeshsharma8421]

Thanks again for this lovely video! There are some necessary thing which we can't do much but lot more of unnecessary things which we can do something, once we understand those expenses since then do all the best efforts cut those expense try to save that money and invest in convenient mode.

[@MalamaLife]

Yes!!! 🥰 thanks for watching

[@FrugalOverFifty]

I love all of these. Who you know is important here on the Big Island as well. I love your insights here, especially about thinking about wise money decisions in relation to folks we love and folks in our communities. ❤️

[@MalamaLife]

🥰❤❤

[@lunasea4309]

What do you mean by "whi you know", what difference does it makes?

[@sammy.m]

So much learning here. Thank you! Watching from Philippines 🇵🇭

[@MalamaLife]

Thank you Adelaide ❤😍🙏

[@lian3970]

I am so happy youtube recommended this video ♥️💖

[@MalamaLife]

Glad you enjoyed it Chrislie ❤ thanks for watching

[@kjordan2187]

Beautiful opening sequence of frames …….meaningful introduction…:)…informative and enlightening content …Thank you for sharing

[@MalamaLife]

Happy to hear you enjoyed it! Thanks for watching

[@erljimenez8824]

Yeah your so right Ms. Sophie, i started investing a week ago, it was small amount but i know it will increase as time goes by💚💚💚

[@MalamaLife]

We can start off small :) and eventually contribute more when we can. Thanks for watching

[@myfriendgoo2816]

Thank you, Malama Life, for being a bridge that helped me find the Lana Blakely videos.

[@MalamaLife]

You're welcome. Her channel is gold

[@lavlinalavender]

Hey my love 😘😘😘 binge watched all your videos , feeling like I became more insightful , thanks to you , lots of love from India .Can't resist myself , I'm falling for you

[@MalamaLife]

Thank you so much ❤ so happy you're enjoying all my videos!! Much love to you

[@rayeagain3765]

Excellent, thank you. I have never really tried to work with my money (other than having a budget) and this is very helpful. You’re great 💜

[@Nicaraguensecanada]

Well , in my opinion the best thing that we can do is : care about out health and eat well, besides learn different things a mean study new course about sth .improve every single day .

[@MalamaLife]

Yes! very imporant. thanks for sharing

[@Nicaraguensecanada]

@@MalamaLife yessssss

[@michaeldemetriou3043]

Thank you Sophie for sharing your inspiration and wisdom 🙏❤

[@MalamaLife]

Thanks for watching Michael :)

[@michaeldemetriou3043]

@@MalamaLife so welcome Sophie ❤

[@CrystleSky]

Love the wisdom and the energy you share with all of us, sending so much love and gratitude ✨🐎✨✨✨

[@MalamaLife]

Much love to you Crystle 🥰

[@petersimcox4745]

Sophie, So truthful in your video.The different synario's you have described on how to save money 💰 are brilliant. I was going to invest in Big coin several years ago. Big mistake on my judgement, anyhow Great video!.

[@MalamaLife]

🥰 Thank you so much Peter! glad you enjoyed the video. I also wanted to invest couple of years back and now regret it.

[@MihaelaClaudiaPuscas]

I am glad that I was always able to understand what do I need vs what do I want! And I still follow that mentally now more than ever! I understand the value of the money (that is how hard it is to get them) so I spend carefully! But as you said Sophie, I do spend some money on something that really makes me happy, such as a holiday somewhere sometimes as in my case living my life without traveling would kill me! So traveling it’s a need for me as I see myself as a bird who needs to fly once in a while! Loved a lot the part where you insisted on the importance of helping each other grow! Enough with this individualistic and highly competitive society! Let’s share more and focus on others as well as life it’s a lot about mutual love and quality relationships!! Was great to see you again dearest Sophie!! 💖🥂

[@MalamaLife]

Traveling is so important for me too! As you said, free birds need to fly once in a while :) I like that so much. I think going into my 30's I'm really learning the value of quality relationships and how it can take us really far in life. Thanks so much Miahela

[@MihaelaClaudiaPuscas]

@@MalamaLife I'm exactly the same! I do value relationships much more now and I am proud of that! I am working now on my unconditional presence and love towards others, not easy but I try my best! 💞

[@gustavotejada607]

I love your videos, you give me a lot of positive vibes and to be a lot happier :)

[@MalamaLife]

That's so sweet of you. Thank you ❤

[@juniblooming]

Your videos are so cinematic and film like. The production and content is everything!!!

[@MalamaLife]

Thank you so much Justine ❤ so happy you enjoy my videos

[@FadiFinance]

Very true and powerful tips, Sophie. Great video :)

[@MalamaLife]

Thanks for watching! so happy you enjoyed it

[@ralphstarling6707]

Very thoughtful! You do such a good job! Thanks!

[@DanielaClapp]

Stocks and Bonds are risky and you have to really know this stuff to make sure you don't lose everything.

[@MalamaLife]

I Agree with you that there are risks involved in investing in stocks and bonds, especially in this climate. This is why I love the real estate market which has been lower risk

[@linchunming602]

Love your videos ! So relaxing

[@MalamaLife]

Yay 😁❤

[@antoniodossantos5960]

Thanks Malama🌎 Greetings from Colombia. The Venezuelan immigrant writer 🇻🇪

[@nelsonduviella5119]

Excellent concepts. I learned much from this video. Thanks 😊

[@TT-mm2jv]

Nice video and content! I like your accent and tone. I just came cross your video when searching some sources to practice my listening skill. Keep it up!

[@MalamaLife]

Thank you so much for supporting me ❤🥰

[@Nadinedw21]

Yayyy first again❤️❤️thxx for this relaxing video❤️I really needed it

[@MalamaLife]

yay! :) thanks Nadine. I hope you enjoy it

[@Nadinedw21]

@@MalamaLife I’m really enjoying this video ❤️❤️

[@tiffanycraig8353]

Such a great reminder!! ♥️

[@MalamaLife]

Thanks sis!!!

[@fortresssnug]

waaaah i fell in love with your videos right away, pulled out a pen and notebook in a heartbeat to write down my takeaways

[@MalamaLife]

Yay! So happy to hear that :)

[@fortresssnug]

@@MalamaLife ❤️❤️❤️

[@Paradys8]

GREAT video!! Thank You 🙏🏻

[@mikayamada8276]

This was such a helpful video and I’m so grateful for the information. I’m on my own personal Journey of becoming debt free but sometimes I fall into the same bad habits of late night online shopping. 🤦🏻‍♀️ how do you bounce back after moments like those?

[@MalamaLife]

I also have those moments, but now I just remove myself from the temptation altogether. Because of my insomnia, I turn off all the electronics after dinner and this saved me a lot of money too

[@priscillahussain1722]

This was my vice! Insomnia became a very expensive habit 😅. Finally, I resolved to never paying for anything at night again! So I removed all saved credit info from my phone, and then created Wishlists for my late-night shopping. Now when I shop in bed, I stick items on the wishlists instead of the cart (I don’t have the cc info readily available to make purchase right away anyway). Usually I come to my sense and am able to eliminate many items the very next morning. Then, I’ll keep the list for a few days to see if my excitement dies down. If I still feel wonderful to spend that money, then in the cart it goes! If it’s sold out before I can get to it, then I tell myself it just wasn’t meant for me. My husband is much happier with this new system 😂

[@mikayamada8276]

@@priscillahussain1722 awww thank you Priscilla!! That is wonderful advice and I appreciate you sharing it with me!!! I’ll give it s try for sure!!!

[@homelessmillionaire1]

Personally, I don't agree with humans owning parts of the earth. I appreciate the 1st world amenities that are available to some countries. But poverty is created by wealth.

[@akiinefaexperiencinglife]

I see people own big pieces of land everywhere in the country,so much that they don't need,while others suffer in the slums,and I am talking about leaders who could help those suffering,I mean won't they die and leave it all? I am not a minimalist but,I disagree with the excessive material accumulation,where people say they are saving for idk,great grandkids, that's reasoning is devoid of human decency! As much as I can't decide how people live their experiences,I wouldn't want to be that kind of a person

[@thomasowen2585]

Private ownership is the foundation of human civilisation. Everything you have today is built upon the principle of private ownership.

[@homelessmillionaire1]

@@thomasowen2585 are you including slaves, they were once property also. So private ownership can be abused and exploited like it is today. There is enough land for everyone to live freely upon a piece of land. 70-80% of the land in most states are unoccupied, just open undeveloped land, but controlled by various agencies to keep people off the land and into the city working and paying taxes.

[@Ssaidak]

@@thomasowen2585 is the foundation of capitalism.

[@aaron1983]

This is too deep for me now. Saved. But thanks for this. It'll be useful in the future. Mabuhay!

[@MalamaLife]

I hope it will be helpful 😍

[@sharlotececilia]

Thank you for always creating beautiful content 💖🥺

[@MalamaLife]

Aw thanks for watching Sharlote 🥰❤

[@wesc.bradshaw4595]

6:30 How do you and your husband keep cost down to only 3,000? I also live on Maui and it's very expensive here, yeah. Just rent and utilities alone is 2,000+. Having pets is expensive too, yeah - I spend probably 3,000 a year just for my cat. My monthly expenses are around 4,000 and I'm single and livin as cheaply as I can. I'm not sure how you do it.

[@MalamaLife]

It varies from month to month, but it's been pretty consistent at 3000. It's different for everyone because of the different lifestyles. The only thing we really spend money on is groceries and household items. I have a hybrid car and rarely drive. For non-perishable we buy in bulk. I use coupons when I can and look for deals.

[@wesc.bradshaw4595]

@@MalamaLife Thanks for your response. Little things add up but the big one is housing. Guess you two worked out some way to get a good deal on a place. If I recall correctly in another video you mentioned you worked in real estate at some point. Smart thing to do here, yeah haha.

[@jawilliamsg]

Love this, thanks for sharing Malama!

[@MalamaLife]

Thank you so much for watching :)

[@jawilliamsg]

@@MalamaLife One of my favourite channels Malama. Keep on sharing your knowledge ;)

[@marinegendebien9695]

I love your content ! Thank you for your generosity

[@MalamaLife]

Thank you so much Marine

[@pinkypanchal3439]

Very nice video! Pls make such videos they are so helpful and peaceful!

[@MalamaLife]

Happy you enjoyed it!

[@kadeeeartiaga]

This is something I didn’t know I needed!!! 🥺💓

[@MalamaLife]

happy to hear that :)

[@crislim7229]

I really like u because you live in quiet very simple living.

[@MalamaLife]

:) it's what I enjoy the best

[@sakari7457]

This video is that I needed to watch. Thanks for making this❤

[@MalamaLife]

Thanks for watching 🥰

[@kara-o3h]

As always love your videos.

[@MalamaLife]

aw thank you so much! 🥰

[@erickyei9096]

Great work. Keep it up.

[@MalamaLife]

Thanks Eric

[@shaiyel2023]

Your video came up just as I was browsing online shops lol thanks for the reminder

[@MalamaLife]

Haha i love it! Glad my timing is on point 👍😁

[@sieunpark3436]

For example: smartphone *is this vital for my well-being? - Not very much. That can cause addiction.. * is this something I need for my day-to-day routine? - Unfortunately, it is. Modern life forces life with smartphone.. * Is this purchase out of my own insecurity or something the media is pushing me to buy? - Media breeds another media actually.. * If I didn't buy this, what's the worst that could happen? - It won't happen very often, but in emergency, smartphone is necessary. Contacting is emergent!

[@Pinkblack-r9g]

Thank you miss auntie Sophie 🙏

[@MalamaLife]

Aw 🥰🥰

[@boubritbibiche9658]

Love you 😍 thanks you so much for all videos from PARIS

[@MalamaLife]

Thanks for watching!

[@annatorres2209]

I'm new to your channel, wow what an eye-opener. Thank you. I can't wait for more content

[@LuLu-sf5cg]

Awesome tips for saving

[@MalamaLife]

🥰 thank you! glad it was helpful

[@mimi3981]

please share your hair care routine

[@MalamaLife]

kzbin.info/www/bejne/rpq4h4CYoqt2ldU I hope you enjoy :)

[@serinajoy3771]

First ❤️ love u x

[@MalamaLife]

yay!! :)

[@thoaivantang4554]

Thanks for your share, I really like listening to your voice and watching your video, I learned English from your channel, It will be great if the videos have English subtitles because it will understand easier for beginners. Good job. Have a good day.

[@MalamaLife]

I will turn on the subtitles for all the videos :) thanks for supporting me

[@loida6837]

Best money saving tips

[@MalamaLife]

Thank you!

[@artjomkozlov3740]

Thank you so much!

[@TMTea13]

Your voice is so beautiful, it's very healing, i like.

[@MalamaLife]

❤️ thank you so much

[@TMTea13]

I learning english often listen music but listen for hours is easy to get bored. On the contrary,it does not. Thanks very much.

[@scienceownsimposters2142]

She has got it going on.

[@MalamaLife]

❤😍 aw thanks

[@scienceownsimposters2142]

@@MalamaLife Wow you replied =O thats crazy, lol.Yup,you sure got it going on cutie =) x

[@jerrymoney1479]

Nice 👍 great video. I like that it’s direct simple and focus :))

[@MalamaLife]

Thanks! 👍

[@liapnts1361]

Never clicked so fast before 😂

[@MalamaLife]

Aww 😍❤

[@dawnsvlog]

great tips! Wish i heard this in my 20s

[@MalamaLife]

Me too! only now understanding this in my 30's

[@yourdivision2534]

Beginning if the video is so amazing

[@MalamaLife]

Thanks so much :)

[@luxy974]

♥️♥️♥️♥️thank you for sharing!

[@MalamaLife]

Thank you so much Lucia

[@Ssaidak]

One of my tips is I not have credit card. I only use the necessary money. And a lot of time I go out without it.

[@rajim423]

Nice facts sophie 🧚‍♀️loved it.Can u share ideas about non profit organizations and community money yields??🇮🇳📿📿

[@MalamaLife]

Thanks for watching! This really depends on your own local community. I know only for Maui:)

[@rajim423]

@@MalamaLife S..do a video sophie..to reveal the idea behind it.🧚‍♀️🇮🇳📿

[@shainacole4698]

Could you make a video on paying off debt perhaps?

[@MalamaLife]

I would love to dive more into debt repaying and financial benefits of minimalism 🥰