The Best Path to Wealth DEBATE: Big Money vs Budget and Get out of Debt | Brad Lea vs Jade Warshaw

[@totallifehacker1781]

Dave Ramsey and his principles change our financial future. Jade, you did such an amazing job of sharing and explaining this.

[@K717MOS]

Jade is the GOAT 🐐 of the Ramsey Personalities. ❤

[@rnarzu]

She didn't have to be "negative nancy" to make her point

[@CraftyHannahShaye]

Her composure is so professional the entire time while he was trying to constantly argue with her. I couldn’t be in the same room with him.

[@BlueNorth313]

Same.

[@BlueNorth313]

He's giving me scammer vibes like big time.

[@rnarzu]

"What's a thousand dollars going to do?" Better than zero dollars and negative value.

[@rnarzu]

​@@BlueNorth313scammer mind set🐣

[@jessio4312]

Brokey mindset channel. So many sheep gathered here. She is rude and brad was calm even though she keeps cutting him off.

[@BlueNorth313]

How Brad came across to me: arrogant, insecure, dishonest and with an agenda. How Jade came across to me: humble, confident, honest and trying to genuinely help.

[@dreams2383]

100% I love Jade. She is smart,well spoken but also humble successful and you don't feel like she is trying to rip you off somehow. To me, he feels like that skeezy car salesman that will do and say anything to rip you off and line his pockets. All he wants is more money. I don't feel like he actually wants to help you.

[@BlueNorth313]

@@dreams2383 You nailed it.

[@BurchardtFamily]

I tried following philosophies like Brad teaches in my 20s and it landed me in so much debt that I couldn’t pay back even though I did everything “right”… it’s so high risk. I’m in my 30s still paying off that debt from my business that I built on this philosophy

[@adambartko3905]

Accountability goes a long way.

[@tyechiawright]

Some won’t understand what Jade is saying because it’s biblical. And because it’s biblical it will always work!!!!

[@Keysh_aVibe]

Yes!

[@NaturalWifeyandMamaBear]

Amen! 🙏

[@cubicleinvesting]

Nothing ALWAYS work.

[@joshuawilliams6153]

You must not have read everything in the bible to say this lol

[@Keysh_aVibe]

Car loans are horrible. I'd work my ass off even if i have to walk or ride a bike to and from work to save for a car. I'm working my way out of debt now following the Ramsey plan 🙏🏽

[@NaturalWifeyandMamaBear]

MA GIRL JADE 🙌 👏 LOVE You!! Ramsey show!! Woot woot. Haven’t missed a show, my fav!

[@MysticMegan888]

I noticed how his approach in a way, was to try to dimish her and he was actively rude to her. There was no need for her to feel that she was only actively defending herself, versus her feeling that she could actually share this epic advice she has to help people make wise decisions for their wellbeing now and in the future. He never once stated her name, which I found that rude, he could have addressed her by name. I appreciated how Ellen asked Jade a direct question about the Dave Ramsy process - so Jade had a safe space, to not be bullied and poked by Brad... in that space where Jade was asked to deliver her wisdom, wow, I noticed The way Jade spoke in those moments completely changed and flowed seamlessly - She was lighter in her energy; joyful, concise, generous with her thoughtful advice, and she actually had the space to just be in her power. She has wise, relatable, caring, practical, conscientious wisdom and advice. I was upset with how Brad was sharing his opinions via the avenue of trying to discredit Jades path (which as Jade mentioned has helped hundreds of thousands of people.) Jade did not come onto Ellens show to be bulldozed by Brad's (millionaire and somewhat toxic) mindset of risk everything and invest like me... What he fails to consider is not everyone is not like him, not everyone wants to be or can even function the way he does. She (Jade) helps people learn the skills on how to be wise with their money and how to be willing to be humble and do the right thing to stay afloat even when it's hard. I found him really unappealing and a total Bully. It was really unfortunate how he approached the situation. I would have actively opened the space for Jade to have more (uninterrupted and uncontradicted) time to share her perspectives and I would have encouraged Jade's voice more and dug deeper into why this process helps people be wise. (Brad insulted Jade at many points.) Insinuating people who follow Dave Ramsy online are losers... which is a ridiculous accusation, because what he's saying is if you aren't living life at the top of the mountain or you aren't aiming to be there, you are a waste. I wish he could've taken a moment to acknowledge all the good of what she is saying and how many people she helped gets out of holes or sticky situations. Jade also advocates for everyone's desires. Brad only sees his own. I love Jades advice... she sees the whole spectrum person and she honors the diversity of the human experience ♡ and how nuanced it can be. She reaches a hand out lovingly for people to stand up and make wise decisions with their life to build stable wealth over time. She focuses on character and foundational skills building, and how that builds wealth. Brad only began to be kind to Jade when she asked him a Question of how he changed from being "out of integrity" to being in integrity. Then when he called himself an angel... laughable, because he interrupted and insulted and bullied her essentially the whole time and he tried to piggy-back her INSIGHT shared of dangers and emptiness of too many desires and the importance of generosity. He ought to have been more respectful to Jade throughout the whole interview. I wish he could've just shared how her advice works for a majority of people and his advice works for a minority of people. He was so prideful in how he approached the communication. Not cool to me. I really respected Jade a lot! 💯

[@samuelsarmiento]

You poured your heart out! Haha. Good points.

[@MysticMegan888]

@samuelsarmiento Thanks, Samuel :) haha ♡

[@fnffnchfhc154]

It seems like the guy just disagrees with her all the time just to disagree, so that he can look smart.

[@edenwidener]

I never see people talk about this online. Great idea for a debate Ellen!

[@HeatherPauline]

Those intro clips had me stressed out 😆

[@charissadubin9355]

Same, this doesn't seem like a peaceful listen

[@spatty2589]

Brad said something very telling, “go sell expensive stuff and make a commission”. Capitalize on consumerism. There are multiple ways to get rich without having to leverage your soul to do it .

[@allisonfilipiak4040]

I used to be relatable to the Dave Ramsey method but then I became financially competent and married a man who’s financially competent and savvy and brads way is way more savvy although a combo of the two thoughts is the wisest in my opinion. I loved this episode! I listened a second time with my husband and we paused every like 5 minutes to discuss it hahah it was awesome

[@theellenfisherpodcast]

that makes me sooo happy to hear! i personally relistened to the episode too,. so many golden nuggets in this one!

[@jessicastarkey1229]

The inherent difference I’m seeing is in their core values: self-gratification and selfish ambition vs traditionally Christian values that go beyond materialism.

[@chinyerennaji88]

Jade provides a basic set program for a range of people in different circumstances to achieve personal financial goals, whereas Brad provides a more whimsical-like view and generic characteristics a person should be to achieve personal financial goals. I believe Brad's way is good as well but it's not the first step of the ladder to Financial Freedom. Jade provides the initial steps towards personal financial goals, and along the way, individuals will achieve the different mindset Brad speaks of to then move forward along that ladder to achieve even more or higher/better financial goals. The majority of people in the US need the structure that Jade provides to start them off; to help develop discipline, a money position mindset, and motivation.

[@90daydifference]

Brads way is just talking about going in sales and starting a business. Not sure why he can’t understand that you can do that and also believe in not using debt to do it. Very confusing why he doesn’t get it

[@jessicalascase2895]

Both had great points! Take from both depending on your situation.

[@brown123604]

Jade: Here is a well thought out, time tested, and structured plan that can help anyone. Brad: Change your mindset. Take out debt! I'm like, how do they even get to be interviewed as experts on the same topic. Brad does not have a financial plan at all.

[@HomemakingwithRebekah]

Our kids know they have to purchase their own vehicles so they start doing small jobs at 14-15 and then start working more at 16-17. Our oldest 2 have been able to purchase a nice used vehicle at 17. I love that they have this sense of accomplishment at such a young age. This takes a lot of sacrifice from me because I had to either drive them to work or let them use my vehicle but it was so worth it.

[@Lifeasmrswood]

I appreciated both perspectives and did not find Brad to be “too much”. Both offered great ideas. Jade is the starting point and once you’re ready you transition to Brads school of thinking. Great episode!

[@rnarzu]

Can't get with his name calling without really giving advice. Brad sounds gamey / scamish

[@greenfly0917]

​@@rnarzuRight, real "angel" attitude he has.

[@DavidKnicks]

Vote - Jade

[@BlueNorth313]

Agreed.

[@kathleenhillier6765]

This was so good!! I love hearing 2 experts from different viewpoints come together. Not just a reaction but engagement. More of this please!!

[@jenwalker9391]

Such a great conversation!! I really appreciated hearing both perspectives and advice!

[@melindatagg]

Brad tried to prove she has something she wants that she cant afford, like her method is not good if there is more she cant afford.... but he also admits he also wants more.... so does that mean his method isn't good enough as well??

[@karenholloway3940]

This guy is … so insulting. yes obviously he’s rich but just because I don’t know exactly where to put my money and guarantee a 20% increase does not make me stupid. There are so many scammers and so many people that pretend it’s not safe. Jade is a queen.

[@LoveCoveredLifePodcast]

I really enjoyed this conversation! Another great episode Ellen!! My takeaways - for anyone interested in discussion: Jade was so professional and gracious. I do tend to lean toward Brad's point that people can't save money or pay off debt if they don't have it. We were well below the poverty line for years and didn't have anything to put toward our debt. When you're making the decision between paying the energy bill or paying for food, telling someone to put away money to save up for a car and pay cash feels extremely overwhelming. Dave's advice would be to get a second job to make more money, however, If it took me 7 years to work a second job and pay off all my debts like Jade did, I would have completely missed out in my kid's growing up. I agree with Brad that this is a scarcity mindset, and it wasn't an option for me. I'm more drawn toward Brad's point of view - a mindset shift is what is needed to lift people out of poverty, and finding ways to make money where you don't have to trade time for money. However I agree with Jade's point that not everyone wants to do this. And I also think that Brad came across arrogant, but there are others who promote his position who do not! All in all great discussion!

[@dreams2383]

That was jades point though. Her and her husband made 19k a year when they had 450k in debt. She started with nothing when she started the baby steps and when she says save up for a car that's after your out of debt. While your in debt you normally have a car. If you don't have a car you save up for that beater for 4k-5k to use until you save up for a nicer one. I did exactly what she talks about. I started in poverty in a high cost area of ca but I was still able to pay off my debt, save that 6 month emergency car and also save up for my beater but then move up in car. It was all done in 2 years. I also bought my 2nd home in cash doing the baby steps 6 years later. The thing is it wouldn't have taken you 7 years to get out of debt.

[@am1043]

Love Jade, she is so smart.

[@jahsoka8307]

18:00 my husband and I just bought a very nice 2014 minivan off Facebook marketplace for $7,200. You don't need $22,000 for a car

[@plantbasedguy]

This guy is great

[@1lovetheocean]

This guy is all about everyone that wants to be wealthy needs to start a business but what happens to schools? Police? And other public services? And what happens to businesses if most people start their own? We need employers and employees. And both should be able to reach wealth. This is what I love about Dave Ramsey’s method. I’m an immigrant working in hotels for minimum wage but I have 3 jobs 75h a week, bought a house and on the path to pay it off so I can be debt free and start investing in S&P 500. But I will still have a full time job being an employee. People who don’t own businesses can be wealthy.

[@dec1slh]

Everyone doesn't want to be wealthy.

[@abdelnchare]

I absolutely respect Brad and his mindset but I think he’s talking mostly to entrepreneurs.. the truth is 90% of Americans just wanna figure out ways to get out of debt & keep a roof over their head.. realistically Jade’s method works for every single American.. Brad way mostly work for people that are mostly already set up in life & are willing to take heavy risk to gain extreme wealth.. the fact that 60% of Americans can’t even afford a $1000 emergency says it all..Jades way is probably the best way to get out of that cycle and start building wealth. The goal is to think and act like Brad at some point but for the average American who can’t afford groceries that’s not possible until they walk through baby steps to get out of debt first.

[@SS-rv1mb]

Brads guidance makes a lot of sense for people without kids. But the minute you start "gambling" (his words, not mine) and playing with things like reverse mortgages on houses in good school districts, it can become super dangerous for your marriage, relationship with kids etc.

[@restfulstillness2274]

Thank you for hosting this episode, Ellen! Both Brad and Jade have important contributions that showcase the diversity of paths to become financially successful. Both of their approaches can be used and have their time and place, and for me, personally, I will be using elements of both.

[@BlueNorth313]

Both? I disagree. I didn't get anything useful from him. Useful to the banx, maybe.

[@restfulstillness2274]

@BlueNorth313 I only speak for myself. I already am familiar with entrepreneurial types and know how they speak, so I had a foundation going into it.

[@BlueNorth313]

@@restfulstillness2274 Good. I haven't gotten anything from substance out of him, other than "it's okay, risk it all to potentially lose it all". I don't trust anyone who thinks living in debt, under someone else's yoke, is a sustainable lifestyle or a good idea period.

[@alwaystamcam8849]

This convo is seriously stressing me out. It's like watching two parents' debate over the daily expenses. Although my last statement may say a lot me -- there's many ways to financial freedom. Exhibit A and B. The two speakers here are obviously successful in their own rights. First time on this channel. It's a tense debate with no moderator as a buffer, giving viewers more anxiety over their finances.

[@Ali_Presler]

Whooaaaa this is GREAT love Jade!!!

[@hostwithlauren9622]

I love your podcast so much!

[@gabriellamanley9779]

LOL when he didn’t believe that her and Dave have no credit cards💀💀😂

[@natymendez9445]

This is content we like to see!

[@rncali99]

Kristina is the Goat 🐐 🙌

[@ericcarroll5597]

Great episode!!!

[@izzysowley2471]

Not sure why everyone in the comments thinks brad is arrogant and rude. He is honest and you don't get anywhere by not being honest. I like him. And I definitely agree with his point of view

[@aoife5821]

Same!!!

[@aoife5821]

I feel like people dont like hearing such directness and truth and being a go getter and like that the woman plays it nice and safe

[@chinyerennaji88]

​@@aoife5821it's not the truth of what he was saying that was bad or people aren't liking it's the way he's saying it the tactlessness of it. I agree about the mindset change and not being so afraid of Investments and things like that but he wasn't coming at it or explaining it from the reality of majority of Americans. The mindset of a person is not going to change automatically and he provided no practical steps of achieving what he was saying. It's similar to saying I want to gain muscle and I was just told go in the gym and grind grind grind and get it done and change my mindset and it'll work. 4 many people that still sounds unachievable and overwhelming get a trainer and here is a set schedule of what to do and how to achieve the muscles you want then that slowly changed the mindset and gives you the motivation to continue. I think going to Dave Ramsey route in the beginning will help with those basic shifts in changes you need and then you can have the mindset Brad is talking about and go off on your own and Achieve even higher if that's what your goal is.

[@greenfly0917]

​@aoife5821 No, I think there's an element of getting your point across without trying to diminish other people. It seems like Brad walked into the interview to debate and Jade showed up to discuss.

[@georgiasmith8778]

I think it could be because he has called people name such as stupid numerous times and jade didn’t ever make it personal and attack the other people

[@abbyk.6410]

Him using fear and caution as not synonymous when he was exerting "caution" yet she was "fearful" lmaoooo

[@ChrsCrspo]

Great video! But I need to say perspective doesn't pay bills, money does. Perspective change, plans change. The misunderstanding about Daves plan is it keeps you "average". At least thats what I think this guy believes. But Daves system actually gets people out of average and puts them on a secure path to only building up from there. It doesn't matter how high your risk tolerance is. Inflation is not an issue, FED rates don't matter on Daves system. With Dave's Baby Steps you can only go up!! That is far from where the average American is and far from a scarcity mentality. But if you don't listen to Dave you won't know that. It's actually a mentality that is based on Impowerment and Enablement.

[@Hannahsunshine-]

Brad is unrelatable to the average American.

[@korenavery4334]

That’s because the average American is low income due to their poor money management

[@BlueNorth313]

@@korenavery4334 The Brad solution: "Get into debt! Debt's actually great :D" lol

[@CheetahNuggs]

​@@BlueNorth313if you dont realize how spread and intrest margin can make you rich, thats why you think hes wrong lol

[@dec1slh]

​@@CheetahNuggsno one said he was wrong, they said unrelatable

[@CheetahNuggs]

@dec1slh well the person i responded to certainly thinks so...

[@sassysusie9243]

Teachers are only "millionaires" because the states force teachers to contribute to retirement and there is not an option to "opt out". Plus teachers normally just do one career their whole lives in order to get a pension. So their length of time contributing & forced contributions, . are the 2 things that cause them to become "millionaires". This money, however, is money that can never really be used in their day to day lives and is hands off until they reach retirement. So they usually spend their whole lives living pretty basic/mediocre lives. But I think that's what teachers want as they are pretty monotonous, methodical & routine loving people. The financial success isn't coming because they are extremely financially savvy or have high earnings, it is just forced.

[@p61xbp12]

Brad the 10% gain you’re getting from borrowing only works if the 10% rate of return is guaranteed, no one can promise you that rate of guaranteed return. At the end of the day, it’s all about behavior, whether you make 30k or 300k

[@VanessaDsouza-f4m]

Shes so calm and collected. The guy really needs to learn from her atleast his attitude needs to change

[@sassysusie9243]

Per internet search: Manual underwriting is not permitted for CalHFA conventional loan programs.

[@123dse]

I enjoyed the conversation. The difference in perspectives was noted. There isn't a 1 size fits all. What I understand is that everyone has a different tolerance toward risk. For some Dave's philosophy is best. For other's, understanding how to leverage debt to "x-up" may work better. It is all based on mind set.

[@CheetahNuggs]

Reality is debt is a great tool, and swearing it off without understanding it is the slow way to wealth. But if you mathmatically understand debt or have a healthy relationship with it, you will be wealthy faster

[@NaturalWifeyandMamaBear]

I can’t handle this dude. He’s SO full of pride and arrogance. Golly 🤦‍♀️ I can imagine being married to him 😱

[@BlueNorth313]

What do you mean, he's "as close to an angel as he can be" 😌53:32

[@NaturalWifeyandMamaBear]

😆 🙄

[@Keysh_aVibe]

Lol some of the things he said I'm just like sir... no.. lol no way you're out here talking people into going into debt like this and teaching bad habits 😂.

[@BlueNorth313]

@@Keysh_aVibe I was like... is this dude hired by banx or something?

[@alyssamichelle1207]

The comments are misreading him. He is not rude, this is a friendly debate and he’s allowed to push back and share his opinion. He even agreed with her multiple times, and she agreed with him on things too. The ladies were even laughing and smiling during the conversation and yall are like HeS SOo RUdE lol. Personally I am in between these two school of thoughts, and I saw his point several times. I think he’s right when he says people are way too soft and need to toughen up! Yall can’t handle a man speaking firmly and it’s sad.

[@WARTHOG311]

At first I didn’t agree with Dave R. But it works really well and for the majority of Americans. Brad’s advice about $1000. Would buy a sandwich, and then go to redo your teeth buy clothes is terrible advice. A debt less life is a free life, he’s just blowing air! I’m not saying he hasn’t help people I’m saying Dave’s will work 100% of the time if you work it, Brad gives a chance of ruining your life.

[@salmacorrales8992]

I'm proud of jade.

[@Michelleturner-ky5kt]

I'm only at the beginning but I think loans can be beneficial for building credit. As long as you don't go crazy with loans and get the most expensive.

[@NaturalWifeyandMamaBear]

DAVE DOES NOT HAVE A CC!! He’s said it many of times. And Jade and all them don’t either. Believe it buddy! They’ll show you proof.

[@eliot5220]

He’s right. It’s discipline. You shouldn’t say don’t do something because of temptation . Why not work on your discipline.

[@mayapaya314]

This guys endless untamed desires is eating him alive and he doesn't even realize.

[@MichaelaHutchison]

I see their points on both sides, so this was an interesting podcast to listen to. I'm at the credit card debate towards the end. I personally use a credit card for all my purchases. I use my credit card like a debit card, and then just pay the credit card off on time so that way I don't pay interest, and I never spend money I don't have. So I use the card responsibly, and the reason I use the credit card instead of my actual debit card is because I get 1.5% cash back on every purchase I make with it. So why not get some of the money back? I definitely think having a credit card is not a bad thing, just be smart with it and don't abuse it.

[@proud2batj87]

Agree, and that's how I've always used my credit card as well. There are 100% people who are not credit card people though. If you've ever listened to the Financial Audit podcast, some people just can't handle them responsibly! But for those who can, they do offer great benefits!

[@BlueNorth313]

Cash is king. You guys need to listen to Catherine Austin Fitts.

[@anonym.blackqueen]

Jade, you rocked this interview! This other guy is out of touch!

[@dlg611]

I have not had a car in 14 years..take the city bus or another form of transportation. I am financially independent now.

[@leet8017]

They're both business owners, they actually toe the same line. But he's brought on to generate views and interest for his services, so he has to be bold. Maybe she's calm in her personal life, but she also has an image to sell

[@karenholloway3940]

I am very ambitious and I work very hard. I would always solve for Piece being broke is not fun sometimes life just happens.

[@agataparsons9427]

When I see a man in a very expensive car and/or with a flashy watch, I think he is compensating for something...I would not trust him immediately

[@JayLou-v9p]

Jade comes across so much better than Brad. Woweee love love love

[@rncali99]

I love Kristina

[@salmacorrales8992]

It will rain

[@dlg611]

She is right

[@sandersshameka31]

Brad says that we all WANT more than what we have because he thinks "we havent achieved what we think we're capable of." Id argue that we all want more because the only options are to grow or to die quicker; stagnation is not an option in a world that is always changing.

[@melindatagg]

Get good at it.... what is it? And how do you get good at it. I was really hoping he would give some good info to convince me of us side... but nothing, what a completely vague response to end on his side

[@BlueNorth313]

Get good at looking rich by wearing expensive watches and driving expensive cars that you can't afford 🥴

[@essence6565]

She’s not wrong, but I’m with him. I wish I have the opportunity to learn/work from him.

[@chrisA.n]

Ya I think he’s really out of touch with what the avg person or family is working with financially

[@melindatagg]

I have never had a credit card... I don't think this is that shocking. (From Australia)

[@proud2batj87]

From America, this is shocking! I don't think I know a single person who doesn't (although I know people who shouldn't)

[@BlueNorth313]

Good on you Melinda! You're much better off without one.

[@BlueNorth313]

I don't know anyone in Europe who has one either.

[@melindatagg]

I definitely know people that have credit cards but I don't think it's as big as USA.

[@georgiasmith8778]

I’m Australian too and have never had a credit card!

[@animalmini1]

Does Jade NOT have a KZbin .. I can’t find it .. that’s surprising

[@BlueNorth313]

26:42 You'll own nothing and be happy vibes.

[@Clearbluesea-g9v]

@ellen is there a podcast all about you and how you got to where you are? I find you and your life more interesting then most of your guests:)

[@davisamills597]

I wish Ellen interviewed Jade and just had a nice conversation between two women. Brad was waaayyy too much and i did not enjoy listening to him at all

[@90daydifference]

Brad isn’t willing to admit that no one is saying you can’t go and start a business if you follow the baby steps. We just believe you can do it without taking on debt. Even if it’s slower. But people crash tf out all the time trying accelerate success. I can’t understand why he can’t grasp that concept of starting a business but also not wanting a bunch of consumer debt. Come on Brad. Hopefully Andy is less brain capped

[@mayapaya314]

Brad is just a hedonist but doesn't call it that. More is NOT always more. More will not make you more happy.

[@JohnM0rris]

I learned nothing from this man. Jade i learned a lot from and new ways of thinking. Brad sounds like a dude just saying, "you can get rich, just do it". Jade is like, "this is how you get out of debt and build wealth".

[@angelajohnson5349]

He wasn’t disrespectful at all! He actually agreed with Jade on most of the things they talked about. He just wants to help people get to wealth quicker but not be stupid about it.

[@LinsMusicMinistries]

Jade is doing the right thing in her life But it seems like she’s having a hard time explaining it

[@joshuawilliams6153]

Both are right, the difference is risk appetite. Only thing I don’t understand about the guy is that he seems to think everyone can own a business. Like imagine if all teachers quit and went into the tutoring business

[@niniabeals9843]

I’m a not a fan of the Ramsey way personally but I agree with jade on so much. The guy was just unbearable to listen to

[@tyechiawright]

Oh he’s crazy! Give me a $1000 car in cash that will last me 2-3yrs until I save up for $5000 any day, over a $22,00 loan that will cause me to have a monthly payment.

[@dtoplov9]

Brad will never be content with any dollar amount and that's actually a very sad way to live one's life (all under the guise of being "ambitious"). Greed is oozing from his pores. Hope he has better values to instill in his kids than getting rich and showing it off.

[@JustkwOpinion]

When they asked about middle class debt and he said to get 1 million loan. All I needed to know about him. 😅😅😅

[@jaynez9027]

Vibrations

[@monica9070]

If you dont have the debt to begin with, you can save $$ easier. You can save $22k to buy a car

[@salmacorrales8992]

If if if if really?

[@BlueNorth313]

26:42 "Why would you pay off your home?" Is this guy for real? Why would anyone want to own their stuff? Why? Yeah, it's a wild concept, isn't it?

[@kenzieswholesomelife5735]

First like🎉

[@shawnmiles100]

HE SOUNDS LIKE GRANT CARDONE

[@salmacorrales8992]

Good girl

[@salmacorrales8992]

Once you're a millionaire from following the 7 baby steps you can buy what you want duh!

[@jessio4312]

Stupid. Brad saids get the credit card and save it for emergencies. Your debit card can get wiped by hackers whiles u are traveling. Now you got no money until the bank fixes or returns the money. Get the freaking credit card!

[@salmacorrales8992]

Why giving people a fish instead of teaching them how to fishing

[@Dawarlord34]

The dude is an idiot. Say whatever you want about the Ramsey method, but it works.

[@mayapaya314]

The Bible also says not to go in debt 😅

[@camcommute]

I don't have a million dollars but I'd take this guy on his 1 million dollars bet that Dave Ramsey had a credit card 😅

[@H4DSteel4]

Also, this is a bad podcast because it's to different elements of finance. He's talking business and she's talking personal finance. What he's not telling anyone is the tax liabilities and the differences in owning an LLC and just selling and promoting on Facebook. People are dumb be specific.