The Best Stocks & Shares ISA in 2024

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Damien Talks Money

Damien Talks Money

Күн бұрын

Here are the best Stocks & Shares ISAs in the UK, based on a host of factors. I will give you my opinion and tell you which one I will be using, as well as cover a few others that might be worth considering.
Trading 212
trading212.com/promocodes/DAMIEN
If you do not get your free share after depositing £1. Use promo code DAMIEN, you will find it in the section with the three lines in the bottom right corner of the app.
Vanguard
www.vanguardinvestor.co.uk/
InvestEngine
investengine.pxf.io/eKR40z
Get a Welcome Bonus of up to £50 when you invest at least £100 with InvestEngine
Freetrade
magic.freetrade.io/join/damie...
Get a free share worth up to £100 when you deposit £50 on the above link.
Hargreaves Lansdown
hl.7eer.net/5gNBj2
Ajbell
www.ajbell.co.uk/
IBKR
www.interactivebrokers.co.uk/...
Review: uk.stockbrokers.com/review/in...
Iweb
www.iweb-sharedealing.co.uk/
Timestamps:
00:00 - Best S+S ISA
00:45 - Trading 212
04:38 - Vanguard
07:57 - InvestEngine
11:25 - Freetrade
13:07 - Hargreaves Lansdown
16:05 - AJBell
16:58 - IBKR
18:24 - IWeb
19:04 - Others
This video does not represent financial advice, and I am not a financial advisor. When investing, your capital is at risk. Investments can rise and fall and you may get back less than you invested. Past performance is no guarantee of future results. Free shares can be fractional for more information see these terms.
DISCLAIMER: Some of these links may be affiliate links. If you purchase a product or service using one of these links, I will receive a small commission from the seller. There will be no additional charge for you. Free shares can be fractional for more information see these terms.
This video does not represent financial advice, and I am not a financial advisor. When investing, your capital is at risk. Investments can rise and fall and you may get back less than you invested. Past performance is no guarantee of future results.

Пікірлер: 771
@Kl3mzwero
@Kl3mzwero Ай бұрын
Thanks for your content Damo! I was so unsure what to do with my savings, all I knew was having it in a bank wasn't good enough. You gave me the courage to do the research by breaking down your content into clear, understandable terms. It's because of you I have some decent investments going. I recommend your channel to my mates.
@DamienTalksMoney
@DamienTalksMoney Ай бұрын
Love this! I am so happy i was able to give you the confidence to do this for yourself. Thank you for sharing the channel
@AlexB214RF
@AlexB214RF Ай бұрын
I watch all your videos, but rarely comment. I feel at the start of the new financial year is a good time to comment! Thanks to all of your videos and the work you have done over the years. I came from a working class family where investing is not understood and "not done by people like us." Your videos and knowledge have helped me start my investing journey in 2020 and now in a much greater financial position both now, and in the long term. Thanks once again
@pharkieB
@pharkieB Ай бұрын
well said
@Jonet01
@Jonet01 Ай бұрын
Hear hear @alexb! I’m from the same background and informational videos like Damien’s here are brilliant! Keep up the good work 🎉
@leecraddock4037
@leecraddock4037 Ай бұрын
Damo, thanks for another great video. I used last year's to select my ISA provider and will do the same this year. Small favour could you do a similar video on SIPP providers and general investment accounts - there is less on KZbin in respect of both of these and SIPPs in particular are quite important especially for the self employed.
@ginj4ninj4180
@ginj4ninj4180 Ай бұрын
Thanks Damo! I have opened a Vanguard ISA last year as everyone was saying they were cheap and I trusted the name. I've never been into trading singular stocks, so T212 didn't really interest me. I didn't realise until this video that they had such a cheap ISA structure and will move over to them now! You've been a great help for me, you've helped me change my investments in my work pension, pick the right stuff for my vanguard ISA, and now you're helping me save fees. Making a difference for people for sure
@DamienTalksMoney
@DamienTalksMoney Ай бұрын
Sounds like you are doing so well! Glad i can be a help and well done for taking ownership of your investing journey. The tweaks and changes you have made will make a massive difference in years to come.
@audreysutherland4739
@audreysutherland4739 Ай бұрын
Me too. Thanks Damien, you really are helping educate us on all things financial management. 2 years ago I knew nothing other than my works pension and AVCs with another company partnered with my work pension fund.
@BenGmanUk
@BenGmanUk Ай бұрын
I should probably look deeper into this. So a 20k fund would cost £300pa @.015% which is avoided with t212?
@nickmills4015
@nickmills4015 Ай бұрын
Hi Damien, for the Lifetime isa is there any one else you can recommend instead of H&L for buying individual stocks? As 212 doesn't offer this option. Thankyou for your channel, great information 👍
@paulbarker6743
@paulbarker6743 Ай бұрын
​@@BenGmanUk£30 not £300
@robertmaddock1813
@robertmaddock1813 Ай бұрын
Thank you for the insight, your content has been invaluable for me over the last couple of years, all the best.
@R0SSC0
@R0SSC0 Ай бұрын
opened my account with vanguard today after watching your videos for a while and found them to be very helpful. hope you continue to make these videos!
@LEWIS1992
@LEWIS1992 Ай бұрын
Thanks Damien! I'm also sticking with Vanguard for now. I really enjoy these videos, really feels like the channel has gone back to its roots. Great stuff.
@sharkdom
@sharkdom Ай бұрын
I love how the proposed benefit of the Vanguard platform is " going straight to the supplier" cutting out the middle man. And yet you'll pay more in fees than if you use a middle man. Genius!
@theonlynafester
@theonlynafester Ай бұрын
and also a supplier of indexes I mean there is some irony here XD
@TheGavranatar
@TheGavranatar Ай бұрын
You can't get VAFTGAG elsewhere though
@Tel_D26
@Tel_D26 Ай бұрын
Thanks Damien great video, would love to see a similar video on SIPP providers and your thoughts on them on which are the best ones please, also a video in more detail about transferring an ISA and how it works and if fees apply to do so. keep up the great work i would of never invested my money if it wasn't for you so thank you.
@MjR-in1eq
@MjR-in1eq Ай бұрын
Thanks Damien for such consistently high quality content…once my kids are old enough that I can get them to care about investing, your channel is the first place I’m pointing them towards. Just a note on 212, I’ve been waiting for the new tax year to open an ISA but their terms and conditions still state that you can’t subscribe to any other stocks ISA inside the tax year….I’m sure they will update in due course, but currently the terms don’t match the new rules
@kypham6809
@kypham6809 Ай бұрын
Damien, Im a new sub and I definitely think 2024 is your year! You've helped myself and many others when it comes to financial side of things, your videos help inform us to make better financial decisions. Keep up the good work!
@mentat7984
@mentat7984 Ай бұрын
You’ve saved me tons of time researching all this. Thanks! 😊
@markusmax8068
@markusmax8068 Ай бұрын
great honest informative vid, 50/50 with IE and t212 just max funded both.. roll on 25/26 tax year
@thomasgoodfellow7216
@thomasgoodfellow7216 Ай бұрын
Thanks for the great videos. Really helping me as a beginner investor. For those querying the T212 isa agreement referring to a single provider, they had the following response when i emailed them: 'Apologies about this - it's a visual bug from our side. The new regulations are applied on our side too, thus why soon you'll see the amended form.'
@unbearifiedbear1885
@unbearifiedbear1885 Ай бұрын
Cheers Damo, always a pleasure! All comprehensive videos like this ever do is make me second guess, question and doubt everything I'm doing with my ISA/LISA's 😂😭 Ohhhh lorrrrd
@Organisedchaos11
@Organisedchaos11 Ай бұрын
Excellent thank you. If possible a LISA comparison video would be amazing!
@johnblackwell5805
@johnblackwell5805 Ай бұрын
Came here to say the same! I’m with Nutmeg still (some options were closed when I setup a couple of years ago) so would be great to hear if other options could be saving me some money or getting some added value in other ways. Thanks Damo! Another great video with nicely balanced and reasoned opinions 👍🏻 Also, whilst requesting videos - could we have one on NHS pensions please? Love your pension vids, but being in the NHS they don’t really apply and I’m guessing a decent number would like a video since the NHS is the UK’a biggest employer! Please and thank you!
@TomsPersonalFinance
@TomsPersonalFinance Ай бұрын
Brilliant run-through, Damien! I'll be doing the same as you: IE and T212. Hard to see why I'd use anyone else!
@user-jz6ot8kv9o
@user-jz6ot8kv9o Ай бұрын
Thanks Damien, great content. I'm reasonably new to investing and watching your videos has helped a lot. Started on HL but opening T212 this year. Keep up the great work.
@DamienTalksMoney
@DamienTalksMoney Ай бұрын
Let me know how you get on!
@benedictvanheems
@benedictvanheems Ай бұрын
Nice one Damo. I was hoping you do a roundup video like this and you came up with the goods. Great job! Oh, and happy new (financial!) year! 🎉
@iliaryzhkov
@iliaryzhkov Ай бұрын
Thanks mate, it’s truly insightful!
@NZAnimeManga
@NZAnimeManga Ай бұрын
Great video, mate -- extremely helpful! Will you do a similar thing for best SIPP provider?
@drew9312
@drew9312 Ай бұрын
That was a really informative yet concise summary- much appreciated. Given the relative complexity of Interactive Brokers, demystifying that site would be a real help if possible. Thanks for your great work.
@nealeTH
@nealeTH Ай бұрын
Damien - another great video - idea for a follow up video - what happens and what to expect and deal with when transferring from one stocks & shares ISA to another. For example in specie or is everything sold and cash transferred and which of the providers you discussed today offer what options. Helping to understand how to consolidate, or spread providers, especially with the new ISA rules could be helpful.
@Al_Does_Stuff
@Al_Does_Stuff Ай бұрын
Will depend very much on the individual providers used. If your moving to a platform that doesn't have shares for example they will be sold with your current provider. Many funds are not on all platforms whether it's because they are less widely traded or only featured on the platform. Otherwise investments in the same funds should be switched to the new provider. I would not entirely be sure that a mixed portfolio wouldn't be sold and then the new provider buy back what it can to match value as close as possible. You might also be charged for leaving but in general a new provider will cover several £100 of fees from your old provider.
@samwoods1172
@samwoods1172 Ай бұрын
Thanks for the info! Literally had a new vanguard ISA set up directly to start next week! 212 it is
@raz7957
@raz7957 Ай бұрын
Thanks Damien. It would be great to do another video but with a focus on SIPPs 😎
@shev4389
@shev4389 Ай бұрын
Helpful video thanks. A detailed IBKR video would be great.
@tonyrussell8313
@tonyrussell8313 Ай бұрын
Damo great content, about a year ago you helped me realize that my money sitting in a cash isa was doing nothing for my future, it was a real light bulb moment, I used vanguard and now have 2 years of ftse all cap index fund, I transferred my remain balance to vanguard a few days ago after it taking 1 1/2 months to move, after seeing your video I will transfer half to 212
@chrisshave7129
@chrisshave7129 Ай бұрын
Helpful content as always Damo thank you!
@adamb6024
@adamb6024 Ай бұрын
Really helpful to breakdown and really bring forward the value of the newer cheaper alternatives.
@LarryCohen188
@LarryCohen188 Ай бұрын
Just what I was looking for. Thanks for this
@Daniel-er3ys
@Daniel-er3ys Ай бұрын
Can I just say that your channel and Tobys are the 2 single best channels on KZbin for UK people. Both are excellent. Been watching both for about 6 months now to help myself understand everything etc and started investing in January 2024 and yes I too wish I had started sooner 😂
@fredrickisused
@fredrickisused 21 күн бұрын
These are great & informative videos. Keep posting 💪🏻
@Chrisheron78
@Chrisheron78 Ай бұрын
Great content Damien. Your videos have provided me with the background knowledge (and an understanding of what 'risk' means). When I try to explain to family and friends that investing doesn't mean you have to sit in front of a multitude of screens all day long risking everything you own 'Wolf of Wall St style' they look a me like Ive s#%t in their kettle! Ive downloaded compound calculators and done a shed load of research because of your videos and have identified that if you have many years of investing in front of you, you can invest in indexes that minimise/mitigate short term 'risks' by sticking with the plan. I now look forward to many years of investing and fingers crossed a cracking retirement at around the age 60. Goodbye to regular bank davings accounts and fixed term cash ISAs, and hello to stocks and shares ISAs (100% Lifestrategy). Many thanks!
@benshaw6209
@benshaw6209 Ай бұрын
kzbin.info/www/bejne/q2S7nJaYj7ySeq8
@CarlM_UK
@CarlM_UK Ай бұрын
Used your link last week to set up a new T212 Isa
@biancanavey438
@biancanavey438 Ай бұрын
Hey Damien! Love your content recently switched from Fidelity to Trading212 for 2024
@Banthah
@Banthah Ай бұрын
Cheers Damien. Well played getting this video out so early in the new tax year! Thanks again for everything you do on here, I know you get paid for doing it, but it must be super-satisfying knowing you are helping so many people out. Just read the comments of how you are positively impacting people’s lives. I can honestly say, that by switching out of my default pension fund (because of you sir!) I am literally tens of thousands of pounds wealthier than I was before. So… thank you! And a shout out to the others as well like Ramin, Pete at Meaningful Money, Toby, Chris Bourne et al…
@allhailkingspud
@allhailkingspud Ай бұрын
Thanks for all the info! I was holding stuff in cash outside an ISA for way too long. Ever considered a vid on the best GIA, that will also help with annual tax information?
@nallen0
@nallen0 Ай бұрын
Great video. One of these on SIPPs would be really helpful also!
@ToshYusaf
@ToshYusaf Ай бұрын
After watching you for months, I'm finally going to move my ISAs to ones that aren't charging me stupid fees - plus they are going to try and move them without converting to cash - thanks Damien
@don3160
@don3160 Ай бұрын
Wow great content. This is exactly what I was looking for as I’m looking to get second S&S platform
@dar4171
@dar4171 Ай бұрын
Great video Damien, you’ve answered my question to perfection,👌🏻 so a big thank you from me. Keep up the fab work you do for us that want to invest but get lost along the way.
@BF1GUN
@BF1GUN Ай бұрын
Thank you. Very helpful video.
@stevensykes5623
@stevensykes5623 Ай бұрын
Hi Damo, great video as always thanks! Will you be producing an updated recommended lifetime ISA video for 2024?
@user-qz4ke2bm8k
@user-qz4ke2bm8k Ай бұрын
Great video as always! A detailed video on isa transfers would be great. Currently thinking of moving from HL to a lower fee platform 👍
@davejones6891
@davejones6891 Ай бұрын
I was gonna ask the same question....but unsure how transferring from say Vanguard to T212 would work, I mean how anything you have saved over the years is effected etc Seems a bit counterproductive to pay more fees than you need to. But it is like the unknown is a bit scary!! I had that before watching your videos years back now Vanguard ISAs are easy
@Jakeyosaurus
@Jakeyosaurus Ай бұрын
Great informative content as always! 😁
@PDconsultancy
@PDconsultancy Ай бұрын
Excellent and timely video as I am looking to move my ISA. Thank you for all the research it must have taken. How about a similar one on SIPPs ?
@dylanjones1046
@dylanjones1046 Ай бұрын
Damo you manage to make this topic interesting. Incredible content. Will you be reassessing global index funds soon in a new video?
@arhodes2866
@arhodes2866 20 күн бұрын
Thank you for this video. Very interesting for someone who has no idea and researching
@TheCoddy88
@TheCoddy88 Ай бұрын
Thanks for the comparison it helps to see what the other options are. I’m with fidelity UK for the last 2 years now and I find it good to use (even though it might not be the cheapest). Can you include fidelity in your next comparison video please
@WhoIsCalli
@WhoIsCalli Ай бұрын
Thanks Damo, very helpful indeed
@johnsmithda4th
@johnsmithda4th Ай бұрын
Great video mate 👍 I agree with you about the fund fees for the ETFs on Vanguard. I have three main platforms that I use, T212 (for all individual share purchases), Vanguard (for ETFs) and HL (for the LISA). My T212 has grown to a 6 figure portfolio of individual shares which is why I started investing in Vanguard for my ETFs. Although I can invest in the same Vanguard ETFs on T212 with no fees, for me it's about spreading the risk across multiple platforms. I would happily take the hit on the 0.1-0.2% ETF fees on the Vanguard platform rather than having one big portfolio in one platform. Granted they are all FCA regulated and all that jazz, just the thought of having everything in one platform doesn't sit right with me.
@fredatlas4396
@fredatlas4396 Ай бұрын
If you buy the etfs on trading 212 for example, you'll still have the underlying etf fees same as on Vanguard platforn. And still no buying or selling fees, just Vanguard's platforn fee of 0.15%
@johnsmithda4th
@johnsmithda4th Ай бұрын
@@fredatlas4396 Ahh yes you're right. I didn't think of this. It doesn't mention it anywhere on the T212 platform but I just opened up the 'Key Information Document' for an ETF and it shows the ongoing charge on there. Now I feel even better about my decision of investing into ETFS directly though Vanguard 👍🏼
@christines5430
@christines5430 Ай бұрын
I have both my SIPP and ISA with Vanguard, but am taking the plunge and opening an ISA to T212 this year, to save on fees and add in a couple of individual stocks😁. I already have a GIA with them and like the platform.
@sightingsunseen
@sightingsunseen Ай бұрын
I think you are bloody brilliant! I have taken financially beneficial steps based on your content. Just want to say THANKS 😊
@DamienTalksMoney
@DamienTalksMoney Ай бұрын
You legend thank you so much very generous
@gothenburg83
@gothenburg83 Ай бұрын
Great video Damo. I've been pretty loyal to AJ Bell as is who provides my LISA but i think for this tax year I'm going to try trading 212 now that i can use multiple ISA providers. This allows me more flexibility.
@Ragnotzo
@Ragnotzo Ай бұрын
Another great video Damo. Any chance of doing a video on your favourite world index funds?
@shahinali71
@shahinali71 Ай бұрын
Great video. A few things worth mentioning about T212. 5.2% is great way to dump some cash into an ISA, not pay tax on interest earnt whilst £cost averaging in. Although not FSCS protected.
@bengreen2200
@bengreen2200 Ай бұрын
I hope you realise how much you're helping people like me who are completely clueless with this stuff, great content. You deserve to make a fuck ton of money mate, keep it up!
@deancarter981
@deancarter981 Ай бұрын
Awesome video and great timing ! Can you do an in depth of Trading 212 they sound like my cup of tea !
@inatehex
@inatehex Ай бұрын
Great. I’ve signed up to trading 212 via your link. Thanks.
@ceciliabrown3301
@ceciliabrown3301 Ай бұрын
Thank you for your videos. So easy to understand. I always wanted to invest but found it so puzzling. Since discovering your channel I've been totally addicted to investing now.
@davenoble6748
@davenoble6748 Ай бұрын
Excellent video Damo! I’ve been saving it until I had time to sit down and listen fully and it didn’t disappoint! Thank you so much for all the work you do researching and pulling this together for us all! I started with Vanguard after seeing one of your earlier videos (The Loft Archives), and now I feel I need to explore Trading212 further, particularly with the rules changes to ISA’S. I’m not sure myself. But have you done a walkthrough video before of T212? E.g. setup and purchasing a share? Like what you done previously with Vanguard. As I say, thanks again for all your hard work: the channel’s growth is testament to all your graft Sir, keep it up! 🙌
@akyantor
@akyantor Ай бұрын
Great video. It would be helpful to get an explainer on the differences, if any, of investing in index funds vs ETFs. As some platforms offer only the ability to invest in ETFs but not mutual/index funds.
@tonytony4350
@tonytony4350 Ай бұрын
Yep, that would make for a good video 👍
@theonlynafester
@theonlynafester Ай бұрын
one thing I somehow learned from being on T212 a bit is that you get dividends, and dividends can be re-invested, and things tend to either give dividends or grow, I think?
@davejones6891
@davejones6891 Ай бұрын
I also would love you to do a video on transferring ISAs...I am happy with Vanguard but lower costs would be good,as before when I started (thanks to your older videos), I am a bit spooked by moving, especially as for me it is quite a bit of Money. As ever, great video Damo.
@peterm8686
@peterm8686 Ай бұрын
if / how to transfer an ISA, pros and cons would be really interesting, I agree
@sammy_sam_leonardo
@sammy_sam_leonardo Ай бұрын
I would definitely look at Fidelity over HL & AJBell.
@hotshot8365
@hotshot8365 Ай бұрын
Perfect video thanks!
@Life_Literacy
@Life_Literacy Ай бұрын
Great video fella. So interesting around the fees… could imagine the amount you’d have paid HL if you were still with them would be a nice chunk…. Makes a huge difference to the pot.
@elrevesyelderecho
@elrevesyelderecho Ай бұрын
Thanks for this review
@zbadgergamesz
@zbadgergamesz Ай бұрын
Great content as always!
@DamienTalksMoney
@DamienTalksMoney Ай бұрын
Thanks mate!
@crazysim00__98
@crazysim00__98 Ай бұрын
I'm normally a vangaurd diehard. However I have just transferred my ISA to investengine due to the lower fees. As soon as they have got their SIPP transfer ready I'll also do that too. Funnily enough I'll be using T212 as well just like you Damien. What's that saying... Great minds think alike? Haha lol. Great video bud
@Land89
@Land89 Ай бұрын
Great video and informative. I've only recently started investing and used your videos for guidance. Worth mentioning that there's a 0.5% tax on investing in UK companies in the form of stamp duty reserve tax. If you have my mistake. I hear though that there is pressure on the govt to stop this tax or at least reduce it.
@benwilliams794
@benwilliams794 Ай бұрын
Great video, thankyou as always for great content, for possible future video would be good to know the process to switch ISA to different vendors, currently using Fidelity which seem ok.
@shwetha301
@shwetha301 Ай бұрын
Yeah, waiting for this one
@itskellyyb
@itskellyyb Ай бұрын
Amazing video think I will be switching to 212 !!
@Irishhamsterman
@Irishhamsterman Ай бұрын
Thanks Damien, just opened my T212 ISA after this video. I also recently moved my pension onto vanguard after watching your videos. Thank you for the help and keep up the good work
@DamienTalksMoney
@DamienTalksMoney Ай бұрын
You are very welcome! Thanks for taking the time to comment
@kurtismunden7023
@kurtismunden7023 Ай бұрын
I’ve used trading 212 for a year now, love it and will be sticking with it
@BairdJoshua
@BairdJoshua Ай бұрын
Great video. I know it focuses on ISA’s, and this is a more general comment. I hate the high fees of HL. But the linked account feature, app, active savings for below your personal allowance, bond availability and customer service are all spot on. I don’t put all my investments here, but for shorter term investments of less than 5 years I find them hard to beat! So much of money is about behaviour, not percentages, and sometimes (although not by you) I think HL gets absolutely hammered by commentators for very slightly higher fees than the market. I totally agree that fees are important, it’s why I wouldn’t hold my SIPP with them. But in general I don’t think they should be overlooked.
@topper133
@topper133 Ай бұрын
I agree. I have an HL ISA. Yes, the fees are slightly higher, but the access to Funds, including some great passive trackers, that aren't available in T212 has kept me there; even with the fees, I'm seeing great returns. The fact I can now split is a godsend; I will keep HL for funds' long-term growth with little movement (i.e. stay away from the HL dealing fees) and use T212 for the playing around more adventurous stuff. Damien, I know this is a first-world problem, but do you have any advice on using my ISA allowance all upfront, or is it better to drip feed (DCA) through the year? "time in the market is better than the timing of the market"?
@boyasaka
@boyasaka Ай бұрын
​@@topper133so HL fees are not mega high ?Iike everyone says ?? And they are just slightly higher than say vanguard ?? Like you I have my 20k ISA allowance at hand ,but don't know whether to put it all in now in one go ( say split between a couple of ETFs or drop feed it in over the next 12 months ( say £1600 a month ) But I did watch a video other day and was saying over the last 50 years lump sum beat dollar cost averaging 80 percent of the time ( guessing the other 20 percent was during the few crashes they has been ) And some so called experts are predicting a crash or possible 20 percent drop on the s and p etc So I still haven't made up my mind to lump sum or DCA
@playingFTSE
@playingFTSE Ай бұрын
Omg thank you for mentioning the spread inflation thing at the beginning - this has been my fight for years.
@DamienTalksMoney
@DamienTalksMoney Ай бұрын
I see it everywhere mate! Its like a conspiracy haha
@metro1361
@metro1361 Ай бұрын
Damien, Please consider doing a video of the pros and cons of investing in Berkshire Hathaway in an ISA and SIPP for UK investors. Thanks
@fareidazam1728
@fareidazam1728 Ай бұрын
Great video Damien, very well explained.. Like you I started with HL and been with them for a few years.. Its a no brainer to start with trading 212, Ive already set up my account and will start investing.. Just need to decide If i should move my investments over to 212.. Keep up the good work😊
@bear.to.viking
@bear.to.viking Ай бұрын
Any chance you could do a video about who is best this year for a SIPP :) quality video yet again
@martind5348
@martind5348 Ай бұрын
Brilliant content as always I was toying with the idea of having a trading 212 isa alongside my vanguard isa, 100% going to do this now. I like my vanguard isa and dobt want to change things but will use the Trading 212 isa to try the Vanguard All World as i believe with them i can buy it fractionally where I cant on Vanguard (I hope thats correct lol)
@boyasaka
@boyasaka Ай бұрын
I wasn't aware you could do this until now and like you I'll continue to invest into my vanguard isa but this year maybes only give vanguard 10k and put 10k into trading 212 where I could maybes put some into schd or even some individual USA stocks
@TheGavranatar
@TheGavranatar Ай бұрын
What are you investing into VG? I have VAFTGAG but wanted to start a 2nd index on T212
@jackjones593
@jackjones593 27 күн бұрын
Love your content. I signed up to your emails, and I've been using the finance spreadsheet you created. My wife and I are trying to find info on whether two people can contribute to one ISA. It's very 50/50. Some say it's fine. Other's say your contributions must be your own.
@theenglandyoda
@theenglandyoda Ай бұрын
Great information here!
@collettewilliams642
@collettewilliams642 Ай бұрын
Another highly informative video, Thankyou! Always on the pulse with topics that are relevant for right now. Please could you do a video comparing pension options for self employed people? And maybe a JISA comparison too please? Thankyou!
@liamdienemann8937
@liamdienemann8937 Ай бұрын
Your videos are really helpful! Could you make one on how to correctly use a credit card to improve your credit rating?
@burtonyan8467
@burtonyan8467 Ай бұрын
I hear the bit about not bothering to move away. I've still got money with HL even though I've been with Vanguard for the last few years. I'm super excited about the multiple platform rule.
@goneferal4930
@goneferal4930 Ай бұрын
Awesome job as always Damien 👌
@DamienTalksMoney
@DamienTalksMoney Ай бұрын
Thank you!
@sallymorriss1682
@sallymorriss1682 Ай бұрын
Hi Damien. I just wanted to say BIG thank you for your advice. Following this post I opened a trading 212 account using your link and my free share was Tesla. Today, less than a week later it as gone up 15% !!!!. So I’ve sold. It was only a small amount as I dipping my toe in the water and I know this was pure chance but a win is a win . I have learnt so much from you and more importantly you have given me the confidence to do something rather than nothing. 👍👍👍
@oliverj9256
@oliverj9256 Ай бұрын
Hey Damien, long term appreciator of your content. You reckon you could make a video exploring investment options for British expats? Oftentimes it’s difficult for us to use the aforementioned platforms as they require a permanent address in the UK. Not only would I personally appreciate it, but I’m sure there will be a growing number of British citizens moving overseas given the current state of the UK! Cheers
@pataleno
@pataleno Ай бұрын
Great video Damian and food for thought. Ive got a lots of cash in vanguard and for some reason it feels safer in here for me. Happy to pay slightly higher. The platform fees are annoying but I’m way over 250K now. So May as well stick with them. Easy to use and just works.
@tonyh1460
@tonyh1460 Ай бұрын
I know what you mean about safety but IE keep investors money ring fenced, they’re actually in Nat West, so pretty safe I think the biggest threat is cyber crime. Ignore ALL unsolicited emails, ALL
@scottvessey915
@scottvessey915 Ай бұрын
I’ve been waiting for weeks for Vanguard to transfer out of my SIPP to another provider, funny you should mention that!
@dazkhan5717
@dazkhan5717 Ай бұрын
Thank you for insightful analysis, appreciated. Robinhood is available in U.K. 🇬🇧now, would like to see it reviewed along with E-toro. I have a 6 figures ISA portfolio on Trading 212 and don’t want to above due to FCA compensation threshold. Once again, thanks for all your hard work.
@melalblas
@melalblas Ай бұрын
Of course I'm only going to open my new ISA in Trading 212 annnnnnd get the hubby to do the same - your advice is always on point thank you Damien!
@DamienTalksMoney
@DamienTalksMoney Ай бұрын
Love you Mel and your hubby! 😂
@Jim_KYB
@Jim_KYB Ай бұрын
I switched my ISA and SIPP to ii a few years back and have been really happy. Surprised they don't get a mention.
@chrisbye8203
@chrisbye8203 Ай бұрын
Very useful, thank you.
@VincentComet
@VincentComet Ай бұрын
Excellent work Damo. Can you do a video on SIPP fees
@benrussell9474
@benrussell9474 Ай бұрын
currently with plum but I'm looking at other options and this video helped a lot
@Al_Does_Stuff
@Al_Does_Stuff Ай бұрын
Good video was hoping LISAs would be feature but i guess it was long enough and its not that difficult to find which feature the product.
@Senna007uk
@Senna007uk Ай бұрын
Great video Damien. Could you do a follow up explaining what you need to do to transfer from an old investment ISA to a new one. I want to move my Freetrade ISA as it no longer looks such a good deal. I would also like to see a full video on interactive brokers app if possible.
@DanStoneUK
@DanStoneUK Ай бұрын
Great Video. Please could you do a similar one for SIPP providers. It’s the perfect time of year to re evaluate all our financial products.
@MrShotta365
@MrShotta365 Ай бұрын
Great video, can you do a video on the best SIPP providers please?
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