The Fingerprint Debit Card - BBC Click

We have been testing out a new form of debit card which involves your fingerprint and hopes to prevent fraud.
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[@Expirations]

Up next: Credit cards now have a notch for Face ID

[@wheatonrecurrence9525]

Andrew LOOOOL

[@orian3131]

Andrew that’s actually not a bad idea

[@samneale7249]

lucafe oteva wait till you realise its free.....

[@GeckoClever]

@@orian3131 Thats a retarded idea. lol

[@ghostofsparta1045]

@@GeckoClever ikr

[@thewebmaster1]

Personally i see a lot of rich people having their fingers chopped off to accompany the stolen card

[@cl4ssychap883]

Good one😂😂😂

[@amiradil1889]

Personally your gay

[@Dailyartpallette]

Just carry there hand around just in case somebody needs a slap.

[@glamorsocial7081]

The Webmaster People need to be very careful with many cards out there. Alot of criminal fraud activity behind many. Especially with foreign bankin

[@aconite72]

That's not how it works. Fingerprint sensors work pretty much similar to smartphone touchscreens, they 'sense' you by reading the tiny electrical currents generated by your heart running through your skin. That's why if your fingers are wet, smartphone's screens and fingerprint sensors can't read your fingerprints because it messes with the conductivity of your fingers. Similar to if you chop someone's finger off. Since the finger is no longer powered by a heart, it's not conductive either so it won't work like in the movies.

[@obamatxk]

Yeah, it’s called my phone and it works better than this

[@user-ei7ed6zy9k]

"yeah, it's called my card, and it works better" - said all of us when we were introduced to Apple Pay/Google Pay

[@obamatxk]

Big Daddy Toyota Corola except this adds something else to our wallets while that was taking something out

[@bradavon]

Google Pay doesn't ask for your fingerprint though and is still bound by the £30 limit fixed by the machine.

[@obamatxk]

@@bradavon The phone has to be unlocked, and most phones have a fingerprint sensor and/or face recognition. And I'm not talking about the UK machines, as I'm not from there and I don't know about their limits

[@bradavon]

@@obamatxk Google Pay the screen just has to be on, not unlocked and not authenticated in anyway. This might sound odd but it's exactly how Contactless cards work. No authentication whatsoever. But in the UK the limit is £30 and you're asked for your pin every 5 transactionsg plus banks are legally obliged to give you any money back. I think Samsung Pay requires your fingerprint. I don't use it because in the UK Google Pay is better (NFC is everywhere).

[@jasonmoy8639]

BBC: Phone is bigger than the card Apple Watch joined the chat

[@YasinHasan]

samsung watch works in more places

[@jSyndeoMusic]

Yasin Hasan The point is the same.

[@mazenmady1136]

Still bigger than a card

[@jasonmoy8639]

@@mazenmady1136 True, but it is more convenient than a card

[@jSyndeoMusic]

Mazen Mady But it’s something you wear (more convenient to have with you), and serves at least a handful of other purposes. As it stands, it’s still prudent to bring a wallet along when you go out, but contactless has become accepted in a lot of places now. Restaurants are the main holdout, from what I’ve seen, and you wouldn’t be able to use this thumbprint card at a restaurant anyway.

[@NotIlja]

Or you could just, use Apple/Samsung/Google pay?

[@BenjaminHari]

You could but in some countries these things are still not available unfortunately. :/

[@mattmax11]

Not everyone wants to put there card info in a phone and it doesn't work all the time.

[@matthewcollier3482]

You could but why not have this in the card anyway? Not everybody uses those systems and even if you do why not have this added layer of security on your physical card anyway

[@adam.m6735]

@@mattmax11 my grandma wont even pay her parking via a phone and insists in coins

[@jamesking9802]

ØwØ what if you don’t have your phone 🤯 or you go somewhere that doesn’t support phones 🤯

[@surfie007]

2:33 "Coffee please" oh how if ordering a coffee was that simple

[@phantomtq]

hahaha yeah

[@JasmineSurrealVideos]

I'll have a triple mocha latte double whip yoghurt sprinkle capuchino room for milk frappe.....

[@unknownentity742]

“But your phone costs a lot more, needs to be charged, and is a lot bigger.” Yes, but I already have a phone, I charge it every day so it’s never flat and size doesn’t matter because at least I don’t have to carry around a whole seperate card to buy stuff.

[@lowzhao]

2:55 The cashier was like, `wth is going on?`

[@jamiewilson5049]

Why don't you use your phone instead? Apple Pay/Samsung Pay?

[@RandiandRucita]

Because banks likes money too

[@danial_hussain]

Not all banks support these.

[@Mark-uk8wz]

Cards are more compact, easier and quicker to use, never run out of battery, are lighter, contain more security due to the lack of software to hack or go wrong and fits in a wallet

[@robotbaxter1985]

Phones are harder to lose as well

[@Mark-uk8wz]

cabbage But more expensive to replace

[@Ganeshaithandal]

If you loose your card, you are loosing your fingerprint information on it along with that. That's seem more dangerous ! Not good idea in 2019.

[@joenishit]

It would be encrypted or something sort of that manner

[@Ganeshaithandal]

@@joenishit I know it will be encrypted, but these days it can be hacked or resused with new number easily. Losing a card and deactivate an lost card will not enough any more.

[@czypherth]

I think they're doing some sort of end to end encryption even if the frauds can get your information from the card information will be garbage unless they get the private key from the banking servers which is the same as having card pins

[@leondroidgeeks]

This is so stupid I can't even tell

[@gamerfps6645]

Finger print, is more secure then type all the information because print other people cannot access it to your card it make sense use you brain bother.

[@jianji111]

I love how when he went to the coffee shop, the barista already has the cup of coffee made for him

[@jacobcheng3094]

What you alway can do is give us a call and lock your card

[@Kaiyats]

Lmao at Lloyds I can freeze and unfreeze my card from the app.

[@larsgaba3318]

@@Kaiyats Brilliant when your mobile is stolen :-) :-)

[@carlydarwent2888]

Dumb fuck the banks stole every ones gold once this catches on we all be slavers they print money n devalue every one else’s coz it not backed buy gold your all stuiped the banks rob u

[@ujjwalsharma8295]

Now it's even more easy to steal, just cut the thumb.🤣

[@larsgaba3318]

Sometimes you should not speak when you do not know what you are saying. a cut finger will not work

[@Saurabh.P]

We use UPI here in India, where we just need mobile number or QR code and we can transfer fund directly from bank to bank without any charge.

[@masken8355]

Saurabh Palatkar We have something similar over here in Sweden, it’s called Swish

[@Dalisu87]

Matter of time till someone is able to scan your card for your finger print, which they can now use to access everything else in your life

[@Mark-uk8wz]

@ian twy Yeah, by the time they get to where they want to extract the fingerprint with the stolen card, the card would be cancelled, and even then they would have to 3D print a synthetic finger which is accurate enough, or use a clay method which also takes time and furthermore expend time purchasing something which takes time to process etc. wouldn't work

[@RENZEENO]

Take off the foil hat man

[@larsgaba3318]

So How will you scan the finger print.? There are no fingerprint on the card only Distinct Area Detection (DAD) algorithm, the algorithm locates distinct areas in the three-dimensional fingerprint image derived from the sensor. It is having facts in place when you want to comment on something you do not understand

[@oddity4650]

Yes on Mythbusters

[@L.M1792]

Having watched this clip on KZbin three months later than everyone else had I am still very impressed. I mean who hasn’t been knocked back at the till area because the price of your shop has exceeded thirty pounds? But what about thumb print readers at till points? Then we won’t need a card at all. If national banks have accounts linked to thumb prints, and variations between thumb prints are so minimal they’re impossible to mix up; bank account the finger print, link it to a payment system, install print readers at till points, loose the card.

[@coolboy5428]

That is called tyranny and is not and idea to be entertained.

[@L.M1792]

Cool Boy tyranny my foot, it’s convenience. Cut out the middle man and ban money as an elaborate expenditure to national spending.

[@coolboy5428]

@@L.M1792 Do one, really, you are just nasty.

[@L.M1792]

Cool Boy ? No ideas what that means.

[@louisoft01]

When you use your debit card as chip and pin even though it's contactless is a good meme

[@RENZEENO]

Louisoft01 contactless has a limit of 30 pound in the UK. So I'm guessing you have never paid for something worth more than 30 quid before?

[@pkly]

Visa and Mastercard are getting scared of mobile payments, I see

[@whosdondada]

Scammers*

[@EarlSquirrelsonn]

P K well not really. All of my bank accounts use Visa or MasterCard for Apple Pay.

[@biplav32]

They are afraid of bitcoin.

[@alexjohnward]

Nano, they should be afraid of nano.

[@s.i.m.c.a]

why they need to? with Apply Pay or Google pay - you still need to have Visa or Mastercard.

[@srxovmail]

This is pointless. We are going to use our phones, which we have with us all the time

[@johaneklund90]

Lol

[@RBXTrains]

Not everyone has a phone with NFC.

[@meeblings6]

@@RBXTrains those people probably don't have enough money to need biometric verification in their credit card

[@andrejpulsar6196]

In germany no one uses the phone

[@jascrandom9855]

If your battery dies, you're fucked. Also, phones can have far more exploitations.

[@treforparr3995]

There is one thing that NatWest have not thought about what happens if you have no hands

[@stoneswamp]

Trefor Parr big toe?

[@larsgaba3318]

Well I dont`t think any mobile vendor did that

[@NovaDoll]

In the US we don’t have a limit on contactless payments. That’s kinda odd. They do.

[@HamzaKhan-uj3wv]

we dont either. you can set limits though depending on your bank.

[@FlyYouFools88]

To reduce fraud. But you can set a limit depending on your bank.

[@CT_97]

In the UK we have a Contactless limit of £30 or Apple Pay Contactless is £60 unless you’re in the Apple Store where it is Unlimited.

[@ruslan10]

Conor there are actually more stores for apple/google pay. Waitrose, morrisons, starbucks, mcdonalds, tesco, costa, selfridges and more have no limit on payments. There is also a new law, after paying a total of £100 consecutive transactions, you have to use chip and pin in order to reactivate contactless (doesn’t affect phone payments)

[@tonybinky20]

Conor actually in the UK there's no longer a limit on apple pay, I've been able to spend over £200 on one transaction using it

[@amann3161]

No thank you I'm good with remembering my pin and using samsung pay

[@say4697]

the same people that take forever to complete their transactions. and apple pay is also better there no limit on it

[@pain-vy8rn]

@@say4697 Samsung pay works everywhere unlike apple pay

[@Dani-yd5mb]

@@say4697 Samsung pay works literally anywhere theres a card machine even on old school magnetic stripe machines. Ive never reached my limit and its probably faster than taking your card out to tap it. Literally swipe up from my phone when its off and finger on my scanner and tap.

[@larsgaba3318]

@@Dani-yd5mb Card is way faster kzbin.info/www/bejne/bKCcgYiIhdRsfLs

[@larsgaba3318]

@@say4697 Thats not true, there are a few countries with no limit . Jesus Are the young people so stupid

[@Abrohammm]

call me crazy, but I'd rather have someone skim my card number then chopping off my hand

[@kapilbusawah7169]

Mario honestly unless you're in Zimbabwe flashing your S10, no one really cares enough to go through data on your phone. If, however, your finger is now worth several hundred pounds from a tap, maybe look into hand insurance.

[@larsgaba3318]

Sometimes you should not speak when you do not know what you are saying. a severed finger will not work

[@larsgaba3318]

Jesus You most be stupid. a chopt of finger will NOT WORK

[@Dalisu87]

Really late to the party, it’s 2019 not 2000

[@Valansch]

This technology was not available in 2000.

[@TimpossibleOne]

Valansch but you get the point, right?

[@Valansch]

@@TimpossibleOne no, what is the point?

[@kashzz2099]

@@Valansch r/whoooooosh

[@vitaminprotein.4036]

@@Valansch people are paying with phone. And upi ids. And now they have a card with fingerprint is what he meant.

[@-KillaWatt-]

This is pure information gathering. That's all it is.

[@xpscalgary]

Awe... I was hoping for the RFID chip surgically embedded in my brain.

[@abdullahemad9457]

Elon musk entered the chat

[@xpscalgary]

Abdullah Emad : lol, yeah I heard that he is trying to invent something like that. What a dusch

[@Ninja8021]

Innovative as it is, there is one major drawback to this problem which is if the thumb has a band-aid or undergone medical procedure, then no alternative finger to register the fingerprint.

[@frank-seniorasoh8561]

Can always fallback to pin.....i dont see this as a deal breaker.

[@PrivateDevilZenchannel]

sorry georgina but the mythbuster proved that you can lift a fingerprint and make a usable copy using just gelatin.

[@danm4320]

Not in this case

[@Jimmy4video]

Let's see it done with this card first. There could be further checks.

[@campkira]

Debit card is not the same as credit card.... in the end.. chose what you like... I just happy with my 4 digial pin with account to no money... HAHAHA go ahead thief....

[@JosephRawsthorne31]

I would love BBC Click to do a programme about what happens in the future we go cashless and how would it work when the internet goes down.

[@ujjwalsharma8295]

Normal Cashless cards also work on the Internet.😅

[@JosephRawsthorne31]

Ujjwal Sharma I am on about the fact If the internet goes down how can we pay if card machines go down.

[@larsgaba3318]

@@JosephRawsthorne31 That will be no problem with the new card. Alle the authentication is on the card and not as it is now with the old card on the internet(dataline) So the transaction will be stored on the terminal until the internet is up again.

[@ssjc02]

I don't wanna lose my thumb.

[@amipresent1]

Visit my country and you will see that this is already happening.

[@EarlSquirrelsonn]

On the contactless limits - most card readers I’ve seen won’t allow contactless over €30. Nothing to do with the card or phone being used - they just automatically revert to chip and pin(or swiping).

[@EudesRJ]

here in Brazil over R$50 on contactless it ask for the PIN but not to insert and use the chip

[@sebastiannielsen]

This is due to store limits. There is 2 contactless limits: 1 - The one set by the bank. Exceeding this limit, will require authentication, ergo, contactless+PIN. Then, 2 - The one set by aquirer, ergo the card reader. This is set depending on which business that is run, and this will prevent contactless alltogether over a specific limit. The card reader limit is however usually bypassable, I usually ask the cashier to split the transaction into multiple consequitive ones when using mobile phone as payment. It works because in most cash registers, you can push "Card" multiple times, and add card payments for the leftover sum.

[@MrHaydnSir]

i pay using my watch, which is secure through my heartbeat - remove the watch, it loses my heartbeat and locks my phone is my backup and uses facial recognition - there is only a 1 in a million chance it could be spoofed a fingerprint has a 1 in 50,000 chance of being spoofed failing all this, very rarely i may have to pull out my bank card which is protected by my pin - and for the handful of times a year i may have to use it ..i don’t mind entering my pin ..further more; faking somebody’s fingerprint - even from a photograph - has been done, in the real world, not just movies

[@_armoricat_]

Tech companies: now you can pay with your phone or your watch ! Visa:

[@warrencoakley]

Its more for security they are doing it incase you loose your card and your not aware and someone decides to go on a contacltess spree

[@_armoricat_]

@@warrencoakley but the thief needs to unlock your phone before

[@warrencoakley]

@@_armoricat_ Yes true, but some people dont like using GPay or Apple Pay so that's why it would suit others

[@rohannim3100]

So my phone is bigger than my card. Thanks for the information but you know what, I carry my phone everywhere I go. Visa, too little too late in the innovation. For decades you have been relying upon the magnetic strip but now, we don't need to carry your card. And soon, we might not even need you.

[@manishholla]

Yup.. we don't need visa in near future. Or banks will completely switch to RuPay cards.

[@BenjaminHari]

2 things....first, people have been using Chip&Pin and contactless for over a decade so you're most likely from USA where the ancient magnet strip is still so popular so even more reason to carry a card since contactless is not as popular there yet and second, it's not uncommon for your phone to also lose charge right? And considering we carry our ID card in our wallet then an extra card might save your whole day. :)

[@rohannim3100]

@@BenjaminHari Chips in card didn't really change the user experience or convenience. It was more of a security measure to avoid card cloning by encryption. NFC card were kind of half hearted push but it was picked up by Mobile devices. Well, you Could lose charge on your phone, but you could also lose your wallet with your card in it. The future is without a wallet and thus without a card. Don't we agree on that?

[@BenjaminHari]

@@rohannim3100 I agree with you about the chip. But as for NFC it was actually embraced very good in the last 6+ years in Europe, Asia and especially in Australia so it's just USA being a bit stubborn when it comes to new technology lol. Yes you could lose your wallet but lets be real around here...how often did you lose charge on your phone when out and about and how many times did you lose wallet? I'm not saying people should JUST use cards but what I'm trying to say that with a combination with your phone it's a guarantee that you will have a way of paying for basic necessities even when your phone dies on you. The future without wallet? Perhaps if we will able to charge our phones where ever we are without carrying a bulky battery bank. Or perhaps we start paying with our biometric signature like a fingerprint, Chinese have actually done that in some cities. But if we start doing that and someone finds a way to copy your fingerprint then you can't just "cancel your fingerprint" right? One thing is for sure, we could debate this topic for hours hehe :P

[@rohannim3100]

@@BenjaminHari I agree everything you just said. Biometric signatures is probably the future. We give a lot of our info anyways. The biggest local bank here is on the verge of launching it here starting from the supermarket using face recognition. But as I said, Visa should have made all these innovation with cards a long long time ago. Not now when we are actually looking forward to being cardless and walletless.

[@morsecodereviews1553]

Narrator -"If my money gets stolen will you guys give it back?" Corporate Shill- blah blah double talk blah blah price of tea in China. Narrator - "Is that a yes or no?" Corporate shill- Yackitty yack corporate diversion speak. .. My favorite part lawl

[@GearZNet]

Right😂 Basically NO. Unless it’s really bad.. and even than is it really that bad 🤔-some Corp somewhere

[@Allanwify]

Same rules as now, no difference.

[@Dexduzdiz]

😭🤣😭

[@phizicks]

that's still not enough security. it misses the mark when it comes to transactions that were skimmed on a bad device. the card isn't insecure, it's the transaction itself which needs to be a 2 way signed transaction so both sides are verified and approved.

[@larsgaba3318]

The NFC transaction is a 128 bit crypto 1 hash transaction. The hash change with every payment. So it is very secure

[@fluxpistol3608]

Or just use a smartphone

[@larsgaba3318]

So when you drop your smartphone, or it gets stolen or runs out of power. A lost card and you have a new max 24 hours after a mobile ?? will maybe take weeks

[@myasin1286]

Am interesting concept. In Malaysia If say you pay for something online a code is sent from the bank to your mobile number registered with the bank and the code is typed into the payment section on the website to ensure it’s you. Just another way of making secured payments say online. Otherwise using your pin when your say buy your weekly shopping with the card being with you, works as well

[@larsgaba3318]

The Card is way more secure then mobile pay. On a mobile phone you have other apps and data. Which makes it possible to hack a transaction. On a card, you have nothing but a secure crypt chip without any app or other data. The fingerprint sensor Fingerprint Cards`s FPC1321 don´t read the fingerprint, but only read Distinct Area Detection (DAD) algorithm of the finger. the algorithm locates distinct areas in the three-dimensional fingerprint image derived from the sensor. This is 99.999 % secure

[@deziqn-_-beasto720]

imagine going to the store just to find out you didnt charge your credit card

[@deziqn-_-beasto720]

markylon your ruining the joke my dude 😐

[@deziqn-_-beasto720]

markylon have you seen the mirror

[@BenjaminHari]

For all you people saying "just pay with your phone" well it's not uncommon for our phones to lose charge so even more reason to carry a card with you since we all carry our ID with us anyway. And for the people saying "oh it has your fingerprint on it, so if you lose it then crooks will have that information", do you really think they didn't think of such scenario? That information is encrypted as heck so even if you lost it I doubt anyone could retrieve the info.

[@LiamDilley]

Last time someone said "nonono, wont work" with these things and then someone does a peace of paper bypass.

[@obaidullahnoori8805]

hahahah look to her face when he said that it wont work with duplicated finger print !!!

[@manishholla]

One day there will be FaceID in the place of finger sensor

[@rishabprasoon5970]

I'd rather have a fingerprint security instead of bullshit face id

[@boxbird5723]

@@rishabprasoon5970 it's not bullshit you know

[@PlayMyMusicPlaylist]

I guess no more pickpockets, just mug and cut their thumbs.

[@masterticcu]

Jokes on them I used my pinky

[@dennisaguilar4400]

bad guy 1: Did you get his credit card? bad guy 2: Yes, but it needs fingerprint bad guy 1: Moron..., go back and cut his fingers

[@john_gyver]

I'd like to have it on top of the PIN, I mean that both PIN and finger scan should be required to use the card - for additional level of security. That would be nice.

[@sunking25]

People gonna lose their thumbs.

[@anthonythomas1735]

I would opt for the safer use of your big toe print, thieves will never guess lol.

[@derrickwillis171]

They should use a nipple reader instead. I think that would be a lot easier.

[@anthonythomas1735]

@@derrickwillis171, that's one way of keeping abreast of criminals (see what I did there lol?)

[@aikonomic]

@@anthonythomas1735 😂😂😂 Yeah, I see what ya did ya doofus. ...keeping abreast 😂😂

[@tomasfalemo5101]

And for no gain at that. As a dead thumb won't work with the card due to liveness detection.

[@theotherside931]

*Pointless. Online payment is leading the future.*

[@JasmineSurrealVideos]

With every development in so called payment security comes ever creative criminals who can crack the system. On paper (I know how archaic right!) this sounds good, quicker, less bulky than a phone, no pin to recall, but honestly having to stick your finger over the area every time I think would get annoying, and might not necessarily work every time.

[@larsgaba3318]

So what's the difference between holding your finger over your fingerprint sensor on your mobile and on a card. This is a natural move as you typically hold the card on the fingerprint scanner. And yes it works every time compared to mobiles as it uses a 3D sesor cord and not like many mobiles a 2D sensor which is much less reliable

[@jackfrost9451]

What about shopping on the internet??? Who's protecting that?

[@kxne514]

This is interesting to see because I would never have expected Natwest to do this. Over the years the banks in the UK have pretty much refused to do anything innovative and it's only in the past few years that they've even had fully functional banking apps. I remember when iPhone 5 or 6 first came out and apps had to adjust to the new iPhone screen size, it took nearly a year for Natwest to push out an update for it. I think because of the recent mobile banking app phenomenon, where completely mobile banking apps like Starling have hit the market and started gaining momentum, the banks have been pretty much been forced to be more innovative. If anyone has used Starling or Monzo, you'd know how superior they are in functionality to the leading high street banks and it's definitely the future. I'm interested to see what the future holds, I can see us moving towards a completely cashless society.

[@StarOnCheek]

Just use your phone to pay, even apple devices can do that now. These cards are a waste of plastic

[@garym.freedman2847]

Except my Apple card is 90% titanium-And it just sits in my desk drawer-Everywhere I go now takes apple pay...

[@StarOnCheek]

@@garym.freedman2847 you don't even need Apple pay, idk about iPhones, but on most phones you can just emulate your regular card with nfc

[@larsgaba3318]

So what do you do when you lose your Iphone, it gets stolen, or breaks. A defective card and you have a new one after 48 hours. How fast do you have a new Iphone when you are in Kenya or Bolivia. There is a reason why Apple Pay has only 0.7% of all payment transactions in the world even though it came in 2013. Maybe also there for Apple now makes a card :-)

[@larsgaba3318]

Mobil Pay is very unsafe, that way the is a limit on the payment. On FPS cards there is no limit becourse it is safe.

[@edcameron]

Due to the unforeseen pandemic, they have raised the contactless spending limit to £100, so I doubt any bank will implement this :(

[@edcameron]

@Vape Girl who?

[@_MemeMachine]

We already have this, IT'S CALLED FUCKING APPLE PAY

[@GeTDuCkT]

So what if I have the same card and have the black box you need to register your fingerprint?

[@qes]

Great idea! Now thieves will also cut their victims fingers off :)

[@adzsn5787]

Not if you hand the card over like a normal person as your finger is more valuable than money I assume.

[@qes]

@@adzsn5787 no they will need the finger to use it cus no pin😂

[@calvinyip364]

Imagine if you prick your finger or got a cut or something. The card won't able to recognize it.

[@steviecuz2396]

I’ll never get out of the carpark after visiting the swimming baths, anyone who works with their hands will have the same problem I have with scratches and cuts to fingers, changing the fingerprint daily, my iPhone was so intermittent I’ve changed it for face recognition, works!

[@lindalopez403]

believe me, there will find a way to steal your information

[@akaakaakaak5779]

good luck stealing someone's finger

[@adzsn5787]

@@akaakaakaak5779 watch how people get their fingers chopped off for his. People are hungry and will do anything for money.

[@kolonizednetworks]

Pfft, Who needs this when you have NFC-Moblie Pay..

[@reeeec]

If ur living in the 3rd world country ahahah

[@larsgaba3318]

So what do you do when you lose your phone, it gets stolen, or breaks. A defective card and you have a new one after 48 hours. How fast do you have a new phone when you are in Kenya or Bolivia. There is a reason why Apple Pay has only 0.7% of all payment transactions in the world even though it came in 2013. Maybe also because Apple now makes a card :-)

[@ludde8405]

We’ve had that in Sweden for 3 years, and it’s not as ugly as that card. We don’t even have a battery inside the card.

[@coolboy5428]

So? Sweden is not to be followed, you also have gangs roaming that rape.

[@suplerb]

1) Fingerprints are NOT unique, it’s just very unlikely two people will have the same print 2) if the card still has the black magnetic strip on the back, then the whole things is easily defeated. 3) What if something goes wrong in the card and I can’t pay for my item, what’s the backup?

[@0JP0]

Honestly though it's cool but who wants to carry a card? When you have your phone for everything.

[@coolboy5428]

I want to choose.

[@superstealth385]

Yes our phones are thicker But we bring it everywhere we go If we get the card it is just adding thickness anyways Soo it is better to just use our smartphones

[@Nico-zw9ud]

I don't bring my phone anywhere I go.

[@gostz6839]

Morgan Sinclair well there no point for you too have one then...

[@Nico-zw9ud]

@@gostz6839 Huh?

[@RENZEENO]

Adding thickness? Foreal?

[@JessT2K7]

What about when you buy something online (where I'm guessing 99.9% of card fraud happens)?

[@larsgaba3318]

There are a number of ways to use your Fingerprint card to do secure online shopping. MEREAL, IDEMIA cardmaker has a number of ways kzbin.info/www/bejne/i6i9lY2EftessMU kzbin.info/www/bejne/iIKrk6iAl8apopI

[@iamthatiam44444]

No freakin way would I want that card!!!😱 I like my thumbs were they are thank you!! And secondly I do not want my finger print on any data base to be hacked into. What a stupid idea.

[@larsgaba3318]

Either you do not understand what is said in the video or you have not seen the video. You might as well just be unintelligent. A chopped finger will not work and everything goes on the card. No data leaves the card. It is 99.999% secure

[@epsospremium6088]

Banks trying to stay relevant in the mobile phone age :-)

[@paulc8952]

lol this will just result in people getting their thumb either skinned or cut off as well as robbed.

[@TimpossibleOne]

paul c you know that's what people said about smartphones with fingerprint readers

[@TransportWithDee]

1:01 she deffo fancied him

[@liamcritchlow7447]

Here in Australia our Visa and Mastercards allow up to $100 AUD on payWave before requesting a pin.

[@TyroneBeiron]

I hardly use my physical cards anymore, opting to use the Watch mostly wherever I can.

[@coolboy5428]

Whoah aren't you trendy. NWO moron.

[@TechnoDelight]

The most critical information is how much more does it cost in comparison with a normal chip card.

[@Allanwify]

Fantastic - I have several cards and forget or get pin mixed up. This is a great move forward.

[@coolboy5428]

Because of forgetful idiots such as yourself you think people should have intrusive technology pushes on them? Hmmmm you are a little Hitler.

[@thedude3028]

www.chargedretail.co.uk/2022/04/12/you-can-now-pay-with-an-implant-in-your-hand/ this is the new future bud. and that = mark of the beast please don't get it for your own safety

[@Nimmy..]

Criminals will always be 100 steps ahead😂

[@netzamorales583]

So if a hacker gets his/her hands on your card they not only get your info but a digital copy of your finger print

[@cokezzz8249]

Now the real question is how much would the card cost for us normal consumers?

[@mblend27]

If you’re at a restaurant what are you gonna do when they take your card and you’re not there to make a payment with your fingerprint at the register they have in the back

[@pizza1512]

Still think having contactless on your phone is more convenient and it actually saves plastic

[@larsgaba3318]

So what do you do when you lose your Iphone, it gets stolen, or breaks. A defective card and you have a new one after 48 hours. How fast do you have a new Iphone when you are in Kenya or Bolivia. There is a reason why Apple Pay has only 0.7% of all payment transactions in the world even though it came in 2013. Maybe also because Apple now makes a card :-)

[@JamesPhillipsOfficial]

It's arguable if we even need cards anymore. All that's needed is Gpay and update the ATM to accept a contact less withdraw of cash, the card info can be sent to your email, text or post. The technology already exists it just needs management

[@Redditcrazystories]

Does have it also 3 cameras

[@crystalsugar4136]

So I know people will first think of thief’s, but RIP to teenagers using their parents credit card to buy something (not to steal money but if the parents ask them to do something for them and go buy something but the teen does not have their own money)

[@marcb8934]

The card would still need to have chip and pin backup in case of older terminals or abroad And in case the customer injured his or her finger or thumb Also being sent a code to you’re mobile might not work in a shop due to the building construction And mag stripes should of been withdrawn a decade ago since chip n pin

[@sashal7812]

This will have fraudsters quaking! lol

[@xevious2501]

The form of input may change but the end results is still one's and zero's that can always be replicated. Hate to say it, but this method has its holes just like those before it.

[@garyomaany83]

Your phone costs alot more etc.......ya but we all still have one so why not use it 🤣

[@Marcus-gh8bh]

My phone is bigger? But my watch isn’t?

[@jascam1]

Your physical fingerprint when using the card is compared to an algorithm (jumbled numbers) of your print that is stored on the card. The card without your physical print is useless. That's the power of Biometrics. I can't wait for this in the USA

[@stephennorris6286]

A great security idea & have to also ask why not also have the photo of the customer on the card a second sercurity measure.

[@coolboy5428]

Because I don't want it and many others do not want it. Your idea is not great, it is bloody moronic.

[@Mania28]

What's the point in this. Most shops, restaurants, hotels etc only allow 30 as it's capped. This is touched upon at the end, however, I've tried to pay for things with my Apple watch and which should be limitless but still capped at 30 by most stores. So until the contactless payment of 30 is removed. This product is useless.

[@mosthatedtwink]

contactless is everywhere now, i rarely bring my card and even if i do it stays in my wallet and i wave it over the reader lol

[@amipresent1]

What people like Georgina Bulkeley don't mention is what will happen when (not if) they get hacked? The difference between passwords/pins and biometrics is that you can't change your finger, eyes or face!

[@TheLinkoln18]

This is so open for fraud I love it...

[@larsgaba3318]

How professor. Obviously, you are commenting on a topic you are completely unaware of. Can you just tell me how to hack the card. No task is impossible for the person not to perform the task

[@georgica698]

Scotch tape should bypass the problem

[@paul28177]

But most people have their phones with them...phones have better security when using fingerprints or faceID. The only advantage this has is the spending limit (which should be increased when using phones) and it can be used in ATMs or at non-contactless terminals. I wonder how durable it is. Have they changed the silver numbers which are near impossible to see in certain lighting conditions?

[@shady6302]

When did we all become so spoiled? Just use your physical card like a regular human being. Enough of this "pay with your phone/smartwatch" nonsense.

[@pedrovs14]

@BBC Click could you ask the Royal Bank of Scotland to go through a deeper explanation on the security measures? Considering the questions you asked and the answers given, I'm very keen on saying that it checks only 2 things: pattern of the fingertip and if the sensor receives an electrical input. To be more precise I believe they check: i) if the fingerprint pattern checks [which can be copied (by principal duct tape was not a bad example actually)] and ii) if it receives an electrical input (which can be mimicked by using a small battery or finger over a slim silica mould).

[@pauldilley8974]

I want this ASAP, cos currently in Canada with my bank there is no way to turn off the tap and the limit is stupidly high. I never understood how tap came to be given it has zero security.

[@warrencoakley]

I see the good in this. Yes its good incase you loose your card and you are not aware of it been lost and someone decides to pop into loads of shops and spend using your contactless option.

[@jonah5908]

Yes... Because we want banks to know even more about us 😂