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In this report, we explore financial services leaders’ perspectives on seven key dimensions of business transformation initiatives - along with their assessment of their organization’s readiness to thrive in “the next economy.” Many financial services leaders are focused on keeping their heads above water and say they need to radically reshape their businesses to ensure readiness to meet the challenges of a complex future. Nearly two-thirds of these leaders acknowledge the need for complete organizational transformation, but a significant proportion believe the current market environment creates challenges to accomplishing business transformation.