The Prophet Muhammad, peace and blessings be upon him, would say, “O Allah, I seek refuge in you from disability, sloth, cowardice, senility, and miserliness. I seek refuge in you from the torment of the grave and from the trials of life and death.” In another narration, the Prophet said, “And from the burden of debt and the repression of men.” Source: Ṣaḥīḥ al-Bukhārī 6006, Ṣaḥīḥ Muslim 2706