Control the Controllables (Don’t Wait for Washington To Save You) | June 28, 2024

The Ramsey Show (June 28, 2024)
☎️ Share your thoughts on The Ramsey Show & more! - airtable.com/a...
💵 Start your free budget today. Download the EveryDollar app!- ter.li/h582vz
Next Steps:
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or send us a message - www.ramseysolu...
Support our Sponsors:
Blinds.com - www.Blinds.com
Christian Healthcare Ministries - www.CHMinistri...
Churchill Mortgage - www.ChurchillM...
Hallow - www.hallow.com...
Yrefy - yrefy.com/ramsey
Watch more from Ramsey Network:
🍸 Smart Money Happy Hour ⮕ ter.li/dre4oa
💸The Ramsey Show Highlights ⮕ ter.li/tp4w1h
🧠The Dr. John Delony Show ⮕ ter.li/9l5k9g
💰George Kamel ⮕ ter.li/2ma765
💡The Rachel Cruze Show ⮕ ter.li/roya3c
💼The Ken Coleman Show - Highlights ⮕ ter.li/7ipp7e
📈EntreLeadership ⮕ ter.li/proqeb
Ramsey Solutions Privacy Policy
www.ramseysolu...

[@eyebrow1]

I’ve watched streaming and there are people that literally gift thousands of dollars worth of subs and donations. He’s absolutely telling the truth. The hosts have just never watched a stream on twitch before.

[@Hollydudd]

Agreed. And the hype is real, seeing a streamer cry from happiness and things is definitely addicting to watch let alone being the person to make it happen on my own.

[@Charlessandberg2]

A sub sounds delicious rn

[@nectarlifefitness7551]

I believe this lol I had a friend that gave some stupid amount and it’s just wild

[@rosedevereux2391]

@@Charlessandberg2 cheesesteak or a Reuben?

[@117swordsmen]

​@@rosedevereux2391Italiano my friend.

[@jencronin8531]

Best show ever with Jordan shredding his cards on the air! You can do this Jordan!

[@Dlroper95]

That thoughts on the debate bit was fantastic 😂😂😂

[@myoldvhstapes]

10:48

[@jennymeyer982]

@DaveRamsey please do a show on managing your aging parents. Who is responsible for what? Especially with parents who have not planned financially. Long term care, unpaid bills etc etc Legalities please

[@jpsy422]

This would be a great deep dive program, not sure if a call in would work becuase everyone has so many nuances. Great idea tho.

[@jennymeyer982]

@@jpsy422 I agree - with the baby boomers aging out there are 10s of Thousands of us kids who need help navigating

[@PamLatson]

Amen, Jade! Pray for your Leaders!

[@mellowbirddreamer77]

Shout out to Jordan for doing what most are afraid to do! 🎉🎉🎉 Good job and good luck, Jordan! You got this!

[@leaheddy3467]

To Jordan I went through FPU and purposely left my credit cards in the car cuz I kne they would ask me to cut them up and I couldn’t do it. Then the day happened where I finally did everyone was crying I was crying but they were gone. I was terrified but could feel the peace washing over me when I did. Haven’t used a credit card since and have been debt free for 4 years now. U can do it

[@tsepangkhumalo4275]

That moment with Jordan tearing up had me crying as well... he's definitely turned a corner in his life.

[@badlands9100]

I agree

[@michaelanthony386]

Brave moment

[@ChristineFields-q8u]

Disagree with the advice they gave about the father in law in Hospice care. Once dad passes, a voluntary repo makes absolute sense, since there are no assets and no estate to pay the shortfall.

[@pamsmith1665]

I agree, let it go back

[@joelmora2826]

Same here man it was terrible advice especially since they had no assets

[@alliecrain8277]

Yeah I didn’t understand that answer. She said he has weeks left, they have no assets, and it’s only FIL’s name on the camper. There is no reasons the MIL should use the only money she has to pay it.

[@danettacargle6591]

I agree with y’all’s thoughts on the presidential debate. 😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂💁🏽‍♀️👍🏾

[@suttonx5]

Amen brother!! So glad u stood up to the rich sob!!

[@workinprogress-ye5or]

I did join a church group but it was more acquaintances. I think when you get over 50, most people have friends or like having their own time alone. A coworker once said, there's that nice loose friendship of a book club but then someone says, "Do you want to see this movie" and it's gets uncomfortable" I think it's because it's hard to make friends and share so many decades with new people. Someone else might jump on that invitation but what if outside of the group, you don't like the person? I guess for some easy friendships are just harder than when in twenties.

[@andywkit]

I had three car seats in the back of a Dodge neon

[@jessnoske3020]

Mixing the Koolade STRONG today. Good on you Jordan, being on a commission wage can be intimidating, but as a sales person you should be able to gameify this budget and hit it out of the park.

[@anthonypinto1316]

The advice given to the couple with the elderly parents seem to be outside of what Dave would say. I would think you would tell them to keep the 18,000 don't worry about taking care of the parents while they are alive in whatever care they need and the credit card and trailer payment would be on the back burner. Once they pass what they own stands for what they owe and say oh very little most of that debt will just disappear

[@lucybell1487]

Bethany - Fear of missing out FOMO and you any live once YOLO is a lack of gratitude and contentment...let God help you follow His economy not the world's economy

[@Hellodaralyn]

So crazy to have that last guy talking about magic the gathering cards. My husband just got a card today from a garage sale that’s worth around $100 some valuable stuff there for a certain buyer.

[@drewmartinez3599]

10:50 had me weak 😂😂

[@tonyhicks9388]

What great insight Jade gave, that was deep

[@EdwardJackitis]

The last caller should contact Heritage Auctions.

[@jpsy422]

If Ronnie’s kids don’t want the stuff and just want a check, he should have them go through the process to sell them.

[@kristinsewell2949]

Deloney! Steely Dan is life. 😂

[@thekid3770]

50:21 this whole call is hilarious😂😂😭 immediate regret when he shredded the cards

[@nydjrio]

Term life insurance with no dependents? WHYYY???

[@MONI-bj1ms]

burial money

[@laurab5849]

Or just buy a pre paid burial account

[@dirtshow]

I’m love you guys but you hosts need to listen to the callers. He didn’t open more cards they were left open to inflate his credit score. I’ll keep listening but driving me nuts how often that happens. Dave’s the worst at that 😂

[@pamsmith1665]

No. When asked if he opened more cards he reluctantly said yes. Dave does often jump to worse case scenario without the facts yet

[@peoplearecrazy1798]

That lady who’s in-laws made poor end of life choices dumping it on the kids. There are too many selfish Boomers that do that stuff.

[@lilmisspriss37660]

I absolutely love the show and listening everyday and all the information and great advice. The attitude however from her on," if u wanted to speak to someone else other than myself or dr.john delony, you should have called another day!" That made me not want to tune in when she is hosting. That attitude is somewhat cocky and rudish to me. Some people on limited on when they are able to call, and advice from anyone of them is a great gift to learn to manage financial issues and situations. However , I'd rather her tone be not so smarty pants to people whom are calling at vulnerable moments with vulnerable advice. Just my option and they are like....buttholes. ha ha everyone have a great evening. Thanks for the show !!

[@nomihagan]

Is her “tone” really your issue with her? Perhaps you need to rewatch with your unbiased opinion put aside & practice some empathy (putting oneself in someone else’s shoes) instead. Hope I don’t run into anyone of your kind.

[@joelmora2826]

​@@nomihaganshe sucks at advice point blank. Nothing to do with skin color. Stop playing the victim mentality

[@lilmisspriss37660]

​@nomihagan yes her tone of the attitude of saying that is the only issue I have with her. Her advice is always great, as is johns, daves and all the other co hosts of the show. Just the way she said that comment in that tone was the only issue with her period. I don't know why running into someone like me would just be horrid? That's a issue for yourself because you run into opinionated people like myself and yourself daily and so far I would assume it's not been too bad running into people like "me". As per your comment. I'm a working mom of 3 boys of which one is battling for his life at the age of 19. I don't know how a simple comment on someone's tone makes such a bad person to run into, but whatever you say I suppose? To each Thierry own and have a great day.

[@Kevin.Grindel]

Sorry bad advice for the lady taking care of the end of life stuff. Dave would tell her the mother in law will need to go into state care.

[@jacksgl777]

Give it back ? (Whole life policy). I sure wouldn’t go that far….

[@mr2fas2]

That first guy....he is LYING...he meant he is watching onlyfans! That I will believe

[@alleykeosheyan4779]

Me too - $50K over the course of a year? Mosdef OnlyFans...

[@joeretiredmarine8468]

Buy a used 40foot live-in shed or RV Camper for 20k, hook it up in your family's backyard, use the rent money you save to buy a 1/4 acre to move it onto, DONE! When you achieve HVAC certification and making the 38/hour, celebrate by adding on ANOTHER tiny-shed to double your square footage, DONE AGAIN! I dont understand why y'all don't advise these people on the obvious. They are living in a HOME, which is FARRR above their means.

[@pamsmith1665]

Very few communities allow this.

[@joeretiredmarine8468]

@@pamsmith1665 they are allowed everywhere outside the city limits, they are simply small homes. Some cities allow them inside the city limits. Most allow even shipping container homes as long as they pass code inspection. Average home prices is over 400k now. Absolute insanity to get that mortgage, 7% interest, high insurance and property taxation, and high utilities for so much more square footage, having to furnish it, people are insane, then they act shocked when they are faced with bankruptcy.

[@michikoiesaka3365]

Bad advice by jade on locking in term life for a 23 year old guy with no family. He doesn’t need insurance right now. Parents only got long term insurance because that was the thing there was no term life insurance. They will not complain once term life is explained. Jade and John just think the negative that there will be a problem

[@chelyscorner4038]

Skibidi toilet

[@jeremy_logan]

Guys that first caller was a prank caller. He was messing with you

[@D-ed5ceuebew]

How do you know?

[@sXePunkV2]

You can't possibly know that

[@nydjrio]

I can’t take a grown person with stickers on their computer serious

[@republicunited2183]

David - in the chat is creepy.

[@gregkoeller4732]

The Ramsey personalities didn't get that first caller. I 100% believe he spent $50k+ on twitch. No question about it.

[@johnparker4484]

That’s because it’s unbelievably loser behavior.

[@LittleMopeHead]

It's definitely new to me too. That's wild!

[@Waltuh22232]

They're older so it makes sense why they're out of touch in that regard. Although it felt like they were beating on him for not merging accounts or whatever

[@peoplearecrazy1798]

Very true

[@mizcooleyfbt2601]

Indeed true! I've seen it happen PLENTY of times.

[@elizame6895]

Wow, how unprofessional of of Dr on the first caller. Why was he shaming him and telling him he's lying etc. just because he's not come across this type of behaviour before? Very unprofessional. A bit of googling would tell you this is a fairly big problem, and yes he left that out but it's often pretty females gaming not always but they often make the big money. Not saying he didn't do a terrible thing but for a professional Dr this was really rude.

[@queensprinkles4348]

Yep! Calling him dude and bro was so demeaning. Dr. D likes to display his dominance over other men. Shaming the guy near the end who wanted to get out of debt, but his wife was hesitant, was also so cringe. If the genders had been reversed, he would have totally laid into the husband and called him a child. Dr. D loves to call men "child". Maybe he should look in a mirror.

[@pamsmith1665]

So he is watching pretty young women gaming?

[@isidorolopez265]

AGREE. RUDE!!!!

[@msparr01]

90% of the calls they take are children aged 25-85 needing to learn how to think like an adult. Grown ups don't involve themselves in gaming or other addictive behaviors, so it can be difficult to relate. They don't have time to google things while they're taking a call. If not relating to this guy makes him unprofessional, then I'm guilty as well. Stop escaping life and live in the real world. If anything, he wasn't rude enough.

[@Demonizar]

First caller sounded more like porn addiction or gambling, seriously help this man

[@moonbeamsandsparkles]

Yup, I was laughing so hard because they’re so naive to not know it’s the girls with the jugs all his $ is going to 😂 He’s got a hardcore porn addiction, not gaming

[@RS-xq4hf]

Ya I was thinking he was probably making donations on OnlyFans 😆 I hope not.

[@amireallythatgrumpy6508]

@@moonbeamsandsparkles It's naive to think who it's going to is relevant. All hat matters is he's throwing money to stupid people.

[@Freshprankstv1]

Pretty much. I’m 95 percent sure the ppl he is giving money to are fine chicks

[@tparker8763]

Please don't refer people to work for childcare. It's stressful for career teachers to work with others who aren't passionate about the field of early childhood education.

[@BeeDee-qs9so]

Thank you. It’s also not the nicest thought that your children are being cared for by someone who doesn’t love the job.

[@TheJghan]

The lady with the disability at 1:34:00 can still work from home doing things like affiliate marketing online. You can work your own hours at your own pace. There's always something you can do to make money. It almost seemed like she was using her disability as an excuse to not work and just live with her parents.

[@ishouldbeworking9800]

Pray for our country

[@TheSimpleSprinkle]

I love the show! However, about that first call, y’all clearly don’t fully know what twitch is nowadays. There is more than gaming on there, there is girls in hot tubs that you can gift money to, there is people cooking live, people crafting, … etc. not just gaming. I’m confident, that you😢 can quickly spend thousands on there. Clearly he was looking for some sort of validation through it. Twitch streamers are often more than just a livestream too, there is whole bubbles of communities out there too.

[@aishatidwell3389]

Does anyone else feel they made the 2nd caller with the 900k house a bigger deal than what it was

[@melanieb2132]

Pretty simple. Dave would have said to move up when the time is right and NOT move in with the in-laws. No addition either. Just hang back and buy the house when right.

[@katyl955]

I think John ends up making all the calls about mental/emotional issues. Not everything is fear based or anxiety based.

[@Freshprankstv1]

No

[@jpsy422]

They did fine. They make 120k and want a 900k house. It’s too much house.

[@kellibuzzard9431]

I like the Jade and John show combo!

[@myoldvhstapes]

They worked well together, good balance.

[@pamsmith1665]

Oh dr john. Shut up. Andy just wants financial advice...

[@as14842]

100%! I'd listen to this pair daily

[@hunterphilbrick7649]

Super annoying to me loll

[@bklynbass]

Dude with three kids and $84K in debt needs to get a 2014 Honda Odyssey after he sells the Tesla. Why do all these big families think the only option is a POS gas guzzling new suburban? Hondas run forever.

[@katherinetyrrell8810]

My 2014 Odyssey has over 210k miles

[@msparr01]

I also heard him say the word "tow". He's got a boat or an RV that he also doesn't need. And he's talking about putting a child seat in the "3rd row". Lots of nonsense going on here. It's always stunning to me how people have such a hard time living on $230k.

[@pennybentley5125]

You got this Jordan 🎉 step by step .Trust the plan it works man 😊

[@mirandawalker6600]

Caller 2- they should've asked about his other debt

[@JaleTransportationLLC]

Ramsey Just said to a phone call a few weeks ago a lady was 80 years old with debt not much but some and said it’s ok to let it go into collections etc due to the government not coming after her finance because of elderly laws etc. 0 Difference on the phone call 26:58 Two brain dead ppl sorry to say it like that, But literally why pay 40K plus debt! Plus I’m sure she’s elderly women. Worst advice ever to pay it. You can’t say one thing one day and say opposite another day. I hope she don’t pay the debt. Sell everything in her life put her in a small apartment that’s it.

[@ArtisticEclectic]

Just know that Power of Attorney is for prior to the person's death. Executor is for after death.

[@barbarafernandes4947]

Not sure what is going on in this show anymore - feels like there isnt answers to the questions and callers are hung up on with no solution just judgement. What is going on? The caller with the father passing away - what kind of answer was that? “Pay his bills and figure out how to care for you stepmother” …. They called the show so you guys and help them figure out/guide them not just be scrutinized with no answer/guidance. I am confused.

[@KAinFL]

Dr John - shop for BOGO deals on bacon!! That is the only way we buy it. Local Winn Dixie store puts bacon on BOGO every now and then!!!

[@SeanBowes]

I knew Jade was my favorite for a reason. Steely Dan is the greatest!

[@Radraden]

Steely Dan?! Dave needs to drug test Jade because she must be high!

[@SeanBowes]

@@Radraden I saw you in Rudys. You were very high. YOU were high. It was a crying disgrace.

[@as14842]

I'm from the UK and live in the UK and I listen to this show all the time

[@antoinepowell649]

Smart man

[@essbenita]

Me too

[@KingCzar29]

That guy needs to get off KZbin. Those 500 dollar donations are INSANE

[@scottclifford1636]

John it was Jethro Tull not Steely Dan if your referring to the 1989 Grammy Awards.

[@jvr7338]

The guy is dying. The woman has dementia who cares let that shit get repo

[@JSerio1983]

My life insurance through work is $1.7m and I only make $80k/year. I’m sure there are low plans out there but my jobs got really good insurance.

[@MrRayven2011]

It's absolutely possible I blew threw 100k in one year, on online video games. Difference is I knew what I was doing an could afford it.

[@LindaHrnandez]

Yippie Jordan!!!!!!! 🎉 you will not regret cutting the credit cards!

[@lauranewman564]

Depression glass isn't worth as much as it was a bit ago. It was produced very cheaply and was given away as a bonus nearly a hundred years ago, similar to like a toy in a cereal box, or a prize at a fair (yes there's "Carnival Glass" as well). Some people love it, but it's really just stuff. I started having anxiety because this guy has all of this stuff and his kids don't want to deal with it when he's gone. Does he really want to give his kids the impression that the stuff is more important than they are? If something happens to him, they will be so angry at him for leaving them with the mess of his stuff. Yeah, it took an expert 15 months to get rid of my dad's stuff, and none of that was retail. It's only worth what people will pay. And yes, we were angry.

[@alleykeosheyan4779]

Sadly you're correct. I go to my local thrift shop all the time and see these beautiful table settings that were once someone's great-grandmother's cherished wedding china. Fast forward to today, her descendants write it off as "too ornate."

[@erickab3896]

Jesus, please help me with my household, marriage and finances 🙏🙏🙏🙏🙏🙏💕💕💕💕💕💕💕

[@ericaj10388]

Annoyed by the sweeping generalization on life insurance. I have 2 times my income through work and we have zero debt, why would we need anything more than that?

[@flotaylor8170]

Same. I feel like life insurance is so much more useful for couples where only 1 person works and the other is the stay at home parent. Otherwise, I don’t see the point. Like you, we both get 2 times our annual income upon death, plus we get each other’s pension; I don’t see the need for more than that 🤷‍♀️

[@danieltik]

1:01:25 Bethany, if your stocks are down in this economy, you need someone to take a look at your portfolio. Something's wrong cos the market is doing great. Or just invest in the s&p500

[@lstepan7]

Go, Ronnie! My brother and I used to play Magic when we were younger! Some of the cards are worth a lot of money!

[@britneyog9537]

I 😂😂😂 at the debate discussion

[@hdsensing]

You know the hosts want to tell Jaden to "Wrap it up". Three kids at that young age...he kids are here so you can't change that. You just got to prevent more kids for the future. Kids are great but they cost money to raise.

[@YouMissedBro]

Lmao my thoughts exactly. His debt and income aren't the problem, you had 3 kids as a teenager and now you're 20 with 3 mouths to feed

[@TH0KH]

Magic is extremely popular. Great cards, especially first editions, really can for thooooousands, and many are in the hundreds. Post Malone paid 2mil for a unique MTG card lol

[@ThePUMPJUNKY]

John is trying to convince the 2nd caller that he needs to let his sons share a room when he can clearly afford a new house based on the numbers

[@ArtisticEclectic]

Collections: See if that type of collection does well on eBay. And some things are better as collections, but some are better sold in smaller sub-collections or individually.

[@FTG2Eli]

yes, Steely Dan! And it now shows, that when you come across a generation that doesn't know what Depression Glass is...................I'm now officially old(er)

[@Trustbutverify2651]

Jade and John are demonstrating they have NO IDEA about high-value collections. It's all about rarity and condition. Ronnie, you don't call in to a radio show to get advice on valuable collections - this is an area that is NOT their expertise. You need advice from real experts. You have to decide if you want to sell through a bona fide auction house who will take about 40% of the sale or sell them one by one. This is NOT about John's story with older folks and their "stuff" around the house and this is not just about "things" that Jade is talking about. Your collections are in a totally different camp. You also have to take into consideration the tax ramifications of selling high value collections. My husband has been a serious coin collector for over 30 years and just sold a large part of his collection. You can easily get scammed, so be very careful.

[@flashthecorgi2053]

He doesn’t want to sell it though. Did you not hear that? Also, welcome back Elizabeth! Knew it wouldn’t take you long to be back! 😊

[@Trustbutverify2651]

@@flashthecorgi2053 I thought I had to respond to this one because it is an area where someone can make errors that are very expensive and it is an area of expertise for my husband. I hesitated to make a comment because I knew you would be stalking my name - but I felt like I had to warn him to be very careful. Actually, I wasn't listening to the show. My friend was listening and texted me to listen to the final call because she knows about my husband's interest in rare collectible coins and she asked me to comment before Ronnie made a serious mistake. I had to weigh that against knowing you had my name on speed dial and would be there with yet another snarky comment. And, yes, I did hear he doesn't particularly want to sell. However, he should sell when he can because these kinds of collections left to heirs who are not interested and know nothing about them can result in serious financial loss because there are so many charlatans out there.

[@pamsmith1665]

Jordon can just replace those cards with a mouse click. He is booting up that laptop as we speak

[@Trustbutverify2651]

@@pamsmith1665 Comment on wrong thread - I was addressing the last caller with the high-value collectibles. Jordan was a different caller.

[@alexisballard1459]

Some plastic surgery???!!!! Yessssssss

[@LadyMatriarch.]

Oh my gosh Ronnie! So much MTG !! I’d love to just see those cards! What he’s talking about is the stuff of legend! 😻 His one big ticket card is a Black Lotus those are super rare and Post Malone bought one recently for 800k!! Don’t go to a card shop! Sell it yourself to another person! The shops will rip you off!! Ps John he’s not over valuing his magic collection I can’t vouch for the rest. Dang that’s a neat call!

[@howmygardengrows3080]

I thought that too. Neither of them "knew" and if they did, they'd probably swoon with how much those old cards are worth. And the unopened sets? Daaaaaang.

[@scottgriz]

In the call at 1:46:56 why did Jade recommend taking $10000 and paying off the car loan when they should pay off the $4000 student loan debt first. That would eliminate a debt and leave them $8000 in savings. Then they could throw extra at the credit card which was $7000.

[@khrystynavolytska3564]

My thought exactly!

[@millieslife5157]

Dude Jordans call was great!! I felt that one man. Good job guy!! Prayers for you!!!!

[@lisak6321]

I personally avoid telling my parents about following the Ramsey principals. They gaspsed when I said I paid off and closed all my credit cards. Since I'm an adult living on my own, I simply just don't discuss it with them. It saves us all alot of stress.

[@flotaylor8170]

The woman struggling at step 7, this is legit. I have a friend that had to agree with her husband to each set aside $100 a month from their 6 figure paycheques just to make sure they actually spend money.

[@joleneabbey2385]

So about the first military guy- Y’all just made him feel worse about his situation , and then ran out of time because you kept interrupting him, without giving him the direction he needed and just sent him a book ?? He could’ve bought that book all by himself .. y’all better call him back and do better . C’mon now?

[@barbaradann1446]

Maybe Ramsey could do a show or two on the cost of having kids. and maybe how to plan for them. childcare being cost prohibitive. and stay at home moms making zero. who can afford kids???

[@janalreyes4086]

I love the J&J team

[@Keroppikat]

We are proud of you Jordan and I am praying for your victory! Just a matter of time.

[@monicalifornia_]

Totally get that streaming hype. Could have become addicted as well, but favorite streamer dropped off the planet. Was so sad just left Switch

[@angorachic]

A person making 230K should be able to easily afford a Tesla Model 3.

[@ThomasBurgin-mc6io]

Great show! Thank you for motivating me to cut up my credit card too!

[@michikoiesaka3365]

You can’t take money with you same thing magic cards, money what is John talking about

[@cherylbo888]

The Jordan call is a great example of the excellent teamwork of Jade and John! Dr. John Deloney truly is a guitar virtuoso in the literal way but also in an emotional sense. He has the talent to strum the exact right strings of the hearts of the people he speaks with. Whether it's delicately or firmly, he knows what tone needs to be added to compliment the songs of people's lives to make them nr 1 hits. You John are truly a Rockstar! You Jade are a soul Queen! This was an excellent show!Thank you🙏🏼☀️🎶

[@ericeandco]

The guy working 60 hours a week has no time to get an hvac certificate or any other education. Working 60 hours a week indefinitely isn’t a solution or a healthy lifestyle. Mom needs a night job or they need to explore public assistance.

[@alleykeosheyan4779]

And she needs to get her tubes tied, or he a vasectomy. A 20-year-old has no business having 3 kids!

[@letsbereal9455]

Jordan, we all are routing for you! You can do it!

[@HisGloryAlone_Papa_Chap]

He just wanted someone else to care about his collections.. Sad

[@weetziebat2962]

I love Steely Dan!

[@kyliemagitz2641]

Ever since someone pointed out how much Jade says “listen” I cringe every time I hear it…please STOP

[@margaretkaczorowski2211]

"bull**&^ on a stick in a box" lololol

[@Hokieredneck]

Jessica is just lazy. The way she talks on the call, she could work in a call center or remote as an IT help person. She just doesn't want to work

[@JaleTransportationLLC]

Unfortunately the truth this caller 36:52 is his wife can’t be a stay at home wife. 50% of her new Job she needs to get, will go to daycare but at least the other 50% will go to debt and in two years or less with his income also you will be debt free. & I know it can be don’t in less. But I’m positive in two years you Just might have your down payment for a house also. But in No way will you go to school to make 200$ a week extra after 5 years. Equivalent to 60 hrs at 22$. 38$ by 40hrs is 1520$. 22$ by 60hrs is 1320$ the math don’t work my friend. Not for 5 years of school. Simple math. He’s smart I know it. You can make 35$ working & going school somewhere else. I’m 100%. He sounds like a handy man. 40 hrs of work & 20hrs a week for a paid school at less than 2 years or less makes more sense. That’s an option always options available. Keep head up and make the sacrifice now at 20 years old. It’ll pay off! Be persistent positive & focused.

[@madaknight5792]

You blew the answer to the letter question of the day. The Lord has provided you with the funds to pay your bills and donate to tithe. You are to get a good steward of the funds as THE HUSBAND AND FATHER OF THE HOUSE. Her husband is a convenient Christian. When it's convenient for him but NOT BIBLICAL

[@coachclaudiawith_hope]

Shredding the cards was monumental. Emotional. Good job. The caller from San Diego making 250k. It just sounds like his wife just needs to budget with him. There is a lot of overspending. I live in San Diego and own, have two little ones and budget pretty well. Sounds like budget and lifestyle creep.

[@DiscipleSteven]

I have only had life insurance through work at 2 jobs. At my last job it was 1.5x my salary and my current employer its only 1x my salary. At this stage in our life, we are on steps 4, 5, and 6. The life insurance from my work would maybe cover about half our mortgage. I'm so glad we have separate policies because if anything happens we would be more than fine. It seems like overkill but we each have about a $1M policy. This would cover mortgage, loss in income and future investment contributions, raising kids, kids college, and everything else. I don't think people think past their death and those left behind.

[@angorachic]

The caller with the dying father in law and the camper most definitely should let it be repossessed. The surviving wife will need that 18K. Why give it to the camper company and get nothing in return? 🤷🏽‍♀️

[@bettyb971]

The caller with the man dying and his wife not on RV. I don't get why she would be responsible for debt and use money in savings because she will need it for surviving. I don't think it was good advice for the caller.