The Retirement Gamble (full documentary) | FRONTLINE

Will your IRA or 401K accounts ensure a safe retirement? FRONTLINE investigates the big business of retirement, raising troubling questions about how America's financial institutions protect our savings. (Aired 2013)
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Trillions of dollars in Americans' retirement savings are invested in large and small accounts managed by banks, brokerages, mutual funds, and insurance companies. But whether your IRA or 401K will assure a safe retirement is largely a gamble. In the 2013 documentary “The Retirement Gamble,” producers Martin Smith and Marcela Gaviria build off reporting from the groundbreaking series “Money, Power and Wall Street,” revealing how fees, self-dealing, and kickbacks bring great profits to Wall Street while imperiling the prospects of a secure future for individuals. The documentary explores who has the consumer's best interests in mind, and whether there is a better way to manage our retirements.
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[@GhostSal]

Can’t help but notice the watch said 30 years too. Must have been nice, because today if you start working at 18 and stop at 67 (full retirement), that means you had to work nearly 50 years (which also doesn’t take into account all the overtime and side jobs we have to do today just to get by).

[@MarkLeonard-xn8zs]

I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.

[@SmithJones-yx1ut]

Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.

[@SmithJones-yx1ut]

The advisor that guides me is 'Tenley Megan Amerson' most likely the internet is where to find her basic info, just search her name. She's established.

[@EmersonLoyal]

Thank you for the information. I conducted my own research and your advisor appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call.

[@OrdinaryMan1999-tn4hh]

Americans and Illegals will be no different from each other.

[@stacyanmarie1]

No Mark, you must find your inner childhood again. How was your idea of peace as a child and grow a world around it.

[@bryceromero477]

The thought of retirement makes me cry. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you weren't to blame for.it's especially difficult for people who are retired.

[@bryceromero477]

I get scared when I think about retjrement. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you weren't to blame for.it's especially difficult for people who are retired.

[@lawerencemiller9720]

I just 30 this year and have just under $40k in my own 401k and another $10k between my other retirement accounts. My wife has about $41k in her retirement accounts (she is not currently working). I currently make close to $63k a year. I only do 5% though to my 401k for the company match and another 10% of my income is split between an HSA and a ROTH IRA

[@bobbymainz1160]

51 years old. I have $295,588.25 in my Fidelity retirement account. I cranked my contributions up to 35% and I do all the investing on my own. Fidelity just holds my ETFs/stocks. I made that change earlier this year. I'm hoping to end the rat race by 60 but it's looking more like 63-ish. I want to have $1.5M and bring in about $60k in dividends each year. Pedal to the floor! Thanks for the video. Great content

[@jameswood9772]

I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!

[@chris-pj7rk]

As a new investor it's always great to hear from a person who has gone through all the difficult times and come ahead of it. What are some strategies i can employ to be successful?

[@jameswood9772]

Natalie Marie Tuttle is my Advis0r. She has since provided entry and exit points on the securities I concentrate on. If you want to check her out, you may do so online. I usually trade in accordance with her strategy.

[@user-un9qk3os6w]

Look how things change in just 50 years throughout history. What makes you think everything will continue just the same from now on?

[@Riggsnic_co]

More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.

[@bob.weaver72]

The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.

[@martingiavarini]

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000

[@TheJackCain-84]

Mind if I ask you to recommend this particular coach you using their service?

[@martingiavarini]

'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@TheJackCain-84]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@JamesProffitt-kq9sj]

Well, I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises plummeting stocks that were once revered and I don't know where to go here out of devastation.

[@MaryHarmon-yd9ie]

The safest approach I feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

[@SamanthaCraver-lz6wk]

@@MaryHarmon-yd9ie I totally agree. A financial advisor can provide valuable insights and help ensure that our investment portfolios are aligned with our long-term financial goals. They have the expertise to navigate through market fluctuations and make informed decisions.

[@fatimaelmustapha4585]

@@SamanthaCraver-lz6wk What did you invest in? Who is the advisor that guides you? more info on this if you don't mind.

[@SamanthaCraver-lz6wk]

@@fatimaelmustapha4585 Her name is “Victoria Carmen Santaella” can't divulge much. Most likely, the internet should have her basic info, you can research if you like.

[@fatimaelmustapha4585]

@@SamanthaCraver-lz6wk Thanks, I just googled her, and I'm impressed with her credentials. I reached out to her since I need all the assistance I can get.

[@Marl-hj8hh]

Thank you Jack Bogle, for blessing us with your humanity. He has done more for the average investor than anyone in history. Rest in Peace.

[@lowtiertactical7701]

I didn’t understand investing But if I could go back. He’s a guy I’d love to buy a steak 🥩 dinner for and listen to his wisdom.

[@vornamenachname5589]

Didn't know he passed away. He looked so vital and perceptive in this video.

[@billfrete8487]

PLEASE BE AWARE THAT THERE ARE BOTS HERE (not this comment) BIT OTHERS TRYING TO TRICK YOU SO BECAREFULL< YT is full of this garbage.

[@lucythecat12]

Invested in Vanguard today!

[@No-xs1no]

​@@vornamenachname5589 steak killed him.

[@karlpark8575]

In high school, they should teach financial planning. Many people have no idea how to prepare for retirement.

[@jeremypeterson705]

The government should fund SS to the point where nobody has to worry about living in squalor when they grow old.

[@squigglyphrank9348]

They come out of high school and don't know how interest on a credit card works. Let alone a retirement fund

[@ryanborder189]

Firstly most of the 'victims' here were greedy-they were trying to obtain ridiculously high returns that could only be offered by cowboys. Next, the real reasons companies stopped paying final salary pensions is because they became fantastically expensive to pay for. That's why so many American companies outsource their jobs-it became far too expensive to pay American workers(and Europeans too) as we insist on retiring from 60 onwards when most people will love till their 80's and 1 in 2 people born today will live to 100. The maths just does not add up. You cannot work for 40 years then expect a pension for 40 years that is inflation linked and tied to your final salary. The public refuse to pay more or retire later-well guess what-the promises that have been paid CANNOT be honoured-there is just not enough money to do that. The BIGGEST reason is that 'public sector' workers are just damn greedy. They expect everyone to pay into a pension plan for them that most people can NEVER hope to get-good luck with that-the public will rise up against it. The public sector is far too big and the salaries are off the scale. Police officers earning over $150k in California, Principles $500k-it's crazy and CANNOT be paid for-we have the same nuttiness here in Blighty too. This documentary wants to push the narrative that the Government is the solution to the Pensions crisis-the Government CAUSED it!! The only way for people to retire comfortably is to keep your savings outside of the banking system-they will confiscate it when the next crisis comes and believe me it's coming. And guess what folks-NO ONE WILL EVER LOOK AFTER YOUR MONEY THEY WAY YOU WILL SO DO IT YOURSELF-TAKE RESPONSIBILITY, SWITCH THE TV OFF, STOP FIXATING ON BS AND START FOCUSSING ON YOUR LIFE!! And Finally-Never trust anyone with your money-WATCH THEM LIKE A HAWK AND THAT INCLUDES FAMILY-EVERYONE LOVES SPENDING OTHER PEOPLES MONEY!!! BUY GOLD AND SILVER-IT'S THE ONLY REAL MONEY!!!!!

[@Duke_of_Prunes]

@@jeremypeterson705 If the government allowed people to privately invest their money in aggressive growth mutual funds, everyone would retire with $1M or more. My wife is a school teacher (in the lowest paying state in the union). I never made much more than she. Yet at 49 and 56, we're worth upwards of $2M -- if you include our home.

[@jeremypeterson705]

@@Duke_of_Prunes What happens if you get into an accident or get cancer and the hospital bills eat away at your nest egg?

[@Mr-sweeny]

I'm hoping to retire next year at 55. My goal next year is to be more serious and consistent with my investments I've been investing since I was 22. 2024 is going to be more serous for me investing consistently for the long term. starting to save for a house down payment. I want to invest more than $105k, but I'm not sure on how to mitigate risk.

[@Dannyholt33]

Best thing you can do to derisk is diversify.

[@mikeroper353]

Its unclear which stocks and sectors will lead the market in the next uptrend. It is advisable to diversify while retaining 70-80% in secure investments. looking at your budget, you should consider financial advisory.

[@PatrickLloyd-]

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert

[@PhilipDunk]

Being heavily liquid, I'd rather not reinvent the wheel. Since this strategy works for you, how can I contact your advisor?

[@PatrickLloyd-]

“Melissa Rose Francks’’ is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Christine-wp2bw]

Recently retired and unsure if my 401(k) and IRA will provide a stable future. i need an approach that will align with my risk tolerance and financial goals, i set aside $1m to achieve this. Do you suggest i get into stocks or buy a rental property?

[@WestonScally7614]

Look up dividend aristocrats. Pick six to ten from that list. Those companies have a track record of 25+ years of paying dividends. Also, its advisable you work with a financial advisor to help set up a well-structured portfolio.

[@Mckennie61751]

I agree. Based on personal experience working with a financįal advlsor, I currently have $2 million in a well-diversified portfolìo that has experienced exponential growth from when i started. It's not only about having money to invest in stõcks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.

[@SageMadsen]

Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.

[@Mckennie61751]

I work with *Paula Eloise Davis* as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.

[@Mckennie61751]

*Vivian Louise Dehoff* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@ianfreddy3804]

PLEASE DO A FOLLOW-UP EPISODE. WE WOULD ALL LOVE TO SEE HOW THEY ARE DOING.

[@mathieutyler00]

This isn't a reality TV show. Pay attention to YOUR life and don't speak for anyone other than yourself.

[@statesk8r]

THANKS FOR TYPING ALL CAPS SO WE COULD READ YOUR REPLY

[@SoupBone-bp1qk]

@@mathieutyler00 -Your comment was completely unnecessary and infantile. Grow up. If he would like to know how some of those interviewed are faring then how is that wrong? That is just the natural progression of human interest stories.

[@TheCarin12]

This is from about 10 years ago.,

[@statesk8r]

@@mathieutyler00 WHY YOU CAPS "YOUR"?

[@panchovillaMSK]

Documentaries like this are what make Frontline special.

[@billytheweasel]

Yep. BUT the woman who blamed workers by saying "Americans started changing jobs more frequently" was wrong. Firms lied saying "Welcome to the family" etc but then got rid of older workers or workers whose wage increased over time. People saw this and returned the disloyalty with disloyalty. That context needed to be followed up on.

[@FARBOLUOS]

@@billytheweasel It’s all an attack on business if not capitalism. We’ll, let’s check on how retirement plans work on Cubans, Venezuelan, Chinese, etc. If anything, it’s about the good old tenet of Personal Responsibility. And if want to talk about government, may I ask how the public system is educating the young financially???? Maybe race theory may include something about that. Hmmmmmm???

[@billytheweasel]

@@FARBOLUOS Absolutely. And if there was full information and a more level playing field - it'd be fine. Like arming deer before going deer hunting. Or embargoing Venezuela and then blaming the victims for the collapse of the Bolivar and resultant hyperinflation. By the way, that's going to happen here. Much of the world will like that because we've been arrogant and greedy for a long long time. Enjoy the QE and corporate socialism while it lasts!

[@LisaHawkinsHotJava]

@@billytheweasel Thank you for stating the truth!

[@billytheweasel]

@@LisaHawkinsHotJava ☮

[@EthanMaloney-qp4lh]

Recently, I've been pondering retirement. I've also want to put $800K into the stock market but i need an approach that will align with my risk tolerance and financial goals to secure our future

[@WestonScally7614]

While the stock market is promising, expert guidance is essential for effective portfolio management

[@SageMadsen]

Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2022

[@JordanReam8186]

Who is the coach that provides guidance for you? I urgently require assistance; my stock portfolio is stagnating, and I need investment advice for retirement.

[@Christine-wp2bw]

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip.

[@arnaudx2754]

@@Huckster-tj9ifno, you can't keep it sitting on your bank account due to inflation.. my advice is to buy a house in a none risk climatic area, own your car, avoid debt, reduce your energy consumption with a small house and well isolated. Then you buy index fund charging low fees, diversify into different class assets, and don't let people manage your money for you, just educate yourself. I personaly bought an house, hold precious metal, reduced spending and will grow my own vegetable.

[@carter3294]

Retirement is now more difficult than it was in the past. I've been saving for a long time instead of investing, and right now I only have about $400K. considering all the inflation, i'm thinking of investing in stocks, i dont just have idea on market strategies.

[@benjaminsmith3469]

At a point like this, when the pressure is already on you to retire, its best recommended you seek the services of an advisor, as this allows you make smarter investing decisions.

[@Emily-le2op]

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

[@stevensmiddlemass2072]

Your advisor appears skilled. How can I contact them? I've recently sold property and aim to invest in stocks, seeking guidance.

[@Emily-le2op]

*Monica Shawn Marti* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@ConradGosling]

I just Googled her name and her website came up right away. It looks interesting so far. I'm going to book a call with her and let you know how it goes.Thanks

[@lisascott4207]

My mother died a year after she retired. She worked until 70. What a life. Work hard then die.

[@robertkenehan8358]

That's their plan you finance these Billionaire Parasites for life while they steal yours.

[@sz1404]

That is poor peoples retirement plan

[@robertagren9360]

Gun works faster

[@randallf.4646]

My coworker for well over 30 years was set to retire at 55, he was a couple months from retiring. All I heard from him at work was his vision of his early retirement dream. When he visited his retirement home in another state, he had a heart attack and died. So we never know ultimately....reality beats a heavy drum. Taking care of your body is SO important...GET your physicals DONE and stay on TOP of your health....your retirement is related to your healthspan!

[@SocialmotionMedia]

I'm confused. He was considering a retirement home and was -- 55?

[@FinancialShinanigan]

Never watched these documentaries when they aired so appreciate them posting reruns.

[@Stoneface_]

This video was produced in 2013, and the market has tripled since then.

[@nightoftheworld]

Yeah they do a good job at asking questions, love the production of these

[@Zafia_Ltd]

Whether it was produced on 2013 or yesterday, the facts are still the facts. Fees will kill your returns. I wish they would have gone more into annuities and how their fees make mutual fund fees look like peanuts.

[@Kiama17]

@@Zafia_Ltd oh wow. Annuities for when someone parents passes while they are young or lottery winning ? I realized mutual mutuals are bad in 2021. I have been contributing to my job retirement plan since 2015. I am in mid thirties so I can still recover. Glad, I did after I quit my job in 2018. I had to move my plan to my local bank and it wasn't growing at all as if it was in a savings account.

[@Kakashi-kw3jc]

@@Stoneface_ meaning it’s better now than in 2013 to get a 401K?

[@Danuta22]

I'm in my 50s and I'm more interested in investments that could set me up for retirement , I mean I've heard of people that netted hundreds of thousands during these crash, I listened to someone on a podcast who earned over $650K in less than a year, what's the strategy behind such returns?

[@catherinerea3569]

Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. hence I will suggest you get yourself a financial-Advisor that can provide you with entry and exit points on best stocks to buy now or put on a watchlist.

[@LancEthan]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@SheilaAnnerego]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@kd8opi]

The strategy was they had extra cash lying in the bank earning 1%. They saw the covid market crash, and put 50-100K in index funds, stocks, ect... when the prices were crazy low and artifically deflated in March 2020. It paid off. The S&P 500 has doubled, and some stocks have really taken off. I was able to do this to a small degree, and was able to 2x-3x about 30K. Some of investing is luck, some of it is timing, and some of it is keeping some cash on hand when there's an opportunity.

[@mikewatt8706]

piss off scammers

[@tampabayrodeo2474]

There is potential for considerable wealth increase with the correct strategy. I want to know; How can one take advantage of compound interest and potentially grow your retirement savings/net-worth to about $3M over time?

[@EmilyMartinez.]

What steps can I take to engage in this opportunity? I genuinely aim to secure my financial future and am enthusiastic about taking part.

[@WFO.]

The bankers / investors interviewed exhibited a lot of nervous laughter as they stumbled to answer the questions and that says it all. I’m moving all of my 401k into Index Funds on Monday. Thank you Frontline. 🙏

[@sarge7108]

Especially Ms. Marcks!

[@dphotos007]

@@sarge7108 I am confused how that lady has a job. That just tells me to say away from Prudential.

[@rajvo7406]

All of it? If you're in your 30s, then yes.

[@bat21win]

When they say that they've never seen anything supporting outperformance of low fee funds or fiduciary advisors is because they are lying. They'd be fired if they answered honestly on camera.

[@rajvo7406]

@@bat21win crook

[@smanqele]

This journalist is brave to put up his own retirement story for all of us to see. Great documentary, albeit a sobering one

[@remainfocused8570]

I notice ppl are completely honest, transparencies to absolute strangers! It's like EFF IT nvr gonna see this guy/gal again. I'm bare my soul and then chuck em deuces🤌✌️✌️

[@howard6433]

That's his way of arguing for a raise.

[@jesusislord6545]

Repent to Jesus Christ! “The law of the Lord is perfect, refreshing the soul. The statutes of the Lord are trustworthy, making wise the simple.” ‭‭Psalms‬ ‭19:7‬ ‭NIV‬‬ K

[@jonasbaine3538]

Man it’s profound knowledge. Best documentary ever because it directly affects everyone. Wow. Those fees are hurting people bad

[@cabbys]

@@howard6433 He owns his company.

[@ronaldzent6321]

Think Frontline should do an update on this situation. I turned 60 the year this doc came out. Am not really retired yet, at 70+. May work PT till at least my mid-late 70's. Took my Soc Sec early. Still have fairly good health and mobility.

[@LouisAdams-tv4zi]

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Veronica Hoy.

[@ThomasJones-gm7fr]

Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.

[@Jasmine-eu5qx]

She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.

[@RichardDanielWilson-76gr]

You trade with Veronica Hoy too? Wow that woman has been a blessing to me and my family.

[@ThelmaJasmine]

I'm new at this, please how can I reach her?

[@CynthiaMorgan-qp8zl]

I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much

[@JumpRopeVeteran]

Index Funds are the way to avoid fees. Jack Bogle saved the individual investor. He's a saint.

[@marka5968]

Robinhood made trading free. While index funds have their place, I think index funds are slowing becoming outdated. The index funds have a lot of dead weight, environmentally disastrous oil companies and other companies of horrible ethical standards. With fractional shares, you can make your own index and pay 0.000% fees.

[@sohu86x]

@@marka5968 Robinhood sells your order flow. You get terrible fill price and they make money off the difference. Robinhood has no advantage over the countless brokers that also offer zero comossion stock/etf trades (assuming you're in the US).

[@marka5968]

@@sohu86x I'm saying they were the first to offer fee free trading and make every other also do so. They changed the game.

[@houseofhas9355]

what I learn from this documentary, Save money while young, and find out what a computer leasing agent is.

[@rjpg]

@@marka5968 Good luck, you'll be like the people in this documentary who'll be looking at 70+ for work.

[@jhay2843]

*I finally got to receive all my retirement funds amounting up to 200k all at once without having to pay tax , im done working and its time i invest all of this*

[@jhay2843]

----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------IF YOU WANT TO GET YOUR FULL 401K RETIREMENT FUNDS WITHOUT HAVING TO PAY THE TAX INVOLVED YOU SHOULD LOOK AT VCORPINVEST▫COM ON GOOGLE , THAT COMPANY DOESNT FOLLOW THE USUAL RULE AND ARE ABLE TO GET YOU YOUR FUNDS WITHOUT PAYING TAX

[@jhay2843]

----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------IF YOU WANT TO GET YOUR FULL 401K RETIREMENT FUNDS WITHOUT HAVING TO PAY THE TAX INVOLVED YOU SHOULD LOOK AT VCORPINVEST▫COM ON GOOGLE , THAT COMPANY DOESNT FOLLOW THE USUAL RULE AND ARE ABLE TO GET YOU YOUR FUNDS WITHOUT PAYING TAX

[@coleman5834]

----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------i HAVE PERSONALLY USED A COMPANY CALLED VCORPINVEST▫COM TO WITHDRAW MY 401K RETIREMENT PLAN WITHOUT HAVING TO PAY TAX AND THEN I PULLED IT ALL INTO INVESTING IN THE STOCKS MARKET , ITS BEEN 4 MONTHS AND I ALREADY MADE 235K USD

[@coleman5834]

----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------i HAVE PERSONALLY USED A COMPANY CALLED VCORPINVEST▫COM TO WITHDRAW MY 401K RETIREMENT PLAN WITHOUT HAVING TO PAY TAX AND THEN I PULLED IT ALL INTO INVESTING IN THE STOCKS MARKET , ITS BEEN 4 MONTHS AND I ALREADY MADE 235K USD

[@ltjulienja]

Yes give me 10k im your cousin btw 😁

[@Erickruiz562]

Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $560K for sometime now, my major challenge is not knowing the best entry and exit strategie;s ... I would greatly appreciate any suggestions.

[@LenaSchweizer-ff8xy]

For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary expertise to pull off such trades effectively carry them out.

[@BeverleeR.Ziegler]

I agree , I assumed I had a hang of the market at first, I gained $50k one year and I was super elated, not until I stumbled upon a portfolio-advisr whose been guiding me since the market's been sham after the pandemic, to my utmost surprise I netted a whooping $280K during this dip, that made it clear there's more to the market that we average joes don't know

[@BeverleeR.Ziegler]

I agree , I assumed I had a hang of the market at first, I gained $50k one year and I was super elated, not until I stumbled upon a portfolio-advisr whose been guiding me since the market's been sham after the pandemic, to my utmost surprise I netted a whooping $280K during this dip, that made it clear there's more to the market that we average joes don't know

[@BeverleeR.Ziegler]

Had a good run during my first year in the fin-market, I assumed I had a hang on it. However, things changed during the pandemic, and I needed to diversify into safe assets, so I approached a coach who devised a structure that matched my annual goal of 200k

[@JanineJ.Cromwell]

Although my knowledge of the business is limited, it seems that this is the ideal time to enter the market based on my understanding of supply and demand in the economy. The consistent price variations, which shouldn't be an issue, are the only thing stopping me. But I really need a counselor; could you please assist me?

[@JeffreyAlice-sd]

The problem we have is because Most people always taught that " you only need a good job to become rich " . These billionaires are operating on a whole other playbook that many don't even know exists.

[@AmesArlo93]

Money invested is far better than money saved , when you invest it gives you the opportunity to increase your financial worth.

[@KelvinAnthony5]

The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.

[@RandyVincent808]

I also keep seeing lot's of people testifying about how they make money investing in Stock, Forex and Crypto Trade(Bitcoin) and I wonder why I keep loosing. Can anyone help me out or at least advice me on what to do.

[@TeresaGloria632]

Even with the right technique and assets some investors would still make more than others. As an investor, you should've known that by now that nothing beats experience and that's final. Personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to $35k, withdraw my profit right before the correction and now I'm buying again.

[@JenniferLynd]

Trading under the guidance of an expert is the best strategy for beginners.

[@TeresaBrickle]

The best part about having money is not thinking about money; it is not about the cars, the jewelry, or the flex. It's about security, knowing you don't have to worry about anything. INVEST now if you want to break the code to financial independence, retire early...A lifetime of investing for 5 mil is not hard to accrue.

[@DanLeahfort]

But experts and strategists are telling us that those who believe the market will still bounce back are simply delusional - and they are about to get a reality check.

[@RachelBrinkmeier]

@@DanLeahfort I agree. Based on firsthand encounter with one ‘’LISA ELLEN SHAW’’ now i have 55k in a well diversified portfolio which has grown by 3x in the past 7 months with compounding, venturing doesn’t necessarily boil down to money but you also have to be informed, be patient and back it up with good hands

[@ThormanBoucher]

@@RachelBrinkmeier I'm 29 and have decided I'm going to try and put 60% of my pay check into the market . How do i reckon with LISA, whats her services like, do you think she can help me out ? I'm from Australia

[@RachelBrinkmeier]

@@ThormanBoucher LISA covers things like investment, insurance, making sure retirement is well funded, Go over tax advantages , ways to have a volatility buffer for investment risk. many things like that . Just glance her full name up on the internet .she's well renowned and has quite a following. So it shouldn't be a hassle finding her.

[@AveryFetherolf]

@@RachelBrinkmeier Interesting, I curiously searched her full name on my web browser and I came across her site thankfully. She looks impeccable.

[@darylsmith9318]

Rip John Bogle. One of the greatest.

[@brianchris7374]

We should also do our best to educate people on the importance of taking their health seriously to reduce the financial burden of failing/ill health. Besides conventional methods, active retirement planning should also be encouraged. We all know how slowly and nonchalantly governments react to things like this and as such we should do the best we can from our end.

[@latoriamartins4643]

That's very true. Besides IRA and 401k, are there other ways we can prepare ahead of time for our retirement? Mine draws nearer by the day and I'm gradually going into panic mode

[@mrmoore2485]

There's no need to panic. The simplest way is to save more and invest those savings in profitable ventures (you must either be very informed or get the services of a professional so you don't end up losing your savings). I made my first million last year only through something as casual as Stocks and with less than 5 years left to retire, I don't have much to fear. Goodluck!

[@thesportsguruu]

...Very sound and realistic... You mentioned investing and using pros, if its not a problem. do you mind telling if you used one or recommending a good one? I could definitely use external help right now... I look forward to you replying..

[@mrmoore2485]

Funny enough, I can honestly relate. Yes, I used one as I literally know next to nothing on the subject. For the professional, I don't know if I am permitted to go into details here, but you should start by looking out for those from reputable brokerages and good track records. Mine is Burroughs Walter Anderson though

[@kevinjohnstone4023]

@mrmoore, I know this dude. Shared a block at my former workplace. a friend who he worked with always spoke highly of him. i actually didn't understand how because he seemed so easy going

[@Alejandracamacho357]

As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?

[@Patriciacraig599]

It's best to seek an advisor right now, unless you're canny yourself. As a business owner in both the service industry and eBay reseller of all product categories, I can tell you we’re in a deep recession and everyone is running out of money.

[@PhilipMurray251]

I agree, that's the more reason I prefer my day to day investment decisions being guided by a investment-advisor, seeing that their entire skill set is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using a investment-coach for over 2years+ and I've netted over $900K.

[@Alejandracamacho357]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@PhilipMurray251]

She goes by 'Julia Hope Marble ''. I choose to delegate my excesses to her because of her great expertise. I suggest you look her up. To be honest, almost didn't buy the idea of letting someone handle growing my finance, but so glad I did!!

[@Christine-ce4xo]

Thank you for sharing, I must say, Julia appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive.

[@piffypalace]

PBS, I would love to see this content again for the 2020's. This was one of my favorite episodes ever :)

[@JamesSmith-bj9vk]

I was just thinking the same thing. I'd like to see an Updated version with all of the corruption in the market that's being exposed lately.

[@koru2374]

They have a pretty significant documentary coming on November 9 regarding the Pandora Papers.

[@nooral4315]

Same here.

[@firstlast8190]

Better start donating

[@jakestoe]

You must really like bad news..

[@jokedog4341]

This video is so underrated. Students beginning their career should be required to watch this video to set themselves on the right path.

[@PUAlum]

You're so right! I'm sharing it with a bunch of friends; i hope they get the message.

[@yarazooom]

take investment advice from JIMI HENDRIX: I know, I know You'll probably scream n' cry That your little world won't let you go But who in your measly little world are trying to prove that You're made out of gold and -a can't be sold

[@mikeraz594]

The problem with this video is it is deceiving and is not honest. For instance having $500 k in a 401k does not mean you have $500k. It means you have about 300k. since the government will tax that 35% + brokerage fees. What if AOC and the Omar get their way?? they will tax your 401k 50-60% BEWARE!!!

[@AN-jw2oe]

@@mikeraz594 is that why a Roth IRA is the way to go? Untaxed gains?

[@nefertitib4313]

Don’t know if it is the right path. The right path is the pension system. Current system u pray n say lots of hail mary that there’s no crisis at the time of ur retirement or close to it. Or ur screwed.

[@MiaDavis001]

I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains with months, I'm really just confused at this point.

[@KevinEvans-mq4ob]

I believe that diversifying your investments is the safest way to handle it. One way to lessen the effects of a market crisis is to distribute investments over a variety of asset classes, such as international equities, bonds, and real estate. It's critical to look for expert advice.

[@GraceHarris305]

Indeed, many people minimize the significance of advisors until their own feelings burn them out. After a protracted divorce, I needed a boost to keep my firm viable, so a few summers ago, I looked for licensed consultants and found someone with the highest qualifications. My reserve has increased from $275k to $850k thanks to her assistance, even with inflation.

[@JanAlston-kd6yl]

I need help rebuilding my portfolio and coming up with more effective strategies because of the big drops. where I can find this coach.

[@GraceHarris305]

NYCOLE CHRISTINA VANNATA is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@mesutserim1595]

It's estimated that Americans will need more than $1 million to retire comfortably, but I found most of us aren’t bullish about meeting that goal. I’ve been sitting on over $750K equity from a home sale and I want to invest on the stock market, how do I achieve this?

[@selenajack2036]

American workers are losing ground on retirement readiness and increasing the risk of outliving their assets, we all need to do more to help improve the savings and retirement security. If you're not who understands strategies to invest in the market, seek a Financial advisor to guide you.

[@chrisbluebird5037]

A lot of folks downplay the role of AdvisoRs until being burnt by their own emotions. I needed a good boost to help my business stay afloat, hence I researched for certified advisors and came across someone of good repute, helped a lot to grow my reserve so far, from 270k to over 600k notwithstanding the present inflationary factors

[@chrisbluebird5037]

I started out with an FA named Heather Lee Larioni. Her honest approach gives me complete ownership and control over my position, and her rates are incredibly affordable given my very impressive ROI.

[@lucasanderson8993]

Heather appears to be a true authority in this field. I looked her up on the net cos I really need this, and found her website, went through her profile and I can say she's superb. Dropped a message hoping it gets replied.

[@freedomforall64]

@@lucasanderson8993 I am concerned that Heather is a baby eating, devil worshiper what did you find out?

[@bobbymainz1160]

Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k.

[@jameswood9772]

This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.

[@alexyoung3126]

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

[@lawerencemiller9720]

I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.

[@alexyoung3126]

My financial advisor is Lisa Angelique Abel . I found her on a CNBC interview where she was featured and I reached out to her afterwards. She has long helped me with my portfolio

[@lawerencemiller9720]

I Found her online page by searching her full name, I wrote her an email and scheduled a call, hopefully she responds

[@bkinouye]

0:26 This program starts by perpetuating a myth. "If you make $100K, you need $1.5 million to be okay." No. What you need to be okay is based on your budget requirements at the time you retire, not on your salary.

[@jameelascanlan894]

I was just thinking that after I finished watching it. I won’t need my salary at retirement if I’m debt free and have less expenses. Medical expenses can be an issue. I suggest opening up an HSA to help with that. You also want to try and take care of yourself now by eating healthy and exercising.

[@highplainsdrifterdakotaboy3794]

Debt free is the answer

[@MemphisEcho]

I think it's hard for a lot of people to learn to live on less when they are in retirement.

[@nitfitnit]

This is true, but most people find it hard to cut spending much in retirement. It's hard to go from spending $100k a year down to $50k in retirement, especially considering medical costs.

[@sct4040]

Correct

[@lindakelley2676]

One of the best documentaries Ive seen. Frontline is the best investigative journalism today.

[@marilynb8136]

I'm 72 and a retired nurse. I was a single parent. I've always lived below my means. Drove a used car. Lived in a small cabin that was paid off. Ate simple food. Wore inexpensive clothes. Paid for my college with cash, so no student loans. Saved money and invested wisely. I am able to pay my bills and live a decent life. I am grateful.

[@sbc4434]

You were able to pay for your college with cash because it was dirt cheap, then your generation showed your appreciation for your kids and grandkids by running the entire system into the ground and leaving us with the bill.

[@kylebishoph9860]

Nursing education 50 years ago: $150. Cabin 50 years ago: $1200. Nursing degree today: $40,000 +. That Cabin: $1 Million. I don't care what clothes a nurse wears today, they ain't paying for their education with cash, or living in anything besides a tent unless someone sets them up! Be grateful...that you weren't a student and a single parent trying to buy real estate and an education in 2022

[@marilynb8136]

You're right!! Everything now is too expensive!!! The times we live in are crazy!!!! I don't know how anyone can manage it!!!

[@zakuma22]

The catch is that one cannot enjoy life the same way when you are in your 20s, 30s, 40s or even 50s. What is the point of barely enjoying life when you hit past 60s. It is cruel.

[@tarawalton6778]

@@kylebishoph9860 You painted 🎨the FULL picture PERFECTLY. We DEFINITELY live in DIFFERENT times now.

[@ChristianQ010]

Jack Bogle was a good man and an American hero.

[@MrNaturalSez]

I'm really fond of Warren Buffett too! He hired me, paid annual profit sharing, provided a pension, and his HR department was attached to Vanguard too. Saved my life actually.

[@muffinlordghoti1]

I would say that the O'Shaughnessy's are unsung heroes as well. In What Works on Wall Street and Millennial Money there's a great argument made that both debunks the random walk theory and shows how reliance on the conventional measures of risk predicated on it hamstrings institutions ability to invest rationally.

[@Cenlalowell]

Yes he was. Underappreciated by most

[@V.E.R.O.]

Yes, may he forever R.I.P.

[@thedoor5442]

The only honest man on Wallstreet!

[@trave7644]

Best documentary! If I had not watched it 15 plus years ago, I would have never known about index funds or Jack Bogle. Thank you PBS. Invest in index funds and forget it. That simple.

[@jordanmadden7388]

The whole premise of this documentary is that 401ks are a “gamble”. It’s horribly incorrect and misleading. Although the index funds part is valuable.

[@jav422]

RIP Jack Bogel. Mr. Bogel's brilliant insights hugely contributed to this broadcast's creditability. Excellent presentation, Frontline. Your layout of the retirement crisis, which still exists today, was exemplary!

[@ATHLETE.X]

The first mistake is thinking that you can trust someone else to manage your money.

[@georgemataele9271]

Soooo much truth

[@MrPatrick1414]

100%... I get so annoyed at those bank commercials which pretend to care about your financial future

[@lesp315]

Roger that.

[@MrBrewman95]

Make sure you get a Fiduciary advisor so they work in your best interest by law.

[@meowmix1569]

@@MrBrewman95 doesn't mean that much. Like going to a Toyota dealership and assuming they will be in your best interest legally, when all they know or sell is Toyotas.

[@jamesdrougas2318]

This is one of the best shows to discuss retirement plans and general advice about investing. Explains that it does not have to be complicated at all. Jack Bogle is my hero.

[@victorlaranjahal]

The average retiree, I believe, should have been able to have enough to last the rest of his days. I t just depends on choices during your working days, just as I came to realize later. Surprising how I still netted more $2m. by retirement. And this is while living in New York!

[@stephenpotter21]

New York is sure as hell an expensive place to live in. Were you affiliated to Wall Street? Because how could you net such a huge amount?

[@victorlaranjahal]

Oh, no. I didn't know anything about investing until then. It was a friend of mine who introduced to an investment advisor, and my only regret is not having started investing soon.

[@cloudyblaze7916]

That's incredible. Is it okay if I ask who you work with? I need some help at the moment, and I have some questions.

[@victorlaranjahal]

The person I work with is *Sharon Louise Count,* and she's been incredible with my portfolio. I have even referred her to some of my friends. You can look her website up.

[@gregorywhem]

Thank you for this. Any idea if she manages a joint couple account?

[@sbkpilot1]

We need an updated version for 2021 to see how people are doing today

[@spektred]

Guranteed, far worse. Especially after the pandemic has wiped out so many businesses and life savings

[@itrthho]

Rip Dan Roberson at 15:27

[@Hofftimusprime1]

I bet the chick with 115k has a half million now. And she was worried.

[@DavidEVogel]

The update is simple. Young people do not want to invest for 40 years and retire. They want to get rich today. So they take on more risk with unproven ventures like Bitcoin.

[@esther.74]

Investors take on higher-risk investments or speculate on market outcomes in hopes of achieving higher returns. This approach can lead to fluctuations in their retirement savings, as market conditions can be unpredictable. I've heard of investors making over $400k profit in this current sinking market, and I'm looking for ideas on how to earn similar profits.

[@Matthewbrandon859]

The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

[@ThomasHeintz]

Very true , I diversified my $400K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds in few months.

[@talented009]

@@ThomasHeintz wow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.

[@ThomasHeintz]

Elise Marie Terry is my portfolio-coach, I found her on Bloomberg where she was featured, I looked up her name on the internet. Fortunately I came across her site and reached out to her, you can verify her yourself.

[@esther.74]

@@ThomasHeintz Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

[@mocheen4837]

I started my kids with Roth IRAs in high school. They both contribute monthly. By the end of high school they each had $10,000 saved. I taught them about finance, stocks and saving. I hope they can continue this trend until they reach age 65.

[@BigDad200]

That is a great thing you’ve done for your kids. They should be teaching this stuff in high school.

[@andrewa9694]

Their expenses for edcation should be paid off and then save for retirement.

[@MrBrewman95]

They are so lucky to have such a smart parent.

[@greggkupec]

I’ve been retired 2 years and my entire 401k is/was in 3 different Vanguard low fee index funds. They are totally the right way to go. I looked at active management funds but the fees were ridiculous. I’ll lose my own money and NOT pay someone else to do it!

[@drrami757]

I wasn't finanncial free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income, and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investng in the fiinancial market is a grand choice I made. Great video! Thanks for sharing!

[@laurenlondon848]

I understand that tomorrow isn't promised to anyone, but investng today is hard for me now because I have no idea of how and where to iinvest in. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path?

[@drrami757]

@David cho The advisr I use is Dawn Marie Gatti, she's actually quite known, so you could just search her.

[@laurenlondon848]

@@drrami757 your handler must be really good, I have seen testimonies of people using the help of inve stment advis0rs in making them more flnancially stable. Is it okay to ask how to get in touch with this Dawn Marie Gatti?

[@drrami757]

@@laurenlondon848 look her up on the internet with her name. she's quite popular for her services as she was recently featured on bloomberg. She can actually work with anyone irrespective of where you're located.

[@audrey5605]

I just looked up this person out of curiosity, and surprisingly she seems proficient. I thought this was just some overrated BS, I appreciate this.

[@brianwhitehawker1756]

With inflation running at a four-decade high, a Recession is now the ‘most likely outcome for the economy and I cannot imagine being a victim of circumstances. I will be retiring in two years and I have a goal of doing that with $1M. How can I ensure this in this hard time?

[@codeblue11]

To utilise the current downturn, I’ll suggest you hire a PRO to create a flexible port-folio that can be updated regularly to reflect changing market conditions.

[@brianwhitehawker1756]

@Flynn Chasin Thank you for your time. it was easy to find your handler. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

[@mr.gregory6768]

Keep working Pal till it feels right for you ! Don't forget about those unexpected American Health care costs that make One Million feel like peanuts. Thank God I live in Canada.

[@aaronjv]

"I will be retiring in two years and I have a goal of doing that with $1M. How can I ensure this in this hard time?" Start by investing $2M and you will reach your goal in two years.

[@wichorast]

Move to Mexico you can live like a rich person for the rest of your life with that money

[@FennaVa]

Most Americans find it hard to retire comfortably amid economy crisis. Some have close to nothing going into retirement, my question is, do I pull cash from my 401k and buy a house, or spread my money in stocks for cashflow? I'd love to afford my lifestyle after retirement?

[@ralfbrown-kl1gp]

Lately, I've been contemplating retirement, uncertain whether my 401(k) and IRA will ensure a secure future. I've also invested $800K in the stock market, experiencing fluctuations without substantial gains.

[@oliverdavis-tw2xl]

Using a 401(k) or IRA is a valuable strategy for retirement planning, providing potential savings growth and tax advantages. While the stock market is promising, expert guidance is essential for effective portfolio management

[@marcellasilva4015]

Opting for an investment advisor is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 45% since Q2.

[@CharlesSlowey]

Thanks for replying, You seem to know much, How did you go about it and can you recommend an advisor like yours?

[@DiscutirconPablo]

Creating wealth and financial freedom isn't as tough as many people believe. Building wealth and remaining financially stable indefinitely is a lot easier with the appropriate information. Participating in financial programs and products is the only true approach to make a high income and remain affluent indefinitely...

[@tomaszcz_k]

That's the very reason I opted to invest alongside John Desmond Heppolette. Thanks to his expert counsel, he introduced me to a more enriching financial community-a reputable agency that equipped me with priceless knowledge on the inner workings of money and proven strategies for its accumulation. Furthermore, I had the opportunity to tap into free resources like books, courses, and daily lectures. This path also allowed me to expand my network by connecting with new people, ultimately making it one of the most advantageous choices I've ever made.

[@Windarti30]

I can confidently assert that my life has undergone a significant transformation since I crossed paths with John Desmond Heppolette. With his guidance, I've managed to free myself from debt and build a substantial retirement fund. Moreover, I've achieved an income of over six figures, thanks to the opportunities he introduced me to and his invaluable assistance.

[@AnnaFed015]

I appreciate your advice, and I must say that it was straightforward to locate information about your coach online. I conducted thorough research on him before scheduling our phone call, and his online resume indicates that he possesses a wealth of knowledge and expertise.

[@MatgorzataZielinska]

Coming across this comment today was exactly the boost I needed. I've been facing financial difficulties for months after my divorce, and I recently came across his outstanding credentials when I looked up his name on Google. It feels like a fortunate turn of events that I stumbled upon this comment section, as it has provided me with valuable information and a sense of comfort.

[@curdis]

In case anyone hasn't noticed, this whole chain of comments is a predatory scam of some sort and should be avoided

[@frayne48]

This documentary is no doubt as relevant today in 2021 as it was when it aired in 2013. Thanks God for John Bogle, the patron saint of the index fund.

[@dorin.dumitru]

Imagine if we would have invested into something else 8 years ago. Imagine if we would have switched into apple shares or google or even the bloody crypto. Where are we now? On the hand of the faulty and greedy financial system...

[@shawniscoolerthanyou]

@@dorin.dumitru Something other than what? On average, you're not going to beat the market (and therefore, the market index fund). Looking at how some assets did better is pure hindsight and a path to ruin.

[@crand20033]

@@dorin.dumitru Crypto may still be the ticket for us financial losers.

[@godkung1]

Or is this controlled opposition? Kind of how the Left-wing-right-wing-same-bird party scheme works? Back up to the back up?

[@WakeUpAmerican000s]

@@crand20033 - most crypto investments are a complete scam, and all are very volatile (risky). Bitcoin has matured as a way to pay for some things, but all the little new "currencies" cropping up would be a crazy place to put retirement funds. If you're into gambling, you'd probably have a lot more fun playing Blackjack and the craps tables in Las Vegas.

[@matthew-jy5jp]

Frontline is tbe best journalism on 📺

[@larryjones5655]

Amen brother 🙏

[@svdf3472]

This topic keeps me awake at night now that I'm 60 yrs. old. Just like you I'll be working pass age 70 yrs old or until I'm able to work

[@uncapabrew4807]

Exactly! I’m one those who lied at 14yrs old saying 16 to get the job!! I’m not lazy My body tells my mind screw you!! 😢😮 PS I ll be 64 next year! What 401K was only in a Short time. Was losing soo much $ I yanked and updated Ac/heat water heater IDK - Single grannie helping Daughter BF and grand baby They dont get it!!

[@Okchpod]

*I also just got my retirement funds and I have these guys to thank because I didn’t have to pay any tax that was included in getting it all out , it’s time to start an invstment*

[@jhay2843]

----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------IF YOU WANT TO GET YOUR FULL 401K RETIREMENT FUNDS WITHOUT HAVING TO PAY THE TAX INVOLVED YOU SHOULD LOOK AT VCORPINVEST▫COM ON GOOGLE , THAT COMPANY DOESNT FOLLOW THE USUAL RULE AND ARE ABLE TO GET YOU YOUR FUNDS WITHOUT PAYING TAX

[@jhay2843]

----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------IF YOU WANT TO GET YOUR FULL 401K RETIREMENT FUNDS WITHOUT HAVING TO PAY THE TAX INVOLVED YOU SHOULD LOOK AT VCORPINVEST▫COM ON GOOGLE , THAT COMPANY DOESNT FOLLOW THE USUAL RULE AND ARE ABLE TO GET YOU YOUR FUNDS WITHOUT PAYING TAX

[@coleman5834]

----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------i HAVE PERSONALLY USED A COMPANY CALLED VCORPINVEST▫COM TO WITHDRAW MY 401K RETIREMENT PLAN WITHOUT HAVING TO PAY TAX AND THEN I PULLED IT ALL INTO INVESTING IN THE STOCKS MARKET , ITS BEEN 4 MONTHS AND I ALREADY MADE 235K USD

[@coleman5834]

----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------i HAVE PERSONALLY USED A COMPANY CALLED VCORPINVEST▫COM TO WITHDRAW MY 401K RETIREMENT PLAN WITHOUT HAVING TO PAY TAX AND THEN I PULLED IT ALL INTO INVESTING IN THE STOCKS MARKET , ITS BEEN 4 MONTHS AND I ALREADY MADE 235K USD

[@aulderyan]

@@coleman5834 THIS IS A SCAM ^^^

[@hermitisland]

This is a really, really great documentary. It does a good job at cutting through the BS and explaining some pretty complex topics in an easy to digest manner. Honestly it should be required viewing for everyone.

[@keith8346]

It should be a required class that everyone has to graduate from to pass High School.

[@logicalrealist3091]

Really? Do you work in the financial industry?

[@bernardlorenzo4552]

I totally agree the United States is in trouble because partly we are financially illiterate

[@marclawson2536]

"Complex topics"? LOL. Wall Street manipulated legislation so it could steal from working Americans. As it always does.

[@alexisoviedo100]

Agree!

[@vincentfegley6068]

A few weeks ago I helped my mom examine her 401k. I was very happy to see it was a vanguard fund with an S&P fund, an american bond fund, an international index fund and an international bond fund. She's lucky, all that stuff is very low cost and you can get the prospectus for all of them but I imagine it isn't like that for all 401k funds. These things shouldn't be that difficult to understand and yet they are for some reason. As for saving, that is a lot harder than it allegedly used to be. Inflation is up and wages are too low for cost of living. You cant save if your rent went up 40% in the last 3-5 years.

[@excitedaboutlearning1639]

She's lucky, because she's definitely got some of the best funds out there! Broad diversification & low fees. Ramit Sethi's book I Will Teach You to Be Rich and a Europe-focused one called How to Invest in Index Funds in Europe by Mário Nzualo changed my investment journey. I started investing regularly in 2019, and I've got many decades of time to let my nest egg grow.

[@mapsandglobespro]

I turned 65 this year and finished full time work with 3 pensions and social security. I worked for a telecommunications cooperative for over 31 years, In the Army for 4 years and finished that career staying in the National guard for 16 more years, and then working for 6 years for the city I currently live in. I'm still part time working as a handy man but plan to completely stop working next year. Obviously I'll continue helping friends and family. I love my life. My adult children are a whole different story.

[@vicvic2081]

wow hey grandad i need lunch money

[@leona2222]

Humble brag humble brag

[@simonfes3770]

The 401k is good, because retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k. My mom retired with about 4.2 million, but my dad retired with roughly 1.8 million. So it really does.

[@alexyoung3126]

We were traveling in the same direction, my wife and I. I withdrew my money over the past two years and invested with her wealth manager. I won't be able to match her earnings over time, but at least I make more. Haha.

[@joesphcu8975]

Asking for advice or assistance from a consultant or investment coach is the best line of action if you lack market understanding. Even though it sounds cliche or apparent, talking to a consultant has helped me stay afloat in the market and increase my portfolio to roughly 65% since January. That, in my opinion, is the current most successful strategy for breaking into the industry.

[@lawerencemiller9720]

Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

[@joesphcu8975]

My advisor is Helene Claire Johnson, who has extensive experience in the financlal market. You can easily find more information about her online.

[@lawerencemiller9720]

I just googled her full name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

[@johnnybravo609]

I’m 34 and Documentaries like this one opens my eyes to my own financial situation and fine print

[@michaelyun2407]

Just work till you can't and when run out of savings I am going to take my own life. Is the only way. Or lucky enough i got my own place going to sell it when I can't work and move to the a cheap country and live off my savings.

[@user-yk5lv8iw8x]

@@michaelyun2407 If you have a US passport- look at other countries. There are places where you can retire and live like a king for 100K-150K.

[@sunnyd4734]

You're at the perfect age where you should be doing some serious investing.

[@user-un9qk3os6w]

Perfect age to run away

[@ericoconnell7581]

To the author of this documentary, thank you for your honesty. I will pass on the lessons learned by me - and you - to my daughter before it’s too late.

[@taraskosarev]

Mr. John C. Bogle is one of the greatest! Rest in peace, we miss him and his knowledge....

[@1yehny]

This should be mandatory education in schools and universities.

[@ryanborder189]

NO MY COMMENT SHOULD BE MANDATORY IN SCHOOLS Firstly most of the 'victims' here were greedy-they were trying to obtain ridiculously high returns that could only be offered by cowboys. Next, the real reasons companies stopped paying final salary pensions is because they became fantastically expensive to pay for. That's why so many American companies outsource their jobs-it became far too expensive to pay American workers(and Europeans too) as we insist on retiring from 60 onwards when most people will love till their 80's and 1 in 2 people born today will live to 100. The maths just does not add up. You cannot work for 40 years then expect a pension for 40 years that is inflation linked and tied to your final salary. The public refuse to pay more or retire later-well guess what-the promises that have been paid CANNOT be honoured-there is just not enough money to do that. The BIGGEST reason is that 'public sector' workers are just damn greedy. They expect everyone to pay into a pension plan for them that most people can NEVER hope to get-good luck with that-the public will rise up against it. The public sector is far too big and the salaries are off the scale. Police officers earning over $150k in California, Principles $500k-it's crazy and CANNOT be paid for-we have the same nuttiness here in Blighty too. This documentary wants to push the narrative that the Government is the solution to the Pensions crisis-the Government CAUSED it!! The only way for people to retire comfortably is to keep your savings outside of the banking system-they will confiscate it when the next crisis comes and believe me it's coming. And guess what folks-NO ONE WILL EVER LOOK AFTER YOUR MONEY THEY WAY YOU WILL SO DO IT YOURSELF-TAKE RESPONSIBILITY, SWITCH THE TV OFF, STOP FIXATING ON BS AND START FOCUSSING ON YOUR LIFE!! And Finally-Never trust anyone with your money-WATCH THEM LIKE A HAWK AND THAT INCLUDES FAMILY-EVERYONE LOVES SPENDING OTHER PEOPLES MONEY!!! BUY GOLD AND SILVER-IT'S THE ONLY REAL MONEY!!!!!

[@prestonhanson501]

It's why our schooling system is a joke. Notice how they do t teach anything that applys to being successful or how to spend and use money. The most important things in life it doesn't teach at all. Instead they give you art class and useless algebra, something you will never use in your life. They system is deliberately designed to keep the poor poor. And special schools for the rich to give a real education. We live in a plutrocracy not a democracy. 2008 80% 9f America was against the bailouts and it was voted no by the house, despite all that it was passed anyway which was illegal becaise the house voted no

[@darrellstevenson5364]

So should guidance on buying a home and refinancing.

[@usadaily135]

Will never happen: we all should educate our children: homeschooling financial education

[@jayabacromby675]

It is up to the parents to educate themselves, and pass that info along to their children. We should never depend on schools to do all of the necessary education in life.

[@prometheon123]

One of Frontline’s finest, and worthy of an Emmy. I’ll never forget watching this eight years ago. It literally changed my retirement strategy. Thank you, Martin!

[@tcmelvinlee4804]

So what‘s yr retirement strategy?

[@prometheon123]

@@tcmelvinlee4804 Low-cost index funds. Specifically, Vanguard Admiral Shares, which has an expense ratio of .04.

[@cherylwright9408]

@@prometheon123 Thank you I know nothing, I will start researching these . Any advice where to start investing first ?

[@Katie-vy5rd]

@@prometheon123 thanks for sharing !

[@paulazemeckis7835]

@@prometheon123 I opened a Vanguard acvt back in 2014 with $14k withdraw from a 401k. My last quarterly stmt has it approaching $100k. I also rolled over a subsequent 401k into it. This subsequent 401k was only a few thousand dollars. I am absolutely amazed.

[@jeffersoncnc1]

Two years ago and it is still up to date! Congratulations, this documentary is beyond our time and it will never get old.

[@sunnyd4734]

This originally aired in 2013.

[@JackCook-wr1wd]

*Planning retirement has never been this confusing! First SVB, then Signature bank and now First republic, these are all the signs of yet another 2008 market crash and recession 2.0, so my question is do I still save in the United States dollar, or could this be a good time to buy stocks? So I’m left wondering what 2023 has in store for usinvestors, I’ve been sitting on over $745K equity from a home sale and I’m not sure where to go from here*

[@Lyoson554]

Do you mind sharing info on the adviser who assisted you? been saving for pension since age 18 - company scheme. along the way I hit higher tax, so I added to my company pension with a SIPP (tax benefits) I'm 46 now and would love to grow my finance more aggressively, there are a few cars I still wish to drive, a few mega holidays

[@Jadddt]

Thanks so much, I just search her on Net I'm really impressed with her credentials. I reached out to her since I need all the assistance I can get

[@ENWWN]

Does Harry Brenda Ava do business in Nigeria? I was wondering since I have a huge lump sum of money that I would like to transfer as an investment opportunity.

[@oliviataylor4672]

Very well articulated; I wish I had more time for trial and error, but I'll be 57 this September and I need ideas and advice on what investments to make to set myself up for retirement, especially with the looming inflation and recession; my goal is to have at least $1 million by the age of 60.

[@legacymedia8468]

There are a lot of strategies to make tongue-wetting profit especially in this down market, but such sophisticated trades can only be carried out by proper market experts

[@chrisbluebird5037]

Yes, I've used such expert, an investment adviser at that, and she really worked magic on my portfolio, initially I was always in and out of the market, selling at a complete loss but for the past 2years I've been mostly in the green, earning steady profit irrespective of market movement thus gaining over $850k+ in the past 2years

[@selenajack2036]

Sweet! how'd you go about getting a proper investment-adviser like that, I've had plans to touch base with one, I'm just not sure how to go about it, I don't mind looking up this one that guides you.

[@chrisbluebird5037]

The advisr I use is actually quite known, you might have heard of her, Heather Lee Larioni, she's been featured on several platforms including CNBC and Bloomberg, you can search her name.

[@mesutserim1595]

I just looked up this person out of curiosity, and surprisingly she seems really proficient. I thought this was just some overrated BS, I appreciate this.

[@HodgeChris]

People are lucky who are able to retire early. I have 15 months till 65 and need to look at calling it quits, my only fear is running out of funds much later, thus keen on investing. What could be the safest possible ways to invest for cashflow, in order to afford lifestyle after retirement?

[@carssimplified2195]

consider investment planning, learning from a well experienced advisor is invaluable

[@Justinmeyer1000]

@RobertCooper03 That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?

[@Justinmeyer1000]

@RobertCooper03 Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

[@Nonsense116]

estate planning and retirement planning is a question best asked with a professional. Not a youtube comment section. Best of luck!

[@Dave-sw2dm]

I literally never looked at my 401K from the time I started until I turned 57. Never saw the downturns. Just saw the balance when I looked and was pleasantly amazed!

[@paulaarchuleta8684]

Worked as a programmer for years, but the stress of work caused cancer twice in my life. Life was good because i lived on the beach and drove a corvette, but the cost of cancer was my 401K. It was work and save cycle, then sick over two times. Cost of living does not stop while your recovering. My hope is to buy a van and maybe travel doing vanlife till I’m dead.

[@DrSchor]

stress does not cause cancer. rethink.

[@stingaling]

Jack Bogel is a legend. He has probably done more for savers than anyone else on the planet. RIP

[@the_derpler]

Its crazy to me we expect regular workers to not only be awesome at their job, but also be stock market experts to save for their retirement.

[@freedomlife3623]

It’s not that hard, there is tons of personal finance information on KZbin. And lots of book to learn, most of us spend more time planning our vacation than our finances, where is our priority as a society?

[@hustlemami8732]

Well said

[@mariegeraldeelisabethbazel5737]

Spectacular documentary. Thank you so much

[@edwgarci]

Loved this video... thank you man!

[@JamesSmith-bj9vk]

With the corruption being exposed lately, I'd like to see an Updated version.

[@angelachanelhuang1651]

america is not updated

[@user-ps8ov4yh5v]

what corruption?

[@newagain9964]

🤤. Hey. Wake up already.

[@davidcarlin3850]

John Bogle. RIP. What great advice and words he has here.

[@wolfthequarrelsome504]

Start now. Learn to live with less. Then you can save more, if you have an income. Start slow. When you think about it you only need basics. Somewhere to live, somewhere to sleep. Something to do. Something to eat and maybe someone to love.

[@Leahhli__]

This has been such an informative documentary even though it’s from 10 years ago. I’d love to see an updated version of the subjects discussed to see if any changes has happened in this industry.

[@FernandoCanoG]

X2

[@arpitjain2591]

+1

[@magnoliap5824]

There have been big changes to retirement plans. Mainly the amounts a person can contribute continues to go up.

[@jimhouser2556]

Frontline will never do an update to see how unwise highlighted investors were in this "documentary"...everyone's account balances would have recovered nicely if they would have just stayed the course. Frontline will most likely do another hit-piece on capitalism when the next crisis arises.

[@darinheight6293]

The same principle still apply even thought it's from 2013. After watching this video, I went and checked my account and saw that I was being ripped off big time. Like the guy in this video, I kept wondering why I wasn't seeing an increase in my account, I know why now. THE FEES kept me from gaining.

[@siyabonganhlakaniphomatheb1039]

Excellent journalism. This was very very informative! Two year ago, I resigned from my job for the very reasons laid out here! Selling junk to clients is difficult to reconcile with your integrity. All in the name for higher commissions and bonuses!

[@Joshua_Cares]

Your a man with a conscious.

[@mariahsmom9457]

I am glad there are people like you. I have a family member that does this job and making tons off of people with no actual service to them and its sickening.

[@laurielambert7593]

CLAPPING! I left corporate America [banking industry] for the same reasons. I'd also learned in college [80's] that the government will have depleted social security by the time my generation [1964] reached 65! OUCH! I had no intention/plan to work until 65 and became an entrepreneur.

[@Mogiron10]

Man of principles. The world needs more of you.

[@tamekkaknuth9612]

Most importantly people's lives etc. I love my medical field

[@animalmini1]

Thank you for this

[@discoverglobeliving]

thanks for sharing this doc! Retirement planning can be tricky. Excited to learn more from frontline. Appreciate the insight!

[@brendakipkemoi2738]

I appreciate Martin Smith sharing his situation. You know hes reporting from the heart.

[@zZzPoPTaRTzZz]

Martin Smith is the best.

[@jamesdarnell8568]

However, he is also the owner of a small company and he appears to know shockingly little about the 401(k) plan he offers his employees. Who are his plan's trustees and are they bonded? They are required to be fiduciaries. Does Mr. Smith hire an advisor for his plan? Does the plan's advisor offer guidance to employees who need some help developing a retirement plan or choosing investments (two very different things)? Mr. Smith paints himself as a victim of the system but as a business owner, he is also partially responsible for the success of his employees' retirement.

[@DBEdwards]

And the wallet.

[@mattw4496]

@@jamesdarnell8568 And he's not in the same income bracket as most of the people who are admiring him, or have watched this video for that matter

[@Hofftimusprime1]

115k at 32! I’d say she’s killing it.

[@genxx2724]

If the $115K is in an S&P 500 fund, it will be $1.84 million when she’s 61.

[@femiairboy94]

Yeah if she gets married, gets kids, probably going to need a bigger place which equals more bills, more mouths to feed etc

[@Hofftimusprime1]

@@femiairboy94 what does that have to do with her portfolio then? As long as as she never touched it and contributed the minimum she doing better than 90 some percent of the US population. People adapt to those sort of things and even get tax incentives. Good try though.

[@mikehawk4856]

As soon as interest rates rise she is done for

[@karenfaulkner8635]

So good, so helpful. And thank you for candor in discussing your own financial situation. God bless you.

[@budstep7361]

Excellent documentary! Keep up this quality for future generations please!!!

[@carrie668]

No wonder my 401K has never grown, totally makes sense now. Thanks for this show, I love it ❤

[@dhix2388]

The J.P. Morgan asset manager should have declined this interview. LOL

[@Acceleronics]

I do wonder why executives who probably expect to be skewered by the interviewer agree to the interview. Maybe they have a huge ego that thinks it can "win"?

[@sangkang6294]

Ego as big as his fat wallet.

[@enidhernandez5015]

😂

[@orcuttnyc]

@@Acceleronics He won't be affected.

[@MrNaturalSez]

On the other hand that Karen Wimbush was scary!!! You're scary Karen!!!

[@OhWell0]

I just want to take a moment to thank Frontline. I watched the original broadcast in 2013. I was living in poverty at the time. Fast forward 7 years to 2020 and I finally had money, for the first time in my life. I opened an IRA and maxed it out for 2019, then a few months later for 2020. And again for 2021 and 2022. I haven't accrued much interest yet, but I know I'm in a better place financially than I would have been in had not seen this broadcast. Thank you.

[@ez-g3090]

What does it mean to max it out?

[@ninaj.4885]

@@ez-g3090 You're only allowed to invest a certain amount each year so he's putting in the max amount each year. Now if you have a business, a solo 401K or a Sep IRA allows you to contribute alot more than individuals can contribute to an IRA. This country loves business owners but I would research that to figure out which works best for you.

[@JMSG77]

Great content! Very educational! Everyone should watch this.

[@shaannajac]

Thank you for sharing.

[@michealwrubell4302]

I'd be retiring or working less in 5 years and I'm only curious how people split their pay, how much of it goes into savings, spendings or investments?? I earn around $165K per year but nothing to show for it yet

[@lipglosskitten2610]

Well with the economy and stocks at where it is now, I'd be disappointed if people weren't making any error on their portfolio at this time, it was much easier to navigate during the bullrun, regardless I still see and read articles of people pulling over $225k by the weeks in trades, how come?

[@martingiavarini]

I noticed, a lot of folks are making huge 6figure killings in this downtrend, only just that such technques are mostly successfully executed by folks with indepth mrkt knowledge.

[@lipglosskitten2610]

@Dan Brooks Impressive can you share more info?

[@lipglosskitten2610]

@Dan Brooks She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

[@markberger5739]

if you get some side gigs, spend next to nothing & save the max you would have over half a million - compound that & it may almost double - spend the lot & live in poverty for the remainder of your forced unemployment (retirement) - your choice!

[@MsHenrei]

I watched this about 7 years ago when I was in my 30's and didn't have any retirement funds in my name. I started and now I've got over 100k. It was aggressive though and I changed careers. Became a nurse and worked lots of overtime etc.

[@japantarzan3551]

Amazing!

[@LassieFarm]

Just wait till it goes to zero. POOF gone. If you cant hold it in your hand, YOU DON'T OWN IT

[@rajvo7406]

Just make sure you stay away from the leeches of financial industry. Do 80% s&p500, 20% bonds, and keep investing

[@sueq144]

I just looked into my Roth IRA. I have 3 sectors. 1 is a growth fund (stocks), 1 is a mutual fund, & 1 is a gov money market. 2 are @ 1.39% & 1 is 1.40%. Kind of mind blowing. Thank you for this.

[@sylviagatterburg5318]

Thanks for your work and courage

[@kinky_Z]

I remember meeting with an investment advisor in my workplace cafeteria circa 2010 and me insisting to him that my 401k be invested entirely in an Index Fund. He moaned, tried to talk me out of it and then essentially told me to get lost. Why? Because he couldn't make money off my hard labor.

[@Stoneface_]

Exactly. Index funds are the best.

[@jessicalt4121]

Did you do well? I’ve been thinking of the Dreyfus Index Fund or another fund but I’m 60 years old so I am not sure.

[@kinky_Z]

@@jessicalt4121 Yes I did. Results were slow, measured and continuous and I was able to retire at 63.

[@garyzies3486]

@@jessicalt4121 The market is likely to crash in the near future after a long run-up. At 60, you don't have much time to recover from a 20-50% loss.

[@TexasNightRider]

I retired five years ago and my worst fears regarding inflation have become a reality. I regret not seeing this documentary sooner but I can't beat myself up over it. I'll do the best I can moving forward.

[@Whoiskevinjones]

Thank Joe Biden for inflation.

[@TexasNightRider]

@@Whoiskevinjones Yessir I agree.

[@unknowndriver6652]

I know you can

[@Mexicobeanpole]

@@Whoiskevinjones thank Trump’s republicans for not reacting to the pandemic sooner. You know “one day it will just disappear”. Idiots.

[@myday2704]

Lockdowns caused the inflation

[@tracyl5639]

I’m glad I have the opportunity watching this video. Thank you for your great work🎉

[@ReadySetMoses]

Amazing how articulate and sharp Jack Bogle was at his age, RIP.