The Sneaky New ATM Card Swap Scam That's Draining Bank Accounts And How to Protect Yourself

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Imagine withdrawing $20 for lunch, only to find $12,000 missing from your account the next day. All because a 'helpful' stranger at the ATM pulled off a magic trick with your card. This nightmare just became reality for victims in Boston. Stay tuned, because I'm about to reveal how scammers are using sleight of hand to empty bank accounts, and how you can avoid being the next victim of this devious ATM con.
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#boydclewis #Scam #cybersecurity
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[@BoydClewis]

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[@Amen.22]

I can’t eat at Arby’s because I haven’t even seen a Arby’s in about 50 years.

[@Soullesschump]

Dont EVER talk about Arby's again... I said what I said lol

[@OkImJustCommenting]

@@Soullesschump LOL! Facts 🤣….although I think their curly fries used to slap, not even gonna lie 😮‍💨

[@laurenl3785]

@@SoullesschumpLOL! Their potato cakes are my crack! 😂

[@tinaharris9403]

DON'T YOU SEE THESE SCAMMERS ON YOUR PAGE BOYD?

[@idakate7]

No one in their right mind hands a stranger their atm card.

[@sana-cm7oc]

Megan is really dumb.

[@patriciamissie8763]

I've found a debit card left in the ATM I closed his account out and gave the card to the police . They thought I was crazy.

[@moky1269]

😗😗😗 unbelievable,police are dumb too​@@patriciamissie8763

[@deliawright8626]

​@@patriciamissie8763A GOOD SOUL, WE DO EXIST!!!😊😊😊

[@deliawright8626]

Not being a boob, and perpetually on a budget I do not leave money in the ATM. EVER. 2. Have learned to say loudly " back off" go to your car or inside the bank immediately. 3. Will hand my card to a bank employee only.

[@wilfredohernandez2257]

First of all don’t even approach me near an atm machine.

[@freema9246]

listen!

[@vonk743]

Exactly. I don't like when people near me in the bank line. Especially when the bank is closed and someone comes in after swiping their card to get in the door.

[@barbarabradley1014]

No shit….I’m armed😅

[@lindywheeler4192]

Say it again! Don't approach or be close up on me, cause we gonna have a serious problem.

[@Heavenzvoice]

Word!

[@lj6916]

Why would you give someone your ATM card ????? That's the stupidest thing ever someone you don't know.

[@KRTN6CFT]

When I use my ATM card, I always go into the bank. Never use for purchases.

[@Hopium-kj3ij]

NOT EVEN TO PAY FOR A TAXI OR UBER should you 'hand over' a DEBIT card... use a 𝗖𝗿𝗲𝗱𝗶𝘁 𝗖𝗮𝗿𝗱 𝗮𝘁 𝗹𝗲𝗮𝘀𝘁, 𝗲𝗻𝘀𝘂𝗿𝗲 𝘁𝗵𝗮𝘁 𝘆𝗼𝘂 𝗮𝗿𝗲 𝗵𝗮𝗻𝗱𝗲𝗱-𝗯𝗮𝗰𝗸 𝗬𝗢𝗨𝗥 𝗰𝗮𝗿𝗱, 𝗔𝗡𝗗 𝗴𝗲𝘁 𝘆𝗼𝘂𝗿 𝗿𝗲𝗰𝗲𝗶𝗽𝘁 𝗕𝗘𝗙𝗢𝗥𝗘 𝘆𝗼𝘂 𝗴𝗲𝘁 𝗼𝘂𝘁 𝗼𝗳 𝘁𝗵𝗲 𝗰𝗮𝗿!! Repeat, 𝗴𝗲𝘁 𝘆𝗼𝘂𝗿 𝗿𝗲𝗰𝗲𝗶𝗽𝘁 𝗕𝗘𝗙𝗢𝗥𝗘 𝘆𝗼𝘂 𝗴𝗲𝘁 𝗼𝘂𝘁 𝗼𝗳 𝘁𝗵𝗲 𝗰𝗮𝗿!! Because you 'authorized' the transaction (illicit transaction, mind you,) you want this PROOF because the Credit Card company 'can/might' dispute your dispute ("you authorized the transaction") -and you'll want your receipt to show date/time/place/provider A number of Canadians have been so-duped this way in Mexico recently by paying for a taxi ride and thinking the transacted say, $20, only to get home a month later and see that they were dinged for $2000 ! And the Credit Card company want to see 'proof' -where's your receipt?? Hopefully the receipt doesn't say "$2000" but even if it DOES, -a "two thousands dollar Taxi fare" is highly contestable and the Credit Card company will no no standing to maintain that this was legit. -You get reimbursed.

[@jesussavedme964]

People still vote blue .

[@JawandeSimpson]

Never give nobody your credit cards

[@lindywheeler4192]

Or your phone!

[@tedwalford7615]

Always give nobody your credit cards.

[@BillSmith-rx9rm]

Never give nobody? You are the master of double negatives!!!

[@MegaLivingIt]

ESPECIALLY CLERKS who have gotten grabby trying to run your card saying "here, I can help you". DON'T LET HER TAKE IT OUT OF YOUR HAND.

[@marktravelinPI]

Step 1.. never trust a stranger that smiles at you and ask for your ATM card. 😅

[@billybarnett2846]

They targeting old people or addicts cause I get suspicious when I see somebody just standing near the ATM.

[@kimminer7341]

And You must be an addict if you think that addicts have ANY money in their bank account!

[@CatherineBirch-m5r]

Old people are so gullible and trusting, that's why scammers target them.

[@mv4463]

Don't walk away from the screen till the general welcome page is clearly visible.and take any receipts....this way, you know your session has completely timed out of the system.

[@flyrobin2544]

I also hit the cancel button at the end of the transaction.

[@PhilLesh69]

I keep the bulk of my money in a totally separate bank and I keep the only ATM card connected to that account in my home safe. I transfer a month's worth of expenses to another bank where all my bilks, credit cards and debit cards are drawn from. That way even if someone manages to gain access they can only clean out one month worth of money and cannot access the larger kitty.

[@Trac82]

Only once did I leave my receipt in the atm. Went back, and it was gone. Surprrise🙄 Hardly.

[@mzacchini007]

Banks should have as many cameras as casinos to protect their customers.

[@gailmiller6333]

@mzacchini007 Agree, 1,000% just as many covering every angle just like casinos.

[@mickk8519]

Casinos don't have cameras to protect customers, casinos are the customers biggest danger lol.

[@cynthiarogers2904]

*GREAT IDEA !!!*

[@wendyhinckly7044]

WHY would you hand a perfect stranger your debit card? Why would you not look at the screen yourself and finish? How naïve!

[@guineapiglady2841]

Boy, was she's a dummy.

[@lovly2cu725]

Not logging out isn't new. Being on for years

[@redeemed1352]

Exactly.

[@kayannramos2218]

We all are so use to handing over our credit card to pay for food at a restaurant l would not do this anymore it's risky

[@rarefruit2320]

You can’t help the slaves

[@meri9214]

Most people do NOT have that much $$$ in their account, especially in this economy...

[@misstriciaskitchen8640]

Yea they will be up the creek trying to get that much from me because I don’t have any.

[@DebraCarnegie-z2z]

No kidding, more like $112. Not $112,000

[@Warrior300000]

what if it was loan money? 🤔boyd said megan might've been a college student.

[@SouthSideLadyWright]

@@misstriciaskitchen8640 I don’t even have 2 cents

[@valeriel1697]

Any amount of money, large or small, makes a difference when someone scams you 😖

[@sallytidwell7804]

Cyber theft is why there's so much objections to the digital dollar 💵💰

[@moniquewalker4959]

First of all who is going to give the debit card to somebody they don't even know second you got to have enough common sense to check before you walk away anyway

[@Omar_Zazzle]

True, but crooks / conmen are great at getting your confidence and that's why they used to be called confidence men.

[@dorej8432]

I do it all the time when I give my waiter or waitress my debit or credit card and I don't know them but I see what you're saying.

[@BlessedBeMyDay]

@@dorej8432never my debit unless they bring a machine to me. Otherwise my credit card is used. They would steal banks money not mine .

[@Trashman702]

You don’t have to re insert your card to close out a session. You have to re insert to continue a timed out session. Why do people fall for this foolery ?

[@MrMarc8259]

Why did people hand over the control of our military, nuclear codes and economic and environmental future, to a narcissistic madman? Because a lot of people are trustworthy and believe others are as well. Fool me once, shame on you; fool me twice, shame on me...

[@cbsharpe0824]

I was thinking the same thing. Wow!

[@booberries833]

Never underestimate stupid people.

[@jonathan-i2z]

Someone tries talking to me at an ATM: I hold up my hand and say "No disrespect, I'm in the middle of business here. Let me take care of this first."

[@kevinreese8224]

Some of these tellers/managers are in on a lot of this crooked ATM stuff.

[@dianedavis6638]

I agree 💯 inside jobs

[@douglaslamb7267]

Especially with that measly salary that they earn

[@MashaB-pk8hl]

Tellers are not paid much, and there are no rigorous background checks.

[@yvonnecamacho9773]

Don’t ever hand your card over to anyone else but yourself… never let your card leave your hand for anyone else but the bank teller or else…The END!

[@rachelgarcia4301]

Seems common sense, huh?

[@jerryfacts9749]

There are banks in Canada where each time you make a new function it re-asks for the password again. When I use my card I make sure the transaction is closed. If someone wants to talk to me at the ATM, I tell them to stand back and let me be alone. I never let anyone hold my card. I have zero trust. Even when I go in to a store if I don't personally know the person working there I never let them hold my card. The problem with cards work with tapping, there is no password required for purchases if there is no password required.

[@Patricia-pp3mr]

I made the RBC bank take my tap off. They argued it was very safe. I said don't care don't want it so the teller finally took it off. After she literally argued with me she didn't want to.

[@flyrobin2544]

@@Patricia-pp3mr I went to Family Dollar were the cashier said I had to tap my card. I do not like it at all!

[@Hopium-kj3ij]

Isn't 'tap' limited to just $100? Still, a hand-held card-reader can still capture your details and that could be enough to exploit.

[@brucesmith9144]

How did BoA not get tipped off by 3 different withdrawals from separate branches?

[@Innerbeauty328_22]

Why did they NOT ask for her ID? It was their fault, and they should have seen the previous withdrawals on the bank account - I did see someone suspicious at the bank I will not use the atm outside the bank, thanks for the information

[@brucesmith9144]

@@Innerbeauty328_22 exactly. Think this may be why BoA made whole this person’s account. It’s hard not to believe that asking for ID is not part of their standard practices for such transactions.

[@DeborahEllia]

Never, NEVER hand a stranger your debit/credit card. Period.

[@rachelgarcia4301]

You'd think she was 5 years old !

[@williamgilmore4287]

I wouldn't hand over my card to the Pope for christ sakes!

[@jikan-tabi-1888]

Nice to know our bank tellers are not asking for IDs or pin numbers before processing in-branch withdrawal transactions. This is the sad state of our banking institutions. Omg!

[@TWLogik]

Bcse it was Becky. And the fact they did it 3 separate times at diff locations. Hxll BP can't even deposit a check without id😢

[@cookies4582]

Mine's always do

[@daisymae3883]

​@@cookies4582When I have to do a financial transaction inside with a teller, I do need to use my pin. I think they should ask for both though.

[@kimminer7341]

My bank never did ask for ID, account number, ANYTHING. They just recognized me. So I switched to a credit union- and even if I forget my driver’s license, they will NOT let me do anything with my account! I LOVE THEM! So many people think a bank is the safest place to put your money; NEVER! They will only protect themselves. And have all the “excuses” and “Mumbo jumbo” banking explanations telling you WHY you are out the money that THEY gave away.

[@curtistinemiller4646]

People are putting glue in the ATM"s so you're card gets stuck ,.THINGS are getting murky and scandalous......ALWAYS close out your transactions...

[@rarefruit2320]

Get for real. You’re using stolen cards and the machine is keeping them.

[@richardbambenek2601]

Giving her card to a total stranger was very stupid on her part

[@BattlingWarrior1985]

The only time I have faced something close to this a bill collector called me and said that I owed money to Wells Fargo now I usually do dodge them but I know for a fact that I paid them but I was smart and wanted to call their corporate office because I knew I paid them and the representative confirmed that I did pay so I let her know that someone is pretending to work for your office trying to get people to pay them. I gave them the number and they caught the person within a couple days they did call to let me know that it was a crime ring and 10 people were involved.

[@shirleywas1]

It happened to me in Arizona. I just made a deposit at the atm by the front door, and he called me back and told me to put the card back in. He quickly kept my card and gave me another one. Before I got to the car I noticed it and ran in to the bank and told them. They put a block on my card. I don't use atms any more.

[@BoydClewis]

Wow! Did you call the police?

[@shirleywas1]

@BoydClewis I thought the bank would. Not sure if they did.

[@douglaslamb7267]

Was he Mexican?

[@thehonestmonkey]

Don’t use credit card to withdraw money at atm. That counts as cash advance. Use credit card shopping, not to withdraw cash.

[@terryweekly4510]

Why was there no pics of the male thief? He closed out the transaction at the ATM. There are cameras on ATM's. Poor security if there wasn't a camera on the ATM.

[@unbreakable7633]

Technology has become more a curse than a blessing now. And government and corporations are only make this trend worse.

[@fubartotale3389]

More red flags than a May Day parade.

[@tesmith47]

LOL😂😂 WE APPROVES

[@chrisv.4071]

No ones watching the criminals ....it seems only the decent taxpayer is getting watched

[@markf.]

So you're telling me someone walked into a Bank of America branch with a debit card - no ID, no PIN number, and was able to make 3 separate $4k withdrawals?? Sounds ridiculous to me. Are we missing some details?

[@BoydClewis]

Sounds ridiculous to me too, but the evidence is in the video.

[@Beyondme7700]

​@@BoydClewisit happens few years ago I saw a withdrawal on my statement when checked they said it was given by a teller and I said without an ID and the bank said yes looks like that's what happened also where it happened haven't been to that area in couple years.

[@Innerbeauty328_22]

Could the cashier have been on it, in my bank I have asked for change of 20 dollars and I get asked for my ID and it’s a credit union not a bank

[@totalbliss1]

It's Boston. The city of scammers and heists.

[@freema9246]

I gotta show 2 IDs, my SSN AND DOB just to ask if they open on saturday

[@damonsta80]

Are you serious she hands him her card to closed out her transaction ..are you serious.

[@kerry-j4m]

He's serious,some folks are very-GULLIBLE-me,I don't trust anyone.I make sure I close out my transaction,I even push the close button after the transaction is finish.And will never hand my atm/debit card to any one but a bank clerk at the bank. She learned a very-HARD-lesson that day and she'll never do that again.

[@guineapiglady2841]

Boy, was she's a dummy.

[@HylianProtagonist]

I press close or exit a few times and wait until I see the login screen again that was present before I started the transaction. I also do the same thing at fuel pumps at the gas station as well, as well as doing my best to check for card skimmers or fake card scanners before conducting any business. If anything is loose or looks odd, I don’t put my card in.

[@kerry-j4m]

@@HylianProtagonist Had a female hand me her ATM card at an out door atm machine,because she entered the entrance trunk first.I gave her back the atm card and told her to never,ever give her atm card to some one she doesn't know. And that goes the samething about giving out her pin number,which she was going to give me.

[@sr2291]

Just the fact that she allowed anyone to get near her is troubling

[@distantquasar5218]

From the story I'm hearing, they all were in on it together, and they scammed the bank, that's what I'm thinking.

[@DonnaleaSpencer]

She only wanted $20.00. That's one bill. And since she got it - why go back to get "stuck' money? That's how good a 'confidence' game can be. Make you believe anything. Now, the "Victor" card - somehow she didn't notice until later? When later? Onto the fraudster lady, who withdrew 3 $4,000 transactions. Bank had to have done everything wrong if they paid the customer back. UNLESS she did have a PIN thru the first guy looking over Megan's shoulder OR a skimming device on the machine that read the card & got the PIN. EVEN if fraudster lady did have a PIN, she should have been flat out nailed on transaction number 3 as the total of cash withdrawn now exceeded $10,000 and the system would prompt the teller to gather information to complete a Currency Transaction Report prior to distributing the cash. In that case, info & physical ID is required to be asked & viewed. It's too weird.

[@drunkensquirrel7545]

Scams work on our fear and greed. It's not hard to see $20 came out of the ATM. So the "stuck money" probably appealed to her greed.

[@johno4521]

They must be different in the UK. You can't do ANYTHING without your pin. The machine asks do you want to do anything else, you close the transaction, THEN you get your card back, then your money. ATMs where you just tap your card aren't really a thing in the UK either; the few that allow it it's done from a secure app on your phone.

[@brookside109]

I bank at BOA and they always ask me to put my pin number if I want to withdraw money or ID if I don’t card. So I don’t know how that lady scammer got to withdraw that amt without red flags.

[@AniyahVaDoll]

It's me....i eat at Arbys. It be hitting when you have a good month or so between visits 🤣🤣

[@BoydClewis]

😂😂😂 Y’all just might convince me to go one day.

[@amazinggrace879]

I love musicals❣️…. ARBY’s : Gyros 🥙, Mac and cheese 🧀, chicken sandwich, cookies 🍪, chocolate and cream sickle shakes❣️ -yummy treats once in a while 🕊️GBY❣️ 😇🎉🎶❤️‍🔥❤️‍🩹🕎🛐✝️❤️‍🔥💞

[@brigittes873]

It’s her own fault for handing her card over to a stranger

[@jdb7918]

Three $4k withdrawals with no ID presented? Inside help! 😕

[@BoydClewis]

I was thinking the same thing but I didn’t want to be on video record saying that. 😂

[@jacklawer6389]

No banks allow 12,000 bucks to be withdrawn at a atm

[@BoydClewis]

😂😂😂😂😂😂😂😂😂😂

[@noconsentgiven]

Man they will shut that thing down so fast.

[@yuceftims4076]

He said a 2nd person went inside to get 4k 3 times!

[@dallasmorrison6983]

​@@yuceftims4076At 3 different branches.

[@lorrainehexstall2681]

I still don’t understand why the tellers didn’t require ID for such large withdrawals

[@brianthomas3249]

Wait! People have money? 😢

[@user-ov4wr5yu4r]

Best comment absolutely. 😊

[@GV-xx7vh]

WHY ARN'NT BANKS CRACKING DOWN ON FRAUD!!??

[@DesperateForSanity]

Too busy printing money and debit cards for non-citizens and foreign govs.

[@BigBusiness02]

You lost me at "she handed her debit card to a stranger"

[@Omar_Zazzle]

That was the point.

[@lesg5270]

Me too

[@LorettaGray-n1l]

Exactly!

[@sethroy4202]

Many of us give our ATM cards to strangers every day. We do it at drive through windows of fast food places.

[@sirfoxalot434]

If some random person you don't know comes up to you at the ATM and you give this person your card, you deserve to be ripped off.

[@DarrenSmith-ve6si]

Greetings Boyd, helpful video with great tips. My biggest takeaway is NEVER TRUST a stranger at a bank (especially the ATM). A good friend told me a while ago about someone putting some type of device on the machine so your card gets "stuck". Of course they left the bank and the other person has your card. I use ATM machines (not that often), primarily because I work during the day when the branch is open. When I use the machine, I don't insert my card, most machines will have the option to tap the card to start your transaction.. ALWAYS be aware of your surroundings. WHY in the world would ANYONE give their card to a stranger????

[@Joe-ey7cu]

A good relationship begins with just you and the ATM. Anyone else between you two should be a red alert. Thanks for the info Sir.

[@sandraharris1595]

Can’t nobody talk to me while I’m at the ATM and I’m certainly not handing my card to a total stranger. That’s just ridiculous 😂😂😂 A fool and his money are easily parted……. Stay WOKE

[@ips1448]

I once forgot my ATM card pin, so I went into the bank for a new one. The teller generated a new pin and never asked for any ID. I was shocked. I regret not reporting her.

[@danaripley1200]

This is why I make sure the person stays the hell away from me while I'm at the ATM.

[@CrabbyOldLady]

After hearing that explanation of why banks have security cameras, I must say that this is one of the best parody videos I've seen lately.

[@emmad1711]

"Don't ask her to borrow money. Turn her in, turn her in." 😅

[@BoydClewis]

hahaha

[@dextersmithbsee]

Always trust your instincts and never assume anything. Learn how to profile people successfully. What does that mean? Learn body language, eye movement, facial expressions and overall body energy. Usually if someone comes up to you to start a random conversation, they usually want something from you and they will attempt to obtain it lawfully or not.

[@1duskyknight]

If I see someone approach me while I'm at an ATM , ”BACK THE FUCK UP” usually works for me.😠😎

[@islandgurlgj]

When you slip your credit/debit card into that folio every time you get your bill at a restaurant, you turn your card over to a stranger. Do you know what they are doing when they take your card to the back to run it? Nope. Do not use ATMs. Go inside of a bank and deal with a teller. Keep some cash stashed just in case. Use a prepaid debit card to buy things like gas and food.

[@daisymae3883]

I pay in cash when I go out to eat. The only time I use my card is when I pay before I eat. I've been suspicious about my card usage, especially after I heard of thefts occurring on the news years ago. You don't really know what people could be doing to your cards when not in your sight.

[@joeko8253]

Hello. I was just in Thailand. I used my debit card a lot because my credit card got hacked on the second day of my visit. I know you recommend credit cards over debit cards. What to do in a situation as this? I had no issues with my debit card and only used it a ATM. Thank you in advance.

[@skinykeny]

My head hurts.

[@h-lover7158]

NO! Nr 1 is don't ever give a stranger your card!!!!

[@JohnSmith-ct1nb]

First never give your card to a stranger. Second when conducting financial transactions back the f away from me until I am finished ( somehow we have gotten away from this in America, even in the grocery store line. One time this lady was so close to I had to ask was she going to pay for my groceries or was she going to let me get them, she had the nerve to get mad) even the cashier was like she was uncomfortably close.

[@jeffreyhare5695]

I have very long arms and will stretch them out if folks get too close. Then I say Covid and they usually back up. My roommate wouldn't allow me to confront this guy @ the Pharmacy area. Being retired healthcare worker (and Army) I was going to say HIPAA violation which it was. Next time I'm whipping out my phone, record the jackass as I tell them HIPAA violation. Oh the guy stood right there with us, a no no. BTW if you're not recording porn, you can record anyone with your phone...First Amendment covers you.

[@jeffreyhare5695]

Me again. Folks like that bring this retired Army Respiratory Therapist out in me and will say get the fuck away. Maybe you should have asked do you want a date or something?

[@MichealHarrimon]

I'm favoured, $27K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America.

[@JohnsonAshley-s6x]

You're correct!! I make a lot of money without relying on the government. Investing in stocks and digital currencies is beneficial at this moment.

[@postmananke]

I just want to use this opportunity to say a very big thank's to Sonia duke and his Strategy, he changed my life.

[@ChristianoLeonard-k4v]

Sonia Duke program is widely available online..

[@AlexandreAntonia-h8v]

I'm glad to write her tay I do hope she will help handle my paycheck properly☺️☺️☺️

[@AlexandreAntonia-h8v]

Can I start with as low as $1,000?

[@williamgilmore4287]

If you hand your card to a stranger at an ATM, you deserve to get scammed! That is beyond stupid!!

[@stevenmiller3958]

She must have also given them her PIN. To use your ATM/debit card at a teller for a transaction, it also requires a PIN.

[@cherylb5680]

Why on earth would anyone EVER give their card to ANYONE especially a random stranger🤦‍♀️

[@rdbare4216]

I eat at Arby’s! The trouble is they sometimes discontinue their best items…You do a good job with your videos! TY

[@lindabuck2777]

I’m 69 and I’m a target. Learned YEARS ago anyone else around an atm I considered possible harm. I would not go in to use it. It was in a separate area with doors so I’d wait outside. No one left I go in a guy comes in behind me TRYS to stand close to me! I stopped my transaction grabbed my card put it in my purse tell him back the f up or I’ll wait till he’s done and come back. He flipped out cussin me out -well he TRIED I was already to my car he TRIED to chase me but I hauled ass! Later, as a local bartender sheriff came in with his wife-off duty; shared my story and he stated oh yeah he looked like this I go yeah WE GOT HIM!!! Whaaat omg thank you! He said jokingly you should teach classes lol. Turns out he was attacking n beating people to get their card n money. Mostly elderly! I don’t use them also because those things they insert into all things used by public to steal your money and info.

[@cynthiarogers2904]

. *THANK YOU. MR. CLEWIS !!!*

[@narwannaadams1363]

This society makes you double-check all things. Keep things separate, especially financial and not use outside systems. The convenience is not worth it.

[@bigv6724]

I hover the atm like a buzzard checking the atm mirrors making sure nobody is there behind me or sees how much i withdraw.

[@lifeinpodunkville543]

I do too, and I don't care about people looking at me like I'm weird. It's my money!

[@XcellorateLogistics-pf4kd]

Saw Phantom of the Opera 3x, wicked twice, Cats 3x love them all.

[@josephroth8761]

Many Thanks for your video I hope many people will watch it.

[@MarkOPolo456]

First, I never use an ATM Unless it’s inside the bank lobby. Second, I only have my debit card linked to a checking account that doesn’t have that much money in it and if I need some, I transferred it there before I withdraw it. Third, never hand your card to a stranger. And forth, whenever I withdraw money at Bank of America, I always have to enter my pin for my debit card, so how did they withdraw money without the pin number or providing adequate identification?

[@terrirood8407]

Thank you so much for this information. Unfortunately, I live in CA so I am sure it will be happening here soon if not already. Looking forward to more of your videos.

[@sallytidwell7804]

To Many credit cards that were not even applied for also were sent out! Identity theft has been a big problem for years!

[@jmjenkins97]

A similar issue happen in BoA a few months back with someone I know. She lost her card and did not realize it a guy found it and when to the back presented it not "remembering" the pin but was able to get money with a pin or ID. BoA tried to give her the run around until they checked the CCTV to determine it was fault it took about a month to get her money back. It make you wonder about the training of these bank personnel...smh

[@Innerbeauty328_22]

Yes, and BOA

[@BoydClewis]

Wow!

[@redeemed1352]

As far as someone going in the bank withdrawing your money, I don't think black people have to worry about that much, they looking at you suspiciously when you go to to withdraw your own money and they are checking everything.

[@teresabanuelos3956]

IF she left money in the ATM she didn’t need to reinsert her card, it would have already been open.

[@robertjay1179]

You have a great sense of humor.

[@OkImJustCommenting]

Wait...she GAVE him her card??? Common sense isn't as common as we think I guess...

[@rogerrosen2323]

you need the pin and card at the window no id maybe if they have a termiinal

[@guineapiglady2841]

Boy, was she's a dummy.

[@cindypittman8776]

Can never let your guard down, close your transition and don’t leave until the screen says your done or goes back to beginning

[@faithgarcia8492]

I have not encountered any thing like this yet. Appreciate your video on this.

[@davidwilliams4498]

I'll never use a bank atm or a convenance store Atm...go inside your bank if you want cash.

[@evelynmahoney3569]

Nice . . . But how did they do all that without her PIN?

[@JillC]

Of course, they watched over her shoulder & got the pin first. Otherwise it wouldn’t work.

[@mistermylo8607]

@@JillCno she probably didn’t close the transaction . I saw this happen at my bank and I told the customer before she left the ATM .

[@666pinkster]

Great video boyd, thank you

[@Basslines66]

I park at Arby’s to walk to Popeyes. There parking spots are always empty.

[@SariahSavvyTips]

A lot of times you don't show ID anymore to withdraw, just need to insert debit card for the teller.

[@havad3938]

Excellent. I don't understand, how did the stranger hand over a 20 to her from the machine, seemed he was taking a risk. She didn't actually leave it in there I'm guessing, I almost wonder if her story was someone who was in on it, they shared the loot.

[@ms.sunshine2u635]

I dont believe someone handed a stranger there debit card.

[@xlerb2286]

With my schedule and lifestyle that last time I used an ATM was decades ago. We have branches of both the bank and CU we use just a few blocks from us and we don't use cash for much other than minor day to day expenses. So we just swing by once in awhile and get enough cash to last us a few months. Which isn't really that much cash.

[@generovinsky7228]

awesome advise, i did get scammed about 3 years ago for just about 400 bucks. once we realized what happened, bank of America did refund my money. I got lucky.

[@robertthomas6127]

Sounds to me like three people scammed the bank out of 12K and split it...duhhh!

[@VickiBowers]

Great video, thanks!

[@nomadicsolbro]

Megan is Goofy 😂😂😂

[@deansynan7424]

Phoenix. Guy dressed up as a security officer and had a money bag. Told the customers the ATM was down and they gave him their deposits.

[@davidrussell8795]

I can't fathom WHY,you'd ever let or give your card to a total stranger,which is connected to your bank accounts!

[@davidsummers2616]

If you’re having any problems at the ATM, go to the ATM owner our bank and talk to a representative never panned out your information or a card to a stranger

[@QueenRoseFlower]

Yes ! Arby's is Very Very Good ! We have them here all over. And ! They are alway's very Busy ! ❤

[@almoemason]

I would way more surprised that there was $12,000 in my checking account!

[@CH-gc8hf]

Anybody handing over their credit card for any reason is foolish.

[@rubybackert3612]

I rarely use ATM's. I don't even carry my debit card. I use the credit cards.

[@christhomas5761]

She gave a total stranger her bank card ? What in the world was she thinking ?

[@thomaswilson8634]

Love this guy. He's good