The ultimate guide to buy out your shared ownership

[@cheeseontoast1769]

Great video - thank you! Any tips for trying to convince the surveyor to provide a valuation at a lower end please (considering that the housing association are their customer).

[@mortgageadvice.vantage]

Hi, actually you are their customer! You are paying for the report and it is yours. No one is going to lie for you that’s a big thing to remember but in my experience if you tell them what it is for then you may be able to get it on the lower end of the scale! Good luck!

[@Learnbookkeepinguk]

Every time we buy more shares in to staircase the rent would change, so it will be 3% of outstanding share from a current market value. So if the value has gone up significantly, so the rent will be too.

[@mortgageadvice.vantage]

That’s a fair point! Best to staircase to 100% as soon as possible!

[@mediocre-motorcycle-modifi6818]

Should I do a shared ownership or a right to acquire? If I do the right to acquire then I get £16k off but obviously have to buy the whole thing.

[@mortgageadvice.vantage]

I can't really tell you what is best without knowing the whole situation but generally I would say if you can buy a whole property and not just some of one that will be better!