College Loans Are Crushing Gen Z

[@BleachO]

I worked in college admissions for 5 years. I have seen hundreds of students get into debt who never should have been accepted to college in the first place. They were only there for 1 of 3 reasons - 1. Their parents made them, 2. They worshiped sports and would've done anything to be able to play ball, 3. They followed friends/significant others. College needs a reformation.

[@ig_BLJHsports]

Exactly, when I looked at colleges decades ago, I considered playing basketball. The schools that were recruiting me to play could only offer so much and was 50% larger in tuition than other schools I looked at to only study. On top of it, the academics of the sports schools were 100 times worse.

[@DJVARAO]

The job market cannot employ a talentless individual just holding a title.

[@PeaceOz_introv.]

I have a doubt, $16 an hour is roughly $3000 for 24 days a month. Is that low in America? Because here that's a lot!! The economy got so bad?!

[@AndrewTheVikings]

And bachelor's party, don't forget that one.

[@DJVARAO]

@@PeaceOz_introv. Yes, in a big city that's close to your monthly rent fee.

[@HyddenWellFarms]

My four kids have all received the same speech. “You are not going to college to figure out who you are and what you want to do. Get a job, grow up, figure it out and THEN if you need college we will get it done with purpose and goal” they have all took my consulting and my 24 year old has been working since he was 16. He now knows what he needs to excel in his career choice and is starting college this January. Be mindful! Be wise young people.

[@Litterbaux]

We were just having this conversation about our daughter. She's 15 and there is a bakery that is hiring part time 3:30p - 6:30p 3 days a week, no weekends. Sweeping floors, doing dishes, taking out garbage.... you know the normal clean up at the end of the day. I'm highly supportive of this, when I was 16 I worked in a restaurant bussing tables, doing dishes, prepping the house salads and other cleaning tasks. Once I got a better job I was so greatful, I would do anything that was asked of me. The kids these days that don't work at all, go to college and graduate with an underwater basket weaving degree only to end up working in a restaurant are upset. Obviously this isn't every kid in college, I know a lot of mid 20's engineers with great jobs. In the meantime I have 8 years of job experience under my belt and companies are going to hire me over someone fresh out of college with zero relatable experience. I feel bad for the kids that got bamboozled by the system and now they are in crippling debt with no job prospects.

[@nicholerin]

Yessssss! I stated working while i was in high school!

[@megwilson934]

If I were not a college athlete, I would not be in college

[@spiralofhope]

> My four kids have all received the same speech. Holy shit, quality parenting.

[@cheryleaston6820]

You are the exception of parents these days. I also said that 15 years ago with my kids. They did go to college but choose well for their career paths. All successful and never asking for help from good old Mom and Dad. Also never asked for someone ekse to pay their debt. Colleges need to be reformed.

[@brielle3069]

This is the same issue Millennials are facing. The education and lending system deliberately shammed us. So many unnecessary classes, fees, regulations. It’s ridiculous.

[@Nylon_riot]

No you weren't. How many people told you not to go to college? How many times? How many people did you hear say their degrees are useless annd strapped with loans? But you went anyways. So after you saw the fees the first semester, you kept going 4 more years? How many kids show up, sign up for these loans, without any research especially about paying them back? How many went into fields witdoing the research to see if there was any employment available in the first place, and what are the chances of being hired?

[@giraffezebra2698]

They should bring back paid internships. Most careers can be taught this way, including teaching which requires a masters in almost every state. Maybe students have an interest in art history or music appreciation but let’s face it, it doesn’t help in most careers and you shouldn’t be required to take 2 years of crap you don’t need.

[@C4TC4T]

@@Nylon_riotI might just be speaking for myself, but as a millennial, my parents told my I should go to college. Most of my friends were also told the same thing, that getting a degree would be the best thing because of the ability to specialize in one area, making my knowledge and skills more valuable….

[@LiamColeman-Halla-yq2jl]

Are you single?

[@LiamColeman-Halla-yq2jl]

@@Nylon_riot are you single?

[@lisarees2703]

I went to a community College right down the street from my house. I lived with my parents for those 4 years and graduated with my degree in Nursing. I graduated with absolutely no debt. I was so grateful for that!

[@KristinaFerrarino]

That’s how you do it 👏👏👏👏👏👏.way to go !

[@ricoflash6269]

May I ask you how you are liking nursing? It's been something I've wanted to do for a while but I feel like everyone warns against it nowadays. It's so scary because I don't want to make the decision to go forward and regret it.

[@loomybears]

@@ricoflash62692nd this!

[@phoenixrising4995]

@@ricoflash6269 Private clinic should be your goal. That is where you can make bank. $$$$$ Hours are a little better to. No 100hr work weeks more like 60hr work weeks for those who are ambitious and want to save.

[@FiveMissiles]

nursing is the way to go

[@cleio81]

I fell into the same trap. Everyone told me it didn't matter what degree I got, there would be a job on the other side waiting. Yeah.... I was a stupid kid, but I had smart parents. Managed to scrape by with minimal debt. Now I tell anyone who is considering college how much more they could be making in a trade position. Seriously, a journeyman electrician makes a stupid high salary. There are so few of them now that they can pretty much charge whatever they want.

[@schwags1969]

I went into trades, paid off fine.

[@connorw2706]

Im an account manager for a construction staffing company. We pay $20 an hour for electrician helpers, which is 0-2 years of experience. If you're a journeyman willing to travel, your per diems could be $150 a day alone. That's $750 a week plus about $31 an hour. With per diem (untaxed) and hourly, thats 104k a year at only 40 hours a week. Get into trades guys and girls.

[@katiez688]

A lot of those per diem actually are taxable. The companies aren’t following the rules. Better save up for the IRS audit because they will assess back taxes, interest, and penalties.

[@connorw2706]

​@@katiez688per diems are used for travel, lodging, food, and daily necessities involved in travel. It is not taxed if used for those purposes.

[@hc3550]

From experience i can tell you electrical is not “easy” and its still just mostly manual labor and hard on your body. Be a doctor instead.

[@aperson9847]

A point Matt Walsh makes a lot is that a ton of the blame for the university situation actually falls on employers for using college degrees as a way to whittle down applicant lists and make the hiring process faster, even for positions that absolutely don't require degrees. The sooner we get away from this ridiculous over-reliance on college as a shorthand for merit, the better.

[@amireallythatgrumpy6508]

America only has colleges. There are no universities in America, only colleges pretending to be universities.

[@mhedden033]

I share this belief. It is just gatekeeping at this point.

[@vickylch]

Agree. But also, having a degree makes you overqualified for entry level positions.

[@avocadodevotee]

so how else would you shortlist? just hire the white traditional man i assume ..?

[@godsamongmen8003]

There's good news on the horizon -- companies are already starting to drop the degree requirement as they see how oversensitive and utterly incompetent today's college graduates are.

[@LaneyKate]

My school just made college seem like the only next step, or we would be working at McDonald's our whole lives. They made college after high school seem as normal as middle school after elementary school. We were told that high school was designed to prep us for college. Its so sad seeing how many people have wasted time and money on a degree they don't use.

[@TehFlush]

I had the exact same experience. Teachers would literally say that we should get any degree and shoot for the most prestigious schools because it's an investment that will pay for itself.

[@tehbonehead]

Did your school tell you that a Master's in Lesbian Dance Theory was a marketable degree?

[@Pikawarps]

I almost didn’t graduate highschool because i refused to do the college prep class required by my state

[@mallorycarpinski1160]

​@TehFlush We wonder why every movie character seems to go to Harvard (product placement!) They're all advertising the same as coca cola.

[@mallorycarpinski1160]

​@tehbonehead No but they told us it was fine to go in without a major. It would be fine😮

[@JBWALTON57]

Yes. Finally someone else said it. Once the feds started giving out money, colleges pushed tuition to unaffordable levels. I went to a state university for 3k a semester in the 80’s. My kids tuition was closer to 25k. Thanks, Brett.

[@rydaddy2867]

Same. My 1st degree in 2000 was $1,600 a semester. My second in 2007 was more like $7,000. Students I worked with in 2017 were paying $25,000.

[@HamburgerHelperDeath]

Indiana University tuition was $1,200 a semester in 1993.

[@selohcin]

Do you mean to tell me that you're old enough to have adult children and you have done NOTHING in all that time to pressure your congressman to get the government out of student loans???? You can't possibly be that irresponsible and whiny, could you? Oh, wait, you're one of those people who thinks watching a video about government malfeasance and complaining in the comments section absolves you of responsibility.

[@smeagolbaggins]

I don't wanna show off but in Germany you can study for less than 100 €/month (ca. 110 $)

[@JBWALTON57]

@@smeagolbaggins True, but every 40 years or so you have to rebuild your country from scratch. I am sure those troops of yours in Lithuania are nothing to fret about.

[@awsinger1]

I started a business straight out of high school when I was 17 and everyone thought I was a failure for not going to university especially because I had good enough grades. I bought an apartment at 20 and now I've just bought a house at 24. So so so glad I trusted myself and didn't go to college.

[@dianapequenez]

Same. I started looking for jobs on the field that I was interested in while still studying, because something people forget is that is also about making contacts and putting yourself out there so people know you and remember you when they need something you can do

[@jackcarraway4707]

🧢

[@timtalks6080]

What industry was the business in?

[@awsinger1]

@@timtalks6080 Fitness. I teach group fitness classes and yoga. I'm also a musician and play gigs on weekends

[@selohcin]

The overwhelming majority of the blame is to be placed on parents, who have done nothing to educate their teenage children about the risks of attending university and the likelihood of getting certain jobs or the path they'll need to take to get there. My father's advice to me was literally nothing more than "Get that college degree, son". I, as an 18-year-old who had no access to tables of data of median salaries for professionals in various fields and no knowledge of which jobs do and do not require a degree, could not have made an informed decision about whether or not college was right for me. All citizens also need to place extreme pressure on their elected representatives to end the government-subsidized student loan business.

[@KimMilvang]

The problem is not college education, it is useless college education, or at least over supplied college education. If you pay attention to unemployment rates and starting salaries for the education you take you are probably going to be ok.

[@selohcin]

@@KimMilvang Again, that data wasn't available to the average person 15-20 years ago. Things might get better with the internet, but most Americans are not data literate anyway, so I expect the problem will continue.

[@JustPeachy738]

Ngl at least at my school there’s a huge bias when it comes to college. An example of this was during my advisory class we spent a week at looking at different majors and colleges (not community ones I think.) However when it came to trade school programs or other opportunities graduates could take, it was barely mentioned. I wonder if other schools across the states have that same bias 🤔

[@dbf1dware]

I would like to offer a little bit of defense for some parents. My wife and I told both of our kids that we expect them to go to college. HOWEVER, we also assured them that WE would pay for it. We encouraged them to pick a valuable educational path, something that would serve them well in the marketplace. But we, the parents, had the means to pay for their college. College is a great opportunity for learning and growth, or it USED TO BE. But we encouraged our kids to go to college WITHOUT the risk of massive debt. Huge difference.

[@DaveTheIM]

Bingo.

[@lukemarvenko2845]

Yeah, they won’t give a 21 year old a $25k auto loan, but will hand out a $100,000+ loan to a 18 year old.

[@xandercruz900]

They dont give it to them. They sign for it.

[@Noah_E]

I know several people who went to trade schools and were "given" loans for $100k+ to pay for trucks, facilities, and equipment in their early twenties. The difference? Real, tangible, marketable skills and low/no debt, instead of a worthless Liberal Arts degree coupled with a mountain of unforgivable debt. STEM and trade certifications are far more likely to set you up for a successful life than the vast majority of college degrees.

[@lukemarvenko2845]

@@Noah_E For real. I went to trade school for 15 months and got an AA in electrical technology. Ended up with $12K total student loans and working full time at 20.

[@IrregularGaming3]

@@Noah_Ewell first step is not having a liberal arts degree

[@kathyp1563]

​@@katansimy son's college offers a track where you can earn both Bachelors & Masters in a 5 year program. I think it involves school year round.

[@nosliwec]

The other nice thing about community college is that you don't have to take the SATs or ACTs. I had so many people I went to high school with stressing out over these tests and when I told them I wasn't taking them they were shocked. And then I was able to transfer to a 4 year university with never having to take an SAT or ACT.

[@elanacinnamon9941]

That’s what I am doing

[@brioje23]

Wow I had no idea, I wish I had known this

[@nosliwec]

It only works with so many credits, usually 30, and transferring in-state. Since I couldn't afford the tuition of a university, I knew my best option was community college. Luckily, my guidance counselor told me the benefits of community college and he listed the lack of SATs and ACTs as pros.

[@matthewmchenry9331]

They'll let anyone with money get in. Which is everyone, since it's government backed loans with 0 risk to the bank "issuing" the loan.

[@keziahmoligi2725]

Never did those either. Especially the SAT.

[@vanillabeanlady]

I'm a millennial and my friends who went to college are still being held back by their loans. Have one friend who spent $80K to get a degree in air traffic control, only for the FAA to remove the degree requirement right after he graduated. He's now trapped in the job which makes him miserable because his loans are over $1K a month. Another friend has a masters degree and loans she's still paying in her 30's, but makes the same money as I do with just a HS diploma. I started working in call centers in my early 20's, and just upskilled and got more experience and now work in HR. My lack of degree has never held me back.

[@damianwozniak3798]

😄 🤔 'Cake is a lie" 😆 Why college cost so much ? To creat elite 😂 DEMOcRACY in US dont excist and there is no equal right for everyone. 🤣 Cost is so high bcs aftere then will be no so many coolege grade ppl without work. 🤣 And only rich will keep power and money. 😆

[@annat6249]

You are comparing yourself to the unsuccessful so of course you will win. Try to compare yourself with successful college graduates. Most people I know which college degree make , $150k/year and more. Not a lot of HS degree people make that

[@damianwozniak3798]

​@@annat6249 Im from diffrent cultural cyricle. 🤣 Europe > Poland. In our country college is for free. And we have about 6 milions from about 38 of all ppl living in PL college graduate and that still men nothing. Education is just one big fraud.🤣 Before internet or AI maybe, but now its a big waste of time or just a big party time then u dint waste a lot of time in your life. 😆

[@tsrocks2029]

It’s crazy how many millennials didn’t realize you could just work and get promotions . My husband is 28, he makes more money than a lot of people with degrees just bartending/catering . He’s doing a certification program right now so he can get out of the restaurant industry, but it’s paid our bills our entire adulthood. We both became managers in our jobs at 20 years old and moved out together at that age. We were so far ahead of all of our peers , they were just goofing around in college then, most of them not working at all

[@tsrocks2029]

@@annat6249most people just want to be normal , not everybody cares about making 6 figures

[@anahilomeli5579]

Hi Bret. I’m proud to tell you and everyone else that I went to a my local community college (loved it more than Uni), transferred to my local Cal State, and am now in my first semester of my teaching credentials. And the best part is I did this all DEBT FREE. I still have never pulled out a loan, I’ve worked my little booty off at multiple jobs to pay for tuition, and while I’ve have many mental defeats, I can confidently say my ego is thriving because I put in the work!

[@cantsay2205]

My mom gave me two amazing words of advice growing up: never smoke and never take out student loans. Following that advice has done nothing but positive things for me.

[@menartd2618]

And what about drinking alcohol?

[@cantsay2205]

@@menartd2618 weirdly enough she's fine with me drinking alcohol, but both my parents are alcoholics so I avoid it. I have an addictive personality and I'm aware of it.

[@gavinkahl]

I hate when I see people putting the blame on Gen-Z for things like this because for our entire lives we were told to go to college and get a degree but when it doesn't land us in a safe financial situation we get told we should've seen the warning signs of how college can screw you. Most people applying to college are 16 and 17. You are telling me that we should've seen the warning signs and found another path before being able to drive?

[@Cortez0]

Damn right

[@AlfredeBlome-df3sg]

The parents and schools are the ones at fault for not giving the children a proper education teaching them how to read, write, do proper math as opposed to that common core BS, balance a checkbook, think rationally and logically, basic sciences, etc and its the parents fault for not teaching them morals and ethics so for the most part you can blame the parents and the education system as well as social media, the propaganda machine called mainstream media and unrealistic demands and expectations from not only the kids and the parents themselves but the employers as well

[@aaronpatterson2369]

Yes. Yall cant think for yourselves and have to be told what to do.

[@jpavlik04]

Yes. You should be expected to make responsible choices and be accountable for them.

[@laraerickson2926]

Newsflash...Gen X was told these exact same things. Before you tell me that tuition is so much more expensive now...I worked 40 hours a week during the summers since I was 16. I also had part-time jobs during the school year. I saved nearly all of the money I made. By the time I went to my 1st year at a state school, I had enough money saved to pay for 1 year of tuition. JUST TUITION. My dad had to pay the room and board. We didn't get paid $15 / hour to flip burgers. I worked a manual labor job for $3.25 an hour. I think the big difference might be that most of the people I went to school with majored in worthwhile degrees. If there was a ton of super useless nonsense degrees in the mid 90s, I wasn't aware of them. I never met anyone who was majoring in Gender Studies. Also, since they decided to let every moron go to school, EVERYONE has a degree now. When everyone is special, no one is.

[@SomeCanine]

Parents are utterly failing their children by sending them to college. If you're not a doctor, lawyer, or engineer, you wasted your money.

[@ValkyrKat1488]

Even these jobs don’t pay what you need to and they were oversaturated

[@CottageGirlMay]

​@@MajimaBestYakuzaaa where in Canada? And for what type of nursing?

[@CottageGirlMay]

@@MajimaBestYakuzaaa that's good to hear. Hopefully they extend that to other provinces if they haven't already

[@notahuman4902]

Doctors, yes, Engineers, yes, lawyers? that's literally the most oversaturated field in the US. Source: I'm an Engineer, i can afford whatever the f-ck i want.

[@crynomancer]

No your wrong because if people did there research you would see that these jobs pay really good starting and mid career pay is excellent

[@bethanymcmurtrey9542]

When I graduated high school in 2012, the only thing I knew I wanted for the future was that I wanted to avoid loans. So, I went to a tech school and used a Pell grant, a couple of scholarships, and a credit card to earn an associate's degree in culinary arts, graduating with just a couple hundred dollars in debt.

[@gowlerphoto]

Here in Tennessee community college is free for two years for new high school grads. We also have TN reconnect to help adults get their two year degrees. I'm not sure how trade school works, but I think under two years is also tax payer funded/free.

[@yodoleheehoo90]

same! I went to community college first only because I got a grant and didn't have to pay for anything, so why not? I went to trade school soon after and learned so much more than I did in a regular college!

[@ducksquidbat8315]

Credit card = loan

[@emilyladd1093]

My brother-in-laws both went through a trade program where repayment was based on a percentage of their salary over two years until they had repaid the cost of the program and it only started once they were making at least $50k. It incentivized the program to help the student find a job. Both brothers are killing it (6 figures) and have fully paid it back at 22 and 25.

[@opalesnce]

Would you mind saying which trade?

[@selohcin]

Nice! Which trade are they in?

[@Seventhviper]

This is similar to the UK university loan - you only pay it back over a certain salary and then it's a percentage above that that's automatically deducted from your wages.

[@NR-cq6uu]

Mechanics, Maintenance fixit people, plumbers, electricians. You know. The people that make the world go round. Imagine living without a car. You MAY or MAYNOT have to go to the doctor, but in this world, you most definitely need to drive your car or have electricity running through your house.

[@tracytilford6735]

I had a friend that was going to school to be a nurse and she was talked into going into a big university. I myself am a nurse that went through community college, and tried so hard to talk her into the community college route because unless you're going to be a nurse practitioner you're income will not justify a university. She ended up going to the university and was floored by how expensive it was.

[@183-aD]

Our daughter just finished the RN program from Community College. We are so excited for her. We were able to afford her college. She and us are debt free from loans. At the beginning she wanted to go to a different school. She came to terms with the fact that community college was the best route. Since we didn't want to get a loan out for that other school. I had talked to her and told her yes, university might be a great option for certain careers, but nurse, teacher, etc. Community College might be the best financially. I gave her many examples of my cousins going to certain schools for certain careers and if the outcome (salary) was worth it. We are so happy that she can move on and worry about passing her boards vs. worrying to pay off debt.

[@meve531]

I didn't go to college right after high school because I didn't know what i wanted to do and wasn't going to waste the money. I went back after 9 years to a local community college and got an online associates degree to become a medical coder and now make $20 an hour working from home, and $0 in loans. And that was while being married with 2 kids and working full time! It can be done!

[@SirHurricane_]

@user-jb1lh5uo4mnot everyone lives in those shitholes

[@meve531]

@user-jb1lh5uo4m the cost of living where I am is really cheap so it's not bad around here. Plus , as a new graduate I wouldn't expect to start with a high wage. The nice part about this job is that there's lots of room for advancement and there's no end to the specialties I can get trained in to make higher wages eventually! Gotta start somewhere 😊 But yeah, I see your point that in those states it wouldn't get me very far! 😂

[@davidjohnson6665]

I’m 27 years old and I get paid $22 an hour, building cars on an assembly line for a living. I never went to a big college and I’ve been off and on at my local community college. The fact I’m fairing better then my peers who went to University is straight up sad. The system needs to be fixed.

[@brycewilson7805]

Same I'm making over $30hr working in computer service. My wife is working in data management and makes over $40+hr, we never went to college for it, and we are living okay. College is nice, but not necessary to be successful.

[@Alison2436]

just make sure to invest in retirement for yourself. my uncle worked a physical job like that and didn't plan to retire but his body is in such bad shape he can't work anymore so it forced him to retire and all he has is social security to live off of

[@nicholerin]

It's not the systems fault. Kids don't go to college to learn they go to party. Stop blaming everything wake up & fix your situation.

[@amichiganblackman3200]

​@@nicholerinthat's a lie. True for some but not for all. I didn't go to a single party in college and worked harder than most. The situation people are describing is still the norm, including for me. The system is a sham for all the reasons Brett listed. I've lived it and seen it in countless others.

[@LucasFernandez-fk8se]

@@nicholerinit is objectively the systems fault. Boomers could be a cashier and afford a house and 3 kids. Gen x could get any college degree and afford to live comfortably. Millennials got liberal arts degrees and had to be baristas, the only millennials who made it went into stem. Gen Z went into stem for the living wages and now we are being called “entitled” and “lazy” for not going into the trades 🙄. The trades paid like shit when we grew up in the 2008 depression. Why is the system setting each generation up for worse failures ?!

[@JoeJJohnsonII85]

I am a millennial that did not succeed at college, and I have to say that this is a situation where there is no right answer. If I had gone all the way through college I would be drowning in debt, but not getting a bachelors degree gives companies the excuse to either not hire you or pay you well under what you are worth. I spent the better part of a decade trying to get a good paying job based off my experiences, and most employers that I went to wouldn't even talk to me until they finished going through the candidates with degrees. It is the most frustrating feeling having 20+ years experience in your field, and dozens of certifications in your field, just to be told they want someone with a bachelors or better. Change needs to start with the hiring process, stop demanding degrees and our children wont have to worry about bankrupting themselves at 22 years old.

[@hivoltage2616]

20+ years of experience with no degree?! That's insane. I don't understand how someone wouldn't hire you with that many years of experience. Good for you that you're not in debt cause of college. Wish you the best👍

[@my_slifestyle_2667]

I am gen z and there are so many jobs available that pay very well you just have to look at the market and see what's needed. In my opinion people are lazy nowadays and don't want the responsibility that it takes to have a higher paying job. My fiance is a truck driver making 6 figures a year he's tried getting people to join his job and he either gets excuses as to why they wouldn't want that responsibility or the guy has a kid and the wife is the breadmaker so he doesn't have the ability to better his career cuz who's gonna watch the kid both parents are too busy.

[@graftedworks]

Also, stop insisting on the famous, popular schools. I earned my first BA for $20,000 or less and I’m earning a second for about $24,000. It’s quite doable, but people think the “experience” of going to an expensive school and getting that brand name on their resumé are important. Live at home, stay out of trouble, and save a buttload of money. Most of the time, the school name is as unremarked as your 4.0 gpa. (And that’s coming from a 4.0 gpa…)

[@MimosaRose]

My husband is in a similar situation. He has completed some college classes, but has over 15 years experience in his field. He has more experience and knowledge than his higher ups. He has tried to move to other positions in his company, but the positions go to people that may have the degree but no experience in the field. They make changes and my husband has to tell them that won’t work because xyz . He is constantly training the higher ups. He is looking for other opportunities and they will be hurting in a big way when he eventually moves on.

[@sophiesaurette2237]

totally agree! the digital age and volume of applications means they only scan the resumes for key words and ignore the actual person.

[@DiannaKennedy]

EXACTLY --- I have a high school senior, and we are carefully planning her college journey. First things first --- choosing an affordable school and not going into debt.

[@aolvaar8792]

When I was 10 yrs old, I asked my parents, how to avoid being poor. Answer: A free Engineering degree from a #1 university. In 1980, I graduated and took an overseas job, Tropical diseases and light sniper fire For ~$100K/yr and all expenses paid

[@davidmilisock5200]

Good job!!!

[@phoenixrising4995]

@@aolvaar8792 That was the 80s though, today its .....SHIIIII***** Plus if your a white male good luck with that now.

[@Omgits7ito]

I remember a teacher I had in junior high laughing at us when we asked “ sir why is uni so expensive was it as expensive when you went to school” He laughed and said. “ we actually protested that it was too cheap and too accesible to the masses “ 💀I’ll never forget that.

[@phoenixrising4995]

Hope they go bust. But knowing what happened in '08 they'll just get bailed in and the tax payer will have to flip the defaulted debt.

[@Goabnb94]

So instead we made it too expensive but still too accessible to the masses.

[@Shellnbaby]

I really feel for the young Millennials and older Gen Zs. Colleges prey on the perception of success that has be touted for 30 years in the public school system. Trade schools are good too, my husband makes $80,000/year as an HVAC Tech after 15 years in the field. We aren't rolling in it but it's enough that I'm able to stay home and raise our children in our own home.

[@poogissploogis]

I'm starting to believe that even the trade school route has little hope nowadays. My husband went through a whole program for water treatment and has every degree and certification possible, and several years later he still cannot find an entry level job in his field. He's been applying to countless job listings and never even gets so much as a rejection letter in return. Our dream is to live the way you and your husband live! I hope we can find something soon.

[@LucasFernandez-fk8se]

80k isn’t good enough anymore. You need to make 100k+ a year to afford the average home. You need to make 60k to afford a one bedroom apartment. I’m not shitting on y’all but Gen Z is REALLY FUCKED. 80k is now a low wage job. It can’t afford what it did in 2019/2020. Cars are 75k now, houses are 750k now we are all screwed 😭😭

[@crazycampers5655]

Homeschool

[@jimbothegymbro7086]

except the problem with trades is unless you know a guy you're not getting an apprenticeship, trust me I've tried

[@westvirginiaminer3046]

@@LucasFernandez-fk8sewhat do you mean can’t afford anything? She literally just said her husband makes 80k she is a stay at home mom in their own home. So they are raising a family, own a home and on one income. If 80k isn’t enough for you to survive, you should move somewhere else. My 1st home bought 13 years ago was 50k, paid it off in 5 years making 50k a year with a wife and 2 kids. Sold it 3 years ago for 80k and paid my next house off. You just gotta start somewhere and work your way up. I make way more now as I got experience and life gets easier. But it is tough

[@ranmanwitplan]

Let’s stop with the ego of attending university, and be content with community colleges

[@ivs213]

👏

[@cotiocantoro7564]

Most community colleges do not offer a bachelors only associates.

[@DannyDevitoOffical-TrustMeBro]

@@cotiocantoro7564 I’m not sure if that’s actually true, but what I do know is that a lot of community colleges offer classes online, so even if you’re not in state or even in the same country, you can take the vast majority of your classes online for your entire education at the price of a community college. I’m studying to be a nurse through my community college, and I can get a bachelor’s through them. It’s perfectly plausible.

[@houseofhas9355]

Community college is the way to go! Private school stunting on people is the root of the problem. You nailed it.

[@adamwolsey8589]

@@cotiocantoro7564who cares.

[@ChristinaSobel]

10:47 Psh, my guidance counselor was the one who told me that if I went to community college and then transferred to an in-state school, I didn’t even have to take the SATs. My parents thought he had to be mistaken, but it was 100% true. Saved my dad SO MUCH money.

[@mamabear5cubs109]

Depends on the state. I did 2 years, attempted to do that to have the state school reject literally all my credits demanding I retake everything. This was in Wisconsin.

[@ChristinaSobel]

@@mamabear5cubs109 It does for sure. I’m glad I was in a state (AZ) where it worked out. The thing that gets me is that it sort of implies SATs aren’t that important, so why require them at all?

[@rocketman7964]

Ask politicians to stop printing dollars and to lower taxes. Things will get better.

[@asana_awakening]

Never been happier that my husband and I both joined the military out of high school and now do not have any college loan debt.

[@Tejroe]

Most people that go to college nowadays value “the college experience” over their education and are willing to take on debt to have a four-year party away from home. Most degrees are completely useless in the real world, but they make for easy choices for those that want to coast through school and drink every day.

[@1libra.]

Oh my gosh my cousin is living in the dorms rn because of that (I'm in an apartment at the same college but I'm paying quite a bit less (no meal plan)) drives me crazy. Also going to college without a plan and major picked our is crazy to me

[@LargeGamer1]

Yup. That's why I have pretty much no sympathy for any of these people crying about student debt. I'm Gen Z and I figured it out, I made the responsible choice to do community college and then transfer into an actually worthwhile degree (computer science), why didn't you (hypothetically speaking)?

[@matthewcaldwell8100]

@@LargeGamer1 Because we were lied to. You do understand that it has taken decades for the student loan crisis to be acknowledged, right? You didn’t figure out shit. It’s common knowledge now. It wasn’t always.

[@PublicVoodoo]

I live in the UK and decided to not go to Uni because I didn't want to be in debt or get a degree in a field that I would regret working in in the future. Now in my 30's and living with my parents I have managed to get a house with my fiancée all because we just took our time, made sacrifices and saved to get a future we both wanted. If we both have kids we have agreed that we will support them but educate them that Uni isn't a necessity in life.

[@Clippy4you]

if you wouldn't mind sharing, what job do you have? and what kind of money is it bringing in?

[@PublicVoodoo]

@Clippy4you been working in the NHS since 18, going between NHS roles on about 18-23k PA each role. I owe a lot to my parents not charging me loads every month, but my aim was to only spend a small amount of my wages I earned monthly and left the rest to save. Would never be able to get a house alone though and it's gonna be tough now with bills, mortgage repayments and cost of living, but I'm ready for the challenge. For a mortgage you need a 10% deposit of what the house is worth so an average house in UK they put down as 300k, you need to put down 30k so as a couple 15k each. Won't lie it's terrifying but with a good mortgage broker, they do all the searches for you to get best deal for mortgage repayments. Never have a credit card or buy things in installments either. Otherwise, you just become in debt more, if you can't afford the thing you want then that's how it is. Just wait, save and get by with what you got, you don't need the latest gadgets to get by, that's just companies wanting to get more money and telling you constantly you need the latest upgrade when, like with a phone, just go sim only deal if your phone works and does what you need it to do. You don't need to go down the route of a new contract phone every year which once you look at monthly cost to how much the phone is worth you find you'll be paying so much more.

[@ducksquidbat8315]

You managed to buy a house through mooching off your parents. I did the same but let’s not pretend you got there through sacrifices when your parents had to pay your bills for 12 years of adulthood I know i got what I have through the help of my parents, I don’t claim I “sacrificed and worked hard” (even though I did to a degree)

[@PublicVoodoo]

@ducksquidbat8315 I didn't mooch off of them I payed monthly rent, payed my bills and did things around the house so they didn't have to. Problem today is you get genZ moaning about the price of things and not being able to get their own house and such but are happy to spend 80% of their monthly salary (when living with parents) on designer clothes and the latest tech. Oh well, you got to make that pair of shoes or them clothes last 5 years, that's the sacrifices you make to get where you want to be. Mortgage interest rates are at around 4% right now, in the 80s, it was 17%. No generation has had it easy and the problem now is consumer products being well above the price to make them and being advertised as a necessity "get the latest iphone which didn't change much in a year".

[@sarahwales6276]

​@@PublicVoodooHouse prices have gone up considerably.

[@TORITHEGUMMYBEAR]

I am graduating with my B.A. in Secondary Biology Education tomorrow and I am so glad I prepared myself for the financial burden it was to finally get my degree. I would apply to scholarships everyday (starting in 9th grade) to pay for college education. Graduating with zero debt and I was essentially paid to go to college which is such a blessing. I even have a good job lined up (not a lot of money but it'll be a good starting salary that I could have never even imagined for myself growing up poor.

[@laraerickson2926]

Congratulations! My son is graduating tomorrow also! Good luck!

[@PearMann_]

I did a lot of stuff in HS: FFA; 4-H, community service, the whole nine yards. Ended up being fortunate enough to receive enough in scholarship money to pay for the entirety of my university tuition. I know that I am super fortunate to receive the funding that I did, but kids need to do more in high school or join other clubs and orgs and whatnot if they’re homeschooled. No pressure of loans, I’ve paid little out of own pocket, and my parents haven’t paid much for me either. So much pressure is put on youth to go to college, but we’re basically just told to take out loans that we don’t understand.

[@epicemmalee2000]

Brett is exactly right. There are some careers that require a bachelor's degree, but there are also many that don't. I would highly recommend that people look into trade schools that are designed to get you into a skilled trade as quickly as possible. They are a tiny fraction of the cost of a 4-year university and often have higher earning potential.

[@johnmartin4641]

That may be true early on, but after both gave progressed in their careers, college jobs overtake the trades. About 15/20 years into your career you can be making well over $500,000 if you went to college for business. Pretty much all of my friends and I did that. I don’t know anyone in trades that has done that minus the ones who started their own business, which is risky because start ups have a very high rate of failure and 97% of the ones that don’t completely fail make next to no money and they get no benefits and no guaranteed income. I had a friend that didn’t go to college originally and was held back from a promotion for 10 years longer because of it. He took online classes for about a decade and then finally got that promotion at age 50 when his colleagues at that level got there around 40. That promotion paid him well over $600,000 a year. He missed out on an entire decade of $600,000 a year and more promotions that would pay him significantly more because he didn’t have a degree. He was the last of our group to clear the $500,000 threshold. The rest of us got there in our 30s or early 40s.

[@sirbradfordofhousejones]

My 18 year old nephew opted to go into the trades despite having a high gpa and SAT score. Why? Because as a smart person, he recognized the financial irresponsibility of taking college loans with useless degrees. He will miss “the college experience,” but ultimately I’m very happy for him. My boomer parents are even on board- college is NOT what it used to be

[@amireallythatgrumpy6508]

No such thing as useless degrees, only useless students.

[@ducksquidbat8315]

@@amireallythatgrumpy6508 that’s just factually untrue.

[@ducksquidbat8315]

Trades is great until you’re 50 and you’re physically exhausted. Plus, given the increase in university costs, we will likely see an over-saturation in the trades fields, especially when AI starts automating degree-level jobs. I don’t believe it’s as simple as “he picked trades so he smart”. You’re only intelligent if you consider all potential scenarios and mitigate against them. He needs a long-term plan.

[@amireallythatgrumpy6508]

What would you know? You're American.@@ducksquidbat8315

[@johnmartin4641]

Depends on what you major in. Gender studies pays less than trades, but business and finance degrees pay several times more as you progress through your career. Even starting out, my nephew got $75k starting salary plus a cash bonus and company stock at the end of the year. He’s 22 and just graduated with a finance degree this year. This is his first year of his first job. The odds of him having a career ending injury are virtually non existent. It’s a real probability in the trades. If that happens, you’re screwed.

[@I_am_Jesus_though]

Im nearly 30, a millennial, in Dublin, were average rent is 2500 pm. The one thing I hate is hearing someone say we're not working hard enough, houses are far out of reach for the common worker

[@hardcharging]

I graduated high school in 2006. I hate remembering how everyone tried to convince me to go to college vs joining the Marines. I still pulled clutch to the internal rebel and joined the Marines, but boy was I given a hard time for it. Guidance counselor very reluctantly handed over my transcripts showing I fulfilled graduation requirements (I graduated in January so by the time the rest of my class walked on stage for the ceremony I was already in boot camp). I eventually did go to college, and came out of it debt free thanks to this at the time new thing called the Post 9/11 GI Bill. In an effort to not let my degree (and ultimately the taxpayer's money which funded it) go to waste I went back to the Corps the following year in a relevant job to said degree.

[@DustyTeachesArt]

I graduated college in 2006, the whole time they bragged about their 98 percent placement rate and how jobs will be plentiful and then two years later the The Great Recession hit. Jobs dried up like water in the desert.

[@matthewcaldwell8100]

So, governement shouldn't have a role in education but you got a free education due to government subsidies. Got it. Do you smell toast?

[@hardcharging]

@@matthewcaldwell8100 So writing a blank check to be a government bitch for x-years equals free college?

[@piperwhitsitt7716]

I was able to graduate high school with my associates degree at a local community college. It was a new program, and it was really nice because I could get a taste of college while also completing high school. I was able to graduate and transfer to a 4 year university with 62 college credits, and I finished my degree in 3 years. I wish other schools can do this, because it was easier than taking AP classes where if you don’t do well in the final exam, you don’t get the credit. However, the biggest drawback to the program was that if you dropped out before completing the associate’s, you would be classified as a college dropout. Community college is such a great option because of its lower costs compared to taking the same classes at a University. I’m really thankful and fortunate that I was able to do it.

[@serenitysfirefly]

I remember how shocked my guidance counselor was when I told her I wanted to enter trade school to learn how to tune and repair pianos. She questioned me my entire senior year about it.

[@mikehurt3290]

That's a little more understandable that she questioned since that's super niche but I guess there's not much competition either

[@getzoutdoor]

I didn’t go to college. I joined the military and 8 years later of being active duty with no college degree, I’m definitely not needing to work “2-3 jobs”. I’m making more than most people with degrees. All I did was used my head and didn’t take out loans that I wasn’t sure I’d make enough to pay back. These people were lied to and weren’t smart enough to think for themselves.

[@LiamColeman-Halla-yq2jl]

without college, how are you going to be promoted to the officer and top brass ranks?

[@doggothesavior9107]

@@LiamColeman-Halla-yq2jlThe military (especially Air Force and Navy) want educated enlistees and officers. So they make it *WAY* easier for anyone in the military to get a degree. They pay for all the classes you take, they let you skip/test out of certain classes that civilians would otherwise be forced to take, deadlines are oftentimes extended, and the majority of the professors that teach military/service members are in the military themselves and actually care about their jobs and students.

[@LiamColeman-Halla-yq2jl]

@@doggothesavior9107 so, can you make it to the Top Brass if you enlist and get a degree while serving as tank food?

[@Lawrence_Talbot]

Colleges have become billion-dollar enterprises. I fully support student loan forgiveness if colleges are made to foot the bill. Maybe then colleges will go back to actually teaching instead of preaching.

[@namantherockstar]

Brett inspires me.. My parents said if i get 70K followers They'd buy me a professional camera for recording..begging u guys , literally Begging...

[@cslearn3044]

​@@namantherockstar no

[@MckensyLong]

The challenge with that, at least right now... is that the debt is not being kept by the University. Meaning, the universities already got the money, the debt in most cases is being held by the government. So, if we forgive all student loans, that debt has to come from your taxes, your Social security, your xyz. So we're punishing those who did not get the degree, to pay for those who did. Now if the universities had the debt, we would be punishing the right people by cancelling student loan debt... but they are not.

[@Nylon_riot]

How many people told you not to go to college? How many times? How many people did you hear say their degrees are useless annd strapped with loans? But you went anyways. How many kids show up, sign up for these loans, without any research especially about paying them back? How many went into fields witdoing the research to see if there was any employment available in the first place, and what are the chances of being hired? Nobody else is responsible or held a gun to your head to make bad decisions. It is not the taxpayers or the working classes responsibility to pay for someone to be able to make such a privileged mistake, especially when you called that same working class stupid for not taking out those loans.

[@LiamColeman-Halla-yq2jl]

I support free Government colleges.

[@marissaperozzi602]

I think another big issue that no one seems to be addressing is the fact that too many companies require degrees for jobs that someone with a high school diploma could do. I think that a solid 80% of jobs can be self-taught and it's really cruel to require someone to take out $40k+ of debt to be hired for a job that most people can do without a degree. There are so many smart people that just simply cannot afford to go to college and don't want take out a massive amount of debt that are stuck in poverty because of this.

[@LiamColeman-Halla-yq2jl]

are you single?

[@TheGriff130]

I worked in a psych hospital for 7 years and was laughed ar when i asked for a raise, was going for nursing I stopped school thinking about what I wanted to do, covid arrived and bc of hospital policy's about certain "preventative medicines" cause me to leave. I moved into the trades working in solar, 2 years experience I've now gotten with new company and I've increased my earnings by another 15 - 20k I struggle with the state of the economy and prices, but it's possible there is a massive shift going on and we need to adjust and find a way to do it.

[@mike7933]

The primary issue is predatory student loans and a lack of financial education. On what planet does a 200k masters degree warrant a 40k average salary? Every day I thank my 17 year old self for not listening to everyone pushing me to “just take a loan” and instead joining the Army and paying cash through my degree.

[@Josh-mc9sx]

Im in a somewhat similar boat myself. 16, junior rn. A lot of those around me are pushing me to go to college, which i do, but i don't want to have any student debt that'll pull me down. Im trying to find out if theres a way to have the military pay for my college years and then join afterwards as an officer.

[@mike7933]

@@Josh-mc9sx 100%, every major college as a ROTC program. The program allows you to chose a degree and complete it. Afterwards, you would join as an officer. They would pay for your school as well! You should get in touch with an ROTC recruiter at whichever school you want to go to.

[@matthewcaldwell8100]

The military uses the unaffordability of college education as a recruiting tool. And even with it, nobody wants to join because the US' role abroad is understood for the venal crapshow that it is. The current generation grew up watching us celebrate a war crime as the very essence of freedom. They want no part of it.

[@neltins5308]

Indeed, I've seen dudes with masters in 200k+ in debt struggling to get minimum wage jobs.

[@anonymous48389]

I do agree that this is a massive issue in the US. I did the math and Harvard University costs on average $79,000 per year and Oxford University costs around 9,000 pounds which is equal to around $11,000. These are 2 of the best universities in the world and the gap is huge.

[@njpme]

That is wild!

[@Kiseochan]

I've tried talking to my mom about how my friends either still live with their parents, have dual income spouses or multiple room mates and she said, "well if they weren't lazy and made something of themselves" because apparently anyone who doesn't have a master's degree and a 6 figure income isn't worthy of having a 1 bedroom apartment or at least a studio that is in a safe neighborhood.

[@johnmartin4641]

It’s 2023, not 1953. 6 figure salaries are easy to get these days. You can get there a few years out of college. I know several people who graduated college within the last decade that got there within 3 years or less. My nephew will get there soon. This is his first year on the job after graduating this year and started with a $75k base salary plus a bonus and company stock.

[@Kiseochan]

@@johnmartin4641 my point isn't about how hard it is, my point is people who work at Walmart or McDonald's deserve to be able to live decently too. I know a lot of jobs are basically saying, -entry position: bachelor's degree and 5 years of experience, low pay (depending on the job) And a lot "regular" (I'm not talking art degrees) are not leading to well paying jobs. Some are. You might be okay with medical or computer stuff although my tech people are having trouble with how saturated the field is atm

[@adrianaarj5180]

I studied my major(Public Accounting) with a scolarship in a private university. To be honest, I don't know how my now colleagues are doing to pay the huge debt some of them acquired just to have that diploma because the salaries offered by the companies are really slow. Now I'm working and paying my future house, but I don't think they can do this too. I've have learned that as long as you are working in something honest, it's not important to have a diploma. I would not put that kind of presure on my future kids. I wouldn't want them to be graduated and frustrated about how little they can reach, economically speaking, with their knowledge and of course, really long long term debt.

[@kingbran923]

Brett, the one fix of all that would remedy this entire system in time, would be what you said right here 7:34. If the government stops backing the loans, the banks stop giving out those loans for fear of defaults, then the schools see a reduced attendance and lower profits so to keep up attendance, they lower their tuition prices. Things will slowly get better over time. Meanwhile, the government should ALSO set the interest rate for all CURRENT federal student loans at 0% interested for the remainder of the loans, this alone should be more than enough to enable students to get out of these loans and in about a decade, you'd see a complete 180. I think, however, the government makes FAR too much money keeping millions of people in crippling student loan debt charging outrageous interest rates for decades. I think Dave Ramsey's team showed that student loans holds about 45% of the US's entire financial assets. They would never give that up. So the only way to fix this without fixing the government side of it, is keeping kids from going into overpriced and useless degree programs, and we see how that is going.

[@josephnavarro9965]

What needs to be acknowledged also is the Great Recession. One of the reasons we all went to college is because for the most part from 2008- 2016 jobs for young people to start careers weren't available. In 2009 and 2010 minimum wage jobs for young people were scarce. It was go to college or go home and do nothing. No other options.

[@UpChuckCanuck]

I finished secondary school and went to trade school. I graduated trade school in April 2009. I couldn't find an apprenticeship. Ended up working at a small scale abattoir just to pay the bills. Long story made short that job lead me down a strange path that eventually got me my current job as a poultry genetics researcher. I'm a secondary school dropout with a GED who went to trade school for HVAC and graduated during the great recession. I built a network from scratch and that network got me to where I am.

[@josephnavarro9965]

@UpChuckCanuck I'm happy for you. A lot of us though (millenials) it didn't turn out that way during that time.

[@UpChuckCanuck]

​@josephnavarro9965 I'm a Xennial (early millennial). Don't blame the system ... learn to play within the system (because you will never beat it)

[@starscream6629]

If you thought those were the only options then that’s on you. That’s not the reality.

[@josephnavarro9965]

@starscream6629 at that time (last year of Bush II through most of Obama presidency) it was.

[@matthewleiter3524]

In my experience many people are confused about being able to “live” on their income as meaning that they can buy any and all beauty products they want, drive expensive cars (rather than being willing to drive a beater/old car until you can truly afford to pay cash for something nicer), and deciding not to eat out or go shopping or go on vacations that they have to rack up credit card debt for.

[@Swearengen1980]

Bingo. A friend's (ok, he's an acquaintance) kid was complaining about not being able to afford a house and then took 3 months off to hike the Appalachian Trail. Which she documented with a $1,000 cell phone and drove to in an SUV that's above her means. That same kid spent found money to go to Greece earlier in the year. I have zero sympathy for these kids who live well above their means and then blame everyone/everything else.

[@Noah_E]

I have degrees in Economics and Finance and a minor in Engineering and have friends who are CFOs and a federal judge. They make as much, if not more than me, but are perpetually broke because they have no impulse control and can't budget. I have been smart with my money as a securities litigation consultant and now own a tree farm and co-own a saw mill. I own a few nice cars, but my daily is an 8 year old Forester, and I live in a house I could buy every two years in a beautiful part of the country where the cost of living is a quarter of what it used to be when I first started out in DC. Young people spend their money on such stupid things and always wonder why they're broke. Your spending matters just as much, if not more, than how much you earn.

[@meve531]

You listen to Dave Ramsey don't you 😆 it's so true thougha

[@karsenmaxey9275]

I’m so glad I didn’t finish going to college after getting married…after having my baby I found out the trade I really wanted to do, and started my small business. I make more money doing this stuff that I would of with my college degree I was going to get. I’m definitely encouraging my kids to look at trade schools or community college stuff, or even certifications things.

[@WizardsandChickens]

The real problem that needs to be addressed is the fees. Why do schools charge more for fees than for in state tuition? I currently attend and there is a fee for academic excellence. Isn't that what the tuition is supposed to cover, excellent instruction in your given field? Also schools should get rid of useless degrees. Higher science, maths and medical is what should be covered in colleges. That was what they were originally founded for.

[@rydaddy2867]

Yes! In my early years, the required "Core Courses" that were outside my field were 10% of my time and money. By my 9th year of college (couple degrees), it was 35-40%.

[@TeamKimSeokjin851]

Why the fees? If you are at a state school, there is probably some type of cap on the amount of tuition that can be charged. The institution that I work at is public & tuition rates have to be approved by the state Board. We boast how tuition hasn't been raised for so many years, but they don't talk about the fees!

[@_morgi.bubs_]

I’m currently a sophomore in high school and I have begun looking at colleges. It is INSANE how expensive it is! I currently want to be a chef or somewhere in the culinary world. It’s not something a lot of colleges have and it’s hard to look for. At my schools college fair I saw a woman from the coast guard who was very excited when I said I wanted to be a chef. She explained that I would get A 75000$ BONUS! After I did boot camp and everything and 8 years of paid college. Now in all honestly I started talking to her by accident but had a lovely 45 minute conversation with her and I’m now realizing in order to not die when I go to boot camp cause I mean I’m not passing that up I should probably work out in order to stay fit and ready to work

[@haruhianderson4019]

1) you shouldn’t state your age (range) in the internet, especially not with a profile pic that’s actually of you. 2) I would highly suggest looking into alternatives (schools abroad which are less expensive, practical experience in restaurants which doesn’t require a degree,etc.) many people join the military and fall for these “sign your life away and I’ll pay for your degree” scams- almost everyone I’ve personally known has lived to regret it. For your own sake please consider it wisely

[@arwenstrong2818]

@@haruhianderson4019 I have also seen two good friends from high school get scammed this way. I second the advice to reconsider.

[@tsrocks2029]

Bruh just get a job in a kitchen, you don’t really need to go to school to be a chef

[@laurencooley7]

Family of 4 lived in Arizona and now Missouri living off of 40,500 a year . No government assistance and we’re renting the whole time and now are buying a home . It’s all about budget and location

[@emmanuelibarra435]

I was lucky that while I was working during my time in high school, a customer warned me about the mistake of college loans. Then when it came to applying for financial aid for college, I avoided accepting any financial aid that was student loans and tried to pay the remaining cost. I was barely able to afford it because I was only working part time. I only lasted for 1 semester because I became burnt out having to work and study and ended up failing two classes. They wanted me to do alot of study hall hours for the next semester or take a semester off. I just ended up not going anymore. Now I'm working a trade job and Im making $25.50 an hour which is more than anyone I know in my family is earning in 1 full time job. I also get the nice benefit of paid holidays, not paying for my own gas to go to work, and being part of outings. It's not always easy, but the hard work does pay off.

[@mikehurt3290]

Similar happen to me I knew I couldn't afford college and so I went to Commuinty college out of pocket but it was too hard to work full time and study decided college wasn't for me and now I'm so glad I never went

[@andrewwatanabe7095]

Perspective of a recent grad with student debt: I think situations are nuanced. You could go to college to be a computer engineer (a very lucrative field) and if you focus only on schooling and GPA and don't make time to find internships or don't land internships and network/make connections you could graduate from college and really struggle to find a job. You could also go to college for music and arts and graduate to find a job that pays well enough for you to be satisfied with your life. To blame everything on the education system and how the older generation failed us, is completetly absolving yourself of blame. You have to look at your situation and assess it properly. If you think having a college degree is the golden ticket you're foolish. If you don't take accountability for yourself and not being informed on the reality of the world you're not doing your job as an adult.

[@beautifuldreamer0811]

When every single adult around is telling young people that the only way they will become successful in life is to get a degree, when they hear year after year that if they don't go to college they will fail at life, when they are told time and again that a college degree GUARANTEES a successful career it is 1000% the fault of those adults.

[@dylanjulian1028]

I am glad I didn't pursue a higher college education after I graduated from a community college. A lot of it had to do with money because I started to realize that college was just too expensive for me.

[@WTCheatShaming]

Went to college out of high school and immediately stopped due to not knowing why I was there. Ended up working for 10 years did some community college then going back and finishing my BS just this December for less than 20k total over the past 3 years. Definitely the best choice in my life since I left college recently with no debt

[@shanep2760]

My wife and i just finished paying of $85k in student loans. It still makes me sick to think how far ahead in life we would have been without that. 🤦

[@MrBradley003]

Man, I felt this one. I just got done paying off $97K and it absolutely pisses me off to think what I could have done with that money. I should have thought a little bit harder about taking out those loans. SMH!

[@Ms.MD7]

Congratulations to both of you, job well done.

[@sirdomus1198]

at what age did you finish paying your student loans?

[@MrBradley003]

Me, I'm 33 years old. I paid it off about 2 months ago now.@@sirdomus1198

[@patraic5241]

My kids are coming of age. I've advised all of them to not go to college without a plan of how to pay for it or to pay it off by the career it qualifies them for. I have also advised them to earn qualifications and skills elsewhere. There are plenty of trade schools that are very cost effective with a very large demand with well paying work following qualification or certification.

[@meleebrawler6462]

For Gen Z, there are three things that are inevitable in this life: death, taxes, and student loans.

[@freckledfox7308]

The same as previous generations. Part of a difference is that they are getting degree's that place them into jobs that don't pay well. I would also like to see all the gadgets and everything they are spending their money on and if that is impacting it.

[@madeline2995]

Death and taxes are not choices. A student loan is a choice. I've finished an associates degree completely out of pocket. If I can't afford the tuition for a semester, I take a break and save until I can. You don't need to go to massive overpriced university. The community College I attended worked with many of those large universities for summer classes in finance or CADD programs. It's not easy to get the degree and work but I would take that over tripling my overall payment with a loan.

[@arsenic1738]

Inevitable for those that don’t plan ahead. I’m only 19 and I’ve been GIVEN money to go to university. It’s all about taking the opportunities life gives you and making more opportunities from those.

[@ulfsark78]

Or instead of going to college, learn a trade.

[@jeffw5263]

You can opt out of student loans…

[@sillyspideyy]

I am taking the community college route myself and I can say living at home and doing classes online allows me so much more time to work, save up and be able to learn skills that will be able to benefit me heavily and lead me towards a successful career

[@stevemiller5725]

Stopping student loans isn’t the answer, that will make things worse. These colleges have to get rid of this fluff classes and degrees that are worthless and put a ceiling on tuition, plus lower the existing tuition. It’s a racket.

[@justinowens2465]

I went to art school in the early 2000s. I live Indiana. I wanted to go attend SCAD or the SanJose School or Art and Design. Private institutions on the west and east coast. I looked at the tuition of $20k-$30k a year. I knew better. I studied art and design at IUPUI here in Indianapolis. Today I am a creative director for a small company that makes trade show exhibits. While that is not exactly leading the creative department of a large Fortune 500 or a renowned marketing agency….but I have a beautiful wife and 2 kids, we own a 3 bed room house in suburbs of Indy that was can easily afford. My life could not be more blessed. Make smart choices young people. They really add up later in life.

[@jameshenderson7452]

I dealt with this for many years when I was recruiting for the military. Always trying to combat the theory of going to college and get your degree and you will be set. The military is a good option to become trained and to also have real world experience in a skill trade of your choice and also still have the opportunity to use the educational benefits to attend school during and after your service time is complete.

[@AndyAllen_97]

The hardest part is that most parents today are still encouraging their kids to go through with this. It may simply be ignorance or it might be that they want trophies made of their kids. To be able to brag that their children made it into a “great” school. More kids today need unbiased and accurate advice. Making a decision like this at such a young age is an impossible task. It’s almost guaranteed you’ll make the mistake of putting yourself in debt with no viable way out. Take a moment to question every decision. Especially the ones everyone else is making for you! If your uncomfortable don’t go through with it! Make the mostly risk free decision to work and earn money while trying to understand what you could do to secure a future career.

[@C4TC4T]

That’s the thing! People are getting mad at all of these people talking about getting college degrees and being in debt, when in reality our parents told us for years to go to college and get a degree.

[@raejae3755]

Part of the problem is these young people seem to think a degree means you will instantly land the perfect 6 figure job. The degree might end up being useless if you choose the wrong one. It happened to my friend, she still (10+ yrs later) has the same job she had when she was going to school.

[@raejae3755]

And yes she graduated, yes she looked for work in the field of her degree. It just never worked out.

[@ShootingStarStudio]

I’m a college freshman majoring in music production. I know I probably don’t need the degree, but I’m also here for the experience. I’ve met some amazing people and grown so much as a person, and I think that is worth my tuition. BUT, my roommate/best friend’s older sister graduated last spring, and her life has not gone the way she thought it would. She’s still single, living with her parents, and working a dead end job. That is what I’m afraid of after I graduate, and I’m pretty sure the economy will be even worse by the time I do.

[@wnettekoven]

Degree inflation is no joke. And I HATE it! I'm a CNRA. Thankfully I ONLY have a Masters degree. Now they require a Doctorate. But it used to just be a certificate. It the same with general RN's. Used to be a certificate, then Associates, now Bachelor's. These "advanced degrees" do NOTHING to enhance bedside nursing. They only make the degrees take longer, cost more, and line the pockets of the institutions providing the degrees. If I wanted to be in management, to teach, to research - then sure - give me an advanced degree. If I just want to provide bedside nursing or give anesthesia for surgery... why? It's idiodic! Why do I need a terminal degree for an entry level position?! Especially with the coming nursing shortage!!!

[@CookingCoHost]

I'm from the mountains of West Virginia. I'm 30 years old now. We were told the only way to escape poverty was to go to college. It only put me into massive debt with no job. I have an accounting degree, a finance degree and a business administration degree. I couldn't find anything simply because I didn't know anyone. I didnt get a "useless" degree. It's all b.s. They all lied to us.

[@johnmartin4641]

That’s because there are no big businesses in your area. If you move to Georgia or Texas, it will be much easier. I know people in Georgia who although we’re held back from a promotion 10 years longer than normal due to not having a degree, did manage to get promoted into upper management without a degree making well over $500,000-$600,000+.

[@CookingCoHost]

@@johnmartin4641 When the answer is "Just move!". It's not an answer.

[@welikegoodies]

@@johnmartin4641yes, you are describing me. No degree but I worked hard for years, paid attention, learnt quickly, am a team player and most importantly- had excellent mentors, CFO’s, BDM’s, analysts, GM’, legal teams, CEO’s. I learnt from the best of the best and now I am a finance manager, with a large team to manage, in a national corporation and on 6 figures. And again, zero degrees. That being said, I know finance analysts that have huge debt and earn the same or less than me hence I stay quiet… but it’s just hard work, motivation and initiative that count in a BIG way.

[@ilikepancakes1177]

Many expect high wages right out of school. You have to put in time before it will pay off, if it ever does

[@Lucky-dw3el]

so glad I was ahead of the curve and avoided any college debt. My passion is to create a family, not a career. So many awkward conversations with my peers who looked down on my choices but there really are traditional women still out there. Just don’t see them on the internet much because we keep to ourselves.

[@Lucky-dw3el]

@@katansi it’s not hard for a good, well deserving woman to find a good well deserving man to mutually take care of eachother. If one hasn’t found that in their life, the problem isn’t other people…. Improvise your own life and attitude and good genuine people will flock to you.

[@Lucky-dw3el]

@@katansi you’re the only one offended by what I said ….. if life didn’t work out for you as you intended - look else where for an apology. It’s not my fault you weren’t smart enough to find a man that is willing to take care of you. The vast majority of men thrive in a provider roll. You either are a man who expects 50/50, or a woman who didn’t do enough reading and let herself go to the point where no man wants you. I suppose I should apologize now.

[@mr.lucifer9735]

Im 20 now in the military. I had yo explain to almost every guidances councilor and teacher that i would not be applying for college or doing the S.A.Ts but i have a job a roof and will never be worried about food. When ever i decided to leave college or trades will be entirely free and i have the experience of 4 years working.

[@patrickdurham8393]

I'm a plumber making 100k+ per year now but I'm 60 now so my production rate is down. Yeah, I fell for the college thing but as soon as I said I didn't want to do something I didn't want to do I didn't! Plumbing was a family trade and after I realized the sky was the limit I never looked back. Hint: If you want to be a plumber, guard your knees like they are fragile because they are.

[@patrickdurham8393]

​@@lankeastor512 I've been working for the same company for 32 years. The company's second year. It's a family company and I've been there long enough to qualify as family. I could hand probably made more if I'd started my own thing but then I'd have had to eat all the headaches.

[@theRulekeeper]

As someone who went the trade route and is debt free making six figures in my mid 20s I can say the biggest problem is society and the omen treat us like we’re second class citizens

[@zerothehero448]

As a plumber I never saw 6 figures in over 20 years in the trade.

[@Krfification101]

Man, I learned how to weld and STILL the highest wage I've made in that trade has been $21.00/hr

[@theRulekeeper]

@@Krfification101 I have buddy’s working in Knoxville TN for Y12 and diversified technologies that make $100-130k with OT

[@TheGreatWasian_]

@@Krfification101 my friend is a welder and makes $28 an hour but man he works his ass off. I’m in IT and I make the same but I work while sitting on my ass .

[@wordsmith6154]

I've been in community college for the past four years, mainly because I want to take my time. I work at this college now and my boss has been riding my butt about getting financial aide and saying everything I told myself so long ago. My plan is to become a book editor because, for my skills and how much I love to work, I feel it's the best job to maintain for when I find a husband and have a family of my own. Watching this made me wonder if I really need a bachelors to do what I want to do. I'm reaching out to small-time publishers in the hopes that I can soon do what I love and what will positively impact my future.

[@cynthiaking5308]

The problem starts in high school. Guidance counselors work to get kids to get in the most prestigious universities not talking about the actual cost of attending. The kids are so proud to get accepted in such schools they aren’t shown the big picture of attending such schools, and what awaits the post-grad life.

[@pondhootowl11]

All of my teachers got mad at me in high school because I told them I wasn't going to college. When I was around 5th grade, I became aware that my parents couldn't afford to put me in college. (I am the middle of five kids and we lived in the projects, wondering where we were going to get food.) I knew that I'd have to put myself through college, but had no idea what to study. Several people were telling me that I didn't have much of a future, so I never bothered figuring that stuff out. When I graduated high school (to the amazement of everyone) I began working. It made my high school teachers mad because they didn't see a future for me in dead end retail jobs. I told them there wasn't exactly a degree for writing books, which is my main passion. There is a degree for sewing and creating things, but it's not necessary. The only jobs I have seen that demand college are the trades, research jobs, and teaching jobs.

[@cimmerianmuse13]

It's not just colleges that should be held accountable. Primary and secondary schools are pushing that you're "going to be a garbage man" (who probably would make more than you would with a college degree) like it's a bad thing and say that you need to go to college if you want to amount to anything. Even if you choose a high paying degree, sometimes you don't NEED that degree. Take, for example, computer science. You can get the information you need to get a high paying computer job from a 2-3 month bootcamp OR take a 4 year college course. No one teaches young people these alternatives, and thus they are stuck paying off years and years and years of debt for something they may not even have needed.

[@queendesi6352]

I feel so awful for these people that were lied to. I’m 21 and never wanted to go to college so I didn’t. I’m making almost $20 an hour and I’m living very comfortably. I don’t have any roommates and live alone. I only have 1 job and I live in the suburbs of Denver. It’s only by the grace of God that I am able to save money and afford all my bills while still spending money here and there on things I like. It’s unfortunate that the school system tries to put it, and most of the time succeeds, in peoples heads that they need to go to college to be successful. I pray for all those that were scammed into debt for overpriced, mostly useless, degrees.

[@njpme]

I sympathize with them, but tbh, in the age of information where they can find anything on Tiktok and Instagram than adds nothing to their lives, they can sit down and research what they are about to spend tens of thousands of dollars on. It takes less than 2 days if you sit behind a computer and do the research. The DoL website and KZbin have a lot of information.

[@carmen3091]

Same, and well said

[@faithbrann612]

Me and my husband survived on 19/hr for a year; I'm a stay at home mom and we have one kid and a house. We did it, just barely but we did. It takes a lot of sacrifices but you don't realize whats actually possible to survive on until you have to. Also we live in Maine, which has a worse economy than a lot of states. Also neither of us has a degree.

[@connorsnickers1]

I feel awkward at times that I never went out to college and lived the expected young adult American life, but I just can’t convince myself it’s worth that time and money just to be in debt my whole life is rediculous, unless you go to be a doctor, lawyer, etc.. you will be looking for a job in a field everybody wants in for not nearly enough pay to live and pay off your loans

[@barbiegirl4917]

This is so true. I’m currently in my third year of college and I can honestly say I wish I’d waited a couple of years to go to college. Luckily I’m a computer science major and I have learned a lot, but I would have liked to have opportunities where I could have gotten my education cheaper or debt-free. I think high schools should stop pushing college so much on literal teenagers who have no real life experience yet. Think about it, we would never pressure a 16/17/18 year old to buy a house, so why are they pressured to take on 100k worth of debt?? Young adults should experience life in the workforce, gain financial knowledge, and learn where their skills and interests lay before making a life-changing decision that may not be the right fit a few years into their adult life. I rest my case

[@barbiegirl4917]

If any high school kids are reading this, please explore other options other than a 4-year university!! Community college, certifications, or trades can be very rewarding! And if you can honestly say that you have a plan and are absolutely sure you are going to stick with it, only then attend college right out of high school. Best of luck to you all

[@ZeRandomizor]

@@barbiegirl4917 im going into trade school very soon, thanks for the encouragement that Im making a good choice, i've always been interested in electrical engineering

[@matthewcaldwell8100]

The question is, why are you behaving as if a college education costing as much as a house is a normal or remotely sustainable way to produce a society that needs educated people? This is not the natural consequence of mass education; it was the result of deliberate policy decisions made, in part, to sour people on the notion that higher education was desirable. Conservatives have been waging this stealth war against colleges since the Civil Rights movement because they feared the activist capacity of a historically literate and politically engaged youth. And, AT THE TIME, critics predicted that they were producing the kind of system in which lifelong financial servitude would be the price of admission for advanced degrees for all except the rich. We've had these arguments already.

[@hornetguy9063]

The problem is, experience in the workforce was exactly why I was eager to start college. Making barely above minimum wage for a job that was leaving me tired all day, it was easy to get in my ear and say “that’s your future without an education”. Fortunately, things worked out well for me. But imagine being 17 and being told that you’ll be a brokie for life and work this soul crushing McJob if you don’t go to school. It’s effective marketing.

[@1800GetCash]

*JOBS FOR CS ARE GETTING OUTSOURCED AND OFF SHORED AT A RAPID RATE, ON TOP OF THAT THE TECH SECTOR IS NOT DOING SO HOT RIGHT NOW, MASS LAY OFF ETC, ENTRY LEVEL REQUIRING 4+ YEARS OF EXPERIENCE AND A CS DEGREE, THE ENTRY LEVEL, MID LEVEL JOBS ARE OVER SATURATED FOR THE CS FIELD*

[@courtneyf2850]

I have 3 college degrees. My associates was paid for by my public high school. Got my bachelors in 6 semesters. I have an MBA. I work for a Fortune 500 company in the financial industry, graduated with no loans with my bachelors during Covid and got my MBA just after Covid, and I still can’t afford to live. My own financial advisor told me I was screwed.

[@welikegoodies]

You should come to Australia. Finance roles pay well hence why we have a lot of English born accountants - in my experience that is. One of my closest friends moved here from Ohio and she’s an analyst and killing it.

[@isabellagelfusa2004]

When I told my hs guidance counselor i was going to community college, she said “you’re too smart for that” yet here I am… at 19… the marketing director for two companies… I would not be where I am today if I had gone away to a 4 year university instead of working full time and taking classes at night.

[@LiamColeman-Halla-yq2jl]

You were hired because you fit Diversity, Inclusion, and Equity criteria.

[@Strawberrymerit]

@@LiamColeman-Halla-yq2jlwhile that may have played a roll we dont know exactly how hard she may have worked to be where she is, ik woman have an easier time getting hired for the sake of diversity

[@ellkayful]

My husband and I both have Bachelors Degrees in Business, we don’t have any student loans… and we still can’t afford a house. Where we live the average home cost is 400k + and rent is over $2000 a month. We’ve been living in a crappy apartment for the last four years with our 4 kids because we locked in a lower rent and we would literally be homeless otherwise. My husband makes more than my dad did when I was growing up, and like…we were poor, but we had a house. I don’t think it’s student loans that’s causing the issue. 😅 I think it’s the housing market, inflation, and a society that doesn’t normalize and prioritize families.

[@Litterbaux]

The other thing I've noticed is these kids graduating college expect to buy a house similar to their parents house and drive a new car like they grew up with. This isn't how it works, your parents most likely worked their ass off for years to get to that level. It most likely wasn't handed to them, sure some people win the lottery or get inheritences but that's not the majority. They worked for years, maybe bought a fixer upper house and then when you were born they sold the fixer upper (for a nice profit probably) and got a bigger/newer/better house with a bigger/newer/better 30 year mortgage.

[@hondafreedom9329]

Loved Jr. College!! I too got, "you're so smart, why?" Well, back then (long time ago), it was free - yes free; second, I had fabulous professors; third, transferring worked really well for me. I had a career for 24.5 years in elementary school teaching, retired, and still work very time. I paid my loans back. It worked for me. Hey, I even have lifetime medical insurance. I look at the current college costs, the work force for up and coming new grads, and feel for their plight.

[@carihepner3613]

The degree I received from University of Phoenix gave me the skills I needed. I agree with you, but aside from working at Wal mart or in a factory, I was not able to find a job in my area where I was making enough money to survive without those skills. Also, my husband is a plumber, and there is definitely a need for more trade workers in my area!

[@davidoverde36]

I agree about all your points regarding student loans and how that contributes to peoples finances. The only thing I would add is that people also need to reflect on how they are spending their money more and prioritize. Its harder to empathize with people about not being to afford essential things when I can see their poor spending habits on luxuries.

[@maceynichole5522]

So true. There is a way for many people. I lived in an apartment as a single mom (no child support) of one working as a Pizza Hut manager and saved up $15k in one year. Bought my house in the spring. Got a new job though now that pays better. Did I spend any money during that time? No. Did I go out to eat or out with friends? Nope. Wouldn’t trade it for my acre and house though. Where there’s a will there’s a way. Live below your means. The hard truth is our generation (z) just spends too much money. Millennials too though.

[@maceynichole5522]

Also, I worked 48 hours a week for 45k a year gross which equals $18.02/ hour. Just trying to encourage at least someone…don’t give up!

[@Swearengen1980]

I made the same point. I know younger "women" like these complaining about how they can't afford a house, yet they get themselves groomed every week or two. They're in a different country travelling every 3 to 6 months. They complain on $1,000 phones while sitting in a vehicle that's out of their price range. They're irresponsible, materialistic kids who just want to blame someone for their own failures.

[@davidoverde36]

@@Swearengen1980 its the constant travelling one that bothers me the most. You can't afford rent because you spent it all on hotels and air bnbs not to mention tickets. And with costs of air bnb now (that Brett talked about in a different video) it costs a months rent for a weeks stay now.

[@1libra.]

Agreed. No one is responsible for you except yourself. Like you make your own choices and certainly can do your own research

[@jorjachamberlain3189]

I went to college because my field requires a degree. I just graduated with an ASSOCIATES and nearly $30k in debt…it’s ridiculous and no way should it cost this much at all…most schools don’t have any sort of help for the students. Like Brett said it’s a “for-profit business”. But the College of the Ozarks has a good idea. Students are required to work, I believe in something related to their field, which pays for their college expenses. It’s a private and Christian university but the working for their tuition costs is a cool idea.

[@michaelhasfel7]

In Brazil, people live with their parents and normally work while they are at university. The idea of leaving home and living on borrowed money for four years, while dedicating 100% to university and paying off the debt later is insane. Only Americans do that. Because it really is a very stupid idea.😂

[@MrsMathews]

It seems like the whole rest of the world does it that way.

[@phoenixrising4995]

And the workplace requiring degrees when they shouldn't. They want you saddled with debt to kill your ambition and to LOCK you in to menial dead end white collar jobs.

[@Danknight403]

​@@MrsMathewsOf course!

[@StormyDoesVR]

I agree college admission prices are crazy... but I got scholarships, got through college with 0 debt, but the only place willing to hire me full time after college is paying below 50K a year and isn't in my degree's line of work at all. I understand I might not get a dream job but I'd at least like to be working in my field of study! I can't even afford to live on my own right now with a full time job. It's ridiculous, and most of my money gets spent on car gas and food!

[@KendoontheCam]

I dropped out of college just after a few semesters because I wasn’t ready, my parents were disappointed in me. Once I was able to claim financial aid a few years later, I was more mature and ready for college. I finished my degree at a community college debt free and I currently make just as much as my coworkers that are hundreds of thousands in debt for their fancy degrees. I always recommend ppl to go to college when they’re ready, not when society tells you to, and if they feel they don’t need college, better to them!

[@2001Ethos]

People forget about the trades or the jobs no one wants, because “it’s too hard.” I have my Cdl and I was paid to go to the driving academy and I didn’t spiral into debt like most of my old classmates did, because of the lies that are spread throughout schools and social media. Higher education doesn’t have to be going to a university. Learn things that expand your mind to the degree that your problem solving skills become more refined and become more resourceful with what you have

[@poogissploogis]

Maybe it's just where I live, but I can't even find these opportunities anymore. My husband has been searching fruitlessly for years to find these kinds of jobs and he can't even get so much as a rejection letter from the companies he applies to. It could just be this abysmal economy too.

[@aaronpatterson2369]

@@poogissploogisthen neither one of you are looking in the right place. CDL holders/truck drivers ALWAYS have a job. School bus, dump truck, straight truck etc. You aint doin it right.

[@CuteAnimeGirl]

@@aaronpatterson2369 Depends on the state. If you get a CDL in Florida you aren't getting hired, Florida is not a good state for trucking jobs at all. I guess you could get bus driver jobs but those won't pay much in Florida because wages are terribly low.

[@antijojo]

I have been working with college students for 30 years. Another thing that is not discussed is a lot of college students have not been warned that you have to work while in college. I see a lot of college students who will quit working because school is too much. Yes there are degrees that are harder than others and working is quite challenging, but I am talking about freshman who can't find the time to do both. Now speaking from experience some of these students maybe shouldn't be in college but others have poor priorities like partying and video games. But the students who do work hard over the summer and work part time while in school do leave with minimal loans.

[@CuteAnimeGirl]

You have to be working a lot nowadays since school is so expensive. I went to a really inexpensive school and it was possible to reduce my loans but now schools are charging like 15k a year? Maybe more?

[@emilionarvaez1415]

College is a beautiful resource if you go into certain fields. Engineering, doctor, lawyer. If not technical school, mechanical, plumbing, electrical, carpentry. Those are the best to study.

[@roxanahernandez5157]

2:11 Guys, I’ve been a grocery store cashier for almost a YEAR, yet the prices of the orders never fail to surprise me. BASIC NECESSITATES are RIDICULOUSLY expensive !! Every time a customer gets basics like ONE carton of eggs, ONE salad mix, ONE gallon of milk, ONE box of cereal, and a few fruits. $100. I literally double check everything that they bought because I get so stunned by the price. And I work at the grocery store that has the LOWEST PRICES IN THE ENTIRE STATE. That’s the scariest part. I will never judge anyone for still living with their parents. If anything, I’ll wonder how in the world they managed to live on their own. And that lady teacher only makes $16/hr??! How criminal! She got TWO degrees and is literally educating the future of this country! I get paid more than her, and I literally just scan groceries!

[@GlucoseGuy]

Part of the problem is that kids are taught what to do by their parents, and parents don't seem to realize how much more expensive college is vs the career prospects at the end of it, compared to when they were going through it 20-30 years earlier. Parents need to start doing their due diligence too, as their children trust them.

[@tehbonehead]

Lol. What? Parents don't see the bottom line when they sign up for their portion of their kid's student loans? Get outta here. 😂

[@kallekillen2285]

You the type of guy to cause an increase in insulin secretion