What a £500,000 Dividend Portfolio Paid Me This Month: Passive Income September 2024

Current holdings of the companies shown in this video..
Relx (5.6k) Unilever (42.6k), AstraZeneca (26.5k), Lloyds (10.5k), LSEG (4.5k), Haleon (6.8k), SSE (14.5k), Barclays (18k), BP (21.4k), Shell (30.3k), VWRL (9.1k), VEVE (8.3k), IUSA (37.5k), VHYL (10.2k), ISF (23.3k), Rio Tinto (9.3k), HSBC (11.9k), Premium Bonds (50k)
//Freebies and Special Offers
With these links you and I should both receive a small benefit, which really helps this channel.
Please check the Terms and Condition (T&Cs) of the company as offers change.
Trading 212 (Affiliate Link)
Sign up using the link below and fund your account to get a free share worth up to £100 when promotions are running.
www.trading212...
Octopus Energy (Affiliate Link)
Britain’s most awarded energy supplier, £50 credit for signing up subject to their T&Cs. share.octopus....
InvestEngine (Affiliate Link)
Kickstart your portfolio with an investment bonus of between £10 & £50 (See T&Cs)
investengine.c...
Lightyear (Affiliate Link)
Sign up and fund your account to get £10 to invest in any stock. T&Cs apply www.golightyea...
American Express Platinum Cashback EveryDay Credit Card (Affiliate Link)
Receive £10 cashback when you initially spend £1 on the card. americanexpres...
Top Cashback (Affiliate Link)
The UK’s no 1 cashback website, get a sign-up bonus subject to their T&Cs. www.topcashbac...
Sky (Affiliate Link)
Receive up to £75 in gift vouchers when you sign up for Sky Glass, Sky Stream, Sky Q or Sky Broadband via the link below
refer.sky.com/...
Disclaimer
This video should not be construed as investment advice. Investments can fall and rise. Capital at risk.

[@TheCompoundingInvestor]

How is your investment journey progressing?

[@8BitWestbrook]

All in with crypto at the moment until early next year, then my stocks and shares journey will begin. Let's just hope the government doesn't cap ISAs at 100k in October as the Capital Gains tax increase is going to kill me with crypto.

[@markeh1971]

Well……. It’s going to take years and I’m just at the start but that is the plan! Continuing to pay in through SIPP and accumulating each month with the benefit salary sacrifice. Using Stocks and Shares ISA for outside to limit tax’s. Take care all and keep it up. M

[@TheCompoundingInvestor]

Thanks so much and all the best on your journey. I should speed up as time goes by and compounding works its magic

[@przemoj]

Good, I must admit. Recently I bought LVMH, Randstad and ASML - just before the decision of the Bank of China over the new stimulus package for the Chinese economy. I got my 400 € from Shell this month - I guess this is my best purchase of 2020 when I bought around 2000 shares of then Royal Dutch Shell for 13,07 €/share. Still have 1305 - pure for dividends (it's around 400 € per quarter righ now so for me its div yield on cost is around 9,35% net). The rest of my shares go pretty well too, eg. NN Group where I have my net div yield on cost at around 9,5% - I bought it for 30,07 € after some "problems" which appeared later not so big as it'd been thought before. :)

[@boyla87]

Just hit £3 per day looking forward to seeing some increased momentum with the portfolio. I use your average dividends Per Day averages as targets too and staying on track!

[@rudy8409]

Made a whole £100 this month in dividends. All reinvested back in!

[@TheCompoundingInvestor]

Excellent work. That should compound nicely.

[@danielstarr1803]

I almost hit £100 biggest dividends I received so far in a month.🎉

[@timhanser1943]

Well done

[@paulclarkson5850]

Amazing position you are in now. I’m about 20% along your journey having started in late 2020, but I’m at the most expensive stage of life with three kids. One day Rodders

[@OneAndOnlyMe]

£17,000 dividends so far this year, with £11,500 to come in Sep and Oct. This is on top of my strategic trading in my GIA, profit so far this year, £21,000. (Portfolio size, £500k, also started in 2010.)

[@TheCompoundingInvestor]

Excellent work! Onwards and Upwards

[@colinuk1984]

£47.09 in total made this month, with BP paying me £19.82 ❤

[@TheCompoundingInvestor]

Excellent work Colin. Nice dividend from BP there. The shares have fallen quite a bit however but oil and can be a bit of a rollercoaster ride

[@colinuk1984]

@TheCompoundingInvestor oils low atm. But I'm seeing it has a sale haha

[@colinuk1984]

Also won £100 on premium bonds

[@Neil-c22]

Getting myself nearer to £80 a week average divi payout,got divs from Lloyds,NatWest,Schroders and one more still to come but can’t remember who from,possibly IMB or Lgen.Another enjoyable upload sir 👍

[@TheCompoundingInvestor]

Thanks so much, I really appreciate the feedback. All the best on your journey.

[@TheGeordiePig]

Another brilliant video! Just shy of 3k in one month is mind blowing to me. I’m on track to hit my first £100 month early next year 😃

[@TheCompoundingInvestor]

Thanks so much. £100 is a great monthly target to hit and it should get easier after that as compounding does it’s magic. All the best

[@tombostock5992]

Really love your videos, really inspiring. Keep it up 😊

[@TheCompoundingInvestor]

Thanks so much. All the best on your journey

[@thomasmcdonald5542]

Congratulations on getting to £500k, that’s a fantastic milestone. This month was my highest for dividends so far at £4721 and next will be the biggest for me at £5415, other months are quite a bit smaller. Recently passed the £100 a day milestone average dividend payout. I doubled down on BP this month as I think it’s oversold long term, although I think it might stay depressed for some time but it’s a long term buy and hold for me like most stocks and ETFs I own. I’m going to open up a small position on MONY soon as I think it’s been oversold and the energy switching market will start to be viable again soon. My biggest holdings are in the S&P 500 and Nasdaq 100 but despite them doing well the £ significantly strengthening against the $ has meant actual performance has been subdued as a result. No sign of the £ weakening any time soon either. You will soon be at £1m at this rate. Good luck on the journey

[@TheCompoundingInvestor]

Thanks so much Thomas for sharing your journey. Amazing dividends there, great work. £100 a day is fantastic! Onwards and Upwards! all the best.

[@dubsdolby9437]

£100 a day is some milestone 🙌 and definitely good etfs particularly the nasdaq. Have you looked at iitu? Outperforms the nasdaq historically.

[@BLTchemistry]

BP is always battered down when the oil price is low, then massively profitable when OPEC force the price up. I've been using the money I save on petrol to buy the BP dip too.

[@vornamenachname5589]

That is what i am doing as well. Same with Shell.​@@BLTchemistry

[@michaelmayes9689]

The snowball keeps growing, well done you, the tortoise and the hare portfolio the tortoise keeps producing the income to allow the hare to run faster. How am i doing well my orchard produced £1300 this month I am very pleased. My average for the first 4 months of the year is a tad over £1k and an average of £1k a month is my yearly target. I hope Rachel Reeves doesn't put a block on isa contribution which has been talked about limiting isa to 500 k the remaining being taxed?. Do you have a contingency plan?.

[@TheCompoundingInvestor]

Thanks Michael. If an ISA cap comes in then I’ll probably just invest in the S&P500 / All World ETF each month and try not to worry about tax. Better than not investing at all

[@michaelmayes9689]

@@TheCompoundingInvestor I would like you read the inequality of wealth written by Liam Byrne mp for hodge hill and solihull. Why do i suggest reading this book not because i am a fan but he is well connected within the labour party he was chancellor of the exchequer chief sec under Darling and stood in for him. He held cabinet posts under blair and brown. He was the man who left the note dear mr x sorry but there is no money left. All and i mean all labour financial policies seem to be in this book from winter fuel bus passes non doms soaking the rich and Limiting the amount one can put into an isa, inheritance tax, and taxing the 25% tax free lump sum when drawing a private pension. It's a financial horror story for the old rich and the investor. While it was written long before any election was announced but they had the plan written already.

[@8BitWestbrook]

Saturday morning teacher club ...

[@KJ318.]

My total dividend payments came to £27.88, not as fruity as you but it’s slowly increasing, not so long ago I barely had enough to buy a cup of coffee😅

[@TheCompoundingInvestor]

Little by little it increases but then starts to accelerate as compounding kicks in.

[@NicolaatTheFrugalCottage]

Such a good amount! I've got a final fund paying out at the end of the month so I don''t know yet, but will all be reinvested when it arrives.

[@TheCompoundingInvestor]

Nice work Nicola. All the best on your investing journey

[@sethanith3181]

Looking forward to the day you reveal the £1m win from premium bonds!

[@TheCompoundingInvestor]

I’m not sure how I’ll fit that in one envelope or even the box if it happens 😄

[@Random_Animations1]

Congrats on hitting £500k!

[@TheCompoundingInvestor]

Thanks so much

[@umarjawaid10]

Always a great inspiration

[@TheCompoundingInvestor]

Thanks so much. All the best

[@ArktosBears]

Have you considered LGEN? 9% dividend yield.

[@TheCompoundingInvestor]

I’m a bit too heavy in the U.K. financial sector and I already have Aviva. Almost bought LGEN on several occasions in the past but no plans at the moment.

[@beancount811]

Pineapples were a nice touch.

[@TheCompoundingInvestor]

it was an interesting shopping trip. I got some strange looks!

[@VmcgHD]

This month has been nice for me. Shipping portfolio has done the best for Div payments; approx £16. UK shares paid just over £14. ETFs paid £8.50 and Military/Aero Portfolio paid just over £3. Its not a lot. But I hope it grows eventually! I’m dumping a lot of US stocks due to the FX fee. I’m £137 up on Div payments for the year. I probably need to reduce my holdings to be fair! 🤣

[@ianhallett6174]

Another shipping fan here, main ones being bwlpg, hafnia and torm..Im the opposite with fx and buying more, taking advantage of the weak dollar

[@VmcgHD]

@@ianhallett6174 I have Torm. They’ve been really good. Not looked at the others but I will. I don’t get the FX Fee. I mean I know what it is. I had the daily dividend pie in T212 but I was just getting pennies from each stock. It seemed pointless. I haven’t got thousands to invest into that portfolio as my spread is probably a bit too big (5 portfolios currently). And it just seems a waste to be putting in hundreds of £s into US stocks when you get pennies in return. I guess you could argue they’re dividend aristocrats and safe but I’d rather get more money from less investment. If that makes sense. I do hold a few US stocks in my AI portfolio and Military/Aero portfolio so I haven’t avoided it completely. Maybe I haven’t understood it enough as I see a few YT people heavily invest in US stocks despite being British.

[@adevwco7013]

Sept is a good month for me, fortunate with premium bonds £125.00 & £261.00 dividends. Whilst I had been invested for years through a previous employer, if I had not come across your videos couple of years ago, I’d still be getting income just twice a year. I now look forward to every month payments, so thank you for the insight of what’s possible with a little thought and effort. I started with the goal of achieving at least one dividend each month, but now more focussed on IUSA

[@vornamenachname5589]

I received about €800. My largest holdings are the FTSE North America and the FTSE Developed Europe, followed by the Nasdaq 100. Unfortunately, I decided to go for the accumulating variant back then, and these three make up about a third of my portfolio. However, reallocating isn't an option either because I'd have to pay too much in taxes. Collecting dividends tax free would be a dream but our far left Gouvernement here in Germany hates it's people and stock owners in particular.

[@BLTchemistry]

I love the simple format of your videos. I seem to be inspired to buy some new dividend stock every month. When the US AI bubble deflates, the air will flow into the FTSE. But right now, UK stocks are amazing value. My 212 ISA hoovers more up every payday. The yanks don't know what they're missing with their P/Es of 80 and the buffet index above 2. When the S&P folds, warren is poised to bail out every company still worth owning.

[@AlanCarter-pw4bm]

Hi there. I've been looking for a UK based investor such as yourself for ages, subscribed. I have 2 small rental properties but I'm fed up with the recent war on landlords so plan to sell and start investing for income. Could you recommend a couple of books, or some material, for a newbie such as myself to get started?

[@TheCompoundingInvestor]

Welcome aboard Alan and thanks for subscribing. Personally I invest for growth as well as dividends. I like to have a bit of both. Having a diversified portfolio is important and ETFs are a great way to achieve this, some of which focus on income, growth or both. There is so much choice out there. For books on dividend investing I can only recall one which I read several years ago. It was called the Dividend Investor by Rodney Hobson.

[@TheGeordiePig]

@@AlanCarter-pw4bm defiantly agree that the market is a much better place compared to rentals rn, especially if you can hold it all in a S&S ISA!

[@philiplythgoe7173]

The month is not over yet , I get a divi off HICL on Monday...

[@Real_Matt]

Genuine question - you said you're a teacher by day, so how did you learn how to do this? For example, I just use S&P500 - I wouldn't have a clue about individual stocks, so how did you figure out how to do this? Also, where has the £500k come from - the numbers in your description total £340.3k?

[@robpiper9079]

The numbers (340k) in the description are for dividend payers this month. The other companies (160k) will be paying in other months.

[@Real_Matt]

@@robpiper9079 👍

[@TheCompoundingInvestor]

I think you will probably do well investing in just the S&P500. ETFs were not mainstream when I started and my platform did not allow me to buy overseas individual stocks. I therefore grew accustomed to buying large cap uk stocks. There is no real science to it, I just invested in companies which were virtual monopolies in their field and were therefore unlikely to go bust e.g. oil, gas, electricity water, pharmaceuticals and the big consumer good giants. Total value of the portfolio is 500k but the figures in the description are just the companies which pay out in September. The video below show my journey from the early days and how I started.. kzbin.info/www/bejne/qV68oYGei9h6hc0

[@daveembury602]

My best month yet, £1.50 per day works out bloody brilliant!! 😆

[@TheCompoundingInvestor]

Excellent work

[@mattsennett]

£275 for me from Premium bonds in September and this year is already £325 higher than what I won in 2023. My dividends were down this September compared to last due to my positions with the miners such as GLEN and AAL. However the total return is looking good since the China stimulus boost last week!! Congratulations on what you achieved and good luck in the PB draw next week 🤞🏻

[@TheCompoundingInvestor]

Thanks so much. Well done on a nice premium bond win. Roll on October.

[@dubsdolby9437]

What a great September. You had lots of dividends 👏 Your portfolio is certainly growing ✨️ My big guns paid this month Isa Lgen £3802 Rio £182 Hsbc 182. Sipp Lgen 1221 Rio £401 Diversified energy £280 Let's hope labour doesn't cap our isas 😮

[@TheCompoundingInvestor]

Excellent work and thanks for sharing the details. All eyes on the budget for sure.

[@infour44]

Great journey that’s encouraging and well worth sharing. Croda has been on the up too. September has indeed been the season for fruitfulness and not so mellow either. LGEN,VUSA & VWRL taste quite sweet.

[@TheCompoundingInvestor]

Thanks so much for watching and commenting. Good to see Croda improving lately.

[@davidmacphee5449]

I always look forward to TCI videos every month. This month my dividends came in at just over £126, which is really motivating. September is however one of my better months.

[@TheCompoundingInvestor]

Well done for exceeding £100 in a month. Great target to achieve and highly motivating

[@matteden7535]

Great job... Been another interesting month with a bit of a bumpy ride!! I should hit most of my monthly targets for the year next month so overall happy!!!

[@TheCompoundingInvestor]

Great work and thanks for watching

[@starrat46]

I have won 2k so far on PBs. Also my biggest winner is IAG which has risen 43% this year and it’s 1st div payment since covid £198.

[@TheCompoundingInvestor]

Nice work!

[@kacpermuszalski7666]

Nice dividend harvest :)

[@MatthewMills.]

Just wondering do you round your dividend payments up or down just for ease of filming? Only asking as I noticed the payments always seem to be whole pound numbers. Well done on the dividends this month 👍

[@TheCompoundingInvestor]

At first I did intend to show the exact amount but then quickly realised that using coins would just be a bit too time consuming and cumbersome and make the videos longer for no real benefit. I simply round up to the nearest £5 for speed and convenience.

[@barrywhite5899]

September was mad for me too. October is looking better! Now over a grand each month in my sipp and isa. Love this hobby. Congratulations on your massive yields

[@TheCompoundingInvestor]

Thanks my friend and all the best on your journey.

[@alistairpenny5808]

Well done you no luck on the premium bonds but dividend payments amounted to £231.28 happy 😀

[@TheCompoundingInvestor]

Nice work. Always good to see those dividends rolling in

[@playingFTSE]

Don't let anyone ever tell you you don't think enough about set design TCI. 🌶️🌶️

[@TheCompoundingInvestor]

My biggest budget movie so far. Hope it does well at the box office :) Hope you guys are keeping well. All the best.

[@playingFTSE]

​@@TheCompoundingInvestorI could tell 😂 All good here thanks for asking! Another zero on the PB's for me!

[@FMJ777]

How do you choose which companies to invest in that pay decent dividends?

[@TheCompoundingInvestor]

I just invest in companies with economic moats which are virtual monopolies and they supply services and products we can’t really live without e.g. energy, pharmaceuticals, consumer staples. Most of these pay dividends as well

[@aarondawkins8668]

It really is great work you’ve done. Thanks for the vid, Do you also fill the isa each year with new deposits ie the £20k?

[@TheCompoundingInvestor]

ISA gets filled on the first day of each tax year as I do what’s called a Bed and ISA transaction, shifting 20k of the highest dividend payers from outside to inside the ISA. All new money then goes into the GIA and I buy low dividend payers to keep the dividends below the £500 non ISA dividend allowance

[@aarondawkins8668]

@@TheCompoundingInvestor Nice, well done and thanks for the reply

[@hamsterssquad]

Is it ok to just invest in ETFS? I got mine in IE - VWRL , VEVE, IUSA, VHYL and ISF. All good to run just on these for 15 years?

[@TheCompoundingInvestor]

They were not mainstream when I started but if I was doing this again from scratch then I would mainly be in ETFs such as the S&P500 and All World

[@hamsterssquad]

@@TheCompoundingInvestor Thank you

[@KNLP23]

Nice one again, thanks for sharing

[@TheCompoundingInvestor]

Thanks I really appreciate it

[@stephensutton-smith4537]

Congrats on the 500K. Sept is my second biggest payer at 2600, may is always my best and was around 3300 this year.

[@TheCompoundingInvestor]

Excellent work Stephen. Some very nice dividends there

[@stephensutton-smith4537]

@@TheCompoundingInvestornext year is a big one for me, I will retire and start using the dividends to supplement my pension

[@0casey963]

These videos ara great thanks

[@TheCompoundingInvestor]

Thanks so much. I really appreciate it

[@macmoore4599]

You sold off your Smurfit Kappa then.

[@TheCompoundingInvestor]

I realised after I bought them that they are headquartered in ireland therefore there is a 25% tax on the dividends even before we get them. As the dividend is large I would be losing quite a bit in tax.

[@MrMastervolt]

@@TheCompoundingInvestor I found out the same Irish tax with DCC but have made good capital gain anyway. They will get sold at some point

[@bl3iv3s]

Very fruity video 😂

[@TheCompoundingInvestor]

Thanks so much 🍇

[@Norfolkpaul]

Well done 😊

[@TheCompoundingInvestor]

Thanks Paul

[@qed456]

a lot of companies pay interims in September

[@TheCompoundingInvestor]

Yeah the quarterly payers tend to pay out in Mar, Jun, Sep, Dec and I have a lot of those

[@markeh1971]

Hi, they do seam to love certain months. I looked at a portfolio that spread it out over the year, maybe one day I’ll have a dabble with that when I want to diversify. I also looked at using the different green energy generators to do quarterly payments but it’s on hold. Just at the start so need to accumulate more funds. Take care M.

[@CalCap]

Are you concerned about ISA reform in the upcoming budget? If so, what are you concerned about and what do you think may be on the table?

[@TheCompoundingInvestor]

Possibilities are raising capital gains to be in line with income tax, reduce the capital gain or dividend allowance even further and of course put a cap on the amount people can hold in an ISA. They could also reduce the yearly ISA allowance which is currently 20k. Whatever happens I don’t think I’ll stop investing but it might change how I invest e.g. more new money going into an S&P500 ETF or All World ETF instead of dividend investing. At the end of the day these things are beyond our control but I still think investing would be better than not investing whatever they do.

[@Contractedharry]

Philip Morris is interesting

[@WeixDraqz]

Can i ask what you do for a living? and how did you build it up over the years? just by wage?

[@TheCompoundingInvestor]

Just an ordinary teacher in the U.K. I’ll leave a link to a few videos below which explain more about my journey and strategy Can I Live Off My Dividends? kzbin.info/www/bejne/poKWap2EZcd2h6s After I Invested For 15 Years - Here’s What Will Make You Rich kzbin.info/www/bejne/aGaaZmp7isp2nrs Totally Debt Free With An Ordinary Job! kzbin.info/www/bejne/qV68oYGei9h6hc0

[@joeyd1682]

Great video as always im all in on vhyl :)

[@TheCompoundingInvestor]

Thanks so much. All the best with VHYL.

[@joeyd1682]

​@TheCompoundingInvestor is vhyl one that is getting the chop when you clean up

[@charlesbrown4941]

I’ve sold a few of my stocks and pumped it straight into VHYL. I see myself just feeding that now with the US tech stocks and a bit of fun with the small caps.

[@joeyd1682]

@charlesbrown4941 good luck :)

[@malcolmbirkett1347]

L&G £233.94 Reckit £75.58 Relx £119.76 Schroeder £64.87 Unilever £77.99 Hsbc £9.55 segro £2.04 😊 im still adding to croda . Your dividend is fantastic 😊

[@TheCompoundingInvestor]

Nice work Malcolm. Onwards and Upwards!

[@kippsguitar6539]

Never looked at QYLD ETF on Nasdaq covered calls at 11% yield?

[@markeh1971]

@@kippsguitar6539 Hi, I can’t use that in my SIPP, not approved. I have used MAIN and enjoy a monthly dividend. My version of diversifying. Oddly AGNC was allowed and gives a 13% dividend. Even tried them but was a bit risky for me, but they are still going. Take care all M

[@TheFuzzyskwerl]

Wouldn’t saving into a sipp give you tax relief and increase your portfolio size and therefore dividends by 20-40% depending on tax relief? Still trying to understand the best balance of investing in a sipp vs isa.

[@TheCompoundingInvestor]

Yep, I agree with you. Not having a SIPP is probably going to cost me in the long run, however I like to keep this portfolio separate to my pension. I already have a defined benefit work pension which I contribute quite a bit to every month.

[@ZacMurray019]

I’m going to be 18 soon and was wandering what to have in a stocks and shares ISA and what not to have in a stocks and shares ISA

[@TheCompoundingInvestor]

You have a lot of time on your side. Obviously I can’t give financial advice but if I was starting again from scratch most of my investments would be simple index funds such as the S&P500 or All World ETFs. They were not mainstream when I started.

[@ronnietaylor9377]

Also had our best month ever .Nice hitting the £500000 .Well done . I take it you also contribute to a pension.

[@TheCompoundingInvestor]

Thanks, yes I am an ordinary full time teacher and have a defined benefit pension which I contribute to each month

[@quokkapirquish6825]

Hey Compounding Investor, why don’t you go for the big dividend FTSE100 stocks like PHNX or MNG? Do you think they’re dividend traps? I have some money in MGCI, no capital growth but I receive a safe 10% a year in dividends, which is nice.

[@TheCompoundingInvestor]

I do like capital growth as well as dividends but if you are getting 10% a year return then that is pretty impressive.

[@magnusfransson1970]

How much did the staging cost? All them fruits. Lol! Cheers from Sweden! How much does youtube pay?

[@TheCompoundingInvestor]

I didn’t record the exact amount but probably around £40. All the fruit got eaten. My biggest-budget movie ever for sure. Hope it does well at the box office 😂

[@brenmuk]

A lot of your shares are yielding less than many savings accounts and are below inflation so not great. Also while div growth is great if you start with a very low div yield of say 1% and it takes 10 years to increase by 100% to 2% that's a long time to earn a low income when you could have bought a div share at 4-5% with more modest div growth. Dividend investing is not as simple as you make out, you are not explaining how your strategy counters inflation and how your portfolio achieved a yield to cost of 6%.

[@TheCompoundingInvestor]

You have to take into account the capital growth as well as the dividend payout. Historically the S&P500 for instance has returned 10.3% per year on average since it was created. You can’t get that sort of return from keeping your money in a bank.

[@PhillipHomer]

I presume you're reinvesting all these dividends. Can you explain why you invest in dividend stocks and not growth stocks, where you can avoid annual dividend tax and effectively create your own dividends should you need cash by selling off some stock when it suits you and in a tax-optimised way? Edit: just got to the end of the video and see you say you have everything in an ISA. That's rather impressive. Would you still buy dividend stocks in a non-sheltered account?

[@TheCompoundingInvestor]

Shares which pay the highest yields go into the ISA and the ones which pay very low yields or zero yields go outside. There just isn't room to keep everything inside.

[@silvester9120]

looking at the stocks you have said in this they all seem to have different dividends and value, do they change depending on what platform i trade on or is that just the difference form when you made your video to when I'm checking them now. for example unilever for me is up 18.63% and the dividend is < 0.01 but also showing it to have 2.08 dividends per share growth why is this? thanks for the video also very helpful for me

[@TheCompoundingInvestor]

It takes a lot of time to do the slides so I do those a week in advance. Probably explains the difference. On Google finance I as I type this I see Unilever up 28% so far this year and a 3% dividend yield

[@marius3082]

ya you heave a lot of overlap in etfs jut keep VHYL IUSA ans ISF and u cand add VERX for eu companys and VJPA for japan

[@TheCompoundingInvestor]

Yeah I’ll be reducing the number in April when I do my yearly spring clean

[@richsmart321]

Does the share increase for vwrl of almost 10% also include the dividend payment?

[@TheCompoundingInvestor]

With VWRL the dividend is separate. With VWRP its combined into the price (I think)

[@andy_xtr3861]

You must of invested over 1k per month to gain that sort of returns. Million cant be that far off due to compounding.

[@TheCompoundingInvestor]

It’s around 1.3k a month on average since I started in 2009. The amount increased over the years as wages went up. I did pay off the mortgage before starting the portfolio which helped a lot.

[@clj445]

Any reason you don’t have any LGEN shares? Thought they were a div investor staple?

[@TheCompoundingInvestor]

I already have Aviva and am quite heavy in the British financial sector already. Almost bought LGEN on several occasions in the past but never actually pulled the trigger on it. I still monitor it however so you never know I might eventually buy it one day but no immediate plans to

[@OneAndOnlyMe]

Do you still hold a position in Dialight given their recent misfortune?

[@TheCompoundingInvestor]

Sold them around 10 years ago

[@liamcraighill]

Prefer snp500 than dividends portfolio

[@TheCompoundingInvestor]

I’m a fan of it too and most new money goes into s&p500 stocks via my various ETFs.

[@Carl-hs420a]

how much of your portfolio is money you put in vs unrealised gains?

[@TheCompoundingInvestor]

Around 250k put into platform from wages over the course 15.5 years. Would have done a lot better if in an index fund from the start but ETFs were not mainstream when I started

[@DreamTheSpirits]

whats your favourite fruit or nut or pepper TCI?

[@TheCompoundingInvestor]

Bananas usually chopped up in porridge

[@lewisgreenard3128]

Would you ever consider buying Spdr S&P 500 (dist)?

[@TheCompoundingInvestor]

I’m happy with IUSA

[@timhanser1943]

You should teach this in schools .

[@TheCompoundingInvestor]

I agree with you but I just think pensions are not something which they would see as important to them at their stage of life.

[@1979aib]

alot of fruit in this video more than 5 a day

[@TheCompoundingInvestor]

lol. I'm still working my way through it.

[@TonzMajor]

No legal and general?

[@TheCompoundingInvestor]

I’m too heavy in the U.K. financial sector as it is and I already have Aviva. Nearly bought in several times in the past. I continue to monitor it but no plans to buy at the moment.

[@aarondawkins8668]

Nice, did you split the whole amount received between Unilever and veve? D you always reinvest the entire amount received?

[@TheCompoundingInvestor]

Some of my dividends from within the ISA went into Unilever. New money tends to go into VEVE / S&P500 which I keep outside the ISA

[@aarondawkins8668]

⁠@@TheCompoundingInvestordo you keep all the etfs outside the isa then? Or just once you e used your allowance? Do you think you’ll favour etfs going forwards

[@rob_h_7]

Are you never tempted to allocate some of your funds to high growth stocks such as Tesla or Palantir? You could sell them once they’ve rocketed and allocate the funds back to dividend stocks/ETFs

[@TheCompoundingInvestor]

No guarantee that Tesla and Palantir will continue to rocket upwards. I’ve got exposure to them anyway in my S&P500 ETF.

[@rob_h_7]

@@TheCompoundingInvestor yeah but you have minimal exposure to them. It’s certainly not for the faint hearted

[@gratitudeinvesting]

Another excellent and inspiring instalment, i hope all the fruit and veg got eaten!

[@TheCompoundingInvestor]

Thanks my friend. Still working through the last of it. Very tasty 🍏 🍊

[@jdthompson123]

500k is a big milestone. The snowball effect will really start to pick up now. How long for 1 million do you think? What would be interesting is if you could say in the video how much you put in of the 500k yourself to get here.

[@TheCompoundingInvestor]

In my quarterly portfolio updates I show this info. I’ve drip-fed in around 250k over 15.5 years from wages into the share account and I’ve never taken any money out

[@jdthompson123]

@@TheCompoundingInvestor that is a good return, a doubling over the 15 years. According to the 4% rule you could take 20k per year from this amount. Add in the 11k state pension that is not a bad annual pension. My own pension fund hit 300k for the first time this week. Still a long way to go for me but I will get there.

[@CycleXplorer]

Epic dividends. One day I may have a lifetime way to fund new mountain bikes 😂

[@TheCompoundingInvestor]

Just bought a trek powerfly full suspension. Loving it.

[@CycleXplorer]

@@TheCompoundingInvestor oh very nice. Have fun enjoying that!

[@toothless-grizzly7907]

What resources do you use to find the dividend growth rates and other things?

[@TheCompoundingInvestor]

I did a video on the websites I use… 9 Free Investing Websites That Power My Dividend Portfolio kzbin.info/www/bejne/fZDaZmdvbcRmfq8

[@toothless-grizzly7907]

@@TheCompoundingInvestor thanks, will watch it soon

[@chrisstone4648]

I’m interested as to how you rationalise your ETF shakeup. I’m guessing VEVE will play a part.

[@TheCompoundingInvestor]

S&P500 has very low fees and a low dividend so that will stay outside the ISA VWRL has more expensive fees and also consists of the emerging markets which has underperformed so I intend to get rid of this ETF and put most of the proceeds into VEVE within the ISA VHYL is inside the ISA and I'll keep it. I'll shift as much VEVE as I can from outside the ISA to inside at the start of the new tax year. VEVE is basically VWRL with cheaper fees and without the underperforming emerging markets. ISF is inside the ISA and I'll keep this.

[@chrisstone4648]

@@TheCompoundingInvestor that answers that then! Thanks very useful and is pretty much helping me crystallise what i’ll do. I’m a little bit concerned about the US $35trillion debt, consumer debt there, credit card defaults etc. I can see how long term its a good bet but short term i’m waiting for it to pop.

[@TheCompoundingInvestor]

They say the stock market always climbs a wall of worry. There is never a time when people are not anxious about something. There have been 24 stock market corrections since WWII with the average plunge being 14% yet it still eventually recovers to break its all time high. Nothing is guaranteed but according to historical data it’s been a great way to build wealth and beat inflation over the long term

[@Banthah]

I absolutely LOVE these videos. I look forward to them even more than my own investment updates lol. Well, not quite, but still… Sure, I invest and I am interested in finance of course, but even so, I think I enjoy these vids way more than I should! The format is excellent. Opening the envelopes and showing real hard cash is a master stroke, really brings it home. The brief description of the companies, share price movements and historical dividend payments are all excellent information, comprehensive yet concise. All communicated in a friendly and straightforward manner. I only caught on to the changing fruit when I saw the pineapples 😂 I’m sure you had a giggle putting this together, going to the supermarket and buying pairs of fruit to show people your dividend payments in a KZbin video. What a world we live in lol I am fully engaged in your journey, and I wish you more success in the future. Here’s to the next milestone 🍻

[@TheCompoundingInvestor]

Thanks that’s really kind and I’m glad you are finding the videos motivating. It was indeed fun putting the video together although I did get some strange looks in the supermarket. I think showing actual cash is so much more motivating than numbers on a spreadsheet. Thanks again for your comment and I wish you well on your own journey

[@gianlucapagnoni283]

Maestro! Congrats for getting to the 500k milestone! What a journey, what an inspiration!!! I am quite worried by the Labour Government: as usual they want to target the super rich but will end up taking money from us, the working class that can save and invest to improve our future...

[@TheCompoundingInvestor]

Thanks. Glad you are enjoying the videos. Yes all eyes on the budget. Will be interesting to see what happens

[@Andy72668]

Love these videos - very inspiring - something to aim for not sure I’d be going to work on Monday if I got these dividends!

[@TheCompoundingInvestor]

Thanks so much. At the moment I'm enjoying the day job but we never know how things can change. Always good to have options. All the best.

[@kehu7418]

How should I start dividend investing?

[@TheCompoundingInvestor]

You have to open an investing platform and then buy shares or ETFs which pay a dividend

[@kehu7418]

@@TheCompoundingInvestor sounds simple😅 Just confused on how to select stocks and shares that pay dividends like which ones are worth buying.

[@TheCompoundingInvestor]

It all depends what your ultimate goal is. Some companies pay a big dividend but the share price does not grow. Some don’t pay a dividend at all but have higher share price growth instead. Total return is therefore share price growth + dividends. Research shows that most people will do better over the long term by not trying to pick individual shares but simply buying an index tracking ETF e.g. one which tracks the whole world. You can choose ones which pay a dividend or ones which automatically reinvest the dividend back in. ETFs were not mainstream when I started but these days most of my new money goes into them. Not investment advice of course I’m just explaining what I would do in my own situation if starting again

[@Jack_Tilstone]

Anyone else having issues with Vanguard paying out dividends? Even over the cited 10 day possible delay..

[@joeyd1682]

They always pay late

[@Jack_Tilstone]

@@joeyd1682 compound investor seemed to get paid on time 😂

[@TheCompoundingInvestor]

Barclays are generally quite good on payments. Still waiting for IMB however

[@charlesbrown4941]

Vanguard always pay me a day after the payment date…that’s the same for all my US stocks. Might be something to do with Halifax but I’ve got use to it now.

[@vornamenachname5589]

My vanguard ETF usually pay me 1 to 2 days after the official payday. But the delay is more on my broker scalable capital.

[@przemoj]

I'm just watching at the stock exchanges pure statistically just to keep all emotions aside. Only investing in top 1 company (qua market cap) from each sector in EU zone and USA. Buying only the stocks that are below their linear regresion to look for their bottom price and selling when the price is far above this line to do it at their peak points - all statistically counted. Also I'm investing in ETF's - usually when I see no opportunity in the shares, so I'm just keeping my money into it until the correction of bear market comes. Then I'm changing it into shares. :)

[@LewieLeway]

2 million yesterday. 500,000 the day before, expecting a billion by the end of next year. See how easy it is to write figures? I’m not saying anyone is lying but it’s possible. Yet you congratulate each other. Bizarre