How to Invest $100K Right Now

[@john00123]

This is one of the best analysis on How to invest that i have seen. Your explanation makes it very easy for me to understand and I really like that you walk us through your thought process too. Thank you

[@chrono9428]

just buy the magnificent 7 and keep for 5 years and longer. no need to attend any classes or follow any guru. be focus and don't waste time diversified into dividends stocks/REITS. if you want dividends, just buy the 3 local banks. no need to worry about DPU, REITS issues, political headwinds. The best investment is those that you don't need to do much monitoring. Follow the KISS principle.

[@xfall86]

No love for index etfs?

[@superconnie5003]

correct!

[@SriRam-fp1kt]

What's the magnificent 7?

[@shahiranamran9986]

@@SriRam-fp1ktApple Amazon Alphabet Microsoft Meta Nvidia Tesla. But do note all this fancy names and acronyms(MAMAA,FAANG etc.) changes from time to time.

[@LearnPiano-o4h]

Worst pick ever

[@tryolegend]

A lot of these i think there is no wrong or right its just which strategy suits you. For me when it reaches a price I sell when it is low I go in again. Just do what you are comfortable with.

[@Peakprospr420]

Is there a video on how to value a stock properly

[@GodTell7]

Can u guys do a round table for ETF, how to choose , what to do, when to buy when to sell & what to avoid? Thanks guys

[@TheFifthPersonChannel]

Thanks! We'll consider this

[@keithdesilva7928]

how do you measure if a stock has good value when compared to it's price?

[@Pamcheryl]

As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

[@TheFifthPersonChannel]

You can check out this resource: fifthperson.com/how-to-start-investing-in-singapore-a-practical-guide-for-beginners/

[@SurendrenApparoo]

Gentlemen, we are now in between crises!

[@gliu1431]

What crisis?

[@mirandamillsivy]

Time is the biggest asset that most people squander. You really only have 5 chances from age 25 to embark upon a low risk 30 year investment journey towards financial independence. After that, it's certainly possible but gets harder the longer you leave it

[@TheFifthPersonChannel]

So true. We are all investing against the time we have left.

[@USmomma4]

Great video 😊interesting discussion 🎉

[@shahiranamran9986]

Nice to hear different investing philosophies 👍🏼

[@TheFifthPersonChannel]

Yes, investing is very personal, even with the same principles and philosophies!

[@bobsiow2308]

Can you guys pls do an analysis for BYD 😄

[@TheFifthPersonChannel]

We'll think about it!

[@meGusta2878]

Is there some tips for us in defining the crisis, as in now we are definitely in a boom market, waiting for a good opportunity to deploy our capital, but how do you actually decide when is the time to enter the market with a “good price”? Like drop 5%, 10%, 20% from the highest price?

[@TheFifthPersonChannel]

You can usually tell when the entire market is in a crisis; COVID-19 was one example. More typically, you will wait for a stock to be undervalued based on valuation metrics, not just its price.

[@meGusta2878]

@@TheFifthPersonChannel thanks dude

[@sheanathan3566]

Great discussion Wish I had heard it years ago

[@TheFifthPersonChannel]

Thanks! Glad it was helpful!

[@HennyTG]

just dump 100% of it in accumulating s&p 500 etfs and forget about it, then focus on something else like growing your skills for more opportunities

[@TheFifthPersonChannel]

That's one way to do it

[@tatweehsu]

Victor, can you share the 5 HK shares that you will put your money into now? Rusmin and Adam shared theirs... Thanks.

[@beedeebee179]

the last time they share about hkland, it went down from 3.5 to 2.7

[@TheFifthPersonChannel]

You can analyse our investment thesis on Hongkong Land here: kzbin.info/www/bejne/jnWxfnuCedmIY7s Hongkong Land is currently trading around 0.25x book value at $3.30~ and offering a 6.6% dividend yield.

[@protozoabio]

@@TheFifthPersonChannelVictor thanks for your insights. Your thoughts about hang lung pls.

[@kinboon3138]

Why only Rusmin share his. What about the other two guys.

[@eugeneteo9664]

to like a company is ok.but don''t love a company. your personal runway must also be enough to sustain the investment.

[@XkeysmasherX]

How do you feel abt the nvida stock now ? Buy or sell

[@ovebrinkmann3065]

hold

[@ivanivan1230]

50% on wife, 40% myself, 10% girlfriend(s)

[@TheFifthPersonChannel]

Careful. Someone could get jealous

[@reginalim7409]

Thanks for the video. How do you invest in Singapore Saving Bond ?

[@TheFifthPersonChannel]

Hi Regina, you can invest in SSBs through DBS/OCBC/UOB via ATM or internet banking. www.mas.gov.sg/bonds-and-bills/investing-in-singapore-savings-bonds/how-to-buy

[@ignatiusee3564]

US - ulta, warner bro. HK - link REITs, hang lung, ICBC. Sg - Mpact, MLT. Thank me later.

[@temasekb]

Appreciated.

[@xfall86]

Yzj shipbuilding

[@array_mc]

For me, I will avoid HK and China related investment

[@renseggink9166]

Do you like mpact or mlt better and why?

[@kongakau5058]

@ignatiusee3564 A listener of ML?

[@gagnepaingilly]

I just want my money to keep outgrowing the inflation rate...That’s why I'm looking for companies now to invest about 150k i have parked in the bank. Just don't know strategies to employ to make significant gains

[@mjmf1430]

In current global financial situations, how about dividends paying mutual funds (fixed income) that comprises 100% AAs bonds or 60% AAs bonds with 40% equity exposure for example ? These pay 7%+ dividends and should the FED rates go down the bonds dividends would increase (bond prices go up with interest rates go down, likely end of this year or next year)). In current USA stock market highs and uncertainties, bonds are essential because of their "cash-like" stability and liquidity factors.

[@TheFifthPersonChannel]

We mentioned Singapore Savings Bonds which are very stable and liquid, but have no potential for price appreciation. Yes, someone could also consider investment-grade bonds with the view that the Fed could cut rates and, as a result, push bond prices up.

[@firstlast5296]

Any particular bond to recommend?

[@gliu1431]

China is not in crisis. The government is implementing measures to bring the property sector back though it will take sometime. Overall 2024 GDP will grow about 5% perhaps 5.5% if not due to property sector. Consumer confidence will gradually come back.

[@angelcaraballo3002]

Luv video,,like when u guys talk about us stocks and dividends

[@TheFifthPersonChannel]

Thanks!

[@staypeace3691]

What about capitallandinvestment

[@meililee9032]

Hi Rusmin, just want to know your opinion on HK tracker fund - do you have an entry and cut off price ie a price that makes this etf too expensive to invest in? Also you mention 2 singapore stocks both are REITs - doesn’t this mean that you are not diversified enough?

[@TheFifthPersonChannel]

We can look at an index's historical valuation as a gauge. The Hang Seng Index is currently trading around 10 times earnings, when its historical average is 14. Like we illustrated in the video, each REIT only has a 5% allocation in the example portfolio.

[@meililee9032]

@@TheFifthPersonChannel thank you

[@jman2413]

any views on mutual funds ?

[@TheFifthPersonChannel]

Similar, but an ETF offers more flexibility and usually lower fees.

[@Alexia-gx5kv]

Great sharing 😊

[@TheFifthPersonChannel]

Thank you! 🤗

[@pokemonyu]

I will buy silver coins. Period.

[@MightyRoy]

No mention of bitcoin

[@TheFifthPersonChannel]

We don't touch crypto personally

[@Curbalnk]

I just want my money to keep outgrowing the inflation rate. That’s why I'm looking for companies now to invest about 150k i have parked in the bank. Just don't know strategies to employ to make solid cashflow.

[@user-zl5gn5lg6]

Invest in the big 7

[@dylrnlol]

i’ll put it all on red

[@TheFifthPersonChannel]

Will definitely be life-changing either way! 🔴⚫🟢

[@JamMaul]

Hold 4 bitcoin or invest little every week

[@Anonymous_Lee19]

Interesting take... I was expecting the usual boring ideas like "just invest in index fund".

[@TheFifthPersonChannel]

Glad you liked it!

[@anguslou5640]

Hi, can do a analysis on SATS latest earning results?

[@cpteo8847]

I think you can find it somewhere else. Why would they want to concentrate on just 1 stock? Do your own research before you buy

[@TheFifthPersonChannel]

kzbin.info/www/bejne/gGi6qIOVitqBntk

[@lumvincent7431]

SSB 's oversubscribed ! Seem that i won't get full allotment 🤣🇸🇬

[@ThinkForwardInvestor]

Just sharing - if portfolio is small, less than 20k, concentrate 5-8 growth stocks. Reason is even if you get it wrong, active income can easily recover the loss. However if mid 6-figure portfolio, the thinking would be different. It’s about wealth accumulation vs wealth preservation.

[@TheFifthPersonChannel]

Good point!

[@jeffreychua9269]

put 50K into crypto; 10K each into btc, eth, sol & link, and balance 10K into meme coins

[@bluePigeon-jm5pm]

which meme coins?

[@superconnie5003]

Singapore Reits are crap.

[@gliu1431]

You can buy now hold it for few years when interest rates are cut by at least half then the share price and dividends will go up.

[@Paul-H-Wolfram6608]

$100K put where ? Put in my pocket.

[@TheFifthPersonChannel]

That would technically be savings at 0% interest.

[@Vi3ioN_BTC]

Throw in some bitcoin also.

[@nickdoggett6443]

Crypto very risky

[@david888a]

100K all in in DBS bank, at current SP, 2801 shares at 54 cents a share dividend, $1512.54 qtrly, $6050.16 annually, reinvest the divvy compound for 25 is $433K . Yield will increase overtime n not counting SP appreciation…

[@Bulruninvests]

Totally wrong when you consider that when i/r decreases NIM will decrease and the stock will go down. Why buy it when it is a bull market for dbs.

[@david888a]

@@Bulruninvestscheck back in 25 years where the SP of DBS will be… today it’s $36.69. n reinvesting the dividend equals $184 shares a year…after 1 year,its 2985 shares n compounding… with higher yield n shares… u can retire on the passive income

[@nickdoggett6443]

Excellent. Good yield, and as safe as could be. DBS will not go under, if it does the whole SG is finished!!!

[@teslacybertruck8769]

Prepare to lose a lot of opportunity cost if you listen to this advice.

[@TheFifthPersonChannel]

All in Tesla! 🚗

[@david888a]

@@TheFifthPersonChannelthat’s a good suggestion, all in on TSLA, don’t bet against Musk…

[@TheFifthPersonChannel]

It was a joke!

[@david888a]

@@TheFifthPersonChannel I wasn’t joking in my post..

[@TheFifthPersonChannel]

🫠

[@TheMoliya]

$100k put where? -in my pocket,

[@TheFifthPersonChannel]

That would technically be savings at 0% interest.

[@GodTell7]

Buy patek phillipe watch , 😂

[@TheFifthPersonChannel]

Is $100K enough? 😂

[@GodTell7]

@@TheFifthPersonChannel more than enough!

[@sorcereh1]

You listen to these 3 “gurus” asking you to diversify so much, you probably won’t earn anything much yoy 😂

[@TheFifthPersonChannel]

You definitely don't have to listen to us at all; always invest in a way that personally suits your goals and risk profile.