Rates to fall to 2.75% by mid-2025: Deloitte

[@MakeamericaGreatagain-h7j]

Definitely motivating, The stock market is on fire! My portfolio is up 48% since the start of the year. Who else is crushing it?

[@Damncars456]

I wish I could say the same. I've been trying to make successful stock picks all year, but I'm still in the red.

[@DreamweaverShade-h9p]

I am... and I just dumped all my winners today except for Meta because I already took my investment out and its free ride. I am 65% dry powder and riding my silver and gold mines to the top. I plan to buy a lot of dividend stocks when time is right.

[@Tsunaniis-j5l]

58% YTD. I started investing on my own and for a long time, the market was really ripping me off. I decided to hire an advisor, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via one.

[@PhoenixReborn-v6v]

Your advisor must be really good. How I can get in touch? My portfolio's decline is a concern, and I could use some guidance.

[@Tsunaniis-j5l]

Sophia Irene Powell is the advisor I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.

[@kelvinjohnson4]

Sadly, banks continue to stumble, mortgage rates is on the rise with higher imports and lower exports, yet the FED is to lessen cost. So, where do we grow and safeguard our money now? something will eventually break if they keep raising interests and quantitative tightening.

[@KelvinWallace]

ideally, you should consider financial planning to get the best results with your money, notwithstanding economy situation

[@Markjohnson09]

Well agreed, I'm quite lucky exposed to finance at early age, started job at 19, purchased first home at 28, got married shortly afterwards to raise kids early. Going forward, got laid-off at 40 amid covid '19 outbreak, immediately consulted with an advisor in order to stay afloat and after subsequent investments, I'm barely 25% short of $1m ballpark goal as of today.

[@RichardBayer]

that's incredible! would you mind if I vet your advisor please? started investing in stocks November 2022, but not confident to make the correct investments as of now, seeking professional help to achieve my financial goals

[@Markjohnson09]

My CFA ’Marisa Michelle Litwinsky’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@RichardBayer]

I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look her up and send her a message. You've truly motivated me. Thanks.

[@ChrisThomas-m6q]

Every single time the FED eases monetary policy following an aggressive hiking cycle, and accompanied by an inversion of the yield curve, we get a huge recession!! I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

[@McCarthyMichelini]

To tackle investment risks that comes with recessions, the safest approach is to diversify across various asset classes, such as bonds, real estate, and international stocks, to minimize the impact of a market meltdown. Seeking expert guidance is essential.

[@NicolaPellegrini546]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@MagnusLarson-l1o]

impressive gains! how can I get your advisor please, if you don't mind me asking? I could really use a help as of now

[@NicolaPellegrini546]

“Viviana Marisa Coelho” is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment

[@HarryMurphy47]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@nicolasbenson009]

The belief that the Federal Reserve would stop raising interest rates was the driving force behind the entire economic chaos. What should we do now that we have a situation where interest rates are crashing? At this point, how would you suggest that I safely allocate $300k?

[@sharonwinson-m8g]

Although the market is currently volatile, aren't the current valuations a result of the Federal Reserve's monetary policy and low interest rates? Therefore, my recommendation is that you consult a financial advisor who can give you entry and exit points for the shares that you are interested in.

[@RaymondKeen.]

Agreed, my portfolio is well-matched for every market season yielding 85% from early last year to date. I and my CFP are working on a 7 figure ballpark goal, tho this could take another year. IMO, financial advisors are the most sought-after professionals after doctors.

[@SandraDave.]

this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@RaymondKeen.]

I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Sophia Maurine Lanting turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

[@BellamyGriffin19]

Thanks a lot for this recommendation. I just looked her up on google, and I have sent her an email. I hope she gets back to me soon.

[@MarieVincente87]

Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in.

[@StalinUndav]

I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience.

[@SlavoPetrovic-n1k]

I stopped listening and taking financial advise from these KZbinrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@MichelleAlbrighton]

Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

[@SlavoPetrovic-n1k]

Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@SoledadUnai]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@ClarkeGriffiny7]

I see the rising interest rate as a very big problem, as more investors will definitely pull out more money from the Stock market. This might have worked when I was still invest-ing with a couple thousand dollars, but it is more difficult now to decide whether to pull out more than $365k from my port-folio. I know some inves-tors still make that despite the strong bear market. In wish I could pull that feat

[@ChristianKelv]

I think the whole thing about holding stocks for long term will always apply. So I think you should get a quality broker who is able to analyze and pick stocks that will do well in the long term, else you will be in a long bear ride.

[@KarenLavia]

You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a broker, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.

[@JohnSmith060]

This sound interesting. I’m not really one to use pro analysts, but I guess it would not hurt to try one. My portfolio is in the red waters right now

[@KarenLavia]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Sophia Maurine Lanting ” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

[@BellamyGriffin19]

Thank you for this tip. It was easy to find your coach on web. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

[@EvanLiam-w9s]

these Fed rate cuts are really starting to mess with everything. I mean, sure, they were supposed to help, but now I’m feeling the pinch everywhere. My savings account is basically giving me nothing, and the stock market’s all over the place

[@Bobhenry-c7z]

Diversify… T bills, CDs, Gold, dividend stocks, Municipal bonds, Bitcoin, Real estate, etc assets speak when cash has no value Considering diversification is excellent. Now might be a good time to consult a financial advisor for expert advice and seize opportunities in this volatile market.

[@purplebliss6875]

@@Bobhenry-c7z Accurate! asset allocation is crucial with an Experts guidance. I have 850k in equity, 300K cash earning 5.25 interest, 685k in 401k, 250k cash account, 120k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed overtime.

[@dogmom-pt5we]

@@purplebliss6875 Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve financial goals.

[@purplebliss6875]

​@@dogmom-pt5we Sure i can! Sharon Crump Cline is the TX-based advisor I work with. Just search the name. You’d find necessary details to work with to set up an appointment.

[@dogmom-pt5we]

​@@purplebliss6875 Thanks for the lead. I just searched! Sharon Crump Cline by her full name and easily spotted her page, very professional..

[@himedft]

I'm 60 and my wife 53 we are both retired with over $1 million in net worth and no debt currently living smart and frugal with our money. Saving and investing lifestyle in the church stock market made it possible for us this early even still now we still earning weekly

[@gabrielada]

Great job! I bet you're living your best life right now

[@gabrielada]

Sophia she's my mentor

[@RosemaryEdwin-lh5ih]

All thanks to Sophia with his investment advice, at least I can afford a good home and also have to retire early.

[@ApprovedGiveaway]

Waking up every 10th of each month to $34,000 it's a blessing to I and my family... Big gratitude to this Sophia

[@OnunuVictoria]

It's a Miracle and I will testify of 170K bucks every month end. I now have a new Car and can now pay my bills and also support God's work in the church.

[@HodgeChris]

Sounds like a skeptical outlook on things then. With the rate cuts do you think it's best for us who are not conservative investors to focus on bonds or dividend stocks? I want to reallocate my 7-figure portfolio and I preferably want the assets with the best ROI.

[@brucemichelle5689.]

Bonds are a safer bet. They offer good stable yields. But dividend stocks could make you a fortune if you know how to go about it. But it's always a good idea to work with a CFA. It streamline your strategy and help profit a lot.

[@carssimplified2195]

I've been through the 'bonds are beating stocks' periods since the 90s with no bonds and with all aggressive stock mutual funds. At 66, my IRA and cash accounts are far more than I expected for my retirement. I can easily handle a worst-case 80% stock crash, Thanks to my CFA.

[@KaurKhangura]

Mind if I look up your advisr please? I've worked in real estate for over 15 years and have neglected a major stock portfolio. This served me well when I was flipping and renting houses, however I need a different plan now.

[@carssimplified2195]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

[@KaurKhangura]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@berry1669]

if the interest rate goes to 2.75% the Canadian Dollar will be 45 cents

[@peterquin1443]

Wrong, wrong, wrong. Study history!! Every single time the FED eases monetary policy following an aggressive hiking cycle, and accompanied by an inversion of the yield curve, we get a huge recession!! Every time! The economic impulse of $11 trillion printed dollars is gone. We are going DOWN!!!🙄

[@Sophie12Tudor]

My advice always, Invest into Real estate and Digital Market, Time has changed and we need to move with time. Seek the help of a financial advisor to tailor a plan to your specific needs and goal. Avoid debt at all cost and build an emergency fund.

[@Dexpark95]

It is actually not intentional to accumulate debt, I have always tried my best to stay debt-free but then life happens. Real estate is a No for me due to financing challenges like securing a mortgage.

[@Dexpark95]

What about the Digital market, what does it currently look like ?

[@Sophie12Tudor]

I will advise You to look into the digital market. A lot of folks in the US and abroad are getting so much from it.

[@Sophie12Tudor]

Well, it is not totally easy, It's all about making informed decisions and protecting your capital.

[@Sophie12Tudor]

To help you navigate, I'll recommend that you identify an investment mentor or someone with prior market experience.

[@parkerbohnn]

Lucky for me I moved all my money out of Canada and put it into Mexico to get a 9+ rate of return in interest on my money and in an appreciating currency.

[@CristianEnacheRealtor]

In Canada is not about the mortgage rates anymore. Trust is gone. Why?

[@StephanieG.Augustus]

The strategies can be quite demanding for the average individual. In reality, they are predominantly executed successfully by professionals who possess a significant level of skill and expertise to execute such trades effectively.

[@Saviourtina-c4i]

Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.

[@KarenJ.Mancia]

Facing a similar situation, I sought advice from an invęstment advisęr. Through portfolio restructuring and diversification with good ETFs, S&P 500 and growth stocks, I've turned my portfolio around from $200k to over $800k in a few years.

[@heatherj-o5j]

Your invt-adviser must be really good, I hope it's okay to inquire if you're still collaborating with the same invt-adviser and how I can get in touch with them?

[@KarenJ.Mancia]

Stacy Lynn Staples is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Saviourtina-c4i]

Thank you! I entered his full name into my browser, and his website came out on top. I filled his form and scheduled a call . i hope he gets back to me soon.

[@nickcheema907]

Rates will drop lower than 2.75%

[@2signalman]

They should be learning it now

[@argeldelacruz9545]

I hope so .. I can’t take it anymore

[@InterestbearingCBDC]

Looks like I'm going to need my interest-bearing central bank digital currency by mid 2025 then... because 2.75% is excessively low.

[@relkus3249]

$ 2800 rent here in L.A. west l.a. dump also , LOL.

[@parkerbohnn]

One bedroom apartments in Vancouver are about the same. Toronto and Markham, Ontario Canada aren't far off of that amount.

[@flabarre9776]

So what? The damage is done. That doesn't mean rent prices will come down. 2200$ a month in a dump like Kingston is here to stay.

[@rh3108]

Rent prices are already down month over month in Kingston and Toronto for both 1BR and 2BR according to rentals canada

[@parkerbohnn]

Rents will only get a lot worse as interest rates fall.

[@akunamatata4266]

My mortgage renewal is summer 2025 if I can lock for 5y fix at 3% I’m signing right away ! I know by 2028 we gonna be doing the yoyo all over again with inflation going up.

[@bailey-k6b]

The policy rate is calling to be around 2.75... which means most mortgages will be at least a point higher. I think 3% is wishful thinking. 4% is more realistic.

[@jeremypivot1297]

​@@bailey-k6bLol fixed rates for five years is low fours right now......we will get to threes early to kid next year.

[@professorprofessorson8795]

This is gona get bad

[@johnweber6612]

these two could not predict the time of tomorrows sunrise

[@raymond_sycamore]

omfg damn

[@raymond_sycamore]

Hi DDDDOOOOOOONNNNNAAAAAAAAAAAA

[@williamwatson689]

If you are in the stock market, the downward cast in market in 2025/26 will suck out years of paper profits. Good luck, but you better be a sophisticated investor to save your a--.

[@TienTran-bi1jv]

Anh 😊và 😅

[@Doug-zl8nb]

The ball game is over

[@nickvin7447]

This level of ignorance is truly astounding. That will NOT happen.

[@viz8746]

No one can make such predictions😂