I can't get CAR or HOUSE INSURANCE as my ELECTRIC CAR is CLASSED as a FIRE HAZARD! (NOT CLICKBAIT)

[@2wiseib]

That is an awful situation. Here is Australia a lot of body corporate for multi-dwelling buildings are not allowing EV owners to charge in the underground carpark due to concerns of fires, insurance and possible requirements for installing a high volume fire suppression system. EVs - a gift that keeps on taking!!

[@scotfree21]

Let me get this right. You bought a car 3 years ago for£130000 and is now worth £30000. It takes over an hour to fully charge it and now you can’t get insurance for it.?

[@jamesparkes4759]

Why don't you just get Rid of the Car and Count your Losses

[@エラー-e7v]

Well worth the money and inconvenience

[@gregsmith1070]

@@scotfree21 but other than that...its all great!

[@johnnettleton1240]

Just change to a 911 carrera

[@keithgreen9009]

He was cleaver enough to take the car on pcp

[@rumpoh8039]

SO IF YOU MUST NOT CHARGE AN EV ABOVE 80% AND NOT ALLOW IT TO GO BELOW 20% THAT LEAVES 60% OF ADVERTISED RANGE BUT NOT IN WINTER AND NOT TOWING A TRAILER AD NOT WITH HEATER ON

[@Chris-hy6jy]

But all they said was your policy expires in January. You haven't even tried to get a renewal yet so how do you know they won't insure you??

[@robblack7560]

My wife is wheelchair bound and has a Motability car which is due replacement. She was offered an EV and she said she'd rather walk! I'm not joking, she really said that.

[@TheMacMaster]

Hey Rob. I've got a video coming up about Motability and EV's. Once it Aires drop me a message if love to get you on the vlog.

[@DwaynePipes]

​@@TheMacMaster "Aires"? Have you been drinking and posting again? 🤣🤣🤣🤣

[@robblack7560]

@TheMacMaster Absolutely no problem. Angie was a Pharmaceutical Inspector, aged 47 at the bus stop at 7am, attacked and paralysed with inoperable brain tumour. You know the rest.

[@DwaynePipes]

Rob, who offered her the EV?

[@robblack7560]

@@DwaynePipes predictive text

[@paulf897]

Call Porsche, they should be obligated to provide equivalent insurance at the same price. If they don't, sue them. They didn't tell you the car might catch fire when you bought it!

[@エラー-e7v]

At customers own risk they will say. They and insurance companies will try to get out of potentially having to pay out.

[@paulf897]

@エラー-e7v Any goods sold need to be fit for purpose. I would have thought that supplying faulty goods that could explode and burn your house down and make the car and house uninsurable would be a breach of contract?

[@エラー-e7v]

@ that sounds about right but the manufacturer and insurance companies will do and say anything to avoid paying out in any case. Government is only obliging them - total mafia state out there

[@robertfreeman7906]

What if you live in a semi-detached house and your next door neighbour has an EV, will you be able to insure your house?

[@nigelturner3251]

All part of controlling everything we do and the nut zero race to the bottom.

[@rumpoh8039]

COULD WE LOCK STARMER IN ONE SOON....

[@ironhorsehero1988]

The key wording here is “until it’s had an inspection”, presumably it will pass said inspection and EV live can carry on as normal.

[@GrantCoppin-Brown]

I’ve seen lots of chemists , and shops -Signs in windows etc , saying mobility scooters not allowed in if Lithium batteries, IE = ok if lead Aciid .

[@EdVanMeyer]

This is another nail in the EV coffin. The EV folly dies one nail at a time.

[@williamwelling4872]

Time to sue the electric car maker's and make them insure your car and house in court

[@GrantCoppin-Brown]

@@williamwelling4872 more to do with push from corrupt WEF. Governments Unfortunately ,. Now that they’ve got EV owners in their pockets , they’re going to charge Rd tax .:

[@k100wigg]

And what about immediate neighbours of an electric car owner?

[@landzw]

Interesting to see insurance companies taking a U-turn, it’s going to make seriously interesting when the government insists on only battery cars and insurances say NO!

[@Elsie-uy2kl]

Quite right. It is illegal to drive without insurance so nobody can drive EVs without it but perhaps this is the government's plan? Therefore more and more people will stick with petrol and diesel. 👍

[@citedcanvas85]

New fix. Park it at Porsche parking lot and leave it there forever

[@nevillekinsley5610]

Surely if you receive a letter like that, under the consumer law your car is not fit for purpose and you should receive a full refund.

[@DavidMartin-ym2te]

Interesting point. This principle is probably time related though.

[@BenthamGS]

Understandable Insurers are deciding that EVs are ticking time bombs.

[@miscreant67]

Can you not hand the car back as not fit for purpose?

[@TheSpuggiehawk]

There's a GDPR rule about how information is processed and what permission is given. If you didn't provide a policy number because you just wanted an answer to a general question, then your insurer probably broke the GDPR rules by abusing your data to identify your account.

[@DrFrankLondon]

That's absolutely correct!

[@JRMillican]

He broadcast it on u-tube, someone at insurer probably put 2+2 together and realised problem

[@janolaful]

@@TheSpuggiehawk I don't think it no longer applies to the UK it's an eu regulation were not in the eu. I could be wrong?

[@jackoneil3933]

Question to GPT: "If A car owner in the U.K. received a letter from a carmaker about his car being a fire hazard and not to park it near this home, and made an anomalous call to his insurance company which without his permission used his number to identify him and cancel both his insurance policy and home owner's insurance, could that be a violation of GDPR laws or other U.K insurance or consumer law? ChatGPT said: Yes, the situation described could potentially involve violations of several laws, including the General Data Protection Regulation (GDPR), as well as aspects of U.K. insurance law and consumer protection law. Here's a breakdown of how each of these might be implicated: 1. Violation of GDPR (General Data Protection Regulation) GDPR regulates the handling of personal data within the European Union and the U.K. (post-Brexit, the U.K. still follows similar standards under the UK GDPR). Several aspects of this scenario raise potential GDPR concerns: Unauthorized Use of Personal Data: If the insurance company used the car owner’s phone number to identify them and access their account without permission, this could constitute unauthorized processing of personal data. GDPR requires companies to process personal data lawfully, transparently, and for specific purposes. Using someone’s data without their consent or without a legitimate reason can be a violation. Lack of Consent: If the car owner did not give explicit consent for their phone number to be used for identification purposes by the insurance company, this could breach the GDPR’s consent requirements. The regulation emphasizes that consent must be informed, specific, and given freely. Data Subject's Rights: The car owner has rights under GDPR, including the right to object to the processing of their data (such as the unauthorized use of their phone number) and the right to rectification. If their insurance policy was canceled without their consent or knowledge, it could also raise issues about the right to object to decisions made based on automated processing (if this was the case). 2. U.K. Insurance Law Cancellation of Insurance: If the insurance company canceled both the car insurance and the home insurance without the car owner's explicit consent, this could potentially be a breach of U.K. insurance law. Insurers are generally required to follow clear procedures before canceling a policy, especially when it comes to significant matters like home insurance and car insurance. They must provide adequate notice and a valid reason for the cancellation, and the insured person must have the opportunity to respond or object. Failure to Notify Properly: The insurance company may be in violation of its contractual obligations if it failed to follow proper cancellation procedures. In the U.K., insurers must also adhere to the rules of the Financial Conduct Authority (FCA), which govern fairness and transparency in insurance contracts. 3. Consumer Protection Law Unfair or Deceptive Practices: Under the Consumer Protection from Unfair Trading Regulations and the Consumer Rights Act 2015, businesses (including insurers) are prohibited from engaging in unfair or misleading practices. Canceling both insurance policies without the consumer’s consent or without providing clear justification could be considered an unfair practice. Unsolicited Contact or Manipulation: If the anomalous call involved any misleading or deceptive information, or if the insurance company manipulated the car owner into making a decision without full understanding or without their permission, that could fall under unfair consumer practices. Conclusion The car owner might have grounds to file complaints with relevant regulatory bodies, such as the Information Commissioner’s Office (ICO) regarding GDPR violations, the Financial Conduct Authority (FCA) regarding insurance matters, and potentially with consumer protection organizations. If the insurance company used personal data in an unauthorized way or canceled policies improperly, this could be considered a violation of their rights under both GDPR and U.K. insurance laws. The car owner may also have grounds to seek compensation or other remedies, depending on the circumstances.

[@TRSF1RACING]

The 15min city's are coming

[@Expatkeys]

It is a bit clickbaity. They actually have said that the restriction that they are advising is up and to when the car is checked. However It is no way to treat customers.

[@davelister7183]

we are already starting to see clauses appearing in motor trade policies that we are not covered to keep ev's in premises overnight (unless we want to pay hugely inflated premiums of course)

[@kennethoram4292]

An E-bike recently destroyed the owners house when it burst into flames. This happened in the UK and made national news. Any EV can potentially catch fire at any time.

[@truebrit3578]

@@kennethoram4292 of course ebikes have never been modified by the owners in such a way that might have caused the issue.

[@toyotatim2521]

Another problem you may have now is that in theory you have now had insurance declined which will go against you on any future renewal.

[@andrewadam9544]

car is uninsurable and now a known fire hazard so by default totally unfit for purpose so a manufacturer recall and substantial refund is in order

[@jeremyashford2145]

The policy expires in a fortnight.

[@davidcole5803]

Trouble is that this insurance problem with electric cars will no doubt cause the insurance on petrol and diesel cars also to increase.

[@Evoluzione069]

if the insurance company just used the phone number to identify you they are in breach of GDPR they need to confirm at least 3 data points which must include address and name

[@rogerandleoniehall9740]

Ahh, so, in UK car insurance is mandatory. Your EV will be uninsured, therefore illegal. But your government is Mandating Evs. er, is that right??????

[@cosmicdebris2223]

I'm slowly going off YT. I made a comment in the last hour (utterly harmless and basically just info with no url included) and.... IT'S GONE! Wonder how long this comment will last?

[@geneva760]

Disclosure is an IMPORTANT matter when it comes to insurance - many people have found that out when going to make a claim. Better for your insurance to cost you a bit more, than risk a VOIDED policy for a ‘simple matter’ of disclosure. CHEERS from AUSTRALIA

[@Nick_GTX]

@@geneva760 Agreed. The difference here is that Lee only made a general enquiry based on information from online forums. He has yet to receive the official recall letter, so technically speaking, nothing has changed and his particular car could potentially be unaffected.

[@peterharrison8756]

A perfect excuse to cancel your lease.

[@johnrose813]

Worth trying as an option to minimize losses.

[@zoeathomson4305]

The government didn't think this through at all.

[@allsearpw3829]

LIKE EVERY THING ?That comes out of Parliament ? have a look on the tube PEACE KEEPERS PART 2 By Parliaments own admission , They can not tell the People What to do ? 🤔

[@andrewbrown5402]

You should watch Barrie crampton latest video on electric cars for sale at auction, cars are 3 years old with less than 10 miles on the clock

[@bcbeadsworth]

Never park ya car next to a EV vehicle.....

[@DwaynePipes]

Pray that one hasn't parked next to you after you leave it? 🤣

[@davidcole5803]

Independant garages will not repair electric vehicles.

[@steve_is_my_name]

Well that's a load of rubbish. What garage did you take your EV to? I know, I know, you have a mate with and EV who regrets.......😂😂😂😂

[@MikeNewland]

This is a story for Daily Mail consumer affairs email them.

[@zitzong]

Electric car are dangerous end of story and the insurance should be always sky high to reflect the massive risks involved with them.

[@golden8162]

Sell it now, send it to auction and walk away, lesson learned.

[@hcw199]

Why would he? His ev fail videos have built this channel.

[@paulbeach1711]

And now you have been refused insurance, you have to tell them you have been refused, as they ask have you ever been refused insurance which you now have

[@alanevans3989]

Sign and share “close the borders” .Over 140,000 signatures already.

[@TRSF1RACING]

It's all about control EXACTLY THAT!!

[@lesliemilsom4356]

If you can't insure it. it's not fit for purpose. Send it back for a full refund.

[@jackoneil3933]

Well if this isn't a precautionary tale about the risks and costs of mass surveillance, artificial Intelligence and Lithium-Nickel powered cars, what is?

[@Jeddin]

Confucius once said “play stupid games. Win stupid prizes”

[@Funktion58]

What more proof do you need that EVs are a fire hazard when the insurance companies wont cover them?

[@G8YTZ]

Despite what they say about pouch cells EV’s are considerably less slightly to catch fire the liquid fuel cars

[@davesouthey2619]

Does this mean everyone who has had a car charger fitted to their house is no longer to be able to have it insured?

[@jimmyrottencauli]

If you have it on finance contact a solicitor…… if the car is unusable it’s the finance companies problem

[@gravelbags2479]

I said to my missus the day you rang up the insurance company that you should never call an insurance company just to ask a question as they track who you are and it goes down as an enquiry and goes against you when you reinsure and increases your payments, worse thing you can do is cannot an insurance company for no reason

[@jackoneil3933]

7:15 Selling everything and leaving the country sounds like reasonable expert advice, and in the meantime, I'd say pray the car "Goes Up In Smoke" before the insurance runs out.

[@greenzero3389]

What I like, regardless of it being an electric, petrol or diesel, you always use your cars as intended.

[@bentullett6068]

Also Audi E-Tron GT and some other VW models are effected by this and all those owners will have the same issues. Not only that it is known that other brands have seen similar issues occur including Tesla and the new wet dream company BYD.

[@markp6232]

You will also have to tell any other insurers in the future that you have had policies refused/ cancelled… !!

[@BonannoCM]

What's next? If an EV owner parks it next to a private home, can the police charge the owner with an implicit threat of arson?

[@laurocaramanico2596]

This is EV MADNESS, I' m speechless....🙄😱

[@PhilipMcCartney-pq8fs]

You've out done yourself. This is more depressing than Mansfield town center !

[@steve_is_my_name]

@@Beanerds this is not about EV love. This question is whether he is misleading. He phoned his insurance company and effectively said "my risk has changed", the insurance company did a standard response "call us so we can assess". That is all. Notice the spin thereafter... no one will insure us, EVs are fire risks.

[@Pomdownuder]

Charge the government, for pushing manufactures to deliver EVs that are unsafe. And not capable of being insured.

[@tivvy-xf4kz]

Surely Porche should be responsible?? Sue them??

[@johnnyhock]

So glad my Mrs and I have just recently traded in our 2 x 2017 Suzuki’s (Vitara S & Ignis) for a brand new 2024 Suzuki. At least it buys us a few more years in an ICE vehicle…

[@Theforestbandit]

YOU COULD ALWAYS PARK YOUR CAR IN THE MIGRANT HOTEL CARPARKS .

[@uzpuz]

love it

[@eddyc3271]

Big mistake saying that Porsche had sent a letter out warning of the fire risk.

[@HowardOfficial]

Didn’t watch this one but I agree with you - it’s not clickbait, it’s MARKETING! Good lad Lee.

[@Darrenw27]

Ev car manufacturers should have to provide insurance for their own brands at a reasonable rate . Then we will see if they have confidence in their vehicles, the way insurance is heading this is going to be the only way they will sell ev,s

[@SuperLittleTyke]

Why should they have to? They make cars, which have had to pass stringent evaluation by the government's Vehicle Certification Agency.

[@iankuah8606]

Range Rover supposedly offered their own insurance when their cars were getting nucked and owners insurers would no longer cover them. That went well. Not!

[@actualfacts1055]

I thought that the limitations on parking the Taycan was only until it had the recall completed ?

[@richardcrowell284]

Does this put a new spin on a house warming party!

[@エラー-e7v]

And with that bombshell it’s back to the driveway!

[@marklavista8810]

When you get your letter from Porsche take your car to Porsche and let them look at the batteries and see if they are safe or not . If the batteries are safe have Porsche write a letter saying they are safe and send it to your insurance. So if anything dose go wrong you can blame Porsche.

[@truebrit3578]

@@marklavista8810 and Porsche would be correct at that moment. But once it leaves that could change. Maybe McM connects it up to power his fairy lights or his ‘back’ massager. No court is going to enforce a statement of something being ‘safe’ for an unlimited period.

[@エラー-e7v]

Porsche will not want to take the risk. Fear of law suits. Basically these manufacturers are selling ticking time bobs and governments are only happy for this to happen

[@patriciajohnson7658]

Surely porshe are liable for selling you a car not fit for purpose,its ridiculous , my neighbour has a car through the mobility as shes disabled ,the word is it could finish the mobility scheme off ,surely all this faffing about charging waiting about isnt the way forwards ,id be straight to my lawyer

[@p38arover22]

Here in Australia you are required to inform insurance companies if you are aware of a change in risk.

[@davetupling2678]

Yes, I wonder if they know its going to be catastrophic fire danger in Kalamunda on Thursday, will drop them a line.

[@Piecenotwar]

@@davetupling2678What are you on about? I live in the Perth hills

[@steven.harvey3]

I was in an Audi main dealer just before Christmas. They had an e-Tron GT parked in the middle of the service car park away from the building and other cars. Salesman I was with just said “That’s parked there because it could just set on fire. The AA brought it in and Audi don’t know what to do with it”. I would suggest you have a very good case for a claim against Porsche for mis-selling. This will undoubtedly lead to class action lawsuits and bankrupt the manufacturers. (Maybe that’s been the plan all along?)

[@truebrit3578]

@@steven.harvey3 so there was no chance that the e-Tron had been damaged, say driving through flood water? Perhaps Audi should sue you for representing by inference that all Audis catch fire?

[@Rockinbiker1946]

Most home owners insurance policies (if not all policies) also include liability coverage if someone gets hurt on your property, you are covered. So if you lose your home policy you are not only going to be uninsured in case of a fire loss but uninsured if someone takes a fall and breaks their leg on your sidewalk.

[@johntiller605]

You must have insurance on your house whatever happens. Ask your house insurers for a quote for cover with a clause in the policy that forbids you to park an electric car on the property. As for the car.....sell the bloody thing !

[@GrahamElby]

EV batteries are not the future take care.

[@PtangPtangBiscuitBarrelSmith]

I despise the following in no particular order... Chocolate covered peanuts. Keir Starmer. Solicitors. Insurance underwriters. 20MPH limits. We can live happy lives without any of them.

[@onlybugwit]

Obviously , , , you have to tell the insurance company that you categorically did not inform them of a change of circumstances and you would like to know where they got their information from.

[@markwright-es3wr]

Sell it and get jeff to sell you a cheap reliable petrol or diesel vehicle

[@エラー-e7v]

Perhaps an automatic Volvo estate for the family

[@Richie-vu4we]

Saw this coming as a Electrician. You might not be able to be insured if your garage is attached to the house. Business car chargers can’t be mounted on the building now

[@pfy2k]

Insurance companies are like dealing with the government, taxman or social security! You always bring problems on yourself when you make contact with them!

[@tonycarman5078]

@@pfy2k I was taught flying micro lights by a guy that once flew from India to uk. He said the secret was to stay flying as much as possible and spend the least amount of time on the ground. The trouble came on the ground. Similar theory I guess.

[@demcomp]

Lee learned a valuable lesson. Never call YOUR OWN INSURANCE company and ask stupid questions about the insurability of a car. That's how you get your Insurance canceled..

[@ianbrown1058]

Will owning an E bike or E scooter invalidate your house insurance and are you required to inform them as you bring the battery into your house for charging.?????

[@aeroearth]

YES, as the insurance policy small print says that you have a DUTY to inform them of ANYTHING that affects their risk.

[@Bluemoon0850]

@@ianbrown1058 Did you see the video of the guy that went into a lift with his E bike battery to charge it in his apartment ? The battery went into thermal runaway and killed him instantly. Scary stuff these lithium iron batteries.

[@MikeNewland]

It is a fire risk and well known to be. Someone died near me, So yes inform them.

[@EnglishTurbines]

The next logical progression will be to BAN charging from your home.....Its coming....🤔😳🙄🇬🇧

[@Prickly-Hedgehog]

That actually sounds like a lawsuit. If they are saying your car will just catch fire, its unsafe.

[@jcfallows]

It's a good job you got the Taycan on a lease and can have it back in a few months time!

[@chrisaris8756]

Not sure that’s fully correct Lee, they haven’t cancelled your insurance and have not exactly said they won’t re insure you, they haven’t asked you to contact their new business section. I suspect they will still insure you but I also suspect it may cost!!

[@theclotshotdidit3115]

Look at the sales of goods act, specifically "fit for purpose" the car is obviously not fit for the purpose you bought it for if you can't park it near a house/building.

[@jackmchammocklashing224]

You can not really do anything other than tell them, otherwise, if you have to make a claim even having paid your insurance they will null and void it, equals no pay out :-(

[@IshaBrown-x6p]

I'd get rid of your EV it's proved to be a liability. On the plus side at least it's been popular on your channel

[@HarryDeano]

needs it for content

[@matthewgodwin3050]

The last couple of times I renewed my home insurance, the broker I use asked me if I or any of my immediate neighbours own or charge an EV at the property. Thankfully the answer is no, but if insurers are asking the question, there's obviously a big problem with EVs catching fire.

[@johndawson5718]

I’m sure Ed will have the answers…he’s our Energy minister after all and knows everything. He will have thought of this scenario in his and Quentin Wilson’s meetings. Ask your local MP to enquire. 🤨

[@truebrit3578]

@@matthewgodwin3050 jumped to a lot of conclusions with the ‘obviously’ there. One, there could be other reasons they ask other than fire risk. Two the problem could be around badly installed chargers catching fire or damaged through vandalism chargers leading to fire or personal injury risk. People will spend a fortune on an EV and then get some bloke down the pub to install a dodgy charger at home. It is true that one set of EVs has a higher risk of fire. Hybrids. Next, petrol cars, about half the rate hybrids.Then, pure electric cars, way below either. Over time it may become more of a problem. People trying to maintain or mend their own EVs will lead to issues but at the moment the EV fire risk is one invented by the Daily Mail.

[@matthewgodwin3050]

@@truebrit3578

[@Modj-j5m]

That car has brought you nothing but pure joy Lee 🚙 😂😂😂😂.

[@SuperBartet]

Do remember that a Taycan sank a ship and both the insurance company and the ship owners are taking Porsche and Volkswagen to court to claim the cost of the lost ship.

[@carlmerz1628]

Read an electrical report that no chargers should be fitted to houses due to fire risk and should be x amount of meters away.

[@harryturnbull4781]

Boxing Day: first experience with electric car borrowed from a relative. 2023 Mokka. Warned max range was 150 miles. Chester to Stoke return journey. Started at 80% down to 50% at Stoke. Charging point required £45 deposit first and then wasnt working. Rang for help. It took 43 minutes to get charging point working and a further 30 for a top up to 75%. Back home and down to 44%. Never ever again.

[@djtaylorutube]

An I missing something here? Started with 80% and arrived with 50%. So used 30%. 50% - 30% would have had you arrive home with ~20% without bothering to charge at an expensive public rate. About an 80 mile round trip and you were advised that the range was double that, how did you turn that trip into a problem?! 😊

[@9P38lightning]

Sounds like a driver and vehicle standard agency letter needs to be written….

[@TrudyTuckwell]

I wouldn’t buy an electric car if you paid me.hope you get sorted 😮Trudy

[@rumpoh8039]

97 YEARS AGO LINCOLN CAR FACTORY FILMED THE BUILDING OF A CAR. ''Original 1928 Film Shows Full Lincoln Assembly Line From Casting, Engine, Chassis, Paint Body & More

[@yamahattr6006]

The manufacturer should cover any liability till they fix it so they pay for any damage caused

[@carlbrandom]

So the long and short of it is you’ve got to make a phone call and you haven’t been told you’re uninsurable

[@lynn47001]

So glad I didn’t go electric when I renewed my Cooper S this year - stayed with petrol and I’m going to get another petrol car near the deadline as well - although probably not the same as I’ve got as they’ve lost the plot with them now.

[@David-fj5lz]

You cannot park your car near your house but you need a field as you cannot park it near to anyone else’s houses

[@David-fj5lz]

Depreciation daily as every insurance company now will refuse cover for a house with an electric car

[@flysteve100]

Don't forget Lee, one of the questions asked by any insurance company when asking for a quote is, have you ever been refused insurance in the past. Could be awkward when that one crops up!

[@wayland7150]

Not strictly refused, simply not renewed at the end of the contract. Insurance companies are careful not to refuse, usually they will just quote such a lot of money that you won't go ahead.