These Videos Aged Like Fine Wine - Why I'm Not Taking Credit

[@ahorrell]

The intellectual modesty of this dude. The sheer bloody reasonableness. Fantastic stuff.

[@peterjessee7888]

This is not intellectual modesty or reasonableness. It’s being Canadian…

[@bdlbarbosa]

Why I chose Richard to teach me about this stuff!! What a great mind

[@rurounitonyx]

To me, he presented himself as an ethical person in this video as well.

[@NotMuchThanks]

@@peterjessee7888 I tend to prefer Canadian content creators because of their rigor and intellectual maturity and honesty.

[@relentlessgrowth4149]

Bro, you just don't get it. You are leaving so much money on the table. You need to use technical analysis to start day trading forex memecoin options. Learn how by buying my course for $777.

[@connorbourgeois]

"Bored Grape" (holds up picture) Comedy gold. 😂

[@ruffethereal1904]

It was so clever and a great use of prop comedy. If you know, you know it in an instant, and it hit perfectly.

[@w花b]

And the Tesla tears... The little logo curled in a corner, so sad for that little blue guy🥺 😭

[@caleb4thand10]

This is why KZbinrs with day jobs are your best bet. Their livelihood isnt totally tied to the algorithm, and thus they can do stuff like this

[@bipolarminddroppings]

I'm a professional musician and vocal coach, I often have people say I should start a vocal coaching channel on KZbin and my answer is always the same: Why? Why should I spend years building up a channel, putting all the time and effort it requires, when I'm already making a very nice living doing what I love? All I think when I see KZbin vocal coaches is "how do you have time for this? I have 5 lessons today, another 4 tomorrow and a gig in the evening" To update an old saying: Those who can, do. Those who can't, teach. Those who can't teach, become KZbinrs.

[@prapanthebachelorette6803]

Oh, pretty deep for sure

[@realityblooms]

@@bipolarminddroppings bitter boy says what?

[@kannnnn392]

@@bipolarminddroppingsit his hobby

[@JamesButler-yw6rm]

@@bipolarminddroppingsThat WOULD work if it wasn’t for the fact that KZbinrs make 10x more then you.

[@codyh7284]

This is a great example professional ethics. Would be nice if this was commonplace on the internets wild west of not financial advice.

[@nonsolumarmis]

Well said

[@Serizon_]

agreed

[@mesiroy1234]

And also he made up up english accent

[@mesiroy1234]

He is amrican

[@erubin100]

After seeing multiple billboards of "investment gurus" and "super lawyers," we kind of need more content like this.

[@cisium1184]

Prospective clients are always asking if I'm a "Super Lawyer." I tell them I'm average, I just like to wear a cape.

[@herisuryadi6885]

What is a super lawyer

[@07kamichamakarin]

@@cisium1184 Splendid.

[@jsprowse]

Most Canadian video ever. 1% celebration, 99% apology.

[@mesiroy1234]

😂😂😂

[@cjjuszczak]

9:55 "Success is a lousy teacher, it seduces smart people into thinking they can't lose" Reminds me of the 2008 GFC when it was said "Wall Street Executives Mistook Leverage for Genius" - Steve Eisman (N.B.The character "Mark Baum" is based on Eisman in the film "The Big Short")

[@OrontesRM]

the big short is SOOOO underrated - I still recommend it to everyone

[@Enki1013]

I rented that movie on Amazon Prime and watched it last weekend. Excellent movie that is criminally underrated. The symbolic gestures were noted, like the masks at the airport as a futile attempt at protection to keep the toxicity "contained" and the large sunglasses as the old lady "turns a blind eye" to it all. Steve Carrell is usually so silly but this one character (yes based on the real man Eisman) brought tears to my eyes. He is the personification in that movie to the saying, "The truth shall set you free, but first it will (pee) you off." Did you see the cameo of the real Michael Burry in that one scene? A "blink and you miss it" moment, like an old Alfred Hitchcock moment.

[@ekki1993]

It also seduces lucky people into thinking they are smart.

[@MichelleHell]

Look up liars loans. The fraud was out in the open

[@arturoescorcia]

Success is not a teacher. Failure is the teacher and success is the reward for the lesson.

[@BusterDarcy]

When I was brand new to investing a coworker was adamant that I invest in weed, it was her ticket to an early retirement and mine, too. I put $200 on a promising Canadian weed company and it served as a relatively cheap lesson in not picking stocks based on one person’s recommendation and noting more. That $200 is worth less than a dollar today, and yes I still hold it is a reminder of this lesson.

[@DavidManouchehri]

If you’re Canadian and ever met some of those involved with the weed industry, you’d realize quickly many of these companies have no future.

[@williams11372]

Just outta curiosity which company was it??

[@Kier4n99]

Did that with Sundial too lol

[@BusterDarcy]

@@williams11372 ACB, and I misspoke - my holding in them is now worth one dollar and two cents.

[@0oShwavyo0]

@@BusterDarcy if the company survives it might be worth something someday. I think there _is_ a sizeable market for legal marijuana, just these companies tried to raise capital like a bunch of new smokers were gonna come out of the wood work instead of the reality that the black market is being converted into a legal regulated market. So the capital raise was for an opportunity that was not real, but there is a real and sizeable opportunity worth competing for.

[@Deveyus]

You don't give financial advice, but you do give financial knowledge so that I can understand better what's going on, and I appreciate that.

[@SublimeTaco]

This intro was absolutely hilarious. The video was also very good, and I genuinely enjoy the intellectual veggies this channel provides. Very much needed in the financial influencer landscape.

[@juliannavarro3440]

Intellectual veggies is such a nice way to describe it 😂

[@MakeThisWorkshop]

This quality of humility only comes from wisdom and experiene. I have been a casual enjoyer of your content for awhile but this video just earned you a massive amount of respect! Keep up the great work

[@raphaelb5456]

I am sure this video will age like fine wine!

[@Matthew_A_N]

One of the best Finance/Investing youtubers out there

[@daarom3472]

used to watch him and Joseph Carlson but now just him as Joseph has kinda lost it after he grew his channel.

[@ThePapaja1996]

@@daarom3472 i like Patrick Boyle and Benjamin to

[@mesiroy1234]

He and coofezilw are goid

[@nwgverified]

Boyle is far better

[@pongop]

Yes, Plain Bagel and Value Investing with Sven Carlin are in the top for real educational value!

[@K.T.1996]

No one is talking about the EFFORT put in to that intro!! BRAVO!

[@ShantalAnadevil]

I'm normally a big fan of index investing, and thus consume mostly content focused on that, but you are the only active investor that I love listening to. And this video is a perfect example of that. Thank you for your work.

[@sleepless2541]

i just got rejected an internship from an active research firm, they said the reason they rejected me was that my skillset isn't something that the company is looking for, looking back at it i shouldn't have shit on active management during the interview which is probably the thing that got me rejected lol

[@ao_qd]

I'm a designer, and I love that you made custom-designed wine labels. 👌

[@amitamcneil6089]

OMG - love your intro! 😂It just made my day! Who knew you were a closet sommelier !😉By the way, were you drinking REAL wine?

[@ThePlainBagel]

Yes I was, don’t tell KZbin

[@amitamcneil6089]

@@ThePlainBagel Cheers! 🍷❤

[@lachydauth4248]

This was the best intro so far keep it up

[@GetIrked]

Any investor who claims they've never had a bad call hasn't been investing that long. ... it happens to ALL of us. Another great video! 🙂👍

[@darrenwilkinson1742]

I’m so impressed by your honesty and humility. The world of finance, and hey the rest of the world needs more of this!

[@Charzelot]

Your videos are fantastic, a great blend of humor/analysis/realism delivered with clear speech. You display the healthy level of confidence that you preach! Premium content, much love.

[@neckenwiler]

I love your earnest, nitpicky attitude. Aside from what these qualities say about your trustworthiness, I also find them generally endearing. Thanks for being in this space and doing what you do.

[@Balesz100]

Bro...I have found this 5 months later...just got past the intro and cant breathe. THANK YOU

[@davidschelkens9481]

Love your content good sir. Solid mix of humility, sound advice and some tongue-in-cheek humour. Well done, keep up the good work!

[@CheesumX]

Love the sarcasm. You and Patrick Boyle are real treats to watch. Thanks for your work, insights and creativity. The humility and self-reflection are nice bonuses, too.

[@filou8440]

The Bored Grape is a very dry wine indeed Greetings from 🇪🇺

[@lukamagicc]

Only plain bagel could flex “I told you I was right” and still come off humbly.

[@davidzakharias4170]

Yeah right it's incredible that things also go down I would never expect that

[@aL3891_]

party-pooping is way underrated (atleast in finance) great stuff as always

[@JackDuffley]

"Your overconfidence is your weakness" - Luke Skywalker

[@oz_jones]

"And your faith in stonks is yours"

[@hadenwesley6548]

Your character ages like the absolute finest of wine. Fantastic and this is why I follow you and this channel. :)

[@aznwinner]

Always enjoy the education and humour in all your videos. Most importantly, appreciate the invitation to us viewers to scrutinise the content you put out; something which no 'influencer' should shy away from (especially when it comes to topics with potentially far-reaching consequences like finance). Keep doing what you do Richard.

[@tenaciousdean6179]

This is exactly why I follow you. You only seek to teach and inform, and you're totally humble when you're right or wrong.

[@aquaintsound]

The art design of the bottles is amazing

[@squeezeb5997]

This is the first video I have seen of yours. I’ve heard about your content before but never checked it out. I appreciate the forward attitude and your transparency. Even when we are right, we can be wrong. Look forward to more of your stuff.

[@KINGLYMAN-1]

I've been tuning in from Casablanca, Morocco, for a while now to catch your finance and investment insights, and I must say, your expertise shines through. Your advice always hits the mark and resonates with reality. Your CFA certification definitely speaks volumes!

[@bryanleblanc5648]

Imagine this video in a museum 50 years from now, and visiting schoolchildren not understanding a single reference while their 85 millenial chaperone is cackling their head off at the "bored grape" pun

[@mphuong002]

the first 2' of the video makes me admire ur knowledge, ur sense of humor and the effort u put in these video so much... but then the second part has me respect u on another level! great food for thought, and thank you so much for the useful videos!

[@trisshinjji]

The cold open was brilliantly done; keep up the great work in 2023!

[@Magic_beans_]

I think this also speaks to a sentiment common in amateur-investing circles lately: risk is judged retroactively. The line for [stock or coin] keeps going up, therefore it’s not risky.

[@Supernova12034]

this is the real canadian accent.

[@ThePlainBagel]

This is the one we only use amongst ourselves to keep it hidden from outsiders

[@mesiroy1234]

And apologize for not taking credit Half a video

[@dylan3168]

Very modest. KZbin is lucky you have you as a creator. You truly had a huge positive impact on my life.

[@MAJS87]

Fooled me with that intro. I was watching it and wondering "since when did Richard become a pompous braggart???" Well played sir. Keep up the great work!

[@TheNaldiin]

It was savage, but I figured he wouldn't keep it up.

[@TrumpForPrison2023]

Broo, it was so obviously sarcastic. You can tell by the names of the wines like "Bored Grapes" (genius name btw).

[@MAJS87]

@@TrumpForPrison2023 Ya I probably should have paid closer attention. I initially thought the names were ripping on the folks who invested and lost money, not himself. Should have known better.

[@milletmongoose]

Mmm, yes. I do remember sampling these when they were first bottled. Glad to hear that they have only gotten better over time.

[@123pokemonmaster321]

I freaking love this guy

[@RahulfinanceYT]

Genuinely want to appreciate the your humility ✌🏻

[@denisplouffe514]

You’re the best influencer... I’m 73 and have been investing since my teenage years and in those years I’ve learned many things about investing and human nature. You are one of a few that says things straight. Bravo and all the best...

[@PGproductionsHD]

Why are you writing poem-style?

[@HarveyDangerLurker]

@@PGproductionsHD he is 73. They write better.

[@Asphyx12]

@@HarveyDangerLurker or He's not long for this world so why not have fun writing poems

[@r-pupz7032]

I love the high effort that went into the intro! Humility is rare amongst financial KZbinrs. I really respect this channel.

[@sarthakmunda3914]

Your cutting sarcasm in this video... chef's kiss... Seems Patrick Boyle has had a significant influence over you?

[@malokey7]

I don’t think so. I think they just like each other’s content

[@baxoutthebox5682]

He’s even stealing his accent 😂

[@kcihtred2]

you are way to humble. I respect the nuance of why you are so humble

[@uFFFO]

I'd like to be a live and let live kinda guy. Then I see influencers promoting obvious scams. And suddenly I turn into an inquisitor, who would purge the heretics with holy fire.

[@grif13]

Logic and reason! What a concept! Thanks for the vid.

[@Mekias]

Wait, if Plain Bagel is capable of being wrong, who can I trust all my money with? That's depressing. I see all these successful people on KZbin and Tiktok and they say it's easy. I'm sure they wouldn't lie to me.

[@goosewithagibus]

Every single thing anyone says on the internet ever is 100% true, so you'll be fine

[@babitapandhare1889]

@@goosewithagibus lol

[@rehlee]

A party pooper video about party poopers. Plain Bagel has gone full meta.

[@StormInATeaCup35]

Bitcoin's back, baby! He who laughs last, laughs longest ;)

[@jessh4016]

I love the distilled reasonableness that every video of yours ha

[@sparks1792]

“A little skunky some dank” I’m in tears 😂😂

[@jortand]

God that intro was masterful, truly a work of art

[@Kongohh]

Haven't watched the channel in awhile but since when do plain bagels have flavors? Humor mixed with finance and education = financial edutainment... not bad, Liked.

[@immanuelt613]

Honestly glad I saw this video today. It's taught me an important lesson in humility.

[@chrissalazar2434]

Awesome Video! Love the content you were posting that was cautioning investors on the wild exuberance occurring in the markets during the pandemic.

[@freeworld01111]

Love this channel for the sheer humility of the guy.

[@Zadeska]

I'm sure this video will also age like a fine wine. All kidding aside, the intro was great and it's solid message overall. Well done!

[@strowie1697]

Thank you Richard for being transparent. Been following the channel for a while really like the info given. Please keep up the transparency and don't ever change the way u are !!

[@RobWaddingtonInvesting]

Richard continuing to show why he is a top tier investing channel

[@shantanusapru]

Clear. Logical. Honest. Humble. All-round excellent! "Past performance is not an indicator of future performance/success."😄

[@alexandercallender9647]

I haven't laughed this hard at a video in a while. Thank you!

[@chloemaxwell2628]

Thank you. Your honesty and transparency is refreshing!

[@charlesk22]

There's a tesla millionaire who vowed to never sell whose lost virtually his entire wealth. He sold his mansion to buy more Tesla stocks. My head shakes all the time.

[@maverickfalcon4856]

Link? I gotta see this

[@CainXVII]

I thought you meant Elon

[@Zantsak]

? Still more than 600% up from 2019. 64% up YTD. Wish I did that move in 2019.

[@hephaestus6365]

Dude, this is the most down-to-Earth video I've ever seen on KZbin lol. Respect.

[@sotocalvin]

This is quality content. I had a good chuckle 🤣🤣

[@bogeybichon7000]

You are one of the very few "youtube investors" that I would trust to management my money....well done. Respect and trust has been earned.

[@DavidKeadle]

For that hilarious intro, you win the internet for today good sir!

[@tristanderoo]

in my opinion, you are a great role model! Thank you so much for your consistency in your attitudes and values. For me, that is what drives the true value of what you teach home

[@JP_21M]

Interesting. Wonder how well this will age as we see the longer term performance of BTC and TSLA thru 2025...

[@ItIsJan]

watch 8:30

[@simonemicucci9222]

The antidote is in stoicism approach, if it go well consider it as luck, if go bad consider it as your responsibility, you have nothing to learn from a perfect trade

[@Sweetnatertater]

Love how each wine represents a big buzz of an investment opportunity that turned out to be quite red indeed😂

[@proy3]

"Yes, Alfred? What do you mean, 'they're all up year-to-date'?" Gold.

[@jedetraktor_cz]

can someone please explain this one to me ? ... i dont get it .

[@theInsaneRodent]

​@@jedetraktor_cz The very short term performance since the beginning of the year 2023 (at that moment at least) was that all of them were doing better than at the beginning of the year. Year-to-date measures can get really odd at the beginning of the year, since they measure a short period of time. So basically, all these things he was saying were doing terrible were actually doing fine at that moment, at least when using a flawed way of measuring that essentially just meant that they had gone up over the last month. Year-over-year is the type of measurement that always has the last 12 months included.

[@jedetraktor_cz]

@@theInsaneRodent thx !

[@shazbot7192]

Love your channel and a subscriber, BUT 11.7.2023, Bitcoin UP, Tesla UP, glad i missed those original vids, sitting pretty at the mo :) my fine wine is just fine.

[@brandonr4397]

Bravo old chap. You really went above and beyond with making labels and the script writing was top notch. Keep it up.

[@Jon_kesh]

Would you be able to talk about a time you made a bad call or lost $$ on an investment? Might help people to realize that even trained professionals get stuff wrong

[@uFFFO]

It is normal for calculated risks to come out flat. As long as you're not bad at math, you'll come out ahead.

[@Angie-in8wc]

He might not be able to do that if its from his day job.

[@treiricketts7572]

he mentioned his 2018 bitcoin video didn't age as well because by the second one years later, it had over doubled in value.

[@sprinkle61]

@@treiricketts7572 A second mistake he made in his second Bitcoin video was to call out gold bugs for being so wrong about inflation, just as they were about to be proven so right on inflation (if not gold) Bitcoin has proven almost all of its critics wrong over time, at least as it comes to price appreciation.

[@lonnpton5239]

+1

[@MisterTutor2010]

The Telsa Tears part was the funniest :)

[@papapawpaw8877]

This is how you stay classy. Well made sir. Keep up the amazing work!

[@TundeEszlari]

Sensational content.

[@robertyu7341]

Accountability and honesty in the age of influencers are rare. I applaud you for that especially when it comes to people’s finances.

[@Why-gq3ru]

Bitcoin just hit 35k 🎉🎉🎉

[@samsonsoturian6013]

You lose

[@rock3tcatU233]

@@samsonsoturian6013 Bitcoin just hit 60K

[@dandiaz19934]

Plain Bagel, you are one of the most inspiring channels on KZbin. Your commitment to honesty and encouragement of others to pursue judiciousness and critical thinking is rare. Youre so genuine and humble and I really appreciate and want to emulate you bro

[@zaratustra27]

Bagel is not the "I told you so" type of dude but when he does, oh boy, it's the James Bond of ITYS

[@jnardiello]

An entire "I told you so" video, love it.

[@rock3tcatU233]

Bitcoin is topping ATH levels again. lmao

[@rohankishibe8259]

Honestly, i thought the whole video gonna be like the intro and I was all for it.

[@zshn]

Bitcoin just hit ATH. Call your mom.

[@giuseppeo77]

Great stuff as always Richard! Greetings from Mexico. 😉

[@alexorjerry]

Watching this video when crypto hit an all time high makes this video… not age quite like fine wine 😂

[@johnstephen399]

Those first two minutes were perfect. Neither under-done nor over-done.

[@richards16]

Great video!!

[@rohanphilip665]

Loved the intro, and then your humility afterwards!

[@DomDomChekwa]

This is hilarious - you even had the bottles rebranded! Great content!

[@Christopher_TG]

I love that he even includes a bit of humility in his opening skit with the little "What do you mean they're all up year-to-date?"

[@pongop]

I appreciate your perspective, transparency, and humor! You make excellent points about paying attention to risk, critical thinking, and avoiding hot/fad investments.

[@myselfiemirror]

This is one of the best if not the best thing on youtube

[@necronomazarathian9506]

Didn't expect this video to be so reasonable and educational about biases.