Are You Letting Money Destroy Your Relationships? | Ep. 14

Are You Letting Money Destroy Your Relationships? | Ep. 14 | The Best of The Ramsey Show

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Күн бұрын

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@27stewar 10 ай бұрын

My friend was 28 years old with a paid off car, house, and river-front property he'd bought to build his dream home on one day. Fast forward ten years and he's had to sell the house and property to buy a huge 3 story house that his wife "needed" (in the same neighborhood as her friends). He still drives the same car though. I'm not saying marriage is a bad thing. I am saying we should talk about money, debt, and expectations before popping the question.

@esquire9479 7 ай бұрын

Its just woman moments where if you dont want to be a debt slave theyll divorce because delayed gratification and scarcity is a foreign concept

@anastasiia2092 28 күн бұрын

Your friend needs to grow a pair

@bwatts6012 Жыл бұрын

Cracks me up when Dave calls dudes honey lol

@emmawainwright5527 Жыл бұрын

You know they are in big, big trouble.

@aubreysellssofl Жыл бұрын

Took me out lol

@AdrianCardoza Жыл бұрын

Don’t buy a house unless you are married. Sometimes the other person leaves and refused to pay their share of the mortgage, but they still own it. It sucks!

@crow-vz5lx Жыл бұрын

I'm too bitter and salty to step into a relationship with someone that has 300 plus thousand in student debt. Good God. This isn't going away forever. Plus you two aren't living life for a loooong time

@JuliaCloonan 10 ай бұрын

With the seminary student and high-earning wife… I’m just saying that if they max her 401k and a Roth each year they can still pay his student loans off within 2 years. I probably would find some middle ground here because her income is SO large.

@firststar2 4 ай бұрын

If the the script was flipped, the guy will do the same

@turdmcgurd Жыл бұрын

Walking this man to the slaughter. Another good military man f’d over. Why does this always happen to these guys?!

@kallistoindrani5689 11 ай бұрын

No idea why you would ever take on someone else's debt. Love makes you blind.

@Ben_Kunz 6 ай бұрын

Well if you love a girl and you arent willing to risk you world for her, then your not in love.

@jomahawk7488 2 ай бұрын

@@Ben_Kunzthat’s actually a REALLY stupid take. The ONLY person you should have that level of devotion to is a blood relation, namely your own child. I’m not taking on over a quarter million of someone else’s debt, only for her to turn around and leave me and steal half or more of my net worth when she’s bled me dry getting her out of her own mess.

@florence4845 Жыл бұрын

I am so pleased I am debt free... Dave terrifies me😮

@Weenpuncher 10 ай бұрын

lol

@dummgelauft 10 ай бұрын

The seminary student. Dude. You lucked out. Just suck it up and do as she says. Sorry Dave

@rnarzu 9 ай бұрын

Love it when Dave laughs

@bobbyb7672 2 жыл бұрын

Run!!! Do not put your $100k in investments on HER loans!

@idkmybffjill9682 10 ай бұрын

O that poor first guy, he’ll lay that off and then their is a 50% chance she leaves

@idkmybffjill9682 10 ай бұрын

HES IN THE MILITARY! She already cheating when you’re deployed

@eduardobispo9613 Жыл бұрын

I’m luck my wife had college, master and phd paid for from her dad. We are very fortunate I’m immigrant from Brazil and I had no idea how expensive is education in here🙏🏾

@arklebeck2272 7 ай бұрын

Good luck to Mrs and Mr Vet. John advice was great about not bringing it up again.

@jimmymcgill6778 2 жыл бұрын

They make 35k, stay at home and save up more money. How is buying a house wasting money, if the mortgage is half of what rent is?

@Rjmr19 9 ай бұрын

$350k in debt? Run dude… run

@mikeshaw4610 2 жыл бұрын

To the caller. Try making the point to her that this could be paid off within a year. They at them time your debt free and really start building wealth. Plus should something happen to her job after that year your still ok because no debt payments.

@dummgelauft 10 ай бұрын

$350K!! For vet school!!..dude...stay away..

@TheVistaGroup Жыл бұрын

Loved the disagreeing with Dave. Iron sharpens iron. Very cool

@steveguti6452 2 жыл бұрын

I'm voting for our Lord and savior Jesus Christ praise God praying for everyone everyday God bless you all

@stephenshelton4267 2 жыл бұрын

Confirmed. Virtue signal received.

@kevoxchrist2628 2 жыл бұрын

God bless you brother 🙏🏽❤️

@jenmal898 2 жыл бұрын

Thank you 🙏 and likewise

@peoplevsradio317 Жыл бұрын

He's entirely too smart to want that job

@michaelharris978 11 күн бұрын

Dude wants her on board... While he's not working!!😂😂😂 Good Luck with that!

@jimmymcgill6778 2 жыл бұрын

And if you were married, and don't have the money. The house would have also been sold. Dave's baby steps are not for people making 300k. Making that much, you don't needs Dave's plan. She is doing nothing wrong. Dave's plan is not for everyone. She's pay off his loan. It's just not as fast as Dave want. It's called personal finance for a reason. Because it is personal. It is not a one size fits all. Just because her financial advisor does things different from Dave, does not mean they are wrong. Her financial advisor know more about her finances then Dave does. So what if it take two years to pay off, instead of one year?

@crzyruskie86 2 жыл бұрын

Right but it seems as though the debt is not a priority even though it is a debt and it is now hers by marriage. You don't like your partners situation and debt? Then DO NOT marry them. If you are still going to live as though you as single even after you are married (including finances) then why would you sign a contract of marriage?

@jimmymcgill6778 2 жыл бұрын

@@crzyruskie86 Who says it's not being paid? For all we know, she is paying 5k a month. But they want her to pay 20k a month.

@sweetfayce18 Жыл бұрын

😂😂 she will want to be a stay at home mom

@turtleanton6539 Жыл бұрын

😅😅😅😅

@seminolekilla Жыл бұрын

Bruhhh

@amdog5055 Жыл бұрын

Dave wants to tell him to choose a different girl soooooo bad lol

@steveguti6452 2 жыл бұрын

Jesus Christ died for our sins according to the scriptures and that he was buried and that he rose again the third day praying for everyone everyday God bless you all

@Matty-mg9tf Жыл бұрын

I wouldnt care if my girlfriend had 350K in debt. I just wouldn't marry her, let her move in to my house, or take the relationship to the next level until its paid off.

@dustinquinton Жыл бұрын

Lol!!! Dave says, “Run.” Sounds like they should be eating Sam’s pizza for the next few yrs if they want to eat out.

@russiandoll5858 2 жыл бұрын

I haven’t watched the video yet, but when I saw the title my first thought was my relationship with the lord. Question when you pay tithes do you pay from your gross or net? I’m a business owner as a caterer and if I get paid “$1000” I’m only making “400” after supplies rental kitchen staff etc. so do I pay Tithes off the 400 or the thousand?

@davidpaul9961 2 жыл бұрын

I’d say off the $400. It’s what your putting in your pocket. But something to pray about! In my experience, you cannot out give the Lord.

@russiandoll5858 2 жыл бұрын

@@davidpaul9961 Yes I understand that and appreciate your answer but what does the Bible say about it.

@mariannatronchuk942 2 жыл бұрын

I would say definitely $1000. Because we pay the Lord first, than yourselves. Sorry, sad news

@nervotica7991 2 жыл бұрын

Don't tithe at all. Listen to the Holy Spirit to lead and guide you. From a Believer with a lifelong history of tithing into folded Ministries. Invest into the Church, NOT THE BUILDING!

@nikan7704 Жыл бұрын

I don't know that the Bible addresses gross vs net. However your question isn't gross vs net, it's revenue vs profit. The $1000 is revenue, but after your expenses are paid you're left with $400 profit (if I understand your statement correctly). You would tithe according to the profit. Think of it as if it weren't your own business. The owner would pay all business expenses first, then take his own salary out of the remaining profits. Any profit left over would go back into growing the business. He would then tithe based off his salary. That's my personal opinion- who knows, some might choose to tithe based on revenue, however the problem with that could mean (especially in the case of a new or struggling business) that after taking out tithing, your left over profit margin isn't high enough to cover business expenses. Then the business has to operate at a deficit, and potentially could go under. I don't think that's God's wish.

@BrianaBudgets Жыл бұрын

Girl is going to run this first dude dry.

@jeretso 2 жыл бұрын

350k in student loans for a vet? How does it get that high. Did she get a new car, shopping and fancy apartment with her student loans? She needs to tackle that debt by herself first and eat beans. Run Justin Run.

@rocqitmon 2 жыл бұрын

deferred undergrad loans likely

@thegerm574 2 жыл бұрын

My X-girlfriend is a Vet Tech and I asked her about going to school to become a veterinarian and when she told me it was about the same as going to school for being a doctor I was shocked. They pay for the same schooling but don’t earn the same pay as a doctor.

@rocqitmon 2 жыл бұрын

@@thegerm574 Some make bank specializing with race horses and in entertainment where the money is at. Or, in the right neighborhood having a solid practice with domestic animals. There are a thousand reasons why - I see most are caring and will tell you it's for those who can't speak for themselves - I agree. I take my pets to a great practice where they present options and never push as long as owners are well informed. I hope all vets are ethical that way.

@jeretso 2 жыл бұрын

@@thegerm574 Some of of my doctors went to foreign universities. Then come back to the states. They probably saved a ton of money. I bet vets have foreign options as well. $350k debt is just intense .

@pixi_craft2594 2 жыл бұрын

I feel like compounding loan interest

@FancyRPGCanada 9 ай бұрын

20:05 my Dad was the one surgeon in his ward that did well with finances because he let my mom, the accountant, make most of the financial decisions 😂

@oaktwain Жыл бұрын

You know you really messed up when Dave calls you honey

@annasirri87 Жыл бұрын

Hahaha Dave says it as it is. 🤣

@TroubleActual 2 жыл бұрын

Who leads the household? Biblical!!

@lovecats6856 Жыл бұрын

Yup, the wife does everything while the husband sits at the city gates. Then you get Abigail and Nabal.

@moneypro85 9 ай бұрын

The breadwinner

@thenewwayhome 2 жыл бұрын

That's a lot for a student loan, brother. Tell her to settle that first herself and see what would she do, that will be your greatest indicator. Good luck, man and thank you for your service!

@Project-Masculinity 2 жыл бұрын

Just wife up the party girl that’s had more pricks than a second hand dart board ( aka The Disney Princess who is “following her heart ) What could possibly go wrong !!!

@Project-Masculinity 2 жыл бұрын

Just wife up the party girl that’s had more pricks than a second hand dart board ( aka The Disney Princess who is “following her heart ) What could possibly go wrong !!!

@Project-Masculinity 2 жыл бұрын

Just wife up the party girl that’s had more pricks than a second hand dart board ( aka The Disney Princess who is “following her heart ) , and has a HUGE debt in the process… What could possibly go wrong !!!

@crzyruskie86 2 жыл бұрын

As usual, the wife doesn't want to contribute her income to the debt even though joining a marriage means "AS ONE". She will say "well that's your debt, not mine". I would tell her, why did we get married then? Be by yourself and do your own thing and stop wasting my time.

@mariannatronchuk942 2 жыл бұрын

We're getting married not to pay each other debts.

@Mcd5165 Жыл бұрын

@@mariannatronchuk942 When you become one, its both of your debts. Everything that's yours is theirs.

@thegorgeousoutdoorsman7983 2 жыл бұрын

How's your relationship with your mom and dad "UEG.. it's preddy DECENT" This lady is so adorable lol

@cleirecarvalho457 10 ай бұрын

😂

@andnew1335 Жыл бұрын

There’s plenty of other great women out there

@magdalenaciesielska1282 5 ай бұрын

In Poland there is also known that doctors have plenty of money and the biggest loans. It's worldwide

@Massivemonster1234 2 ай бұрын

Great English.

@nickolonious 10 ай бұрын

The guy making $35k thought he was doing way better than he actually was.

@femalephobia 10 ай бұрын

Kristen is pretty impressive! She will do well🤗

@clarenceishmael9615 Жыл бұрын

Kirsten sounds like Butterfly McQueen. 😂

@jojo-eb1ib 9 ай бұрын

So he basically paid 350k for a wife.

@tylerbaker3010 9 ай бұрын

That’s hilarious but so accurate lol

@fsm12385 10 ай бұрын

Rental property lol he didnt hear the rice and beans at all 😅

@jayv9286 2 жыл бұрын

Dave, if I win the lottery would you manage the winnings for me?

@ann-mariemeurs952 Жыл бұрын

Dont get married until the debt is cleared. You can wait 2 more years

@lisabanks7742 Жыл бұрын

I’m single and I’m still trying to understand the process of buying a house together without being married to the person vs. married to the person. Isn’t it the same-when you get divorced you have to sale all properties and split 50/50? If so, what difference does it make if you weren’t married?

@mationinfo Жыл бұрын

When you are married, you are married. Boyfriend and girlfriend come with benefits.

@mattskag2 Жыл бұрын

I have seen couples purchase a house where only one persons name is on the mortgage and both are on the title, then break up. What happens when one person dies and now the surviving partner owns half a house with their dead partners family, better hope they really like you. A house bought before marriage could also raise questions as to whether it's a premarital asset or not in the event of divorce. It has the potential to complicate matters dramatically. If you are not married and feel the need to buy a house with your partner then you had better write up a contract as to percentage of contribution/ownership and update the wills, even that isn't bullet proof. Marriage adds a level of state backed guarantees when life starts throwing curveballs.

@ann-mariemeurs952 Жыл бұрын

In Australia where i live there is no difference. If you buy a home together and both of your names are on the deed then you both own the home. If your partner dies and there are no children you automatically own their share of the home. If there are children, you still get a share of it but the children will also inherit the home. The relationship has to have existed for at least 2 years and the it had to be current at the time of death.

@AdrianCardoza Жыл бұрын

She runs off and gets married. Now you own a house with her boyfriend 😂.

@FancyRPGCanada 9 ай бұрын

Not every state has common law

@Cesar-pq2ck Жыл бұрын

She’s gonna get a loan to start her own vet clinic!

@octoberking4403 2 жыл бұрын

He is in the Navy lol Sooo let’s play it by ear

@sunshinelawfan7693 Жыл бұрын

What rank brings in $107k?

@ErrorMoose 7 ай бұрын

I would hesitate to even date a woman with 50k debt never mind 300k+. I hope you guys have been dating for 10+ years and you know for sure she’d never leave you because people like that have a perverse incentive to find a guy who makes decent money and divorce him when her debts are settled.

@georgiesmith106 2 жыл бұрын

Odd couple… doctor and seminary student… kind of oxymoron…

@benjamingalindo5299 Жыл бұрын

What do you mean?

@fsm12385 10 ай бұрын

50 yrs and 140 k in intrest payed

@Steven-rp8zo Жыл бұрын

With all due respect, renting is for losers. You are literally paying off someone elses mortgage.

@fsm12385 10 ай бұрын

Mathematics don't lie

@Whatiwant101 7 ай бұрын

Strange how much the followers of Dave Ramsey don’t understand how to do math. It’s not complicated to figure out so many of these questions and Dave has one answer every time. Pay the debt! You could guarantee him a 10% return and he will still say pay the debt that is at a 4% interest rate first. That’s simply incorrect but he makes his claims with such conviction that people follow for it and shut off their brains. It’s leading so many people down a bad road.