My Girlfriend and I Don't Agree On Money

[@kamarwashington]

The only thing this guy was sure of was his age

[@riverdaletales8457]

🤣 he needs to drop his girl and focus on getting his money up.

[@khgriffi]

😂🤣

[@ibbjos08]

He articulates like a 5 year old.

[@TheMinecraftguy65]

@@riverdaletales8457 get his money up not his funny up..

[@gdc1231]

He’s like 25

[@stuartclubb4302]

This guy... like.... is.... like...not sure... like.... where... like... he's... like... going. like, you know?

[@brandonpritchett9159]

🤣🤣🤣🤣

[@brandonpritchett9159]

Two mins in and this dude is driving me insane.

[@stevenporter863]

Staurt Clubb - 🤣....like...🤣

[@shawmeck9323]

He sounds nervous.

[@lindalinda9796]

🤫🤫🤣🤣🤣🤣

[@stefanossmitty3318]

I can see why the divorce rate is so high. This man sounds like a prepubescent child yet he’s shacking up with a woman and “discussing” marriage. This is what happens when you put the cart before the horse I guess. 🤦🏾‍♂️🤷🏾‍♂️

[@sanitary103]

Lol, prepubescent.

[@stefanossmitty3318]

@@sanitary103 lol 🤷🏾‍♂️

[@jasonharris765]

It's actually high because of people 50 and older...

[@johndone8045]

Problem is not about they lives together, its about they didnt try to work things out together Living together shows the problems like this couple. Always live together before getting married

[@riverdaletales8457]

He needs to stop this girl and get his money up and focus on himself.

[@talyahr3302]

When Dr.John finally chimes in with "What are you doing?" 😂

[@georgewagner7787]

Does she plan on marrying you back?

[@noahiturriaga8959]

For some reason I smashed the "like" button

[@amandathompson684]

Mr Ballen?

[@rudesoto]

😆

[@johncoll4456]

This guy is very well spoken........

[@theburnetts]

Underrated comment. LOL

[@TMDEdits]

My brain is now numb to the word "Like" after listening to this guy talk.

[@jimroscovius]

I understand using it occasionally, but this uses it practically every other word.

[@marisatrevino306]

Like you’re right😂😂

[@marymccann6110]

It demonstrates that he has the maturity of a 12 year old.

[@manuelestevez3062]

At this point I just think Dave accepts these calls to “refresh” his listeners on his views. This has been explained 100 times 😂

[@Retiredmco]

Exactumudo!!

[@mazedmarky]

the context is always different though, that's why they feel 'fresh'

[@Jajaky]

If he didn’t he’d have no reason to be on the aor

[@ladypink3473]

I’m pretty sure he’s been answering the same question for 30 yrs and that’s why he sounds annoyed half the time and often times cut people off and goes on a rampage answering the same question over and over again.

[@mysticaltyger2009]

@@ladypink3473 Exactly. It's new to people who don't know Dave. And others think their situation is unique and the exception to the rule (even though it usually isn't).

[@yafetnegusse2348]

It's not the end of the world, just sit down with her, calmly discuss your plans & future together and find a common ground! Always be on the same page on money, religion, family in laws (boundaries) & kids.

[@mambofuego5101]

Nope. He better NOT marry this chick

[@travelnurseadventures3225]

even living out of wedlock--cohabitation laws, they can still steal half your income/stuff, etc@@mambofuego5101

[@adambarton6720]

Dave needs to write a book exclusively on pre-marriage financial preparation, and go really into detail on what not to do, what you should do, and when you should do it. Explaining why and the pitfalls to avoid.

[@zeropapa900]

☝🏽this

[@rationalsamrat3247]

This guy sounds defeated. He knows that his gut is telling him his gf won't cooperate and he doesn't have guts to even think about breakup because of finances.

[@wewhoareabouttodiesaluteyo9303]

Why should she have to? The whole economic system favors her. People need to understand that if you are in the U.S. and a female, you can make 100x more income than a male. She does not have to be held down by anyone.

[@rationalsamrat3247]

@@wewhoareabouttodiesaluteyo9303 if you call teamwork as being held down then you know nothing about marriages . Discussing financials and coming up with fair solutions is what couples do to successfully build a life together.

[@fnordiumendures138]

@@rationalsamrat3247 Yeah, but he needs those fair solutions and she don't really, so they might not be coming with a lot together.

[@lonelydogclub]

This is the problem when your girl will not submit to your authority. This 25 years old guy need coach Greg Adams more than Dave LOL

[@rationalsamrat3247]

@Muddobber McCrablice did you seriously think I made my assumption based on his manner of speaking? I made that assumption because I couldn't see his spine .

[@BigSmashKing]

This guy sounds like he's 12 years old he's not ready to be married...

[@JamesWilson-sb9iq]

Agreed

[@jarodsimmons2542]

Yeah this guy shouldn't get married

[@killakrok]

This dude needs a FATHER, not financial advice.

[@alp.9672]

@@nchinth you cant be serious

[@alp.9672]

@@nchinth what does a father have to do with this situation??

[@dannyruiz3329]

@@alp.9672 Only a woman or a dude raised without a father would ask this question.

[@twincherry4958]

@@dannyruiz3329 oh really

[@GrassyKnollLawnCare]

@@nchinth a make believe man in the sky has nothing to do with finance, being a good person, or how to be mature. stop reading your bedtime stories and grow up and be a real human.

[@skibum6422]

Dude, don't get married. You are not ready and not even close to being on the same page.

[@twincherry4958]

One of my dealbreakers was a guy who wanted to stay at home with the kids but didn't want to carry the baby...Boy bye!

[@DessertedStudios]

There are so many rude people on here geez. The guy clearly is trying to improve his life and move forward, otherwise, he wouldn't be calling. Yunno not everyone has the same opportunity for education nor being good at public speaking. It's REALLY common to overuse words such as "like", "um", "just" when nervous public speaking.

[@jimroscovius]

This isn't nervous speaking. He sounds like a pothead.

[@JamesWilson-sb9iq]

Yeah good point

[@murderofcrows7738]

Dr Jon is different in his own show. Callers like this he will have stop and start again with more confidence and self assurance in what they are saying. He’s different with Dave because he knows the boss is trying to sell a more religious agenda.

[@froggiman1]

Yes when like i was like in junior high like. Not like when i am like a grown like adult child like.

[@midkort]

I'm so glad they gave him the advice they did. I hope it saves him from getting on the wrong path.

[@daron9229]

“Hi Dave, like, like like like, like, I don’t know, but like like like, like, like, you know?”

[@justinstewart3248]

It drove me crazy as well haha

[@flower656]

God , I was losing it ! I woundnt marry this guy ... he talks like a little kid

[@Tameker6]

He has no certainty which makes me think he is a feeling type wanting it to work so badly and getting to a point where he can't even articulate the issue and his feelings when he talks about it.

[@AllinTMC]

I almost skipped this video.

[@cheeseburger5555]

He was probably nervous.

[@DextahPC]

He doesn't sound anywhere near mature enough to be getting married. I'm sure the girl isn't either. But they're 25 years old! Figure out your life/school/career BEFORE getting married.

[@bbkr7910]

Good advice for men, bad advice for women.

[@DextahPC]

@@bbkr7910 True. Females don't want to win. They want to pick a winner. 🏆

[@madad0406]

Dear lord this guy is difficult to listen to.

[@georgewagner7787]

Speed 1.5

[@tasneemahmed5821]

Break up. If you don't agree on money when you're in a relationship you'd definitely not agree on money with you're in a marriage. And it's a lot harder and far more expensive to leave a marriage. Just because you've been dating for a long while doesn't mean you're bound to that person. She can keep doing her thing and he can continue with his, but they can't keep being separate like this when it comes to their finances. Especially when marriage comes around. Their problems are just going to be amplified.

[@wewhoareabouttodiesaluteyo9303]

"Break up. If you do not agree on money when you are in a relationship, you definitely will not agree on money when you are in a marriage. It is a lot harder and far more expensive to leave a marriage (mostly for males who are the breadwinner). Just because you have been dating for a long time, does not mean you are bound to that person (irreconcilable differences laws- it promotes females to leave the relationship). She can keep doing her thing and he can continue with his, but they cannot keep being separate like this when it comes to their finances. This is especially when marriage comes around. Their problems will be amplified." Not really. If she is doing her own thing and he is too, they can have separate accounts and pay into a combined one and actually, this will benefit him (if he is a breadwinner). When she decides to separate, she can just keep what she earned. This actually does work, more often than does not and really, even if the marriage falls apart, it is no big deal. I would estimate that more people fall into depression because they know they do not have $ than because they lost someone.

[@Retiredmco]

Keep preaching the TRUTH to these youngsters!! Obviously they aren't hearing it enough!.

[@FreeScott]

Take a shot every time he says like

[@MattPryze]

*stumbles*

[@JesusCervantes-vl4mb]

🥴

[@HenryPaulThe3rd]

I’m now in the hospital getting my stomach pumped

[@kedduff1814]

I think I would die of alcohol poisoning if i tried that .

[@jamesjazzy8040]

Or take a shot every time Dave Ramsey tells somebody to get married prematurely without sleeping with the partner first which is absolutely crazy....and risky not knowing if your compatible... you shouldn’t just get married so quickly the way he suggests....

[@CycleThePuck]

So leave her, use your brain and stop letting her drag you down. These simps will never learn 🤦‍♂️

[@tjbalistic]

I don't detect much of a brain.

[@T25de]

Gotta get the simp out!

[@blupyxi5669]

@@saulgoodman2018 they react before they listen. Then say they've been "red pilled"

[@fnordiumendures138]

@@saulgoodman2018 Who cares if it's her fault? Fault placing won't pay the bills.

[@fnordiumendures138]

@@saulgoodman2018 The only one who used the word "blame" here is you. So you are the one desperate to read things into stuff you don't know anything about.

[@timothy8142]

The comments are bashing the guy. The problem is he knows what he wants, the girl is holding him back. It’s not a confidence issue or him still being 15. He’s too smart for her. He’s being pinned down by her. There is so much going on with the relationship that doesn’t line up with his core values that he can’t think straight.

[@travelnurseadventures3225]

people will sell their soul and future in order not to be alone

[@matthewlangley3524]

Something tells me she is not the problem when it comes to discussing the relationship/issues. Probably that I could barely make it to the 25 year old child's question.

[@carloswithac]

Like? I thought he was a teenager in the beginning of the call. I was surprised he was 25.

[@bryces2898]

What a wimp he is at 25

[@elliotjames5172]

He does sound super timid and unsure of himself. I guess at 25 that's not super out of the ordinary.

[@jeffwvu4602]

Like, welcome to like the new like..generation. Like, we're in like trouble as a like country.

[@johnallen3497]

Like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like, like,

[@drewdelaney4166]

I like it

[@austinsnider5836]

I’d add politics to Dave’s 4 things to be in agreement on.

[@teresedwards8052]

Faith, family, finance & future Important to discuss and agree upon prior to marriage 💕🙏💯💍

[@lindalinda9796]

Here’s a 📢 megaphone for the people at the back

[@TheSilverLining22]

“Even your verbal pattern is uncertain” -Dave Very nicely stated.

[@jwebby85]

If you’re not sure if you’re gonna marry the person you’re playing house with, you don’t need to be living with them. Frankly you don’t need to be living with anyone before you get married. But I’m old school.

[@user-td7xf3gz4l]

Cool story bro

[@Norm475]

I was married for 24 years and then divorced. My current GF and I have been together for 30 years. It works because she knows that if she wants to leave she can, but she is not going to get alimony, half my assets, or my house. She was subsidized for many years because I wanted her assets to grow. I helped her with her investments and now our net worths are about equal and we share expenses equally.

[@lindalinda9796]

You’re not old school, you’re just telling the truth

[@tasiawood]

Everyone wants to be married, wants to be with someone. There's nothing wrong with that but its a lot easier to do your own thing then find someone later who can match you where you are. Happily single building my life without someone dragging me down

[@jeffreyabbey9592]

Be on thy purpose... yessss

[@phobedavis7014]

Hello!

[@NaNa-lt1po]

Bill maher style 😎

[@Sexy40baby1]

Finding that match might be hard. Once you establish things for yourself, you don't want anyone telling you to do differently

[@wewhoareabouttodiesaluteyo9303]

Unless you really need to be with someone, idk. Might as well just go for surrogacy, have the kid, and then live a single life. That seems to be the best option and it satisfies your main goal in life, to procreate and continue your lineage.

[@emmanuelagyemang3738]

I was literally yelling on my screen for this man to "BREAK UP WITH HER!"

[@emmanuelagyemang3738]

@@saulgoodman2018 I’m not blaming her. All I’m saying is if she doesn’t want to follow the plan then you and the girl shouldn’t be together

[@beyondthehorizon99]

Honestly he might not have explained the baby steps very well, which honestly is quite likely given his lack of certainty and confidence when talking on this call ...

[@Lazy-Turbo]

Don’t mess with Daves Mustard 😂😂😂😂😂

[@TheSmoothGrind]

Caller has the mentality of a 15 year old at best(Yes, I am being generous with that estimation).

[@Brian-hd4rb]

🤣🤣🤣

[@KK-itiswell]

No need to put your insulting thoughts down. Makes you look worse.

[@TheSmoothGrind]

@@KK-itiswell Oh no!!!!! Your opinion of me is not favorable because I made a mean comment on the internet!!! My heart is broken and I am rethinking my ways. Welcome to the internet =))))

[@TheSmoothGrind]

@Muddobber McCrablice there are worse insults you could come up with.

[@bisi39mexi85]

Seriously! 🤦🏾‍♀️

[@tomdrummy4984]

That was very painful. He is not ready for marriage......he sounds like he is around 14

[@plezilakay1214]

Caller: Hi Dave like like like I live with my GF like like like she does her own thing like like like. Dave: Sell her

[@murderofcrows7738]

Dave: Well it’s your fault for not marrying her.

[@bhh8005]

Sell the car!

[@mazedmarky]

He was scared to say she's overspending - he kind of pointed at it but he was too shy to admit it. It was less of a -math- and more of an emotional problem, I agree with the take in the video though.

[@TheNextManimal]

Dude doesn’t sound happy, you gotta let her go.

[@AC-ly6tg]

The feminist love criticizing “toxic masculinity” but that’s the opposite. This man is so insecure. The gf wears the pants

[@Spaceysgurl]

Dr D.: What are you doing? Me: mouth breathing.

[@potatodan5019]

Caller: My girlfriend and I differ in our money strategies Dave: Sell the girlfriend, pay cash for a new one, pay off your student debt

[@JetSauce]

rice and beans

[@rahmanwang]

Money is the biggest hurdle when it comes to relationship. Sad to say this is a disaster in the making.

[@dannyk1980]

How does this guy make it past a call screener?

[@murderofcrows7738]

They like calls like his because it gives them a chance to push the idea that you need to be married and have kids ASAP.

[@JanetFrisby-wl6zb]

@@murderofcrows7738that's not what they peddle. Be on the same page no matter what. And why is marriage and kids wrong ?

[@justinecorrington4106]

“Does she plan on being married to you back?” Some of the boyfriend/girlfriend living together with thinking about eventually marriage, just assume their partner has same life plans

[@MichelleLyn84]

This poor guy sounds like he has good intentions but will easily get walked all over when he gets married. He better grow some self esteem, practice public speech or for goodness sake write your questions down before you call!!!!!!

[@kedduff1814]

Men we have to protect our sons, raise them to be strong, raise them to make rational decisions based on logic and not emotion... Raise them to be leaders, Raise them to be MEN!!!!

[@hcamarillo24]

This man said “like” Like 250 times

[@SagaciousGoat]

You deserve, like, 250 likes. Like.

[@gdc1231]

This is…like…one of my favorite calls…favorite comment from Dr. D. “What *are* you doing?”

[@blackworldtraveler3711]

I have my money. Girlfriend has hers. No issues.

[@user-wq5ws1qs7x]

Till you get married.

[@AreYouKittenMeRtNow]

“Want 10 kids…. Travel the world…want a chihuahua “ 😂 that’s us re: pets not kids, but we decided that together, and we have great communication.

[@deanmaksimowicz4165]

I like this caller.

[@lwitte8857]

I GET being nervous and stumbling over your words. This is why I practice a lot of conversations and especially conversations where I should be conveying a fair amount of information in a short period of time. (It doesn’t need to be a word for word stilted script, just practice the convo a few times!)

[@BagsNBaguettes_327]

A lot of people live together before marriage to split all the expenses in half. Not a good way to go, become independent on your own first. Choose your life partner wisely!!!

[@jeffreyabbey9592]

I agree. Choose wisely 😌

[@mastertimeline]

Beta alert 🚨

[@2001E4]

At least hes reaching out to someone credible and smarter than him tho

[@mastertimeline]

@@2001E4 absolutely man, we all have to swallow that red pill @ some point

[@kedduff1814]

@C M some are simps for life.

[@robinwilliams9970]

This boy is going to get steamrolled on the divorce lol

[@kedduff1814]

Bent over

[@mariad4183]

The men of this generation are like a baby in the woods Dear God

[@Shay-yg7nm]

Omg.. LIKE stop! 😂😂

I had a girlfriend that used her life savings to buy herself a new Corvette. She wanted me to use my life savings to buy a house for her”us”. I told her that doing that would be unfair and not good stewardship. She really wanted to marry me, and she was very pushy about it. Her behavior showed that she was a spendthrift. I never proposed. When I broke up with her, I felt like I had dodged a bullet. She was acceptable as a girlfriend, but not for marriage. Don’t let a spouse abuse you financially. Separate accounts can help prevent that.

[@Kmurray1029]

My girlfriend is 26 I’m 24 she said the me the other day, “I’m getting 1500 i tax returns so I think I’m gonna start a savings account” I said, “START?!” and then dumped her.

[@rory644]

No you didn;t.....

[@RABrillantes]

7:00 “verbal pattern” thought Dave was gonna call out Travis on his “like”s 😒

[@PRECIADOR]

SO ON POINT !!!

[@addonsmash7316]

caller sounds like he is simping bad recipe for disaster

[@1962pjb]

Jeff Spicoli lives! 😂

[@BrianaBudgets]

This guy just said “like” 20 times in 2 minutes. Yes, I counted.

[@tymom9313]

That was painful!

[@elliotjames5172]

So Dave's advice is basically ditch this girl lol

[@gmarie3053]

You’ve had a fun roommate 😂

[@justincunnane2755]

He said like a 100 times 😂

[@bremartin590]

Sorry....this call gave me a headache

[@hollyb6885]

Can she afford what she’s buying for herself? Just because she doesn’t follow Dave’s plan doesn’t mean she’s bad with money. Not enough here info to give a good answer.

[@roolyfe]

Shacking 🆙 BIG NO! In the Christian community! I loved 🥰 this call ☎️. I would never 👎 again live with a woman before married. Sort of pregnancy 🤰

[@kedduff1814]

Exactly. Well said bro

[@traceejohnson290]

Did you see Dave's Head go Down and write Notes when he said my Girlfriend and I "live together" 😉😁😁

[@rethinkcps2116]

..."like"... OTOH - a refreshing break from "sell the car."

[@joesmith-dm9pg]

Get rid of the girlfriend Rice n beans Rice n beans

[@jutde]

Hey now, there's also beans and rice.

[@DIAMONDGIRL57]

Yup!!! Must discuss and agree on the uncomfortable mucky stuff! No financial agreement = failed relationship. Do not combine income. Don’t do anything! Wait!!!! Don’t live together.

[@markg999]

Better agree on certain things before you tie the knot and how you deal with money is near top of the list.

[@darex0827]

Dave: Sell the girlfriend.

[@nysavvy9241]

Like, like, like,!!! What about Basically, Basically, Basically😅😅

[@georgewagner7787]

How? Propose.

[@joanrichter4718]

Sooo excellent

[@a.dmagbatt9311]

They got to be tired of getting this same call every week

[@zeal4god402]

If there is disagreement on where the money goes, then you go, don't you know

[@nemom7791]

I heard just a ton of 'like' in his speech wow!

[@samuelsaravanamuttu6127]

5:26 clip it, reel it, quote it!

[@BAMAUDITS]

Like, but like, and like so like 😂

[@Delwanta]

You and your wife look each other like you want chi Wawa 😂😂😂😂

[@mbyrd6713]

I see a lot of comments about him not being ready for marriage. They can work their relationship out, they just need guidance.

[@curiouscat3384]

Has deloney written a book on pre-marital counseling yet? He should.

[@Gareth_Mayers]

This guy needs to learn how to communicate first. From the moment he started talking you could see how John started looking with pity on him.

[@yuccelyorozco9229]

This was sad to listen to

[@InAllSenSeriousness]

Did you not have a conversation about financial before you moved together ? Are you roommates or a couples? You need to have an actual conversation and communication your thoughts on both sides. She just been doing her own thing because that how it is and if it's something you need to hurdle over to have marriage as a closer prospect you need to talk

[@kedduff1814]

Yeh they didn't talk about anything. Its just cheaper to live together. Its a live in roommate girlfriend.

[@2KCamaroZ28SS]

Room temperature IQ. In a house with no heat in the middle of winter.

[@justinjustinjustin10]

Living together, of course

[@BrandonMinguez]

It may be rough to talk about, but if you're not on the same page with your significant other (before marriage) then you shouldn't be playing house and talking about having kids.

[@jtc1947]

If MARRIED? Separate finances! Joint account only for household bills (Mortgage, utilities,etc) I really have doubts about this relationship?

[@udayankarmarkar]

Hate it when someone says like so many times!!!!!! Just take a pause people!!

[@minorcadence1]

Pleasantly surprised Dave mentioned having a Chihuahua instead of kids as a legit choice people might make. He does such a great job of supporting people, even if their choices aren't necessarily the ones he would personally make.

[@jimroscovius]

I should go back and count the number of times he says "like".

[@trmpropertysolutions]

I don’t like how many time this guy says like. How is it possible to say like so many times in such a short space of time 🙈

[@interminablyperplexed4903]

I would never live with the person I'm married to and I sure wouldn't share any person with my money and definitely start with the grandpa steps; eating only surf and turf until u work your way down to rice and beans. Confused?...not me.

[@APC9906]

That caller is not ready for anything.

[@raulco94]

Listening in Portland OR

[@roolyfe]

I just moved from Portland, Oregon to San Antonio, Texas!