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[@Lamarche1959]

You could invest in stocks, start a side business, or focus on advancing your career. It's important to set goals and make a plan. Remember, wealth can mean different things to different people,One thing i can say that helped me in life to reach my first million was starting early, i got curious and informed i became open to passive income, investments in equities , etfs and the likes. also sought help to handle my portfolio which was my foundation. i'm ever grateful to Dianne Sarah Olson my FA.

[@phyllisburtonhearsawho]

That’s some good values. sounds like you got something going for you

[@AdamsFerguson]

I looked up Dianne Sarah Olson on the internet out of curiosity; she has a strong résumé

[@Clancysoucie]

Go hard in your 20's. Your 30's+ will thank you tremendously.

[@GregMerchant]

Did a quick search and found her webpage. I must say her resume is pretty impressive.. Will be writing her too

[@Brassard1985]

Bot OP and bots having a conversation when themselves in the comment section🤦‍♂️

[@jameswood9772]

This is amazing. “How to build wealth”

[@alexyoung3126]

The first step to building wealth is figuring out your goaIs and risk toIerance - either on your own or with the heIp of a financiaI pIanner, and foIIowing through with an inteIIigent pIan, you wiII gain financiaI growth over the years and enjoy the benefits of managing your money.

[@bobbymainz1160]

I am fortunate I made productive decisions that changed my finances through my financiaI planner. Got my house in Feb, and hoping to retire soon.

[@williamyejun8508]

Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

[@bobbymainz1160]

Rachel Sarah Parrish a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@williamyejun8508]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing..

[@RickMckee-nq4ni]

I am down 50K in the last 10 days. I wish I had 50K laying around to add to my exposure. I will just keep on buying, at least the things I am long in. There are few things that I was long in but now I am looking for an out. Each of them has to be dealt with on a case by case basis. If I thought I was going to be rich by the end of the year, yes I would be worried. I only want to be comfortable once I retire, so I am good

[@Andrian-ch3on]

You know that's exactly the opposite of how professional traders do it, right? They add to their winners & cut their losers.

[@BarbaraRichstone]

It doesn't sound like he is a professional trader. People holding 401ks really don't have a option to sell before a crash

[@JacksonMiley-iq7mo]

I'm pretty new. I need a professional guide on stock trading and investing. Any rec? I will appreciate your feedback

[@Andrian-ch3on]

why not try Kristin Amy Rose? If you wanted to ask if you can look up the name and reach out, the answer is yes!

[@JacksonMiley-iq7mo]

I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

[@JoeLogan2b]

The problem we have is because Most people always taught that " you only need a good job to become rich " . These billionaires are operating on a whole other playbook that many don't even know exists.

[@BradleyRaiph]

Money invested is far better than money saved , when you invest it gives you the opportunity to increase your financial worth.

[@AlanJuan52]

It is remarkable how much long term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.

[@CherylJacqueline]

The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.

[@LoriMarie-pd5vl]

Many individuals report success in investing in stocks, forex, and cryptocurrency (Bitcoin), yet I continue to struggle. Can somebody help me out or advise me on what to do?

[@Russelbobby45]

Even with the right technique and assets some investors would still make more than others. As an investor, you should've known that by now that nothing beats experience and that's final. Personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to $35k, withdraw my profit right before the correction and now I'm buying again.

[@johnlennon232]

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

[@alexyoung3126]

Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important.

[@lawerencemiller9720]

I agree. Based on personal experience working with an investment advisor, I currently have $1m in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.

[@jessicamoore3093]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

[@lawerencemiller9720]

Melissa Maureen Ward is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@jessicamoore3093]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@Vivienedouglass]

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

[@AmithKaury]

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert.

[@MickyGlover]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K.

[@donovantobs]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.

[@MickyGlover]

Her name is. 'MICHELE KATHERINE SINGH’. Just research the name. You’d find necessary details t0 work with a correspondence to set up an appointment.

[@donovantobs]

I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

[@CadeCowell-ft4fe]

This November elections might really take a hit on the stock market, how can I invest my 250K cash saving to capitalize on the market ?

[@MalikTillman-dy2qp]

Knowledgeable Investors know where and how to put money during a crisis in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage these market conditions.

[@Oliviathe17th]

Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.

[@Izzobird]

Pls how can I reach this expert, I need someone to help me manage my portfolio

[@Oliviathe17th]

Jennifer Leigh Hickman is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@Altintope]

Searched the web and saw her profile and accreditations, someone with great experience I must say, thanks!

[@bobbymainz1160]

Taking early notes from Warren as to the importance of sound asset diversification and risk management It can't be overstated. I've been trying to grow my portfolio for sometime now and it’s been stagnant, I would greatly appreciate any other suggestions.

[@alexyoung3126]

The market has gone berserk! irrespective of experience level, everyone needs a sort of coach at some point to thrive forward.

[@williamyejun8508]

True, A lot of folks downplay the role of professionals until being burnt by their own emotions. I remember couple of summers back after my lengthy financial setback, I needed a good boost to help my business stay afloat hence I researched for licensed advisors and came across someone of due diligence who helped a lot to grow my reserve notwithstanding inflation to over half a million dollars.

[@jameswood9772]

Impressive can you share more info?

[@williamyejun8508]

Melissa Maureen Ward is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@jameswood9772]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@hullbruce]

As an enthusiast, I often wonder how top level investors are able to become millionaires off investing. I’ve over $140,000 equity from a home sale, is it a good time to buy into stocks or do I wait for another opportunity?

[@DanielPanuzi]

I got into stocks few years ago and my candid advice for a newbie like you is to seek help from market experts rather than KZbinrs.

[@Angelavaldess]

@@DanielPanuzi It's gotten especially difficult since the pandemic, hence why I decided to use the expertise of an advisor, my spouse kicked against the idea initially, but oh well guess who's best buddies with our advisor now

[@hullbruce]

@@Higuannn Sounds interesting! Mind sharing details of your advisor please? I'm looking at putting money into stocks and assets. I'm old enough to know that someone with experience would be very helpful.

[@Angelavaldess]

@@hullbruce Sure, the likes of the popular lady Alicia Estela Cabouli does a good job. Just research the name. You’d find necessary details on the web to set up an appointment.

[@hullbruce]

@@Angelavaldess Just looked up her full name on my browser and found her site without sweat, over 15 years of experience is certainly striking! very much appreciate it

[@ErikaBailey-x8g]

I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying it’s ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.

[@GrandtHudbosky]

Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge.

[@SlavoPetrovic]

It all depends on how long you're willing to hold for, stocks might likely tank further, but making serious gains in this downtrend wouldn't be a problem if you're a pro. Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.

[@NikitaMcLauren]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@SlavoPetrovic]

Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@EnriqueCarrasco-z3j]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@debbygradley25]

Investing in a stock may look straightforward, but choosing the right stock without a proven technique can be difficult. I've been attempting to grow my $210,000 portfolio for a while, but the largest impediment is a lack of defined entry and exit strategy. Any input on this matter would be highly appreciated.

[@JenniferDavis7630]

The strategies are rigorous for the regular person. In fact, they are primarily executed successfully by professionals who possess a great deal of expertise and knowledge to carry out such trades effectively.

[@donaldwayne7023]

Some individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.

[@danieltaylor--65]

That make a lot of sense; unlike us, you seem to have the market sorted out. Who's guiding you?

[@donaldwayne7023]

'Laurelyn Gross Pohlmeier' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@EthanBrown_23]

I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon. Thanks

[@tommychestnut5335]

I already own shares of NVDA, PALANTIR, TSLA, and APPL as well. Sure, I don't mind having these equities sit around for a while, but I'd also like to appreciate short-term opportunities that could fetch $200,000 or less..

[@Robertgriffinne]

If you need advice on short-term investments, consider speaking with a financial advisor. They have a lot more knowledge and expertise in this area.

[@traviswes7082]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K.

[@instinctively_awesome8283]

This is definitely considerable! think you could suggest any CFP I can get on the phone with? I'm in dire need of proper portfolio allocation.

[@traviswes7082]

Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with 'KATHLEEN CHERYL CONSTANTZ' for the last five years or so, and her returns have been pretty much amazing.

[@instinctively_awesome8283]

Thanks for sharing. I curiously searched for her full name and her website popped up. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.

[@VictoriaLisa959]

What's the best approach to capitalize on the current market conditions? I'm deliberately on whether to diversify my $150k stocks portfolio. What strategy should I employ

[@SteveDaniel152]

The market is volatile at this time, hence I will advice you get yourself a financial advisor that can provide you with entry and exit points on the share/ETF you focus on

[@GideonMitchell17]

Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfolio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay financially secured for over five years, yielding nearly $1 million in returns on investments

[@soniadonald152]

I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advisor? I'll be happy to use some help

[@SteveDaniel152]

Timothy Eric Meek is the licensed fiduciary I use, just research the name you'd find a necessary details to work with a correspondence to set-up an appointment

[@Queenbrenda989]

Investors should exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields

[@Healthwithleo]

Recently, I've been pondering retirement. I've also invested $800K on S&P 500 so i could secure my financial future. i need an approach to invest in Stocks like Nvidia stocks and of-course AI stocks that will align with my risk tolerance and financial goals but it seem to be bearish right now.

[@MilkovichT.Sandlers]

While the market is promising, expert guidance is essential for effective portfolio management.

[@MarcelMcGowan]

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@adelineChulack]

I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.

[@MarcelMcGowan]

Her name is "Dianne Sarah Olson" just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@iuordanmatkov261]

Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks

[@ryanwilliams989]

I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or whenever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That'd be enough to create a portfolio that would pay you between $50k to $70k in dividend income

[@BiancaSherly-qt6sb]

Just because there are opportunities in the market doesn't mean you should go in blindly. To understand the potential factors that contribute to your financial growth, l'il advise you to seek the help of a professional

[@maryHenokNft]

I completely agree; I am over 40 years old, recently retired, and have approximately $1m in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!

[@maggysterling33254]

@@maryHenokNft I just started a few months back, I'm going for long term, I'm still trying to wrap my head around it, who’s this advisor you work with ?

[@maryHenokNft]

Wright promptly do a web check where you can connect with her *Gertrude Margaret Quinto* and do your research with her full names mentioned..

[@StellaMaris-lv2uq]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@MathiasLaurel]

Agreed that many people are considering NVDA as the "Stock of the year." However, I'm curious about which stocks could potentially become the next META in terms of growth over the next decade. I've allocated $200k for investment, aiming to retire comfortably.

[@TariqSinghKhan]

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.

[@NatalieFormor]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@NatalieFormor]

Viviana Marisa Coelho is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@HugoBergmann-lu4nd]

I admire your dedication to educating your audience. We all aim for financial stability and a better life. Achieving this is possible through wise investments, frugal living, and careful budgeting. I'm grateful that I learned the importance of working hard for financial freedom at a young age.

[@StacieBMui]

In my opinion, making a smart investment is not only a technique for earning passive income, but also a profitable way of saving for future expenses. People who fail to make the proper judgments early in life often come to regret it later in life. Nonetheless, investing alone can be difficult and risky. As a result, I recommend obtaining an expert’s assistance. The challenge is not just watching videos and reading investing books; it is about implementing information effectively.

[@Wellerpage]

I wholeheartedly concur, which is why I opt to entrust the day-to-day decision-making to an investing coach. With their specialized knowledge and extensive research, it is highly unlikely for them to underperform. Their expertise is centered around harnessing the asymmetrical potential of risks while also employing measures to safeguard against unfavorable outcomes. I have been collaborating with an investment coach for more than two years

[@LiaStrings]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@Wellerpage]

Sharon Lee Peoples is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@lolitashaniel2342]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

[@acg1558]

Blcktken300 will blow up at any moment 😥

[@ChristianaFulling20]

Real estate investors losing money is music to my ears. They are a major reason why the real estate market is the way that it is now.

[@user-yh1yu3ep7h13]

The best investment one can do right now is investing on real estate though stocks are good but ever since I swapped to real estate, I've seen so much difference.

[@DemetraSandra19]

I have been making a lot profit through real estate which has been the main source of my income.

[@RuthBrownBerga32]

I’m interested I want to move to real estate investment can you help me ?.

[@AndrewWilliam-th1qx09]

Sounds great! please I will appreciate your assistance on how to go about it, who's your coach and how good is your coach?

[@DemetraSandra19]

STEPHINE KOPP MEEKS is who i work with look her

[@andersonedward787]

Everyone has been preaching "buy now, stocks are at a discount" but I've been buying stocks since the beginning of the year and yet nothing's changed, but I've been reading articles of people still in the same market pulling off over 350k in just a couple months, what am i doing wrong?

[@yeslahykcim]

the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

[@lucaswilliams9992]

Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.

[@BerryRyan-gl3sm]

impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

[@lucaswilliams9992]

Laila artine kassardjian' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@Jadechurch-ql3do]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@greekmom]

As a nurse and part-time real estate agent with $330k saved, I'm keen to invest in the stock market to combat low bank returns and guard against inflation. How can I build a solid portfolio?

[@greekbarrios]

You don't need to find the next NVDA to succeed in investing. Just choose top-notch ETFs and partner with a financial advisor like I did. I turned $100k into $40,000 in annual dividends-a significant milestone for me today.

[@greekbarrios]

I'm cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "KRISTIN AMBER LANDIS" I've worked with her for 9 years and highly recommend her. Check if she meets your criteria.

[@JesusLopez-cv2cm]

Need more Blcktken300 content. Converted my ETH to BTC but kept my Blcktken300

[@aureliobjm]

I agree with Ramsey entirely. Quit the procrastination and take a more serious approach to living a life that will change for the better. I began regularly investing at 34. I have over $2.3 million in my retirement account as a 52-year-old. My only regret is not starting sooner, even though I constantly rely on my CFP. I value those extra years even though they may not seem like much.

[@debwes1]

Nice one old timer. I am on the same path and It's not even that hard to do. Too rigorous for newbies, maybe, but thats why its advisable to consuIt with good a market strategst.

[@josephbush]

Agreed. I deal with an investment advisor for this reason. I currently have over $900k invested in a diversified portfolio that has grown exponentially and is suitable for all market seasons. Our current project for this year is a more concrete ballpark target.

[@tommyers0]

@josephbush May I know the name of the advsor who has been assisting you, please?

[@josephbush]

She's known as 'Heather Lee Larioni'. One of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

[@tommyers0]

Just reached out to her since I need all the assistance I can get. I just scheduled a caII. Thanks a lot

[@scottarmstrong11]

Every week I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%. Please what could be my safest buys with $400k to outperform the market in 2024?

[@frankbarnes22]

Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.

[@carolpaige2]

I agree. Based on personal experience working with an investment advisor, I currently have $385k in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.

[@emiliabucks33]

Glad to have stumbled on this conversation. Please can you leave the info of your investment advisor here? I'm in dire need for one.

[@carolpaige2]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with Carol Vivian Constable for about five years now, and her performance has been consistently impressive.

[@emiliabucks33]

I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

[@MarcelWilson200]

I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 30k in crypto and made about $246k, but guess what? I put it all back and traded again and now I am rounding up close to a million.

[@MarcelWilson200]

I started working with Antonio Alex back in June, and my financial goals have never been clearer. It’s like having a strategic partner for my money with a solid track record.

[@MickyLady]

Really you people know Antonio Alex? I was even thinking that I'm the only one he has helped walk through the fears and falls of trading.

[@MarcelWilson200]

he's mostly on Telegrams, using the user.

[@MarcelWilson200]

@proAntonioDaily THAT IS HIS USER NAME

[@FatimaAllister]

I have heard so much about him and have been trying to get in touch with Antonio. thanks for the info. His popularly known here in Madrid

[@AciewillGW]

As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?

[@Jadechurch-ql3do]

Consider diversifying your portfolio with a mix of stocks and stable assets. Seeking professional advice now could provide valuable insights and strategies to navigate market uncertainties and protect your investments.

[@lucaswilliams9992]

I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.

[@yeslahykcim]

impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

[@lucaswilliams9992]

Evelyn Alicia Schoenholtz' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@brianwhitehawker1756]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@SteveDutton-v]

Insightful video. I just want to know best how people split their pay, how much of it goes into savings, spendings or investments. I'm 57, and earn nothing less $250k per year, but nothing to show for it yet.

[@mikey43221]

Factos!! Since the market became extremely volatile and pressure increased (I should be retiring in 17 months), I took the decision to work closely with a financial advisor. It has already been 9 months and counting, and I have made approximately 600K net from all of my holdings.

[@DavidCovington-st2id]

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings?

[@mikey43221]

Vivian Carol Gioia is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment

[@DavidCovington-st2id]

Thanks for the info, i found her website and sent a message hopefully she replies soon.

[@kortyEdna825]

Even though I plan to stick with it, inflation is wasting my money and my portfolio is losing gains every day, so I need a cure right away. My main concern is how to raise the value of my cash reserve because it has been lying there for a very long time with little to no increases and inflation is currently about 3.4%.

[@Pamela.jess.245]

That's amazing! Given my failing portfolio, I could really use this manager's abilities. Who exactly has authority over you?

[@Pamela.jess.245]

Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

[@zarbins]

How is your portfolio losing gains every day when the indexes (DJI, S&P-500, NASDAQ) are hitting all time highs and interest rates are decent? Is your asset allocation not optimized?

[@WestonScally7614]

I've heard some analysts talk about a 'massive' correction. It makes me wonder if it's time to adjust my $2M portfolios or maybe even consider some defensive investments.

[@FelineAirstrip]

Consider diversifying your portfolio with a mix of stocks and stable assets. Seeking professional advice now could provide valuable insights and strategies to navigate market uncertainties and protect your investments.

[@SaintYvess]

Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.

[@JordanReam8186]

Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

[@Redwood4040]

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip.

[@johnSmith-uz8nl]

I am hoping, being conservative today is netting you 9%.... to me that is at a all time high.

[@Baldwin321]

With around £120k invested in Tsla stocks, any suggestions for additional stocks to diversify across various markets? Looking for a well-rounded portfolio that balances risk aversion with returns meeting yearly inflation concerns.

[@Hudson367]

Consider hiring financial advisors, estate planners or tax experts. They can provide specialized knowledge and help you navigate complex financial decisions.

[@Christian67337]

I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000

[@Theodore3241]

Pls who is this coach that guides you? I’m in dire need of one, my stock portfolio is declining even in a bulll market.

[@Christian67337]

’Aileen Gertrude Tippy’ You can easily look her up, she has years of financiaI market experience.

[@Theodore3241]

I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

[@MiaDavis001]

Great video! I really do have a question. For someone with less than $300,000 to invest, how would you recommend we enter the market? I am looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What’s your take on this approach?

[@GraceHarris305]

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert

[@NoahAnderson3000]

True, A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@NoahAnderson3000]

NYCOLE CHRISTINA VANNATA is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@NiekKuijpers]

Lol with less than 300k, why even bother? Start saving some more first buddy.

[@EverlyndPerez]

I’ve been saving for a long time instead of investing, and right now I only have about $516k. I'm not sure how to make it grow into something substantial that I might use for retirement. I just here for ideas

[@Debbie.Burton]

At a point like this, when the pressure is already on you to retire, its best recommended you seek the services of an advisor, as this allows you make smarter investing decisions.

[@benitabussell5053]

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

[@Theresaa12]

in times like these, it's crucial to be cautious and not rush into the market , Who is this your FA , my portfolio needs urgent attention , been a lot of loss.

[@benitabussell5053]

*Natalie Marie Gentry* is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@x-techgaming]

Only..? That's a huge amount!!! You could keep $10,000-25,000 in a compound interest savings account for emergency/misc use, then put the rest into a brokerage account/401K($475,000) and max out an IRA($7,000) each year. Easy. If you will be working for another 10 years, you'll have $1M, plus Social Security to retire on.

[@cloudyblaze7916]

I'm curious what your opinion is on the Fed's use of political subterfuge to want to convince us that the interest rate needs to be cut despite the increase in job stats? Should I stay in the market? I've gained more than 80% since the earning season.

[@mohican-jx6fx]

It's true the market is not rational, but on average, market forces will often push stocks toward the direction reflected by economic parameters. I suggest you keep doing what you're doing. An expert could also help you keep a more watchful eye on the trajectory of things.

[@albacus2400BC]

Yes, you are right. Things could take an acute turn, so you do need a watchful eye. I had similar experience in 2020-2021. I got too relaxed, but when the bear season came, I dropped significantly. Since then I've relied on an FA to do most of the market research, and it's provided significant hedge and profit for me.

[@ericmendels]

I think most people want to try out a financial advisor, but the amount of information on the internet is overwhelming. Could recommend any good one(s)?

[@albacus2400BC]

Yes, it feels overwhelming when you are starting out, but with time you'll find your foot. I suggest sticking with one who understands goals. I'll personally recommend Sharon Louise Count because I work with her and you could check her website out, but I'm sure there are other good ones, too.

[@BenjaminMcLeod815]

I'm in my 50s and I'm more interested in investments that could set me up for retirement , I mean I've heard of people that netted hundreds of thousands during these crash, I listened to someone on a podcast who earned over $650K in less than a year, what's the strategy behind such returns?

[@Natalieneptune469]

You’re right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.

[@Upscreen6542]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@user-3456rtu]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@Upscreen6542]

NATALIE ANN BRINKMAN is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@user-3456rtu]

Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

[@MattDouglas-hj9wh]

Someone said the optimum time for a financial breakthrough is now, especially with inflation at a four-decade high. I have about $250k in my portfolio that is stagnating and needs to increase. What is the greatest strategy to capitalise on this downturn?

[@hannahdonald9071]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@hannahdonald9071]

Maria Leticia Monroe is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@jdizzle6324]

Buy a Bible.

[@jeffrosati2570]

Stuff your money in your mattress before you ever give it to someone recommended in a youtube SCAM.

[@colton7373]

Fake account

[@Sarahd440]

the yield on bonds have decreased especially on the long end (30 and 10 Y) indicating that the demand is still there even if the supply remains huge showing a preference for safety. I'm still at a crossroad regarding whether or not to liquidate my $138

[@Benedictrud]

Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks

[@Owenra]

@@Benedictrud I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000

[@victoriaabott]

Please will you be kind enough to share the details of the man that helped you?@@Owenra

[@Owenra]

@@victoriaabott Actually its a Lady. Yes my go to person is a 'Suzanne Evelyn Rinelli'. So easy and compassionate Lady. You should take a look at her work.

[@victoriaabott]

Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks@@Owenra

[@traviswes7082]

The current economy is unnecessarily tougher for some most people, myself included. I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market. Plus inflation is already catching up with my $310k portfolio. I’m really worried about survival after retirement.

[@Natalieneptune469]

The government has let us down; just buy gold.

[@tommychestnut5335]

Its best you seek help from an expert. Investing through an advisor who understands the market, however, is simpler and yields higher returns. I started working with my CFP with less than $100,000, and as of right now, I'm just $17,000 short of having half a million dollar portfollo.

[@jessicawesbond2312]

think you could suggest any professional/advisors i can get on the phone with?

[@tommychestnut5335]

Debra Ella Nicholas is the certified coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@tommychestnut5335]

the CFP is Debra Ella Nicholas, very superb at what she does. Debra maintains an online presence, you look Debra up. `

[@AbrahamDelacruz-mx8vh]

Let's discuss the Blcktken300 guys. This is failproof and barely any asset can be labelled failproof at all.

[@DustabChristopher]

I remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I'm up with 244k in a short period of time .This comment serves as motivation for all those who have invested and continue to invest in cryptocurrencies with so many losses, do not give up, cryptocurrencies can change your life. Do your best to connect with the right people and you will surely see changes.

[@StephanieQuake]

wanted to trade, but I got discouraged with the market price fluctuations

[@StephanieQuake]

Can you recommend a guide for me?

[@Karagoldberg7]

I would highly recommend Professional Chrissy Barymoer his strategies are just great especially for novice in this stock field

[@BillingCantwel]

Being able to withdraw 80,000$ after 2weeks was just unbelievable

[@KindnessGodfrey]

I keep seeing good recommendation about Chrissy Barymoer . He must be really good.

[@rannyorton]

These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $109k now to put in the market.

[@belljoe]

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession influenced market,

[@smithlenn]

This seems like the worst period.Even the markets are very unpredictable.started investing recently when the market prices were a bit high,today i am more than 60% down

[@Alejandracamacho357]

Financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $121k ROI, and this does not include capital gain.

[@rannyorton]

referral please

[@Alejandracamacho357]

The person I work with is Julia Hope marble You may have heard of her. She's a big Wall Street name. You could look her up on the internet yourself.

[@fredm1]

Watched to the end and I totally agree. I didn't begin saving consistently until I was 38. I am 55 today with over $3.5 million in my retirement nest fund, because my CFP's meticulous oversight is reliable. My one regret is not starting early enough. Those extra years may not seem like much, but they are crucial to me.

[@georgeh.5126]

Congrats on the win man! I am on the same path and It's not even that hard to do. Too rigorous for newbies, maybe, but thats why its advisable to consuIt with good a market strategst.

[@josephbush]

Agreed. This is why I work with an investment advlsor. I currently have over $800k in a well-diversified portfollo that has experienced exponential growth and is well-matched for every season of the market. ''Heather Lee Larioni'' are now working on a more figures ballpark goal this year.

[@MarvishaN]

@josephbush May I know the name of the advsor who has been assisting you, please?

[@MarvishaN]

Just reached out to Heather Lee Larioni since I need all the assistance I can get. I just scheduled a caII. Thanks a lot

[@philc.9280]

I also agree and at 67 with a retirement nest egg of $5.1 million. I did start in my early 20's and saw the value of the US stock market despite the up and downs. The markets are back up again and should do even better under a Trump administration. We also avoided the lure of bad investments like penny stocks and crypto. Although crypto does have a future it might not be in my lifetime. Folks must learn to save and invest. We did spend a lot over the years as we paid for two large weddings and down payments on kids homes too. That's the power of good investing over time.

[@emoney1231]

People need to care less about what the market does short-term and care more about what it does long-term.

[@sammycg]

💯💯💯

[@unclebenny]

Even if you're 70 years old?

[@tubenachos]

Most don't have that mindset or patience.

[@emoney1231]

@@unclebenny Sure, on average if you reach age 70, you'll live to be 85. If I was 70, I'd rather be guaranteed the next 15 years average 7% than the next year gets 15%.

[@unclebenny]

@@emoney1231 I see. The market always goes up, I forgot. How old were you during the GFC in 2008-2012?

[@VintageStereoCollector]

I learned a lot of things from Mr.Ramsey and his crew,I payed my debts which I payed 7 credit cards I have and payed it all To zero balances.Thank you so much Mr.Dave Ramsey And to Your crew!!!!

[@bobdadruma]

I began investing in 1975 when I got my first job. I had an IRA that I would max out every year. I later in the 1990's got a 401k that I would put 10% of my income into. I also bought some stocks that pay dividends like UPS and Home Depot, etc. I am 66 years old today and I am a millionaire.

[@mikefixescars]

*Me in 20 years*

[@wubbied4575]

But but I want to be rich now 😢

[@nwee5758]

I don't exactly want to wait till the end of my life to be financially free but I get it

[@freedomworks3976]

Big baller !!!

[@mikefixescars]

@@nwee5758 you have to. Unless you're really lucky, or, you're really lucky

[@Vanessa56787]

Which investments, with a $89K portfolio, are the best to make in order to increase overall portfolio performance in the new year, given the lessening signs of inflation and the Federal Reserve's decision to halt rate hikes?

[@Theodore3241]

Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over $610k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look.

[@Alden457]

It's true that some investors employ hedging techniques or devote a portion of their portfolio to defensive stocks that perform well in down markets. These kinds of ideas can come from collaborating with market experts, as I did in 2019 during the rona outbreak. My financial advisor has recommended assets that allow me to increase my multi-million dollar portfolio by 45 percent.

[@Scarlett34568]

how can one get more info about your adviser, I’d be the judge myself

[@Alden457]

Aileen Gertrude Tippy, is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Scarlett34568]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@caryclemenson5558]

In 1991 I was 22 years old, I started with nothing. Threw 12% in my 401k for my entire life, I am 55 years old today. I held on through the tech bubble, a couple real estate bubbles, the oil bubbles all of them. My patented approach through all of those bubbles was one thing, ignore it. Stop looking at it, but stay the course, continue investing through it all. But ignore it when the bubble bursts. It always comes back in a year or two. Today my 401k is sitting at 3.2MM$, people ask me why I continue to work. My answer is simple, I am a bird dog, I gotta chase birds.

[@Riley_1955]

At my last job before I retired I was in it's 401k for 24 years at various percentages and ended up with $193,000 .... tried to talk my co-workers into putting some into their 401K's but they would have nothing to do with it so I stopped talking about it and just concentrated on my own stuff ..... Glad unlike my co-workers I could see past my nose to the future.

[@oliviani7393]

Huge respect for you and what you teach us daily. Your videos have helped me grow tremendously and also special thanks to Chris Haun he has been of tremendous help to me through my journey too.

[@fred5528]

I think he trades for everyone I meet. I met him twice at a meeting in Germany and after his lectures I had to personally ask her to be my financial advisor. He is definitely good

[@EnzoSal-qb5uf]

My whole family living fine and my Dad is heading for retirement plan thanks to my broker

[@clintscott3300]

0:09 I enjoyed this content. Although I have been watching less yt and doing more research. My retirement contributions are not making my 401k any better, should I buy popular index funds in a brokerage account, is this a better alternative to retirement?

[@Javier_Rodri]

My suggestion to an upcoming investor is to learn to do your own research and don’t just go buying stocks without proper considerations. Most of what is pumped out by the media is what most KZbin financial entertainers churn out to you as fear uncertainty and doubt.

[@benalfredo]

Agreed. That and reading some basic principles laid out in books like The Intelligent Investor by Benjamin Graham. There are also good KZbinrs out there like Felix, Graham Stephan, Humphrey Yang and a few others, but generally you are right.

[@xavier_lucas]

It's unclear which stocks and sectors will lead the market in the next uptrend. Stay away from the stock market if you do not have guidance from a plannner and investment strategist. My finances have been in order since I got a wealth planner like Monica mary strigle with a 600 M AUM working for me.

[@clintscott3300]

Who is this Monica you speak about? I have also been searchingf for an advisor who can direct us on where the economy is headed new year. I don’t live in a big city.

[@xavier_lucas]

[monica mary strigle]. just do a research on the name, no kidding made lot of gain from her

[@lawerencemiller9720]

I want to invest roughly $70,000 in stocks since I've heard that even in challenging times, investors may turn a profit. Any excellent ideas for stocks?.

[@alexyoung3126]

It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you.

[@johnlennon232]

that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+

[@jessicamoore3093]

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

[@johnlennon232]

Natalie Marie Tuttle is the licensed fiduciary I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@jessicamoore3093]

I looked up her full name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.

[@marshallgolowenski7439]

Time in the market is better than timing the market.

[@genglandoh]

When the market started to drop Dave gave the same advice keep investing (buy low) and when the market turns around you will be happy. Well he was right and I stayed investing and I am very happy.

[@dylanbarrett599]

Unfortunately I don’t know what to believe. All we can do is keep investing and let it ride.

[@HelenToner]

Great video. We are all seeking for financial independence and a better way of life. This is not difficult to achieve with savvy investing, a frugal lifestyle, and cautious budgeting. I'm glad I learned early on to work hard for financial independence with the help of my FA Anna Rounds Fay. As Warren Buffet said, he has seen this happen many times in his life. Not an investor, My wife and i never earned more than a middle class salary. We plan to get retired at 58 with a stock portfolio worth $1.7M. We have never sold so much as one share of stock.

[@Maryesther1]

People don't really know this, You need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving.

[@JimGreenfield]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@AltmanP]

The aim is always to find stocks with market-beating yields and shares that at least keep pace with the market for a long term.

[@HarryWalter77]

I started investing when I was 37, mostly through sweat equity. I just turned 45 and this last month was the first time that my passive income from stocks broke $100k for the month. This is solid advice! DO IT!

[@ThatCho]

Just keep buying, and you’ll never have to worry about any timing. Just keep buying.

[@RJWaynerium]

By far the most stable way to play the game honestly

[@hockeyhalod]

Best advice.

[@Joe-ku1ko]

Sure, but if we are staring at the abyss of a recession, then we should probably wait for the crash to happen, right?

[@RJWaynerium]

​@@Joe-ku1kogamble as you wish

[@hockeyhalod]

@@Joe-ku1ko Depends on when you need your money. Got more than 3-4 years until you need to start pulling? Just ignore external factors and keep DCA. Withdrawing now or soon? Consult a financial planner on your options. Retirement is more complicated in those states.

[@edhiestand1197]

Just hit the new record. The best advice I heard is to invest regularly, dollar cost averaging.

[@mikezerker6925]

Yup! That’s my strategy.. up or down doesn’t matter… When it’s up you ride the wave, when it’s down you’re getting a discount.

[@Executor009]

DCA FTW!

[@clericstorm2009]

Terrible idea. You're losing gains bro. Just put it all in and let it ride.

[@edhiestand1197]

@@clericstorm2009 That's what I am doing, putting in all I got, every month, month after month, year after year.

[@tsaunders4684]

Crypto been dropping, I'm about to add more coins to my bags to prepare for the market to-go back up later in year.

[@romanabramov1079]

I never thought I’d hear Dave Ramsey tell me to spend my money. That says a lot!

[@nickvin7447]

It tells you he is worried about his real estate portfolio.

[@jordanhiggins44]

What? Are you guessing he’s worried?

[@mg-by7uu]

If you were listening in 08 you would've heard the same thing. He wants you to give his "endorsed local providers" your money because his sales are in the toilet

[@jordanhiggins44]

Thank you for the insight.

[@venuswealth6]

S & P 500 is up 12.36% year to date. From the time video came out, if one invested, would have gained 12.36% already!

[@5280Roadrunner]

Never stopped investing last 3 years and an ole balance is looking better than ever. Stay to course and it will be fine.

[@Troy-rl4tl]

Seeing how the S&P just hit an all time high how is it not gonna have a pullback of some kind.

[@lfuentes4098]

I’m 50 and never invested and don’t know where to start. My son started online investing in S&P as soon as he turned 18. He must’ve been listening to Dave. 😊

[@mathisnotforthefaintofheart]

Start with a ROTH. pick couple of mutual funds and diligently put in a fixed amount every month. That's it. That is the easiest you can do, but considering your age, do it NOW.

[@MarkMphonoman]

Buy an S&P 500 index fund.

[@dexterdog2457]

Open a Vanguard Roth IRA and contribute the maximum ($7000 for 2024), buy VTSAX. Do this each year. By 65 you will have about $250,000. By 69, $385k. tax free distributions.

[@Bluearmy76]

Sounds like your son has his head screwed on. Great attitude to hear from an 18 year old

[@roelf8044]

Dave, please don't try to predict the near future. You can't. Stick to helping people get out of debt. That's where your strength is.

[@jmnthe3rd]

His strength is actually convincing people to invest more of their money and then directing them to his affiliates. Always has been, always will be. The more his listeners invest, the more falls into his pocket. He speaks like it is an act of charity or education. He wants you to spend less on your house and your car, and instead spend it on front-end loads. If the S&P500 goes up 15% this year, Dave makes money. If the S&P500 goes down this year, Dave still makes money. So, invest, invest, invest!

[@ValkyrieIA]

@@jmnthe3rdif you invest in an s&p etf, this has no affiliation to DR. I agree DR is a marketer and wins through book sales and other tool use but not by you investing through your own brokerage account.

[@johnny_blades]

@@jmnthe3rd ...I just canned my Smartvestor Pro. Funny thing is he didn't even follow Dave's advice on investing. It's a racket! Spent the last two years learning how to do it myself, without the teaching his advisors are suppose to do.

[@mg-by7uu]

He's not trying to make predictions, he's trying to trick you into giving him your money

[@maximusdecimusmeridius5438]

DCA in VTI and you’ll do fine. The more money you can put in it the better the returns.

[@mikederucki]

If you doubt what he says, just dollar cost average in. Biggest predictor of investing success is your savings rate, ahead of your rate of return.

[@jmnthe3rd]

I've heard him say this. How do you define "investing success?" I would define investing success as not paying high fees or sales-loads for funds that are statistically not likely to beat the index by any substantial margin over the long term. I would define paying large sums of money to advisors or fund managers who claim they will attempt to beat the market (when in-aggregate they literally cannot) as investing failure.

[@mikederucki]

@@jmnthe3rd amen. I could tell you a doozy of a story on the AUM + fees front. An active manager I personally know turned a $3.4m investment in 2013 to about $5m in 2023. If that person has just stuck it all in the S&P they’d have ended up with something like $14m. After taxes from all the short term trading, fees, and AUM % the client lost money in inflation adjusted terms. Ps- I’d define success much in the same way you do- avoid fees and charges, invest consistently and as early in life as possible, and leave it be.

[@Srode1999]

S&P 500 index funds (or very similar funds) are the only stock mutual fund most people should invest in. Dave suggests there are mutual funds that consistently beat index funds long term but won't tell you what those funds are. Why? He gets payments from the advisors he recommends. These advisors make their money by taking a six percent commission each time you make an investment. You start off in the hole without getting better performance long term.

[@MeltingRubberZ28]

Absolutely

[@alinatamashevich3354]

Nope, you would be wrong. Only if you need the "hand holding" of a professional do you get charged those fees. You can invest yourself and do it for pennies.

[@D-law65]

*🤩Thank goodness you brought this up! Truly, investing has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life. Currently, I earn as much as 10 grand weekly and this has improved my financial life. Great piece!*

[@William.Mancini]

Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!

[@robertl.anderson]

*Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions?*

[@D-law65]

*Obviously talking about successful investment, I know I am blessed if not I wouldn't have met someone who is as spectacular as mrs ava Kimberly*

[@user-li6kp7qv5k]

YES!!! That's exactly her name (mrs ava ) so many people have recommended highly about her and am just starting with her 😊 from Brisbane Australia🇦🇺

[@badeni_zlsn]

I'm surprised that this name is being mentioned here, I stumbled upon one of her clients testimony on CNBC news last week.

[@bdek68]

Buffett has his largest cash position on the sidelines right now. Things can and have changed

[@auntiefiat9769]

He knows about The Great Taking!

[@dr.stevenwadeau.d.3382]

As a rocket surgeon I will say Dave is absolutely right.

[@Riley_1955]

I am investing .... It's in T-Bills and I'm loving every minute of it.

[@mg-by7uu]

There's one smart person in this comment section. Your 5% return will look like 5000% when the people listening to Dave and Jim Cramer start panic selling after the fed pivots

[@MeltingRubberZ28]

@mg-by7uu or you do nothing and make way more than the t bills...like last years almost 27% after reinvested dividends.

[@PBnjHEMI]

I would hope 2024 will be a great investment year. That being said, January 2022 was the last time the S&P had a all time high before this month & it finished 20% down for that year. It's unpredictable. I will still be investing regularly.

[@pe8841]

Market changes constantly, jan 2022 rates were on the rise jan 2024 rates are projected to start coming down.

[@joshc5512]

​@@pe8841We'll see...

[@latimer442]

Only problem I have with the "record high" indicator is that it is in the BEGINNING of the year. A pessimist would say it has nowhere to go but down. That said, dollar cost averaging, riding the roller coaster, over the course of decades, will work out fine. Time in the market, not timing the market, etc.

[@ricoseb]

what does dollar cost averaging mean?

[@NWOALERT]

@@ricosebfor example, you would buy $100 of stock per week, every week. Whether the stock is up or down, you buy consistently. You don’t wait to buy if the stock is high, and you don’t buy more when the stock is low. This makes your average cost somewhere in the middle between the high and the low. This helps prevent you from being in the lot of people who end up buying high (when there is euphoria in the market) and selling low (when pessimism pervades the market).

[@latimer442]

@@ricoseb Someone already explained it well, but I can provide an example. When I started investing one of my accounts, I had a lump sum available. I put it in the market in one go, not realizing that the index fund was at a several year peak. I started losing value immediately. But because I was buying a stock/portion of this index fund every paycheck, the average cost of my investment slowly got dragged down. Even though the index went really far down, my actual investment in it was averaging out. So if I had to sell a piece or two, as long as I beat the average, I was fine. If I only had the funds I invested at the peak, I would lose money anytime I needed to pull something out. The averages let you ride the roller coaster a little more calmly.

[@stunz33d]

​@@NWOALERTor don't sell at all and don't worry when you buy

[@thejackbancroft7336]

Pessimist here: Invest a hell of a lot in bulk so you don't risk needing to buy at a higher price. Hold a sum of cash in your stock brokerage account, grow it, average into it. Dump it in when people become fearful enough again.

[@wellsHannahh]

I'm considering investing around $700,000 in stocks as I've learned that savvy investors can still profit during challenging times. Do you have any solid stock market strategies for this year?

[@ElizabethWoosleyOberg]

It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you.

[@Upscreen6542]

Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m

[@322dawgg]

I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.

[@Upscreen6542]

’Nicole Desiree Simon’. is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@user-3456rtu]

Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.

[@Aziz__0]

I think this should be the best time to put cash to work rather than allow it lie waste to inflation. I'm ready to invest about $350k of my savings in stocks. I just need ideas on how to navigate the bear markets and other sectors to diversify

[@PhilipMurray251]

In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. looking at your budget, you should consider financial advisory.

[@devereauxjnr]

No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise fromm early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024

[@Robertgriffinne]

Please how do I find and contact this financial counselor ?

[@devereauxjnr]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with Natalie Ann Brinkman for about five years now, and her performance has been consistently impressive.

[@Robertgriffinne]

I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

[@donnanorris4733]

The clash of two old men - best line of the week!

[@nutria12247]

Second best to the rocket surgeon.

[@justycewittawhy5082]

Dave Roasting the presidential candidates is gold 😂

[@dsmith6601]

Actually, it’s ageist. There’s plenty of real stuff to find fault with without going to age

[@jaredgates4310]

Ageism is valid when your politicians are senile geriatrics.@@dsmith6601

[@donnanorris4733]

@@dsmith6601 Im 68 and YES I am slowing down. I have wisdom but not necessarily strength.

[@kbanghart]

​@@dsmith6601I hope a strong economy is just one of the factors that helps Joe win again 💙 Dave has to bow to his mostly conservative base😂

[@kbanghart]

@@billyracks well, some day we'll all not wake up. I hope Trump sleeps, wakes up and gets mad, throws ketchup, then slips away into forever unconsciousness still mumbling about Hillary and Obama.

[@privateuser1780]

My 5 year old has $20k invested in the stocks. Almost 100% gain and dividends reinvested. Whatever amount it is when he's 25, it's his.

[@tandysrvs2796]

Dave Ramsey does give good advice most of the time but i can absolutely 100% now is the worst time so far in America history to purchase a house prices have increased anywhere from 100 to 200% in the last 4 years and intrest rates have been higher in 20 years why would there be a shortage of houses when the population if anything has been declining year ocer year its because the only shortage that exists is in people minds there was never a shortage of toilet paper until people made there be a shortage in there brain and bought all the toilet paper. The bext 12 months we will see a decrease in housing prices as that has been happening over the last 4 months. When the average media income is 75,000 and you have to make 100,000 to qualify for a 300,000 k mortgage to afford it. This doesint even fit into daves budget for 90% of people because the house would be more than 1/3 their income.

[@rickysmith028]

Largest regret in my 20’s was not having my Roth tied to the SP500 index.

[@somecharactersnotallowed1319]

Atleast you were smart enough to have a Roth if your 20's lol. I made good money and pissed it all away until 30

[@rickysmith028]

Truth! It could have been worse for sure.

[@p47rr]

Dave. You are the man. Been following your advice for years. And I’m been a millionaire for a couple of years. Working on becoming a multi millionaire. Should be there very soon. I can’t thank you enough.

[@alladreamwedreamed]

Even savings accounts and CDs are at 5% to 5.5% interest rate right now.

[@bb-1359]

That’s not a good thing lol, means interest rates are too high on everything

[@MrJimmy3459]

Who cares

[@flickboogers9325]

​@@bb-1359What do you mean that the banks are trying to be conservative?

[@bb-1359]

@@flickboogers9325 First of all the cd and high yield saving rates are lower than the commenter stated. They fluctuate consistent with home loan rates which are slightly lower and will continue as long as inflation doesn’t spike.

[@RusskiCommieBot]

Inflation is 20% so you can lose 15% guaranteed. Who doesn't love losses.

[@ryann8348]

I'm favoring the Russell 2000 these days. Still like 25% upside for JUST reaching its all-time high again

[@codydorow3813]

URTY (3 times leverage of Russel 2,000) If you are looking for a small amount to risk on this. Small caps are likely to outperform eventually!

[@ryann8348]

@@codydorow3813 If we get another pullback, I might

[@rdmineer1]

I believe this headline. Notice that investors are no longer buying into the EV hype, as is the general public, and looking to more viable investments. Potential ROI is what steers the stock markets.

[@thedopplereffect00]

I timed the housing market twice and was right both times. It's not that hard. Price to income and price to rent ratios are obvious indicators of when it's time to move

[@mattsohn3442]

Gosh, this is hard for me to write, because I like Ramsey. But his endorsements of financial planners really hurts his credibility. The easiest way to minimize your investment returns is by hiring a "wealth manager" who routinely take .5-1% of your entire portfolio, every year, regardless of how your investments perform. Park your money into an S&P index fund, and let it sit. It's that simple. Unfortunately, these wealth managers pay Ramsey a lot of money to advertise their services, and so therefore he gives them shout outs when he knows it's a bad play for the heavy majority of people.

[@mikezerker6925]

DR has always said to invest in S+P500 mutual funds.

[@darinherrick9224]

@@mikezerker6925actually no. He’s a big fan of managed funds and does not like unmanaged indexes. Even though most managed funds underperform.

[@thedopplereffect00]

​@@mikezerker6925 Wrong

[@johnpublic5169]

Week after week 20% to 401k (4% traditional, 4% match, 12% Roth, $300 bi-weekly to Roth IRA, and $95 a week to HSA. I’m also excited for my ESOP deposit in May. It’s a retirement account too! Nine more years of this marathon.

[@robedmund9948]

Marathon, not a sprint. Good analogy!

[@gbb82]

Hey man, you are killing it, Congratulations, keep going.

[@thedopplereffect00]

Are you in a high tax bracket? Might want to up traditional.

[@papasquat355]

@@thedopplereffect00 You hit what most people don't get. Traditional v Roth are 100% tax plays (on the contribution side AND the draw side in retirement).

[@Bestfriend-650]

Just invest regularly and also invest in things you understand. All of my three portfolios (robinhood, current 401k, previous 401k) did over 20% last year. Same with my wife. And guess what, money in all of our retirement funds is in index funds like s&p 500. On robinhood i have half in stocks and rest in mutual funds. People over complicate things and want over night returns and end up losing money.

[@MOTrav]

Here’s question you don’t hear often! If you invest 15% during your working years. When do you quit investing?

[@burstreviews8336]

Ramsey: "It doesnt just go up and down" Double top pattern: "hold my beer"

[@theecclesia6016]

We are overdue for a deep downturn. Hyperinflation, housing crash etc. I think it's safe to spread your wealth into different avenues; some in stock, some in physical gold/silver, property, and basic necessities.

[@amireallythatgrumpy6508]

America has NEVER seen hyperinflation. They don't even know what it is over there

[@ryankaeser8082]

These comments are hilarious and most missed the point. The point is to continually invest and don't worry about timing the market. Also, just invest in good mutual funds or ETFs it doesn't really matter. Plus, you're playing a 40-year game consistency + patient and sound decision (not based on emotion) and you'll be a millionaire. It is statistically proven.

[@alinatamashevich3354]

TRUE!

[@tomsmall21]

S & P 500 is the largest 500 companies on the stock exchanges, not just the NYSE.

[@JA3bONE]

500 leading publicly traded companies in the United States.

[@selenajack2036]

I love how you take your time to educate your viewers, I really saw the potential of stocks by reading Berkshire's annual letters. I recently sold my $474k rental property in the Bel Air area hoping to put some into the market. I will appreciate a video on profitable investment opportunities.

[@bsetdays6784]

The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.

[@roddywoods8130]

If you do make new buys, know your exit strategy before going in. Consider taking partial profits quickly to lock in some gains. I've been in constant touch with a financial analyst since covid, she helps me polls entry and exit commands on my portfolio, ive accrued over $850k in barely a year..

[@abulkalma0077]

wow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio

[@roddywoods8130]

Marisol Cordova is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

[@hushbash2989]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@ChrisCardenDrums]

I gotta say I have been LOVING what the fidelity contrafund has been doing for me. 55 basis points so it's not bad as far as expenses. Beats the SP returns with the same beta.

[@travismartinson1813]

It's one of the few ways the average investor can own some Spacex.

[@kb1236]

That is my all-time favorite investment! So tempting to put everything there but I know I shouldn't put all my eggs in one basket.

[@darrenrowe3861]

As a stats grad, I'm going to play devil's advocate with correlation vs causation. Dave is saying that in years where it hits the top, it goes up 15 percent. I bet a lot of those years it went up 15 percent AND THEN hit a high late in the year because of the 15 percent gain. A better study would be to see if, in the 12 months after hitting the high (regardless of when in the year it happened), how much it goes up. I'd venture to guess it's less than 15. With that said, I appreciate his points and I still think it's a great time to invest.

[@mikezerker6925]

Good point, but I also think that in the years that the S+P hit highs, it was a Bull market and therefore was on an upswing overall anyway.

[@fdllicks]

What i have heard is, the people that dont do well are the people that miss the Ups. Meaning, the quick jumps in value (like this week)they are on the sidelines.

[@mikezerker6925]

Yup I’ve heard many investors saying “time in the market beats timing the market” … there are multiple comparisons that prove it.

[@robedmund9948]

If you are young and not investing, you are hamstringing yourself daily. Get in the game and play the LONG game. The more time you have on your side the better.

[@Suuby84]

New study says "Stock Market does good in years that Stock Market does good".... Got it...

[@rolfinator37]

The market is close to its 4.236 ext and its up 400% since covid and 2000% since great financial depression. But it's going to continue to go up....riiiiiight! Be very careful!

[@huskiefan06]

Technically not all the companies are traded on the NYSE. Some are traded on the Nasdaq

[@SilentEire]

I’ve found that most people use “NYSE” for a catch-all phrase. You are absolutely correct though and it’s important to know that this index exists

[@alandbs329]

Thanks Paw Paw 🙋‍♂️

[@mikefixescars]

Are in some also traded on the OTC?

[@huskiefan06]

@@mikefixescars Not that I know of.

[@harthart7529]

A lot of people don't get those returns because they don't pay attention to what funds they're in. There are still lots of bond and CD investors out there.

[@aiswebmaster]

Hard to say if 2024 will be great year, but I can say, 2023 was a great year to be invested

[@kb1236]

Yes, 2023 was awesome and Jan returns could be just part of that. Time will tell.

[@Ravetar101]

Dave love flexing his 12% annual return for his mutual funds that dont have a name 😂😂😂

[@mikederucki]

He’s specifically talking about AIVSX, ANCFX, and AWSHX