I’m 75 and we haven’t had a payments at all for the last 20 years. My husband and I started out 30 years ago from ground zero, gradually building ourselves up financially. Always living below our means. I never made more than 30,000 and he never made more than 40,000 We’ve always made smart decisions, always lived below our means. Just this years, we’re able to finally able to live like no one else and to give to other people. Wonderful feeling
@flaviovalle165610 ай бұрын
This is the Ramsey Show that I miss. Don't retire, Dave!
@bv.660210 ай бұрын
I think he already has. He hasn't been on in over a month.
@flaviovalle165610 ай бұрын
@@bv.6602 You might be right. 🙁
@auspilot61199 ай бұрын
Was wondering that myself. Maybe that’s why they’re publishing this ‘greatest hits’ sort of stuff?
@bradwintz996 ай бұрын
He won’t 100% retire, retirees are people that are ready to die. He loves what he does!
@bryan_witha_whyy5 ай бұрын
No he needs to go. His views are completely out of touch. Let the millennials bring it up to date.
@ccassler310 ай бұрын
More, please. I hit a million net worth at 35 years old following Dave's advice.
@emily131086 ай бұрын
39 here and just learned🤣
@douglassmith94455 ай бұрын
When did you start his plan and what was your average household income throughout the process?
@Joenzinator2 ай бұрын
@@douglassmith9445I hit my first million at 37. Household dual income ranged from $100k to $225k. When we made more, we invested more, but always took the company 401k match. We always made spending choices to give us margin. Bought 1/2 the house the bank would finance, half the car we could afford, etc. That way you can survive a bad economy, a job loss, or an unexpected expense.
@Kittyslay-ox4tk4 ай бұрын
This episode was hilarious. ‘Call the Whambulance….’! Superb, hard hitting advice. Hope listeners take heed…
@Culperrr10 ай бұрын
I have these videos on autoplay while I am updating my budget for the year. It is... an interesting experience, lmao. The more Dave yells, the more I am motivated to get rid of my debt this year and save/invest more. Gotta love it.
@DaniRamMeXYt10 ай бұрын
Same 😂!!!!!!!
@xosder5Hr58 ай бұрын
It's like he is screaming RIGHT AT MEEE 😅 budget knuckles down very quickly
@ANTONIOANDREARAMUNDO5 ай бұрын
That’s not STUPID!!!
@mom2bbjandag4 ай бұрын
Same here lol. At the same time that I type some random thing into my budget, Dave yells "That's stuuupid!" at someone. Oops, my bad.
@phizzle2429 ай бұрын
"I make a living hurting your feelings" 😂😂😂 Epic Dave Rant.
@mudieproductions10 ай бұрын
38 years old and been watching for month or 2 now and I'm fully invested and on babystep 2 in Gazelle mode working almost 80 hours a week. Thank you so much for what you do!
@Curious-Lass10 ай бұрын
I have listened to Dave Ramsey for 25 years. Keep with it people!! Stick with the plan and the written budget! He speaks truth and it works!!❤Do you know what Financial Peace is? Going to bed at night knowing you have no house payment, no credit card bills, no student loan payments and can sleep like a baby at night knowing I have money in the bank and a huge paycheck coming this month that I can invest.❤
@pattyajones10 ай бұрын
YESSSSSSSSSSSSSSSS, ain't it the VERY BEST FEELING?
@Boombox-vw5mt10 ай бұрын
Sounds like naturally working your craft from kid to teen, and slowly building an income with a service, without bad system education.
@Curious-Lass8 ай бұрын
@@pattyajones absolutely the very best!!
@2023roadstervet9 ай бұрын
47 years old. Completed baby step 1 ,three weeks ago. Took me 30 years to learn what to do with my money. Thank you Dave Ramsay. Headed to over a million by age 70. Late to the game. But playing to win now.
@Stephiesma9 ай бұрын
Hey congratulations I’m 53 and on baby step 1!😮
@jennypenny81598 ай бұрын
52- baby step 2 coming soon!
@Bees-knees997 ай бұрын
59 and on baby step 6, you’re doing great!
@djones54244 ай бұрын
@@Stephiesmanice
@chrisdawson385910 ай бұрын
I love Dave's brutal honesty.
@LadyJamieElizabeth3698 ай бұрын
“Latte breath”😂😂😂😂😂 I love it when you talk spicy to me Dave!
@Mr_Klamacklius8 ай бұрын
"Had to have a $30,000 speed boat cuz the fish were outrunning you" 😂😂😂😂
@TXMama10 ай бұрын
I'm 35 yrs old and never in my life did I know you could rent a dog! 😅😅😅
@JFDSmit-rm6tw10 ай бұрын
47 and also surprised to hear of a leased dog.
@OhiChicken8 ай бұрын
It's supposed to be called fostering and it's meant to be paid for 😅😅😅 just foster animals if you wanna love on an animal for a while but then not be responsible for their entire life
@DragonsInTheSkyy7 ай бұрын
According to Ramsey you should have 500,000 by now or your gonna be a burden on society
@eternalmemri6 ай бұрын
@@DragonsInTheSkyywrong
@coastallivingmississippi1883 ай бұрын
You can rent mine
@alejandroguerrero784110 ай бұрын
27:35 one of the first rants i heard from Dave Ramsey when i first found his youtube channel on Jan 6 2022. I would play this rant "Think America" Dave Ramsey rant every single day on my way to work. Needless to say, i have memorized that rant. I have every Dave rant downloaded and shuffle listen through the rants
@fabiolatgg10 ай бұрын
My first one too! And my favorite!! I listen to it from time to time to keep me in line lol ! Hi from Mexico!!
@alejandroguerrero784110 ай бұрын
@@fabiolatgg Hello from Houston Texas; yes always good to listen to the rants in order to not veer off the path to wealth building.
@fabiolatgg10 ай бұрын
Yes! BTW I’m going to download them too, that is a great idea 👏🏼👏🏼👏🏼
@alejandroguerrero784110 ай бұрын
@@fabiolatgg yes. I have KZbin premium and that is one subscription I didn’t cancel when paying off debt bc I could play music, on Google play music, and also download and also play KZbin videos in the background and while my screen is off. I have my 6 month emergency now and I am saving up for a house in the next 2 years
@blackphillygal10 ай бұрын
Love these rants. Listened to Dave years ago and he woke me up big time. Debt free and love it. Thanks big brother Dave !
@FreethemGuyz9 ай бұрын
😂😢i wonder how many times dave has had a relative in a corner of a house yelling at them the way he was yelling at 😢😢😢😢22:00
@christinehopping504010 ай бұрын
Dave Ramsey tells you what you NEED to hear not what you want to hear.
@FreethemGuyz9 ай бұрын
😂😂33:07.. buying a $30.000 bass boat cause fish out running you... is crushing 😢😢😢
@MrJamieBattle10 ай бұрын
I was SOLD when I first heard “Call the Wambulance” in 2017😅
@wa2k994 ай бұрын
I've used it so many times
@TracyMazubaneАй бұрын
😂😂
@sharonmadan667710 ай бұрын
Dave for President ❤
@onwardandupward27269 ай бұрын
6:03 lives rent free in my mind ever since I watched it over 5 years ago lol I’m happy they included it lol
@Newbie15810 ай бұрын
Dave, I wish I would have found you decades ago. Hoping its not too late to change my life's direction. I am going to try with all my heart to change my "Family Tree" too! Hoping my kids will listen. Thank you for your passion to me and the others who you don't even know.
@AieMem6710 ай бұрын
Same
@jh26pt210 ай бұрын
1. It’s never too late. You can do it. 2. My experience is that the kids will learn more by watching you than by listening to you. Tell them how to budget … they’ll tune you out. Tip the waitress 50 bucks on a 30 dollar breakfast … they’ll notice.
@JezerRamirez-p2o4 ай бұрын
38:57 I love how Dave goes from 0 to a 💯 real quick 😂
@middleagedrenegade917810 ай бұрын
I do very much enjoy when Dave does 'voices.' Especially the wife ones, lol
@laclaires899910 ай бұрын
These rants keep me motivated.😊❤
@hugato200210 ай бұрын
You better! Or Dave will come knocking on your door. 😂
@frenchii17 ай бұрын
It keeps us going so I’m not complaining lol
@DMontoya6661310 ай бұрын
Heck yeah, literally all of my favorite videos in one
@suefleming3 ай бұрын
Please Dave don't have a heart attack !!! World needs you so so much!!! ❤❤❤❤
@Danzilly10 ай бұрын
43 minutes of awesomeness! If you don't have a loving dad Dave will give you some good wisdom in this segment!
@Meme01043Ай бұрын
I need to listen to this every week … to keep track on my goals …
@countrymusic3010 ай бұрын
16:05 Had to laugh when he said "You need to get up off of your @$$umption".
@crow-vz5lx9 ай бұрын
I've change my son's future following the baby steps. He's not going to have to face the the fear of not having enough money for basics. He's not going to have to learn the hard way that almost killed me literally. He's not burrowing money for anything. he's almost done with high school, and will be attending auto mechanics at a cheap community college that I'll be paying for. I'm an equipment mechanic. I've gone through diesel mechanics and welding. I'm so excited for the trajectory of is future.
@IzzyMakesMusic10 ай бұрын
I can remember the EXACT moment I encountered Dave here on YT. These videos have changed my life.
@LittleMopeHead10 ай бұрын
Finally a compilation. You listened to us. Thank you!
@r.jenkins5982Ай бұрын
Dave went innnnn! This is father, uncle, grandpa figure and talking to we all need when comes to getting our finances together.
@zippieirari23558 ай бұрын
God bless Ramsey Solutions! Am debt free since November 2022. I have saved so much monies since then, than I have ever done in years past. I graduated from the University with a debt free degree. It was the best thing ever. God blessed me with a godly husband late last year, he came in with some debt, he is on board and we are walking this journey together. To God be the glory!
@craigb444910 ай бұрын
Pure gold!!! Love these rants man! Don’t stop
@EricMoore79010 ай бұрын
A good old Dave rant!!
@bonniehalf-elven10 ай бұрын
That first one is my all time favorite. 😊
@dic250410 ай бұрын
I'm dying laughing over a lot of this! "We don't finance a dog or cat"...🤣
@dafinashearryturner969510 ай бұрын
I do love a good Dave Rant! ❤🔥
@batemanlife3 ай бұрын
These videos are hilarious, Dave screaming shut up to absolutely no-one 😂
@commonenglishmistakes436010 ай бұрын
I got 2 mortgages, 16 years apart in different countries, without EVER having a credit card or credit score. The first paid off in 8 years and the second in 11 years without having a high income but being frugal.
@einstein110210 ай бұрын
Love me some Dave rants! Thanks Ramsey team for putting this together.
@naegwut9 ай бұрын
I like it when he yells
@KelliReilly-k2m8 ай бұрын
Dave Ramsey is the father I wish I had!
@lindarobinson82888 ай бұрын
Fabulous rant!! I loved it. America (including me) needed that. Thank you, David Ramsey. I'm on my way to success because of all I've learned from you.
@octaviorodriguez681710 ай бұрын
SO POWERFUL SO BRILLIANT DAVE RAMSEY FOR PRESIDENT
@motoryzen10 ай бұрын
There are 2 reasons why I disagree with your statement. Otherwise I would agree one hundred percent 1. Dave believes that this this day in age set the vast majority of women. Are loyal decent kind and trustworthy in all aspects that matter in a true relationship A. Ending up in marriage. This is not been the case for more than three decades easily. Feminism or should I say feminazism...along With a hefty dose of reality drama queen t v... Have poison the mindset of majority of females who are now raising little girls and little boys to be little who res and little soy boys... And to have almost no accountability. He thanks, anyone who lives or shacks up with someone. Regardless of the amount of time that never gets married will not be as financially secure as a couple as an actual married. On paper couple. A piece of paper does not prevent someone from betraying you... Any time a female feels like it. In the United States or America, she can reap a man to wall in court and will win 9 times out of 10 regardless of the reasons. Regardless of the evidence, be it family or divorce court 2. Unfortunately, he is too far right-leaning. To be the president that this nation is meant to have to finally resolve all problems if he had enough power to do so in the critical thinking, common sense skills to assess when to resolve which problems and how... Throughout the past two hundred plus years of the united states of america's history,..... We have had nothing but Republican and Democrat. A k a resnublican ans demonrat... Because of a variety of reasons, which include it and may not be limited to a corrupt system in which lobbyists put in power who they want to put in power at any individual time, depending on the individual agendas at hand.... plus..... Brainwashing or should I say brain? Dirtying the masses with social media propaganda with the paid off lane stream. News media sites propagating that. There's really only 2 parties to choose from. When there's been a third choice, libertarian for many decades now. At the core, if you do the same things you've always done. Especially using the same tools and the same methods. Can you expect different results? That is the definition of insanity I'm fortunately, it is a safe bet and I can bet my Roth. I. R. A on this that Dave, Ramsey would never, ever come close to the intelligent balanced constitutional and historically sound mindset of some of the few very few saying good decent politicians such as Ron Paul to running our nation as it should be run... Although ron polish primarily ran as a republican out of his three a total attempts.... His core values reflect what a true libertarian is. As the constitution comes first and morally sound insane principles are hand in hand with that. Unfortunately, Dave Ramsey would just blindly. Have no problem sending troops to any part of the world. Because quote good old boy. We pollution the world and we're the light of the world quote... Nonsense
@Winston0Boogie4 ай бұрын
I remember this rant and it helped me slowly understand finances. I always worked hard but didn't know finances until following Dave.
@eyeofthestorm783010 ай бұрын
I've watched these rants on their original videos, and this one just now. The perfect pep-talks to help me stay the course. After following Dave since 2019, I'm starting baby step 6 in April. Thanks for all your guidance Dave!
@Bostonboi809 ай бұрын
I am 43 years old and have saved for retirement since the age of 25. I currently have an income of less than 30k per year. I've been able to save about 40k in the last 18 years. It's tight, but I'm able to pay basic expenses and I'm still able to save. If I can do it, anyone can. Dave is right, it's possible to save money if you cut out unnecessary spending.
@rmeester93663 ай бұрын
You can do it!!! Keep it up!! 😊
@brianharris96147 ай бұрын
Step 6ish, no debt, but no house. Saving 33% of net, 25% gross. Favorite thing to do with extra money is tip beyond well to new servers.
@mrjunk73157 ай бұрын
I love love love this compilation. It resonated with me a lot. Thanks to Dave became debt free in a year and a half after 20+ years of being in debt.
@krisplacek729210 ай бұрын
Excellent lecture as usual. Thank you.
@bsheaves10 ай бұрын
The financial “junk food” analogy is genius
@Nicoldnivole10 ай бұрын
LATTE BREATH 🤣🤣🤣 I feel so called out. I am debt free tho but 😅I need to cut that Starbucks addiction
@HappySunshineDay10 ай бұрын
Yeah! "Latte breath" just about made me spit my coffee! LOL
@stevojohn10 ай бұрын
"Big hat, not cattle" brilliant. My old boss used to say "fur coat, no knickers".
@Jill-ru6wl10 ай бұрын
😂😂😂😂😂 that's awesome
@jesquivel788710 ай бұрын
I needed this today! Im pumped! Gotta keep going 💪🏽
@John-bd9fj443510 ай бұрын
I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.
@Anthony-cp7yc665510 ай бұрын
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $760k by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
@Anthony-cp7yc665510 ай бұрын
Jenny Pamogas Canaya, that's whom i work with look her up and thank me later
@sgc14018 ай бұрын
Look for this book: "Bogleheads Guide to Investing". Look for it at your library.
@fber55918 ай бұрын
Fidelity is the common one, the money guys did a how too Video
@lepoj10 ай бұрын
There's such a difference between pre co-host Dave and post co-host Dave
@TopShot501st10 ай бұрын
Dave got tempered by having a co-host. Goes less hard on people.
@es42910 ай бұрын
I agree. I understand his co-hosts are a way for him to retire and keep the message going, but I like the highly caffeinated rants of years ago Dave!
@katyedwards393510 ай бұрын
@@es429I hope this show and Ramsey Solutions as a whole never goes away. We as a nation need this show/company and its programming cuz we're high in debt and don't know how to pay it off on our own. Dave for President 2024 LOL
@PCKA198710 ай бұрын
It’s hilarious. I started following him when I discovered FPU in September 2018. I think that was the tail end of his solo days. Very different, indeed. I’m really glad to have this version to listen to from time to time. Less PC, more direct.
@ericshuty25648 ай бұрын
His advice may not be right for everyone but his clips sure are entertaining...
@mathewlabelle88359 ай бұрын
My parents always taught me to avoid debt like the plague, and if for whatever reason you have to take on debt work 2-3 jobs like a dog to pay it off as fast as humanly possible.
@HateIs4LamePpl17 күн бұрын
It is crazy that nowadays, when I am about to make an impulsive purchase, I hear Dave Ramsey saying "are you stoopid?! You are broke!" 😅... I suddenly stop and become a little less broke day by day. I needed this tough advise ❤
@tvken34384 ай бұрын
Listen to him change my life for the better. No debt no student loan while people laughing at drowning in credit card debt. I’m happy with what I’m having and sleep through the night without worrying get kicked out of the house.
@FancyRPGCanada10 ай бұрын
I wish Dave was my Dad sometimes 😂
@teresatalkss121110 ай бұрын
Walmart for entertainment 😂😂😂😂😂😅😅😅
@Nicoldnivole10 ай бұрын
Right I guess I’m a redneck lmao😅
@stonewall11b198410 ай бұрын
This video compilation was a long time coming. It’s not the video we deserve, it’s the video we need.
@2sumu10 ай бұрын
43:28 Listened to the 'screamer' entirely, without distraction (no multitasking [ which is stupid in itself because humans can be at their best doing 1 thing { or 2, rarely, occasionally } at a time ] ): In other words, paid full attention. * Your job/salary/work/business is the greatest wealth building tool * Live on less than you make. * Stop borrowing. Pay off all your debt. Get off 'debt addiction.' * Save money. * Invest in mutual funds. * Do not take advice from 'broke' people.
@frenchii17 ай бұрын
Glad I came across your channel. I’m working on paying my debt. Definitely needed to hear that talk.
@the_basco6 ай бұрын
Think think think think!! Absolutely love these rants😂
@ap187310 ай бұрын
love this! cant wait for vol 2 lol
@jarvinator9410 ай бұрын
Dave was cookin at minute 29! My favorite rant from him of all time! 😂
@seanstuart611510 ай бұрын
I am the person he is ranting about. The loser. The stupid. The dumb. And nothing he says offends me. It makes me realize how right he is. And I’ve made the change. Baby step 2 at gazelle intensity. Selling all my crap. Picking up side jobs. Strict budgeting. Strong effort at work getting raises. Let’s go!
@auspilot61199 ай бұрын
You can do it mate. Go get it! As Dave says, the good thing about working too hard is you’ll pass out before you die! 😂
@awhyee10 ай бұрын
On baby step 3 🎉 am saving as much as i can
@lisanewman94710 ай бұрын
I listen to his rants once a month. It keeps me on track!!! 👍🏻
@rosehenderson262410 ай бұрын
have ju🎉 got on this way of budgeting and it's working. I'm in Australia, I can't get your app, so I'm just using a note book. I reckon we could use this in Australia. Because I'm just one month in and it's working. I'd like to help other people, but for now I'm encouraging family at the moment.
@auspilot61199 ай бұрын
I’m in Australia too, suggest Frollo or Pocketsmith. Maybe one day we will get EveryDollar but given how small the Australian market is I doubt it.
@florgarlotte30208 ай бұрын
I hope a lot of young people are listening to all his advise because this principles are not taught in school. There is a reason for it, they want people perpetually in debt. Be get you found this show.
@thenorthowl20332 ай бұрын
If most Americans weren’t spending so much than his mutual funds also wouldn’t perform as well. One of the major reasons people like investing in the US market is that Americans like to spend.
@sharamorillo94678 ай бұрын
LEGENDARY THIS MAN IS!
@raulayala757210 ай бұрын
Honestly his rants are more exciting than his calls.
@katyhanara10 ай бұрын
Agreed!! I'm really not interested in his other 'personalities'.
@GinaLoriDuncan6 ай бұрын
I love Dave Ramsey!
@johnpublic516910 ай бұрын
I love the rants! Most of the calls are annoying. People droning on and on with useless information and not getting to the point quickly. Dave has the patience of Job at times.
@tjmichael877310 ай бұрын
life is about mostly working. somewhere in my mid 40s i realized i need to retire timely and just have been focusing on investing for said retirement. fortunately, i am in a good position because my monthly expenses are low.
@manifestationmaven11111 күн бұрын
I sometimes worry about you blood pressure Mr Ramsey lol. Thanks for all your rants and truths, we need to hear it!
@riku371610 ай бұрын
Starting at average income would actually be an excellent starting point considering that average calculation includes people with 30 years of raises and career progress behind them.
@MrMpwood1210 ай бұрын
That’s true. I will say though with a plan, a willingness to act as a free agent and a bit of patience a person can grow their income dramatically. I just turned 33, I didn’t crack $40K until I was 27 and now I make 6 figures.
@reesies79373 ай бұрын
😂.. SHUT UP!...SHUT UP!....I love that part!
@patri_mb10 ай бұрын
😅😅😅😅😂😂😂😂these rants are golden
@jgetshis10 ай бұрын
Wambulance 😂😅. No No No on spending...Man up!!! Thank you SIR🐐
@katyedwards393510 ай бұрын
I love this guy. His advice is so helpful and he helps us figure out how to handle our legacies. I myself am about to start week 4 of that program.
@Dividend_Info10 ай бұрын
Dave is a legend
@slimtee210 ай бұрын
Grew up poor, still poor but living my best life. However, Dave does give great financial advice!
@WinterRose-el6nn10 ай бұрын
Im going to listen to this every morning!
@FreethemGuyz9 ай бұрын
40:02😂😂😂😂😂😂dave... im stealing that..."$tupid bird"😂😂😂😂😂
@Dixielinemuzik10 ай бұрын
Financing your dog is a new one to me😂
@suefleming3 ай бұрын
I LOVE THIS GUY !!!!😂😂😂😂❤❤❤❤
@AuthenticallyTee10 ай бұрын
😂😂😂I need volume 100
@hugato200210 ай бұрын
Tell them Dave!!! 💪🏼
@fortunatastabile236210 ай бұрын
We give a total money makeover book to every couple that gets engaged. When things get tight for them my husband says to them , did you read the book? You need to read the book
@cc-iq2bs2 ай бұрын
He's right, There is a reason. Why we say, cut your cloth accordingly. Modern day people laughed at me. Because I refused to borrow money, refused, Fianance, refused credit cards, and I purchased a used car, I have no need for brand new car at all, it's totally meaningless to me , it has no bearing on my life at all and never will. I was sensible , I was focused, I was in control, I had more money and no monthly payments. I was patient over the long term , and everything in my home is fully paid for, that's real freedom. And my stress is almost Zero , nil, 0 , I know which life I prefer , and I'm totally at ease .
@yeseniadiaz514610 ай бұрын
This should be titled : Dave ramsey venting 🤭 .
@poyyyjp3 ай бұрын
Mannnn, I needed it
@WakieUppieYall3 ай бұрын
Dave, I saw a vid of you in 1995, and just wanted to say You look better now!
@jill960610 ай бұрын
Omg I am so excited for this series!!
@justinchamberlain34438 ай бұрын
5:01 44k suv when you male 80k is stupid 16:40 calls money market accounts stupid compared to mutual funds 20:01 do a unique budget for each month 21:01 re-review 23:01 retire w/ 7mil
@monikaalicja564210 ай бұрын
I love these rants. Ps: someone recently tried to tell me a credit card is GOOD FOR ME! 😂 Here in Europe it's not popular to have a credit card and surely we worry not about some " credit score" yokes.