I Put My $112,000 Wedding On A Credit Card!

[@KevinAvery]

I’ve worked in the wedding industry for years… so many couples focus WAY more on the day vs the commitment.

[@Mightyhero777]

it’s easier to fantasize about and glamorize the day vs the actual commitment.

[@latashalea944]

THIS!!!!!!💯

[@TheAustrianPainter87]

Couples? You mean the bride 😁

[@boston312]

whats crazy is half of these marriages end in divorce anyways. Whats the point of trying to impress all these people for a one day party?

[@Boxhead42]

But yet you profit off of their delusion tremendously.🤑

[@beckyshell4649]

This kinda proves that no matter how much money you make it is never enough if you mismanage it.

[@tristan2332]

It's a fact you can't out earn stupidity with money.

[@ebonysharee]

this.

[@princessbabyboo]

this comment!!!

[@geo865833]

So true.

[@CourtneyHollingsworth]

That’s good !!

[@LoveLife-oo9cz]

When I'm mad at my dumb financial decision, I come here to watch horrible calls so I can feel relief instantly 🥰

[@alluringbliss4165]

😂😂

[@Bookishwisdom786]

😂😂😂 you crazy same here

[@DevHazy]

Hahahaha or just scared of my doc debt

[@mangomadnnesss]

Its still bad, don’t use their bad as an excuse for yours.

[@taylorspastpresent1014]

A little insecure but I understand the rationale 😅

[@constancerevoldt7651]

I worked with a woman who did this. She insisted on a big splashy wedding. She comes to work so stressed, and they are still in debt years and years later.

[@eriq54321]

Yeah , many want to impress friends and family

[@DevHazy]

Lol

[@galaxyglitterlatte4664]

​@@eriq54321Exactly. All for a glorified PARTY for a few hours that none of these guests even think about anymore!!

[@DEE-o4v]

She was a fool....and remains the fool.

[@mdaniels6311]

These people are just.. I dont even know. I think cause I grew up in government housing, single mum, broke, it is really difficult for me to fathom these people's decisions.

[@NPhilome]

What did I just hear??!?!? Almost $400,000 is liquid assets and she’s crying?!?!? Rent the vacation house out. Get some cash flow!

[@ES-7766]

I think that the husband to be warned her not to spend too much.

[@HighlyCaffeinated-g8o]

Right? Sell it, rent it out, something! 😩 They have too many solutions to be stressed out of their mind!

[@HighCountryRambler]

I'd never give up a rental and give half the proceeds to the Government to waste. (again)

[@MachiningMaverick]

Over $400k in liquid assets, since it was $390k in stocks and $45k in cash. Plus a $700k paid off property and another property with $200k in equity. So they have access to nearly 1.5 million dollars if they liquidated everything. These are two well off and insufferable people if they can't manage to figure this out without a panic attack that brings them to tears. She probably cried when they ran out of caviar at the wedding.

[@inthebooks3947]

He doesn’t want to sell his shit

[@shanep2760]

So glad I got married in Vegas for $500. Then I won $500 at the casino so it was basically free 😆

[@Ria24Ria]

Hahaha 😝

[@mikebutkevich8805]

My wife and I got married from Elvis in Vegas!

[@knighthawk9123]

It costs 40$ to get married in court 😂

[@minervagalvez4748]

@@knighthawk9123 Even more cost effective!!! Lol!!!

[@slonikvasa]

🤣😂🤣

[@Astro95Media]

My wife and I both make great money. We were debt free and could've had any wedding we wanted. We still opted to have family over, cater in some good quality Mexican food and get married in the backyard at sunset. The entire thing cost around $2,500 and the bulk of that was the photographer we hired for a few hours (he was worth every penny). Now we vacation big with the kids.

[@aquila1993]

Incredibly smart move, sir

[@Astro95Media]

@@aquila1993 Something we agreed on from the start was that we wanted to invest, not in the wedding, but in the marriage. That’s often overlooked by starry-eyed couples headed down the aisle.

[@ThinkingInTheAir]

My plan

[@youtubecommentwarrior]

Ghetto af

[@FastAligator1234]

Congratulations to you guys. Very smart indeed. I wish you and your family nothing but success and happiness.

[@AcidicMentality]

I think the best way to start a marriage is arguing over finances due to massive debt. Doesn't drive people apart at all.

[@zimmermanlandscape9287]

lol

[@Stephan2P]

🤣🤣🤣

[@SevenHunnid]

Wasgood Im a regular hood dude doing food reviews on my KZbin channel 😩

[@wahinepaddler4]

It's a way to bond people together..

[@KillstormSH]

They're rich though lol

[@mariacorretge6615]

I love Jade. She's so clear and direct, but so kind. Love her.

[@spankynater4242]

No, they both gave unbelievably stupid advice here and should both be fired. Sell both houses and leave the stocks alone. I wouldn't be surprised if in the near future, both of them are calling Dave and asking for help to get out of some stupid financial mess they got themselves into.

[@talyahr3302]

​​@@spankynater42424:03 Jade told her to sell the house to knock out the debts. And stocks are fine to sell, Dave says you can dip into those kinds of investments but not retirement investments.

[@ryanmedlar6217]

I like how she said "besides the $112k wedding and $40k student loan debt, we don't have any more consumer debt." Wow Just Wow.

[@treasurethetime2463]

Hubby was making 200k + so she didn't care. Reality has now landed on her lap.

[@turtleanton6539]

Yeaa😂😂😂 haahha

[@kimberlysoto6864]

Still not based in reality. “ only debt”. 🤷🏻‍♀️

[@robcd7112]

@@kimberlysoto6864 I mean they have at least 1.2 to 1.4 million in assets and probably more so it's all relative. They can clean this up easy breezy while someone with 30k in debt and zero assets is going to have their work cut out. Financing a wedding for 112k is just not smart but I'll still take their reality over the 30K and no assets reality any day.

[@spankynater4242]

LMAO

[@afor910327910327]

I went to a restaurant yesterday and spent $60 in a meal and I felt irresponsible. Imagine this mess? I hope this family can make it through.

[@karlabritfeld7104]

They won't

[@youngjedi5599]

Bro I spent $15 the other day at Wawa and was like what the f*#+ I’m I doing. I couldn’t fathom being in this situation.

[@nerdobject5351]

There sitting on a million in assets. They will be fine financially.

[@blueboat9581]

@@youngjedi5599 I miss wawa

[@rtotheichard13]

@@youngjedi5599 The price of a coffee and honeybun has become bonkers!

[@alexfonseca2063]

95 percent of the people who went to your wedding do not care one bit about you. Nor will they ever truly be there for you.

[@PassportBrosBusinessClass]

Incorrect: Make that 98%

[@Stephan2P]

People spend money to be liked and accepted, even if they don't care about them.

[@georgewagner7787]

Im single and my roommate used to get wedding invitations from work with a plus one. But i stopped going because she had to give them a check of course to more than cover the dinner and they were at expensive places

[@Ja50nkAt]

Exactly, impressing people they don't know who don't care at all.

[@ladybug3393]

😒

[@RaleighLink]

Imagine wearing a massive ring and every time you look at it you remember that you're making payments to pay it off because you couldn't afford it lol.

[@MariselaCronin]

Dr. Laura’s words.

[@genxx2724]

Wife paying for her own ring. 🙄

[@DevHazy]

Lolol right

[@chamidu]

Imagine wearing a massive ring and every time you look at it you remember that you sold a house for it.. 😅

[@Aquaria2291]

They can afford it though. They have a net worth of well over 1m dollars. They could have liquidated their investments, paid for the whole shebang, and then paid themselves back over time. It just sounds like they were smashing their heads into the wall trying to have their cake and eat it too. I bet if the husband didn't lose his job, there wouldn't be any stress over this. They would have just paid off the debt and eaten all that interest they would be accruing on it. I wish they would have told her to calculate the interest she'd be paying on that debt and line that up against the 20k annual income from the property. Anyway, hopefully she learned her lesson. Stop trying to keep up with the Joneses. Think about what is important before you spend.

[@evelynmaltez571]

We got married in our 2 bedroom apartment. We had 8 guests. We spent maybe $600 on food and drinks. 3 months later I was diagnosed with breast cancer. I wasn’t able to work for 6 months. I can’t even imagine what it would’ve been if we had had a big wedding. I’m healthy now, and we already bought a house. We were pre-qualified for a $350,000 mortgage but we bought a house that cost $187,00. We are very happy to be able to sleep at night, not worrying about money.

[@carlavaquerano6036]

❤❤

[@Thinc_Destiny]

This mindset is priceless..🥳 🥳

[@ginag8723]

I'm so glad you're healthy now!

[@Shopgirl1]

I got married in 1980..mom and dad bought my dress..we paid for having bridesmaid dresses made, rented tux for the men and paid for the flowers, cake, punch, nuts, mints, and coffee..might’ve been $500, cannot imagine this much for a wedding..I would’ve spent $12k on the wedding and had $100k left for starting life..but they put it on a charge card 🤦‍♀️

[@wingberry123]

I want this type of wedding because I don't want a big splashy event and I also want to be able to sleep at night.

[@cherylbroadenax1006]

To have a card that goes to 112k or to use multiple cards for a 1 day event is insane.

[@aeromedical6776]

What’s even worse is that they spent money that could have been invested was spent on a one day event. People have lost critical thinking.

[@AnythingEverythingAshley]

My husband and I skipped the wedding, signed the marriage license at home, and spent the money on a down payment for a house. I don't understand the purpose of spending thousands on a party that will only cause drama.

[@meganfitzpatrick1019]

We purchased our first home, and spent only $600 on our wedding in 1996. Marriage is still going strong, and we upgraded to a larger home with a pool 🙂

[@reese85]

Why would it cause drama?

[@SuperAsian78]

@@reese85 because they are fight about the debt …

[@thea_817]

Amen! This is way to start a marriage. No debt and but that money towards a home which is something you need and is a good investment toward your future as a couple.

[@reese85]

@@SuperAsian78 that’s not all weddings! I kno ppl that pay their wedding off in payments before the wedding date to avoid any debt!

[@eligreg99]

Who spends 112k on a wedding while also having 40k in student loan debt? Could’ve spent 5-10k at the max and they would’ve been fine.

[@kind2423]

You’d be suprised. I know younger adults who did the exact same thing the caller did with student loan debt

[@bee12355]

I know someone who did that and still have student loan debts. People spend so much money on weddings.

[@buddykerr1]

Two narcissists who wanted to play prince and princess for a day

[@joshhawkins2596]

Well when they take home almost 20k a month 112k once in a lifetime wedding is not crazy outrageous. I don’t think anybody with that income would enjoy a 10k wedding. But I agree pay the 40k in debt and another 40k wedding (3 months of aggressive saving)

[@TSULLY210]

Sound like they’re perfect for each other

[@kayn2756]

This is a bigger problem than they think. No one wants to sell their personal property to pay off this wedding.

[@spaceballs44]

I think there is more going on then we know.

[@sammydrake5496]

Because they both don't see each other as long term partners, just fun times acting married in front of others

[@captainhoopla7773]

Sounds like they issue 😂😂😂

[@dancalmpeaceful3903]

It's like lighting it on FIRE and watching it BURN.

[@KatieBellino]

The caller sounded very receptive to selling the property and seemed relieved because it had been the one that was hers prior to marriage.

[@karenwalters1211]

She’s not in a bad situation at all. Plenty of options to pay off that debt and still have money left

[@eddieBoxer]

Damn $112,000 dollars for a weeding and I wasn't invited, ridiculous.

[@sabreen45]

My husband was just starting his business when we were getting married. We were going to do the full hoopla. Two months before the date, on our way to the planner, I just looked at him and asked him if we’re cancelling everything. We did. We ended up having a 5K wedding with our overseas family, he invested that money into his business, that is now booming. Best decision we ever made.

[@jakem6076]

Husband is depressed over losing his job and all of this marriage debt and stress.

[@cgasucks]

There's a lot of that going around for some reason.

[@channell11]

I'd be willing to bet that he agreed to the expensive wedding because she wanted it and he had a good job. Now it's become an albatross around his neck.

[@ColdSprite]

@@cgasucksworst recession about to happen

[@Jane-rh7tc]

@@channell11 how do you know she's the only one who wants the expensive wedding? With his income range most likely he has some high income friends/coworkers he wants to impress with his wedding, wants to use the expensive wedding to expand his network. Don't always blame the wedding on the women, men care abt flashy stuff just as much as women

[@channell11]

@@Jane-rh7tc That's a distinct possibility. And yes, men care about flashy stuff, but it's usually different flashy stuff than women. I'm just playing the numbers here-the vast majority of the time the wedding is a woman's special day, and the bride is typically the one that wants the fairytale celebrations.

[@meganfitzpatrick1019]

We spent $600 on our wedding, 27 years later, still going strong!!! It's not about how much you spend, but the love you have for each other! Added: This new gal is my FAVORITE!!! 🎉

[@maximustrolleus9860]

hows that even possible? a good wedding is like 10k to book and reception at a banquet hall is easily 20-30k plus extra for liquor, security, photography.

[@jhuf1408]

@@maximustrolleus9860 There done in Vegas all the time

[@maximustrolleus9860]

@@jhuf1408 most ppl dont want vegas weddings lol. so what about a non vegas proper wedding inside a church and a hall for the reception where all your friends and family come?

[@a10072]

@@maximustrolleus9860 Since it was done 27 years ago, it may be possible. That amount may be over 5K now.

[@HelloWorld-hb7yt]

talking about expectations...

[@jeanhallada5292]

Quoting my Dad (married just under 60 years). It’s the marriage that counts not the wedding. We’ve now been married 40 years- dress $15. Ring from a pawn shop.

[@josephinegrech8438]

My husband says the same thing!

[@Musicienne-DAB1995]

Agreed. And if more people listened to this advice, there woould be fewer divorces!

[@rickwalker5203]

Got married in 2020, had 85 guests and a small catered reception in backyard for family only (COVID) had flowers, cake & punch in Church Hall, organ and trumpet player for ceremony. Beautiful diamond/diamond ruby wedding rings and a week long Honeymoon. Paid cash for it. Total cost $5,000. My husband and I just celebrated our 3rd anniversary. Dave’s plan works very well. No more stupid here!

[@erzabetf9544]

Yikes! This is such a good lesson about not falling into the trap of thinking you’re rich just because you have a high-paying job. That can change at any time.

[@Gromitz101]

Except they ARE rich even without any jobs. They could liquidate 1/3 of their wealth and be debt free...

[@jh26pt2]

One of the best things we did was have a small wedding. On the beach, close family, small (but nice!) dinner afterwards, total cost maybe a grand. The wedding is the least important day of the marriage. It’s easy to be all smiles and rainbows that day. What matters is the day in and day out afterwards.

[@cgasucks]

Wow! Beach Wedding...Beautiful and cheap!

[@vanessameske]

Exactly what we did! 💯👌🏽

[@tloumathapo754]

I bet it was her idea to spend this much.

[@DevHazy]

Fact

[@Miss_Dani_DWhit]

I like the turn of this call. There's always a way to dig yourself out of a hole. The empathy and compassion was nice to hear from the hosts. Good advice too

[@workinonit9562]

The scary point is the caller and husband could not figure this out on their own. Bigger problems ahead!

[@spankynater4242]

Exactly what part of this advice was good? The correct advice would have been sell both extra homes and keep your stocks. These two should be fired for giving this advice.

[@hollygennaro5874]

We spent $20 on our marriage license and were married by a judge. It was a Thursday night, we were both active duty in the Marine Corps, so he had returned from a week in the field around 1730; showered, dressed up and we drove to to the judge. Afterwards, we drove back to the barracks, changed into t-shirts and shorts and cleaned our rooms (Thursday is called 'Field Day' and Friday is Inspection Day, in the Marines.) We had a 4-day weekend coming up for Easter (called a 96) in which we would be cut loose at noon on Friday, to return 96 hours later, at noon on Tues. We drove from Camp Lejeune, NC to Indiana, to his home, to celebrate. That was our honeymoon. We just celebrated 30yrs this past 8th of April. Total cost, maybe $50, including gas and snacks.

[@Musicienne-DAB1995]

Sounds perfect! And congratulations!

[@DevHazy]

Sadly the current marines are just getting married for the benefits and often getting divorced

[@USMC6976]

Semper Fi!!!

[@RubyShoegame]

I’m so happy we got married in our backyard. I’ve never once regretted not spending a fortune on the party or on a dress.

[@texasindy2193]

Way to go my dear.. That money that people spend on lavish weddings (unless you can pay for it cash), can be used to go on vacation, pay down on your house, pay some student loan, you name it. At least that is how I think.

[@aic0809]

Although the circumstances of the caller’s date are crazy, George and Jade handled this with such kindness and compassion. They managed to give great advice while exhibiting empathy.

[@boots_4_me]

Why is it that the people that call in act like they’re victims of their own greed/stupidity with money? This lady called in and admits that she spent $112k on a wedding as if someone made her do that and she was forced to spend $112k. I got married in a court house and had our reception at my uncle’s restaurant.

[@kents.2866]

Right? Meanwhile you got people making 12 an hour struggling to put gas in the car after buying groceries. Quit crying lady.

[@poms-eyeview2453]

That is more than my house cost

[@colleenduffy1139]

Sounds like he spent a ton on the engagement ring (his choice) which was on a cc and now they will pay it off together, maybe by selling her house.

[@kathyb8540]

I got married at the court house twice with no reception either time.

[@sew_gal7340]

I spent $50 on my whole wedding, i am still happily married 10 years later and more in love now than at the beginning!

[@chrysopigilazarakou5113]

The lady(I'm sorry not remember her name) together with George are an incredible team! So quick and efficient to give precise advice! I admire them!! My Congratulations guys! You ROCK!🎉

[@trebmaster]

Her name is Jade.

[@chrysopigilazarakou5113]

@@trebmaster THANK YOU!! SO MUCH!!

[@ecclairmayo4153]

She was quick to pick up on social cues too where figured the caller might have been hurt by their poking fun.

[@spankynater4242]

No, this was the stupidest advice possible. They should have advised her to sell 2 of the 3 houses and leave the stocks alone. Dave needs to either train them more, or let them go.

[@chukuemekaoje1015]

Even after they solve their debt problems, they would greatly benefit from addressing the mentality that led them to financing a wedding....

[@trebmaster]

Cultural pressure. We need to be counter-culture.

[@so.many.obstacles]

Indeed.

[@jamisojo]

Fortunately for them it is a lot easier to say no to keeping up with the Joneses when you're older and married. At least that's been my experience. Your friends just don't matter as much anymore and neither does impressing people.

[@Gromitz101]

The financing of a wedding isn't that big. They can afford to pay it off over a year and still be wealthy. The cost of the wedding isn't even a problem. The only problem they have is they can't agree on finances/debt and not viewing it as their money.

[@kay22100]

I love how helpful and compassionate the hosts are. Unlike the arrogant folks in the comments section! 🙄 Do you realize Dave has helped people who are even 300k in the hole get out of debt? Maybe y’all are new followers. The fact that she called in is a step in the right direction. I wish her and her hubby the best!

[@KhallelaB.]

It’s nice to see someone not jumping on the bandwagon and tearing her down. I agree, some people just don’t appreciate how vulnerable someone is being when they call in.

[@dancalmpeaceful3903]

I don't see having good common financial SENSE as arrogant. This woman does NOT have any. She needs to be delivering pizza's at night at her 2nd job....as a Dave would say - eating rice & BEANS. She shouldn't be asking her husband to sell ANY of HIS stocks to pay for her idiocy.

[@patray162]

@@dancalmpeaceful3903 When did she say those were her financial decisions and not his?

[@jamaelbaskerville4547]

All these stupid women protecting her she should be an adult and not put it all on her husband to get rid of the debt… females love luxury but not responsibility that comes with it…100k on a ring is insane..

[@AlexWatts-hj9el]

After reading the first few comments I was taken aback on the tone of the top comments. Maybe some people just want to pile on and enjoy watching "rich/well off" person struggle.

[@NikolasMartine01]

Investments are the roots of financial security; the deeper they grow, the stronger your future will be."

[@TeddyAlexanderv6]

The deeper your investment roots, the stronger your financial security will be in the future.

[@AgnesHarperq3x]

Exactly! With my adviser, I’ve cultivated deep investment roots, strengthening my financial security for the future.

[@GraceOliviaf7y]

I would love an introduction to an adviser who can help me strengthen my financial roots.

[@AgnesHarperq3x]

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.

[@GraceOliviaf7y]

Thank you for this amazing tip. I just looked the name up and wrote her.

[@candy2325]

I’m assuming she wanted the pricey wedding because of her husband’s income and thought why not? Now, he’s unemployed right after the honeymoon… wow!

[@AmandaRogersarock1988]

But you know just has a vacation home sitting around and a whole other property and calls here crying. With student loan debt. Like why?!

[@TheChromelover]

I hope they had a good honeymoon

[@bee12355]

@@AmandaRogersarock1988 some people are just not good with money. It makes no sense. Just pay off the student loan debt

[@dancalmpeaceful3903]

Always ASSUME a layoff is right around the corner.....

[@SynoviaPerla]

@@dancalmpeaceful3903 I saved up when my husband was working, and then almost put that on my house, he got laid off, and I had that money to get us through then COVID came and work was scarce,we were still able to get buy at least that delayed what's happening now, but we're good, no more money saved up lol, but what he makes now being very careful not to spend carelessly

[@theeverfartingelephant8189]

This marriage sounds like its off to a WONDERFUL START!

[@tanpham7411]

Their local divorce Lawyers are salivating like hungry dogs waiting for the inevitable.

[@George-W-Jenson]

😂😂😂

[@ryanbrennan5290]

$112,000 for a wedding? All on credit cards? Really? That just boggles my mind. Some people...

[@noone-um4hk]

My wife and I had a courthouse wedding, only our closest family was there. With everything it was about $600 and we used what we saved for a down payment on our first home. It's a paid off rental now, best wedding present we gave ourselves.

[@magicfairy7805]

Me too. I can think of about 100 other things I'd rather spend money on.

[@Opioidmoon]

My wedding with my husband in total was $650; my mom sewed my wedding dress, cooked the food, and the wedding was at my parent’s house. Good times.

[@kanecierra8940]

I can’t imagine getting reckless and spending on a Wedding. Over 100k Wow 😮

[@blackworldtraveler3711]

I can’t imagine getting married.

[@jeffreywhitaker5154]

@@blackworldtraveler3711 🤣🤣🤣🤣🤣🤣🤣🤣😅

[@unfairsanic5089]

@@blackworldtraveler3711 can t imagine being single

[@blackworldtraveler3711]

@@unfairsanic5089 You were already single beforehand.

[@potato1084]

@@unfairsanic5089So you were born into a relationship? A little creepy

[@mirabella2154]

This marriage is doomed. I genuinely wish them the best, but I had to laugh when she suddenly teared up and said that her husband lost his job after returning from their honeymoon. The whole situation is bizarre.

[@OhWell0]

I thinks its doomed too. But rather because she wasn't sure if he would cash in his nest to get out of debt.

[@nlm3223]

@@OhWell0 facts! She wants him to pay off the debt using the stocks and bonds. I actually don’t think that’s a good idea.

[@anonymous05067]

I agreed. With the way they spend, It does not matter how much money they have in equity or making, they will end up under in the future.

[@brianwaller7383]

It was doomed as soon as the gump proposed to her. 70% chance she files for divorce

[@jonathonwright525]

Yeah. Guarantee he took off all the time and was lazy at work.

[@Philippinesbound42]

Something tells me this man has made a horrific mistake marrying this woman.

[@naomiemoore5725]

And I see it that the husband is never going to contribute a dime to sort themselves out. I would not sell property that can bring in income. Selling property now will be more expensive to purchase down the line. But that is me.

[@harshtruth2897]

I went to Panera bread yesterday and spent $25 on a sandwich and coffee & muffins, I felt like being robbed and still can't comprehend spending a stupid amount of money on a stupid evening snack. I can't even emagine the weight she's feeling on her chest for spending $112K on a stupid wedding, WOW.....

[@Gromitz101]

I won't shed a tear for her. Its a fraction of their wealth and they can get out of debt tomorrow by liquidating assets within the month. This wedding/debt isn't smart but its less than 1/10th of their net worth. It may seem big but you have to put it into context to what they have. A millionaire isn't going to have a $1000 wedding, 100k seems reasonable if they are willing.

[@mysticquetzal87]

when he asked if the ring is a discoball and she’s like “yep” 😂💀

[@XXnickles]

100K in a wedding? I guess she was not crying too much that day in the event "she deserved" (forgive me to be judgmental there). Hopefully, people who listen to this are going to start including risk and ask "what if" in our life decisions. Fortunately, in this case they can recover easily from this (if they want) scaling down their lifestyle and adjusting their expectations. Bad way to start a marriage regardless.

[@HunteroftheNorth]

I feel like it was the husbands decision to spend that much since he made so much more than her... Obv. we're not sure but judging by how shes talking about it, I would guess it was more his decision to spend that Ludacris amount on a friggin wedding.

[@cgasucks]

This is KZbin. It's ok to be judgmental.

[@bmxbobby1]

I want my DREAM WEDDING

[@XXnickles]

@@HunteroftheNorth it is complicated to guess as what we could be hearing is regret. Usually, weddings are driven by the bride's decisions, but as you say, we cannot be sure. I am just being judgmental based on "trust me bro" (aka what I have seen) statistics

[@bobbythomas6520]

@@XXnickles most likely the wife, but if you are a husband it’s your job to A. Be responsible and not have a wedding that massive B. Get your wife on the same page C. Find a good middle ground. Honestly this call would not even be that bad if the wedding was 50K tbh.

[@AlphaAchilles]

This women is out of her freaking mind. They spend 112k on a damn wedding?! Who does that in real life? Why are people so caught up in a “fairytale” wedding that they will ruin their financial future over it? Also, a wedding ring that expensive is borderline mentally handicapped. My wife and I basically got married for free. We went to a church that I grew up in and my family chipped in here and there for stuff but we didn’t really pay anything. Love doesn’t have a price tag and those who act like it does will be the same ones getting a divorce in a couple of years.

[@potato1084]

I spent £400 on a photographer and that made me cringe 😅😅

[@jamisojo]

​@@potato1084yep... it is painful. That is a pretty good price though for quality pictures to last a lifetime.

[@Gromitz101]

You have to put into perspective their current wealth. They are millionaires...they aren't going to have a $1000 wedding. The 112k+40k isn't even a problem. They can liquidate 1/3 of their wealth and be debt free within a month. The only issue is the couple can't agree one their finances. "My property" and "his property" is the only issue they have. Him losing his job is nothing. She still makes 70k/year and 300k stocks, 200k rental property and whatever the other two houses were.

[@UnstoppableMorgan]

Awe, that woman seemed so relieved after she saw things through a different perspective by the end of that phone call. Good job guys!

[@saralange1230]

I got married, had a cake, and my friend who owns a chick fill a surprised us and our few guest with a bunch of chicken nuggets and lemonade haha, best thing ever. To this day, we go to chick fill a for our anniversary. 😂

[@dbealby]

Yeah, let's go into debt right before retirement! This guy built up $390k in stocks and bonds over a lifetime. At 60 that isn't a huge amount for making $200k a year. Then immediately loses his job making $200k/yr Yeah I'd be hesitant to close out the liquid. What a way to start a life together by selling your assets that are making you money to pay off a stupid wedding.

[@lez2884]

He may have slowly worked up to that and just got to that late 50s. Plus that 700k property is fully paid for. They are fine they should just sell one property and have no debt and build savings while he is unemployed.

[@goldengirl5887]

What do they do with it all?!

[@last_samurai6690]

And probably new wife's student loan... and the wedding was the wife's idea anyhow....and being maybe a 2nd or 3rd marriage, divorce is a possibility. Oh boy...see you in tha trailer park sir.

[@patty109109]

@@lez2884 they aren’t fine. They are 60 with $1M net worth which would be fine but they clearly have a grotesque overspending problem and that’s like an addiction-very hard to change. He’s 60 and spent a tenth of his net worth on a party. This is imbecilic.

[@kokoskokso]

@@patty109109 absolutely right.

[@jimroscovius]

All of this money lying around and they're keeping debt like it's a pet. I will never figure that out.

[@merriem24]

They seem very financially divided. “He won’t care because it’s MY property”? What!???

[@smithtown00]

Agree! Huge red flag. I feel uncomfortable with this advice. It they ever get divorced, she ends paying 100% for the entire wedding with her asset when he should bear the responsibility of half (or more, give whatever spent on the ring). He went along with it, so it is his debt too, period!

[@HighCountryRambler]

What I heard was the stocks/bonds ARE HIS, and the rental house in MINE.

[@Lis422]

@@smithtown00 Yes, someone shares my opinion. I see a huge red flag. Financially she cares for income AND properties. And it costs her HER cash cow already 🙈

[@brandondriver1377]

Well their married now so if he wont she's a no-fault divorce away from getting half anyway

[@djtoxicdhg]

112k on a credit card is actually insane

[@harriszaman3371]

I am surprised these " Financial EXPERTS" never asked if she is getting any income from the vacation home & If no income then instead of selling rental (which is bringing her additional $2000 a month) tell her to sell the vacation home & get rid of the debt.

[@spankynater4242]

They should have told her to get rid of both houses, they're terrible at their jobs.

[@nualanicghearailt8011]

Jade and George are so supportive and kind

[@trebmaster]

When it's George and Dave, they play good cop bad cop.

[@spankynater4242]

It's just too bad they can't give good advice.

[@ecclairmayo4153]

❤❤❤

[@markg999]

Perfect example of people most of the time just sabotage themselves. If they were semi smart they had a small wedding cash that was nice for under $20k.

[@ColdSprite]

20k!?! Geezz 500$ the max my guy. Potluck type of wedding too lol

[@xRainxBowxBritex]

I feel like a big party with catering or renting food trucks and a cute ceremony for like 5k or less would even be awesome

[@DevHazy]

@@ColdSpriteright lol

[@KatieBellino]

@@ColdSprite Not everyone wants a redneck wedding either. Keep in mind that a "cheap" wedding gown is $300-500 unless you just wear a white sundress. Their income would justify a $10-20k wedding, which is not extravagant with modern prices. It's about what you need to have all of the traditional parts of a wedding present if you don't have friends/family who can save you money on some of the services (dj, cake, etc.).

[@FrancoCastro]

When I got married I told my wife i don’t care about the wedding itself. I know this is something important for you but honestly I couldn’t care less. We made a very strict budget told her I don’t want to spend more than this and I will no put ourselves in debt for a party. At the end things ended up pretty nice.

[@LuckyC1723]

How much did you spend if you don’t mind me asking? In a similar boat as you were. We both don’t want to spend a lot but she wants a nice view for pictures. I want a place that’s cheap, functional, and clean. For the venues and fees not including DJ, Chef (I know people for both) and alcohol it’s 4.5k so far. So I’m over estimating at 7-8k the final for the total

[@JEDaoust91]

My ex. Started crying when I told her the same. We are not together anymore, I think it was for the best.

[@pompeiyous2138]

@@LuckyC1723 I rented a community center for 1800. Food was about 3000. And decorations were donated.

[@LuckyC1723]

@@pompeiyous2138 sounds like good savings. I know a chef I used to work with who told me he will only charge for how much the food cost as a gift. I’m still going to pay him but I think it will be around $1500

[@Musicienne-DAB1995]

Good!

[@ThatCho]

This is such an emotional call. I feel so bad for them. But luckily, they have a large lump of cash that they can use to clean this all up. It's gonna hurt one way or another, but they just gotta choose what type of sacrifice they're gonna make to fix this issue.

[@xviper84]

I will never understand why people put themselves in life changing amounts of debt for a wedding. The wedding industry is known far and wide as the biggest price gouging industry in the US. I find it hard to feel bad for her.

[@jeffs.3348]

Amen!

[@curiouscat3384]

Yes! Step AWAY from the bridal magazines and tv shows. RUN RUN RUN to the chapel, lol.

[@jdrancho1864]

Weddings and funerals. Pay what you can easily afford.

[@SuckerPunch92]

The healthcare industry would like a word

[@ecclairmayo4153]

I would say the funeral industry is even worse.

[@Jon-ko3vv]

Just wait till you hear how much the divorce is gonna cost

[@kissengerc9468]

Right on brother 🍺🍺🍺

[@bmxbobby1]

🤣🤣🤣

[@nicb8723]

That was my thought too-I’d be shocked they’re still married in 5 years

[@ceecee8757]

Ok, Renee sounds like she's in her 60s, so why have an extravagant $112k wedding? That's just irresponsibly FRIVOLOUS!

[@Noyb0712]

THIS!!

[@Archer-hg9rw]

If you can pay for it in cash I don't see the problem, but yeah 50% of that would have been just fine

[@SpoonHurler]

Yeah, if you cash flow it then spend what your heart desires but don't finance wants.

[@paulc3749]

he lost his job after

[@b.neallee7042]

That is so well put, that's the problem with people today, no planing. Great posts. Neal

[@mbkhan3116]

till debt do us apart 🤣

[@sleepmoneyken9234]

😭😭😭😭😭😭

[@om617yota8]

Hahahahaha that had me laughing out loud. Till debt do us part, I'm stealing that!

[@2008cjam]

There was a show in Canada with that title about 20 years ago. Basically about the female version of Dave teaching couples to get out of debt. The episodes are on KZbin. I still watch sometimes.

[@1SavageQueen89]

@@2008cjam yes! I love that show! The host is hilarious and is very blunt!

[@spaceballs44]

Christopher Harris, I still watch it sometimes. I wish there would be an update.

[@bianconerointheus6692]

When I feel down, I always love binging here to listen to stupid people making pathetic mistakes. I love it.

[@tiffanyhoward9935]

People who truly love you, would never want to attend a wedding that puts the couple in debt!

[@Musicienne-DAB1995]

What a way to start a marriage!

[@linuxsurfer2002]

The hosts mentioned the tax implications of selling stocks/bonds, but there are also tax implications of selling investment (rental) real estate.

[@ladyhawk9032]

It's called capital gains.

[@WoodsintheBurg94]

Yes, but the gains tax are partially offset by cutting out mortgage payments, property taxes, insurance, and maintenance.

[@PepeToTheMooon]

Some people just ask for failure

[@gdolly166]

So glad hubby and I went small on wedding...immediate family only. Happy with his Grandma's dimond ring. Praise God we have several properties now by the Lord's grace and mercy. NOTE TO YOUNG PEOPLE-TRY TO SAVE MONEY FOR A HOME RATHER THAN AN ELABORATE ONE DAY WEDDING.

[@HighwayLand]

that is how my Wife and I did it, our wedding was at our little Church, and we have been together for 13 yeas now. We bought our first investment property July 2020 and we have two vehicles that are paid off.

[@gdolly166]

13 years for us too.

[@Chrissy4281]

My husband and I did this too. We had a wedding at a castle in Connecticut with just he, I and the pastor. No charge for the venue, they gave me flowers and the pastor not only married us for $50 but took our photos. He knows all things Connecticut and got us on a ferry to a smaller part of town where we also had an incredible meal and ice cream at a creamery for FREE all because they engaged us in conversation and found out it was our wedding day. It was magical and low cost all because we made a decision to have it this way and did the research.

[@gdolly166]

@@Chrissy4281 sounds very beautiful and smart.

[@captaincake4331]

112K on a wedding? That's just stupid.

[@doutheo8399]

Average Indian wedding in the USA costs 230k-280k

[@JohnR219]

Indians are way more frugal and the whole family contributes.

[@mbaileyr]

Our wedding budget was 10k & it was beautiful. We had 90 guests. You spend the most on food/head count. You don’t have to invite everyone you know.

[@KatieBellino]

Yes, it can definitely be done for $10-15k. 6 figures is unnecessary.

[@luminous6969]

When they take calls like this, I bet there's a tiny part of them that's thinking "yeah, we're gonna be in business for a LOOOOOOLNG time, I've got job security for life!!"

[@knighthawk9123]

Many companies are fueled by the stupidity of customers.

[@cl8wnm5n]

😂😂😂

[@Shaolin91z]

Hope it was a great wedding. Blessings to both of you☺️

[@ADhuv]

I hate myself when I put $100 grocery bill on a CC

[@tristan2332]

Why? I do it nearly every time I buy groceries the past 20 years...just pay card off when due.

[@jumpiam8477]

You can pay it off within 3-4 day. Budgeting is a key. We get a reward back enough to pay our Costco membership, holiday dinners and some Christmas gifts every year. Unless you can't control yourself, so don't use it.

[@sg9414]

The husband finally told her NO, stop spending and she's unhappy. She's never going to stop spending above her income.

[@BoltsNBalls]

You hit the nail on the head

[@elnarosiana84]

I love how Jade shown so much empathy and compassion I'm sure Renee would've felt it through the phone.

[@kendrapratt2098]

She cheered up pretty quickly. Maybe she was afraid they’d tell her to sell the ring

[@justinegede2176]

😂😂😂

[@brendondowdy5651]

Lol she just married him for money. She's talking half and leaving. He will learn his lesson. Prenuptial next time

[@cloudtron337]

Haha

[@patray162]

​@@brendondowdy5651 I'm curious about the mommy issues behind this, anything you're willing to share?

[@ericamonroe7075]

@@brendondowdy5651 ???

[@HoneyDooDoo]

Can guarantee she’s the one that wanted the lavish/big wedding. You better sell your property first to pay off that wedding debt honey

[@joshuatree28]

This is like calling the parachute manufacturing company after you jump out of a plane not wearing it.

[@talyahr3302]

Dave wouldve blown a casket if he was on this call 😂😂

[@Necromancer1776]

Our entire wedding was under 10k at a nice venue with about 70 people and we began our marriage without having to worry about money. 100k for a wedding is ridiculous

[@taurusthebull76]

Take note of scenarios similar to this to avoid unnecessary pitfalls

[@jarrodmcmillan6561]

Here’s the problem when Dave isn’t on, the other “Personalities” are too nice and PC. Dave would have gave her advice while tactfully calling her an idiot. Dave makes the show.

[@ilexevergreen5405]

Exactly - Dave is the one who brings the humour & personality for the most part

[@meganfitzpatrick1019]

I disagree, this new gal is amazing!!!

[@ilexevergreen5405]

@@meganfitzpatrick1019 Jade? She does have some personality of her own at least! I do like that the newer people are so kind & compassionate for the callers' sake, but Dave makes the show memorable w/ his abruptness. He mixes bluntness w/ kindness depending on the call.

[@ilexevergreen5405]

Dave really cuts through all of the blablabla. He has a sharp mind.

[@kay22100]

Dave is hard but also compassionate unlike most of the people in the comments section

[@prettyn1993]

This is insane! My husband and I only spent 10k on our wedding and honeymoon. We didn't go into debt for it.

[@dummgelauft]

Rivian laid him off. That "200k" ($2000/mth) property is probably in Metro Detroit area.

[@SamuraiSteve1980]

Best wedding I ever went to. Church, Outdoor Pavillion, BBQ, Kegs of Beer, Wine on Ice in Coolers, Kids running around the green grass having a good time. I was jealous and I didn't know it was a reception where most took off the shirt and tie and threw on shorts and tees. The self serve draft beer made up for it.

[@candicewatson5508]

i think they did not address the fact he has NO job, that's the main reason why they're stressed. i don't even think they're worried about the wedding debt if the husband hadn't lost his job.

[@MikeyPaper]

You missed the point entirely. No wedding should cost $112k even if he was making 200k

[@candicewatson5508]

@@MikeyPaper we pretty much all agree on that my point is they're acting like she's stressed solely because of that. she prob wouldn't have even called in if he still had his job.

[@mewtwomotherfuka]

Well her income is 70k. Its not like she said she makes 30k like most americans. They do have wiggle room. She just cant afford the 200k lifestyle. But finacially they still good.

[@al1395-y3d]

"We are multimillionaires, should we pay our debts?" Bro come on lol Sis, whatever you know what I mean

[@MrDanny1145]

yeah, truly don't understand this caller. She's in tears about the lavish wedding and student loan debt, but then randomly has THREE properties (one of which is a "vacation home")? Why would you buy all that real estate if you had these pre-existing debts? And why wouldn't you just pay out of pocket for that wedding with all the cash/assets they have?

[@anthonyn.3575]

My question is: Whose idea was it to have that $110k wedding?! If it was hers, I don’t understand why now, all of a sudden, she’s tearing up and crying on this call 🤷‍♂️

[@candy2325]

Because that husband $200k income gone and she loved the money and now he’s unemployed and she’s freaking out 😅 so crazy

[@minervagalvez4748]

SHE MARRIED HIM FOR HIS MONEY AND NOW SHE IS FACING THE POSSIBILITY OF HAVING TO MAKE HER OWN COFFEE!!! 🤣

[@Edgar_Allan_Poe_50]

It was probably her idea

[@brendondowdy5651]

@@minervagalvez4748 exactly. She's all about his money and that's it.

[@mrscf8865]

sounds like he was getting the blame for their issues as well.

[@edema.3418]

The people who went to the wedding are the ones who really enjoyed themselves.

[@cedricnicholson7446]

Everyone makes mistakes, this couple has the means to correct it instantly. I truly hope they learned their lesson from this.

[@tpuuup]

Them ppl rich af, every layer peeled back and you're like tf these ppl calling for.

[@oliviacarriveau]

A wedding was super important to my husband and I. We spent 2 years engaged to save up 5k for a modest wedding. Some of the best memories I made and you can absolutely make it affordable ❤

[@Chrissy4281]

The thing is they have the means to pay this off. It was not the best financial decision to spend that much on a wedding but they have a way out. They just have to want to take it, namely the husband. The bigger issue is there seems to be no “we are in this together”, that’s the real issue that needs to be addressed.

[@Neddie2k]

Well she is trying to get her husband to pay it off.

[@goldengirl5887]

Not if he doesn't find a job

[@MrDanny1145]

yeah - that's the bigger question. With the means to pay this off, why is she so panicked about it? Why doesn't there seem to be joint buy-in on this? Did SHE insist on the lavish wedding and, now that the husband lost his job, he's telling her "you're the one who wanted this, you need to pay it off with your house"? I can't think of any other explanation that makes sense. If true, what a sad and piss-poor way to start a marriage.

[@joelrankin]

I will NEVER understand why people spend SO much on weddings when 50% of marriages end in divorce. Crazy. Absolutely crazy.

[@carryeveryday910]

Paid $30k for our wedding but it was paid in cash so we didn’t have to finance anything or take on any debt. Worth it and glad we did it but I say this to say it is okay to have the wedding you want/do what you want etc but make sure you can pay for it in full. It isn’t worth going into fucking debt. Either put it off until you can afford what you want or temper your expectations.

[@Kadaf1]

I got married in Thailand when I was 26 years old, called my family and said ''I am getting married today''. No family members were invited, just paid about $20 to the registry office and signed the papers. In contrast my sister spent $80,000 on her wedding and was filing for divorce 18 months later .

[@TrazimDollare1982]

I guess VISA will be building a new Skyscraper somewhere due to this customer

[@BrillianceAutoSpa]

Well, SHE wanted the wedding 💑

[@Hurtzilla]

👏🏾👏🏾👏🏾 they didn't even address that fact

[@djpuplex]

That's why she started to cry avoid accountability.

[@bmxbobby1]

🎯🎯🎯

[@raulgallardo5140]

Happy wife happy life right? 😅

[@Joseph-en7gx]

But she’s entitled to it.

[@FreeAmericanUSA]

This is 100% insane. I can't imagine having that debt on my plate.

[@alkyr9946]

but they have a way to pay it, they just did not want to. The loss of the job is what brought this out, she wanted him to pay for it. Instead, she now has to sell her house to pay for it.

[@LaBrendis]

I hope he does his part. Shes a pretty smart woman to call and see whats best not only for her but for him and not only that but her marriage!!!

[@dunamis9935]

She got him into that debt... man are very simple.