This Man Will Help You Become Rich And Independent 🤯 | Ft. Gajendra Kothari | KwK #96

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Join us as we delve into his strategies, experiences during challenging times like COVID-19, and his path to potentially reaching a 100 Crore portfolio. From managing profits and losses to the importance of starting early and staying focused amidst investment temptations, this discussion is packed with practical advice for both novice and seasoned investors alike.
🔍 Explore his views on traditional investments like PPF (Public Provident Fund) versus SIP, the significance of tax compliance, and his personal financial habits, including monthly expenses and global travels. Gain perspective on maintaining portfolio focus, strategies for long-term growth, personal finance, stock market, private equity, and venture capital and his ambitious plans beyond the 100 Crore milestone.
🎥 Don't miss out on this insightful conversation that could transform your approach to wealth creation and financial planning. Hit the play button now to learn from someone who's navigated the complexities of investing with remarkable success!
Timestamps
00:00 Introduction
02:23 What is SIP?
02:50 How much does he put in SIP every month?
03:04 With how much amount did he start off with?
03:55 Talks about his journey
07:03 How will he be able to make a 100 CR Portfolio?
10:52 How did he earn profits and also talks about managing money during covid
14:07 Tackling losses during covid
16:46 Importance of starting early
22:11 How to not get attracted by different types of investments?
24:04 Views on PPF and how are you losing your money?
30:48 PPF v/s ELSS
34:31 Views on black money and why you should pay tax?
39:23 How much tax did he pay last year?
39:42 Monthly expenses
42:31 How many countries has he visited?
43:33 Why has he not diversified his portfolio?
46:12 Any special SIP?
49:07 What after 100 CR?
Follow Gajendra Kothari on Social Media:
📝 LinkedIn: / gajendrakothari
📷 Instagram: iamoneidiot...
Follow Kushal Lodha on Social Media:
📝 LinkedIn: / kushallodha548
📷 Instagram: / kushallodha548
📱 Twitter: / kushallodha548
Follow KAGR Club on Social Media:
📝 LinkedIn: / kagr-club
📷 Instagram: / kagrclub
#kushallodha #podcast #investing #mutualfunds #money

[@jaisara_finance]

5 Questions that doubts whole podcast: 1st - If he and his brother draws 1.5Cr each, means 3Cr per year that is 25 lakh per month, then how 30 lakh SIP, 3 lakh rent and 3 lakh Other Expenses 2nd - He Said he earns 1 Cr salary when he was in London in 2008-09, then how come in 2010 he couldn't afford 10k SIP? 3rd - at <a href="#" class="seekto" data-time="1100">18:20</a> Kushal Confronted this guy 1 lakh becoming 52 lakh at 60 age, we should consider inflation, abhi bike na lu aur 60 ki age me 2 Mercedes aayegi ( 52 lakh m at age 60 Do Mercedes aayegi Joke😅) 4th - at <a href="#" class="seekto" data-time="2547">42:27</a> he said world travel kro, km SIP bhi chalega because his biggest priority is travelling over cars, house, enjoying decent life, exactly people have different priority just like he doesn't have car till now but have visited 25 countries, some person have 2 house 2 car for them and their family. So no logic 5th Question - He said he paid 30 lakh tax last year, then assuming he given "gyan" On importance of white money, he would have earned not more than 1.4Cr, that is around 12 lakh h month, he said initially he was giving 22 lakh a month SIP. See I'm not against this guy or any hate, but IMO he have not given clear picture of what he earns and does. Whole Podcast seems suspicious, and Kushal also felt this. Hope audience gets to understand and those getting inspired have some common sense.

[@gajekoth]

Thanks for taking out time to watch the entire video and also for posting your queries. These questions are really useful and needs to be addressed. Let me revert to you one by one on this 1. Total Rs 30 lakhs SIP goes from our individual account and also from our company account (Rs 10 lakhs per month) 2. I lost almost all the money in F&O in 2008-09 while I was leaving in UK and thereby starting from 0 again in 2010. 3. The idea was to just share the Cost of Delay. I started investing seriously at age 30 and today I regret that I should have started earlier. The power of compounding is really magical but we realise it only late in our life. 4. All I am saying is one should enjoy in the present as well as plan for future. Yes every person can have different goal and one should work towards achieving the same. 5. I started with Rs 10,000 SIP in 2010 and then every year kept on increasing it as per increment in our income. The idea of this entire podcast was to share a genuine story and thats why I tried to be as transparent as possible. I hope this helps.

[@gomzy279]

​@@gajekoth on a lighter note.. invite him to #Mumbai & give him a ride in #Rolls_Royce..

[@sanrock21]

@@gajekoth Sir I dont want to do SIP, but want to invest lumpsum or when ever I get money i will keep on adding, what do you suggest? sip or lumpsum.. like monthly I will do 10K but not as sip, when ever I want I will add, can you give me your company details?

[@flying_machine10]

Ur the real gangster 😂

[@manorakhee]

@@sanrock21 sips are nothing but periodic lumpsum. Investing in staggered manner just comforts the mind. How long you can stay invested is the game.

[@rohitjain4191]

Thankyou Gajendra Kothari Sir... Really inspiring to me 💐💐💐💐💐

[@TechnoAnkitIndore]

Awesome podcast made my day, totally relatable for me, I also did started my monthly SIP with 2K only 12 years back and today approx 2.5 L going in SIP and almost near my FIRE before 34 yrs of Age. Thank you!!

[@RehanAli-et7yw]

At what age you start sip ?

[@gajekoth]

Thats really awesome @TechnoAnkitIndore...You are absolutely on the right track. All the very best.

[@TechnoAnkitIndore]

@@RehanAli-et7yw 22

[@TechnoAnkitIndore]

Thank you!!

[@KushalLodha548]

That is awesome!

[@journey2wardsGoal]

One of the best and very knowledgeable podcast...!!!Thank you Mr kothari...!!!just like you I am not loving in India at this moment but very Bullish on India...but started very late but still after listing this I will also try to .....I really want to meet you in person or any other way I can contact. Hope fully one day....!!thank you Kushal for this amezing podcast. ❤

[@sanjibkumarsaha4372]

Very good podcast. Love u Gajendraji, I'm also from Assam. So much things I have learnt from your podcast. Very informative one.

[@manjunathangadi1949]

@Kushal Lodha Thank you so much for this podcast

[@KushalLodha548]

Anytime!

[@vishalkumarvishwakarma3776]

This was amazing! Very helpful and it makes sense!

[@Ubrahma]

Love from Assam You’re also from Assam❤️Gajendra Kothari

[@anavgaming191]

Feeling short of words to describe the inspiration Mr Kothari has given to me..Hats off to him and dear Kushal.

[@namrathashankar3524]

One of the best podcast I have watched till date! Thank you so much to both of you!😊

[@PraveenKumar-rd3et]

Great insights Gajendra Sir, thank you!

[@xpg8752]

Why do Indians inisit on calling random Influencers "Sir" / "Ma'am" do they think the influencers will get impressed and give them some of their money? Or is it a slave complex at play,

[@dev27ful]

Thanks So much...Very much motivated....Keep it up Kushal 👌👌👌👍

[@arindambairagi_]

The mindset and mentality of this guy is mind-blowing. India people usually stop investing after seeing -3%

[@anishnaik8]

i start before 3 month and saw -7% and add same amount in election result day now sit at +5.4% 😎😎but your 2nd line is right 👍👍

[@arindambairagi_]

@@anishnaik8 that's a good thing to do in sudden crash

[@anishnaik8]

@@arindambairagi_ thanks, before investment I read 5-7 books on businesses, investment psychology and about money. And so many more in my collection which would really helpful 😀😀

[@premanandgovindarajulu9001]

It's very interesting to grow fast,it needs patience,i wish to invest and associated pl oblge awaiting your response thanking you sir.

[@gajekoth]

Thank you for your kind words... You are so true. Most people end their journey mid way and lose out on the power of compounding.

[@wadhawanpathshala1288]

Very inspiring. It inspired me a lot

[@KushalLodha548]

That's great

[@ajaykumarsarabu5303]

Gajendra kothari sir so much inspirational you told hundred percent true simplicity is the best thing in this world

[@guccigang233]

This has inspired the heck out of me. Thanks !

[@rknathwani8884]

excellent explanation,highly motivating and worth following. Thanks a lot to both of you 🙏

[@akhaleefa]

Thanks for your efforts. Wish you good luck.

[@shreybhagat]

who is the target audience for this video?

[@manorakhee]

Mutual fund distributors

[@rageshvarman4689]

Pura video dekhle bhai, title pe mat ja 30lakhs ke. This video shows how discipline can help you reach levels.

[@shreybhagat]

@@rageshvarman4689 pura video dekha maine. he just came here to promote his firm imo

[@PIXEL00000]

😂😂 Good one

[@pranay3582]

​@@manorakhee why? I'm so behind in terms of understanding basic investing

[@ulkv476]

Most inspiring interview i ever watched about personal finance❤❤

[@KushalLodha548]

Thanks a lot!

[@sourabjain2526]

Amazing and inspiring!

[@kalpana4388]

Very good interviewed. Gajendra Kothari is truly an inspiration for the young generation. Enjoyed the interview very much with so much good information and facts!

[@desiTravelerOfficial]

This is by far the best video on the power of SIP, timely savings, and the concept of simple living and high thinking..... Many thanks to Mr. Kothari for sharing his journey.

[@nimratbadhan]

Loved this Podcast and Mr. Kothari's attitude towards everything ✌🙏🏼

[@ramdevpal3218]

Amazing thinking & great personality sir ❤

[@jyotipachauri2146]

Amazing video and such an honest insight of every investment

[@MP-lb1bv]

He has very rightly explained about paying up taxes. Bahut kum log itna openly baat karte hai.👍👍👍👍

[@amangarg2067]

Very well explained with clarity and simplicity

[@arabindakumarbhola6598]

Its really inspiring. Today I feel some one is thinking like me and avhieved with conviction. Also Mr Gajendra you inspire to many like warren Buffett simple life living but higer life goal.

[@vishwajeetrawat3510]

Great fan of your podcast. Great information through your podcast.

[@KushalLodha548]

Thanks a lot!

[@malamani6690]

Thanks to Kushal and Gajendra sir very simple life .. powerful message ❤❤❤❤❤❤

[@durgarampatil6729]

Thank you bro for this knowledgeable (how to create wealth) podcast ❤

[@jaggu1980]

Thanks for the inspiration Kushal and Gajendra ji 🙏

[@KushalLodha548]

Thanks a lot!

[@user-ey7op9lw5v]

Loved the simplicity and thought process of Gajendra Sir. Loved every bit of this podcast.

[@venkatviswanathan1702]

Thanks for suggesting that movie. Loved it. Thanks.

[@abhishekmeharkure]

Superb story

[@thesideffect6162]

Thanks you sir for making it simple.. its going to help me alot

[@KushalLodha548]

Glad!

[@geek_for_life]

Inspiring Video! 🔥Thank you Kushal & Gajendra Sir for Awesome Video!

[@gajekoth]

Thank you for watching it and finding it insightful.

[@geek_for_life]

​@@gajekoth​ Thank you Gajendra Sir for Awesome 🤩, Honest 😃 & Transparent Eye 👀 Opening 😎 Podcast. Already watched that Movie "One Idiot" 🎥 and was able to relate as 22 yr Old! 🔥

[@KushalLodha548]

Thanks a ton

[@user-eo9ly7jj6g]

One of the best video on Mutual fund and investing. Thank you Gajendra!

[@KushalLodha548]

Glad you liked it

[@user-eo9ly7jj6g]

@@KushalLodha548 keep making such great content, looking forward.

[@pragyasreevlog7096]

Mind blowing Sir love from Assam🙏🏼🙏🏼🙏🏼

[@vikrampatel6408]

Very nice.... thanks 🙏

[@mallikadas1801]

Thank you

[@zrm540]

Life is about going through all emotions. At 25 that bike is the world to the young boy.

[@nilimajhakitchen]

Hello I want to share my experience before 11 years at age of 21 started SIP 4K only started increasing 50 % now I’m investing 1 L monthly my plan is for next 20 years for my next generation… ❤

[@BHAVESH-jq7si]

Great future plan. Very few people investing in SIP for next generation.

[@kirangandhi6156]

​@@BHAVESH-jq7si in which fund u invested

[@BHAVESH-jq7si]

@@kirangandhi6156 I am not a financial advisor but having a strong conviction in equity market. Please don't mind, don't ask about investment from any random person. First make your future plan then start investing with the help of good financial advisor. All the best.

[@nilimajhakitchen]

@@BHAVESH-jq7si thank you ☺️

[@nilimajhakitchen]

@@kirangandhi6156 ICICI HDFC SBI

[@user-lf9ur9cw4t]

One of the best podcast I have watched so far Very inspiring indeed Thanks🙏

[@anumehra9541]

Such an honest Open person

[@aroraakhil371]

Superb podcast gajendra ji.

[@nitashreekalita5288]

Transparent and fluent. Enjoyed it

[@bindudinesh2948]

Such a amazing and inspiring podcast Kushal .Mr Kothari is such a amazing and humble person explained everything so beautiful ❤❤ .

[@KushalLodha548]

Glad you liked it

[@kcpatel10]

Wonderful session, Gajendra Ji big thanks to you for sharing your knowledge and story. People like you help us to make better clarity to invest in mutual fund. Thank You Very Much Gajendra Ji and Kaushal.

[@gajekoth]

Thank you for your kind words.

[@KushalLodha548]

Thank you so much! 😊

[@pramodtiwari9520]

Very Transparent.... Very Inspiring ❤❤❤❤

[@arunawayal3798]

Nice information sir

[@malamani6690]

Very inspiring 😊

[@gaganpreetsingh3373]

Great video ! Would have been more interesting if we would have got to know his Mutual fund portfolio.

[@akhilmj5515]

Thanks🙏

[@HarjitSingh-yz1ev]

Sir very very informative and inspiration

[@akhaleefa]

Indians must do wonders in the world. It is a very successful democracy where one chooses what one wants to do in life. Unity, peace, cooperation among people, understanding each other, thinking of country first will make us achieve all dreams of this short worldly life. When we have best beliefs that world is a family, it should become easy for us to do much beneficial work for the country and humanity. India being most populous country should aim to be the best in all aspects of life Long live India and its committed/visionary leaders.

[@prakashsahoo3900]

One of the best podcast... Please share the PPT if possible

[@rajendrabanjare1362]

Bro you are right, ye kuch dino se soch rha tha, koi bhi saving jitna jaldi suru kro...... Apne ye bat explain krke bata diya

[@DrKallalPramanik]

Very inspiring, Gajendra sir🙏

[@gajekoth]

Thank you so much. I am glad you liked it.

[@YogeshwarDewangan-hr5nd]

@@gajekoth very inspiring gajendra ji, mera ek question hai, tax harvesting aap krte hai ya nai LTCG bachane k liye ya nahi plz ?

[@smitajoshi5211]

Thank you for this inspirational podcast. But it would be helpful to understand how and where he invests for a 18.5 cagr. He has truly spoken about the mentality one needs and the discipline

[@ravivincent8344]

Thanks Mr Kothari and Kushal for the excellent podcast..I am sure it will inspire many to start an SIP

[@vedantkulkarni1711]

Safal niveshak seems like taken from the intelligent investor by Benjamin Graham. Quite interesting.

[@komalthecoolk]

Brilliant! Some of these genius investors need to show how to track their investments.

[@KushalLodha548]

🔥🔥

[@Englishbook9823]

Hi sir Very nice interview, interesting, please make like this motivation video

[@maahischannel9846]

Amazing Sir, it was great value added podcast for life and investment. I am very thankful to you both that you have shared such important knowledge, I am very thankful to you after this podcast I now know what to do with my savings🙏🏻 money

[@yashentertainment7035]

Very thanks full video

[@Pavan-kw3ix]

Iss bhai ki salary 1 crore per month hai aur kahi logon ka target 1 crore MF se banana hai ..

[@suri_47]

😂😂😂😂right

[@shankargharge9090]

1 सालकी.

[@Powerofinvestings]

bhai sawal h ki ye salary hua kaise inka?

[@Pavan-kw3ix]

@@Powerofinvestings fake podcast hai bhai.. for KZbin views and money ... simple

[@chintandesai8398]

An eye opener !! Keep it up kushal and gajendra ji 😊

[@gajekoth]

Thank you Chintan for your kind words.

[@KushalLodha548]

Thanks a ton

[@rakeshravi6823]

Simply awesome

[@rajashekarbudla3355]

Awesome session.. ❤❤

[@KushalLodha548]

Thank you so much!

[@buildingmaterialsnews]

Very nice speaker...

[@Vinay8484Studio]

Just amazing...

[@HamdamHabeeb]

Now caption is english nice😊

[@technogaming3691]

Great sir.. 😊

[@sujatamalik5668]

Awesome Guest and Host❤❤❤

[@Aryansingh-ol7rj]

Best personal finance podcast 🎉

[@parthaadhikari7213]

I learn so much things....❤

[@ashokkumarbadaik5553]

This podcast really transformed me like anything...

[@satyanarayanareddygoli8750]

Thank you sir

[@prashantagarwal2769]

Almost 90% people know what is SIP, but hesistate to invest, this vedio did the mind scrubbing to keep investing, Great vedio !! Thank you Mr. Kothari

[@WealthDekho]

Amazing

[@techdoze1724]

pls share this PPT file

[@gurunathjoshi1425]

Really amazing and worth podcast

[@deepakbattise2282]

Yeah to aisa hai 500 se 5000 crore ke liye jaise Dev chala tha ...rukta tha fir bhi chalta tha, girta tha fir bhi chalta tha...aur ban gaye 500 crores

[@chandrabhanutiwary2365]

it's so inspiring 👍

[@KushalLodha548]

Thank you so much

[@DrKallalPramanik]

Awesome session today! A huge thanks to Kothari sir for sharing his tremendous wisdom with us.❤

[@gajekoth]

Thank you so much for your kind words.

[@murmuentertainment5696]

Love from Assam sir

[@puneetawasthi759]

Really inspiring and learning stufff and if possible i want to sit on that car 😊😊 Thank you for the video

[@gajekoth]

You are most welcome to take a ride in the car.

[@puneetawasthi759]

@@gajekoth Will definitely come sir .... Plzz purchase it soon 😊😊

[@RohanPatelDentist]

I did the same thing removed my money from ppf and diversified that money in mutual fund as in large cap mid cap and small cap

[@manorakhee]

Imho ppf is also a wonderful debt product. Mr Kothari has a different kind of risk profile. I feel some amount of debt allocation is important than going all in for equity. What if after 10 year markets crash or there could be a prolonged bear market ? If one has 100 cr losing 20 crores/30/40 won’t have a sizeable effect. But if one has 5-10 cr then ?

[@InvestingwithPankaj]

Great video on power of compounding and long-term investment strategies. nifty ETFs are also good opportunities for participating in India growth story

[@WealthDekho]

Not agree on ppf point. Uski apni ek jagah hai. You need to build assest allocation.

[@IndexBee24]

Learning video nice thanks u

[@KushalLodha548]

Always welcome

[@MALF999]

Thank You! Success means you never have to wear a suit!

[@gajekoth]

exactly. Thats the message from One Idiot.

[@MALF999]

@@gajekoth Sir, Thanks for One Idiot- Have watched both the short movies. Thanks for Einstein's graph. Thanks for sharing the similar dream.

[@preshx18]

Wow amazing

[@KushalLodha548]

Thanks a lot 😊

[@SachinSharma-ro1me]

Sir i am really inspired from your thoughts gold words and wisdom...i am doing my mutual investment and very happy that i have taken this decision..You have shown the path from your own journey and i am feeling so motivated by you.Your point on simplicity and focus on investment is so inspiring.Thanks for sharing Regards Sachin from Chandigarh

[@Parindey_vlogs]

Brother kindly adjust your tone little bit and add some sound deadening material on walls.. Video has Good insights and shows us how long term investing looks like.

[@deepakjuttymanoharun3595]

Thanks alot :)

[@mrrajesh.5741]

Ap sip kaha karte hai.aplication ya AMC se pls answer?

[@chirag4041]

If we start sip in small cap and among which if some stocks become mid cap then what will amc will do ?