This Millennial BURNS $10,000 PER MONTH | Caleb Hammer

Today, we're reacting to the spending habits of my ‪@TheIcedCoffeeHour‬ co-host, Jack - Enjoy! (because he's spending too much money). Add me on Instagram: GPStephan | Subscribe to ‪@CalebHammer‬
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[@CalebHammer]

JACK, all that Starbucks?!

[@codygalea137]

My man ❤

[@TheGrahamStephanShow]

I know, right?

[@TransformwithTayani]

I love you both ❤

[@timdonahue2053]

WMU ....

[@Ndasuunye]

@@TheGrahamStephanShow this is probably Jack responding.

[@ainedoyle4185]

I think Graham should do a financial audit of Caleb 🤔 Edit: OMG IT HAPPENED.

[@shaereub4450]

What would there be? Is there any bad spending habits Caleb would address?

[@ainedoyle4185]

I meant that Graham reviews Caleb’s finances. But I wouldn’t mind seeing the other way around. You never know what may come up!

[@BrianJaySupreme]

Caleb has actually done an audit on himself if you haven’t watched it!

[@plj2494]

Yes! Let’s see how deep that Panda addiction goes

[@XEGMagic]

@@shaereub4450 he says he goes out to eat a lot

[@JoshuaErabu]

Get Caleb on the podcast! 🗣️🔈

[@MoneyTalkwithChris]

Graham you are an INSPIRATION!!! I lost my job right before the pandemic. Since then, I’ve started a KZbin Channel on Money…and it is GROWING! Thanks for all of your great content, and to everyone else…NEVER GIVE UP!!!

[@bernardo.daSilva]

Same comment on meet Kevin's channel. That's alright though. I'd do it too

[@NaomiSimpsonhk]

I subscribed :)

[@QueenSorrow5150]

right. He was so much help.

[@gilbertopalacios570]

Imagine making 300k and being worried about medical insurance.

[@bovnycccoperalover3579]

Makes sense if you spend 10K A month h in credit cards.

[@Notourtube]

Motivation is a false god, dedication is the only way!

[@ydairy]

Graham should do a financial audit of Caleb and Caleb do a reaction video of Graham's audit

[@concettacuva5018]

Caleb Hammer, Graham Stephan, Dave Ramsey and The Money Guys are my financial guys!! I absolutely love this interview!!

[@versatilex97]

It hurts you because that used to be your money before paying him for the work 😂

[@FinancialShinanigan]

With that salary, Jack should switch to Blue Bottle Coffee

[@AndrewF321]

Haha loved your reaction when he said how much he makes, since you're the one who has to pay him that much

[@bestechYtBotBH]

Yes we need Caleb on a iced coffee and Graham Stephen channel vid, no questions asked 😉

[@Karen.c.h]

If you don’t get Caleb on the ICH I’m unsubscribing!!! He brought Jack out to Austin. You can def afford to bring Caleb out! Ive been binge watching since you talked about him. And Jack is so much more thoughtful intelligent and insightful than I ever imagined watching your channels forever.

[@davidmilhouscarter8198]

1:41 I get my work done too… but my boss doesn’t know what I’m doing half the time.

[@markg3305]

Oh man to have Caleb in a setting with you would be absolutely awesome!

[@dylanfitzpatrick9423]

I’d love to see Caleb on the iced coffee hour

[@SparkleBoom2023]

I would love to see Calab on your podcast show!!

[@ryanthesetter]

Get Caleb On The ICH!!

[@SF-fb6lv]

Graham - Yes, I do want to see Caleb "The Hammer" Hammer on your show.

[@elizabeths.3634]

Of course like and where this one is about Jack I can see why people asked for this one.

[@joshuazamora6464]

Just subscribed love the content!!

[@JakeTaylor1646]

I like watching this I knew it was gonna show up when I watch Jack on Caleb's channel!

[@AbidingHopeMentalHealthCoach]

I deliver for Uber Eats and Doordash, and I almost always have to wait a bit at Starbucks for an order they had before I got there. I can’t imagine wasting time there every day!

[@TheThegreenpi]

Graham really turned jack into a young boss

[@hobocyclist]

Im confused with this American obsession with "credit score" what the hell is it and why do you need it? surely you will be better off without taking finance/ credit/loans

[@tenou213]

This man going in on margin tells me everything I need to know.

[@blubb7711]

7:21 its just better to make it yourself.

[@mxrcxlino]

Graham should start his own organization with financial KZbinrs

[@ryanstevens2722]

Jack is so handsome Im jealous

[@aaliyahhernandez223]

I would love to see Caleb on the show!!

[@joshuabrunner4870]

Get Caleb on the show please! 🥺🙏

[@gavinjonez1911]

Who gunna tell Graham that Jack is Gen Z or at least a Zillennial -.- … actually who gunna tell Graham the year cut off for Millennials

[@qlovox]

Caleb on the old cast is a must. If you get him I'll go follow coffee podcast

[@ivantrajchev1]

Graham, you're paying Jack too much :D

[@TVHouseHistorian]

Fiola, I think you and Jack both look so cute when you say, “Dogecoin.”

[@lowrollerscratcher3563]

Did you see the latest video 39 years old woman on cnbc make it. She made 26k dollars a year to became a lawyer

[@thembasapam7838]

Jack working with Graham and all the startbucks! :)) Graham reduce Jack's pay by 50% :P

[@johnou6223]

Recently went to Sushi Neko for my very first time, and man that was an amazing experience!

[@Irish.liquorice]

It’s insightful

[@Courtney-Alice-Gargani]

290k a year. Is that all? Hahah. Some people take years to make that.

[@KurtisB]

He had to sacrifice a lot to make it to that income though.

[@Native722]

Some people never make that

[@louisianabeast]

Still liking!!

[@andreapayneconnally390]

how many of these are actually millennials. The youngest millennials are 27/26. there's some that aren't that old on these millennial roasts. I am very firmly in the millennial generation. The 42-26/27 range just seems so wide considering everything that happened during that time.

[@PinkDiamond7777777]

Isn't he your editor, too? He's editing a video about himself, heehee. :)

[@regularity2556]

Jack has beautiful eyes

[@aaront936]

Definitely get him on the ich

[@777Bviews]

Hey Graham. Do you ever feel burnt out before filming a video and how do you overcome that feeling?

[@cemstrike]

Graham just make reservations At sushi neko

[@nR-kv7xo]

Way to go jack!

[@Ndasuunye]

say it isn't so. Not our guy jack😭. Graham has been forsaken

[@Demajaasa]

Pay your interns! Americans are so weird no labor should be for free unless it is volunteering

[@atiyauthmani8516]

What is Jack Whitehall doing on the Caleb show?

[@Joshdaniel00]

guess who's gonna be on the podcast in 1-2 weeks

[@FinancialCharles]

Jack is not a millennial bro

[@Pocketlol1]

I've traded from 30k to 187k within a year, then lost it all to a heavy margin. Long story short - got too sentimental during a break up with my girlfriend and forgot to check my account for a few month. Then got margin called. Still have some garbage stocks but they are not coming back during my lifetime, like pltr.

[@justinni7770]

SUSHI NEKO THE BEST!!!!!!

[@WJWeber]

Jack isn’t a millennial!!!

[@augie_johnston]

Great video. I just gave you 20:51 of watch time!

[@kikz2358]

I grew my credit score to over 800 and I don’t even own a car. This is stupid advice. The reason most people think they’re doing everything right and the score isn’t going anywhere is because most people are familiar with their payment due dates, but have no clue what the closing date is, and that’s what chews up your credit score.

[@HistoryRoar247]

I have been waiting for this video since I saw the original one on Caleb's channel

[@TheGrahamStephanShow]

woohoo!

[@aydenyounker101]

2nd

[@TheGrahamStephanShow]

welcome!

[@codygalea137]

First

[@TheGrahamStephanShow]

DID IT

[@stockgt86_9]

Trying to make it out here. Graham do you need a personal driver 😅

[@michaelmeiser3276]

You need a Dark Espresso Roast named "Jack'd Up" 🤣

[@michaelmeiser3276]

The label can be a close-up of Jack's hair.

[@destinationrelaxation9768]

Maybe a light roast since it has the most caffeine🎉

[@glitter2glitz21]

We want to know more about Caleb ! Have him on the podcasttt

[@dayanaravaldovinos5622]

Love how Graham smiles when he watches Jacks reactions 😂 :)

[@Cascadecapital]

Would love to see Caleb Hammer on the Iced Coffee Hour!

[@PhotoDaveJax]

Jack is awesome. With more experience he will have his own voice/audience.

[@chrisbeeblack]

If I earned $300.000 working a couple of hours a day, I would not work more. I'd do volunteer work, travel, enjoy life, hobbies and other unpaid stuff that I enjoy.

[@bojan1999]

The only reason he earns that much is because he's a host on the podcast so he gets revenue split

[@chrisbeeblack]

@@bojan1999 Whatever he makes his money on, my point still stands 🤷‍♀️

[@TromboneLoki]

Bring Caleb on and do his Financial Audit. He said he was doing one at 100k

[@ciscoshibler3214]

Thanks for talking about Caleb. I have been enjoying his videos since you first mentioned him.

[@dan_lev]

I'm sorry, at $300k/yr you can go get your own healthcare instead of burdening your parents. That's ridiculous.

[@leehammer6910]

I mean, yeah, but it makes more sense especially if it’s with their job take advantage of the ability you have

[@kimberbell4238]

I love Caleb too! His interview with Jack was great! GO CALEB, GO!!!😜👍

[@Holstead]

Another great video Graham 😁 It's great to see how far Jack has come and the stuff about building credit is really valuable

[@AutumnFair2121]

I think Dave Ramsey is great for people who struggle to manage credit cards and budgets. Until you understand use credit cards correctly and can be financially responsible with them, I don’t think a majority of people should own one.

[@TheChewbacca1234]

Graham trying to justify underpaying Jack 👀

[@PrimericanIdol]

I think Caleb should change the name of his show to Faces Of Debt.

[@tacticalveterinarian]

Tortoise vs the Rabbit...everyone wants to win big and fast, very few have the patience and discipline. "Slow and steady wins the race"

[@funnytime1111]

Jack and Graham reacting for the infinite monetization loop?

[@LaddFPF]

Yes! I was hoping we would get this reaction!

[@TheGrahamStephanShow]

YEP!!

[@Burning.Phoenix]

@@TheGrahamStephanShow Gotta get that sweet, sweet infinite monetization loop!

[@danielj3010]

Storage or OnlyFans? LMAO

[@TheGrahamStephanShow]

hmmmm

[@Dexster916]

Hey, i took a group of 35 to Sushi Neko... Saw your pictures on the wall! :)

[@WookieSenshi]

We not only need Caleb on the podcast, we need him to be a returning guest. Lol

[@versatilex97]

Healthcare is up to 25 Source: turned 25

[@stellaglodek]

Not a millennial 🤣

[@newbiedebater]

Huge Caleb fan, glad you helped me discover him.

[@dlproductions9574]

people need to just forget about Starbucks already, enough with the obsession lol. just make your own coffee at home. there are some incredible home coffee makers out on the market

[@youknowwithMartyKauffman]

I can’t believe that Jack has all that Bank Roll coffee and he still goes to Starbucks like come on man

[@saulgoodman2018]

No Graham, not everyone is a workaholic like you. Some people want to enjoy life. And not work the whole day they are awake.

[@shnye]

Hes being sarcastic

[@saulgoodman2018]

@@shnye No he's not. He said many times, that we'd rather work, then to go out, or watch TV.

[@shnye]

@@saulgoodman2018 i mean yea but some of the more extreme things he says is sarcastic. Maybe they enjoy working idk. Jack wouldve left by now if he didnt enjoy being with or working with graham

[@saulgoodman2018]

@@shnye Graham is not joking on how cheap he is. He made lots of video on how cheap he is. You have 20 millions in the market, millions in the bank. Yet he still won't spend $5 for a cup of coffee.

[@rachelminer5435]

Definitely want Caleb on Iced coffee hour!

[@SergioB-MakingMillionaires]

I want sushi now

[@RatMouse444]

Caleb and Graham should audit each other simultaneously for a collab

[@VioletBird]

Haha! You did it. Poor Jack - but at least he is in on the joke.

[@TheGrahamStephanShow]

:)

[@steveo1060]

Does Graham just use all of Caleb's videos for his own?

[@FreeRebel717]

Love Caleb! Have him on the iced coffee hour! 😎

[@jarrodpatterson7391]

Graham, when do you plan to make a visit to see Caleb? 😂

[@AlexandraAnnette]

Get him on the channel!

[@AngelPerez-nw5cd]

300k to be so clueless.

[@Darkbunnyess]

Isn't Jack a gen Z?

[@Native722]

Why is on that show?

[@SirD1]

I'm waiting on the part that shows he spends $10K per month