TikToker Gets BLASTED After Revealing INSANE Car Loans

  Рет қаралды 336,963

The Young Turks

The Young Turks

Күн бұрын

Пікірлер: 5 900
@TheYoungTurks
@TheYoungTurks 7 ай бұрын
We Need You to Become a Member Today: go.tyt.com/theyoungturksmember
@PageTheRageTV
@PageTheRageTV 7 ай бұрын
Never going to happen.
@Skysdalimit247
@Skysdalimit247 7 ай бұрын
TYT has become too judgemental, it is not a sense of entitlement if she is spending her own money. lol
@bradleyhammond5015
@bradleyhammond5015 7 ай бұрын
How can I request a gifted membership? B
@scabberdoug
@scabberdoug 7 ай бұрын
I guess TikTok cannot fix stupidity.
@gundam0039
@gundam0039 7 ай бұрын
I think everyone should stop judging and just learn. Like Jesus said, "He that is without sin among you, let him cast a stone" John 8:7 KJV She, more than likely, was born stupid rich without financial guidance unlike me or was commoner or poor still without financial guidance and made it big outta nowhere. $8000 to her is like 8 bucks to me. Maybe I'm wrong about her upbringing though. Doubt it.
@trumpdonald6911
@trumpdonald6911 7 ай бұрын
The car salesman saw these chumps a mile away.
@Stijn5
@Stijn5 7 ай бұрын
That's also what your orange sociopath sees in his supporters.
@FranchescoGutierrez-b5f
@FranchescoGutierrez-b5f 7 ай бұрын
You know there were high fives after they left...😂
@geoffreycat1763
@geoffreycat1763 7 ай бұрын
Cigars and scotch.
@irvy78
@irvy78 7 ай бұрын
Still smiling 😃
@NicsHODLN
@NicsHODLN 7 ай бұрын
People making decisions like this usually get online bashing Biden and Democrats about the economy and say "if the economy is doing so well why am I broke" 🤦
@Zero_Point_Energy1
@Zero_Point_Energy1 7 ай бұрын
The key message here is - you don’t need a $85k car.
@scifirealism5943
@scifirealism5943 7 ай бұрын
I need a car. My dream car is a Nissan rogue.
@evandipasquale9255
@evandipasquale9255 7 ай бұрын
Oh I'm sure she'll be fine, she's an attractive woman that sells her looks on social media. I'm sure that's a long lasting sustainable business model.... lol
@ptg01
@ptg01 7 ай бұрын
I have no issues with getting an $85K car IF the market truly values it at $85K and depreciation is 'reasonable'.. She made $50K in payments in three years and just reduced her loan amount by $10K... HUH ????
@CreationsByRachel
@CreationsByRachel 7 ай бұрын
No the moral of the story is stupid selfish people are greedy and have all the money and wasting it while good people struggling and humble enough to to just want enough to live
@LazyIRanch
@LazyIRanch 7 ай бұрын
Why does this couple need two big truck/SUVs? Do they have a ranch and need to haul hay? That's the only reason I used to drive a truck. I have a 20 acre off-grid ranch and used to have horses. I still have goats and chickens after giving up my equines, but decided a small Hyundai SUV that gets excellent gas mileage was more practical. I have to drive 3 miles down a very rough canyon dirt road to get to my ranch, which is 2 miles past my nearest neighbor. Mine is the only house left this far out away from a paved road. It's 3 miles to a paved road, and another 12 miles down the mountain to reach "civilisation". . My little 21 year-old Hyundai Santa Fe has front wheel drive, and it crawls right over the bad spots. I paid $800 for that car 5 years ago. It has no AC, a small side window was gone so I covered it with thick vinyl and glue. The hatchback with back seat folded down gives me plenty of cargo room for bags of goat and chicken feed, and I still have room for groceries. I actually do live on a ranch, but I don't need a massive truck that wastes fuel. My 1996 Dodge 4X4 was fun, and could go anywhere, but got 10 mpg. My little hoopty Hyundai gets about 24 miles to the gallon, even as an elderly car of 21 years! Frequent oil changes, regular maintenance, and driving it as if I'm carrying Baccarat crystal in the back has kept it going.
@demetricklouis5710
@demetricklouis5710 5 ай бұрын
$84K for 7 years at 10%! She buying a house, not a car.
@SourC930
@SourC930 7 ай бұрын
I see so many high priced SUV’s and Trucks in my modest town and think, “How do so many people here have this kind of money?” I guess the answer is that they don’t.
@petercusack787
@petercusack787 7 ай бұрын
It's easy to do a check on them all in England it's HPI
@puddnjones9816
@puddnjones9816 7 ай бұрын
84 k ????? what??? That's insane. Spend that on a house. I paid 6k for my car. WTF?
@captain_context9991
@captain_context9991 7 ай бұрын
Nevermind the CAR. What did she do to her face??
@Danjor369
@Danjor369 7 ай бұрын
Plastic surgery 💀
@freeze1305
@freeze1305 7 ай бұрын
The surgeon did it. 🤡
@somebody701
@somebody701 7 ай бұрын
I thought it was filters
@captain_context9991
@captain_context9991 7 ай бұрын
@@somebody701 Honestly I hope it is.
@TheRexTera
@TheRexTera 7 ай бұрын
That’s another 56.000 in loans at 30% interest rates right there
@heyzoocifer1392
@heyzoocifer1392 7 ай бұрын
Also Anna nailed it. Used Honda civic, one of the best financial decisions you'll ever make. I acquired one in 2020 for $3000, still running like a champ.
@lauralarrabee7870
@lauralarrabee7870 7 ай бұрын
Or a Toyota Corolla. The best model was the 2004 era. Loved that car. Before the sudden acceleration problems.
@francobenevento7598
@francobenevento7598 7 ай бұрын
This is the type of woman that spends hundreds of thousands of dollars on fillers, face creams, and serums.
@DanPittel
@DanPittel 7 ай бұрын
I got some Face cream that’s FREE
@francobenevento7598
@francobenevento7598 7 ай бұрын
She's a walking red flag.
@zicob2536
@zicob2536 7 ай бұрын
You're forgetting overabundance of simps who will gladly take her.
@DV-lr8ec
@DV-lr8ec 7 ай бұрын
You know who isn't mad at her, the person who sold her the truck 😅😅
@williamlackey123
@williamlackey123 5 ай бұрын
My wife and I have three homes and the two mortgages combine are only $3,000. Neither one of us have car payments. This couple is broke.
@je8784
@je8784 7 ай бұрын
84k, 3 years later, it's only worth 35k in trade in. But owes 74k? Can't fix stupid.
@DunningKrugerJnr
@DunningKrugerJnr 7 ай бұрын
Fake teeth, hair, cheeks, lips…how much did that all cost?
@tigerslilly
@tigerslilly 4 ай бұрын
And then the clothing, jewelry, etc.
@omz31
@omz31 7 ай бұрын
A friend of mine just posted on fb “I work a 2nd job just for gas!”, yet in the last month she’s been to Park City, Utah for over a week at a resort while guided snow sledding and going to top restaurants while there, been to golf tournaments, multiple concerts out of town, Spain for a few weeks just before the new year…but yea, it’s Biden that’s making her need a 2nd job 🙄
@eh1702
@eh1702 7 ай бұрын
Dumb MAGATS still haven’t figured out why gas was cheap when half the planet was in lockdown. Dumb Americans still haven’t figured out their clunky cars are the worst-designed gas guzzlers on the planet.
@silent_unseen2099
@silent_unseen2099 7 ай бұрын
Just adding to the credit card bubble.
@borisdarlink1
@borisdarlink1 7 ай бұрын
This is what happens when you sleep during Math classes.
@Chemical87
@Chemical87 7 ай бұрын
$1400 a month ...ON A CHEVY These idiots deserve each other. They don't just lack basic financial knowledge, but common sense.
@scifirealism5943
@scifirealism5943 7 ай бұрын
I cried laughing reading this
@Kookoo347
@Kookoo347 7 ай бұрын
Why is she bragging about how stupid they are? This is so weird.
@DanPittel
@DanPittel 7 ай бұрын
For her 5mins of Fame
@zen1647
@zen1647 7 ай бұрын
I don't know why she is not ashamed of how stupid she is? Maybe she can't help being stupid, but at least she could keep her mouth shut and not shame herself and her parents.
@Wanderer25
@Wanderer25 6 ай бұрын
It's the American way
@MarkFirstList
@MarkFirstList 5 ай бұрын
No, the problem is that people think that they are ENTITLED to whatever they want and they ignore the costs. Even at zero percent... Why does she need an $84K vehicle?
@deeannaruss923
@deeannaruss923 7 ай бұрын
It amazes me that people seem to collectively accept the excuse that you weren’t financially educated in school. Educating is not the sole responsibility of the government parents should teach their children about finances, my parents did and I’m 58yrs old.
@frankpeck1448
@frankpeck1448 7 ай бұрын
@deeannaruss923 I guess we're both fortunate to have had parents who were responsible. For the most part, many parents don't have a clue, as to what's going on in their own lives, let alone their children's!
@djSmokeShow
@djSmokeShow 7 ай бұрын
And she STILL had enough money left over to destroy her face with injections. Please make it make sense because I just can't.
@Ray_Ray
@Ray_Ray 6 ай бұрын
Probably run up on credit cards too (with interest) Dumb
@donwyoming1936
@donwyoming1936 7 ай бұрын
Bought my truck brand new in 2007 for $43,000 at 0% for 60 months. Seventeen years later, still driving the same truck. Still worth $20,000.
@16driver16
@16driver16 7 ай бұрын
What 2007 is still worth 20k!?
@crimsonking8942
@crimsonking8942 7 ай бұрын
I gotta ask though... How'd you get it at 0%? I've never heard of that.
@andreabennington
@andreabennington 7 ай бұрын
​​@@crimsonking8942The dealerships only offer that 0% deal to their customers who have a good down payment and an EXCELLENT credit score.
@nebbykoo
@nebbykoo 5 ай бұрын
My car is 15 years old, runs great. And it's paid off! Stop trying to keep up with celebrites!
@timr32
@timr32 7 ай бұрын
Not to mention both of those cars have the worst maintenance records in the industry.
@scifirealism5943
@scifirealism5943 7 ай бұрын
I'm crying laughing
@jmenter1
@jmenter1 7 ай бұрын
Well...I have been wondering how people afford driving these expensive cars while I'm driving around in my Honda accord. It turns out they can't.
@Oldsk-l5r
@Oldsk-l5r 7 ай бұрын
Most people can’t afford the expensive things they have.
@sachamm
@sachamm 7 ай бұрын
What do you call a person with a 10% car loan and another car loan at 14%? Mark.
@lccp690
@lccp690 5 ай бұрын
Social media has conditioned us to constantly compare ourselves to everyone else and that the cure for our unhappiness is consumerism.
@mr.e5595
@mr.e5595 7 ай бұрын
The dealership took one look at her Mad Hatter supervillain teeth and thought "oh, she'll buy ANYTHING"!
@majorroberts9552
@majorroberts9552 7 ай бұрын
Ohhhh lord Jesus..
@SH-pm3dm
@SH-pm3dm 7 ай бұрын
The US interest rate 3 years ago was below 4%. It means she had crappy credit otherwise there is no reason for her to be paying 10% for a car loan.
@johnsmith-gs4qf
@johnsmith-gs4qf 7 ай бұрын
"Using Money You Haven’t Earned To Buy Things You Don’t Need To Impress People You Don’t Like" - Robert Quillen
@irvy78
@irvy78 7 ай бұрын
Fuckin A, clout from the interweb is a hella drug
@frankpeck1448
@frankpeck1448 7 ай бұрын
@johnsmith-gs4qf Love that quote...especially because it's so true. BTW, out of curiosity, I had just learned about Robert Quillen, and realized that he was 'Way Ahead' of his time. Very Impressive 'Credentials', to say the least. Thank you, from N.Kentucky.
@mmc9828
@mmc9828 7 ай бұрын
$1,400 car payment? Dave Ramsey just fainted!
@christopherconard2831
@christopherconard2831 7 ай бұрын
Plus the payments they are laying out for the husband's car. Then there's insurance. Loan companies require you to carry full insurance for the life of the loan.
@herbandgin3437
@herbandgin3437 6 ай бұрын
Reason why she is paying such high interest rate (10%) and husbands vehicle at 14% is because they probably have extremely lousy credit ratings.
@markcrounse9919
@markcrounse9919 7 ай бұрын
1st rule of finance: FIRST! Live below your means. Understand? Can’t do that? You’re sunk.
@lincolnsghost7328
@lincolnsghost7328 7 ай бұрын
In the rural red state community where I grew up, it’s not unusual to see an $80,000 Tahoe or Mustang parked in the front yard of a run down trailer home. The dudes will spend all Saturday afternoon washing down their car, while the kids play in the lawn sprinklers, and the wife chills nearby on a beach chair in her bikini. It’s like a modern day Norman Rockwell painting.
@za3931
@za3931 7 ай бұрын
Wow I live in a suburb of Austin and this is exactly what my neighbors do!
@lincolnsghost7328
@lincolnsghost7328 7 ай бұрын
@@za3931 Classic Americana.
@LanceMiller-m9h
@LanceMiller-m9h 7 ай бұрын
I live in a blue voting democrat swamp Lotsa folks in the hood are driving new SUV’s still have temp tags on em bcuz it’s tax season $ Btw never buy a car at tax time they have tax check suckers one after another u pay top dollar Who’s driving new SUV’s and future repo vehicles? ⬇️ Baby mamas Illegals w golds grills Hood rat hustlers Some Workin folks No run down trailers here just HUD apts sec 8 and older houses oh and Lotsa hookers faded on fentanyl dope boys & task forces… Why do I live in this circus? I grew up here it was Catholic middle class neighborhood then but now they sell crack outside the beautiful Catholic Church 🤨 I’m a disabled vet and can’t move I paid my house off i have no mortgage or rent payments The median costs for a home soared here faster than any city in America as Blackrock and equity firms banked on homes rental properties buying them up post covid cheap.. rent moratorium was a tactic to drive landlords into foreclosure or distressed property status so Blackrock and the rest could buy up the entire blocks cheap which inflated housing prices etc Lower West side Cincinnati… bling bling 🤡
@kesa7669
@kesa7669 7 ай бұрын
STOP BUYING $70K-$80 vehicles. You are an adult...do some homework and figure out what you can afford. She should be embarrassed but is too insipid to know.
@micheleboyle3547
@micheleboyle3547 5 ай бұрын
Why would a person pay that much for a vehicle if you don’t have the money…..and then the insurance…my goodness….😮
@brianforrester9670
@brianforrester9670 7 ай бұрын
1,400 a month...that's more than my mortgage + escrow payment on a 15 year fixed. People blame "inflation" on Americans living paycheck to paycheck?
@songOmatic
@songOmatic 7 ай бұрын
How do stupid people get rich enough to afford 1600 dollar/month car payments anyway?!
@akita96th
@akita96th 7 ай бұрын
Not to mention the insurance on a car like that and yearly property tax. It is one big old endless money pit.
@paulj2948
@paulj2948 6 ай бұрын
They can't afford it. That's the point. They are paying half of their net take home on car payments, insurance, gas, maintenance. Just for show. Remember, millionaires (which is nothing these days) are the ones you look at and never know they have such money.
@pepperlewis1
@pepperlewis1 7 ай бұрын
Im more worried about whats wrong with her face.
@LastTrueConservative-or4ps
@LastTrueConservative-or4ps 4 ай бұрын
A rich guy told me: There are 2 types of people in life, those who pay interest and those who collect interest.
@LastTrueConservative-or4ps
@LastTrueConservative-or4ps 4 ай бұрын
@@michaelbruce2699 Let me guess, you're a trumper who pays interest....
@xgio
@xgio 7 ай бұрын
"We buy shit we don't need, with money we don't have, to impress people we don't like." -- George Carlin
@jamesparker1071
@jamesparker1071 7 ай бұрын
That what I say about Christmas shopping.
@nrowned5975
@nrowned5975 7 ай бұрын
I just did a loans calculation on $84k 7 years 10% interest. The interest comes out to be $33k total. So if she had paid $50k, her loan would have AT LEAST went down to 84-(50-33) = $67k. If her loan is anything above this the bank is literally scamming her.
@Asher8328
@Asher8328 7 ай бұрын
Vehicles aren't built to last, and their value decreases rapidly. Spending a lot on a new car is one of the worst ways to spend your money.
@scifirealism5943
@scifirealism5943 7 ай бұрын
I will have to get a job and car soon. I'm a college student and need a crappy car.
@kurtwpg
@kurtwpg 7 ай бұрын
Actually they do last these days. But most people would rather pay $1400 a month for a new vehicle than $1400 a year in repairs.
@scifirealism5943
@scifirealism5943 7 ай бұрын
@@kurtwpg ok
@FoNgThOnG
@FoNgThOnG 7 ай бұрын
So for 3 years, she just blindly paid the bill but didn't bother checking the balance? She got what she deserved lol
@meetthepreacher
@meetthepreacher 7 ай бұрын
I work for Cadillac that’s is the normal payment for a Yukon | Tahoe. Escalades are $2,4000 a month
@zeppelin0110
@zeppelin0110 7 ай бұрын
Thats what rents cost in high COL areas
@marconevendramii
@marconevendramii 7 ай бұрын
She doesn’t look concerned or worried. Why should you?
@tjseagrove
@tjseagrove 7 ай бұрын
Their Tahoe and truck payments alone are MORE than my monthly bills.
@clint6716
@clint6716 4 ай бұрын
I have no sympathy for people who willingly take out an 85k loan on a car. Stupid decisions get stupid outcomes.
@RobertWGreaves
@RobertWGreaves 7 ай бұрын
I have bought most of my cars for cash. That works out to 0% interest. But I never spent more than $17,000.
@matthoffman8162
@matthoffman8162 7 ай бұрын
No one said clout was cheap. Most influencers are actually broke AF.
@thetrademarkclan
@thetrademarkclan 7 ай бұрын
$1400/mo is a damn house payment FREAKIN' $3000/mo for two vehicles...there are suckers born every minute.
@MrPetej00
@MrPetej00 5 ай бұрын
There is something wrong with this story. An $84k loan at 10% for 84 months should have around $54k left on the loan after 36 payments. Meaning she should have paid down about $30k of that loan. There is something missing. I am guessing what she did not tell was that she had a previous unpaid portion of a car loan rolled on top of the $84k Tahoe
@javaskull88
@javaskull88 5 ай бұрын
I wonder if she rolled some negative equity into the loan? And I hate that idiotic term - IT’S DEBT, there’s no equity involved.
@MrPetej00
@MrPetej00 5 ай бұрын
@@javaskull88 Yea if she still owed $20k on a trade in and that was rolled into the loan on the Tahoe, that would explain why she thinks she didn't pay down much on the tahoe
@theresariley3861
@theresariley3861 7 ай бұрын
It's not entitlement. It's social media and the "clicks, likes and shares".
@richardowens9061
@richardowens9061 7 ай бұрын
I drive cars till the wheels are falling off. Then, I buy used cars after someone else has taken the initial depreciation. Rinse and repeat.
@kdskdkdkdk
@kdskdkdkdk 5 ай бұрын
Love Ana's reaction. I've got a 2009 honda civic. Love it , meets all my needs. No debts.
@airborneranger-ret
@airborneranger-ret 5 ай бұрын
2007 Lexus GX470 - all paid for :)
@williamhamel8025
@williamhamel8025 7 ай бұрын
Her face is terrifying. How much was that?
@wesleyweber8488
@wesleyweber8488 7 ай бұрын
I was about to say the same. Those teeth are just crazy.
@SolRayz
@SolRayz 7 ай бұрын
Who would pay 84K on Chevy Tahoe? Forget the financing, she got played by the dealers and GM.
@scifirealism5943
@scifirealism5943 7 ай бұрын
Hahaha
@vincents.6066
@vincents.6066 7 ай бұрын
The problem is also with the car companies. No Chevy Tahoe is worth more than $40k. The guise of inflation and scarcity has the American consumer by the balls. If consumers had the willpower to not buy new vehicles at ridiculous prices, prices would come down over night.
@MjDeen217
@MjDeen217 5 ай бұрын
I never got my 55k vehicle until I was nearly 50… and all my debts were paid off and traded in my older car after saving to put enough down plus my trade in with a good credit score got a decent rate and paid it off in 3 year!! So start teaching your kids how to be financially independent.
@Trekyhunter
@Trekyhunter 7 ай бұрын
5k used car, paid out of pocket. Dont wreck your finances buying a new car.
@norcodaev
@norcodaev 7 ай бұрын
Same here. I found a single owner, low mileage, 2006 Mercedes C320 for $5200 CAD and I couldn’t be happier. The thing drives like a dream! I love it!
@sjm8510
@sjm8510 7 ай бұрын
Wait till you find out she spends 1500/month on her lips.
@milsub59
@milsub59 7 ай бұрын
Feel sorry for the Donkey she stole the teeth from
@se7enity648
@se7enity648 5 ай бұрын
Debt, we’ve all been there. Getting rid of all my debt was the best thing I did for my mental health.
@wilson2455
@wilson2455 7 ай бұрын
her face? Did she get attacked by a swarm of angry hornets?
@RyanWehr
@RyanWehr 7 ай бұрын
that car sales man is still laughing to this day!!!!!!
@RichIsArrogant
@RichIsArrogant 7 ай бұрын
I bought my van for $500 and I make 119k a year. Jfc people stop this shit
@FamousWithoutBrad
@FamousWithoutBrad 7 ай бұрын
You’re being very greedy, and it’s unfair that you’re not sharing your money with poor/innocent car salesmen/women. They can’t afford the payments on their third vacation house and may even have to sell their jet skis. Sad but true
@scifirealism5943
@scifirealism5943 7 ай бұрын
I don't have a car. At 29
@kylehallacappellaman3435
@kylehallacappellaman3435 5 ай бұрын
Thanks for the ‘preach’ guys. Young people today need to hear this!
@leoq3783
@leoq3783 7 ай бұрын
I paid $3,000 for a Honda Accord 2004 runs great. Never buy a new car that's ridiculous come on people wake up
@cerebrumexcrement
@cerebrumexcrement 7 ай бұрын
people shouldnt dunk on her. this is educational so people can be aware of these unethical car loans. women, young people, and the poor are often the victims of these type of arrangements.
@HorsleyLandy88
@HorsleyLandy88 7 ай бұрын
What has she done to her face?
@wilfredonievesjr
@wilfredonievesjr 7 ай бұрын
After my first car loan, I always paid in cash for my last three cars. Saved money and set the amount of car insurance was willing to pay. My cars mostly lasted on average 11 years. With the last one going on 20 years.
@andreabennington
@andreabennington 7 ай бұрын
Smart decision! Twenty years is amazing for a vehicle these days.
@Cucumberflavoredmustard
@Cucumberflavoredmustard 4 ай бұрын
Take that note to term, she would pay 120k for a car worth probably 30-35k at the end of 7 years.
@vp62ift
@vp62ift 7 ай бұрын
Drinking champagne with a beer budget
@boudicca272
@boudicca272 7 ай бұрын
😂 my mama used to say that.. "champagne taste on a beer budget"..chile it's everywhere folks chasing clout fr
@donalddicorcia2433
@donalddicorcia2433 7 ай бұрын
It all started with “Lifestyles of the rich and famous”
@mlu007
@mlu007 7 ай бұрын
Doesn't make sense. An $84,000 loan at 10% APR amortized over 7 years should leave the borrower with a balance of about $54,982 by the end of the 3rd year, not $74,000. Also, during the COVID slowdown of 2020-2021, dealerships were just begging us to spend money. I was quoted an 0.9% interest rate on a car loan at the end of 2020.
@neoturi
@neoturi 7 ай бұрын
I had a co-worker whose credit was so bad, he had to finance a vehicle from one of those independent dealers that have a kill switch on the ignition if you are late on payments. Don't underestimate someone's ability to pay an obnoxious interest rate even when others don't.
@piccalillipit9211
@piccalillipit9211 7 ай бұрын
@@neoturiYet people freak out about China with its social credit score.
@dwaynewindham2937
@dwaynewindham2937 7 ай бұрын
If she's making this bad of decisions, presume there's negative equity that was also rolled in, plus platinum plus warranty and truck accessories financed
@scifirealism5943
@scifirealism5943 7 ай бұрын
​@@dwaynewindham2937wow
@frank2bad
@frank2bad 7 ай бұрын
its all a scam. Its a scam folks. Stop buying into this loan banking mess
@heididog
@heididog 7 ай бұрын
High school math student, “When will I ever use this in real life?”
@anaIbumcover
@anaIbumcover 7 ай бұрын
She was doomed from the start when her parents named her Blaisley.
@durwoodwhitman8808
@durwoodwhitman8808 7 ай бұрын
Both of the cars are more than my mortgage for a 5 bedroom house
@cosmicviewer477
@cosmicviewer477 7 ай бұрын
Just a point of correction, here. School boards did used to have whole home economics or consumer science curricula where things like budgeting, how to shop for groceries, etc., were being taught, but over time students and parents lost interest in those fields and everything became about STEM, tech, and college prep.
@whocares5114
@whocares5114 7 ай бұрын
I have an 30 year old car and still driving it. Basic maintenance goes a long way. Saving a lot of money 😊
@scifirealism5943
@scifirealism5943 7 ай бұрын
I need a car because I'm 29 and community college campus is way too far away
@TheInnerParty
@TheInnerParty 7 ай бұрын
Three decade long economist here. Although I agree having some financial basics taught in high school might be worthwhile, the big problem here is the "get-it-now" culture, especially among young people, where they are willing to spend anything on everything. I earned 200K a year. I could have $100,000 car easily, but I drive a $35,000 Mitsubishi. She reminds me of one of our Admins. She makes probably 1/6 of what I do, she drives her Mercedes, gets Starbucks every single day, has perfect teeth, perfect hair, nails are always done, supposedly she spent $25,000 on shoes just last year, And she eats her lunch out every single day (I bring mine or eat at the school cafeteria). I even tried talking to her about it, and she basically said I'm just an old fogey, and don't understand what it's like to be a young person today. Well, I'm going to retire early with a couple million dollars in the bank, and I worry she is going to end up old without a dime to her name except Social Security.
@eh5872
@eh5872 7 ай бұрын
Who cares. Everyone gonna end up like that besides me and you and few others
@SporTH2010
@SporTH2010 7 ай бұрын
I wonder how she financed her plastic surgeries …
@anh1192
@anh1192 7 ай бұрын
Credit cards … that she doesn’t pay … hence the 10% interest rate 🥴
@momplaygroupfouz4946
@momplaygroupfouz4946 5 ай бұрын
You really don’t need to go to a finance class to know that was a very stupid decision.
@traum640
@traum640 7 ай бұрын
I wouldn't even let her buy the groceries
@Gboogie22
@Gboogie22 7 ай бұрын
My mortgage is $1380 and I have 6 years to go
@kristinjayne6720
@kristinjayne6720 7 ай бұрын
I would be so embarrassed to admit I had done such a stupid thing. This girl seems proud of it.
@Oldsk-l5r
@Oldsk-l5r 7 ай бұрын
She’s bragging bc she probably makes a good deal of money, even though she’s foolishly blowing it. Their retirement and kids college fund could be supplemented with the money they are wasting. Self-esteem issues here.
@mr.t9438
@mr.t9438 5 ай бұрын
2008 Toyota Camry 161,000 miles Great on gas will probably last forever.
@housevinyl4640
@housevinyl4640 5 ай бұрын
2002 RAV4! 192k, running great and not a single car payment in over 17 years. 👊😂
@leamanc
@leamanc 7 ай бұрын
How do they have that much to spend each month and still have such poor credit that they're paying 14% car loans?
@speedingpullet7400
@speedingpullet7400 7 ай бұрын
Ayah! I can feel my brains leaking out of my ears after watching that. Honestly, I don't want to be judgey, but we're dealing with actual low information voters here.
@dolled-upjen3606
@dolled-upjen3606 7 ай бұрын
Why do they need expensive cars when they can't afford them
@PuffOfSmoke
@PuffOfSmoke 7 ай бұрын
Good question. My guess, projection.
@_Island_Boy
@_Island_Boy 7 ай бұрын
omg this tiktoker looks scary
@LolaInTheDesert
@LolaInTheDesert 7 ай бұрын
Are people really so ignorant they don’t realize that interest (especially on a high balance) will bury you in debt?
@stevenduvall2549
@stevenduvall2549 7 ай бұрын
These people spend more money on their two cars than I do my entire budget, including my house! I live in a small house in an inexpensive area, and I only pay $560 per month for my mortgage. As for cars, I NEVER buy anything brand new, and I usually keep my vehicles for as long as possible. What a waste of money.
@smokestrong1000
@smokestrong1000 7 ай бұрын
I paid cash for a 3rd gen Prius years ago. 50 mpg and never breaks down. Don't give a shit if it isn't sexy. Gets the job done and saves me a ton of money.
@TCG1979
@TCG1979 7 ай бұрын
I want one.
@scifirealism5943
@scifirealism5943 7 ай бұрын
Ok
@as10076
@as10076 7 ай бұрын
I own a 2012 Corolla and love that car. It starts every time and still runs like a champ. Best part is I can park it anywhere with zero worries. Nobody looks twice at it.
@MrDcb215
@MrDcb215 7 ай бұрын
It's amortization. In the beginning, a larger percentage of your monthly payments go towards the interest. Think about if she stops paying, and the vehicle gets repossessed. The banks have the 50,000 she's paid AND they get to resell the vehicle to another sucker, and it starts all over. It's a scam.
@9chilidog
@9chilidog 7 ай бұрын
She didn't "Get played" She has bad credit. If she qualified for a 10 percent rate in 2021 (When good credit scores were around 5 percent) she must've been a super deadbeat.
@EVGUY13245
@EVGUY13245 4 ай бұрын
I'm so glad my high school was one of the only few, especially in illinois, to actually teach finance and how to set yourself up financially.
@kesaadjima
@kesaadjima 7 ай бұрын
They don't teach personal finance in U.S schools but they do teach basic math. Ain't no way!!!!
@Iris-zq5mq
@Iris-zq5mq 7 ай бұрын
They do, it depends on the school. In my sons high school they had a business finance class as a half semester elective and home ec which was a cooking class for the 2nd semester. I forgot the actual class names but I made them take both. The school is a public school too that’s not in an upper class area either in the Orlando area.
@bigtee4690
@bigtee4690 7 ай бұрын
This is one of the reasons I lmao when the press reports on polls that ask the question are you better of today than you were four years ago. People make repeated idiotic financial decisions and blame others for the deterioration of their finances. STOP IT - 10 to 14% interest rates on financing a car - hell what is your FICO Score 300?
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