Top 10 Things that Frugal People Do to Save Money

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Under the Median

Under the Median

Күн бұрын

Пікірлер: 223
@heatherknits124
@heatherknits124 Жыл бұрын
A very frugal method eating out is to not eat out, but to take your home cooked meal out. Drive to the beach, the park, whatever makes you happy. This also means the dishes are done, and you don’t have immediate access to a second helping.
@inezvandenbroek4519
@inezvandenbroek4519 Жыл бұрын
Doe ik ook, hoewel ik dan kook op een picknickbank. Heb altijd mijn trangia in de auto, plus alles wat nodig is om eten te koken, koffie te maken enz. Rijd ik een file in? Dan ga ik een parkeerplaats op, boek mee, koffie zetten (of eten als het daarvoor tijd is) en daarna de leger weg weer op.
@beckyshell4649
@beckyshell4649 Жыл бұрын
I remember when I was a kid there were places along the road to pull off the road that had picnic tables. There were a few restaurants but not like there are now. My mom would clean out a milk jug and freeze it overnight. The ice kept the food cool and provided cold water when it melted. Food always tasted better on a picnic.
@Chelle-kd1po
@Chelle-kd1po Жыл бұрын
@@beckyshell4649 yes, my husband & I still do this. There are picnic areas at most state welcome centers. Some have short walking trails, too. It's so much less stressful than a noisy fast food place!
@RMalai
@RMalai Жыл бұрын
I like this idea. We used to do it, then forget with the pandemic and winter interventions.
@Elaine-yb5no
@Elaine-yb5no Жыл бұрын
Love this idea. Thank u
@chrisl418
@chrisl418 Жыл бұрын
Fast food prices are astronomical. I cut that out. I cut Netflix. I cut my 5 day a week diet coke from a machine. I'm changing my phone service to Mint. I've lost weight and find clothes in regular sizes are somewhat cheaper than XXL. I use my phone until it can no longer be fixed. I borrow library books free.
@jasminegold6890
@jasminegold6890 Жыл бұрын
I agree with of all of your points but buying books really isn't a cost that needs to be cut down
@monikasea
@monikasea Жыл бұрын
Good for you!
@Kyla94934
@Kyla94934 Жыл бұрын
​@Jasmine Gold it was for me 😅 I was buying faster than I could read, and I read a lot bahaha. Personally though I didn't cut it out I just cut it down
@jasminegold6890
@jasminegold6890 Жыл бұрын
@@Kyla94934 Makes sense lol. My grandmother is FAST reader
@janetstonerook4552
@janetstonerook4552 Жыл бұрын
I have been doing the low buy challenge these last few months and was easily saving $200 a month for an incidental fund. Each time I reached $1000 I was going to put that in savings and start again. Unfortunately, my old cat got a UTI and needed urgent vet care. There went $205 of my fund. I could have been sad but was glad instead that I had the money at hand and didn't need to charge it! Or wait until my cat got sicker. ❤😻🤔
@monicayoung42
@monicayoung42 Жыл бұрын
We haven’t been frugal the past year. Now we have no choice due to bills and the cost of living. We are trying really hard to change habits. No coffees out or food, no money on entertainment etc I was miserable the first week but I’m ok now. I’m determined to live in our means and start saving again
@faithrada
@faithrada Жыл бұрын
I consider myself SOMEWHAT frugal..but because we have not eaten out or traveled for pleasure in over 3 years... we decided to celebrate at a lovely restored Tavern this week. Being somewhat elderly and having Covid concerns, we asked for an early seating, and the proprietor made sure we had a private room all to ourselves. What a treat... and proof that being frugal does NOT equate denial and suffering.
@auctionjjk
@auctionjjk Жыл бұрын
We use to eat out 4+ times a week pre-Covid. HUNDREDS of dollars per month. When we were in lock down - we had to eat in and actually enjoy it more. I've been retired (age 57) since 2021 and do the majority of the cooking now since I'm home. KZbin is a blessing on that! If it's too complicated or too involved - I just move on to a simpler version. You know what -- when we go out now - about 2-3 times a month - we appreciate it MUCH MORE. So dining out is an experience that we do NOT take for granted like we used to. NOW - if we were eating out 4+ times a week like we used to - we probably would be up to $1k/mo with the increase in dining out (and we do NOT get alcohol when dining out). I'm also including all the food we would throw out because it expired. We cut down on food waste to almost none now.
@larryware1
@larryware1 Жыл бұрын
How nice, Faith!
@G2Star
@G2Star Жыл бұрын
You two are absolutely amazing. The haters will always hate but the lovers will always love and you two are worth the love.
@marielama8173
@marielama8173 Жыл бұрын
I was on vacation recently. My husband and I found some good buys thrifting. Everybody told me I needed a hat for being out in the sun at a sprinb training game. A store near our hotel had women's hats priced at 124.00! We went to the thrift store and got a cute hat for 1.49. We also found a great soft insulated cooler for 5.49! Loved our finds!
@patbethea111
@patbethea111 Жыл бұрын
I don't eat out any more and enjoy cooking at home 🤗.
@muzerhythm2242
@muzerhythm2242 Жыл бұрын
Same! And I look online for restaurant knock offs. And with more recent health changes (last year gall bladder attack), I looked for healthier options for my favorites. More recently found a low fat version of chicken alfredo.😁
@patbethea111
@patbethea111 Жыл бұрын
@@muzerhythm2242 I look at KZbin videos for recipes also 🤗
@juanitasullivan3372
@juanitasullivan3372 Жыл бұрын
Just found you and love all the points you make. No streaming here, basic cable only, I buy groceries twice a month only and freeze a lot including quarts of milk. For work, I always took my lunch and made my own coffee, filled a thermos and took that to work. I use a regular coffee maker and not one of those fancy 1 cup deals that only create waste not to mention the price of those coffee makers. When going to Starbucks or in my case, Tim Hortons, I'm in Canada, not only are you wasting money, but time whether or not you walk in or go thru a drive thru. Going thru a drive thru you can add wasting gas to that list and building stress. I use the same cell phone till it can't be used at all. I get used books and return them to the used book store for credit towards the next books. I would use the library but sometimes I can't get thru a whole book in the time allotted because I am also a writer. That $7440 dollars would get me 18 months of groceries. I use my credit card for everything possible. What you say!? I pay it off as I go. The money is in my bank account and I have a budget, and I never have a balance on the card. I do this because I'm on a points award type of program with my card. The more I use the card the more points I earn towards merchandise I can get for free with my points. I've been able to get bed sheets, binoculars and a great cast iron frying pan just to name a few. So my money works twice. I have a 13 column budget book and I add up the columns at the end of each month and carry over those totals to the next month. I can look at each month and see not only what I spent that month, but what I've spent for the year up to that point. I only eat out twice a month (before going to the grocery store) and that's at a reasonably priced restaurant and not a fast food place. I can take home what I don't eat from a regular restaurant. I rent instead of owning my own home. I do wish I could own my own place but where I live now is perfect for me and for my writing. My rent is extremely reasonable, I don't have to shovel snow as that's included as is water and garbage pickup. I live in an old A Frame cottage overlooking a small lake just outside of my small fishing hometown. I do live way below my income and have a savings account.
@teenamalanga5342
@teenamalanga5342 Жыл бұрын
We track every cent…we sleep on every purchase before we buy…we don’t eat out except birthdays or anniversary. This week I spent 16 at a consignment shop for a dress and blouse that were never worn, and turns out they were 178 dollars if bought brand new. The $16 I spent was actually a credit I had from selling some Winter clothes. Grandpa always said “If you take care of the pennies, you’ll always have dollars!” RIP Gramps ❤
@tanjabrattinga7401
@tanjabrattinga7401 Жыл бұрын
our microwave broke last weekend ( we bought it at marketplace for 10 euro a few years ago) it was only 700 watts and my husband wanted a 900 watt this time. So he went looking on marketplace again. He found a 1000watt microwave for 35 euro to pick up close by. It is wunderfull, I also started using it for cooking vegetables, it works great. We are a family of 5 and eat at very diverend times because of our jobs and sports and so on, so I cook from scratch ( almost always) and who is home eats it " fresh" and who comes later pops it in the microwave. lefovers are eaten the naxt day or taken to work. For me it is like sports to live frugal.
@daveicc495
@daveicc495 Жыл бұрын
I learned to to be frugal by eliminating the use of an automobile out of my life and using my feet and shopping cart 🛒 to go to the grocery store to purchase food; riding my bicycle 🚴 to go longer distances, and using public transportation to go to work and other places. If out of the way then I use a cab or Uber or Lyft.
@susanfennimore3152
@susanfennimore3152 Жыл бұрын
Wow where I live in nyc that can work till u get sick,can’t walk to the city bus ,waiting for ambulance? Young boy fell on streets in front of my home ,we waited 2 1/2 hrs while this child couldn’t move, talking about illness ,Medicare chose my chemo, koolaid , I chose something that worked $47,000 plus care and transport since we have no good or modern care in my county……a car that is reliable can save your life
@KS-jf2jf
@KS-jf2jf Жыл бұрын
We recently went on our dream, once in a life time vacation. That was possible due to our ultra frugal habits. It makes me so happy that our frugal ways allow us to make BIG dreams like travel come true even on our modest income. I am so grateful for you two for inspiration and such positive messages 🙏
@christ5633
@christ5633 Жыл бұрын
Thanks for teaching ways to save money! Being frugal is a great thing to do and also healthier! It's inexpensive not cheap!
@kerrynwright
@kerrynwright Жыл бұрын
Great tips! Yes, I'm aiming to never pay full price for grocery items & it's really helping. When grocery items are on sale for half price or less, I stock up with a large amount & this is saving heaps over the year! 🥰Blessings from South Australia💕🐨
@kathleenfreund7332
@kathleenfreund7332 Жыл бұрын
I am saving for a mobile home and you have made a huge difference in helping me achieve this goal
@marthaC495
@marthaC495 Жыл бұрын
Years ago, we used to always drop our loose change into a large jar every night. Yes, I mean pennies, nickels, dimes, quarters! When the jar was completely full we had over $500, which we used to buy a generator, which we needed desperately when the power went out. I think we also had money left over to buy food!
@kayhutson7577
@kayhutson7577 Жыл бұрын
One of my savings meals would be make beans on day one. The next day turn the leftover beans into chili and the 3rd day turn in into chili mac. I also started using cash to buy groceries and other items with. Also doing savings challenges. Canceled what I could. Dishnet, Amazon prime, Kindle unlimited, and a few other things.
@KC-dr3cg
@KC-dr3cg Жыл бұрын
Great idea!
@hello-vs4me
@hello-vs4me Жыл бұрын
Love your comments
@katherinerichardson1767
@katherinerichardson1767 Жыл бұрын
As always, I am a bit late but I am here! FREEDOM and REST mentally are why I love being frugal.
@dalee.briggs6101
@dalee.briggs6101 Жыл бұрын
Sending greetings, love & thanks from West Yorkshire, UK 🇬🇧 Your videos have been fantastic & super helpful. I’ve recently gone through a separation & now have to pay a mortgage, run a house & look after an 11 year old all on my little salary. It’s a daunting task but your videos have inspired me - keep them coming! ❤️
@UndertheMedian
@UndertheMedian Жыл бұрын
Happy to help!
@lindadenneypu6315
@lindadenneypu6315 Жыл бұрын
Was in a clothing shop the other day I got my 16 year old 3 pairs of really nice brand new jeans were 170 dollars got them for 30 on sale I said the to lady who served me never pay full price and she said hope and Larry so we had a aweseome moment I'm in Australia
@UndertheMedian
@UndertheMedian Жыл бұрын
That is so cool!
@EmilyEmilyEmily01
@EmilyEmilyEmily01 Жыл бұрын
I had a savings win this week, finally paid off the expensive cell phone and went back to a prepaid. Saving $61/ month! You're right sometimes it doesn't seem much but that is food and supplies for our pets for 2 weeks! One of my goals is to be able to afford a decent replacement out of pocket when this one kicks the bucket
@singleguysimplelife
@singleguysimplelife Жыл бұрын
I learned to cut portion sizes on food. I made a barbecue pork roast for sandwiches. It has lasted several days.
@taravoda2338
@taravoda2338 Жыл бұрын
My freezer started acting up last June. I looked for sales, but often the stores didn't have the sale item in stock. St. Patrick's Day, I found a Whirlpool freezer, normally priced $1299 for $849. It wasn't energy star rated, but the label said it used $54 a year to operate. I didn't think that was too bad.
@txoxley
@txoxley Жыл бұрын
Fill old juice bottles of water and stuff your freezer when it’s not completely full. It will run more efficiently. If you buy more than it can hold, you just pull out a few bottles of water and let them defrost until you need them again. Works every time. 😉 My deep freezer is probably 15 years old.
@patbethea111
@patbethea111 Жыл бұрын
I do envelope stuffing and it helps me a lot saving
@susanegley4149
@susanegley4149 Жыл бұрын
Your pendant is so gorgeous!!
@UndertheMedian
@UndertheMedian Жыл бұрын
Thank you!
@KC-dr3cg
@KC-dr3cg Жыл бұрын
Where to find other frugal people.. that is the question.. as I've gotten older my friends have inherited millions of dollars, widows have received huge life insurance checks.. I can barely keep up with our friendship because I don't tell them how frugal I am out of necessity... It's great that you folks as a couple have always lived this way... and you very possibly are quite wealthy.. if I asked about what they have done along the lines of saving some money on anything groceries or whatever finnster tell me about their recent cruise to Greece or their favorite massage therapist or how many airline miles they have racked up on their credit card that gets paid off in full every month
@affordableliving2756
@affordableliving2756 Жыл бұрын
If they are your true friends, try setting them challenges in targeted area?
@rg-mi5hh
@rg-mi5hh Жыл бұрын
True friends would help you out I would think.
@MaryKane-qv5vz
@MaryKane-qv5vz 8 ай бұрын
Be careful of friends who are always boasting. If you find it difficult to listen to them ditch them. They are no good for you. I came across Larry and Hope videos some months ago and am very happy with my frugal living, especially not eating out/buying prepared foods.
@jobecki
@jobecki Жыл бұрын
I like being frugal and dept free is it really lets you be free, I can help my children if needed, or neighbors. It's second nature to me now to wait and see if I really need an item, I use to shop if I was upset now I stay out of the stores. I saved enough daily to get a better mixer I've wanted for years and it really saves me money as I make almost everything from scratch. Thanks for the ideas. I'm showing this to my daughter to help he learn to be more frugal...
@anneard1674
@anneard1674 Жыл бұрын
years ago hubby andI would go stroll the mall for a cheap date night but I would leave my purse in the trunk. (our only credit card and check book was in there) If we found something we thought we wanted we have to go out to the parking lot and get my purse. NOT ONE TIME did we ever go back. By the time we were headed home we didn't even remember what we thought we wanted. Now that is how delayed gratification can save you bucks!
@EvangSuz
@EvangSuz Жыл бұрын
Hi folks, I cut cable out, eat out on coupon deals(12.00) twice month..Cut my hot water heater temp down a notch.Make my candles for light at night, make my own soups, body, laudry and laundry sheets..Saved 1,987.00 a year!!! 🤗❤My HVAC went,I had enough for repairs!! Ty for All your suggestions.Also carry an igloo in car for sandwiches,drinks.. make our own iced coffee, teas to travel..👍
@monicaluketich6913
@monicaluketich6913 Жыл бұрын
I live in the middle of ranchers. The nearest Walmart is 45 minutes away. So 'most ' of the time I eat out is when I go to the city and spend several hours there, getting everything I need. But, I know all the best places to eat by their prices, taste of food and convenience. I try to eat lunch for under $10 and a dinner for $15. Ealing out is a necessity (drink water) since I'm diabetic. I am also only buying food to restock a well filled, home canned or dehydrated pantry.
@cabokatherine
@cabokatherine Жыл бұрын
Hi you two. Just wanted to share our frugal decisions re automobiles. We usually buy used w/a manufacturer's 1 year warranty. We buy solid, reliable cars like Honda or Toyota (nothing flashy or trendy). We are meticulous about maintenance and repairs on schedule. Then we drive the cars until they are DEAD. To prove that point, our daughter says: "No, you guys drive your cars post-mortem!" Which is actually true--once we had a Honda Civic totalled, but all that was wrong was dents in all fenders and one tail light broken. Instead of taking the small insurance payout, we decided to keep that car and continue driving it as long as possible--which saved us several more years before we had to purchase another car. We don't care about the appearance--a vehicle is just to get us safely from Point A to Point B. We don't fall into the trap of "status" re cars, clothes, homes, or many other things.
@UndertheMedian
@UndertheMedian Жыл бұрын
We have a Honda and a Toyota. We'll drive them for at least 10 more years. Our oldest son is 26 and still driving the car he paid cash for as a teen. In fact he just hit a deer this morning (just cosmetic damage). He's calling junk yards for parts.
@paulhaggard8746
@paulhaggard8746 Жыл бұрын
Your savings chart is priceless. Thank you two, you're a blessing.
@daveicc495
@daveicc495 Жыл бұрын
Frugal people use the library because there are so many items there that you pay for in taxes that you have access to such as books, Kanopy, coupons, newspapers, magazines, computers, Libby, WiFi, etc..
@rough-hewnhomestead5737
@rough-hewnhomestead5737 Жыл бұрын
Love this! For us, it seems like the almost daily small savings are what has helped us most financially. We rarely make large purchases, so even if we manage to get a good deal--it's a rare thing. If I can save on utilities, gas, groceries, etc.--those small pennies add up to big dollars. I am currently reading Tamar Adler's book "An Everlasting Feast: Cooking With Economy and Grace" and it's getting my mind into the zone of "leftovers are the beginnings of the next meal". It's much the same with money--the saved pennies are the beginnings of saved dollars. God bless!
@rickwalker5203
@rickwalker5203 Жыл бұрын
When dining out, I order a cocktail or two and eat from the appetizer menu. It’s enough food and a wonderful experience. My husband orders a regular meal.
@bekind3050
@bekind3050 Жыл бұрын
I traveled 9 countries Last year(Europe&Asia). I save money for the full year. Did not eat in a fancy restaurant instead I tried local food store(as long as it's clean), Did not buy souvenirs, & walk A LOT! I had a great vacation.
@Cindy-by3ho
@Cindy-by3ho Жыл бұрын
I love your blouse and necklace!
@wendy-zarate
@wendy-zarate Жыл бұрын
Thank you for the tips! The chart really helped putting the number on front really helps! Also Hope looks so beautiful today. The matching shirt with the necklace is stunning on you!
@9FatraBbits
@9FatraBbits Жыл бұрын
After success with budgeting and tracking and seeing my impulse buying I don’t go into stores and have unsubscribed to most of my on line stores. I make a list for essential stuff and try to keep my “buying” days to twice a month. My goal is to live below my means.
@merkuryemberheart1533
@merkuryemberheart1533 Жыл бұрын
Thank you. I've been "sleeping" and only in survival mode for a long time (a few years). I didn't realize how much I was telling myself I can't do better because I simply forgot how to manage my money better. Which is funny because anyone who knows me knows I have a budget. I have had a budget since I was in high school and for whatever reason stopped paying myself. I guess I just felt like my bills out weighted my check, but here recently I've taken another look at my budget and am actively trying to save because of you guys. I have a small goal of $500 by the end of the year and I'm planning to continue adding $500+ each yr. I'm in the process of switching my dogs food over to something that's half the cost. And hobbies well.... I'm turning my van into a weekend camper. I already have everything I need around that house (including a camping stove) minus a cot mattress that is at my mom's house. Then the last thing I'm trying to do is learn how to cook. Heaven help the people that are trying my first few attempts!
@pheart2381
@pheart2381 Жыл бұрын
I discovered a false saving recently. I bought a kilo of broken biscuits thinking it would be cheaper,but ended up simply eating more biscuits!!!
@myaccount9498
@myaccount9498 Жыл бұрын
😂🤣😝
@stevenmichaelmarlowe
@stevenmichaelmarlowe Жыл бұрын
Exactlyyyyy! This is what traditional America and worldly wealth is all about, sacrifice towards a BETTER and more secure life in the future.
@trishanoel2410
@trishanoel2410 Жыл бұрын
I stumbled upon your channel and knew I had to watch this video. I grew up this way and as a teenager resented my "cheap" parents. As an adult I feel this was one of the best things my parents taught me. My two sisters haven't embraced this lifestyle though. I call it being fiscally responsible as I hate the term "cheap" or even "frugal". I feel this common sense should be taught in our school system. I love your chart which shows what you spend in a day, month and year. My Dad had that drilled into us so now it's automatically how I think. Keep up the awesome videos!
@JustLIkerapunzel
@JustLIkerapunzel Жыл бұрын
I really am kind of split on that topic. I really think it's important to live somewhat frugal. But those two, while they have great tips, just seem to value to safe money more than they value experiences to a defree wher eit comes off as if they plan on taking their money to their grave 😅 I'm now young and therefore willing to sacrifice some things for financial security but I think it would be pretty sad if I have to be past my 50s and still not feel comfortable going to grad some fast food for me and hypothetical kids and instead just buy bread and stuff to make a sandwich. That I call cheap sorry if you are going to portray it as such a win to be proud of. So I think there must be a healthy balance between the choices of cutting back on some comfort and luxury vs actually having fun and not feeling guilty about leaving some money for some food and simply experiences that do involve money.
@trishanoel2410
@trishanoel2410 Жыл бұрын
I hear what you're saying. I'm probably not as frugal as this couple. But I do get a kick out of getting a great deal, thus saving money. I didn't grow up with fast food so as an adult I'd never spend money on it. I like to eat healthy so I enjoy my own cooking. That's not to say I won't indulge in chicken wings from time to time. I live in Buffalo New York so wings become a social event. I've never had a car payment as saving has allowed me to buy cars outright. And I don't buy used. I suppose if I were really frugal I wouldn't have a car at all. I know alot of folks who act without thinking. For example my neighbor found a cat and kept him. Never considering how he'd pay for Vet visits long term. My neighbor can't hold down a job for long so the cat will become a problem.
@dabneydee9109
@dabneydee9109 Жыл бұрын
@@JustLIkerapunzel I think you miss the point. It's not about saving money so you can go to the grave with a bank account full of unspent cash. It's saving so that you can work toward a bigger goal, like, buying a house without a mortgage. Or saving for a 6-month emergency fund. Or maybe you know you'll need a new car in a couple of years, so you save to avoid having to finance it and pay interest. Being debt-free is an amazing feeling that many of us "cheap" people are willing to sacrifice some "fun" for.
@occasionalotaku23
@occasionalotaku23 Жыл бұрын
I attend local clothing swaps to build my toddler’s wardrobe - the things they have grown out of go to a good home and we find new things. I also look for thrift stores that sell children’s clothing really cheap (one near me has kids tshirts for 50c/Australian $ each = bargain!). They wear those to day care. I do buy new items too, but try to only get them when on sale. Thank you Hope & Larry, always learn something new from you & find you encouraging. 😊
@gailseverson7120
@gailseverson7120 Жыл бұрын
I like to make as much as I can from scratch. For example-crockpot yogurt, homemade granola, sour dough bread, etc.
@kerryjames6312
@kerryjames6312 Жыл бұрын
I love hanging out with like minded people I feel I fit in we have something in common help each other
@inezvandenbroek4519
@inezvandenbroek4519 Жыл бұрын
Ik geniet, vanuit Nederland al heel lang van jullie video's. Moet toch even opmerken dat jullie 4 weken per jaar te weinig rekenen, omdat 1 maand 30, 31 dagen heeft, behalve februari. 52 weken in plaats van 48 dus je bespaart per jaar nog veel meer dan jullie voorrekenen :) Alle goeds vanaf De Veluwe gewenst! Inez
@corrinejordan9592
@corrinejordan9592 Жыл бұрын
That colour really suits you, Hope, including the pretty pendant.
@almanoor-bakker5964
@almanoor-bakker5964 Жыл бұрын
Negativity from not-so-smart people (beiing nice here😊) is what i call encouragement!
@blessedbygod3430
@blessedbygod3430 Жыл бұрын
Love the mindset!!
@kaeros5521
@kaeros5521 Жыл бұрын
Hi Hope and Larry, Love the content. I agree, pack your lunch. I save a tremendous amount of money by doing this. No cable either. I get plenty of channels on tv with the “box” and universal antenna without the ears. I am going to start reducing my grocery bill by $10 a/wk 👍. Thank you!
@KC-dr3cg
@KC-dr3cg Жыл бұрын
I finally had to increase my monthly budget from $30 for groceries to $45 for groceries to add more salad greens to my eggs beans rice peanut butter bananas and carrots and sweet peas to get protein
@terrylynn9984
@terrylynn9984 Жыл бұрын
Just to add I am not a vegetarian but the Burger King veggie burgers are soooo good, seriously, kudos to you guys for going to Aldi instead and resisting the urge 😊
@francescamiddleton9644
@francescamiddleton9644 Жыл бұрын
Hey Hope & Larry thank you! I just read in your comments someone asking for tips about coffee. I second! It would be so cool to find out how you prepare your coffee, and where you source it. Take care my friends 😊!
@terrylynn9984
@terrylynn9984 Жыл бұрын
We just found out that my oldest will be moving out end of June, if the home passes an inspection today that he bidded on. Happy for him and proud yet a little sad to see him go. I told my husband I want to cut out grocery bill from 300 to 330 down to 200 to 250 a week once he leaves. Even cutting it by 50 bucks will save us 2400 a year. Challenge accepted when hubby doubts I can do it. I am a Taurus and love to prove him wrong lol....😅 We hardly eat out so packed lunches and eating at home is what we do most of the time with an occasional take out Chinese food or pizza once or twice a month
@dhissner3465
@dhissner3465 Жыл бұрын
In cutting down my expenses a few years ago, I stopped DISH TV and bought Firesticks for my TVs, a one time charge that runs from $29.99 to $69.99 - I went with $39.99 stick. Easy to install and NO MORE CABLE OR DISH charges, I pay less than $15 for TV with plethora of channels to watch. AND with a Fire Stick an Amazon PRIME membership is required, which costs around $12-$15, which provides even more channels HOWEVER - all my Amazon purchases have NO shipping charge - DOUBLE BONUS! Also, a bought an antenna for my one TV that costs around $12, which picks up all the local channels and more plus they keep adding more channels. Got my ION network with that, yippee!! Thank you both for sharing ideas and key things to consider - love it!!
@tdww3276
@tdww3276 Жыл бұрын
Learned so much from ya all. We cut cable 5 years ago. I coupon a lot and buy by sales only. It’s helped alot. Now we are working towards being debt free. Thank you for the good suggestions.
@Mrsmadison45
@Mrsmadison45 Жыл бұрын
Hello you lovely Couple ❤ 2 cents lol 😅 Amen 😊 Sinking Funds are a must make sure there is a name attached to your sinking funds this is the fantastic way to save big money 💵 Fabulous video as always ❤
@Aliciaishere
@Aliciaishere Жыл бұрын
I rotate my subscriptions, choose one or two a month, buy it for the month then cancel the subscription right away so I can choose if I want it the following month, instead of having it automatically deducted from my account. Its easy to get used to these payments and to forget it is a choice 😊 it also gives me time to reflect on whether I got your moneys worth. Some months I won't have any, other months I will have one or two usually depending on the weather.
@MK7x77
@MK7x77 Жыл бұрын
Wish I knew where to find frugal friends? Especially fellow single moms. I overcompensate out of guilt for my girls, and so do other moms. Maybe I should start something.
@GuinnessMcGuinness-q4b
@GuinnessMcGuinness-q4b Жыл бұрын
Thanks for all the advice
@sundancer442
@sundancer442 Жыл бұрын
Just remember the old shopping list, plus ONLY take out with you, the money you can afford to spend. So important.
@mysteryreader1
@mysteryreader1 Жыл бұрын
Changed to 15 dollar a month cell service. Saved 38 dollars a month. I do not eat out..ever. Have changed to store brands for many food items. Use vinegar and a few drops of dish liquid instead of high price cleaner. Make coffee with the pour over method- no electricity used. We use the grinds for two cups- we cup the grinds in the fridge. Changed car insurance that charge by the mile- I don’t drive much. I save 130 a month. I rotate my streaming services. Only one a month. Haven’t had cable for 15 years. Changed cat litter to pine pellets. Half the price. We use a flea comb instead of flea meds We save at least 20 dollars a month.
@harleyanne3720
@harleyanne3720 Жыл бұрын
I thrift shop and I’m not afraid to ask for a better price. All the suggestions you have I do!
@gypsybelle4757
@gypsybelle4757 Жыл бұрын
Thank you for your insights! Love your positive energy as well.
@caroldolan1485
@caroldolan1485 Жыл бұрын
Oh wow frugality is like sunscreen….😂great video! Thanks guys!
@cristinaevans139
@cristinaevans139 Жыл бұрын
Sending love from Australia ❤
@asavannah7439
@asavannah7439 Жыл бұрын
My husband and I only have Netflix for $12.99 a month. Not a single other subscription and no cable.
@TC-fx5zu
@TC-fx5zu Жыл бұрын
I cut our Netflix to the 1 screen plan for $10 a month. There are so many free ones like Tubi, Pluto and Freevee that there’s plenty to watch.
@crazycheapchick
@crazycheapchick Жыл бұрын
Great tips!
@fourdayhomestead2839
@fourdayhomestead2839 Жыл бұрын
$20 week x 52 weeks a year = $1040!! Didn't hurt a bit to get started on an emergency fund.
@TheImperfectReader
@TheImperfectReader Жыл бұрын
Instead of going to fast food for eating out. I do go "out" to the grocery store.
@jessguzman7676
@jessguzman7676 Жыл бұрын
This video is awesome 👏 my number 1 favorite videos you two rock thank you 😊
@jvdaguro697
@jvdaguro697 Жыл бұрын
New here! And I don't like it, but I LOVE ❤❤❤ it. Thank you❤
@123juliejames
@123juliejames Жыл бұрын
Hope I love your necklace. What is the stone? Thanks for the great videos.
@UndertheMedian
@UndertheMedian Жыл бұрын
I'm not sure. I got it years ago probably from a garage sale.
@123juliejames
@123juliejames Жыл бұрын
@@UndertheMedian Well it's very pretty!
@vixxcottage
@vixxcottage Жыл бұрын
Looks like a moonstone maybe?
@_sol_8263
@_sol_8263 7 ай бұрын
looks to me like a BLUE LACE agate pendant. 💙
@StephenAKatz
@StephenAKatz Жыл бұрын
Your savings tips are much better than 90% of the other videos on thrift.
@deniseconaway701
@deniseconaway701 Жыл бұрын
The savings chart is genius, that will certainly inspire me to save, Thankyou so much xx
@emsiesenvelopes
@emsiesenvelopes Жыл бұрын
I would love a video on frugal things you have done in each decade of your life!
@chriswinnard3491
@chriswinnard3491 Жыл бұрын
I have been watching your videos for around 12 months (but only just subscribed... oops). I have found your tips and tricks especially useful. The one major change i have made is to do my grocery shopping online rather than visiting the store itself - i know you advised against this way in one of your videos however, with me... if im in the store, i find i seem to buy things that were not on my list in the first place (my resistance willpower isn't good). Now, by doing my grocery shopping online, i don't see the rest of the shelves so all i buy now is what's on my list. It is fact i have to pay for delivery but i choose the lowest cost delivery slot which is available. In comparison, i used to spend around £120 per week on groceries in store but now it bounces between £90 - £100 now i shop online. I have also quit smoking cigarettes (i did this on 25 February 2023) and switched to vaping. I used to spend around £40 on rolling tobacco per week but since vaping... i'm only spending on average of £40 per month on vaping juices and accessories. Keep up the good work guys :)
@UndertheMedian
@UndertheMedian Жыл бұрын
Good job on making positive changes. We totally agree that sometimes delivery can mean you drop your food bills. My mom only does delivery and loves it.
@lustraveller717
@lustraveller717 Жыл бұрын
Actually, the savings is larger because you should multiply the weekly savings by 52 instead 48.
@tanyajohnston8262
@tanyajohnston8262 Жыл бұрын
I see you wearing a winter vest inside, I also dress very warm in cold weather so as not to spend lots on heat 😊
@krissydantennimon8750
@krissydantennimon8750 Жыл бұрын
Our kids love camping... We ve never had a bad time camping... Even the time my son threw up. Once you have the gear it s very inexpensive
@marielama8173
@marielama8173 Жыл бұрын
Thank you for your insightful and encouraging videos! You are a blessing!
@misssocialdeb3777
@misssocialdeb3777 Жыл бұрын
Larry, that is my favorite saying "pennies on the dollar". great video
@bethanyg153
@bethanyg153 Жыл бұрын
I think how to save money changes with different stages of life. There was a time I couldn’t cook much because I was pregnant and had some terrible aversions. I bought a lot of Costco rotisserie chickens, convenience meals, and a lot of fast food. I really enjoyed the fast food, and got into a habit. To break the habit I bought hamburger patties I could grill myself. I don’t have to even have to buy those patties anymore, but for a season they helped me break the bad habit.
@allardvanderstarre5238
@allardvanderstarre5238 Жыл бұрын
delayed gratification is a point ideed; also repair things instead of buying new item; nicevideo!
@mindyindy4628
@mindyindy4628 9 ай бұрын
I used to have a group of friends that I'd hang out with at bars, but then they wanted to do more expensive things like going to casinos and day trips. That's where our friendship drifted away. I have an artist's budget and they had normal 9-5 jobs.
@fourdayhomestead2839
@fourdayhomestead2839 Жыл бұрын
Thank you both. The savings chart helps a lot.
@TishMclain
@TishMclain 6 ай бұрын
Im getting ready to move into a 32 foot camper No satellite Just gonna enjoy watching my 600 vcr tapes n chilling I read alot n also enjoy you tube Im retired n live on a fixed income so I'll be able to save $
@lesbiacandelaria9354
@lesbiacandelaria9354 Жыл бұрын
I save money buying refurbished items. They keep the guarantee active and the price can be really good. Most of the time the item is a new generation item.
@midsouthhomestead7527
@midsouthhomestead7527 Жыл бұрын
Thanks
@fredswartley9778
@fredswartley9778 Жыл бұрын
I never eat out anymore. It's too expensive and it's also unhealthy. Most restaurants use tons of sugar, salt, preservatives, butter and other ingredients that you don't want in your body. Cooking at home will improve both your financial and physical health.
@lateshachurney5965
@lateshachurney5965 Жыл бұрын
I have only eaten a meal out once since last year. But I am also dieting.
@goodenoughgirl8102
@goodenoughgirl8102 8 ай бұрын
It’s kinda like I do a lot of these things already, Bcuz they’d go above what I make anyways. Right now I’m mostly just frustrated with the electric bill.
@kerryjames6312
@kerryjames6312 Жыл бұрын
Yes there's importance in saving nickles and dimes it helps
@deeannkraus8787
@deeannkraus8787 Жыл бұрын
When I buy hamburger in bulk instead of packaging in one pound packages I package them in 3/4 pound packages. No one misses the extra amount.
@kerryjames6312
@kerryjames6312 Жыл бұрын
I do get judged for my frugual lifestyle I shouldn't have to justify myself to anyone I am not hurting anyone or myself
@marilynpeppers1356
@marilynpeppers1356 Жыл бұрын
Judged by family?
@KC-dr3cg
@KC-dr3cg Жыл бұрын
@@marilynpeppers1356 I get judged by family and friends. A new friend recently told me about her sister-in-law who has little value because even though she's known her for 45 years my friend is disappointed that her sister-in-law has a couch that's 5 years old and thinks it's just terrible terrible terrible to not have an updated set of furniture
@darleneblakely7726
@darleneblakely7726 Жыл бұрын
My sofa is 20+ yrs old. Good quality. We were just discussing if it would be less expensive to have it recovered rather than new. I love that sofa.
@asavannah7439
@asavannah7439 Жыл бұрын
@@KC-dr3cg Tell your friend that I bought my used sofa for $25 from a charity shop 15 years ago and I love it and have just replaced the covers a couple of times! Love my old comfy sofa!
@terrylynn9984
@terrylynn9984 Жыл бұрын
​@K C I would seriously get a new friend, 5 year old couch outdated? My couch is now 9 years old, in great shape and I hope I can get another decade out of it. Good grief. If she is judging her sister in law about that criteria she is a shallow human being. Most people do not replace furniture like that, heck my stove is 28 years old, I got it brand new when first married, why would I waste money. 😊
@freethinker3532
@freethinker3532 Жыл бұрын
Just subscribed to your channel.
@AngelaResseguie
@AngelaResseguie Жыл бұрын
We have a great local recycling program through our University, so, we don’t pay for trash, between compost, recycle etc we have no need for the $300+ per year for trash.
@christineparker8091
@christineparker8091 Жыл бұрын
How do you find other frugal people in your area. Most people I talk to look at me like I’m nuts.
@fourdayhomestead2839
@fourdayhomestead2839 Жыл бұрын
😊 me too. I recently got over that. Even my BF thought I lost my mind!
@KC-dr3cg
@KC-dr3cg Жыл бұрын
Absolutely!
@asavannah7439
@asavannah7439 Жыл бұрын
I only know one other frugal person where I live. But there's plenty of people online like right here! I don't care what other people think!
@caroldolan1485
@caroldolan1485 Жыл бұрын
I only share if they take the bait when I drop a frugal hint! Otherwise I just live my life and let ‘em wonder!😅 I once loaned a copy of my worn Tightwad Gazette to someone who didn’t appreciate its greatness….oh dear me!! Won’t do that again! 😂
@christineparker8091
@christineparker8091 Жыл бұрын
I have a friend who is mad at me and boyfriend because we wouldn’t go to Hawaii with them. Yet they wouldn’t go camping or hiking with us. We gave up inviting them. We should ask about forming I frugality group. 🤔
@hollyhansen7898
@hollyhansen7898 Жыл бұрын
Netflix has a new deal you can cut cost to $7 per month by allowing ads. I did that. Ads are not prolific and make nice bathroom breaks and sometimes fun, not like tv ads. No drug ads.
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