TOP 5 Rent-to-Own programs in 2023.

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Desmond Combs

Desmond Combs

Күн бұрын

Пікірлер: 24
@billjohnson5519
@billjohnson5519 Жыл бұрын
I’m in Atlanta. I’m currently trying to use Divvy, however, if you can recommend a better program, I’m open.
@Sorayadouglas
@Sorayadouglas Жыл бұрын
I'm in Atlanta and would like more info also
@diedravillery9974
@diedravillery9974 Жыл бұрын
Hi Dez, My name is Diedra, I’m in the St Louis MO area, are any of these programs available for S Louis residents? I’ve only heard of Divvy that’s doing business here.. If so I’d like to learn more about that & get things in motion. Thank You for doing these videos 👍🏾😊
@DeztheRealtor
@DeztheRealtor Жыл бұрын
Hi. I’m not sure of everywhere these companies operate. I think Divvy, and probably Home Partners of America are in that area. The program works the same in all of their active markets so I could definitely give you advice on the programs, but a agent in Stl would have to help you with home purchase. But I’m always available for any questions you may have. My cell is (713) 878-1734. You can reach out to me tomorrow with any questions. Thanks for subscribing 🧡
@ceciliagarcia8723
@ceciliagarcia8723 Жыл бұрын
Are these rent to own program in PA
@jrmac85able
@jrmac85able Жыл бұрын
Thank you for the information. But what if you already a home owner. Can you still use any of these companies to purchase a second home?
@DeztheRealtor
@DeztheRealtor Жыл бұрын
Yes. It’s possible if your DTI will allow you to qualify for both homes. They will ask about your plans for the other home. I have a client going through a divorce, who has a home and used Divvy to purchase a home when they separated
@jrmac85able
@jrmac85able Жыл бұрын
@DeztheRealtor ok. Now for my situation which one of these companies would you recommend. Specially if credit is low but the income is high?
@DeztheRealtor
@DeztheRealtor Жыл бұрын
@@jrmac85able Divvy is the only company that will approve you with lower than 620 credit score. Divvy credit requirements began at 550, but it’s best to have atlease a 600
@Sbrandon84
@Sbrandon84 Жыл бұрын
Hello, how can I get in touch with you? I live in Florida and I’m trying to find a home for me and my family
@DeztheRealtor
@DeztheRealtor Жыл бұрын
Call me. My cell is (713) 878-1734
@JorgenMandl
@JorgenMandl Жыл бұрын
Hey Dez, I'm an agent out in Colorado. The last couple of months we have seen almost all these companys lowball on all our listings. (100k below sometimes). Was wondering if this is happening to you in Florida?
@DeztheRealtor
@DeztheRealtor Жыл бұрын
Yes they all changed their purchase structure back in December. They were trying not to purchase anymore new homes until the market settled. From what I gather it may not be until later in the year before they begin making competitive offers again. It’s really bad here too. 50k-70k below list price.
@JorgenMandl
@JorgenMandl Жыл бұрын
@@DeztheRealtor Gotcha. Thank you! Interesting how every company changed its policy at the same time. We have had success converting these leads to down payment assistance but its still not quite the same. Have you found any alternatives or methods for these leads or are you waiting till later in the year to convert them?
@kaylawhite8330
@kaylawhite8330 Жыл бұрын
can you help me find one in California?
@DeztheRealtor
@DeztheRealtor Жыл бұрын
I wish. Unfortunately I’m only able to assist in Florida or GA.
@samlightshines
@samlightshines Жыл бұрын
What if I want to rent to buy a home I already live in? In South Florida
@DeztheRealtor
@DeztheRealtor Жыл бұрын
Text me at (713) 878-1734.
@cynthiam337
@cynthiam337 Жыл бұрын
Can these programs work for out of state second home buyer?
@DeztheRealtor
@DeztheRealtor Жыл бұрын
They are mainly for primary residents so if you have a mortgage already reported on your credit then they will ask for a letter of explanation. If your debt to income ratio can handle having both mortgages then Trio or Divvy may be able to work with you.
@josephdonald1765
@josephdonald1765 Жыл бұрын
What about credit score? They all require a certain score, which doesn't really give you room to improve your score. Your score already has to be above 600+? Do you have any program recommendations that are more flexible on credit scores?
@DeztheRealtor
@DeztheRealtor Жыл бұрын
Divvy is the most flexible on the credit score. They allow you to have a 550. However it’s extremely expensive to rent from them with a lower score. Best solution is to get the score up. I have some quick credit repair tips I can share with you that may help raise your score. NACA is also a option with lower credit. However it will take you 6months or more to get approved with NACA with low credit. They will make you wait and prove you are responsible to make payments on time.
@josephdonald1765
@josephdonald1765 Жыл бұрын
@DeztheRealtor thank you for responding. I would definitely appreciate the tips to raise my score. According to these credit apps(credit karma, etc), I'm at a 570. So, I would truly appreciate the tips. Also, I'm curious about Trio program, but I'm not ready yet.
@peepngame164
@peepngame164 Жыл бұрын
Are these rent to own programs in Ohio??
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