Register Versa dan Claim RM10 Bonus download.versa.com.my/1bAf/referral?deep_link_value=VERSAAY register dan masukkan atleast RM100 CODE: VERSAAY Download spread sheet percuma: versa.com.my/master-budgeting-with-our-50-30-20-budget-sheet-template/
@shammohdali98444 ай бұрын
Nasihat utk adik2 Gen millenium dan Gen Z - baik la invest dr membuang duit beli kopi mahal setiap hari..Observation abg Gen X di Suria KLCC..🙄
@budakpizza5 ай бұрын
aku suka financial utuber... keep it up bro... always support... byk ilmu baru aku belajar dr utube kau....
@marcspur43574 ай бұрын
So far saya dah capai emergency fund..saya letak kt bank biasa jer kerana boleh ambik bila2 masa.. for investment pula saya diversify dalam platform investment yang mudah difahami
@sidewaycensus62084 ай бұрын
Bang Afham... nak tau perkembangan wahed invest, adakah perlu tukar ke versa duit dri wahed invest tu?
@zidzreynaufalzidmi94055 ай бұрын
afham ..hanya kita yg faham sesama kita...truskan share bro afham❤❤❤
@SunnyPCG4 ай бұрын
Tq Afham since follow you punya channel i punya financial journey sudah grow
@afhamyusof4 ай бұрын
@@SunnyPCG slowly kita buat sama² ye bro
@kuaiman59445 ай бұрын
Alhamdulillahh follow rapat afham..
@FlyJengka924 ай бұрын
afham bin yusof #saveAlaqsaForPalestineGaza❤️🤍🖤💚
@adinorazwanmisuan55024 ай бұрын
SPREADSHEET. Good sharing. Keep it up.
@engkuakmal4 ай бұрын
SPREADSHEET. Semoga dimurahkan rezeki dan keluarga 😊
@afhamyusof4 ай бұрын
Hi bro, boleh download kat sini docs.google.com/spreadsheets/d/1JsiJU4-8RXdkt_PZa1EY93Fst8j8EtoMZx-uQWu4Ixc/edit?gid=431807407#gid=431807407
@edwardberger72115 ай бұрын
SPREADSHEET...TQ BRO🎉SEMOGA MAJU JAYA
@alfarouq80973 ай бұрын
SPREADSHEET. Terima kasih tuan
@zawawishafie86054 ай бұрын
Hi Afham, boleh share access kepada spreadsheet tu?
@bananafruit2x9095 ай бұрын
4:46 akhirnya ada jugak yg mention gaji minimum pure B40 terkini Jun 2024. Boleh nampak 6 bulan gaji pon xsampai 10K. Kalo lepas tolak EPF jadinya RM1300+ saja. So untuk capai 9000 pon pon sangatlah perit & ambik masa yg agak lama. Sebab kos2 sara diri makin meningkat😢nak bagi duit kt makbapak lagi😢kos barang2 mentah dapur meningkat😢 berapa jer tinggal utk disimpan. Pastu apps2 menyimpan ni pulak xdak perlindungan pidm 😢ada pulak yg kena scam macam cerita Quantum Metal la
@amirulshafix87595 ай бұрын
Salah faham ni,dia cakap expense tu, maknanya kos sebulan untuk semua bill,sewa rumah,kereta, belanja dapur dia sebulan rm1500, maknanya gaji mmg lebih 1500..
@surekha25944 ай бұрын
Spreadsheet. Thank you !
@Ayiecat285 ай бұрын
Spreadsheet. Thank you for your video. Great tips
@afhamyusof4 ай бұрын
Hi bro, boleh download kat sini docs.google.com/spreadsheets/d/1JsiJU4-8RXdkt_PZa1EY93Fst8j8EtoMZx-uQWu4Ixc/edit?gid=431807407#gid=431807407
@hamzahnoordiana49953 ай бұрын
Kenapa versa gold not in your list?
@hellokunji98712 ай бұрын
3 nombor iaitu TOTO Magnum Damacai
@noorezmimahno1795 ай бұрын
Terbaik 🎉🎉🎉
@palmoniumgaming4 ай бұрын
Tolong saya. Saya tak boleh nak cancel auto debit dalam versa
@fuadhilmy22565 ай бұрын
SPREADSHEET Thank you broo!!!
@afhamyusof4 ай бұрын
Hi bro, boleh download kat sini docs.google.com/spreadsheets/d/1JsiJU4-8RXdkt_PZa1EY93Fst8j8EtoMZx-uQWu4Ixc/edit?gid=431807407#gid=431807407
@jaegeristrule4 ай бұрын
Bang, nak request cerita pasal IPO (initial public offering) pulak boleh? 😊
@afhamyusof4 ай бұрын
boleh try gak, tapi sy kena cuba dulu okeyh,!
@jaegeristrule4 ай бұрын
@@afhamyusof yeay, terima kasih.
@neomercZzz4 ай бұрын
Takaful dan medical card kira fixed expense ke?
@MuhammadKhan-jh2kk5 ай бұрын
Ok penerangan ringkas yg baik..
@zalhairisaid33684 ай бұрын
Spreadsheet please Afham San.. Tq
@msuhaizie5 ай бұрын
Sy nak spreadsheet tuan.. hrp boleh membantu sy.. terima kasih
@badman53565 ай бұрын
Situasi macam mana kita perlu guna duit saving 6 bulan tu?
@dzil72795 ай бұрын
Gune Time ko lps kene buang keje tgh nk cari keje baru. Masa tu ko xde gaji sbb xde kje.
@aaarshavin235 ай бұрын
SPREADSHEET. Thanks Afham.
@afhamyusof4 ай бұрын
Hi bro, boleh download kat sini docs.google.com/spreadsheets/d/1JsiJU4-8RXdkt_PZa1EY93Fst8j8EtoMZx-uQWu4Ixc/edit?gid=431807407#gid=431807407
@carnageriot5 ай бұрын
betul ke GX Bank tu x patuh syariah ?
@groza88green524 ай бұрын
Thanks a lot bro ❤
@sadiqsaleh20244 ай бұрын
Boleh share spreadsheet
@adibzkry4 ай бұрын
salam afham, better diversify investment atau fokus dkt 1 platform sahaja utk capai 100 ribu pertama dan mengharapkan compounding interest, sekarang ni saya invest di versa, wahed dan crypto dan asb saya hampir separuh jalan utk ke 100k, jadi perlu fokus yang mana dulu?
@afhamyusof4 ай бұрын
if you dah melepasi target emergency fund, you should start invest, leverage kan sikit simpanan untuk amik sedikit risiko, tempt invest bergantung lah nak dkt mana sesuai risk appetite (wahed,versa, luno, emas, rakuten etc)
@muhdamiruddin16164 ай бұрын
Spreadsheet.. Tq bro
@carameljihyo4 ай бұрын
Spreadsheet.. Thank you
@conanjohny91284 ай бұрын
Versa untuk short term investing boleh ke?..short term mcm setahun
@afhamyusof4 ай бұрын
short term better buat saving saje (versa cash or cash-i)
@nikhafiz24005 ай бұрын
Share spreadsheet afham
@arfnrhfz4 ай бұрын
Saya nak tanya, kalau kos repair kereta setahun tu, boleh ke pakai emergency savings instead?
@afhamyusof4 ай бұрын
Kalau repair tu emergency sahaja boleh pakai emergency, kalau dh expected kena letak sebagai expense setiap bulan and asingkan, org panggil sinking fund (nama fancy dia)
@arfnrhfz4 ай бұрын
@@afhamyusof ohhh ok faham, thanks ingfo nya
@firal87424 ай бұрын
As salam .. maaf nak tanya adakah semua platform ni patuh syariah?
Hi bro, boleh download kat sini docs.google.com/spreadsheets/d/1JsiJU4-8RXdkt_PZa1EY93Fst8j8EtoMZx-uQWu4Ixc/edit?gid=431807407#gid=431807407
@aarif59885 ай бұрын
Salam, macam mana nak dpatkan spreadsheet tu?
@afhamyusof4 ай бұрын
Hi bro, boleh download kat sini docs.google.com/spreadsheets/d/1JsiJU4-8RXdkt_PZa1EY93Fst8j8EtoMZx-uQWu4Ixc/edit?gid=431807407#gid=431807407
@srimuhachandhrasekaramanyr86324 ай бұрын
Spreadsheet🎉
@muamarjunior7013 ай бұрын
Spread sheet 😊
@alfarhan99915 ай бұрын
mcm mane nk dapat sheet tu bang afham? sy nak boleh?
@afhamyusof4 ай бұрын
Hi bro, boleh download kat sini docs.google.com/spreadsheets/d/1JsiJU4-8RXdkt_PZa1EY93Fst8j8EtoMZx-uQWu4Ixc/edit?gid=431807407#gid=431807407
@nurulsyahirah-ri9bj5 ай бұрын
Versa deposit mmg lambat ye proses nya ?
@skyblack59335 ай бұрын
bang leh cite pasal hamster kombat, tap coin, blum, sume tu, halal ke, reliable ke, bole bawak duit ke.
@afhamyusof4 ай бұрын
Ape tu)
@afsjjs99575 ай бұрын
nak tanya, afham takde plan nak beli rumah atau tanah dalam masa terdekat? baru berkahwin kan?
@afhamyusof4 ай бұрын
ade plan! , tgh survey area selangor lagi, tk tau nak beli undercon ke subsale
@izzatismethamir67215 ай бұрын
Spreadsheet 👏🏻👏🏻👏🏻
@afhamyusof4 ай бұрын
Hi bro, boleh download kat sini docs.google.com/spreadsheets/d/1JsiJU4-8RXdkt_PZa1EY93Fst8j8EtoMZx-uQWu4Ixc/edit?gid=431807407#gid=431807407
@googleuser40565 ай бұрын
SPREADSHEET
@brembrem775 ай бұрын
'SPREADSHEET'
@dzulmr5 ай бұрын
Assalam, nak spreadsheet
@Roronoa_Saddam5 ай бұрын
Nak spreadsheet tu tuan
@aiden-es7ck5 ай бұрын
Nak spreadsheet
@khairulnajwan99775 ай бұрын
Kalau invest di versa, duit kita boleh berkurang?
@afhamyusof5 ай бұрын
Ya, untuk invest akan turun naik, lagi tinggi risk, lgi tinggi dia turun naik..tpi yang bestnya kalau kita invest long term, portfolio kita biasanya dah takkan jadi negatif mcm awal awal start dulu
@FairuzFadzil3 ай бұрын
nk bro spreadsheet tu
@mathari93igscon294 ай бұрын
Afham bole saya nak spreashhet tu :)
@afhamyusof4 ай бұрын
Ada dkt sy punya pinned comment
@rafiqbadli9255 ай бұрын
spreadsheet
@ahmadmustaqiim5 ай бұрын
Nak seperekshittt
@aliffdanial79245 ай бұрын
salam nak spreadsheet
@xfoxmarketsdnbhd5 ай бұрын
Ramit sethi versi malay ni 👍
@amirulariff48043 ай бұрын
"SPREADSHEET"
@SonGoku-mr9ol4 ай бұрын
Aku jujur dengan korang ya. Walaupun versa terima faedah yang lebih. Tapi dari segi keseluruhan asb tetap terbaik
@archizdesign92795 ай бұрын
nak spreadsheet please
@muhammaddanial86165 ай бұрын
Spreadsheet
@anuarishak24325 ай бұрын
nak spread sheet
@beekeawtan51843 ай бұрын
Versa Cash ada charge fee?
@afhamyusof3 ай бұрын
@@beekeawtan5184 takde
@Muhammad-Lorenzo5 ай бұрын
Spretshit
@afiqmnazman5345 ай бұрын
SPREADSHET
@amirulsyahmohamad73855 ай бұрын
First
@DeanAmirHussain5 ай бұрын
1st
@MusliyadiMisran-pn5nv4 ай бұрын
Tu bukan nak kaya.tu cuba nk jadi orang yang bekira2 senang cite kedekut.orng kaya tu bebas tak fikir berapa bnyk dia guna kan duit,nama pun kaya kan klau tak kaya kena la bekire..orang kaya tu lebih kepada mcm mna dia nk tambahkan duit
@sakooraco36594 ай бұрын
Dengar elok2 bang dik.... Hadoiii..
@wanaiman22674 ай бұрын
Orang kaya kalau tak limitkan spending pun boleh lingkup yee. Income sehari rm 100k, sebulan 1 juta, hari hari nak beli kereta baru bmw 8, lamborghini atau sebgainya.. kalau tak pandai estimate budget.. pun tak cukup.. baru kereta, rumah? Jam tangan? Jam pon ada beratus ribu. Spec mata. Banyak lagi benda yang pada kita harga biasa tapi org kaya beli ratus ribu.. end up kaya pon kene pandai uruskan kewangan. Cuma purchasing power shaja berbeza