Travel Insurance - BAD Experience | TATA AIG

This video was shot in Oman in December 2021 and in Dubai in January 2022. This is about my Two different experiences with the Travel Insurance provider Tata AIG. The first part is about the experience I had when I was hospitalised in an emergency situation. The other was when one of my flights got cancelled and due to it I missed my other connecting/onward flight.
#MountainTrekker #OmanTravel #TravelInsurance
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[@Globetrotter_Alpha]

I travel a lot as well but never needed to claim any insurrance so far, fortunately.. purchased Tata AIG many times as well.. Thanks for informing us about this particular insurance. 👍🏻will be avoiding Tata AIG from now.

[@indertosaria1463]

Same with us we have been purchasing Tata AIG for foreign travel for decades and didn’t ever claim with the grace of god but claimed for the first time due to accident of my relative and found them cheats. Forget about cashless they refuse your claim for reimbursement for one reason or other. Never ever will purchase TataAIG travel insurance. Nobody till top even replies. Never thought a Tata company can do such a criminal activity with all.

[@geethanayar9368]

They left my entire family in the lurch when we travelled to Dubai last month. Never even replied to our mails.

[@NewBalance-pu8ft]

@@geethanayar9368 Avoid AIG!

[@sanatan0990]

AIG is tarnishing the Tata brand.

[@kulwant747]

@Jai Badrivishal Jai Kedar sirf tata k khud k lia hai, log pata nhai kiu fass jate hai, tata hai to tata he karega tata bye bye

[@desiTraveler_JP]

This is for People who think travelling is easy and enjoyable. But yes there are always some good learning from every trip. Wish you for the good health 💐

[@ShanksTravelDiary]

oh God.. itna kuch hua is dauran, idea bhi nahi tha bro.. itna dard plus ticket reschedule. Matlab Farhat bhai and his friend was no less than an Angel. Aise waqt me koi sath rahe to himmat milti hain. Travel insurance in a foreign country is a waste , even it's my experience too. Take care bro and I hope aap fir se tandrust ho jao 🙏 🙏 🙏

[@sangitabhattacharya.745]

It's so hurtful to see you like this. It must have been very though. We can't even imagine the stress you went through that day! The insurance companies are supposed to help! They should be alart 24/7 for their customers! Getting this kind of services and behaviour is really horrible! we could sense your disappointmet! 🥺 This pandemic has changed all our lifestyle and way of living... but I think the travellers are facing most of the hurdles and problems. We are grateful to all the wonderful souls who helped you in that situation and Hat's off to you, even if you were sick and stressed about the whole situation! Uncertain about what's going to happen next, You still made this vlog! So that it could help people. You are an angel, and that's why God will always protect you with his best angels. I hope you are ohkay now🥺. Please take care well.

[@hifzulroyal411]

Shocking😱 Varun Bhai.. Allah aapki hifzat kare... Bhai please apna bhi dhyaan rakho aapki sehat hi humare liye sab kuch hai... Aap ki sehat hi humare liye.. Duniya ghumne ke barabar hai.. Varun bhai... U are the one guy who's original human being u heart is golden. U respect everyone every religion🙏🙏 and aapke saath sabki dua hai aap ki lambi umar ho.. Or sehat de ameen. Inshallah aap bahut achche ho aapke saath humesha achcha hoga... I pray for u😍

[@hungrysoul5546]

Very important video. Travel is not always pleasant. Especially now when airlines and insurance companies can modify rules to suit them under the guise of Covid. This video surely highlights this point clearly. Thanks a lot for this

[@DriveWithVicky87]

When I was searching for insurance, I found out that all the insurance companies had bad reviews. So i Just bought insurance of government companies. That is new India assurance. I never had to claim so can’t really comment on the experience. But I had claimed on my personal policy in India and it was a good experience specially if TPA is empanelled.

[@ashrafulahmed3555]

So saddened to hear about your illness and bad experience in Oman ! Really feeling very anxiety about the situation you faced. Hope this thing never come to your life in future. InshaAllah

[@Born_2Travel]

Varun Ji, Thank you so much for sharing this video...I also purchased Tata AIG travel insurance for my past trips but I never filed claim with them. I will try to share your video with competent authority. Matlab, ham lok insurance ke varose jate, agar yeh experience rahega, then, it's totally waste to purchase insurance. Again, thanks... many people got to know about this matter from your video. 👍👍👍🙏

[@nahalamarjeet]

DONT GO FOR TATA AIG. THEY ARE BAD CO

[@NewBalance-pu8ft]

@@nahalamarjeet No, they are very good and strong company. But their call center is not good, maybe in Chennai or Calcutta....that's why!

[@VSA3010]

@@nahalamarjeet Then,which company is better.If you are traveling to Oman, which insurance is better?

[@Born_2Travel]

Varun Ji, I hope, Tata AIG will contact you shortly. Tata AIG, tweeted me to know details and I told them, to contact with you. You can file complaint against Insurance company at IRDA and Consumer Court. Aap ke sath jo hua, it's really bad, pathetic & yeh kisi ke sath bhi ho sakta hai.

[@Born_2Travel]

Varun Ji, you can try Orient Travel Insurance for your next trip because that insurance company is UAE based.

[@10ON10]

*Oh man!!, This must be so bewildering experience, Hope you recover well...*

[@atonudasgupta891]

So sad after watching this video of you... Hard to believe travel insurance companies are making these kinds of difficult circumstances for people. However, it feels good to see you with some very cordial and amiable people who take care of you. I Hope, through your channel and video, these travel companies noticed your issues and rectify them.

[@Dr.Mzungu]

Most people commenting have no idea how international travel insurance works that includes Varun. Insurance companies world wide are difficult to deal with when making a claim. Still you have some hope of recovering your money with travel insurance otherwise you can sit and cry all you want about your loss. Had you done your homework you would have asked the right questions before purchasing travel insurance. TATA AIG is better then majority of other companies. AIG is the world's largest insurance company. See what kind of bills you end up paying in Europe or any other country without insurance. Insurance policy have so many terms and conditions, 9 out of 10 people never bother to read them or understand them. Then when they have a emergency they want to blame everyone except themselves. Also buying three separate flights as you did to save money came back to bite you. No airline or travel insurance company will help you. Sometime being over smart is not so smart. Take it from someone who has traveled to 97 countries.

[@bsethura]

100 % agree with your comments

[@shashanksrs]

Insurance claims are many times tricky and time consuming, not to forget the tension of what will be approved and what not.. Irrespective of medical or travel or others. While domestic itself are in such condition, international insurances are more difficult (while they should be as important and serviced as domestic). Do let us know what you did finally regarding flight rescheduling.

[@sunnysunny3337]

I will definitely not going to buy TATA AIG ANY INSURANCE…….there are many other good options as companies in india ……but not tata aig for sure

[@NewBalance-pu8ft]

@@sunnysunny3337 Tata is usually among the best in India! If tea, salt, Voltas AC, Starbazaar or Croma!

[@freedom5941]

@@sunnysunny3337 you will only realize the issue when you are in trouble…

[@sagarkumar-nq1gv]

Same here I had tata aig car insurance, man.. my battery had fully discharged. There helpline was not reachable when it mattered most.. I had previously used bajaj Allianz which for me had worked well. So promptly went back to them after tata aig expired

[@NewBalance-pu8ft]

@@sagarkumar-nq1gv Seems AIG is the problem here, not Tata!

[@cevihings]

My late father was given a run round with another life insurance third party insurance of not clearing the payments of pnumeothorax surgery I had undergone some years ago...end result dad ended up in hospital and I was his attendant ...we ended up paying cash to the hospital and then filing a refund from that insurance company

[@nitinkumar7403]

Varun sir always buy travel insurance from the country we travel. Insurance companies in india (for travel insurance) never give cashless travel policy. We need to provide them bills of our treatment. I bought religare insurance for my europe trip but I asked them before my trip is this policy cashless they said the same thing to me. I got their point so I cancelled my insurance and bought other from Europe only

[@soumya440]

How can u buy insurance from the destination country

[@m11nt]

Which travel insurance did you get?

[@soumya440]

@debmallya aditya name the insurance company which covers European countries

[@NewBalance-pu8ft]

@@soumya440 He can't buy Europe-based insurance as a tourist. And even if he does, they will not reimburse him! Not a single Penny!

[@soumya440]

@@NewBalance-pu8ft then what is the best solution

[@parthaprateemraychoudhury7689]

Thanks a lot Varun ji for showing us the not- so good side of being a claimant of travel insurance. Please take care of your health and bring new travel stories in the days to come. Prayers for you. 🙏

[@danbaby2740]

I hope anyone from TATA AIG is at least watching this and making some changes. Don't fleece people off their money. When in a foreign country we should get all the help we need.

[@rajeshrai6293]

traval insurance are useless they aprove only when u die on traval money to family ..outside india both hospital and other country insurance company dont trust each other some country ttake insurance seriously some not. for general hospitalization mostly they aprove on accident also not more then that... traval insurance in reality for get visa procedure nothing else

[@preetiyadav-usavlogs2543]

Many people have had the similar experience with Tata AIG. In fact most of the travel insurances always have these kind of issues. They are basically a scam. Hardly ever they pay for any claims. One has to be very vigilant while choosing a travel insurance plan.

[@backtotheroots5509]

Not really. I was okay with National Insurance Co (Govt Co). It's difficult to get their insurance but once admitted they keep their promise. I was paid twice for my father, once cashless and once reimbursement.

[@BKCC420]

I can vouch for this comment, the insurance purchase is purely for ones own peace of mind..And secondly to show it to immigration upon arrival that you have coverage....Other than that, these insurances are scam...Unless you purchase it from the country you are traveling in...For e.g. I purchased insurance from a provider in USA....

[@lalchandthakur8140]

AIG not all insurance companies tata, बजाज, एसबीआई, national insurance,

[@preetiyadav-usavlogs2543]

@@backtotheroots5509 Good to know you had a good experience. Can you please tell in which country did you use that insurance?

[@preetiyadav-usavlogs2543]

@@BKCC420 I totally agree. It is always a good idea to buy the insurance from the county one is travelling to. It gives a better idea of the health coverage and also networks/providers that are included in it.

[@TheTravelPage001]

I had a very bad experience with Tata AIG while travelling to Singapore 🇸🇬 And I don’t know why they sell such insurance plan when they can’t keep their commitments at the time of travellers are suffering in different countries. So never use Tata AIG insurance plan ❌❌❌❌❌

[@DanishYadvendra]

Fortis is good because AIIMS still exists.. This is what happens when public sector is being suffocated by the government it self. These private sector companies have no incentives to provide u with good service, if there is no benchmark set by public sector .... Most of these buisness are monopoly or duopoly, these companies strategically coordinator with each other, so non of them have to provide you with good service.. They know that you don't have any other choice and at the end of the day you will end up paying them for below par services... These companies through their sponsored media have successfully propagated their propaganda that every government institution is corrupt... Through memes by their sponsored social media pages and many other means made us believe that disinvestment by the government is a good idea ..

[@kunwaramirkhusro4072]

Inki advertisement dekho tv par aur fir asaliyat dekho zameen aasman ka farkq hota hai

[@ketunky3056]

Bhai sarkari company ko log bahut gali dete. Humko bahut buta lagta. Sarkari insurance company like National India assurance, national insurance, GIC, oriental have better claim rate. We need bsnl and public bank as well

[@DanishYadvendra]

@Amit Atwal The perception that, people who come from reservation are less capable or undeserving is false. The compitition is so tight that the difference in cut-off of UR compared to EWS/OBC/SC/ST is negligible. The difference is of luck, a person scoring 55% compared to a person scoring 58% are of comparable ability, the difference is who is having a better day on the day of exam ... The difference in cut-off is compensated by their ability to rise above the compitition through this casteist society.

[@rayanshshekhawat7923]

First Air Asia then TATA AIG.. just becoz of few irresponsible people. The renowned name of TATA is affecting.. officials need to take actions.. Btw.. very informative vlog 💕 love from Nagpur varun bhai

[@DivineCodeMythology]

Which insurance to buy then?

[@sourabhshrivastava70]

Aaap ki help karne wale apne aap ko naseeb wala samajhte hain naa ki pareshan hone wala ❤❤❤

[@mountaintrekker]

shukriya Sourabh 😊🙏

[@Gajarhalwa414]

Varun Bhai, All the companies have got same policy for claims. They got third parties outside India which u need to contact. It's advisable that always check the details like how to claim, which hospitals are included etc before departure from India from your insurance company... Third parties never give such information upfront coz they are there to collect your documents and send to your insurance company for claims, they do mention about cashless claims but it's not easy to get them, one very common condition to get that claim is hospitalization for 24-48 hrs..

[@varunmittal3617]

And what about flight cancellation stuff

[@mubarishussain3696]

It's true. You will hardly find any hospitals abroad where you have direct billing to insurance. So this is normal

[@rahulgill4847]

So the whole system is not less than a SCAM

[@ankitsaurabh1536]

Always go for psu general insurers that is New india, oriental, National and united

[@srmashwani]

To be honest, travelling at this time of Covid is anyways troublesome. If you decide to travel during such time, there will issues related to medical treatments, random requirements of covid tests, missed flights, canceled flights etc. You took this risk by travelling so no point of complaining about Dubai's rule of getting covid test done from specific hospitals

[@bharat1khoj954]

"Traveling teaches Tolerance " Thanks for your information.

[@kirantejakatraj]

Bhai, you should always take insurance from your agent/advisor. I have my personal experience with TATA AIG and my claim got settled and even my colleague's claims got settled without any such experience like you. For any insurance companies third party claims process are common but all insurance companies appoints licensed agents to help their customers at the time of claim or services and they don't charge even a single rupee from your pocket. Your pain is true but you should also know how to make things easy. I support TATA Brand and TATA Group companies 👍

[@prangyajyothinayak5080]

Didn't know that Tata AIG will do such irresponsibility things. As much as I know when you apply for insurance in any field like health, travel, life insurance etc they will convince in such a nice way N make u believe that they ll be always there to cover ur loss. But when it comes at the time of need they start to avoid u like incident happened with u Sire. Feeling so bad that u have to go through such situation. Another reason is This Pandemic has made recent scenario unpredictable. Changing of guidelines, rescheduling and cancellation of flights causing lots more trouble to passengers 😞 What u r doing can't be express in words. I know at the end ur hard work will pay off in another beautiful place u ll visit next😊Thank you so much Captain Varun Sire ☺ N please, please take care of ur health. We want our King to be strong N healthy ☺ N big big thank you to Farhat sir, Gulam sir N Taranjeet sir who were there to help u in this emergency situations. Duniya me aap jaise farishton ki bht zarurat h. Sharing ur experience going to help lots of travellers.. I hope everyone travel safe N may not face such incident in future.

[@prangyajyothinayak5080]

@Fashion Style policy bazaar, bharati AXA, ICICI lombard, Bajaj alliance, HDFC Ergo. But the truth is as long as they don't provide u the service they promised then no insurance companies are better.

[@DubMastiandmimicry]

Varun bhai.. Corona ke time m ghar p aaram karo.. Nucoxia-MR lelo subah shaam 10 din k liye and 1 month ke lie calcium tablet lelo... Vha kisi pharmacy se mil jyegi.. Cashless India m nhi karte to ye insurance wale bahar kya krwayenge..

[@ssrprashant91]

Good to see you are doing fine. The trip from Rusayl to Sohar brough back a lot of memories as I used to frequent that route so often when I was in Oman.

[@ashishniranjan1572]

KZbin se itna paisa kamate ho ..toh medical ke time paise dete aur health thk karte ..!! Aapki health aur bhi critical ho jaati toh ... Take decision wisely .. When you are traveling outside . Don't depend upon only insurance..all insurance companies will do like this only. Anyways you were wrong !!

[@RajatSharmalinux]

I claimed my travel insurance once in italy and once in Australia. And so i chose world nomads always as they help you and go to extra mile for your safety.

[@kashyap1753]

Sir please takecare !! Health his very much important . So avoid continuous traveling little bit . Take care stay healthy 🇮🇳❣️

[@chiragartani]

Very good video. Expose this kind of bad Insurance companies. 👏 It's very important to expose their terrible services.

[@surobhisaikia7730]

Tata AIG, you are in trouble !! Varun is almost becoming a brand .. class act of KZbinr among many !! Respected by KZbinr community !!! He can be the face of marketing for your company .. deal with him gently 😳🙏🏽🙏🏽🙏🏽

[@sdsd-vg2vv]

Bhai tata ka ek experience Lelo jindgi bhar bus galiyan hi doge. Varun Bhai bilkul sahi bol rahe hain.

[@jinfin221]

@@sdsd-vg2vv hawa mein kyu chada rakha hai phir tata ko?

[@udayrm]

Varun, my frank opinion about insurance is except life insurance medical/health insurance is bull shit as you have to beg for your own hard earned money. I am strong opponent of health/medical insurance. Really felt bad about what happened with you varun. Take care bro .... we all need you dear .... do yoga whenever you get free time .... luv u bro .... 🤗🤗🤗. Hope you will reply to my comment this time also ..... 😀😀 .. i am trying to be too optimistic....

[@MrGitesh]

Absulotly right

[@MrAmoLLL]

Disagree

[@sanketchhatrala]

Right

[@ibnmajid4244]

Travel insurance is must for travel to europe

[@aakashlukher1297]

@@ibnmajid4244 any reason?

[@kumarsoni.h]

Varun bhai Namaskar 🙏🏻 Aap ke jaisa travel enthusiast maine kabhi nahi dekha , aap ko salam karta hun ki aap na kuchh khud bhi ghoomte hai aur apne videos ke madhyam se hum jaise logo ko duniya ki Sair karate hain . Maine aapke anginat videos dekhe hain ya ki yun kahiye ki apka bahut bada fan hun . Itni bhag daud aur itne patience ke sath bahut badi baat hai , pr mai keh sakta hun ki jitna aasan dikhta hai utna hai nahi . Apki har trip me aap swasthya rahe aisi meri kamna hai pr ek request hai ki agar itna jaruri na ho to is pandemic daur me aap kuchh dino ka break len. 🙏🏻

[@thgaming1314]

I m very sorry to seeing your experience...but I hope you can good care yourself....be safe first your health... love from Pakistan 💓

[@San-cr7zx]

Dear Varun , I must say you should read the fine print of insurance before buying. None of the travel insurance company from India provide cashless over international destination. They expect you to pay and reimburse. The only best option to buy insurance is buying for the host country which provides cashless but again these are expensive.

[@AbChauhan]

Bhai kamar par Lagane Wali supporter belts lagalo, it really works. Bike se fisal gaya tha, Mujhe bahut dikkat hui thi, doctor ne 1 hafte injection lagwane ke liye Kaha tha, fir disc slip ka operation, Maine 1 din lagaya, chupchap Jakar belt leaaya 15 din lagai bahut aaram hua. 2 din breathe karne me bhi dikkat hui thi Mujhe. Physiotherapy wale ne meri meri neck kheechi thi 3baar. Ab disc slip bhi nahi hai.

[@prangyajyothinayak5080]

Yes it's really benefits a lot for slip disc problem. My cousin has this same issue N using this belt it cured him without taking pain killers more.

[@LiveLifeWithLove]

See Varun same company AIG in US is premier insurance and always helps. And when they go to India and tie up with TATA they give worst service because they know people in India are not capatalist and won't demand good service. Isn't it surprising same company different quality of service

[@jinfin221]

Bro I think they know people in USA are much aware of their rights and they can sue them so they do it.

[@amblerashish5159]

Varun bhaiyya you are my travel idol since 2017. Love from Lucknow ❤️

[@TravelWithRD]

Thank you for sharing your experience, will be useful in buying travel insurances from a good company in future.

[@okishan1839]

Cancelling my Aig for next year👍 Thanks for the info🙏

[@noob-basticgamer3969]

Do not expect for Cashless Billing from the Foreign hospital who do not have any agreements or tie-ups. Only option is to pay the bill and claim later. Many Insurance within the same country itself are not cashless so no point in keeping such level of expectations from an Insurance company.

[@rahulbhairon]

Had a kind of same experiance you buy a travel insurance from Tata coz of the trust in the TATA brand but when this kind of things happens it discourages you from trusting such brands.

[@jinfin221]

Bro don't trust any brands.

[@Prashasti]

Wishing for your speedy recovery, Varun Sir! You will bounce back stronger, sending prayers and best wishes! ❤

[@natwarsharma8670]

Thanks prashasti❤️

[@shubhampusadkar943]

Meri mummy hamesha kehti hai ki agar apne dusro ka aacha kiy ho to apke sath bhi aacha hi hoga and that's what has happened with Sir. May he recover soon and I pray for his safety and hazzle free travel.

[@nareshgupta1639]

Lesson learned I guess. I watch your video every once in a while and here is what I feel (honest criticism) that you buckle down on your deliverance while going through challenges. Some of these are not big enough to make you cry tbh. So deal with them the may be give a F to these and move on. You're lucky enough and well travelled man. gl

[@rajubhai8466]

Drama nahi karega toh views nahi milenge … phir paisa kaisey milega

[@prateekshrewd11]

Thats sad to hear. Insurance is always tricky for a generel public, as it is hard to understand legal terms and conditions and seller also tells those things only what we want to hear. I guess AIG is no more in Oman, as they are banned here for some misconduct in business.

[@abhishekranjan3360]

I have also seen your one previous video where you complaint about the same back pain. I think it is pre existing disease and this you have to mention in your proposal at time of taking the policy.

[@sandeepojha2904]

No matter what... You take care of yourself first... Be careful... Wish u all the best.

[@rohitjain6941]

Hello Varun Bhai , You can check insurance policy of ICICI Lombard . They are doing well . My sister got clam very soon when They missed their checkin luggage (Airlines mistake). They got clam amount very soon and also got their luggage at home .

[@priortokaraew7569]

thanks for letting us know aibout your first hand experience with the tata aig insurance. its almost like a fake insurance and a scam thats taken your money away for nothing. i'm never going to buy tata aig insurance. i've had similar stories of people facing the same problem in other places with their insurance.

[@sohit7706]

Can't believe a TATA company has so many problems

[@Andy2kk]

Scum of the earth company

[@asifdata2154]

I don't think any travel insurance will cover your expenses at the spot; you have to pay it up front and then file a reimbursement claim for it. Travel insurance is not as exact as health insurance, where you designated health care system.

[@desirussian7393]

Idont know about travel insurance but my experience with Uzbekistan airways was very good as they refunded me my money after the flight was canceled due to covid.

[@SanyamJain108]

thanks for highlighting some of the dark sides of travel insurance

[@clutch4375]

For your lower back relief, just few tips... Avoid filming in awkward positions while sitting in Car Or walking on bad roads... Since you are constantly holding your camera for so many days, it is affecting your lower back. Sit tightly pushing your back but comfortably on the seat of cars, take help of legs to be firmly seated on bad roads. Don't sit loosely. Use LS Belt if possible. Apply pain relief ointments. Take care... All the best.

[@sidharthkapoor9899]

And of Course OTC pain killers with bedrest are sufficient in Acute low backache .

[@emmyin]

This back pain is because of omicron.

[@NishadBrahmbhatt]

Thanks for opening our eyes

[@Harry-fh6gu]

Travel insurance is for life or death emergency situations. You need international medical insurance for a back problem not travel insurance. You need to understand travel insurance is priced so low just to cover critical emergencies. Expecting a insurance company to pre authorise your hospital treatment is laughable otherwise travel insurance would be 10 times the cost. I am not having a dig but you need to understand what your covered for when you take out these policies.

[@vineetgupta4391]

sorry @harry ,@supam chang is personal assistant to Varun and knows even when Varun uses toilet and what he do and how he uses though @supam chang can't say the same thing with such confidence about his family members

[@Harry-fh6gu]

@@SupamChang yes it was so serious he checked himself out of hospital 5 hours later after he found out he needed to pay upfront. He also spent that time bickering with the doctor, so it couldn't be that serious if he could still talk.

[@GJM_US]

Varunbhai, insurance companies everywhere are notorious to deal with. While generally not as bad (my experience) here in USA, we have our own problems and challenges. Worst of them all are the travel insurance types. They make it sound so wonderful when selling their policy, but real test is when it comes time for them to cover you. Clearly they failed in your case. Hope you are feeling better now.

[@Ta-vq2lz]

Hi, coming to USA for 7 day trip with family, do you have any idea that the travel medical insurance from India can get cashless treatment in USA in case of any emergency

[@GJM_US]

@@Ta-vq2lz my apologies but I am not much educated in traveller health insurance here in USA. Best bet is web search for reputable insurance company names and their reviews.

[@NomadicSage]

So sad to hear about all this, insurance companies do this a lot.

[@mihirbax]

Public sector vs Private sector ????

[@AshishRampal29]

This is funny Experience Varun sir...I was watching your video & in between TATA Insurance add came :)

[@reena0123]

Aap Safar mein suffer karein ... Yeh hai Travel Insurance ka motto .... Selling sufferings !!!!

[@shyampagne]

In my personal exp - I have foundTravel insurance to be useless except for claiming loss of baggage.

[@SanjayKumar-dp7jn]

Bhai tum pakke ghumakkad ho.....itni dikkato ke baad bhi ghumna nhi chhodhtey....hats off to you.

[@HiHello-cq9ef]

Be Safe . Health first. Money will come back but not health . We can wait till you get recovery. Please take care of your self. Our best wishes to you.

[@RP-cf1rh]

Even I had issues with ICICI Lombard, very pathetic experience, finally they didn't provide me any compensation for cancelled/rescheduled flight. I am extremely disappointed. I had a long discussion but they have there illogical base to not compensate.

[@ghpk]

Thanks for your honest review, Get well soon sir 🙏🏼🤞🏼 I shall Never Consider Tata AIG as my Insurer, on the other hand a famous person like You can still manage such goof up done by them but it can be very risky,dangerous and frustrating for any budget traveler with limited money and contacts. Shame on You "Tata AIG"🤬🤬

[@vishalghutepatil1533]

FYI any health insurance coverage can be claimed in case 24 Hrs hospitalized or read terms and conditions of policy before purchasing.

[@ashokjipsy6625]

I appreciate your patience and manner of speaking in such situation.

[@skysefall7976]

All things apart, Sir how are u now ? Is it still paining. I know exactly what u r going though as this kind of things(pain) happened to me also once in uttarakhand tour. I wish u speedy recovery and good health for ur upcoming tour.

[@sriiprasad6958]

God bless you sir... Loads of love and support ❤️❤️❤️ from India... Hope you will be okay soon... Have a nice journey... 🙏🙏🙏

[@shrigurudevdatta9895]

Get well soon VARUN SIR ji 👏👍

[@hansenjo2011]

Most insurance companies will reimburse the money one’s u submit the bills but first u have to pay it from your pocket .

[@geetbehal7072]

True , they make u pay first but for sure you will get it back .

[@moazzamkhan398]

Feel sad for you Varun bhai. Hope you are feeling well now. I felt that jb tk Farhat Sahab the tb tk koi problem nhi huyi thi apko Oman me but jaise hi wo gye ye sb shuru ho gya. Khyal rkhiye apna bhai ❤️

[@indrajitdas2978]

Thankyou Varun ji, the experiences that you share, no matter the topic are really valuable and helps us a lot when we travel ourselves. 😊 But such unresponsiveness from TATA is not expected. Ap sey and apke videos bohut kuch sikhne aur janne ko milta hai. Anyhow Varun ji thankyou for the video, take care and stay safe. ❤️ ❤😁😁

[@zeeitechriver]

आंखें खोलने वाली जानकारी दी आपने, पहले तो शुक्रिया आपका। मुझे लगता है insurance लेने से पहले 3 चीज़ें अच्छे से समझ लेनी चाहिए: 1) policy wording जिसमे सबकुछ काफी हद तक लिखा होता है कि क्या क्या claim में नहीं दिया जाएगा (ex administrative charges etc), लिमिट क्या है हर component की 2) कैशलैस हॉस्पिटल की लिस्ट 3) claim procedure (क्लेम की सूचना कब देनी है, कैसे देनी है, कैशलैस होगा तो कहा, नहीं होगा तो बिल कहा भेजने हैं, पैसे मिलने में कितना वक्त लगेगा वगैरह) बाकी, मुझे नहीं लगता दूसरी कंपनियां इससे बेहतर कुछ दे पाएंगी, सब एक ही थाली के चट्टे बट्टे है।

[@ashokchoudhary8563]

We appreciate your struggle and thanks for sharing your experiences 👍👍👍

[@nuhorizon2666]

*Thanks so much* for sharing this video Varun! It's serving as an eye-opener for all of us. Take Care.

[@vikas1moon]

Never expected such behaviour from group of TATA....on one hand they preach to be Indian buy indian and vocal for local on their cars pasting stickers on other hand such kind of services they provided......an eye opener for me and may be for many viewers of you. Vocal for local isn't good always...😔

[@naymarjrrr]

No tata directly involved, This was 3rd partys

[@vikas1moon]

@@naymarjrrr in the name of TATA they were doing the buisness denying or delaying the things and harass the person in pain or need is sole responsibility of Tata

[@vikas1moon]

Tata can't turn away from his responsibility by giving bad people to handle the business

[@VSA3010]

@@naymarjrrr the insurance was sold by TATA-AIG.Then,TATA-AIG has sold it to third party.Even if third party provides bad service, it is the responsibility of TATA-AIG,since they have sold the insurance,not the third party.

[@NewBalance-pu8ft]

It's written in the travwl insurance condition that You pay first and they will reimburse if Your claim is valid. For example if You go for a planned plastic surgery or dental smile treatment to USA, it's not covered! Only unexpected illnesses, emergencies and accidents! Travel insurance is always post-paid reimbursement, except You are admitted to a ward and get a hospital bed! You people want a license to misuse the insurance by getting a blank cheque! For Rs. 800 they should issue a confirmation of costs to the tune of USD 100.000, -(or whatever the insurance sum is) without verifying if the claim is legitimated or not! It would be an invitation to insurance fraud to the doctor or hospital!

[@travelwithsounak]

I hope you r doing fine Varun… yeh Tata aig ka issue I remember Serbia trip me bhai huya tha.. Varun sir I don’t know if you remember me. We met at Tanmays bday party at Tirana. Where Prashant vashu Tarun we’re also there. it was the best evening of my life. After that o got to know you had severe back issues and I got worried. Praying for your speedy recovery, - Sounak Ssngupta, the guy from Kolkata ….. Phil milenge. Keep inspiring

[@deepakgogoi5975]

Your experience with Tata AIG is a matter of concern for those traveling abroad. Take care.

[@ajaykumarrao4875]

Varun bhiya i hope apki health achi ho jaye please visit europe spain 🇪🇸Poland Georgia🇬🇪

[@arvindthakur1791]

You can complain to IRDAI ( Insurance Regulatory and Development Authority of India) and share your experience and suggest to IRDAI. Authority may do something so in future such problem will not be face by other traveller.

[@gayatriaryanashu3611]

I was expecting lots from your Oman trip. Chalo no problem. Better luck next time. Take care of yourself.

[@somaghosh2960]

Sir, get well soon. Difficult situation come in human life, people have to forward to it, in all things you will find the help of good person. Be happy😊 always, take care.

[@vkp23]

Tata AIG does not have a good record in medical policies but also in life insurance policies. Get well soon Varun !

[@viksit7509]

Never go for travel insurance from Tata Aig Varun sir!! Either go for some other insurers like Lombard or Bajaj! Atleast you’ll get assistance when needed in a foreign land!! Nevertheless, you’re fine n that’s what matters!! ❣️ Looking forward for Europe series! 😁😁

[@viksit7509]

@@kmadiga Lombard is good with their claim processing! Same with Bajaj!

[@adarshka2906]

Same case with HDFC ergo, please don’t go with HDFC ergo very bad experience

[@tyeb4609]

Insurance policy review is very necessary, thanks for the information.. will stand with you

[@jayeshmankad2089]

Varun, as per my knowledge and experience, all insurance company ask you to pay and then claim, i know it is game but that what they do, 2ndly if you have 3 separate pnr and you have but your insurance at the time of booking yr flight that means they knows what you have booked and they must pay you your loss, My friend in India is phd in insurance claim, if you want me to send you his phone no just send me whats up in my phone and I will send you his detail

[@ExplorerDesi]

You must check Claim Settlement Ratio while buying Insurance

[@timbaktooo]

is there any international claim settlement data available?

[@ExplorerDesi]

@@timbaktooo yes at Care Health Insurance

[@SK-xw4gu]

Hi Varun: You don't seem to be having much luck with Oman. i hope that you have a much more pleasant experience next time you visit that country again. Most people don't realize how difficult it is for to travel to different countries, adapt to the different cultures and also take your viewers along with you on these journeys. People only see your smiling face and most do not have any idea of the logistics that go in to planning every trip. I sincerely hope that your back pain gets better. Traveling is certainly tougher if you have back pain.

[@goldenapple9817]

We are always with u. Plz don't worry we pray to ur healthy travelling.

[@bsethura]

This guy has eternal problem with everything; a seasoned traveler needs to know atleast about the rules related to RT PCR ; I agree that all insurance companies kind of leave customers high and dry

[@rahulchakraborty409]

He is the reason Indians aren’t respected outside India. He has a very big sense of entitlement and completely lacks practical experience.

[@sleepingbuddha912]

You sir are a perfect example of misinformation. Before blaming anyone else and posting this video did you take some time to read their terms and conditions? Did they explicitly mention that claims are going to be settled on a cashless basis even when you travel outside India ? There are companies which do not settle claims on a cashless basis within India forget outside. Instead of assuming a service use this experience as a learning curve and reflect back. Medical emergencies are unavoidable however blaming a company is not the solution. They are not at fault.

[@Dr.Mzungu]

He does zero homework but his arrogant attitude he thinks he knows everything. Then he goes off and creates such rubbish video without all the facts and takes zero responsibility for doing his own research prior to making the purchase.

[@mathaithomas2816]

Mountain Trekker is correct. Sleeping Buddha keep sleeping.

[@sumansammy]

Totally agree.. It is misrepresented..

[@MaheepPannu]

Agents spotted 😹

[@Anupdavetours]

Hey, I am a traveller and Travel consultant since last 10 years, I mostly prefer to buy insurance from local companies of my destination countries, it’s easily available after a small research over internet, don’t go behind this so called global service provider, go for local and you will be happy

[@shivaramnv4131]

Being a vegetarian you have to carry a small rice cooker and some home made masala ..That will solve your food problem and will protect your health..