NemID Blows our Minds! What is it and what is the alternative in the US.

[@tulle7358]

As a Danish citizen it makes me appreciate nem Id so much more knowing now from you how it is in your home country 👍 thank you 🙏 for another great video from you guys 😊🌞

[@Snarcksa]

We're hosting exchange students, and they're always blown away by how easy it is to handle your life when you get your NemID. You don't have to travel further than Germany before things are done on paper, and handed manually from person to person.

[@vanguardarktv4687]

i think you mean as a Dane. :D

[@tulle7358]

@@vanguardarktv4687 or perhaps I ment “a Danish citizen “ but Im sure you get the point if you make an effort 👍

[@vanguardarktv4687]

@@tulle7358 yes but grammatically it only works if you add the citizen to the sentence. which i can also see you have added now :D and the only reason i made the correction is because there is many americans watching this. and when i went to the US many people where only using the word danish in all sentences. so just to show them that saying am a Dane is the same as saying im an american insted of im an america.

[@ogliara6473]

Same

[@PepsiBandit1]

I always get a weird look when I say NemID is something I like about moving to Denmark (from the UK). It's also that all the government services seem to communicate together, at least to some extent. Signing documents and accessing secure emails are also really nice things.

[@blueeyedpunk]

Yeah I have sometimes been shocked that the UK is not nearly as digital as Denmark and I only know that because I do online marketing

[@galdessa1]

@@blueeyedpunk Made a few 1000 postmen lose there jobs. otherwise NEMID is great.

[@Rune__]

@@galdessa1 Yeah but that’s the thing with innovation Some people benefit from it while it hurts other people 🤷🏼‍♀️

[@omega1231]

@@galdessa1 physical mail is a dying breed anyway, and someone has to lose their job at some point, but with some jobs disappearing others pop up. Although I don't think the post office is closing down anytime soon since in tandem with the increase in digitalization, there has been an equal rise in online shopping, so I'm not even sure 1000 postmen lost their jobs, atleast not because of e-mail which has existed far longer than nemid.

[@nielsriiskristensen8468]

NEMID is also used to almost all communication between you and the government bodies through E-boks.

[@vinozarazzi5633]

NEM ID was the prequel to MIT ID which is now the prequel to MICROCHIP IMPLANT ID

[@antondalsgaard3424]

As a dane I LOVE watching the channel and hearing about what they think of Denmark

[@arnesnielsen]

The similar thing in Norway is called Bank ID and is used for logging into your bank, your insurances, the tax system, the social security system, the health system etc.

[@erik....]

En av Sveriges bästa uppfinningar. :)

[@mathiashollbaum6312]

@@erik.... en af Sveriges bedste opfindelser!

[@myonline1985]

Basicly the same yeah. NemID was initially developed as banking security by 'Danske Bank' but was quickly expanded and incorporated into all public services and all banks. If you want to use your debit card online you have to authenticate using NemID , if you want to access your public information you have to use NemID and if you want to talk to a public official you have to use NemID. There are differences to the card and the app. With the card you get a 4 digit code that you have to match with your card and enter a 6 digit verification, with the app you have to log in to it and verify with a swipe. Very easy to use all in all.

[@Pontanist]

@@erik.... yeah it's pretty neat. It took long enough, but it work in some similar way as to NemID. It's just easier making some kind like this in the Scandinavian countries since they have centralised registers of all the inhabitants.

[@nikolajwinther5955]

@@myonline1985 Danske Bank? Hvordan kommer det ind?

[@lassepettersson1061]

Kaj and Andrea are legendary, the TV show represents some of the best entertainment for kids - ever.

[@havenisse2009]

Did you know that reason for not everything having nemid is that is costs a fair amount of money to be connected to nemid. Its actually a company, making money. Which is why the state has entered with yet another provider, so now we get MITiD.

[@Rhiwwers]

NemID is the goddamned bane of my existence. It’s easy to use but when it really breaks there is no help line to call! 🤣 I had my password randomly expire, so I was blocked out of my banking app, my bills randomly stopped auto-paying and loan sharks started calling and threatening me because I accidentally had not paid my otherwise well kept loans. The only solution was to get my dad to make an appointment, vouch for my identity, bring my baptism certificate (!) and then I had to tell a clerk at the ‘borgerservice’ (citizen center) which country I was born in and the ages of all of my children, despite being born in the same town and having zero kids! Just to be able to set a new goddamned password! The fact that you guys got actual help is great to hear but also exceptional! It took me two weeks of trying and failing, because my appointment bookings kept bouncing... because I was not registered as a citizen all of a sudden!

[@NygaardBushcraft]

I am at an age where I remember standing in line personally a LONG time when dealing with taxes, banking etc. NEM ID is a big step forward.

[@chosen_ones777]

The same here. And "sygekasse" as well.

[@DenDanskeGamerDK]

One awesome thing is that you can also "sign" documents digitally with your NemID - For example, since I'm 17, and just begun the next level of education, I had to sign a document for me to begin school.

[@CeritadariDenmark]

Fully agree! NEM ID reflects how the Govt actually takes care of the people's security and how efficient the Danish bureaucracy is (an opinion from highly bureaucratic-country citizens who just moved to Denmark)

[@sismofytter]

You shuld make your videos in English or dansih too :-)

[@CeritadariDenmark]

@@sismofytter haha yes I will :))

[@link77ism]

nonsense. but you are right about the highly bureaucratic. I'm danish, and I im personally familiar with more than one of the ministers. they are my generation and I am disgraced. look at the situation with the Syrian children and their parents. disgusting.

[@jakobole]

@@link77ism It is! But! ALL is not bad in DK, and please compare us to the rest of the world before passing too much judgement....

[@link77ism]

@@jakobole let's remember that many of the countries that makes us look good, are the same ones we make money off of. self glorification won't make Denmark a better place. critic and reflection might.

[@safetymeasures167]

Kai is like Denmark's Kermit, down to being a star of a puppet TV show and having a surprisingly expressive face.

[@QaRajhCreations]

Yea, Kermit is a decent mirror for Kaj... But, if people expect Kaj to be as nice as Kermit, they are going to be in for a bit of a surprise. Kaj isn't downright mean, but he can be quite self-centered and egotistical, which may come as a shock if you're expecting Kermit instead.

[@TheMikesc15]

@@QaRajhCreations Plus I remember growing up, seeing Kai and Andrea show me how babies were made... and yeah, it wasn't exactly the flower and the bees talk, they legit went at it on a bed hahahaha.

[@4000Mille]

I’m so glad I found your channel: I have worked as a teacher in reception classes in Folkeskolen (teaching Danish as an additional language etc.) for the past five years, mostly in CPH, and it’s always so interesting and rewarding to hear about the differences and similarities between DK and other countries as seen from the POV of expat families/parents. Would love to hear more from you about how you view the teacher-parent cooperation and relationships in DK vs. US. Keep up the good work 🙌🏻🌍

[@filiplazov5895]

I moved to Denmark 3 years ago and I am still mind blown by nem id, love it

[@trff-imi2346]

Cocio is a perfectly valid reason to get mobile pay, just saying! 😅

[@blueeyedpunk]

Even robbing a bank to be able to get a cocio is valid 😂

[@Valjean666dk]

I'd recommend robbing a pølsevogn rather than a bank, since you're unlikely to get either Cocio or money from a bank.

[@danskegamerboys]

True!

[@TheGammelfjols]

Agreed 👍

[@erikrungemadsen2081]

Worth it!

[@bofoenss8393]

So adorable that Maya still takes mini bites of everything, like she doesn't fully trust that what Danes devour with glee can be good in any way :P

[@TennedOfficiel]

:P true

[@mkpetersen1607]

I lived here for 4.5 years and still don't trust Danish sweets! Better safe than be sorry and accidentally eat Lakrids 😉😂

[@blueeyedpunk]

@@mkpetersen1607 Haha oh thanks for the laugh

[@TheJerida]

@@mkpetersen1607 😂😂

[@srenkoch6127]

@@mkpetersen1607 What do you mean; 'Super Piratos' are the best candy! *evil grin*

[@mortenfrosthansen84]

Really pleased to enjoy this, without annoying commercial breaks

[@petergundel2956]

The look on Maya's face when she saved Kaj, is so awesome.

[@sabretoothMajs]

Sweden has it as well, its called BankID. It's great! Has all kinds of uses as a digital signature.

[@kimhansen8615]

How does that work in Sweden? In Denamr our voting card is connected to the 'Personnummer' - The unique citizen Id allocated when born.

[@sabretoothMajs]

@@kimhansen8615 oh for sure! The Personnummer is used as a way to identify yourself and BankID is used to validate that identification. It's like your digital signature. Let's say you'd like to view your medical journals, confirm that you'd like to book an hotel room, accept an online purchases or you want to take a small loan, you will be asked to identify yourself using your Personnummer. When your Personnummer is being used in anyway it will trigger your BankID app which asks you to sign the agreement or accept your login is being used, either using a secure digit password of your choice or the fingerprint scanner on your phone.

[@JanBruunAndersen]

So in Sweden you have chosen a solution, developed and owned by commercial entities (a group of banks) to validate your election process? Interesting...

[@sabretoothMajs]

@@JanBruunAndersen Looking into it, voting has not been using the BankID tool yet.

[@JanBruunAndersen]

@@sabretoothMajs - men vad tycker du om att svenska staten och svenska folket är beroende av ett system som ägs av bankerna?

[@4455thor]

Cocio is a SUPER temptation every time I walk past a "pølsevogn" (=hotdog stall, I think you would call them).

[@mikkel5681]

Well.. That is a pretty good reason to make sure your NemID and Mobile pay works.. Cocio.. Maya is a smart woman!

[@helenegarly8161]

You can get help with NemID in every municipality in Denmark, (not only where You live) providing you show up in person with correct dokumentation. Thank you for a good video.

[@martinatzejensen6787]

Ohh, Kaj. You will forever be in our hearts, cringingly singing: " Tiiiiiissøøøøhhmaaaaaand" XD

[@i_am_aladeen]

And kissetone 😁

[@pixeltriestoanimate7887]

Ah yes, you just feel the nostalgia when the entire school shouts it.

[@christian5941-e4o]

We have something like this in Sweden, called Bank-id. We logg in with it everywhere and identify us when we shop online.

[@simonnielsen1525]

nemID ( now replaced by MitID enables the high degree of digitalization in Denmark, such as doing our taxes easily online, e-Boks and direct digital access to your patient records and hospital appointments etc. You should do another video on e-Boks.

[@niklaseklund88]

What I find is insanely impressive with this kind of system which is similar i Sweden is that you can log in to a new place, maybe first time log in to start a business, first time checking your pension, start new bank. For all these usages we can access an begin with only logging in. There is no signing up. All Swedes are ready and you initiate through logging in. It is incredible. Thanks for interesting vids.

[@tux6353]

Cocio and hotdog on a summer day .... mmh .... a small slice of heaven! .... Love your VODS (Dane who's been living in Atlanta, GA since 2001)

[@hena2618]

Unexpected ending: the whole issue with Maya's NemID was urged by being able to buy chocolate from a vending machine. Love it

[@anettekruse6755]

I love your positive angle😊 I must admit beeing born in 1961 it's been quite the jorney getting comfortable on line. I guess the perspective of security is the way to think about nem id.

[@TheRunpoker]

You guys are adorable❤️ thanks for showing NemID some love. So many Danes take it for granted and feel annoyed but it’s actually pretty awesome. The app really helps though:) it’s one of the many things that are just super easy accessible and organised in Denmark but that we Danes take for granted. After having spend time in the US and Asia I appreciates lot of things here:)

[@christianbruun6679]

As a former expatriate living in Saudi Arabia (dad had a job there and I attended to an American international school for 4 years), I have been watching your Chanel for a while now and I love your content! Living in Frederiksværk myself now, I immediately recognized “Rådhuset” behinde Maya and I wondered. “What an odd place for some one living I CPH to go and get their Nem I’d fixed?” Was that deliberate as for you to make a trip of it? By the way if you ever visit Frederiksværk again there is an amazing Burger/Bagel joint by the last roundabout before Hundested called Grillværket. This place makes a fantastic Bearnaise burger (among other good stuff) of which I can’t recommend enough. I wish you many a happy times I Denmark.

[@TravelinYoung]

Thanks! We were up there because Maya goes to efterskole close to Hundested. We needed to do it during her school day so we did it at the closest rådhuset to her school. We are there every so often picking her up and dropping her off so we will have to check out the place you mention during one trip.

[@bjarnemartens]

It is so funny as a Dane to watch these videos because these things you talk about is just so normal for us here in Denmark 🇩🇰

[@wunderstrudel]

Well. Being a programmer i would like to thank you from all of us for trying to make the world more secure! More people need to start securing their online presence. We see way too much scamming and identity theft these days. :(

[@bosrensen6329]

If you're short of ideas for "Try it on a tuesday" ....well, here is one suggestion! When the weather gets a little bit better, you should definetly go to Frederiksdal and rent a canoe and spend a couple of hours on Mølleåen. I believe you live just north of Copenhagen so it's not far from you. My wife and I do it every spring and its just so nice.

[@rollespil1000]

I love to hear your perspectives on Danish things 💖

[@jacobriis7859]

Trifork, the company who developed NemID are going public in two weeks. They also developed MobilePay with Danske Bank. Is has been listed before but now they want to be back as a listed company on the stock exchange of Copenhagen.

[@dennissvane1006]

You have been to my home town (Frediksværk)

[@Ablabab]

As someone who works with developing public service web sites it is SO neat to have an "almost" plug'n'play 2FA component to handle federated security. Also note that NemID will be replaced by MitID in 2021 (due to tender requirements), if you want to geek about it on a deeper tech level. Finally - thank you for the video :)

[@darkiee69]

In Sweden we have BankID, either as an app on your phone, or as a file on your computer. But no card. To log in to your bank we have a small device where you log in with your atm pin and it generates a 8 digit pin.

[@orphancharmander1168]

Kajkager 😆❤ Its such a greesy cake, but its a darn good one 👌🏻

[@dgh25]

*greasy

[@johannao4849]

We have a similar Bank Id system in Sweden... I've never even considered it, it's just normal...

[@peeterkaljula24]

Every european country probably has this system

[@FredrikHaugen]

Swedish eqvivalent is Bank-ID/Mobile Bank-ID. With this I can identify myself against banks, insurance, state and local services online, tax return, health services, Identify myself when I get packages. and a lot more. Its very convinient. All state and local services uses it, which means I have only one password to remember and the services doesn't have the hassle of administration of users identification process.

[@BjornSeverinLarsen]

The other accounts not connected to NEM-ID, you can connect to it, if you wish. I have set up a security level, so that everytime I use my Card online, it will prompt a security check, where I need a password and my NEM-ID before the payment is validated

[@DanielLiljeberg]

In Sweden BankID is a similar service used almost everywhere (others like exist also). So for me to login to the tax office or some other entity could go something like this * Log into my phone using fingerprint * Open the BankID app * Scan a QR code on the monitor generated by the initiated ID request This ensures you don't fall victim to som scammer calling you and asking to authenticate and then on their end initiate a login to your bank on their end. Since you have to be the one initiating the login in order to see the QR code * See the details of the request on the screen "i.e. The Tax Office want's you to authenticate" so you know it's from the excpected party. * Authenticate through the app with another eight digit pin (or fingerprint if enabled) Stuff like this is why you can be pretty certain about the party you are communicating with and could do stuff like online voting for instance if you wanted to. That this is solved in many parts of the world but called impossible in the US makes you wonder.

[@RuneJrgensen]

Back in the day before NemID you had to have a key file on your computer to log into your bank account. Don't remember what you used in other places like SKAT and such. But NemID certainly is much easier than it ever was!

[@Snarcksa]

For SKAT you had your CPR-number (like the American SSN), and a "tast selv" code on the top of your tax return letter.

[@batmann2o]

I can barely remember that, and I turned 18 in the first half of 2008. So we have had NemID for around 12 years.

[@RuneJrgensen]

@@Snarcksa right, the old fashioned 2 factor authentification by mail 😄

[@RuneJrgensen]

@Jacob Wain Svensson right, Digital Signatur was the name of it 😄

[@jonasgraumans2034]

In the Netherlands, we have DigID. It is only used for government stuff, taxes and insurance. Banks all have their own log in systems, Rabobank gives you a scanner that you put your card in and then scan a qr for a one time use number for confirmation of the transaction. On top of that, we have ridiculously easy to use mobile pay and digital transactions, like iban, tikkie and wiebetaaltwat.

[@mullergris1]

It’s also used now when we shop on the internet, i really love that, because then nobody Can use your visa card without the code you get on a textmessage

[@Snarcksa]

Just be sure to set a PIN on your SIM-card, and set your phone to NOT display the message until you've unlocked the phone. Otherwise a thief can snag your phone, and use that as two-factor authentication without even having to unlock it.

[@mullergris1]

@@Snarcksa they wont be able, because they need a nem-id number too :)

[@annaconda78]

Its the same in Sweden and think Norway( it’s called the same ) BankID it’s so good it’s sad that other countries don’t have it I really did think they did in USA now 🤯

[@pHD77]

Don't even start to take a look at the hoops US citizens have to go through just to do their taxes.

[@peeterkaljula24]

Every european country probably has it. In estonia its called smartid

[@3goldfinger]

Maybe something you missed. When my sister and brother came to visit me in Australia, they had a nemld card with 10 different codes on it, and they can only use each code once.

[@swo1959]

As a tech nerd, you must also love our (Denmarks) electronic driving license app, so when you have your phone with you, you also have your driving license, NemId, credit card and access to your health data.

[@locabeats]

You can get the nemID code app in App Store or Google play store

[@yezperdk]

The centralised nature of NemID is definitely a good thing usability-wise. It also poses a security risk, though. NemID can (and sometimes must) be used for many things other than just logging in to websites (including banks); e.g. for signing legal documents, including to sell your house. NemID is actually based on public and private keys, and in a setup like that, YOU as the user would normally be the only one to hold your own private key. This is not the case with NemID, though. All private keys are stored by Nets, which poses (at least) two problems: First of all, it's a giant target for hackers, because you only have to hack one place, and all of a sudden you have 3+ million people's private keys. Second, as Nets holds your private key, they could authenticate/authorise actions on your behalf (sell your house, send legally binding e-mail signed with your key), and there would be no way for you to prove that you were not the one to perform the actions. Before NemID, we actually did hold our own private keys. The private key was even generated on the local computer. But it was just way too difficult for "normies" to use, so it was never really widely adopted. NemID made it much more usable (well, making it basically mandatory by law helps too, of course), but private keys really shouldn't be stored centrally.

[@painterQjensen]

Keeping a password/loginbook, in your bookshelve is a good idea, if you have multiple places you need login acess to, and only use some of them every 3rd or 4th year.

[@alfeinstein9877]

I would suggest having a password manager to prevent reusing passwords.

[@fejrskov]

One thing to mention is that NemID is not just for logging in but you can also use it to digitally sign contracts from the bank or the government instead of signing them on paper and mailing them back.

[@mortenreippuertknudsen3576]

CPR, Nem-ID, e-boks & borger.dk blows everyones minds.Used in Norway and Iceland too, Sweden and Estonia has a similar solutions. Ireland dreams of having it. Denmark and Southkorea are the most 'digital countries in the world, closely trailed by Estonia.

[@KevinTrolle]

I really love watching your videoes! Seeing your vision on how Denmark are different to the US and your experiences :P Makes my day!!

[@TravelinYoung]

Thanks!

[@peeterkaljula24]

Its just crazy how far behind in tech americans are they litterally use checks instead of sending money and paying with their phone

[@driver288]

I live in Sweden. Here we have an equivalent called BankID that is used for logging on to virtually every government agency or bank, even in your phone app. It’s certificate based as is the Danish version. It’s great for security. Now you can even log in using a QR code that changes every second to prevent phishing by calling ppl up and tricking them to log in with BankID while the scammer is already logging in to your bank on their end. With QR login that is impossible to do.

[@argantyr5154]

On a similar note, can you explain the difference between, doing taxes in the US and in Denmark.

[@ninsemor]

Hello Again I wanted to tell you you can buy a key hanger nem idea its a lot easyer than the card

[@niklaslund2204]

If you dont have it, nemid on the phone. Then you can approve login via phone and not having to use the paper with codes everytime

[@SweDing]

We have the same concept in Sweden called BankID. Works very well with health care, banks, credit cards, tax authority etc., i.e. anywhere were you have to authenticate you are really you and the only thing I need is my Phone.

[@Nellil]

🇸🇪👍

[@janusask]

Can’t find it in the comments, but I am convinced that someone must have mentioned the NemID app? Anyway, that thing takes the clunkiness of using the card all the time out of the equation. At the same time you won’t run out of logins. So that has been a nice step forward. Especially if you have a company NemID and a private one. So - no cards, just apps. There have been some 3rd party apps offering to scan your card and sort of give you the digital feeling of the analogue card. Great video btw. You should also try the cake “napoleonshat”! That’s a dream come true 😀 Enjoy Denmark 👍🏼

[@lameduck3105]

What is really impressive is how smoothly a government initiative like NemID has been adapted by private corporations (bank logins, signing digital contracts with companies etc). Rarely have I seen corporations implement something as huge as NemID seamlessly.

[@Jonteponte71]

In Sweden. It's the other way around. The government was so slow with creating a digital identification system, the banks got there first (BankID). And now everyone else has to adapt to that. Including the government.

[@DeviantDragonFurry]

As a native of Denmark there was even a few facts about NemID I didn't know 😁 I really hope you guys are enjoying your new home.

[@vimk_dk]

Nice hat Maya 😀 there were some problems implementing the nemid in Denmark and abit of a resistence from the older part of the population. But over time people have gotten used to it.

[@ALRPBean]

Hey, you know you can get the app on your phone, called NemID? You won't have to use your actual card, you simply login and swipe right (like mobilepay) when you login to example your bank account.

[@juliearntsen6288]

In norway we have something similar called BankID. 👍👍

[@skovbllin]

Cocio a good solid reason to get mobilpay, I totalt understand Maya. And Nem-id makes so many Things Easy, Never boring to Tune in a listen to your findings while Living in Denmark👍

[@charisma-hornum-fries]

I definitely recommend getting the NemID app for your phone. It’s so much more convenient on the go than the code card.

[@steensuder115]

Thank you, guys. Wonderful to see 3rd party reviews of my country's contraptions 😉 Please do some more. How about "reaction videos" where you tell friends in the US about some of the things You've experienced here?

[@Hgoenge81]

Love your videos, and hope you are happy living here. And in Danish : Elsker Jeres videoer, og håber, I er glade for at bo her ☺️

[@TravelinYoung]

We are super happy, thanks!! :)

[@Hgoenge81]

@@TravelinYoung happy to hear. 😊 also: since You're all American, in your opinion, how do Danes do when it comes to speaking English? I have a feeling we're pretty okay.

[@TravelinYoung]

@@Hgoenge81 Best in the biz....seriously, I've been to over 60 countries and Danes are the best non native English speakers I've come across.

[@Hgoenge81]

@@TravelinYoung really?? Haha that's great to hear! 😄 I assume it's partly a product or learning English in school from an early age combined with consuming alot of American entertainment. 😊 Oh and to Joshua: I haven't checked all your videos yet, so I don't know, if you have tried this one already. It's not a fancy or expensive one, but treat Yourself to an ice cold Royal Export from Ceres. (Its the blue one). That, along with "Den Gyldne Dame" (the golden Lady) are prime Danish beers. 😊 God søndag!

[@erikengheim1106]

As someone who has worked in FinTech I can tell you EXACTLY why the US does not not have anything like NemID while pretty all of Europe has it. There is actually a kind of dark side to this. Reality is that consumer rights are quite weak in the US. If somebody access your bank account in the US and steals your money, then you will most likely get the blame. The banks don't hold much responsibility. US laws tend to side with big business. You will somehow have to prove this was not your fault, which can be difficult. In Europe the roles are swapped. Consumer rights, especially in Nordic countries are very strong. That means that if somebody use your bank account illegally, the bank has to prove that you didn't keep your login safe. This difference created a very strong incentive in Europe to create two-factor authentication systems for banks, because security breaches would quickly become an economic expensive for European banks. The US had no such incentive because it is the consumers who will have to take the hit most of the time. However this is going to change in the US as well, or may already have changed. I have worked with companies here in Europe trying to introduce two-factor authentication to American banking system because they are going to need it when government applies stricter regulations.

[@josryg]

what we had before nemid. was actually on for the banks. I cant remember what was used for the public services. but you had to get a special one time code when calling the bank or something. that we could use to create our login for the bank. that would then create a hidden file on your system you had to select when loging in to the bank account. so you could mostly only login from that one computer. so nemid was a huge improvement.

[@Softpaw1996]

yes i remember the file thing. My parents had that. you actually got a temporary file on your computer just to login. It was a hassle.

[@bulobeloo]

We even have drivers license as an app - but at this time it only works in Denmark - it requires a danish drivers license and ditto passport as the picture is imported from the pasport initially

[@jivingdodo]

I also find the lack of security on card payments in the US is strange (no pin, just signature) for large payments.

[@TravelinYoung]

Agreed, I didn't even get into that. When in the US, there would be fraud one of my cards at least once a year. It is ridiculous how easy it is.

[@denmark98]

Steam and blizzard have had authenticators for a long time and I turn on MFA on all accounts where available

[@Softpaw1996]

nem-id has been around for longer i would believe. what steam has isn't what Nem-id is. steam has 2fa where nemid is a whole seperate system.

[@LuminousWatcher]

Fun fact: any danish registrered company can use NEMID for authentication, without any restrictions, as long as they do not require access to your CPR number (Social Security Number equivalent). if you need to access the CPR number, you need to pay, and undergo a vetting process. see biltema's homepage for example... they allow google, facebook, and nemid as oauth providers...

[@blueeyedpunk]

Finally one of the videos I have asked about for some time 😁. Btw with all the times you said two factor authentication it could just as well have been a giveaway to the person who counted all the times it was said😂. Also good you liked the Kaj Kage A shame you probably won't understand the songs from Kaj og Andrea

[@IGqy]

Just to clarify a little - it may have been said in the comments already :) It's a centralized system supplied by the state, but it's a system to verify that you are you and it can only be done with the CPR (or username if enabled) and a password. Then you have to supply the key from the card or authorise with the app. It is used for banking, everything the public sector like hospitals etc. It can also be used as a digital signature if for instance the bank sends digital documents that you need to sign - this can be done with the nemid. Now, it is also used to verify online purchases to avoid fraud, so if you buy on the internet it will take you to a page asking you to verify your identity. It is also used as access to your digital mailbox supplied by the state as well, to give you a secure place where all public (and more an more private) mail can be send, such as confirmation of moving address, an overview of your banking the past month etc.

[@mrki72]

It isn't only CPR that you can log in with using nemID (not sure about username possibility). You can also log in with the number of your key code card and your password.

[@SneakyNinjaDog]

Great video. The Nem-ID thing might be a little annoying since you have to do that extra step, but it is likely worth it in todays world. Important extra info for people outside Denmark: 1: It is now required for all e-shopping here that payment uses the extra Nem-ID steps. 2: The whole Nem-ID thing is also tied to the E-box. Every dane have an E-box (its the law). ALL - and I repeat ALL communication from the state, city, bank, doctor and so on goes there. It is like an extra secure email. It also means that unless you got special exception, you ONLY get digital documents - no paper.

[@KenKobayashiRasmussen]

Listen guys, it's totally okay to be tired of marzipan in Danish cakes, I mean many of us don't even eat those cakes because of the marzipan. There is nothing wrong with marzipan, but its just in EVERYTHING here in Denmark. Honest opinions, instead of the never ending amazement with everything Danish would be a better approach...

[@jakobborre7365]

You forgot to sing the Kaj song. Look it up on DR tv. Kaj and Andea are a big part of the cultur. And at Aarhus universitet, ther is a very serius comperticion "Kajkagekast".

[@JN-dq5mp]

Interesting to hear your point of view on this subject. I am Swedish living in Denmark, and I think there is a slightly better version in Sweden, called BankId. One step less. With NemId you login first and then accept. With BankId you skip the first step and accept the request with your login. It would be interesting to hear your thoughts, as Americans, on e-boks. This feels like a really important step to have less paper documents, receiving your mail in your private inbox, from banks, officials etc. I really like it. Hope you are enjoying your stay in Denmark. /Jessica

[@decomposedcorpse5186]

Isn't that kind of insecure? I'd like to know what I'm granting access to before I actually do it.

[@timpeterjensen2364]

Hey thats the city hall of my hometown. Its not Hundested btw, but Frederiksværk.

[@TravelinYoung]

Yeah, Maya is in efterskole in Hundested, so we needed to pick her up first to go to the townhall.

[@timpeterjensen2364]

@@TravelinYoung i was born i Frederiksværk and lived 500 meters behind that building from 1986-2006, it used to be a school until about 1991. I then moved to Hundested for a decade. Beautiful area naturewise. Now i live in the “darkness” of central Jutland though 😉 (Viborg, also worth a visit)

[@CR-dq1ch]

Is it sort of what we have in Sweden? -The "BankID" or "Mobilt BankID". The app is fantastic and hooks into basically every purchase I make. I put in my personal security number at the checkout and it instantly pops up in my app, at least online. With the app I can now use fingerprint to identify myself and it made everything hassle free.

[@pukhoj]

So interesting watching this video, it is indeed something most Take for granted... if you could change just one thing with NemID, Eboks or other public services online, what would it be?

[@papaquonis]

Two factor identification is basically a necessity in this modern world. I also recommend using a password manager, which makes it much more likely that you not only remember all your passwords as well as using very secure and unique passwords. My password manager also lets me know if there's been security breaches at any of the sites where I have a user account and password. The last thing to consider is using a VPN. If you're using all of these, you're definitely much less likely to become a victim of online fraud or hacking.

[@SijmoN]

We have the same in sweden, but its called BankID same in Norway. Makes life easy.

[@MadsFeierskov]

Now there is a new version right around the corner called MitID (My ID), that's even better. The card is gone and with the app it's actually three layer authentication, because you usually have the phone password protected as well. The new system will let employers tie your personal ID to your work ID so you only have to use the one, but IT systems will be sure that it's actually you that is logged on. That also means that because they can be sure that you are the one who's logged in in the first place, they don't have to put extra security on every piece of software, they can just log you in again automatically. The difference for you as a citizen will be minimal though.

[@Einyen]

"...that people probably take for granted, cause if you never lived out of Denmark...." If you are old enough NemID still feels like a new thing, that you do not take for granted (it started July 1st 2010, that's just 3-4 years ago right?)

[@Rune__]

😂

[@janicojerome]

Such an important topic to talk about. NemID is also used for purchases online in Danish online stores, which makes it virtually imposible to steal a Credit card and use it in danish online shops. You'd need to steal the credit card and the nemID card(wallet) that is doable and why you should not carry NemID in your wallet. OR in the case with the NemID app: The phone, which is also locked with a different code, which mean for mine, a patern code for the phone, an app code for the app and a code for the NemID system on the webpage.

[@ankra12]

We have the same in Norway. We call it MinID. Everything is electronic and we dont have to remember passwords. We dont have the paper its on the phone.

[@simonquvang6073]

Nemid is charging name to MitID soon.

[@kasperwittrup1288]

Fun fact in regards to banks being liable to fraudulent transactions. It was actually the banks in Denmark that invented NemID.

[@magnefauli]

In Norway it is still called BankId, but is now used for a lot of other things.

[@kimf.wendel9113]

Not invented, but cooperated to create the system. And at the moment it is owned and managed by an Italian company

[@viciouswaffle]

@@kimf.wendel9113 which means we are screwed!

[@tmdollas]

Digital signatur where nemID is version 2.0 was invented by PBS, DM data, KMD and TDC and owned by TDC, this was back in 2002/2003, then in 2010 Nets came with the NemID solution since the Digital signatur wasn’t Secure enough. So no Banks was behind this. MobilePay on the other hand was done mainly by Danske Bank but is it’s own Company now. SWIFT was a cooperation between the largest Banks in Denmark but after Danske Bank broke out due to there mobile pay solution, SWIFT died in Denmark even though the solutions was different, so now we have Mobile pay in DK and SWIFT in Sweden, Finland and Norway.

[@nicolasl]

I think some times we take it for granted here in Denmark. It is amazing how many systems can integrate to it, so if you wanna see your taxes, bank account, parking licenses, all official mail (which isn't sent in paper version anymore unless you are digitally exempt) etc. It just works so well, and definitely with the app authentication integration (which is a relatively new option, before it was just the paper version) without having to create accounts for everything, is just so nice And +1 for the Kaj kage haha. Basically the official meme mascot of the denmark subreddit :D

[@mariaf.1732]

oh wow, i thought a lot of places had their version of NemID going on! Definately US among those places! Glad you feel good about it, even if it takes a little more time getting through and done with stuff

[@helensahagian1501]

Interesting. I left Denmark 1960 so just learned something new. Thanks.❤️🇺🇸🇩🇰❤️🇺🇸🇩🇰

[@mariaf.1732]

@@helensahagian1501 Hope you're safe and happy ❤🇩🇰🇺🇲🇩🇰🇺🇲❤ Love and all the best your way 😄

[@akashassmuk]

It is good to hear you on it ;)

[@janbbmath3936]

NemID was initated by the Banks. Nut sure how spred it is, but I had some of the same in a babk out of Denmark