When does the bonus trigger? Is it simply if the index is positive you get 2.5x of what the index did up to a cap?
@AnnuityAssociation Жыл бұрын
The multiplier applies at the end of each crediting period assuming the movement in the index was positive. You receive 2.5x the actual index performance credited to the protected income value. There is no cap on most of the index crediting strategies offered in the ABC.
@BrandonKokot Жыл бұрын
Which is better, Allianz ABC or Midland Income Vantage Pro
@AnnuityAssociation Жыл бұрын
Hi Brandon. Great question. It would really come down to the primary objectives for the client and what the intended purpose is for the money. Both are what I refer to as performance driven income annuities. The ABC has a slight advantage when structured as accelerated protected income value rider as it applies a 250% multiplier to the interest credits earned and grows the PIV at a quicker rate. The Income Vantage Pro offers a 150% multiplier. While both structured can provide increasing income potential, it will ultimately come down to the actual index performance and track record of the available index crediting options to choose from to determine which one has the most potential for performance. Hope this helps. Thanks for watching! - Jeremiah
@timbarder52682 жыл бұрын
Great information and presentation, thanks!
@AnnuityAssociation2 жыл бұрын
Glad you found it helpful! Thanks for watching. - Jeremiah
@ka5200 Жыл бұрын
How is lifetime income calculated? Is it calculated or picked by customer? If i want to preserve my original premium to pass on to beneficiaries.
@AnnuityAssociation Жыл бұрын
Hi @ka5200. The lifetime income is calculated based on the following formula. Protected income value (PIV) x Lifetime Payout Percentage (contractually based on age).
@gailrobins5443 Жыл бұрын
I don’t understand the Participation Rate percentage assigned to the indices. Your examples used 55% and 80%. I have an illustration that used 175% and 115%. Are these percentages just plucked out of a hat?
@AnnuityAssociation Жыл бұрын
Hi Gail, This review is a bit dated and therefore the participation rates are not what are currently offered on the market at this present time. The participation rates can fluctuate based on the interest rate environment. Now that we are in a high interest rate environment compared to just a couple years ago, the par rates are higher. - Jeremiah
@CocoTiu4 ай бұрын
Excellent presentation
@AnnuityAssociation3 ай бұрын
Thank you! Cheers! - jeremiah
@monafiore92262 жыл бұрын
Unbiased annuity review caught my attention as I was looking for objective options because this product was proposed to me by a financial advisor. I read Allianz's literature on this product but still did not know if this was the way to go for me. I thought perhaps you would explain the annuity in your own words, weigh in on the product, how to best use the annuity,(understanding that your review is not advise) but you didn't. You did explain the examples a bit but unfortunately listening to the brochure information being read back to me didn't help. Still on the fence.
@AnnuityAssociation2 жыл бұрын
Hi Mona, I'd be happy to help. Feel free to schedule a time for us to chat via zoom by visiting my direct calendar here. annuityassoc.kartra.com/calendar/rfsPNqzSQmZa - Jeremiah
@monicamcmain2442 Жыл бұрын
What is Allianz rating grade?
@AnnuityAssociation Жыл бұрын
Hi Monica. Allianz is rated A+ according to A.M. Best.
@MrGGMB2 жыл бұрын
How would this product compare to others like the SILAC Denali? I want income and upside of income if the index goes up after I sart withdrawls lifetime guarantee.
@AnnuityAssociation2 жыл бұрын
Hi Gerry, The structure of the Allianz ABC is similarly designed in that both can provide increasing income potential. I believe there is a better approach to accomplishing increasing income and that's by combining 2 separate annuity products to create a hybrid income with increasing potential strategy. If you'd like to work together on your annuity planning, please feel free to visit our website at annuityassociation.com and click the red button to schedule a time that's convenient for you. Thanks for watching. - Jeremiah
@deldu3152 жыл бұрын
What is the allianz 365i annuity?
@AnnuityAssociation2 жыл бұрын
Hello, The 365i is a discontinued annuity product that was once offered by Allianz. Thanks, - Jeremiah
@benleone58002 жыл бұрын
So the Dow is Dumping. Someone is trying to sell me this product. I Only LOST $$$ in annuities. Thousands! I will watch your video. Thanks! Don't really know what to do. Don't want to lock my resources up!!!
@AnnuityAssociation2 жыл бұрын
Hi Ben, Fixed Index Annuities provide a contractual guaranty of principal protection from market losses. Hope you find some clarity on what to do. It's best to discuss what your goals and objectives are and then right fit the financial products available to build a plan to meet those defined goals. An annuity is just one of the tools to consider. When used appropriately, they can be a very powerful tool to motivate market volatility and potentially provide better outcomes. Best wishes. - Jeremiah
@CocoTiu4 ай бұрын
Rich Content. Very meticulous.
@AnnuityAssociation3 ай бұрын
Thanks for your valued feedback! - Jeremiah
@ssbb88562 жыл бұрын
Allianz surrender IRA process.. Allianz annuity withdrawal process? I submitted a withdraw via online four days ago for full surrender regarding my contract with Allianz. I checked the status today and it says “ CLOSED- Not processed” is this normal? Did they cancel my surrender on something? Or is it still under review?
@AnnuityAssociation2 жыл бұрын
Hi there. I would recommend contacting Allianz directly so they may assist. Thanks for watching our channel! - Jeremiah