UNBOXING 2 Premium Credit Cards

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In this Video, I unbox the US Bank Altitude Reserve and the Bank of America Premium Rewards Elite Credit Cards. This is my second unboxing of both cards. As I do not have to pay an annual fee on these cards, I get to stack the benefits such as $300 travel credits, $150 lifestyle credits, $325 travel/dining credits and more.
🕔 Time Stamps🕔:
0:00 : Introduction
0:30 : Unboxing US Bank Altitude Reserve
1:30 : US Bank Altitude Reserve Benefits
2:20 : Unboxing the Bank of America Premium Rewards Elite Credit Card
3:05 : My Credit score
3:40 : Why I applied for these two credit cards (again)
6:00 : 2 Sign up Bonuses??
☯️ BIO: Noble Credit is an Active Duty Servicemember and entrepreneur who's goal is to help put money into your pockets using credit cards because smart financial habits now will turn into passive investments paying you later.
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WARNING: The advice and movements shown in this video are for informational and educational purposes only.
‼️ COPYRIGHT DISCLAIMER:
This video is under Fair Use: Copyright Disclaimer Under Section 107 of the Copyright Act in 1976; Allowance is made for "Fair Use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use. All rights and credit go directly to its rightful owners. No copyright infringement intended.

[@BhayBo]

That's what I'm talking about Noble! You already know I'm adding this one to my plans!

[@NobleCredit]

Most definitely 💯

[@73ocampo]

Impressive cards and lines, I'm new to the game, working on my second AMEX card. Thank you for your service and the video. NEW SUB!!

[@NobleCredit]

Welcome! Which Amex card?

[@73ocampo]

The Green, I will try for the Gold this Summer. I'm hearing mixed reviews, I may go w/ the Blue Everyday too. @@NobleCredit

[@NobleCredit]

Okay, as long as you're being strategic with what you want for your end goal to be, your card setup should begin to make more sense

[@SledgeIncTeam]

Let's Go!!! The Presentation on the cards are dope. Working on the Sub for the Citi AA Business and Marriott Bonvoy Business. Then I'll pick up the Delta Platinum. After that I'll chill for a little while because I'm close to $3K in Annual Fees

[@NobleCredit]

I used to want to get rid of my Delta Reserve and replace it with another Aspire but with delta adding that Delta Stays credit which I’ve already used to prebook a hotel close to the airport for my last night in Bali, the delta cards are worth keeping👍

[@SledgeIncTeam]

@@NobleCredit Just apply for the Aspire. The Marriott card is my 8th Amex CC. Not counting my 4 Amex Charge Cards

[@NobleCredit]

your datapoint is an interesting one, I've had plenty of amex credit card denials for already having the maximum amount of amex credit cards. Was your datapoint all business credit cards after you hit 5?

[@SledgeIncTeam]

​@NobleCredit a while back, I got denied for being at the 5 card limit. But since then I've gotten the BCP, Amazon Business Prime and Marriott Business. I've made 2 videos about it. Also, showed my personal account in the second video with all 8 on their 🫡

[@SledgeIncTeam]

@@NobleCredit not all Business cards. Check my joint about how I beat the Amex 5 card rule again

[@returnnofthemac]

The presentation of the US Bank card looks pretty cool. Congrats on the approvals !

[@NobleCredit]

Yeah it looks sleek 😎thx!

[@returnnofthemac]

@@NobleCredit Will there be another snowboarding vlog about how you maximized the bonus for the trip? 😅 lol

[@NobleCredit]

Great question, yes, It’s coming 🏂

[@shawnkim5857]

AF of $550 was charged on 4/30/24. Received the $550 credit back on 5/27! Thank you!

[@NobleCredit]

🤞🍀🫡

[@SENDO-X]

Crazy how i was JUST doing research on if i could apply for a 2nd Reserve! Gotta garden abit for the 2nd one now!

[@NobleCredit]

That’s what I’m here for 😎. If you have to garden, see if you can squeeze in any more cards once you get the 2nd Reserve. The BofA PRE and the USB AR were the only two cards I could possibly get. Couldn’t get any more Amex(maxed at 15), no need for another Citi, I’m over 5/24 until December.

[@Nick-1828]

Glad to see I’m not the only one who will put off something I want until I have a SUB to work on 🤣

[@NobleCredit]

Us thrifty gentlemen have to stick together 😂

[@MikeCo-ge7nz]

This man cannot be stopped! Make room so he can keep on preaching!!! 🎤 🐐

[@NobleCredit]

🎙️

[@terock22]

BofQ card looks like the amex black

[@NobleCredit]

Great comparison!

[@gtrr3246]

From my understanding, BoA don’t waive AF for their CC.

[@NobleCredit]

Go to my community tab, then scroll to my BofA post from 7 months ago where I show the fee being waived. I’ll make a short for it so I don’t have to send you on a journey to find the information

[@NobleCredit]

kzbin.infovnkrmlJ-SI0?si=EocQeKhFXEmO7rzM

[@gtrr3246]

DP: Active duty here. Applied and approved. First statement closed on April 17th, the AF 550 credit posted the next day, today, April 18th. Their system auto check and apply under MLA. Do not call BoA because their rep will just tell you they don't waived AF for active duty unless you had the card prior to joining. Again, no need to call. Just wait until your first statement post.

[@NobleCredit]

@@gtrr3246 good stuff! Glad your feeling better was waived and thanks for reporting

[@theyhateme2601]

Ok, ur playing advanced chess..😂😂..congrats

[@NobleCredit]

♟️ 💯

[@Sinisterniinja]

Is active duty waived from annual fees with Bank of America?

[@NobleCredit]

@@Sinisterniinja yes, but you’re not going to find many sources stating so except for me. But if you check the community tab on my channel you’ll see documentation and evidence

[@Sinisterniinja]

@@NobleCredit awesome! I am also active duty navy and use and abuse all the MLA benefits. I am at roughly 8K in annual fee waivers. You still AD and how long you been in?

[@NobleCredit]

@@Sinisterniinja I’m still AD, and I’ve been in for 8, got a while to go. Make sure you’re subscribed, the live streams offer a ton of value. Do you have a player 2?

[@Sinisterniinja]

@@NobleCredit yes I am subscribed and can’t wait for your livestream. I have a player 2 and we use each others referral codes when applying

[@NobleCredit]

@@Sinisterniinja nice! Having a p2 is OP. See you soon in the next live

[@Ckmorris08]

So were these duplicates for you or were these player 2 cards? Also, what are the rules around approvals for US Bank and BOA?

[@NobleCredit]

These were for me. P2 doesn’t yet have a BofA Premium Elite or a USB Altitude Reserve. US Bank doesn’t want to see a lot of inquiries within the last 12 months. I may have had 2 or 3 inquiries within the last 12 months. BofA has a 3/12 or 7/12 rule meaning they won’t approve you if you have more than 3 open accounts in the last 12 months without a relationship. They up it to 7 if you have a relationship. You will see something online about a 24 month rule, don’t believe it. It has been 9 months since I got my first BofA Elite card

[@sw00622]

How long did it take for the altitude reserve to arrive for you after approval? and It no longer comes in the box? 😢

[@NobleCredit]

It took maybe a little less than a week. I thought the packaging was pretty nice though

[@katbax55]

Yassss‼️

[@NobleCredit]

💯

[@WhiteoutSnowy]

Which card feels heavier ? :D I think the reserve card are around 14g

[@NobleCredit]

I’ll go measure them, hold on

[@NobleCredit]

USB AR - 15g BofA PRE - 17g

[@WhiteoutSnowy]

Thanks man! @@NobleCredit

[@NobleCredit]

Np!

[@DCGEMINI202]

Whats the podcast name?

[@NobleCredit]

Noble Credit Podcast Here’s one of the episodes: You NEED These Premium Credit Cards kzbin.infoTnFIYS7RggU?feature=share