UNBOXING BPI Platinum Rewards Mastercard | Credit Card PH

[@elleramirezz]

Any same experience as me na pre-approved ng bank for a credit card? I wanna hear your stories :)

[@momshienecy]

Aq po mam 🥰🥰 3 credit cards po binigay sakin

[@THEREALMEALYSSA]

Hi good day po, first time user ng cc if ever. Kase they also message me that im elegible to get a platinum cc from bpi. Worried lang po ako sa annual fee, kase as per mention nman po ng BPI “No Annual Fee. Your BI Credit is a FREE companion card to your BPI Credit Card.” Ayan po sabe , may babayaran pa din po ba akong AF or wala na po ? Hope po mapansin . Btw po ang gorgeous nyo po ❤ Godbless

[@elleramirezz]

@@THEREALMEALYSSA hey thank you :) may annual fee pero marami nagsasabi madali magpa wave kay bpi just call the CS. and ang annual purchased para ma wave yung annual fee is 400k per year.

[@WhereToBuyComPh]

Same here pre-approved kay BPI. First creditcard ko sya kasi hindi talaga ko gumagamit ng cc :) 2 years ko na syang gamit at x4 narin credit limit ko. Laking tulong ng cc for me dahil namomonitor ko yung spending ko

[@elleramirezz]

@@WhereToBuyComPh so true! we can use cc to our advantage, excited na mag auto credit limit increase yung cc ko :)

[@daemonneko]

Hi, I applied for this card and got approved in time for the naffl promo. My question is, when you convert your airline tickets to installment, do you just call the hotline or do you have to go personally to the bank? I've been reading mixed answers on this. Going to the bank with a printed SOA and filling out forms seems rather archaic to me especially when other banks like RCBC and EastWest can do it hassle free via the app. Thanks in advance. :)

[@elleramirezz]

I agree with the RCBC and EW, very convinient to convert the purchase to installments. Regarding your question, I just called the CS (SIP hotline: [phone], and told them about my airline purchase. I never went to the branch just to do this. The processing will take 1-2 days.

[@daemonneko]

@@elleramirezz thank you for clarifying, this make things relatively easier. :)

[@Reign107]

i just received a text msg that they approved my cc application.. 1st cc ko to and im so excited. 😊

[@elleramirezz]

congrats!!! BPI is a good reference card and has a lot of promos

[@thecareless9796]

Received a message also sa BPI App na qualified ako sa Platinum Rewards Card kya lang hesitant ako iaccept dahil 4K ang annual fee, 😅 400k din spending requirement para maka request ng waive 😂

[@SanzRival]

Congratulations!

[@jrdreamvet]

I got mine. 🎉..tinawagan lang din ako ng BPI. And take note this is my first cc and platinum agad. Wow!

[@elleramirezz]

congrats on your first cc! BPI is the best

[@gamingcentral2295]

For platinum cards u have to spend 400k per annum para waived annual fee. If aabot ng ganyan yung spens ok lang. pero pag hindi bayad annual fee

[@elleramirezz]

@@gamingcentral2295 yes I know that kasi sinabi nung cs na tumwag. Madali naman daw kausap si BPI when it comes to waving AF, and yung spending requirements kaya naman since I am a type of person who always use credits in paying bills.

[@gamingcentral2295]

@@elleramirezz wow. Yun din nga maganda kay BPI andaming billers na pwede mo echarge diyan.

[@kimluzon5826]

Magkano po yung annual fee ?

[@kenlaut]

Thanks po for very informative video!, I received a text message that I got approved for BPI CC application last week Friday. I would like to ask po if may tatawag sakin once the CC is on delivery na po? Thanks po.

[@ReccaBAbenoja15]

Same!!! Haha I was also not approved at first nung gigil ako sa pag apply haha. Also received the same type of card with 155K CL. I WAS SOOOO HAPPY AND SHOCKED kasi thru call lang sila nag reach out. Hassle-free! 💜 What are your thoughts po? Just received mine today. Can you give some advice? Na waive ka po ba ng AF?

[@elleramirezz]

Congrats dear! kaka- 1 yr ko lang and waived annual fee ko this year. moving forward ang alam ko dapat at least 400k annual spent sa cc then waive nila yung AF mo. pero madali din naman daw kausap si BPI sa waiving AF so no worries. then sa perks sobrang gamit ko yung installment ng airline tix kasi 0 interest naman lalo na kapag malaking amount. nagamit ko na din yung Priority pass for airport lounges :)

[@ReccaBAbenoja15]

@@elleramirezz wow. Thanks a lot 💖

[@ReccaBAbenoja15]

@@elleramirezz May pa welcome gift ba after you activated the CC?

[@Paul-pq3wb]

Hi, ano po yung mas okay sa dalawa? BPI Platinum Rewards Mastercard or BPI Amore platinum cashback?

[@whatsonyourminddd]

Hello, im a new credit card user po and i want to seek for your answer po sana. I have a credit balance amounting to 9,000 na due nung Oct. 18, since wala akong cash that day, i paid for only the minimum which is 850 last Oct 18. Then nakita ko po sa credit balance ko na 8150 nalang po. Kaso sa total to pay ko is 9000 po. If babayaran ko po ba today nang full yung total amount due, 8150 nalang po ba or 9000 pa din po?

[@elleramirezz]

8150 nalang kasi nabayaran mo na yung minimum nung amount due. Its always better to pay in full para no interest

[@AiShia]

they sent me this card i didn't even apply, i already have the gold one. Not sure if i will use the platinum one dahil yung annual fee medyo Malaki.

[@jadebakino5618]

Hi maam ano po mas prepare nyo etong reward mastercard or amore platinum casback

[@elleramirezz]

hindi ko po na try yung amore plat cashback, pero if ma grocery kayo mas okay yun, pero pag ang purpose is for travel, mas okay si plat mc

[@markdoquila]

What type of checking account do you have? Is it the regular checking account?

[@elleramirezz]

yes regular lang

[@princellainealibangbang3106]

Hi Ms. Elle, question lang po. When enrolling BPI Platinum Rewards Mastercard as a biller sa BPI mobile app, do we choose BPI EXPRESS CARD CORP | BEC MC or yung BPI EXPRESS CARD CORP | BECC? Also, reference number ba is yung 16-digit card number? Hoping to hear from you. Thank you!

[@elleramirezz]

yes po. pero ako kasi I always click the Pay card sa app para rekta na sa credit card ko

[@KeepeypreciousBien-xm1wq]

same pre approved din ako I just recieved it yesterday😊

[@rolandocauntoy4803]

Hi.. Follow up question lang Po. Magkaiba Po ba Ang credit limit ng Virtual credit limit nya compare sa Physical card limit nya?. Thanks po

[@elleramirezz]

Same lang po yun na mababawas sa physical card credit limit. Mas mababa lang allowed sa e-credit for security purposes

[@juliusmedalla5257]

Super strict sila mag bigay NG card, even if you qualified, mababa yung credit limit. Congratulations 😁

[@marlonbucsit]

Yearly ba ang spend requirement na 30k para sa free airport lounge?

[@elleramirezz]

every booking po yun, hindi yearly.

[@reddolormente]

gusto ko platinum, kasu gold yung binigay sakin, actually saglit lang ako na approved kasi matagal na ko client ng BPI peso at $ account, sana naman platinum man lang heheheh

[@elleramirezz]

try to request malay mo

[@darylp9306]

Mgkno po bngay na CL ng Gold nyo?

[@JanMaverickDelaCruz]

How much credit limit ni Platinum po

[@albertoiiimiranda8980]

Hi Po, anu ung credit card nio with rcbc? Are they really good cards? Looking for another card with better benefits. Salamat

[@elleramirezz]

rcbc flex visa. yes maganda rcbc credit cards kasi may unlipay at unli installment 0% interest for 3 months sa app lang.

[@darylp9306]

Congratulations! I share your joy and happiness. Ramdam ko ung tuwa mo. Imagine 6 years in the making. 😊 Natetempt tuloy ako ipaupgrade yung Gold ko sa knla hehe kaya lang wala pa un 1 year.

[@elleramirezz]

Thank you! Yes, worth it naman kasi malaki agad binigay na CL. And dream cc ko from BPI binigay in the most unexpected time na di na ako nag apply, lol :)

[@nicholsjamesdomingo251]

Congrats Ma'am 🎉 samehere na-approved din ako kaso wala pa yung Card till now 😂 1st time ko din magcredit Card 😊sya nga pala kamukha mo si Mariel Rodriguez...haha

[@elleramirezz]

Nice! Congrats :) I just upgraded my platinum to Visa sig btw, maganda din kasi perks ni Visa sig, pero di ko pa give up yung platinum ko because of some perks na wala ang visa sig :) Thanks po, marami na din nagsabi nan haha

[@nicholsjamesdomingo251]

​@@elleramirezzthanks po 🎉 nice at nakapag-upgrade po kyo 😊 well as of now wala pa din po yung card, hopefully i-deliver po nila this week 😊 so wen po next plan mo mag-travel 😊

[@raizadatuan7931]

maam. ilang araw bago na activate ang iyong credit card?

[@elleramirezz]

After 24 hrs I think

[@jaysonbrumuela5136]

10× ko pinapanood itong video Akala ko sa 9× Akala ko ordinaryo na tao ka lang 🤣 Artista ka pala at magaling kapa na Umarte ❤

[@elleramirezz]

ayyy thank you po!!!!

[@rodelpilande1023]

Ang galing umakting talga ni ate Elle lalo na gumanap sya sa magpakailanmN madami anak Napahusay Sana mameet kita ate

[@lornsilvestre5718]

Hi te Nung ng txt ka sa boi for bpi act. Sa nkalagay sa paper...need pa ba tumawag to activate the acct?or txt lng to activate the cc? platinum din ako

[@elleramirezz]

text lang po okay na

[@shaner.8115]

miss Elle ilang days bago na deliver ung card?

[@elleramirezz]

after I received the confirmation of approval 5 days after na receive ko

[@wealthliteracy6093]

Same here. Pre-approved from BPI app. I'm just curious since we don't have the card number of this card, how can we use this card on online transaction? Hehe

[@elleramirezz]

the card number is at the back of the card.

[@wealthliteracy6093]

@@elleramirezz Amazing. :)

[@elmertualla6629]

How much annual fee?

[@foodkainvlogs2862]

Panu po kapag dineliver sa bahay ung cc tapos wala ka po? May magtetext or email po ba kung kelan madedeliver sayo ung cc?

[@elleramirezz]

may text po ako na received na approve at to deliver na

[@lowkeygaming4716]

Sana ol platinum yung offer. 😅 Kakakuha q lng ng sakin and this is my first CC. Amore cashback lang yung inofer sa account ko pero good na din sya for my usecase since groceries lng nmn tlga madalas ginagastusan q. Nakita q lng nag pop sa account q yung offer tapos fillout form lng online then approved agad.

[@foodkainvlogs2862]

Panu po kapag dineliver sa bahay ung cc tapos wala ka po?

[@lowkeygaming4716]

@@foodkainvlogs2862 as what I know basta di mo explicitly sinabi s application mo na dapat ikaw mismo ttanggap ok lng. Aq ksi tulog nung dineliver yung card tatay q lng nag received.

[@foodkainvlogs2862]

@@lowkeygaming4716 ah. Bale sakin po kasi sa bpi mobile app ko po, may offer na po sakin si bpi na credit card. Thru app na po ako nag apply. Parang matic approved na po agad. Pero nung nireceive po ng tatay mo yung cc, hindi po sya hinanapan ng authorization letter at id nya at id mo? Salamat madam.

[@lowkeygaming4716]

@@foodkainvlogs2862 hindi. Ksi kung hinanapan sya for sure ginising aq nun.

[@markanthonytingsonsefuente7861]

can this be used in physical stores?

[@elleramirezz]

yes, that's the primary use of it

[@marklopez3489]

6digit rin sakin platinum dedliver na next week

[@AljoGatuslao-wm6du]

Ganyan pala kapag kumuha ng Credit Card ipapadala ng LBC.

[@kimluzon5826]

Ano po yung 400k annual fee ? I just received lng kasi sakin

[@elleramirezz]

400k spending requirement per annum para ma-wave yung 4k na annual fee

[@AiShia]

@@elleramirezz pano sya ma wave? need mag call sa bpi?

[@aileenmaecurilan1219]

Hi love, pwede bah magamit ang platinum card international? Nasa UK kc ako. Pinadala ko platinum ko sa pinas to here in uk.

[@elleramirezz]

yes pede, low forex rate pa ang BPI. better call the cs din na nasa UK ka

[@Maria-gw2er]

congrats

[@gamingcentral2295]

Are u ok paying the annual fee? Because for platinum it is 400k spend per annum

[@elleramirezz]

I will have it waived for sure. since I will use it to pay for almost all my bills and utiities and even airline tickets.

[@BettyHernandez-j2o]

Jackson Mark Walker Michelle Davis Elizabeth

[@itsellanism]

Ohh… tumawag din sila sakin akala ko scammer so nag-no ako agad 😂

[@azhleym.2380]

Hii, just got my Platinum rewards CC and it’s my first time to have CC. May I ask lang po if I pay my bill before the due date will the 3% transaction fee be waived? Thank youuu 🫶🏼🫶🏼🫶🏼

[@jhowna7178]

Un nangyari sa inyo same sa akin. Nagtaka din ako. At east ngayon alam ko na din bakit haha. Thank you for this. 🤍

[@whatsonyourminddd]

Hello, im a new credit card user po and i want to seek for your answer po sana. I have a credit balance amounting to 9,000 na due nung Oct. 18, since wala akong cash that day, i paid for only the minimum which is 850 last Oct 18. Then nakita ko po sa credit balance ko na 8150 nalang po. Kaso sa total to pay ko is 9000 po. If babayaran ko po ba today nang full yung total amount due, 8150 nalang po ba or 9000 pa din po?

[@whatsonyourminddd]

Hello, im a new credit card user po and i want to seek for your answer po sana. I have a credit balance amounting to 9,000 na due nung Oct. 18, since wala akong cash that day, i paid for only the minimum which is 850 last Oct 18. Then nakita ko po sa credit balance ko na 8150 nalang po. Kaso sa total to pay ko is 9000 po. If babayaran ko po ba today nang full yung total amount due, 8150 nalang po ba or 9000 pa din po?

[@whatsonyourminddd]

Hello, im a new credit card user po and i want to seek for your answer po sana. I have a credit balance amounting to 9,000 na due nung Oct. 18, since wala akong cash that day, i paid for only the minimum which is 850 last Oct 18. Then nakita ko po sa credit balance ko na 8150 nalang po. Kaso sa total to pay ko is 9000 po. If babayaran ko po ba today nang full yung total amount due, 8150 nalang po ba or 9000 pa din po?