Understanding MAYA CREDIT Service by Maya Bank

Understanding Maya Credit Service by Maya Bank
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[@Julie-bk8oj]

They gave me 5k. I don’t even use paymaya. I was so surprised

[@PatQuinto]

Possible you have a good credit score. Maybe you have savings account/and or other credit cards

[@Julie-bk8oj]

@@PatQuinto ah yeahhh, i didn’t know na malalaman pala nila. Kase kng paymaya lang , as in never ko syang ginagamit. In fact, paymaya balance ko is only 2 pesos.. but yeah, i have credit cards from banks and gcash

[@PatQuinto]

We now have credit information corporation po kasi. This is where they send details of your financial activity that would make your credit score go up or down.

[@Julie-bk8oj]

@@PatQuinto ohh kaya pala. Thanks sa information

[@yousefcincouno1689]

same here

[@user-uw7ro6me3r]

Naglagay lang ako ng 93k sa Maya ko then used it to buy S23 Ultra tapos a day after that i got a credit limit of 15k.

[@ootb-builds]

Hello, thanks for the video, but I have some questions: 1. Once activated, do I need to pay the amount offered to me? For example, I've just activated my credit 8k, but I haven't transferred/used it, that means no payment right? 2. How long is the payment for the used amount? Is it one month from the date you've used the credit (ex. May 15th to June 15th) PLUS 15 days billing date?

[@PatQuinto]

1. If just activated, no need to pay anything. 2. Depends on when you initiated the loan. Parang billing lang po yan ng mga credit cards. May bill date and Due Date basta need mo isettle lahat ng nasa bill mo on or before the due date.

[@ootb-builds]

@@PatQuinto Okay, thank you. So, if ang billing ko ay 20th, pero I've borrowed on the 23rd, will my due date would be 15 days after the billing date?

[@bcliebe]

​@@PatQuinto sir, on number 1, if ever na hindi mo gamitin yung credit, wala kang babayaran the next month, tama ba? Nag activate ako ngayon and was given 5k credit limit. And so far, wala pa naman akong pag gagamitan but iniisip ko din sakaling hindi ko galawin ay baka may babayaran akong fee or something tulad sa mga credit cards.

[@ryanvfajardo]

@@PatQuinto sir sa no. 2. if you pay your loan before the due date (full payment nung ni loan) meron na ba agad yun interest(service fee) and doc stamp fees?

[@PatQuinto]

Yes.

[@franklincantalejo]

Every 27th ang due date ko. Kapag nag transfer ako sa wallet 11/12/22 sa 11/27/22 na ba ang due date agad?

[@fayedeecee4598]

Pag po ba nagbayad magkaka offer din agad

[@jennypedolig8971]

1yr ung installment ko sa personal loan pag natapos po ba un automatic po ba na makaka reloan ulit ako Kay personal loan at mag iincrease kaya sya​@@fayedeecee4598

[@jeraldgepitan7466]

Very informative. Kinalikot ko sya kanina laya na unlock ko na yung maya credit ko. Mas better sya sa gcredit in terms of penalty kasi sa gcredit nalate ako 1time for just a day na penalty ako ng 200 ata yun. Haha I'm switching na ata.

[@eddyperu7156]

Need ba madalas gamitin ang maya dapat? Non eligible pa daw kasi ko

[@jeraldgepitan7466]

@@eddyperu7156 mostly po kase. Nagagamit ko lang sya kapag nagreremittance ako sa province. Then minsan bank transactions. Active lang sya kahit once a month.

[@eddyperu7156]

@@jeraldgepitan7466 i see, salamat.. si gcash kasi dami ko na transactions pero gscore ko ambaba pa din

[@zuladnara91]

Hi tanong ko lang, nakalikot ko lang kasi siya ngayon, at may credit limit na kong 5k hindi pa siya na transfer sa wallet. Actually di ko naman talaga need. May babayaran ba akong charges or what? Kaloka. 😂

[@macy_27]

@@zuladnara91 same question hehe. sana may makasagot

[@eloisalagamson2408]

Question po pag ginamit po ba yung maya credit sa bills or pinang purchashed sa items 1 month to pay lang po ba sya? Hindi po ba sya yung 3 , 6 or 12 months to pay?

[@jamesbuhain2513]

Ask lang po about sa payment pag po ba nabayaran nayung first credit makakapag apply po ba ulit

[@gerryp6362]

Yes

[@thomasalcantara9359]

How to increase credit limit??

[@mgcwebsites]

Keep using your account for buying loads or buying stuff online lang po, now as of today I think I'm eligible for 15k, without using it to pay bills. Buy loads, KZbin premium, buying stuff online and foods, transfer and received funds lang records ko po. I just started my upgradable account since November last year lang. So, it seems quicker than I have expected, unlike gcash, mababa lang magbigay ata credit line, regardless if I had used it in all aspects of expenses... 🤔

[@sharmaineteves4958]

Kuya billing end date 25....tpos ginamit ng 26 to feb 26 to March 26 cover for 1month anf 15dayz to dapat naka byad na? Am I correct? 1st time ko gumamit ehhh

[@kimberlyrueco1813]

Does the 15 days is calendar days or business days?

[@soLoShiTProDuctioNs]

after po ba manghiram kay maya . at nabayaran na . On the spot din po ba makakahiram ka ulit ?

[@juluisdonestanislao]

Hindi nasagot question ko haha, what if di ginamit mag iincur ba ng interest or some charges?

[@juancho4887]

Iba iba ung service fee. Sakin 5K cl pero ung service fee 8.9% kaya diko na inactivate. Tapos 1 month to pay lang. Ok na ko sa gloan at sloan. Spaylater at Gcredit.

[@johneduardoctavianoiv9749]

Mahal ang service fee ng Maya sa cash advance or even if ipangbayad ang app nila like 8.9% PER transaction. So, I use Citibank for cash advance kasi maliit ang service fee. Wala ako service fee sa card swipes ko sa mga purchases basta i-settle ang amount due before sa due date using Citibank CC. Ang 20k ko na cash advance sa Citibank ay P700 lang service fee ko. While if dinaan ko sa Maya, around p1,700 ang maaring service fee or charge sakin. Pang load or pang data sa phone ang use ng Maya app ko kasi ang mahal mahal ng service fee nila. 😅 No offense meant.

[@maedlorreyes5724]

Ang interest or service fee is nakabased sa accumulated amount na nagamit mo sa credit. Kaya paiba iba siya, based on my understanding

[@mvp1918]

Ask ko lang kung yung maya credit is installment po ba ang pagbabayad?

[@mikatolosa4496]

Sir i have a question lang po. Nang hiram po ako kay maya credit ng 5k, na deduct na po ang service fee. Pero yung sa billing statement ko po ang total due amount nandun pa rin po yung service fee. Naka add pa rin po sa total due. Bakit po ganun? Salamat po sa pag response.

[@FindingMirmo]

sir may ask ako.. pwde po palitan un billing end date? kase within 1 week need bayaran.. gsto ko sana 30days

[@arianejanegerelingo]

Hi. Pag hindi po tinrasfer sa wallet yung amount, will it be considered as utang pa din? Sorry I really don't know. Please help. 😢😅

[@PatQuinto]

Hindi po. Only when you transferred it or payqr or paybills using maya credit

[@StevenMarilao]

Kapag na delay ka lang ba ng weeks to settle the accnt? After mo ma settle makak crefit ulit?

[@PatQuinto]

Kung first time mo magloan, 50-50 chance lalo na kung wala masyadong activity ang iyong Maya Account. Kung repeat loan nmn po mga 3-4x na mas mataas ang chance na makahiram ka ulit.

[@maymontinola4642]

Hello..sana masagot po..sa maya app ko..pag pumunta ko sa credit na part..may nakalagay na activate na option..pero pag tapos q ifill out lahat ng info..nag error sya ng that didnt load right..uninstall q na yong app ang reinstall..ganun pa din...ano po kaya problema???@Pat Quinto

[@lothairehades4120]

Sir umutang ako ng October 3.Ang nilagay ko nung ng fill up ako ay 20th.October 20 po ba due date ko nun khit nung October 3 lang ako nag loan?

[@christineasprin1085]

Ask ko lang po na activate po maya credit ko. pag hndi ko po sia na gamit meaning wala akong babayaran sa 25?

[@jeffreyquinonez59]

Tanung kupo umutang aku sa maya credit 5k pwdi pobang hulogan ang bayad or fully paid

[@wretchedthe638]

Baka hndi ko n gamitin uli eto kse ang pagkaka intindi ko dun s patial payment eh pede mo sya bayaran in like example 3 months un pla full payment sya tapus tinwagan ako nila kung masettle ko nga daw ba sa dute date ko sbi ko hndi sbi ko nga kaya ko nga lng kinuha to kse akala ko ung partial payment nila as installment kahit may mga fees pa un pla hndi payable in one month lng yan much better pa s gcash na lng kayo o kaya bill ease o s ibang ola n basta kaya nio monthly payment pag dito kse one time payment baka maipit kayo lalo na kung kinuha nio 15k tapus di nio kaya isettled ng 1 month., kaya sbi ko dun sa caller ko ilgay nio lng ung penalties na babayaran ko sa sweldo ko bayaran ko yan madedelayed lang ako ng 4days nag partial payment pa ko wla din nmn pla kwenta Un lng advice ko kung kaya nio isettle in a month credit nio jan good for you kung hndi malas nio kse magbabayad lang kayo ng mga penalties if ever sa iba n lng kayo humiram

[@itsmetanya2127]

Hello, I activated my maya credit po. They gave me 11k for the credit limit. I choose 27th of the month as my due date and I want to borrow po sana today (April 1). I just want to ask if nagborrow po ako today (April 1), sa April 27 po ba daratinh yung billing statement or next month pa po ng May 27 or May 1?

[@crybaby3330]

From my experience po, March 23 ako nagapply and binigyan ako ng 5k credit limit, every 4th of the month ang billing end date na pinili ko. Same day nagcredit po ako agad ng 2300 because of bills, and ngayon April 6 dumating bill ko, nakastate dun na April 16 yung due date ko. So kung 27th of the month yung pinili mo, may few days ka pa after that date para makalikom ng payment.

[@mylamaeyambao8878]

Hi ask kolang po. Bale october 25 po ako nangutang ng 5k kay maya. Then ang nilagay kopo billing date is every 25th of the month. When kopo need mabayaran ung utang ko? Thankyou po sa sasagot

[@bruh.ohio123]

You will be given 15 days after the billing coverage end date you've selected to pay for your Maya Credit. Means bbgyan ka ng 15 days to pay it after your billing cycle.

[@leixianxiandapat8754]

good day sir pat, regarding sa maya credit ko.. if ever ma late payment ako, hindi na ba ulit ako makakaloan ulit? what are the consequences po

[@mylamaeyambao8878]

Same question po hahah

[@copycat1620]

Nsa video po ang sagot.

[@Lyradxchannel]

bayaran mo lang utang mo pwd kana mangutang ulit kaso may penalty ka ren abbayaran additional sa utang mo

[@acmartin3068]

Ilang payments ba to? One time payment lang ba?

[@ArejanVLOGS]

Boss paano ba magbayad ng maya credit using other bank or maya account ?

[@vladimirkievtorres2233]

1 month to pay lang talaga ang Maya Credit? Nagtry ako pero binayaran ko din agad in less than a month kasi di ko alam kung pwede 2 months Nangungutang lang kasi ako minsan just to increase yung credit limit para may malaki laki makukuha sa future emergency

[@teacherjess1877]

I got 7k the other day,they offer me and grab it...if i will pay early ,is theres a.chance to get higher loan limit?

[@gerryp6362]

I guess the more na lagi mo siyang ginagamit.

[@anthonya.lazaro3371]

I don't think so Kasi ako I always pay early to my 7k credit same parin na 7k 4 months na ako nagbabayad Ng maaga di nataas

[@JpacTV]

After payment ba ng loan ng maaga . On that day pwede na magamit ulit ang limit ?

[@anthonya.lazaro3371]

@@JpacTV Yess Po pwede mo na ireloan ulit

[@louiecarbonilla4229]

hindi ba yan 30 days yung due date sir? 15 days lang ba yan? thanks

[@chrisc5991]

15 days po after the billing date

[@bratpacksmgeneralsantos2464]

Sir ask lng po if mag babayad po kayo Now pwede mo pa ba hiramin ulit ?

[@zeekepultura]

Ano yun, narerefresh ba ang credit next month? Lets say may credit limit kang 15k, nakagamit kang 10k, then na settle mo buo, ok na naman ba next month?

[@kevinjhisoler9759]

2023 ang laki na yung Service Fee 9.99%

[@mgcwebsites]

I am also surprised, I just noticed a few hours ago that I am eligible for 9k, pero may choice pq if I want to adjust on 15k... Napapaisip aqng patulan kasi bayaran ng bills at rent ngayon, 🤔 kaso worried aq sa interest, kaya aq ng Google.... 🥶

[@mgcwebsites]

Update, 9K lang pala talaga, d pwede i adjust.... I'm sure mag iincrease nman ung credit limit pag ok k magbayad at you continued using Maya for some expenses transactions or money transfers etc... Liked it, pang emergency lang, hindi pangluho... ✨💞

[@dariussaturno4568]

Pag nasa credit lang at di ginamit,let say 1 month di ngalaw at ginamit magtutubo ba un for the next month??

[@shaeiramae5210]

Hii, now ko lang po narealize hindi po ba ito pwede bayaran monthly? Like bayaran sya every 27 ng month?

[@shaeiramae5210]

-Until ma settle mo na lahat?

[@jun3083]

can i pay it in installment?

[@BheleHanash2]

Wala po installment sa Maya.

[@lourdinegervismagsipoc3516]

Pano po kpag nakapag bayad na tapos wala pa yung billing statement makakahiram ba agad sa maya credit?

[@macatao.macabayan]

Ibig sabihin yung credit dapat mabayaran sa loob ng 1month?

[@joanabrazalgalvan748]

Dumaan lang to, nag try ako hahaha may 9k credit ako, nag sasave lang ako sa maya. Just wow hahaha. Pero ingats dahil loan pa din ito. Godbless all.

[@What_I_Discovered]

Every month po ba yung interest ng maya credit pag nagamit mo ung pera. Hindi po ba sya tulad credit cards na magbabayad ka lang ng interest if hindi mabayaran on time??

[@PatQuinto]

Once na ginamit mo yung maya credit meron na pong service charge na ma chacharge sa inyo. Yung service charge ay composed ng interest charge and documentary stamp tax. Interest is already computed for 30 days. So kahit umutang ka ngayun, then bukas binayaran mo na, babayaran mo paren ng buo ang service charge which is computed for 30 days.

[@What_I_Discovered]

@@PatQuinto indeed laki ng bawas nila

[@What_I_Discovered]

@@PatQuinto I was eligible for 9K CL hung nag try ako gamitin ang 1k almost 80 pesos ung interest and DST for 1 month...

[@dhondhon9414]

Hello po sir new subscriber lang po kelangan po ba sa loob ng isang buwan mababayaran mo ng buo himiram mo?

[@PatQuinto]

Opo

[@supervaanzz]

May tanong lang po sana msagot meron po ksi ako due on June 3 then nagbayad po ako May 30 then umutang po ako ulit bkt di pa din po ang rereflect sa summary na need ko pa din magbayad ng June 3

[@jomarmanaog6030]

Does maya credit puba reports to CIC or etc ?

[@PatQuinto]

Yes po

[@cjsabuero3238]

sir ask lang po nag barrow po ako ng 2500 sa maya credit pero di po dumating sa wallet pero nabawasan napo yung credit ko

[@iistipen]

do you have any proof that maya have rating score like gscore? wala naman nakalagay sa maya

[@mgcwebsites]

Before you will be eligible for credit, maya just keep encouraging you to use your account for expenses. Than they will just notify you via the app if eligible kn, as long n nag apply kn sooner po, 😊

[@amayagomez2664]

Good morning sir.. May Maya credit po noong March 8 Tapos April 4 binayaran kuna po siya.. Pero n gulat ako bakit my bills n dumating itong April 22 cover ng March 8 to April 7 po

[@czeezc906]

tried transferring credit to wallet but always get error message

[@nixxsandiego]

Ask ko lang po, nai transfer ko po yung buong 5k, ang nakuha ko lang is 4600 tapos nung sa billing ko 5,400 na babayaran. bakit po ganun?

[@ahrlonelebrilla2711]

Pano po pag hindi na transfer sa wallet, or hindi nagamit yung credit? Magtutubo pa din ba siya?

[@gerryp6362]

Sympre hnd. Wala ka nmn utang pano tubo un logic lng un.

[@ailenetabing4721]

Yung sa akin po nagbawas ng 20pesos kahit wala namn akong trinatransfer sa Maya wallet ko

[@Ate-feyh]

Kc my 9k credit po ako at pinili ko is every 27 th yata at kailan po Ang due date na magbabayad Ako

[@ghiehm8587]

pano po nababayaran ung nacredit mo?automatic po ba un nababawas kapag nag cash in ka?

[@lilibethbacuno66]

Bakit Po kaya may Maya credit ako pero di nattranafer sa wallet

[@virgilbalajeboco4925]

i got 9k agad, question once lang ba cya babayaran? Unlike sa gcash na monthly

[@caringalarn-rr7co]

Hello po makakareloan ba agad after mag paid

[@chibay69]

What if my credit is 7k tapos na maximize ko sya lahat at na fully settle before due date is there a chance na mag increase yung limit from 7k to 10k or more than the previous offer? Salamat sa sasagot

[@kobeconlu1805]

Pwede po ba 3 months to pay?

[@teamtheone9906]

bakit d ko matransfer sa wallet yung maya credit? please help

[@reeseleunam3333]

Ako din hndi matransfer bat gganun

[@user-re1mm2yk5t]

Ano ibig sbhin ng "Stay tuned for maya credit"? Yan po kasi lumalabas pag click ko yun credit sa app

[@PatQuinto]

Generic Messaging lang nmn po nila yan sa hindi pa nila nabibigyan ng access sa Maya Credit

[@jhushuadelacruzisanan1113]

paano po kung na avail ko sya pero di ko naman po ginamit mag bi-billing pa din po ba ako?

[@gidnazer97]

Nope

[@angelicarosebeldeleon6017]

If I borrowed today, and set my billing statement to be on the 17th, kelan po akO magbabayad? Ocotber 17 agad?

[@iandc730]

As far as I know ma'am is 15 days from the billing statement Ang due date nyan. You can opt to pay early syempre

[@geraldsolitario8602]

Sir tama po ba pagkakaintindi ko po bali today po kasi nag loan po ako 5k (oct18) bali (nov18) lalabas na po yung bill then another 15 days from (nov18) to settle the payment?

[@zeekepultura]

Oo

[@jacklynandrada]

Ako same question. Billing end date is 19th. Like june 20 ko kinuha (june 20 to july 20 dapat for 1month) . Pano po un july19 PlUS 15 days po ba? Para sa due date na lalabas? Nalilito din ako

[@ailenetabing4721]

Tanong lang po, bakit Hindi pa din po nagrereflect sa billing statement ko yung binayaran ko na.. andun pa din po cia. Hindi nagbaback to zero

[@PatQuinto]

itawag nio nalang po sa maya hotline to confirm since its account related concern na po.

[@amielsena3649]

Hello question lang for example umutang ako ng 5k sa maya credit tapos dapat ba bayaran ko din ng buo yung 5k, sa due date? Hindi ba sya installment?

[@t.blckthrn7073]

One month to pay parang gcredit din.

[@jgsmusicloverremix4336]

Sir paano kung dumating na Yong bill payment MO tapos Yong due is April 30 tapos nabayaran muna bago mag due date bayaran ko PA paba Yong Yong tubo nya sir?

[@PatQuinto]

yung tubo po is what they call service charge so if 1k ang hiniram mo, bago ka manghiram ipapakita sayo yung total ng babayaran mo which is 1K + 50.62 Pesos. so lahat yan babayaran mo even advance payment pa.

[@MarkHenry2]

Once na magamit po yung pera, ano po ba yun 1 month to pay lang? Hindi po siya tulad sa iba na pwedeng 4 months ganun(

[@lavarrorhonalynb.9384]

15 days to pay lang

[@briangomez2877]

May ask lang may credit limit 5k.. Ang babayaran ko lang ba ay yung kung magkano lang yung nakagamit ko sa 5k po

[@Lan-u1u]

Yup

[@joyceregalado2404]

Kapag po lumagpas sa due date ng isang araw magkakapenalty po diba makakakuha po kaya ulit ako kahit nakapenalty ako ng isang araw lang?

[@PatQuinto]

Opo

[@benjyambot1490]

Lods ask ko lang sa billing end date ko is 13th of the month then nag bayad nako sa unang credit ko ng feb 11 then feb 13 nangutang ulit ako 2days after ko mabayaran ngayon settle ko daw ang payment ng feb 28 naguguluhan ako 1 month to pay po ba or 15 days lang

[@PatQuinto]

May cutoff po. Basta kung anong pumasok ng cutoff yun po ang masasama sa bill na need niong bayaran at specific due date. Tipong ang cut off date or Billing date mo is every 5th of the month then due date ng account mo is every 15th of the month. Basta lahat ng transaction bago pumasok ng 5th of thr month kahit na purchase mo lang sya ng 4th of the month, babayaran mo sa due date mo which is every 15th of the month

[@blsdtv7]

Ang maya credit limit po ba boss if ever hndi nagagamit magbabayad ka rin po ba?

[@PatQuinto]

kung hindi nio po ginamit wala po kayo dapat babayaran.

[@Simcha1983-jj]

I got my first credit in maya last january 2023 and they gave me 5000..on time ako mg pay to avoid penalty...sana tumaas ang credit limit😊

[@margiegianan]

Mag Kano po Ang interest Ng 5k

[@gracedamole9212]

​@@margiegianan400+

[@fayedeecee4598]

Nag ooffer po ba agad pagkatpos mag bayad sa maya credit

[@maribethdelatorre4234]

nakapag offer po ba sila agad after mo ng payment?

[@khkemnj_]

Hello to clarrify lang po.. if may maya credit kang 5k limit tapos 1k lang ginamit mo.. 1k lang ba babayaran with fees or ang buong 5k na may fees na? Sana may sumagut nito

[@PatQuinto]

1k plus fees po

[@khkemnj_]

@@PatQuinto thanks po sir sa info hehe

[@artcliffordtorrena9812]

Ok sna yan eh..kya super laki nmn ng tubo..d tulad ng sa gcredit na mdyo mababa.maya masakit masyado sa bulsa

[@kleetorres6607]

Hello po, what if minax ko po yung credit, sabi po dun sa term is pwede isettle partially or full, kung isettle ko po sa due date yung partial may effect po ba sa loan/interest? And yung partial amount po ba ay sila ang magseset?

[@vladimirkievtorres2233]

Same question

[@uchiicemaru]

Up for this

[@somokokokoro690]

First 🥇 support po salamat sa info

[@rebeccaalbalos6413]

saan po napupunta yung auto deduction for maya credit? hindi naman po nabawas dun sa mismong loan ko

[@rorelyninghoy5230]

hello po sorry dikopo na gets. So one time payment lng po ang maya?

[@arlene0823]

yes po ma'am, one time payment lang po sya. bumabalik naman po kaagad sa credit limit after ng payments mo. basta hindi over due😊. magagamit mo naman po ulit. base on my experience po

[@grace.m.sabado]

@@arlene0823 hello ask ko lng po, nag credit po ako sa maya kahapon, May3. Every 1st of the month ang billing end date ko. When po ang due date ko?

[@arlene0823]

@@grace.m.sabado di ko po alam ma'am kung kelan po magiging due date mo, kase po sakin 12 po pinili kong billing end date tapos every 27th of the month po naging due date ko. baka po every 16th of the month ka ma'am not sure. wait mo nalang po billing statement mo kay maya po😊

[@grace.m.sabado]

@@arlene0823 ng June napo?

[@arlene0823]

@@grace.m.sabado wala pa po bang dumating na billing statement sa maya credit sa app. mo ma'am?. tsaka nagsesend po sila through email regarding sa billing statement mo ma'am. kindly wait mo nalang po para sure ka po.

[@leixianxiandapat8754]

@mary ann dela vega makakaloan agad pero dapat iloan after nung duedate kc magrereflect pa din yan sa duedate mo for the month

[@tibimutasunta2132]

Nasan ung interest sa computation mo?🤔🤔🤔

[@hahahahaha961]

1 month to pay lang po talaga si maya credit?

[@software.engr._.jelay.]

hi can I wave the interest fee if i settle my loan before my billing date?

[@PatQuinto]

Sad to say po, hindi.

[@sheilaparado4684]

3k po yung maya credit na kinuha ko ngayon. pag nabayaran ko po ba yun, tataas po ba ang maya credit na pwede ko po makuha?

[@longride7234]

Depende ata.. Kasi Ako tatlong bese na Ako nag pay early pero 3k parin Ang credit limit ko.

[@Cris_Mary2015]

Tumataas ba credit nila or fix na Kong ano bngy nila sau

[@PatQuinto]

hindi po basta basta sila nagtataas ng credit limit. usually by batch po yan, i think funding is one of the reason. either quarterly or semi-annual sila nag rereview ng credit worthiness. so you have to keep building your credit rating.

[@mizteryozoo9456]

Pag ba di ginalaw doon at di nilagay sa wallet wala ka rin babayadan? Salamat po

[@jhushuadelacruzisanan1113]

Same po tayo ng questions, I got accidentally avail the Maya Credit but I'm fully aware na credit means utang, so may second now is kung di ba gamit di sya mag bi-billing every month?

[@mizteryozoo9456]

@@jhushuadelacruzisanan1113 ako rin po nag try lang pero di ko ginagalaw. Just in case lang sana. Sana masagot

[@Patrick-z5y]

Hello sir, ask lang kung tataas ba ang mauutang kay maya credit after mabayaran sya?

[@PatQuinto]

Hindi po sya agad agad. Usually by batches po ang credit increase. For example every quarter, kung sino ang eligible to get an increase then sabay sabay na maiincreasan. We just dont know what are the parameters being used. But maintaining a good financial record accross all institution is for sure one parameter.

[@_ewankobahalana_]

sir paano kong yong maya credit mo hindi mo na gastos o nagamit tutubo pa rin ba yon?

[@l.n.channel3628]

Wala ka po babayaran qng hindi mo nmn nagamit

[@jessamacadaeg3928]

Nawala po yung cellphone ko at ginamit niya yung maya credit ko. Pano po yun? Hindi ko naman ginamit pwedeng hindi na bayaran?

[@Ellapakingan]

Grabe to

[@Extractions101]

Pano po kung di mabayaran yung utang sa maya?

[@MeryllThereseElmido-f8q]

Helo po dko namalayan po f ilang months ba babAyaran yung 5k credit ko na ginamit april 25 ako nagka credit ky maya... thx po.. 😢 sana meron kayu example

[@jennypedolig8971]

Nka pag loan na po ba kayo ulit nung nka Hiram kayo ng 5k

[@ellenabne1998]

Nakaka inis lang c maya nag due ako ng April 12 nag bayad ako ng 10 advance ako ngayon kinabukasan ng renew ako bakit ngayon singilin niya ako pagka 13 na duedate ko ng 27 need mabayaran samantalang eh nag advance na ako ang gulo ni maya naka bigla kc every due ko isa 12 of the month para tuloy nag double interest ako sa knya in 1month lang 🙄

[@aaronpaulraturat9793]

Boss ilan buwan b bago bayadan kase Meron ako 3k na credit..one month to pay po b sya

[@PatQuinto]

Check nio po ko kung kelan bill end date nio then 15 days yuon usually ang deadline

[@aaronpaulraturat9793]

Ah wala papo nadating eh na billing statement ngaun lang po ako nag apply?

[@PatQuinto]

Makikita nio po ang billing end date nio dito Maya>credit>under manage my credit “Account Summary”>Billing Details> Billing end date

[@coldfire2478]

Diko ma gets kang maya kung ilang months siya bayaran pwd ba hulugan or full agad talaga

[@klikkoralforte7785]

up

[@sunshinetolentino604]

mababawasan po ba yung maya credit line ko na 3k kung delay po ako magbayad?

[@jamesmichaelvina8585]

Sir what if early Po nag bayad ex. 5500 Ang utang tapos Isang Araw lang bayad na. Tataas Po ba Ang credit limit ? Sir 5k lang ako. Sa ngayon . Gusto ko humiram ng 15k

[@PatQuinto]

Hindi po. Agad agad tataas.

[@henryabejuela4842]

I got approved today for 11k. Haha babasa lang muna at manonood bago ako umutang HAHHAA. I recently close my Gcredit kase anlaki ng tubo 🤣

[@jamzkieria7936]

monthly installments? or buo pagbayad in 1 month?

[@mgcwebsites]

Sinara q yan, G_credit, kasi d q rin gets bayaran jan, n pissed off aq jan ng sobra, laki rin ng tubo. Parang 5,6 din. Ewan q lang kay maya_c_ kasi parang gusto ko itry, mag expire daw yung offer n credit sa March 1, patulan ko n ata, tapos i blog q rin, 😂😂😂

[@nelramos1440]

Boss nkabayad n q pero bkit mayron pa daw aqu ei sesetle na payment bakit po gnun slmat po

[@MidurieRinGreta-uz2zo]

pano kpg nabyaran mo na un crdit makaka kuha pa ba ulet ?

[@PatQuinto]

Kung on time payment nman po kayo answer is oo

[@maryjanearaza-castillo4150]

Panu pag Ang credit limit ay di pa ginagamit nag iinterest na Po bha Yun? Or upon transferring to my Maya wallet pa mag sisimula?

[@doszyxver5398]

Upon transferring na po sa wallet. Pag andyan lang siya sa credit wala pong transaction na magaganap.

[@dennisforca9435]

@@doszyxver5398 Thank you nasagot na din tanong sa pagbabasa lang ng comment hehe

[@diefetus]

so if I use 9000 maya credit, ung interest po ba is around 629.72?

[@PatQuinto]

Yung nakalagay na service charge po, yan na po yung interest + documentary tax stamp. Combined na po yan…