Vince Rapisura 302: BTID: Term insurance with Pag-IBIG MP2 instead of VUL

[@BrunoLuke]

Been watching, listening, and paying attention to all of predictions and forecasts since early Covid. He hasn't disappointed yet 👌

[@MarcusFred-wn3iv]

Well said! I am also here to learn how to invest after listening to a lady on tv talk about the importance of investing and how she made 7 figures in 3 months, somehow the video taught me nothing and left me even more confused, I'm a newbie and I'm open to ideas on how to invest for retirement

[@BrunoLuke]

@@MarcusFred-wn3iv lookup MARTHA ALONSO HARA , this is her name online, she's the real investment prodigy since the crash and has helped me recover my loses

[@MarcusFred-wn3iv]

@@BrunoLuke Despite the economic crisis and the rate of unemployment now is the best time to invest

[@BrunoLuke]

@@MarcusFred-wn3iv Investment now will be wise but the truth is investing on your own will be high risk. I think it will be best to get a professional👌

[@MarcusFred-wn3iv]

@@BrunoLuke Thank you, Going through her profile on her webpage out of curiosity, and surprisingly she seems proficient. I appreciate this.

[@justjanine]

This is the best explanation I found about BTID comparison from VUL. Love it!

[@jonathanlalin5063]

Galing mo SIR! very honest straightforward about the disadvantages of buying VUL insurance and the advantages of buying term insurancec and invest the difference. BTID. Baka magalit sayo Yung mga FA kc sinabi mo Yung truth about VUL. Sana noon ko pa to nakita Para hindi nako nahirapan ano kukunin ko. Thanks po.

[@beverlyarrieta757]

Sir Vince ito po talaga yung confirmation na hinahanap ko... Thank you po for sharing this info. na hindi sinasabi ng mga agent... Sugar coating ginagawa nila especially sa pag highlight ng investment na sa company din naman pupunta in the long run... Sayang yung panahon na ikaw sana naka gamit ng pera mo to invest...

[@gaylest]

Finally found a wise and slight risk averse guru. I am not really comfortable with others kasi feeling nila lahat ng investment mo willing kang mawala.

[@LocusSix]

Nako…. Jan ka nagkakamali. 😅

[@CastilloGleasy41989]

Good am Sir Vince R, thank you so much sa vlogs mo. Marami akong natutunan dito. Sana, marami ka pang maipapamahaging kaalaman na maaari naming malaman at matutunan regarding sa best investment. More power and GodBless Sir Vince.

[@aa-uj7dh]

Hi sir I respect your videos and find it really informative. I have VUL and I do BTID as well and there also advantages of VUL such as more protection benefits in my policy and sir not all FAs only explain the advantages. My good friend is an FA and he told me the risk of my policy and the charges involved before getting one which I understood very well. Please don't make it look like all FAs are just doing it for the commissions. There are also FAs there that are doing honest work. Thanks!

[@joeyfernandez86]

Agree to this. It's not only the commission. It's the partnership between FA and Client. This is a long term goal.

[@MRRight-zf1ru]

Thanks Sir Vinz, Buti napanood ko mga videos mo. Naka 2 hulog na ako sa VUL life insurance and investment din po. Di ko na ituloy charge to experience na lang po. 5k pa naman monthly ko. Sa MP2 na lang ako mag invest. Thank you so much❤️

[@rocellandres5206]

Paano nyo po pina cancel/terminate ung policy? Sayang ang ilang months na nahulog ko. Pero buti na lang napanood ko ito.

[@mybohol4638]

Wow...sayo ko lang fully naintindihan ang comparison ng BTID at VUL. Thank you sooo much for the concise and fun explanation. God bless and stay safe

[@whaquinba2012]

Meron din akong vul, 4 years na yung nabbayaran ko, up until 7 years un. marami na rin nagddiscourage sakin sa vul pero ndi ko sya ihihinto for long term purposes. cguro depende sa financial goals ng tao. I think mas ok na may vul with health insurance, term, mp2 and emergency fund para sa peace of mind. Tamang disiplina sa paghandle ng pera. Magfocus na lang talaga paghanap pa ng additional source of income or side hustles.

[@lorelynrequelman21]

Salamat Sir Vince, buti n lng sa MP2 aq, God bless po

[@pralineramirez951]

Sir thank you so much for the info. Straightforward and what I really needed to make a decision.

[@PatriciaEspiritu]

Same kami ni Wendy. Thankful ako na narecommend ito sa akin na mapanood ko. 🥰💛 Thank you, sir.

[@SirVinceRapisura]

Yey! Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

[@PatriciaEspiritu]

@@SirVinceRapisura super thanks, confirmation rin po ito sa akin kasi last year ko po naiisip na igive up VUL ko since ang laking chunk sa income ko yung monthly. I've messaged my FA agad-agad regarding withdrawal of my fund value. Will watch more of videos para sa susunod kong steps.

[@programmeronkeys7463]

Finally! Thanks!!! May ipapakita na ako sa mga nagtatanong sakin about BTID :) #GoodbyeVUL

[@jascasimiro]

Thank you for the idea. Number 1 reason ko talaga why I don't get life insurance pa is because wala naman akong dependents. So I don't see the need. Gusto ko rin yung idea na di na kukuha ng life insurance after mag-21 ng bunsong anak. :) So di ka naman pala talaga mapapamahal sa term insurance basta alam mo yung years kung kailan ka mag-aavail :)

[@NadzSamson]

Thank you for helping Filipinos in the true sense of HELPING :)

[@graciapretty3910]

Thank u now ko Lang napanood ang iyong KZbin..kumuha AKO Ng life insurance pero wala pa akong anak and mag 9 yrs na AKO nagbabayad. Tapos kumuha din Kami Ng asawa ko Ng healthy insurance which I think needed talaga and soon I'll take Ur advise for MP2

[@angelbret5672]

Hi Mr. Vince, have you heard about Kaiser and Pacific Cross? What is your takeaways po? Can you share a good insurance with life and health insurance covered? What term insurance can you recommend? Thank you for your answer 😊

[@joueyambray3474]

Mag Invest ako ng Term Insurance Business😅 Thank you for promoting sir Vince

[@baguiobase4713]

I think dipende sa need ng tao. If investment ang need get mp2 if insurance to protect the family ang need get insurance. If you can really invest the diference get term. In short depende sa need

[@bryday311]

Maraming salamat sir vince sa lifetime financial education ❤

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@judithpancho2737]

thank you sir Vince. Very informative lalo na sa meron VUL.buti nalang hindi pa ako kumuha ng insurance na may kasamang investment.

[@markfrancononoabdul3313]

kumusta po experience nyo sa VUL

[@benjiebanez]

Thank you sir

[@SirVinceRapisura]

Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

[@jonas230ph]

maraming po salamat sa info po God bless

[@candicemiller153]

Dahil dito sa video na to sir Vince Napa subscribe ako sobrang linaw po Ng paliwanag po ninyo nakakatuwa kasi Hindi katulad sa ibang financial guru puro mayayaman Lang ang inientertain halos pag nag comment po ako sa ibang financial guru hindi ako pinapansin kasi Hindi ako gaping ibang bansa bias sila pero po sa inyo nakakatuwa kasi lahat Ng aspeto Ng Tao basta gustong mag invest kinakausap nio po :)

[@SirVinceRapisura]

Baka naman di lang nakita comment mo tsaka masyado madaming comments di na nila kya sagutin.

[@candicemiller153]

@@SirVinceRapisura Baka nga po pero kahit ilang beses po akong magcomment wala pong reply ung financial guru parang Hindi niya po talaga pinapansin pag ung comment maliit na halaga Lang ang inquiry

[@candicemiller153]

@People Over Money sige po follow kO po kau

[@rjs1407]

salamat sir vince. madami ako natutunan lalo na sa Life Insurance at VUL. God bless po.

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@rjs1407]

@@SirVinceRapisura sir, subscribed na ako sa inyo :-)

[@joeprado2009]

Thank you Sir Vince, very informative.

[@armidasaria6109]

Usually ang purpose ng mga nag iinvest sa VUL is long term investment,yung pagtanda ay may nakalaan na retirement money.Pero hindi nga dinidiscuss ng mga nag alok ng VUL is yung pag bumagsak ang ekonomiya.sabihin 5 years lng bawi ka na.Mas mabuti nga sa MP2.secure tayo dun

[@TheallanPura_InReviews]

Hello... I'm so eager to invest... Sa BTID.. public teacher po ako Dito sa manila.. Ang ganda Ng explanation nyo po ....

[@SirVinceRapisura]

Para sumali sa SEDPI Coop, kailangang matapos ang self-paced online pre-membership education seminar (PMES). Click this -> m.me/vincerapisura then type PMES and follow instructions from our chatbot. Thanks!

[@donnbautista5192]

Grabe thank you talaga sir. Mas nalinawan ako sa explanation mo

[@estrellagascon2109]

Thanks sir naliwanagan ako,

[@janriomorada6637]

Will MP2 can covered my death, accidental death and disability?

[@angelilamamaril2534]

Bravo! Sa mga agent insurances priority nila un makkuha nila pera puro kwento palabok. Mabuti nlng may kua vince ang pinas na magppaliwanag NG maayos about insurances.

[@triciamarietumanda9243]

Thank you so much Sir Vince, i'm about to have my VUL from my former college classmates buti nalang napanuod ko ito. Inincourage ko pa bf ko kumuha din hehe. Mag Mp2 nalang kami at may HMO nanam kami kasi employed kami.

[@dolce.luna08]

Kuha po Kayo separate health insurance na critical illness or minsan may term with critical illness. Para sure po tayo Kasi di enough HMO kapag nagkasakit ng critical illness.

[@yari_nc17]

Life Insurance is good if you are a sole breadwinner, married and has dependents. MP2 and term insurance is good also.

[@SirVinceRapisura]

Korek!

[@cyrotv4144]

Very informative. Thank you Sir.

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@joanamaenagas914]

Omg 😱 Thank you so much po . Sobrang eye opener nito sakin. I'm about to buy VUL policy from my workmate . I thought it'll be the best birthday gift to myself for my 21st bday but after watching your video Hindi pala (it's a prank!) . We've been talking about it for more than 3months now di lang matuloy tuloy dahil sa busy sched. To be honest it was very enticing and I'm about to sign up for this a couple of days from now without knowing the disadvantage. He already set a sched for us to sign me up haha 😂 pero I changed my mind now . More power po! God bless

[@renerianavarro]

There are different kind of VUL po. One his talking is protection focus na VUL🙂

[@petertrinidad2251]

Term insurance is increasing po ang yearly payment, ang VUL po ay fixed amount for like 5, 7, 10, or 15 years pero covered po kayo up to 100 years old. If I were you po the best is VUL.

[@janriomorada6637]

@@petertrinidad2251 Korek.

[@janriomorada6637]

@@petertrinidad2251 I have VUL 10 yrs to pay 18k Per YEAR Sunlife covered ako till 88 with accendental and disability. Hindi ko alam kung bakit pinagdaramot nya yung commission ng agent eh wala naman silang sahod at advisor ko yun till mamatay ako. And lalaki nmn yung pera mo in time, impossible maging negative yan. Madami ding types ng Fund dun ka sa low risk if ayaw mo ng high risk with high income.

[@marklennmanota4573]

Ang proposal sakin ng FA sa Sunlife for a term insurance is 250 pesos lang madadagdag per annum amd the following years plus 300 then 350 and so on. So, okay lang din kasi mababa pa rin.

[@jodzgonzales9160]

New follower po ako, thanks for the informative video po. Pwde po pabulong yung sinabi mo na comprehensive health coverage plan niyo po. ❤❤❤❤❤

[@narlyndolor6254]

Ang gnda ng explain mo Sir....

[@SirVinceRapisura]

Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

[@Aihcom]

Good day sir vince Im happy habang nag sesearch po ako ng Life insurance anu dapat ko kukunin ,I saw your video Slamat po sa advice nyo Anu po kayang health or life insurance ang dapat ko kunin?

[@janrodmelmaghinang7465]

Buti nalang napanood ko to

[@sirjerald]

Sir vince what is the best product or company for health insurance?

[@andreamagistrado4874]

Thanks for ur video informative..

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@sharlenefinds5340]

Newbie FA ako,napa subscribe tuloy ako,.dahil wala pa ako napiling magandang plan,.plan na may guaranteed payouts,ung walang talo😂

[@devavenueph]

Wow! Thank you so much sir!! I was going to buy sana ung life insurance but got more insights here.

[@SirVinceRapisura]

Yey!

[@jomarcruz7633]

@@SirVinceRapisura sir san po ako pwede mag apply ng term insurance po

[@mariamartin5449]

Thanks sir vince

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@monalatorza8757]

Thank you

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@julieannmarturillas6396]

Hi what is the best term insurance company?

[@joueyambray3474]

Term Insurance business is the best malaking kitaan. Im sure yon ang business ni sir Vince 😁

[@goniehabana4097]

thanks sir vince..

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@julietlibang192]

what term insurance can you recommend?

[@melvinhuavas863]

VUL is for long term investments. So if short sighted ka at walang discipline to save money, best follow his advice. Pero if committed ka naman, VUL is the best. It offers a level premium up to old age mo. Term insurance is lalaki yung premium throughout the years habang tumatanda ka. And might be required pa to keep submitting medical erts

[@allanssm952]

Is KAISER long term Insurance VUL?

[@juvybalanquit7324]

Sir more power. Ask kulang anung maganda sakin pasok. Gusto ko ung term insurance plus critical illnes non smoker ako. Hope for ur immidiate response

[@mentalhealthenthusiastpina6287]

#AskSirVince Hello po Sir Vince! New subscriber here po, sobrang helpful po ng mga videos nyo. More power po! Question lang po doon sa term insurance, meron po ba kayo masusuggest na term insurance for both health and life na, yung mga natanungan ko kasi na agent, separate pa po sila o ganun po talaga? Sana mapansin nyo po ito. Thank you po, Sir! Godbless!

[@janetpangilinan7499]

Until what age po pwede icover ng term insurance? Sa VUL po kc 10yrs to pay pero covered nman ung life insurance until age of 88.

[@lukasloh2509]

Ang term insurance po sa pagkaintindi ko k Sir Vince is as long as u pay, it covers u. But as you get older, the contribution gets higher. So if within a year, walang nangyari sau, start ka uli another year.

[@endaime26_52]

Okay ba si sir vince sa img partners like kaiser? And their version of btid which is manila banker's most18?

[@SirVinceRapisura]

Ito po baka makatulong 1. Mga babasahin tungkol sa VUL - vincerapisura.com/reading-not-get-vul/ 2. Paano gawin ang BTID - vincerapisura.com/epektibong-paggawa-ng-btid-upang-masulit-ang-pinaghirapang-pera-sa-insurance-investment/ 3. Paano ititgil ang VUL - vincerapisura.com/anong-gagawin-ko-kung-may-vul-na-ako-paano-ko-ito-ititigil/

[@kapitanaskitchen6806]

hello Sir Vince, can you give me some advice about IMG and Kaiser health insurance. good or bad? or anu ang stand mo po. thank you very informative.

[@SirVinceRapisura]

Basta insurance with investment, hindi po pabor sa inyo yon. Ito po baka makatulong 1. Mga babasahin tungkol sa VUL - vincerapisura.com/reading-not-get-vul/ 2. Paano gawin ang BTID - vincerapisura.com/epektibong-paggawa-ng-btid-upang-masulit-ang-pinaghirapang-pera-sa-insurance-investment/ 3. Paano ititgil ang VUL - vincerapisura.com/anong-gagawin-ko-kung-may-vul-na-ako-paano-ko-ito-ititigil/ Panoorin po mga ito: 4. Better options to VUL: kzbin.info/www/bejne/fGWnY5asZ6epa6M 5. Sample BTID: kzbin.info/www/bejne/Zpupn6B_mNpqZsU

[@jinkybatola8735]

Grabi tlaga noh paano Yan po sir àko kmuha àko Ng 3in I insurance

[@jeramiegabriel5127]

Sir how about kaiser ok kaya yun.. Naka 3 yrs na ako sa vul at 100k+ palang dn ang fund value nya. 4,556 dn ang monthly nya

[@msyenka3541]

San po pwede bumili ng term insurance ? Sa insurance company rin po ba ?

[@joemardelarosa3080]

Sir Pano mag transfer Ng Vul to pag big MP2 ? Thanks

[@alexandersebastian2080]

Hi sir vince anu pa po term insurance na ma I recommend mo bukod sa CLIMB

[@SirVinceRapisura]

Lhat po ng insurance company may term insurance.

[@percyabang2305]

MOST18 po ng Manila Bankers Life

[@edensolano9540]

Hi sir napanood ko sa fb about ogie diaz. Tlgang nakakapanlumo kc 3 policy yung nakuha nmen. Mag mp2 na lang kmi para sa second baby nmen.

[@tessbambao2575]

Hi vince what if i got a vul from a bank. Nag deposit ako ng lump sum but earning a monthly credited interest to my account with life insurance

[@eduardomagdakay4221]

Hello po sir vince.. ngayon lng po kasi aq naliliwanagan s mga investment.... meron po kasi aq kinuhang insurance dati s pinas almost 4 years npo sya pero nung nagcheck po aq ang fund value po nya is nasa 70k plang and then 34k lng makukuha kpag iterminate q... 10yrs maturity po ituloy qp po b sya or cancel qn then invest nlng s mp2

[@petertrinidad2251]

VUL makes you pay for something that will give you savings and investments. You have the option of paying for 5, 7, 10 or 15 years and you are covered din up to 100 years old. Kapag term insurance e lahat ng hulog mo e punta lang sa protection, and as you age lumalaki ang yearly payments mo, pero ang VUL e fixed amount lang for 15 years ang hulog mo. VUL also gives you the discipline to save monthly kaya mas malaki ang chance na maka accumulate ka for your retirement. You have the gift of time to compound your investment. Pero sa term Insurance you don’t get that discipline to save monthly kc purely protection lang. And hindi po siya subjected to estate tax. For me I recommenced VUL.

[@jonjoylab1841]

Sorry disagree ako stopped my VUL kasi antagal ko syang babayaran at nag compute hindi talaga makaconpensate mg binabayad ko monthly.. Kaya lumipat ako sa MP2 at happy ako sa income since 2014 ako member.. At continue pa rin yong COL (stock market) ko maintaining 5 companies na. Maganda magbigay ng dividends

[@jennifertan2730]

BS , yng VUL na kinuha ko sa Allianz one time payment of 500k . 8years na negative pa rin ang ROI. Market value 300k na lng.

[@jonjoylab1841]

@@jennifertan2730 sad sayang.. Kung sa MP2 yabln malaki na dividends mo. .. No choice but patulugin mo na sa kanila hanggat kelan mo kaya antayin.. Baka nag start ka noon super taas at ang maganda ang market.. Bakit 1 time kasi. Good luck sana makabawi ka

[@happyeverydayeverydayokay3407]

Saan po ba sir nakakabili ng mga term insurance lang ? Nakakakuha ako dati ng pru life vul inistop ko na sya last year. Mas gusto ko na ng term insurance at mp2

[@marilynbuenaventura3623]

Sir Vince, paano mo mamakuha ng BTID?

[@galy1495]

Hi Sir Vince, I appreciate your content. Can you please advise me where can I get a term insurance that is same to your illustration? Thanks in advance :)

[@SirVinceRapisura]

Lahat ng insurance comapnies may term insurance.

[@marilousason151]

hi sir gusto ko po sana mginquire about sa BTID

[@jabinlao9334]

Np-subscribe ako agad agad😁 thank you sir for very informative topic,, Ang dmi ko ng pinanood about vul and btid pero ito lng naintindihan ko😁 very timely kc I'm planning to get insurance and you are right most of the FA or agent they push VUL.😤

[@MarilSlade]

Sir Vince, mas maganda ba yearly ang BTID or meron din siya renewable every 5years?

[@nerissadetorres4224]

Hi sir vince saan po maganda bumili ng term insurance pls recommend a nice one, I'm watching from israel

[@SirVinceRapisura]

Lahat ng insurance company, meron yan.

[@nerissadetorres4224]

@@SirVinceRapisura thanks

[@adiabatic12]

Good Day Sir! Requesting po na itackle niyo po yung Pros and Cons of VUL and Term. Such as yung VUL po ata ay hanggang 88 years old ka insured if I'm not mistaken po while Term is 65 lang mga ganon po. And may pagkakataon po ba hindi ka maqualified for term insurance or lumaki yung bayad kasi nagkasakit ka or what before mag renew ulit po ganon. Also yung liquidity ng fund din po for vul investment link (equity) vs MP2 or other investment vehicle, etc... Sorry po kung medyo demanding yung request. 😅 I'm 22 years old po and kakastart lang po mag work kasi and I wanna be strategic po financially 😅. Thank you po for this video for awareness na marketing strategy lang po talaga nung VUL yung pinagpopost nila na magiging fund value na mataas dahil nakabased sa 10% per annum hindi by historical rate 😅

[@SirVinceRapisura]

Ito po baka makatulong 1. Mga babasahin tungkol sa VUL - vincerapisura.com/reading-not-get-vul/ 2. Paano gawin ang BTID - vincerapisura.com/epektibong-paggawa-ng-btid-upang-masulit-ang-pinaghirapang-pera-sa-insurance-investment/ 3. Paano ititgil ang VUL - vincerapisura.com/anong-gagawin-ko-kung-may-vul-na-ako-paano-ko-ito-ititigil/

[@lora1253]

Hindi Naman totoo Ang 10% per annum. Mas totoo pa Ang Mp2 nasa 7-8% per annum

[@joanaleje1262]

@@lora1253 projection lng po ang alm ko 10 percent mostly po 5 to 10 percent gnon per annum un ang alm ko a have also vul and mp2 mgnda kc sa vul hngng 100 years old cover k p rin ng health insurnce ska may choice ka nmn n kunin ang pera after maturity ksma ang tubo if atw mo ng ituloy.

[@rosecarig2120]

Sir,ask ko lang po kung pwd bang mag apply ng MP1 at the age of 45.thank you

[@jinkybatola8735]

Good evening po sir watching from Riyadh aply Po àko mp2

[@bettyedosma6426]

Hi po meron po akong axa insurance 6 yrs kuna po tong binabayarsn pero 10 yrs to pay din siya ano po dapat kung gawin sir

[@joanpinganan6505]

Pwedi po bumili ng long term insurance sa pinas kahit nasa ibang bansa kayo, kasi habang nagkaka edad tayo ng mamahal mo ang babayaran ntin sa insurance.. take note: long term insurance , hindi short term insurance.

[@almarai7634]

sir vince pansin ko lng wala nang agents n nagagalit sa mga vlogs mo parang naliwanagan na rin sila😄..muntik n rin ako mabiktima ng vul na yan buti nlang sa philequity ako napunta..thanks sa pagppaliwanag tungkol sa btid...👍👍👍

[@SirVinceRapisura]

Yey! Sana nga.

[@joueyambray3474]

Reply ako sir ha =D Victima talaga sir ng VUL? hehehe..May sasabihin lng po ako sir :) Kung may 2 Million ka na sum assured sa VUL mo kasi malaki ang coverage ng VUL lalo na't bata pa nag start, "always natin na makuha yon sir" maliban lang kung mabuhay tayo more than 100 years old. Plus yong "Retirement Fund natin makuha yon natin", sabihin natin 1 million, at ang nahulog namn ay hindi naman umaabot ng 1 million cgurado, kung 10 years lang nag hulog nasa 360,000 lng @ 3k per month. Another thing in VUL is insured din ang premium natin sa in case of disability to work na na tayo si comapany na tuloy mag magbayad until retirement age of 65, at wala po yan sa term insurance po. Ngayon, dahil sa VUL we Died Rich Na tagala kasi mag iwan tayo ng 2 million sa Pamilya natin, Hindi dibah? sure yon sir nasa policy yon, sarap dibah sir? hehehehe. Hindi ba maganda ang VUL dahil jan? Para sa akin maganda po ang VUL.Maganda din ang BTID. Nagandahan din ako sa Idea nyan at gawin kong option yon, mag Invest din ako sa pag-ibigMP2, at para sa mga nagbasa nito option din yon alin sa dalawa pasukan mo kung hindi ka maguguluhan every year mag renew ng insurance tigok pa pera at every 5 years mag renew sa pag-ibig MP2 so doon ka okay yan jan sir.KUng Contractual lang ang Trabaho Payo ko CoOp nalang pasukan pwidi pa mag loan sa coop...ako matagal na ako sa cooperative dahil yon lang alam ko noon. Salamat po

[@almarai7634]

Jouey Ambray so congrats to you👍

[@irishmel3162]

Sr Vince, ano po ba ang magandang health insurance dito s pilipinas ? Ayoko ko din po ksi ksma ang investement. Gusto ko po similar ng philhealth. Thank you and Godbless po 😊

[@SirVinceRapisura]

Punta po kayo sa Vince Rapisura page at mag-message ng keyword. This is the link: m.me/vincerapisura. Ang keyword ay - insurance

[@irishmel3162]

Vince Rapisura thank you sir, big fan nyo tlga ako. Panoorin ko po toh. Godbless po 😊

[@azilana0618]

Sir. Anong insurance po ang may 50% commission rate?

[@glenezbuna541]

Hi sir vince! Pls discuss in your content the Gold Jewelry as investments or savings. Maganda po ba talaga to? Pede ba itong maging investment ko for my child's education?

[@SirVinceRapisura]

vincerapisura.com/magandang-investment-ba-ang-alahas/

[@etceteraFOREVERYONE]

Hi Mr. Vince. wonderful video. Alin po ba ang better investment, PERA or MP2? Salamat.

[@etceteraFOREVERYONE]

@@rezzagayo5292 hi Mr. Vince. salamat sa recommendation. i'm still single. actually, meron na po akong Manulife. nag-invest na rin po ako sa MP2. gusto ko lang malaman ano itong PERA. because, MP2's historical data, hindi na sila bumababa ng 7% interest profit per annum.

[@adiabatic12]

PERA has a lower interest rate i think while MP2 is having good dividend rate historically (4 to 8%) But PERA has a different perks also such as Tax Benefits. In terms of liquidity, yung PERA ay makukuha mo lang yun pag 55 years old ka na and more than 5 years ka na naghuhulog dun. MP2 naman ay usually may 5 years maturity para maiclaim mo yung fund. My personal advice based from my research: Better try both para diversify mo na lang yun fund.

[@SirVinceRapisura]

Depende sa goal mo po.

[@michaelmonding5032]

Tanong ko lng 3 months pa lng po ako bumili ng vul itutuloy ko po pa ba? Thanks

[@nilmagsino9959]

Ang advise ko, kunin mo na. Wag mo na isipin yung charges. Wag mo nang paabutin ng 5 years na paghuhulog tulad ko.

[@SirVinceRapisura]

Wag na ituloy. Ito po baka makatulong 1. Mga babasahin tungkol sa VUL - vincerapisura.com/reading-not-get-vul/ 2. Paano gawin ang BTID - vincerapisura.com/epektibong-paggawa-ng-btid-upang-masulit-ang-pinaghirapang-pera-sa-insurance-investment/ 3. Paano ititgil ang VUL - vincerapisura.com/anong-gagawin-ko-kung-may-vul-na-ako-paano-ko-ito-ititigil/

[@marichikawa2400]

Im sunflexilink holder po for 2 years na vul din. 3k lng naman quarterly binabayaran ko. Itutuloy ko na lang cguro. Mag e mp2 din ako😅

[@ranaiah143]

May MP2 po ako at sun flexi link Per nag dodoubt na po ako na ituloy. Takot po akong mag sisi if e terminate ko yung sun flexilink ko . wanna Change my SUN FLEXILINK TO BTID .

[@nolanobligado4760]

Sir panu po pg tapos na ng mbayad ng VUL.? Pde po iwithdraw ung amount ng VUL pra i invest? Pa advice po

[@lorqdama4297]

Hi Sir, PG member ka n ng Pag ibig MP2 , automatic b yan n ngkaroon ka n ng BTID or I need to enroll, but the only thing I can't sign in to my MP2 s pag ibig.

[@jpgo14]

Compounded annually po ba ang MP2?

[@Lili-eh4js]

Paano po ba magapply ng btid?

[@laineandalajao89]

Hi sir, ask ko lng po. Sa term insurance given b tlga n nataas sila yearly or every 5 years? Tia. 😊

[@percyabang2305]

Hi ma’am! We have term imsurance for 18 years (MOST 18) po. Covered po kayo for 18 years with the same premium. You can pm me in messenger po for more info.

[@franchetteguerra344]

Hi! Can you email me :)

[@percyabang2305]

@@franchetteguerra344 Kindly send me ur email pls

[@rodgal537]

@@percyabang2305 anong insurance company po

[@msyenka3541]

Anu po magandang term insurance po? Ang pwede nmin kunin po

[@marielc7811]

Sir good evening, pwde pa ba ma terminate yung acct ko s VUL? At mababawi ba ung mga nahulog sa insurance company ? Ano po ba mas better.. Please give me sum advice po

[@jennylynaquino8448]

Magkano po pwede invest monthly sa MP2 para magkaroon ng million in 5 years? thank you

[@DaddyDaveTV]

Hello sir Vince, sana ma notice mo po ito. Maaari mo ba madiscuss or mareplyan nalang dito kung ang KAISER ng IMG (international marketing group) na 3in1 life insurance+Healthcare+Investment - - - - same lang din ba ito na parang VUL??? Kkuha dn sana kc ako sana nitong kaiser. Thanks po.

[@SirVinceRapisura]

Basta insurancr may halong investment di ko bet. Ito po baka makatulong 1. Mga babasahin tungkol sa VUL - vincerapisura.com/reading-not-get-vul/ 2. Paano gawin ang BTID - vincerapisura.com/epektibong-paggawa-ng-btid-upang-masulit-ang-pinaghirapang-pera-sa-insurance-investment/ 3. Paano ititgil ang VUL - vincerapisura.com/anong-gagawin-ko-kung-may-vul-na-ako-paano-ko-ito-ititigil/

[@heideemartinez4680]

Ano po Company ok sa TErm Insurance?

[@anamariearcabale3779]

Sa img manila banker life insurance 😊

[@marb9200]

Meron bang term insurance ma long term like 5 to 10yers

[@SirVinceRapisura]

Level term po tawag diyan. Every five uears ang repricing.

[@bongyburan6075]

@People Over Money I sent you an e-mail Sir. Hope you can reply. Thanks

[@rodgal537]

@People Over Money I'm interested in term insurance

[@Paaaaaks]

Sir Vince. Okay lang ba mag kuha ng BTID kahit married ? Anong suggested insurance, Life or Health po ? or bali kunin nalang ang Health at Life then invest the difference to MP2?

[@donnalizaderegla5357]

Sir vince about climbs insurance ofw po ako from Israel pwede po ba ako maka avail ng term life insurance

[@percyabang2305]

Hi ma’am, we have BTID for 18 years (MOST 18). Kindly message me in my fb account, thanks