Рет қаралды 48,395
You would have often heard you need 25X of annual expenses as a retirement corpus. Ravi Saraogi, a Chartered Financial Analyst and co-founder at Samasthiti Advisors, debunked that notion in a conversation with Satya Sontanam from Zerodha Varsity.
Ravi shares the findings of a recent study that he has been a part of on how much Indians must save and withdraw to have a decent retirement life. Watch the full video to get answers about the financial aspects of retirement, from building the corpus to withdrawal.
Link to the calculator - samasthiti.in/samasthitis-ret...
Time Stamps
00:00 - 1:26 - Coming Up
1:27 - 2:48 - Intro
2:49 - 4:20 - Calculating retirement corpus
4:21 - 8:22 - Safe withdrawal rate in US Vs India
8:23 - 10:10 - Why do Indians need to save more?
10:11 - 12:44 - Retirement planning in India
12:45 - 14:53 - Research on how much to save
14:54 - 17:04 - Asset allocation at age 60
17:05 - 19: 18 - Withdrawing from retirement kitty
19:19 - 25:36 - Risk of higher equity allocation
25:37 - 26:19 - Tax consideration
26:20 - 27:35 - Calculator
27:36 - 27:50 - Outro
Links to Refer
Learn more about behavioral biases here:
zerodha.com/varsity/chapter/t...
Other Important Links
You can put your stock market knowledge to the test by taking the Varsity Certification test here: zerodha.com/varsity/certified/
Open Zerodha Account - zerodha.com/open-account?c=ZM...
Social Media
Twitter - / zerodhavarsity
Instagram - zerodhavars...
#analysis #investing #finance #stockmarket #financialeducation #varsity #zerodha #retirement #planning #personal #100 #corpus #sip
Featured Playlist
Beginners Guide to Personal Finance
• Mutual Funds Investing...