Vlog: BUYING MY FIRST CAR AT 20! ( down payment, tips, etc.)

[@Shopdgap919]

Baybeeee!! That horn button on your Sentra took me out! Glad you were blessed with a new car. Congrats! We're a Honda family. I currently have a 2020 Civic Si and I love it.

[@chanellelashae]

Yeaa that horn was not cuttin itt 😭 but thank you so much! Honda ganggg ❤️

[@tripfamilyke5572]

Took me out tooo😂😂😂

[@dominiquesullivan3374]

Did you have make certain amount on your paychecks to afford the car ?

[@yeetgod1144]

@@dominiquesullivan3374 I'd assume they'd wanna know how much you make to know if you can afford the payment.

[@feliciasherman1948]

Congratulations…thanks for keeping it real with us on how the car buying process works because people don’t really go in depth with it

[@chanellelashae]

You’re welcome!

[@teresa32]

Congrats. Also, thank you for being honest and telling how it really goes down. People need an idea of how much things are. Stay on course and good luck with everything

[@whitenoisemusic9429]

I Love how you elaborated on this, very important information that is not well known.

[@Aoendkth-nv7au]

I refuse to pay the same price for a used car that is the same price as a new one.

[@Spicyypizzaa]

If the miles are low they’re gonna price it higher which I hate no way a 2020 should cost more than a 2021 when the 2021 has lower miles same car also🙄.

[@LabriaHart]

I decided to order a Tesla Model Y Performance back in June 2022 to hopefully get it by my birthday at the end of August. Credit utilization is important! I increased my credit card by 6k and paid $1,500 on my PayPal credit which greatly increased my score. My score was still a 697. My credit union still only approved me for 50k. Thankfully Tesla financing approved me so I only have to pay 3k down! Credit history and utilization are top priorities for lenders.

[@arkishianorman]

Congrats on the new car its beautiful... Just wanted to say nissan, toyota, and honda will all last a long time they are nice cars that can go up to 300,00 miles... But I understand not wanting to put a lot money in a car you don't want

[@Spicyypizzaa]

I wouldn’t recommend a Nissan to anyone the maintenance on that is not cheap my 2nd oldest sister has one😂.

[@trewalker7057]

Girl I don’t even know you but I was very invested in this video. I am so happy for you and I wish you the very very best.

[@chanellelashae]

Aw thank you 😭

[@trewalker7057]

@@chanellelashae and shorty after, I purchased me a brand new car. I didn’t think it was possible until after I saw your video

[@chanellelashae]

Congratulations 🎉!!!

[@MontManii]

@@trewalker7057it’s always possible just gotta work

[@BigKWS]

I hope you take good care of your new car and it lasts a long time. I think you made a good choice.

[@Tendering]

Congrats! I just got my license on 3/10/22 and it arrived today. I’m getting a car in 2 years, so I’m really excited .

[@kgodkgod-wg9ix]

did u get yo car yet?

[@SmartPracticeSuccess]

Congrats on your Honda Civic! Honda Civics are awesome! I bought my ‘02 Honda Civic LX from Ed Morse Honda in ‘05. Drove it for 18 years and REALLY needed a new(er) car. They had NO cars in stock for over two years due to the pandemic. Finally, Ed Morse got new inventory in the beginning of 2023 and I ran down and grabbed a brand new 2023 Honda Civic Touring in January 2023. My first preference was a white Civic with the gray interior like you got.. (It’s waaaay too hot in South Florida for black!) They didn’t have that but they DID have a meteorite metallic gray Civic with a two-tone black/gray inertial (gray seats), so I got that. (I decided a light colored interior was more important than a white exterior. With Honda’s very limited inventory, my options were somewhat limited.) The 11th gen Civic redesign is just beautiful! Honda went back to their design roots. I love the understated yet polished exterior paired with the semi-luxury interior. The exterior has a subtle sparkle to it and the two-tone black and gray interior is so classy! It’s a beautiful car and looks much higher end than it’s class.

[@taesmani]

I was gonna lowkey get this car but a 2020 version in silver but they didn't have it at the dealership so I ended up buying a brand new 2022 Honda Civic EX. Congratulations on your car!

[@chanellelashae]

Ouuuu girl the 22 are niceeeeee congratulations to you as well ! 💘

[@melissanguyen8973]

Congratulations on your car girl I’m excited to get my dream car at the end of the year Honda Accord in black ☺️

[@visioncayla195]

This video deserves way more views! Very informative

[@chanellelashae]

Thank you so much !

[@TatyPlaysGames]

congrats girlie!!! sidenote your hair is beautiful 😍

[@chanellelashae]

Awww tysmmmm

[@Aoendkth-nv7au]

Her hair is gorgeous

[@Cristian-us1rn]

Went to a dealer today and saw a 2019 accord for 27k with 40k miles on it lol. Thinking of just getting a new car tomorrow for that price. Congrats btw

[@chanellelashae]

Yeaaa they really be trynna scam lol but good luck to you and tysm !!!

[@MontManii]

U paying 27k flat out ? Or down payment

[@JennellBarrett]

Literally looking for the Honda Accord EX too 😩 Im not too picky about the color but as long as it’s the ex. Even the 2019 ones are pretty pricey in my state. I may have to go to out of state to NY, apparently they don’t add too much dealership fees. Ughh wish me luck, I need a new car asap.

[@chanellelashae]

Good luck !! You got thisss

[@JennellBarrett]

@@chanellelashae ended up getting a black interior & exterior LX. EX’s are hard to find for some reason but I love my new car 😍

[@naturallybeautiful7774]

You were so informative and helpful I'm buying a car in July and I'm taking 3,000 for my down payment and 3-4 paystubs thanks so much and congrats,

[@chanellelashae]

Thank you and I’m so excited for you!

[@Eshabee]

If you are self employed get paid cash can you show them your tax info ?

[@blessingog655]

Congratulations omg this is so excitingggg🥳🥳🥳!

[@celialina8689]

Congratulations! I wanted beige interior but I'm still happy with my 2020 Civic EX-L. I wanted a white or silver and I got me a white

[@arelysrivera4762]

So nobody saw the thumb nail 'we did it joe' 😭💀

[@keymichelle3135]

IM SUBSCRIBING CAUSE GIRLL THIS IS ONE OF THE BESTT IN DEPTH CAR VIDEOS IVE EVER WATCHED AND IM SAVING FOR MY NEW CAR RN SO FAR IM AT ONE THOUSAND BUT THANK YOU FOR THE TIPS AND WISH ME LUCK !💙💙💙

[@chanellelashae]

Aww thank you! And GOOD LUCK KEEP ME UPDATED 💕💕

[@keymichelle3135]

@@chanellelashae your welcome💕 and for sure 💙💙thank youuu !

[@sugab00b]

CONGRATS GIRL!! this process hasn't even been easy trying to PICK a reliable car, i just got my license & don't have any credit. i'm wanting to put down 5k down, i hate credit cards lmao but it's seeming to get in my life, all this is so confusing but this helped a lot tbh. i'm more so in a no credit issue situation

[@shyyy.]

I am so happy for you❤️, bruh you is hilarious fr

[@oolszewska]

Funfact, in Poland we perceive 2011 car as a new car (and its still too expensive comparing to what it have ‚inside’😆) Your new car is PRETTY anyway 😍😍

[@jaluntaylor4596]

Why do yall perceive 2011 as a new car?

[@oolszewska]

cause even 2011 car is expensive for an average citizen and a lot of people just cant afford it

[@jaluntaylor4596]

@@oolszewska oh wow that's crazy

[@larroupnxt]

The horn tho 3:26 😂😂

[@Aoendkth-nv7au]

Bless it LORD… that took me out of here 🤣😩🤭🤭🤭

[@alyiahnegron]

yay! congrats, love the new carr

[@chanellelashae]

Thank you loveee

[@nicoletiana]

this is exciting! I just got myself a 2020 nissan versa sv. i'm a toyota person but i dropped the gun too fast and this is what i ended up leaving the lot with, lol. i'm obsessed with these types of videos!

[@justjackie4373]

It’s for tire pressure girly I believe the yellow symbol

[@HWWTPODCAST]

Yeah it means tire pressure

[@HWWTPODCAST]

I'm so happy for you 🥰🥰🥰

[@DanyelAnyssa]

Awe so happy for you !! 🤗🤗

[@chanellelashae]

Thank you so much 😫💘

[@meljones9793]

Thanks for your knowledge because im definitely getting a Toyota camry or a nissan altima next year

[@aaliyahallen-sellers3547]

I recently just brought a 2018 Honda Civic LX lol basic model. It was only 16,000 before tax and I love it. I had a 04 Nissan Maxima and it became so problematic and so many issues was popping up and I only had it for a year so I went and brought a new car. Wasn’t about to spend over $1,000 to fix that car.

[@chanellelashae]

So proud of you !! Congratulations 🎊

[@aaliyahallen-sellers3547]

@@chanellelashae Thank you! & congratulations to you too! ❤️

[@alieantoine4833]

Crazy to see a KZbinr from my city!!!

[@aviyahpinchon6777]

Birthday twin omggg

[@314tactal_]

I had the same exact problem then i got the cat I wanted it’s a 2018 kia optima i love this car but i dont pay a car note because I bought the car out it was $17,967 not bad tbh i just work my but off for what i want in life and congrats on you’re new car new here lmao sorry it’s a lot to read and I bought my car when i was 18 now im 19 my birthday was September 2nd lol okay I’m m done

[@jayjvy25]

oop, okay Rich 🤑

[@314tactal_]

@@jayjvy25 I’m not rich lol I wish I’m just truly blessed

[@nayonnak8043]

CONGRATULATIONS!!!! 🍾🍾🍾🍾🎊🎊🎊🎊🎉🎉🎉🎉🎉

[@laylewalden1831]

Did you have issues as far as not getting approved for certain financing/lenders because of income? I heard a credit analyst say that usually your monthly payment can only be 18% of your income, so if you don’t make enough, you don’t qualify for a more expensive car. I currently have no credit and no one to co-sign but I’m worried once I have credit that I’ll have the same problem. Did you get the loan through the dealer or an outside bank/lender?

[@chanellelashae]

I’m not really sure but you just have to build your credit. If u want a more expensive car your credit is going to need to be really really good if you want a more cheaper car your credit doesn’t need to be all that crazy but if ur credit is in the middle and u qualify for a high end car based on how much you make your car payment is gonna be really expensive

[@majah7603]

Sorry if I missed, but how much do you pay monthly?

[@nissakari]

Thanks boo for this video! Jesus loves you! MAY GOD BLESS YOU😍❤️🙏

[@itsjordan820]

Omgggggg I'm literally getting the same car and we have similar thought processes when deciding for a new carrrr!! Yessss definitely wanted the Oreo 2019 ex 😂😂 Also Congratulations!!

[@cesartheape3476]

Can u please lmk how much u paid for ? I’m looking at HR-V and it’s the base model and trying to sell me it at 29,000? I’m like hell no base model for 29. So I started looking at Mazda Cx-30 but no one has them like wtfff. So now I don’t know if Honda is tweaking for that price and if I should wait for a mazda

[@chanellelashae]

Look online on the Honda website! I found my car online and got it cheaper than regular price

[@youseemeeverywhere9703]

Where is your moms accent from?

[@chanellelashae]

She’s jamaican

[@jaylahey6896]

Ok So Does A Down Payment Go Towards Your Monthly Payment?

[@chanellelashae]

The more you put for the down payment the cheaper your monthly payment will be

[@thisgurl1123]

Your mommy is prettyyyy 😍😍😍

[@chanellelashae]

Tyyy 🥺

[@2CENTZZZ]

Jesus Christ loves you so much stay prayed up ❤

[@MILLIEEJR]

THIS WAS INDEPT THEN THE OTHER KZbinRS 🤸🏾‍♂️

[@steezusb]

I swear we was twinning with our hair

[@itzzjairo8425]

Welcome to another episode of "I can't afford it but am still watching"

[@Love4Bray]

POV: me trying to buy a civic ex hehe! I love this thanks girllll!!

[@chanellelashae]

Girl you got thisss !! Manifest ! 💓

[@cuwpr]

where did you get that intro music?

[@kelsie.j]

that colour is called wolf grey!!

[@elizajackiellyne]

is it a manual transmission?

[@dominiquesullivan3374]

How much was you makin paycheck wise ? I make between $850-1035 i want this 2018 Hyundai Elantra 20k my credit is good im just nervous I might not be able afford it (I could be overthinking)

[@Anitalamasbonita69]

what do u do for work

[@Zhani]

Omg we have the same birthday!

[@222gracielynn]

girl u’ve got to tell me where ur butterfly seat covers r from!!!

[@chanellelashae]

Walmart !

[@ressa3times521]

Lmaoo my nissan put me through hell !!!!!! 😭 I had to junk it. Congrats though 🖤

[@ronicasmith3643]

Congratulations 🎊🎉

[@frannyahtejeda249]

Omg i have the same old car as you ! I got it when I was 16 because I needed it so I didn’t get to really pick into something I really liked but because I needed it so I’m saving money to buy a new car either a Honda or a Jeep I’m stuck between both

[@gangslippers4202]

You should get a Honda because they last longer and jeeps run into issues a lot and there very expensive most of the time but that’s just personal opinion

[@mayamariam7800]

so they let you get a car without a cosigner?

[@chanellelashae]

Yes. It’s under my name

[@taylorsanaaaaa]

Did you lease or finance ?

[@dominiquesullivan3374]

Was payment all in one payment ? What fees did you have paid ?

[@chanellelashae]

Only had to pay my down payment upfront

[@dominiquesullivan3374]

Didn’t have paid any fees upfront ( registration/ tags fee / dealership process fee ?

[@chanellelashae]

If u haven’t had a car previous to getting a new one you will need to buy a new tag.. all u need is your down payment

[@dominiquesullivan3374]

Did you have make certain amount of money to afford the car ?

[@violet-mp1mk]

I'm not sure if you said how much are your car payments if you don't mind sharing

[@Kay-zl3qx]

Congratulations Ik im late but I just found you 🤣 how many miles were on the Honda you purchased?

[@chanellelashae]

I think there was only 12,000

[@justjackie4373]

Looking for Toyota and all prices up it sucks even for used

[@chanellelashae]

Girlll go get you a Honda 🤪

[@mulattopapi9741]

Your horn on the side took me outttt! 🤣

[@coltonogden1513]

Really nothing serious wrong with the old car. sounds like all you need is probably a light bulb. tire pressure sensors usually go off but check you pressure and if it's fine ignore it. I deal with a lot of people's finances and financing a new car when not really needed is what keeps people broke

[@lifewithcrystal7065]

birthday twin

[@chanellelashae]

Omg heyyyy

[@tamiralaholmes1605]

So helpful!!! Thanks for the tips

[@kayjepisode8833]

Very informative, thank you so much 😊

[@kiaaWright]

How much are you paying per month ?

[@angelwaters4136]

We are born on the same day!

[@mariahamlin9370]

I tried to get a new car too

[@RonXX]

I aint hear you say how much u paying monthly for it

[@chanellelashae]

Then you didn’t watch till the end

[@dominiquesullivan3374]

Did you need co-sign ?

[@chanellelashae]

Nope !

[@dominiquesullivan3374]

Lucky 😩 bout buy my very first car just got my license im lowkey nervous bout co-signer

[@dominiquesullivan3374]

How did you avoid co-sign ?

[@denissehmarie]

Thank You so muchhhhhh for all the info...... Very helpful.

[@adamb8984]

how much did the car cost?

[@chanellelashae]

Originally about 20 sum k, mine I got cheaper

[@Official_Suave]

The best thing to do is get a new car because these old car give problems

[@JoJo-ow9he]

Bless you !!!

[@nasia928]

How much do you pay monthly for insurance & car payment

[@chanellelashae]

Insurance 474, payment 409 😭😳

[@PsnContends]

@@chanellelashae so you pay 800$+ a month car & insurance? Or 474 every 6 months

[@chanellelashae]

Monthly

[@aaronjones9227]

@@chanellelashae 😮‍💨 u a trooper

[@chanellelashae]

I’m trying bro😫

[@TatyPlaysGames]

you really giving me hope cause ive had the same problem w car shopping as far as cosigner and down payment 😭

[@chanellelashae]

Just take your time and be smart about it. You got this though 💓

[@aaronjones9227]

Open a finger hut account, watch for inquiries and lastly put 10% down on the car..

[@ch3rryblossom86]

What are some questions I should ask?

[@chanellelashae]

If ur getting it used ask if the car has even been in a accident

[@adiiij9335]

Thank you . Congrats blessings , God is good amen 🙏🏽 🙌🏽

[@kodakblack18]

This video is very helpful 👌

[@ladyyuna2000]

That's so ridiculous for that price on that 2018 Honda civic and I would have gone towards a newer Honda Accord or Honda Civic instead. I saw a beautiful 2023 Honda Accord LX for $28,845 and it's white with a black cloth interior.

[@chanellelashae]

I don’t want a lx. It has base features

[@steezusb]

🔥🔥🔥🔥🔥

[@Prehdazedd333]

U need a co-signer at 20?!?

[@chanellelashae]

Depends on your credit

[@famouzamir4183]

Nice

[@karinakeeme8246]

Me waiting for my BLACK Honda Civic EX to arrive from carvana.... 🥲🥲🥲🥲🤣. Love your car btw