我在英國選屋的十大標準，20210821

[@gctalk]

大家好，我喺英國用緊為virgin 的網上系統，各位如果有興趣使用維珍，可以用我的連結，每人會減50鎊 aklam.io/lRJws0

[@fasilalam9370]

唔好買百年老屋小心有石棉物質，porch and extension 要先向council 申請, 改裝 loft 建 En suite bedroom 就無需申請。 UK government 規定developer 每個 development 要有 25% social houses

[@edmundszeto]

廿竹

[@鐵面判官]

哈哈⋯⋯⋯⋯ 千祈唔好用地毯！ 應該用木板！

[@April-Or]

Canada is different and I think it is better. First we have a closing day when you purchase the house or condo. Closing day depends on he seller normally 3 months. On that day, the deal is close, you will get the key from the lawyer.

[@April-Or]

In Canada, we all have to take off our shoes no matter it is carpet or hardwood floor.

[@candyto8994]

趙博士真是好有見地深刻了解自己及家人的需求，你們會在英國非常適應本地的生活而已將來亦可旅遊歐洲各國，祝福你們生活幸福平安美滿！

[@killxi7862]

肥鸠的屋可能不接受燕梳 因为百年屋水管下水道堵塞問题 电缐老化😛😕😉😌😛😕😌😛😋😌😟😋😌😌😟😌😌😟😋😌😟😌🥳😊🥳🥰😊😊🥰😊🥳☺️🥳🥰☺️🥳🥰😉😉🥰😉🥳😟😉🥰😟🥰🥳😉🥰🥳😉🥳🥰😉😉😟🥰😉🥳😉🥰😟🥰😉😟🥰😋😉😋😉🥳😉🥳😉🥰🥰😉🥳😉🥳😉🥰😟😉😟😉

[@mcheuk6832]

多謝，趙老師 用一個我哋英國 local 嘅角度 去分享 喺英國買屋 需要知道 要注意 嘅嘢。 依家youtube上好多人 成日介紹人買屋睇樓， 但好多對我哋英國 生活 文化根本只係一知半解 ， 本地人唔 係咁鍾意住高樓大廈 係有原因㗎， 反而鍾意買屋， 如果鍾意diy 又或者有性格啲 嘅 就會專揀啲 二手 同個百年嘅舊屋 自己重新裝修 間屋裏面嘅間隔 設備

[@monatam3019]

百年嘅舊屋? stupid. Brand new is better,

[@monatam3019]

if you want bigger size garden, buy 2 houses side by side la

[@monatam3019]

@Hagenes Kohler Your reply has been Highlighted. enjoy your time. LOL~~~

[@waiwong4743]

Mona Tam 新屋d料唔够舊屋正, 要看屋主保养，外國人有固定時候保养，中國人只系邊度有事整邊度。

[@skfanfanfan]

趙博氣色俾喺香港嗰陣好！Very happy to see that.

[@lisaleung6056]

真係好左好多，我第一眼已有呢個感覺

[@HKbadCops-AllFamilyDead]

呼吸自由空氣,心境開朗,身體自然好

[@claw2093]

靚仔好多！！精神爽利！

[@patrickwtlaw]

博士識貨，百年大宅多數坐落喺一塊比較大的地，可能以前批地比較鬆，大大個前後花園，前面可以泊多架車，後花園可以種花種菜兼起埋個garden office都唔覺得個花園細咗。但係這類屋通常都係可遇而不可求，能夠找到自己喜歡的真係要睇彩數。

[@lobonoxxxx]

INDEED TRUE

[@calgary6191]

簡單啲, 兩個考慮因素 1. 多華裔的地區不要 2. 入到去, 一家人感覺舒服便可 最後,不要和香港比較

[@siowanli1500]

隔壁鄰居不要穆斯林和黑色人，最好是白人，屋投資價值。

[@johnnyho9892]

趙博，安居樂業！生活美滿！

[@bw7859]

多謝分享... 或者補充下， off-street parking 應是指馬路以外可泊車地方，例如私人 garage, driveway 或私人 parking slot。 on-street parking 先至係泊街。視乎不同地區或不同時段，on-street parking 或需要(住戶/使用者)申請 parking permit 的。

[@donald9159]

期待入伙介紹下新屋

[@wymantung740]

最緊要 合家安康

[@claw2093]

從趙博的氣色可以肯定他对英国居住和未來充滿信心和憧憬，我也很羡慕你们可以平价旅行欧洲和兒女有机会入名校，快快多謝英国政府和幫它促進繁榮喇，香港人海外揚威，不令人失望，OK?

[@cecich7186]

趙博考慮得好周全😗👍 支持趙博💪💪💪

[@Michael852]

謝謝高質分享👍

[@chimak8332]

新屋地預防有留下的日本 Japanese Knotweed 此種物可以穿牆破壞力極強連屋的根基破壞。很難賣出

[@gctalk]

收費平台可獲參考資料和專欄分享，請以每月5元或更多的美元支持： www.patreon.com/Chiusreading

[@lobonoxxxx]

INDEED

[@paulho23ph]

好區free hold, 自己擁有一片土地，建築物會老去，土地不會，可建屋自住，可種植自供自給，傳給後代。珍貴。lease hold apartment 小要，好區租期可能好短，如可續租但租費可以好貴，而且有好多條件，如要跟租約買，不能叫租客走，小心，這裏只是說London, 郊區比較上来說簡單些。

[@cecilialee4834]

維多利亞屋維修保養有很多限制，外殼不可除意改動，屋內也有限制各樣修改都要資詢當地政府，也有很多手續要辦。

[@sc3192]

Agree, on top of it, buying such an old house will come with a lot of problems, hopefully everything works fine with him

[@redrooster5096]

趙博 我相信你今次買屋是用cash 何需要接受這種Contingent upon buying a new house條款呢！Cash is king 是 upper hand 隨時可以要求賣家承擔所有inspection費用及殺價。其次 全球因Pandemic掀起搬離市區熟潮 美加澳等國房地產上升 現在買屋會否摩頂 應該要慎重考慮！

[@cooper2871]

趙博:屋大,下雪時,全屋暖氣不菲,地税亦不平宜,每年加地税.....鏟雪等等....本人在纽约市買獨立屋且重建.屋内不計地庫,楼上三千多呎,暖氣費...还有装了中央冷暖系统.除了冬天用暖氣,夏天寧可開窗式冷氣,....现在纽约是流行分體式冷暖氣,當然还要有基本的暖氣.琴:我以為Steinway & son 是很好.我反而觉得排屋attached house 对初來港人較实際,找好学区.将來發展不錯,可将排屋出租,自己有一定经驗,再找喜爱的屋舍,租屋人多租学区好的排屋。我自己是有排屋和獨立屋的屋主,香港人初到買屋要小心！要考慮周全！找工作要找有pension的工作.千万不要被名称所累,当退休時:有pension 有social security 有被动收入(租屋收入)有儲蓄（tax deferred annuity) ,政局穩定,便安享晚年了！(本人亦快到退休之年)

[@cooper2871]

三千呎的屋,兩公婆住,不值.我愛纽约,四季分明.將來退休,亦打算買間garden condo.收拾好原住的獨立屋,改買二家庭排屋,出租.但利得税先要計劃周詳,兒女們一畢業,有本事,早已离巢十多年.各自買了apartment! 年青一辈,送屋给他們,也不住.怕打理房屋费時.还有要有心理準備兒女另一半,是非亞裔(不是深膚色便好了).我们便是一例.幸好媳婦是拉小提琴的也是英碩士畢業的.

[@goldenbear7156]

@@cooper2871 嘩！咁歧視的語句都講得出。

[@4061earthabcdesong]

@Bernedetto 如果有幸有緣分，日後去nyc時，我希望可以參觀你的townhouse呢🙏

[@fkwcfkwc]

Initial stage is not Sold, it should be STC - “subject to contract”, Sold will be after the exchange of contract. The purpose for having a porch other then security, main purpose is to prevent internal heating escaping from the house, and to some ppl it’s a grand statement. Barnet areas is quite big, really depending where you go, other side of barnet have plenty of quiet areas and nice houses too.

[@mimihello4410]

祝一切順利~早日入伙~~身體平安~~

[@jl2405]

In order to teach children including musical instruments. You need to obtain a DBS police check and obtain a certificate to work with children. Parents may request it.

[@lobonoxxxx]

支持. 好有用. 600M夠用啦.

[@teresaray]

維多利亞時代的房產取決於位置，有些可能很大，因為這些房產通常是在人口不那麼密集的時候建造的。 但同時，在某些地方，它們可能非常細小且緊湊，就像英國部分地區的一些排屋一樣。 尤其是在工業區。 那些房子本身建造得很堅固，建造得更好，因為這種建築是打算建造持久的。然而，因為它們往往具有一些獨特的地方，例如瓷磚和壁爐，要維修或更換可能很昂貴。

[@eondieondi4634]

祝你盡快交易成功，可安居樂業，一家平安、愉快！

[@shanaw3806]

非常仔細的分享，全部資訊都可以延伸到加拿大買樓房作考慮 除了一點，如果家有老人家，一定要住在生活方便的地方，如社區中心，醫院，公園等，因為人到老年不想依賴年輕人，但又希望可以每天出門透透氣

[@ngng7922]

支持趙博加油💪class

[@charliecat301]

👍🐱🐈,十分有見地,百年老屋很有歷史,羅德島這裡好搶手,但不能隨意更改加建.由於衛生原因,好多屋主都不用地毯,只留hardwood floor, 容易打掃.買屋合約要一定通過驗屋,有毛病時要決定賣主修理或扣除費用方可成交.合約通常附加clause要屋主在何日搬出交樓.我買屋都有律師查文件如屋契,債務,有無lien. 避免好多日後麻煩.當然最重要三樣係Location, Location, Location

[@mingwong244]

支持趙博💪💪💪

[@chihungng757]

同我買屋理念一樣，不近公路，醫院，學校，教堂，公園，巴士站等，。

[@ahnamchau9981]

花圓不请花匠做吗？自己做很辛苦哦！

[@Liwinpooluk]

趙博，你有錢就梗係可以有咁多要求啦，我地得二百多萬帶過來，根本冇乜得揀，英國肯收留我們已經謝天謝地，唔敢再呵求d咩（真心回應，唔係想攻擊你）

[@siufungchung568]

對 ! 只求一個安身之所

[@gctalk]

去蘇格蘭一棣好多選擇

[@davidwan1715]

I recommend you rent first. Uplift your education and/or hands on skill. Ones you’ve stable income, then look for housing, school zone, etc that’s convenient for your family.

[@Liwinpooluk]

@@davidwan1715 如果無小朋友，唔洗理school zone，邊度會化算d而治安又好d？真心唔想買apartment 啊！

[@Liwinpooluk]

@@gctalk 蘇格蘭有考慮，但真是很怕凍！

[@stephenyeong01]

應該係Virgin Cable 600M upload 得35M

[@simonwong5641]

赵老师，你拣楼要十大要求比选老婆还要求高很多，我想在英国你都很难买到楼啦？祝你好运，当你买到楼时请告诉读者你间楼能达到你多少个要求？这些是读者真心希望知道的讯息不是挑战你请你明白？👍🤗🤣

[@andyfung99]

Weekend bus 10p? Greater London? 或我聽錯?

[@hk-tw-uk]

申請2條600MB broadband﹐用load balance router﹐就可有1.2TB broadband

[@ovalwatin]

可以剪好片先壓好再上載，可節省不少上載時間

[@kv6373]

我覺得以下幾個地區最適合你： Mayfair Belgrave Square Egerton Crescent, Kensington Chelsea Manor Street

[@ralphyeung9455]

Front entry door/entrance should be wide enough to allow big furniture and appliances to move in.

[@JerryChanD]

趙博一家係高尚人士 .... 係 london 買 detailed 再加買座琴都過百 .... 太勁了 .... 真係高端人士，小弟做為一個藍絲所講既二等公民做低下階層拜服了

[@teresali3677]

趙博選屋條件其實係好好肯👍👍👍

[@Terrigan_Reina]

係歐洲 近主要火車站, 雜, 真係一個問題, 由英國到德國到Norway到南歐 都係咁

[@amazingtrickshot8365]

唔洗揀得太過，否則好難買到，其實同揀老婆差不多，太過奄尖就只會越難揀，我係過來人。 我本身都識啲風水，我用我識嘅嘢去揀，一直都揀唔到，後來一次無心插柳，就買到啦

[@AS-kt1er]

Your MacBook should probably use tb3 cable connecting to a tb3 dock & on to your router for direct lan connection instead of using WiFi. LAN cable are more secure & fastest connection setup. If your MacBook is latest M1 with tb4, then you should use the tb4 dock.

[@ralphyeung9455]

Private garage is preferable. Security is a factor. Auto insurance premium may be lower.

[@billy2010829]

祝生活愉快😀

[@et7972]

祝生活安好，一切順利 陶傑去探你，你似乎不太開心

[@manfredfung1167]

希望子女入讀名校是華人DNA，我的子女也能入讀state名校但他們對我說其實他們讀什麼學校沒有分別最後也能入讀自己喜歡的大學，去見工冇人理你讀什麼學校注要是自己能力，子女他們現也是公司的高層工作 !

[@goldenbear7156]

名校出嚟對搵第一份工有好大的幫助！

[@manfredfung1167]

@@goldenbear7156 我在華纳唱工作了十七年，你知唔知d鬼仔鬼妹來見工老细和他們的話题多是他們的興趣和過去經驗,小理你在那間學校讀書，在外國識得talk最重要。

[@manfredfung1167]

還有一點在外國你的求職CV性別年齡中小學是無需填上，在我五十五歲那年為考驗自己也能成功申請三份不同工作。

[@bettylee6917]

你的選擇相信大部份人都想要，越聼越覺得你各下樣樣嘢都較英國的高一等。

[@TheCooperclimax]

請檢樓審查是必要的，樓房及前後園有任何問題，維修是賣屋的責任，是保護你的。

[@ningli2883]

趙Sir,而家仲有人鋪地氊咁麻煩咁唔干淨衛生？打理仲麻煩。

[@pcheung927]

Residential internet is usually asymmetrical meaning the download speed and upload is different, usually the download is much higher than upload. 600 meg is quite adequate I think. If you live in a two or three storey house, the best is to have 2, 3, or 4 Wi-Fi 6 router in mesh, e.g Asus, connect them with Cat6 cable and it should cover most if not all of the area with good wifi speed. I live in Canada and I’m using 160/50 meg speed with 20 plus devices.

[@SSO02]

多謝分享

[@wsyeung1329]

趙生好精神

[@superdennislaw]

Gavin, please consider Chiswick W4 area, my daughter is living in this area, very safe area.

[@joanncha1172]

移民英國，雖然辛苦一點，為了後代，永無後悔。

[@shrs.3448]

What I learned most from this episode of Professor Chiu is his way of coming up with the top 10 criteria of buying his first house in England. His logic, his reasoning, and his priorities are commendable. In terms of safety and security, it would be wise to minimize one's digital footprint on the web but being a KZbinr with 247K subscribers - that won't be easy. Once again, thank you for sharing your thought process in which we can all learn from it. Thank you.

[@bca318]

我今年5月時已經喺英國投咗票啦

[@cyy4074]

想問問10p巴士係邊到搭?

[@kingkongpun7699]

Also consider if the main roads to and from the house could be flooded during rainy season, not only if the house could be flooded.

[@hokawah8617]

趙老師睌上好

[@coolco1619]

Wow you are so clean, carpet wash every 3 weeks! Most people might wash every 6/12 months. Ideally is to install wooden or laminated flooring for all downstairs area. And carpeted upstairs bedrooms. Good luck with your house purchase Mr Chiu. Surbiton's Tiffany School is best girl school.

[@9B17]

恭喜做業主🥂🍾🍻

[@paulho23ph]

Victoria terrace, nice one. 吾知邊區呢？ Chain 有好處，但有時晒時間。

[@faitang2920]

@明.請問chain有何好處，謝謝。

[@paulho23ph]

@@faitang2920 想换屋，買咗自己間，但未即時揾到，咪要住酒店，但賣咗先，对一般 vendor 來說，知道自己有幾錢可以買，對vendor 有好處。對買家唔好。呢個遲早會obsolete, 因為現代樓價没有以前穩定，又只是君子拹定，對vendor 取消代價不大。買家浪費時間，金錢同機會成本，吾公平。

[@keewan7459]

趙博， 你始終離唔開傳統中國家長的想法， 要讀大學、甚至要入名牌大學。 喺外國選擇唔只係大學， 可以讀美術學院， 可以做學徒， 甚至可以讀完中學就做嘢在社會大學打滾都冇問題。

[@danchan1717]

Purchase old house & antique house is a big headache…. lot of hidden cost, refurnish, repair appliances, gardening etc. If the location is good for kids in education & in new town with new developers… all new homes with warranty period up to certain yrs. all the appliances are new will be trouble free to replace!

[@patrickwong2023]

自由的地方卻生活到擔驚受怕🤣

[@manli5765]

可以介紹你用邊款防盜嗎？

[@venuslam711]

我也是有部三角琴正運送途中，也正揾detached house, 需要近倫敦，因囡囡在倫敦讀鋼琴。聽你講三角琴到埗後要在琴行做些調整工作，另隔音設備，可否email 你再聯絡？thx

[@lkfk1523]

有車位，有花園，有書房，當然正啦 ！！😝

[@izplus]

趙博揀屋都咁專業

[@s996181]

可以講下買左邊架 7人車？英國7人車選擇少

[@hfhfif6718]

我以前屋前。。泊五部車的。。。對。。門前有位泊車非常重要。。Porch...對。。。。放鞋。。放umbrella..放coats

[@chunglui4907]

Yes but try find home in usa thank you for your help

[@cindywong296]

Thanks for sharing. Very informative.

[@marklong3389]

带个字幕啊

[@kachai]

資訊好全面👍🏻

[@hfhfif6718]

我姐夫。。都整左部水機。。好正的

[@ywiphk]

thanks

[@owen1544]

舊屋有一個問題，就係唔知點解好易會有大蜘蛛

[@ynmwong8566]

趙博 我聽到你講‘‘‘結救’’’,救救聲大吉厲是咩! 我都跟住你隨後移來英國，亦正在揾緊屋。條片很好，多謝分享。

[@manip9217]

其實結(救)呢個先係正確讀音。

[@trishwong7627]

支持你

[@nefeli28-z4h]

Wall to wall carpet is yucky to clean，prefer wooden floor， but change carpet for stairs coz it‘s good for your back in long terms going up and down stairs and good for your parents too！You can buy carpet from IKEA to keep the floor warm in winter and throw away occasionally！Easier for you and your wife to maintain without a domestic helper. You can even install heated tiles in the bedroom as an alternative， but a bit pricey. If available , buying an RV so that you can travel around UK, or a yatch to go on Thames makes live more enjoyable 😎😎😎 Installing more tiles or a small dip pool in a large garden would add value to your house , your kids can enjoy dipping in the pool during hot days in summer! On top add value to your house too!

[@tikyu2801]

🤔 我覺得 男女校 容易學識 男女相處之道

[@CocoTiu]

Congra on the new house

[@chanandy6527]

看你的頻道真是長見識，知識份子見解果然獨到。你重新界定了善惡的定義，原來“窮”也是惡的一種。我出身公共屋邨，工作是地盤工人，窮人一名，身邊親人朋友同事都是窮人，原來也是一班“惡人”。敢問subscribe你的頻道，留言會否影響到你的家人。“窮”是一種病，不可靠近人的。“仗義每多屠狗輩，負心多是讀書人”。

[@gctalk]

我都係公屋出身，完

[@gctalk]

你泊架車係果D區兩日試下就明白

[@9al9al]

多謝分享， 好多香港人唔明白好多香港樓嘅好處其實係外國樓嘅壞處!

[@lok7298]

入新屋時會唔會拍vlog分享呢？😃😃😃

[@kenlau2014]

不要，人生安全要緊。

[@user-he9mv4jn9m]

燥音你無考慮(間屋是否近飛機跑道)?

[@mattheww822]

你好，我想請教你，如果係英國，到報稅時，手上仲有香港股票D，或者IB持有美國股票果陣 係咪報稅果陣持有咩野申報曬所有股票就可以? 有冇咩地方要注意，唔該曬!

[@gctalk]

你要睇吓會唔會將啲錢帶入英國，如果帶入英國嘅話，嗰啲股票一大買咗就要畀稅，如果唔帶入英國就可以照報但係唔使交稅，但係就會失去當年係英國嘅免稅額

[@mattheww822]

@@gctalk 唔該曬 趙博士!! :)

[@huang8872]

我呢边买楼好多都直接俾unconditional offer，俾condition除非价格好高，唔系屋主都唔愿意卖。

[@monatam3019]

stupid, one condition need to protect you even if the price is very low or you have enough cash with you . "mortgage approve from bank."

[@huang8872]

@@monatam3019 呢个边个都明，点解要俾uncondition offer因为房源少，今日上，可以听日就sold，好区好屋就有呢个问题，想买到就要俾unconditional offer，现实就是这样，不过都被骂疯了。🤣

[@monatam3019]

@@huang8872 This is the way seller eat up buyers deposit. I have money, why should I worry I can't find a house it fit my need. Only the real estate agents will say some thing like you. You must be an agent, right? .

[@huang8872]

@@monatam3019 I am not the agent,just tell you the truth in my living country.

[@monatam3019]

@@huang8872 I won't think your way. I can find a run down house, turn it to be a brand new house. what I am looking for is just a piece of land to build my dream home. You have the HK thinking. Western world have complete different concept.

[@tl2495]

All the best.

[@hfhfif6718]

Virgin broadband最貴的

[@fukeungchan2280]

Gavin and family home you’re belong in Britain god be with your family

[@ye8297]

趙博！我剛抵英國及有定居地址，而中學已經開始放暑假。是否要等9月開學才找Council幫小朋友申請入學手續？

[@gctalk]

照申請，同負責人傾下，學校近日已開工，我日日收到學校EMAIL

[@ye8297]

多謝趙博🙏

[@winkyhool5000]

請問 英國獨立屋無garage 嗎？美國獨立屋都會有

[@gctalk]

多數人都係放雜物，泊露天

[@goldenbear7156]

美國地大。普遍車房可以放到兩架車。

[@星仔宇宙无限]

五有放读书的地方，六有名人的地方~七有賣相八~敬神~教堂九~方便交贵人的地方~十养生的地方

[@linvivien7153]

欣賞你 好爸爸

[@henrysouth645]

其實都係盡量揀，地方真係好大😂